Credit can be difficult – it’s easy to make mistakes. You apply for credit card after credit card and get approved for every single one of them. You feel like a VIP. Your buying potential seems unlimited, and the temptation to spend is strong. Then, like Brittany, you begin to rationalize your spending. “It’s only a little credit here and only a little credit there,” you think.
Sooner or later, your cards are maxed out, and you’re barely able to keep up with the minimum payments each month. You’re no longer a VIP, but a someone who is a financial risk in the eyes of creditors. You might find yourself in a situation where you may have a financial emergency that you can’t cover. Like Brittany, you may be denied for a necessary loan. Instead of being approved for credit like you were before, you face denial after denial, which can be humiliating. But when you’re faced with this situation, what can you do? Who do you turn to? It may feel like there’s no way of getting what you need, because credit impacts so many aspects of our lives – from being able to get a credit card to buying a home, to how high insurance premiums are going to be or even if you get hired for a job.
Impact of Bad Credit
Bad credit can have serious consequences and in Brittany’s case it influenced her becoming homeless and hopeless. Her credit created challenges as she struggled to find housing to rent or to own. Credit can make or break you. It can be the difference between paying or saving thousands of dollars in interest, between homelessness and having a roof over your head. Credit impacts your lifestyle and having good credit can help you have the type of lifestyle you deserve.
Going from bad to good credit may feel hopeless, and fixing it can seem impossible. Luckily, the right inspiration can lead to starting the credit repair journey. This can be daunting, but Brittany found the inspiration to start hers. It was her family. She wanted to give her child a better life. Good credit can lead to a more stable, secure future – and that’s something a lot of us want to give our children. But it can be easy to lose hope if you’re drowning in debt, or if you don’t have the credit score needed to qualify for a home.
Enter Lexington Law Firm. We will challenge negative accounts on your behalf that are unfair and inaccurate. In 2017, we saw 10 million removals from our client’s credit reports. We have over a decade of experience working with hundreds of thousands of clients on working to improve their credit, making us the trusted leaders in credit repair.
We will personalize your case to your unique credit circumstances – ranging from medical bills to divorce to help you with errors on your credit reports. With extensive knowledge of consumers rights and laws related to credit reporting, and a team of paralegals and attorneys fighting on your behalf for your right to a fair and accurate credit report, there is hope. There is a second chance. We offer credit repair, credit monitoring, and identity theft protection services to help you stay on track. Lexington Law Firm wants to help you reach your goals, like Brittany did, so that you can have the second chance you deserve that can help lead you to a better future. Call today for your free credit consultation.
Disclosure: Similar results should not be expected and are not guaranteed. Your results will vary.
You can also carry on the conversation on our social media platforms. Like and follow us on Facebook and leave us a tweet on Twitter.