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Apache is functioning normally

May 30, 2023 by Brett Tams

Graduating from college is a huge accomplishment, so of course you want to honor the young scholar in your life. Just think of all the places their lives will take them!

There’s just one problem: You know that stereotype about broke college students? That’s not going to change for a while after graduation. They’ve got to find a job (which is sometimes much easier said than done), locate a place to live, and get started on being a grown-up. That’s tough to do when you’re starting from scratch.

But that’s where you come in! If you’ve got a friend or family member who’s graduating, we’ve got some gift ideas to help them embark on post-college life:

1. For the job they’ll have

When people graduate, suddenly their lives become focused solely on finding a job. You can help with that by giving gifts they’ll be able to use as a young professional.

  • Clothing or accessories appropriate for interviews or workdays will be much appreciated – every interviewee wants to look polished and professional to help their chances of landing and keeping a job.
  • A resume service could be very useful – there’s an art to creating a resume that will catch the eye of potential employers. There are plenty of services all around that offer advice on making any resume effective.
  • Likewise, a session with an interview coach could help a recent grad land the perfect job. Anyone can use a few pointers on how to conduct themselves in an interview so they’ll make a great first impression.
  • Every young professional can use a nice laptop bag to carry to and from work.
    Every young professional can use a nice laptop bag to carry to and from work.

    Finally, a nice briefcase or laptop bag is the perfect accessory for an interview or day in the office.

Moving after graduation? Check out our infographic: Top 10 Cities for College Grads: Post-Graduation Moving Trends.

2. For the money they’ll make

Many people consider graduation a great time to start thinking about the future. In that vein, why not set up or contribute to a Roth IRA for your recent graduate? They’ll appreciate your thoughtfulness now, but they’ll be especially happy when it comes time to retire and they have a nice little nest egg, partially funded by you.

Many young people are overwhelmed at the choices in front of them when it comes to investing and saving money. Surely they’d appreciate some financial advice as a gift – you could sit down with a recent grad and give them some one-to-one advice, or if you’re no expert yourself, a nice book could do the trick.

Need some book recommendations? We’ve got them: The Top 5 Personal Finance Books.

3. For the home they’ll create

After college, it’s time to get some real kitchen accessories – no more drinking out of plastic Solo cups.

  • Any graduate will appreciate some grown-up glassware for nights in with friends and family.
  • You could also buy someone a starter set for the kitchen – a few place settings, pots, pans and utensils. It doesn’t have to be fancy stuff; durable everyday kitchenware is an uber-practical gift.
  • Anyone with their own place – male or female – needs a few tools as well. Consider giving a small toolbox with some basic necessities: Hammer, screwdriver, pliers, wrench. These starter tools will help your young friend hang pictures on the wall, do minor maintenance tasks, and learn to become more self-sufficient.

Looking for cooking tools? We have recommendations for The Best Kitchenware on a Budget.

4. For the places they’ll go

Many graduates dream of traveling the world, either for their jobs or in their vacation time. There are many fun, inexpensive accessories you can give as gifts to support that dream:

  • Passport holders make great presents, as well as travel logs for them to document their many upcoming adventures.
  • If your recent grad loves vintage accessories, an atlas might make them happy – there’s something romantic about plotting a trip on paper instead of online.
  • If they prefer the digital life, gift them with iTunes or Amazon gift cards so they can download music and audio books to keep them entertained on their travels.

If you know someone who’s traveling, you might share The Benefits of Renting Vs. Staying in a Hotel.

Congratulations to all the college graduates out there! What would you like to receive as gifts?

Photo credits: Shutterstock / sippakorn; Flickr / fohlin

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Apache is functioning normally

May 29, 2023 by Brett Tams
Is a business degree worth it? There are plenty of benefits to earning a business degree. In this guide, you will learn is business a good major for you.

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.


A business degree can open up doors to many different career paths and can give you the skills you need to be successful in the world of business. However, not all business degrees are created equal. There are a variety of different business degrees available, and each one has its own strengths and weaknesses.

A business administration degree gives you a general introduction to the business world and teaches you the basic skills you need to be successful in the workplace. In addition, it provides a foundation for further study in specific areas of business such as accounting or marketing.

The value of a business degree depends on a variety of factors, including what you hope to gain from the degree, your field of study, and your career goals. However, there are some things to consider when making this decision.

According to PayScale, the average ROI for a business degree is about $1 million. This number takes into account both the cost of getting a business degree and the increased earnings potential that graduates typically experience.

While many jobs require at least some level of post-secondary education, not all jobs require or even prefer candidates with a business degree specifically.

In this article, we will highlight everything you need to make a decisive decision for you.

Is a business degree worth it? There are plenty of benefits to earning a business degree. In this guide, you will learn is business a good major for you.

Why a Business Degree?

There are many reasons to get a business degree.

For starters, they offer great flexibility and come with an abundance of valuable career resources. Additionally, business degrees can lead to even more opportunities in the business world.

Finally, it’s important to note that getting a business degree is very profitable and attractive.

Is a business degree worth it?

Picture of a pig with a graduation hat on wondering if a business degree is worth it.

There is no one-size-fits-all answer to this question. 

A business degree can be an excellent investment if you are looking to start or grow a business or are interested in finance, accounting, human resources, or marketing. 

Finally, think about the cost of tuition and other associated expenses. 

What Can You Do with a Business Management Degree?

Picture of a group of graduates.

Business management degrees can prepare students for a variety of careers in the business world.

Some possible careers include:

  • Business analyst
  • Accountant
  • Human resources manager
  • Event planner
  • Marketing manager
  • Operations manager
  • Financial analyst
  • Business owner

A business management degree can open up a variety of doors for you! You can go into many different industries and have a number of career options available to you.

Business management degrees provide opportunities in growing fields like finance and marketing. In addition, business and financial operations occupations are projected to grow on a national level more than other careers.

This means that if you have a business management degree… You will be entering an occupation that is expected to have continued growth in the future.

Types of business degrees

Picture of a graduation cap, diploma, and books for the types of business degrees.

First, consider what type of business degree you want.

There are three options:

  1. Bachelor of Business Administration (BBA): This is a general degree that provides students with a broad knowledge of business. It includes subjects like management, accounting, economics, and marketing. Perfect for those who want managerial positions or start their own company.
  2. Bachelor of Arts in Business Administration (BABA): This degree consists of business subjects along with humanities and social science courses. This type of degree may be a good option if you want to pursue an international career.
  3. Bachelor of Science in Business Administration (BSBA): This type of degree has a strong analytical and math-oriented focus. It’s excellent for careers like financial analysis.

Once you have decided on the type of business degree you want, consider your field of expertise.

  • Do you want to work in finance? Marketing? Human resources?

Each field requires specific skills and knowledge. So, make sure the degree you choose will provide you with the necessary training. This would be your minor (area of expertise).

Just remember… Each different types of business degree offer students a variety of opportunities. Thus, can help students develop the skills they need for success in the workplace.

Getting A Business Degree

So why should you consider getting a business degree? First and foremost, they offer great flexibility in careers.

Additionally, most programs come with access to a wealth of career resources that can help you land your dream job after graduation.

And finally, having a business degree is highly profitable and attractive in the current job market.

Whether you’re just starting out in your career or looking to advance further, getting a business degree is an excellent choice.

They provide students with valuable skills for entry-level positions that are highly sought after by employers. Plus, an accredited program will likely lead not only to an invigorating educational experience but also to a job that meets your needs and drives your passions

Is Business a Good Major?

Picture of business people wondering is business a good major.

There are associate’s degrees, undergraduate degrees, and graduate degrees in business administration available at schools across the country. Which one is right for you? That depends on your goals and what you want to study.

If you’re not sure what you want to study, or if you want to explore your options before making a decision, consider an associate’s degree in business administration first. This type of degree can give you a basic understanding of the field. Then, it can help you decide if you want to continue your education or go into the workforce directly.

If you already know that you want to study business administration at the undergraduate level, then look for a school that offers a broad range of courses in this area. So, you can gain exposure to as many different aspects of the field as possible.

If you’re interested in pursuing a career in business administration but want to take your education one step further, consider a graduate degree in business administration. This type of degree can prepare you for management-level positions and help you stand out from the competition.

Pros of getting a business degree

Picture of a sign that says positive and negative

A business degree can give you many advantages in your career!

  • Help you advance in your career.
  • Give you the skills you need to start your own business.
  • Teach you how to manage a company effectively.
  • Help you develop marketing and sales skills.

Pursing a business degree may lead to a rewarding educational experience! As well as a career that meets your needs and drives your passions.

In addition, there are plenty of accredited colleges and universities that offer online business degrees. These choices are often convenient and affordable.

Pro #1 – Versatility of a business degree

A business administration degree program can provide a diverse range of career options and prepares students for success in any industry.

Business administration courses are foundational for a variety of careers.

Core coursework in areas such as:

  • Finance
  • Accounting
  • Marketing
  • Management

These areas of study teach students how to think critically and make sound decisions in a variety of business scenarios.

In addition, many programs offer specializations or concentrations in specific fields such as:

  • Entrepreneurship
  • Human resources
  • Information technology

Thus, allowing students to focus their studies on an area that interests them.

Business graduates are well-prepared to take on a variety of roles within organizations. Plus can usually find jobs with good pay and benefits.

And because the skills learned in business school are applicable in so many different settings, graduates typically have multiple career options available to them if they decide to change jobs or careers down the road.

Pro #2 – Advancement Opportunities

Employers respect and value a business degree from a well-respected school, which can open doors to advancement opportunities.

With a business degree, you can move up the corporate ladder more quickly or start your own successful company.

In addition, a business degree gives an individual the ability to understand the latest changes in the business world and understanding of new strategies, insights, and ideas that can improve a company’s performance.

Business degrees are necessary for individuals who want to stay ahead of the curve in their industry.

If being successful in your field is important, then getting a business degree is essential. Additionally, new opportunities are presented to you.

Pro #3 – Higher Salary

A business degree can lead to a higher salary than an undergraduate degree for the same job.

The impact of your salary depends on a number of factors, including your school, the chosen field, your position, and your past experience.

Many business administration graduates specialize in a discipline, which leads to different salaries for those same careers depending on the discipline.

For example, if you are making a $45k salary a year, then a business degree might help you increase to $60k a year.

Pro #4 – Career resources and networking opportunities

To make the most of a business degree program, consider taking advantage of your school’s unique resources, including career centers and alumni networks.

Then, you are able to use their resources to open the door to a variety of job opportunities.

The career resources will help you find internships and jobs. While the networking opportunities will help you connect with professionals in your field.

Business management degrees can also benefit from extra-curricular activities like clubs and networking events.

Pro #5 – Transferable skills

Business is present in nearly every modern industry. That means degree holders have the option to apply their business degree to just about any area of industry.

Thus, provides skills that are in high demand in the workforce, such as critical thinking, problem-solving, decision making, communication, and leadership skills.

Professionals with a business degree have many options for employment and provide a competitive edge in the job market.

Cons of Getting a Business Degree

A college degree is still the gold standard for obtaining good employment. However, it is no longer the only way to achieve success.

Though there are many benefits to getting a business degree, there are also some potential drawbacks you should consider before making your decision.

Con #1 – Cost of the degree

One such drawback is the cost of tuition and other associated expenses.

The average tuition for an in-state student at a public university is $10,388 per year, and the average tuition for a private university is $38.185 per year (source). That doesn’t include room and board, books, supplies, or other fees. If you’re attending school out-of-state or out of the country, your costs will be even higher.

You can apply for scholarships and grants, take out loans, or work part-time while you’re in school. But no matter how you pay for it, the cost of a business degree is significant.

Con #2 – The job market doesn’t have enough jobs

Getting a business degree isn’t always the best option for career advancement.

There are disadvantages to getting a business degree, such as lower unemployment rates and higher wages compared to other occupations.

Even though a bachelor’s degree in business is required for many jobs in the industry. If you’re interested in pursuing this path, it’s important to make sure you choose a program that will prepare you well.

Con #3 – Certifications are better

Certifications can also help you learn new skills and stay up-to-date on the latest trends in your industry. This comes without the time and money needed for a degree in management.

In fact, both Microsoft and Google have stated that certification for hiring for jobs is more important than a college degree (source).

For example, getting certified in specific areas can help you become an expert in a particular field and make you more marketable to employers.

While both can lead to a variety of career opportunities, you must decipher which is best for your situation.

Con #4 – You don’t need a business degree to work in business

A business degree is not always necessary to work in a corporate setting.

While getting a business degree can help you learn about the inner workings of businesses and how to run them effectively, you can also learn the same skills with hands-on job experience.

In fact, many people who work in business don’t have any formal education in it at all. There are a number of things you can do to gain the skills you need to work in the business without getting a formal degree.

Con #5 – Not Needed to Start Your Own Business

Most importantly, a business degree may not be the best route for you if you want to start your own business.

A business degree won’t give you all the skills and knowledge you need to succeed as a small business owner.

Many times, the best lessons are taught through hard work and perseverance.

Con #6 – Not Truly Prepared for Career Path

Another potential downside to getting a business degree is that not all degrees offer the same level of preparation for specific careers.

So, it’s essential to do your research and choose a program that will give you the skills you need to pursue your desired career path.

Con #7 – Time Consuming

Finally, getting a business degree can be time-consuming and require significant dedication. So make sure you’re ready for the challenge before embarking on this journey!

How to decide if getting a business degree is worth it for you?

There are a few things you should consider when making this decision:

  • What industry do you want to work in?
  • What is the job market like for business degrees?
  • Will you be able to get scholarships or grants?
  • What are the salaries for business degree holders?
  • What are the opportunities for advancement for business degree holders?
  • Will you be able to work while your degree?
  • What are the costs of getting a business degree?

It is important to remember that business degrees are not just useful for starting a company! They can also lead to lucrative careers in other fields such as finance or law.

So if you’re still undecided on whether or not getting a business degree is worth it for you, consider all of the possibilities!

Tips to Ask Yourself Before Enrolling in Business School

A business degree can be expensive, but it may offer opportunities for career growth and earning potential that outweighs the initial investment. You must weigh the pros and cons carefully before making a final decision

When making the best decision for you, there are many factors to consider, such as time commitment, cost, and potential return on investment.

Tip #1 – Consider your goals and objectives.

What do you hope to gain from a business degree? Are you looking for career advancement opportunities, or do you want to learn more about business fundamentals? Knowing what you want out of a business degree will help you narrow down your options.

Tip #2 – Do your research.

There are many different types of business degrees available. So be sure to compare programs and find one that fits your needs and interests.

In addition, you must consider if an accredited online college or university offers a program that meets your needs.

You need to research the university’s accreditation status so you can know what that means for you when looking for work after graduation.

Finally, think about what you want to do with your degree. Find a program that will give you the skills and experiences needed for your desired career field.

Tip #3 – Ask around.

Talk to friends, family, and colleagues who have pursued a business degree. They may have valuable insights that can help inform your decision.

Do you regret getting a business degree?

Personally, I do regret getting my undergraduate degree in marketing.

I don’t think that was the best field of study for me. Plus my college at the time refused to teach social media marketing, which was brand new and my degree was quickly outdated without the proper skills.

The college experience was absolutely amazing and I grew as a human being. But, I truly believe there was a better degree for me to start out with.

However, if you were looking for a business degree with a focus such as finance, accounting, or computer information, I think those are more highly specialized to off a better benefit.

What Business careers look appealing to You?

A business degree can help you move into a different career field and earn more money.

In addition, a business degree can build a solid foundation of skills and knowledge for you to build your own business. However, there are many other ways to learn about business, so it is important to research the different options and find the best one for you.

There are many different types of business degrees available. As such, it can be difficult to decide which one is right for you.

This decision is not the same for everyone as we all have our own upbringing and experiences. Every single person you ask will tell you something different and whether their business degree was worth it to them.

Business education can be expensive, but there are many resources available to help you finance your education. There are also many benefits to earning a business degree, so weigh all the factors and make the decision that’s best for you.

Know someone else that needs this, too? Then, please share!!

Source: moneybliss.org

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Apache is functioning normally

April 29, 2023 by Brett Tams

Can you use your Roth IRA to pay for higher education expenses?

Yes. Under IRS rules, you can withdraw funds from your Roth IRA early and avoid the 10% early withdrawal penalty if you’re using the funds to pay for qualified education expenses.

According to the IRS, such withdrawals must meet three criteria:

1) They must go toward paying qualified higher education expenses,

2) Those expenses must be incurred at a qualified educational institution, and

3) Those expenses must be for an eligible member of your family.

If you need to pay for education expenses which meet these criteria, then more than likely, you’re eligible to make an early, penalty-free withdrawal from your Roth IRA.

Roth IRA for Education Expenses

Roth IRA for Education Expenses

Early Withdrawals From Your Roth IRA

First, it’s important to remember that you can always withdraw your original Roth IRA contributions tax-free and penalty-free at any time and for any reason.

Only your Roth IRA earnings (such as interest, dividends, and capital gains) trigger taxes and penalties if you withdraw them early. So what constitutes an early withdrawal? Any withdrawal of earnings which is made prior to meeting the Roth IRA 5 year rule and prior to reaching age 59 ½.

For instance, let’s say you’re 40 years old with $20,000 in your Roth IRA. Your $20,000 balance is composed of $14,000 in original contributions and $6,000 in capital gains. Under the Roth IRA withdrawal rules, you can withdraw up to $14,000 tax-free and penalty-free. But if you withdraw the remaining $6,000 in capital gains, that $6,000 is subject to income taxes and a 10% early withdrawal penalty.

So if you need to withdraw funds from your Roth IRA to pay for educational expenses, then you would first withdraw any original contributions you’ve made – which are withdrawn tax-free and penalty-free.

But if you need to make an early withdrawal of earnings from your Roth IRA, you can avoid the 10% penalty (but not the income taxes) if you use the funds to pay for qualified higher education expenses at an eligible educational institution for an eligible family member.

Qualified Education Expenses

So what constitutes a “qualified higher education expense”? According to the IRS, all of the following are “qualified higher education expenses”:

  • Tuition
  • Institutional fees
  • Books
  • School supplies, and
  • Equipment required for enrollment or attendance

Room and board only counts as a qualified higher education expense for special needs students who are enrolled as at least half-time students.

For instance, if your daughter is attending college, her tuition counts as a qualified higher education expense. So does the cost of her books, enrollment fees, and the laptop computer she’s required to have. But her rent and utilities at a local apartment complex don’t count.

Once you identify your qualified higher education expenses, you need to make sure they’re incurred at an eligible educational institution.

An Eligible Educational Institution

So what consitutes an “eligible educational institution”?

According the IRS, such an institution is:

“Any college, university, vocational school, or other postsecondary educational institutional eligible to participate in the student aid programs administered by the U.S. Department of Education. It includes virtually all accredited, public, nonprofit, and proprietary (privately owned profit-making) postsecondary institutions.”

This is the easiest to meet of the three criteria. Most postsecondary educational institutions meet this definition, from your local community college and state university to online, for-profit university programs. But if you’re not sure, just ask. Your school will know the answer.

Once you establish that you have a qualified higher education expense incurred at an eligible educational institution, then you only need to make sure the expense is paid on behalf of either yourself or an eligible family member.

Eligible Family Members

So who are eligible family members?

Only the following people are eligible to pay qualified higher education expenses with a penalty-free early withdrawal from your Roth IRA:

  • Yourself
  • Your Spouse
  • Your Children
  • Your Grandchildren
  • Your Spouse’s Children or Grandchildren

Brothers, sisters, and second cousins don’t qualify. Only the direct descendants of either yourself or your spouse.

Exceptions

So do all qualified higher education expenses incurred at an eligible education instition on behalf of an eligible family member avoid the 10% penalty if you make an early withdrawal from your Roth IRA?

Unfortunately, no. If you’ve already paid the bill for your qualified higher education expenses, and you’re looking to make an early withdrawal in order to reimburse yourself, you may not qualify.

Under IRS rules, you can only reimburse yourself for qualified higher education expenses you’ve already paid using these types of funds:

  • Payment for services, such as salary and wages
  • Gifts
  • Loans
  • An inheritance given to either yourself or the student
  • Withdrawals from personal savings
  • Withdrawals from a qualified tuition savings program

But if you’ve used any of the following types of funds to pay for qualified higher education expenses, you will owe a 10% penalty on any early Roth IRA withdrawals:

  • Pell grants
  • Employer-provided tuition assistance
  • Tax-free withdrawals from a Coverdell Education Savings Account (ESA)
  • Tax-free scholarships
  • Tax-free fellowships
  • Tax-free educational assistance for veterans
  • Other tax-free payments received as educational assistance (other than gifts)

That’s a lot of fine print to take in, so let’s use an example to illustrate.

Let’s say you’re 45 years old, you’re in the 25% tax bracket, and you have $36,000 in your Roth IRA – $14,000 in original contributions and $22,000 in capital gains. Your 19 year old son just finished his sophomore year in college incurring qualified higher education expenses of $18,000. He received a $2,000 tax-free scholarship, while you paid the rest of his tuition and book expenses for a grand total of $16,000 in out-of-pocket expenses.

You can use your Roth IRA to reimburse yourself for these out-of-pocket expenses. In fact, you can withdraw up to $14,000 tax-free and penalty-free. Why? Because in doing so, you’re simply withdrawing your original after-tax Roth IRA contributions.

However, the next $2,000 you withdraw is subject to income taxes, but NOT the 10% early withdrawal penalty. Why? Given your age, a withdrawal of earnings consitutes an early withdrawal, so it’s subject to income taxes at your current rate of 25%. However, because you’re using the funds to pay for qualified higher education expenses, you avoid having to pay the 10% early withdrawal penalty.

If you try to withdraw an additional $2,000 for a grand total of $18,000, you’ll owe income taxes AND the 10% early withdrawal penalty. Why? Even though $2,000 was used to pay for qualified higher education expenses, those expenses were already covered in the form of a $2,000 tax-free scholarship. So any additional funds beyond the $16,000 you’ve already withdrawn from your Roth IRA will be treated the same as any other non-qualified early withdrawal. And non-qualified early withdrawals are subject to income taxes and a 10% early withdrawal penalty.

Summary

If you or a qualified family member incur qualified higher education expenses, you can use your Roth IRA savings as college savings to pay for those expenses and avoid the 10% early withdrawal penalty if applicable.

While a Roth IRA is primarily intended as a vehicle for retirement savings, each individual circumstance is different. As such, you might want to look into using this special IRS provision to help out with your higher education expenses.

This is an article from Britt at http://www.your-roth-ira.com, the Web’s #1 resource for Roth IRA information.

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Source: biblemoneymatters.com

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How to Move Out at 18: The Ultimate Guide to Moving out at 18 with No Money

April 15, 2023 by Brett Tams

Inside: In this guide, you will learn everything you need to know about moving out at 18 with no money. This includes…

Read More… How to Move Out at 18: The Ultimate Guide to Moving out at 18 with No Money

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How to Get Paid to Go to School: 18 Ways to Get Paid to Attend College

April 14, 2023 by Brett Tams

Inside: Want to attend college and not sure how to pay? This guide teaches you to get paid to go to school…

Read More… How to Get Paid to Go to School: 18 Ways to Get Paid to Attend College

Posted in: College, Money Tips Tagged: 2, 2017, 2023, active, affordable, aid, air, All, Amazon, Architecture, armed forces, ask, Awards, bar, basic, before, Benefits, book, Books, brown, Budget, business, ca, Career, chance, Children, College, college students, color, columbia, commission, Community College, cost, ct, data, Debt, debt free, department of education, disclosure, Discounts, dream, Earn money, Economics, education, employer, Employment, energy, expenses, experience, fafsa, faq, federal student aid, Fees, financial aid, financial help, Financial stress, Financial Wize, FinancialWize, foundation, Free, Free Application for Federal Student Aid, freelance, fund, goal, goals, government, graduation, Grandchildren, great, guide, health, healthcare, higher education, hot, hours, How To, How to Make Money, how to pay for college, id, ideas, Income, job, jobs, ky, Learn, library, Links, list, Live, Living, living expenses, loan, Loans, Local, low, low-income, LOWER, Main, Make, Make Money, Make money online, making, Manhattan, md, Media, Medical, military, minimum wage, minorities, mo, money, More, Music, NC, needs, new, north carolina, NSF, ny, offer, offers, office, oh, opportunity, or, organization, Other, pa, palette, parents, pay for college, place, post graduation, pretty, programs, Research, right, room, rural, Salary, save, Save Money, scholarships, School, schools, science, Side, Small Business, society, springs, states, stress, student, student loan, student loan debt, Student Loans, students, studying, Style, summer, syracuse, teachers, teaching, time, tips, title, tn, traditional, tuition, U.S. Department of Agriculture, under, unique, united, united states, USDA, VA, veterans, warren, washington, Ways to make money, Ways to Save, will, work, workers, working

How to Pay for College Without Loans and Student Debt

April 11, 2023 by Brett Tams

Inside: Are you looking for ways to pay for college without taking on debt? This guide will show you how to pay…

Read More… How to Pay for College Without Loans and Student Debt

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How to Pay for College Without Parents Help [2023]

April 4, 2023 by Brett Tams

Inside: Nervous about how to pay for college if you have no money? And without help from your parents? This guide will teach…

Read More… How to Pay for College Without Parents Help [2023]

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How Much to Give for High School Graduation as Money Gift

April 4, 2023 by Brett Tams

Inside: Need to know what is the appropriate amount of money to give as a high school graduation gift, you are in…

Read More… How Much to Give for High School Graduation as Money Gift

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All About the Federal Pell Grant

March 25, 2023 by Brett Tams

College students who need financial aid may qualify for various federal programs. For example, the government offers two different kinds of student loans. It also offers the Federal Pell Grant. If you’re eligible for this grant, you won’t be responsible … Continue reading →

The post All About the Federal Pell Grant appeared first on SmartAsset Blog.

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FAFSA Change Gives More Time to Enroll

February 22, 2023 by Brett Tams

With a rising number of students taking out loans for college, it has become crucial for families to get as much financial help as possible. That’s why, starting next year, the FAFSA will be available three months ahead of its normal release date. The FAFSA, which stands for Free Application for Federal Student Aid, is

The post FAFSA Change Gives More Time to Enroll appeared first on MintLife Blog.

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