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What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

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Hidden ways credit card debt can cost you money

March 29, 2023 by Brett Tams

Whether you’re new to the credit card rewards space or you’ve used millions of points and miles to travel the globe, there’s a cardinal rule that every rewards enthusiast should follow: It’s essential to pay off your entire credit card balance each month. When you carry an outstanding credit card balance from one month to …
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Are Closing Costs Tax-Deductible?

March 29, 2023 by Brett Tams

When you’re filing your taxes, there’s a whole lot to consider. From figuring out who counts as a dependent to organizing your income streams, you may find the process a bit overwhelming. And if you’re a new homeowner tackling mortgage … Continue reading →

The post Are Closing Costs Tax-Deductible? appeared first on SmartAsset Blog.

Posted in: Apartment Decorating, Taxes Tagged: 1040 form, 2, 2022, 2023, 429, advisor, All, Amount Of Money, apple, author, Banking, before, Benefits, Blog, Buy, calculator, categories, clear, closing, closing cost, closing costs, commissions, cost, couple, couples, Credit, credit card, data, decisions, Deductible, deductions, double, entry, estate, estate taxes, evergreen_simplefeed_delay, expenses, facebook, Fall, Family, Fees, filing jointly, Finance, finances, Financial Advisor, financial advisors, Financial Goals, Financial Wize, FinancialWize, fire, flood, Flood insurance, Free, get started, goals, good, Google, home, home inspections, home purchase, homebuying, Homeowner, homeownership, house, How To, id, Income, income tax, Income Taxes, index, inspections, Insurance, interest, interview, irs, IRSt, itemized deductions, job, lenders, list, loan, Loan origination, LOWER, Main, Make, married, math, Media, meta, money, Mortgage, mortgage interest, mortgage lender, mortgage payments, mortgage refinancing, Move, Moving, needs, new, new home, new homeowner, non-deductible, offers, or, organizing, Original, Origination, payments, Personal, personal finance, place, points, property, property taxes, Purchase, reach, ready, Real Estate, real estate taxes, reddit, refinancing, Rent, Research, return, right, sales, save, Save Money, simple, single, social, standard deduction, studying, Style, tax, Tax Advantages, tax deductible, tax deductions, tax liability, tax season, taxes, time, tips, title, title fees, tools, Twitter, Underwriting, utilities, versus, washington, wealth, will

United is pulling out of 2 more US cities – The Points Guy

March 29, 2023 by Brett Tams

United Airlines has now dropped 38 small U.S. cities from its network since the pandemic began.
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25 Tax Planning Tips for Now and the Future

March 29, 2023 by Brett Tams

Tax season is the perfect time to plan for your future. Here’s a thorough guide to taxes in retirement to help you.

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Capital One VentureOne Rewards Credit Card Review – 1.25x Miles

March 29, 2023 by Brett Tams

The Capital One VentureOne Rewards Credit Card is a travel rewards card with no annual fee and a straightforward, easy-to-understand rewards system that earns 1.25 miles per dollar spent on every purchase. There are no minimum requirements for how much you spend or what you buy. You can redeem your accumulated miles for virtually any travel purchase.
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Working Longer to Max Out Social Security May Fail Most Workers

March 29, 2023 by Brett Tams

The idea of working longer before claiming Social Security benefits sounds like a great retirement strategy. Staying on the job means you can maximize your eventual benefit, continue to save for retirement and avoid tapping your investments to cover living … Continue reading →

The post Working Longer to Max Out Social Security May Fail Most Workers appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2022, 2023, 429, Administration, advisor, aging, All, apple, ask, author, before, Benefits, Blog, book, calculator, categories, College, Community College, cost, couple, Credit, data, decades, delay retirement, Demographics, Disability, discrimination, entry, expenses, experience, facebook, Family, fidelity, fiduciary, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Free, future, get started, goals, good, Google, great, health, id, Income, index, Inflation, interview, investments, job, jobs, Life, Living, living expenses, Main, Make, max out, Media, men, meta, mobile, money, More, new, or, percent, planner, Planning, points, policies, politics, poor, property, questions, ready, reddit, Research, retirees, retirement, retirement age, Retirement Income, Retirement Planning, right, save, security, social, social security, social security benefits, statistics, stocks, Style, time, tips, title, tools, trends, Twitter, will, women, work, workers, working, working in retirement

Everything you need to know about travel disruption in Germany next week

March 29, 2023 by Brett Tams

Frankfurt Airport (FRA) is warning of a “massive disruption” to air travel this coming Monday after officials confirmed a 24-hour walkout. As Germany’s largest airport — serving 250 destinations with more than 80 airlines — it’s likely to affect flights within Europe and worldwide. Monday’s action is just one part of a national dispute over …
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Database Mgt., Pre-Funding and Post-Closing QC Tools; NMLS Change? Ag, Non-QM, DSCR, Reverse, Lock Program News

March 29, 2023 by Brett Tams

John F. Kennedy has been gone nearly 60 years, and Jackie Kennedy (Onassis) nearly 30, but the couple still resonates with people. The first home that they owned as a married couple is for sale in Washington DC. If you’re ever in a guessing game about the most expensive places to live in the United States, stick with the safe bets: New York and anything California. Seems the press has latched on to declining home sales, but declining due to high prices, lack of inventory, or lack of buyer’s interest? Other stories indicated increasing home sales, but in certain price ranges, more builder inventory, or continued Millennial first-time home buyer interest? Take your pick. Meanwhile, lenders and originators have their continued regulatory speedbumps. Orrick reports that, “The Conference of State Bank Supervisors (CSBS), on behalf of the NMLS Policy Committee, issued a request for public comments on proposed uniform state licensing standards for mortgage companies. The Proposal: Mortgage Business-Specific Requirements would create a national standard for mortgage industry licensing to help improve uniformity within the state system and streamline the licensing process for mortgagees seeking licensure in multiple states.” (Today’s podcast can be found here and this week it’s sponsored by MGIC. Since 1957, MGIC has insured more than 13.5 million mortgage loans with innovative products, tools and strategies that help customers solve problems and fuel growth. Explore tools and solutions to boost your business here. Listen to an interview with Townstone Financial’s Barry Sturner and Garris Horn LLP’s Richard Horn on the CFPB’s recent judicial failures.)

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Is It Cheaper to Build or Buy a House?

March 29, 2023 by Brett Tams

Buying a home is a major investment. You want to put your money into a house that’s going to meet the needs of you and your family. However, if that house isn’t available, you may consider building a home. Is … Continue reading →

The post Is It Cheaper to Build or Buy a House? appeared first on SmartAsset Blog.

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