Mortgage Refinance Archives - Hanover Mortgages

Dear Penny: Can I Pay My Wife So She Can Get Bigger Social Security Checks?

January 25, 2023 by Brett Tams

Dear Penny, Iâve earned more than the Social Security income limit for more than 35 years. I own my own business with my wife.Â She worked for 12 years before we had children and returned to work five years ago, but earns only $40,000. I earn enough in my business to pay both of us […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

7 Real Estate Trends to Watch for in 2023

January 20, 2023 by Brett Tams

There have always been long-standing rules about real estate ownership, including the three most important ones: location, location, location. But the one constant about real estate investing is that nothing ever stays the same. Even the location rule, because preferred locations change from year to year, and certainly from generation to generation. After the 2020 […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Best CD Rates of 2023

January 19, 2023 by Brett Tams

A certificate of deposit â CD for short â is a low-risk savings account that holds a fixed amount of money for a certain time, such as six months, one year or five years. During that time, your deposit earns a fixed interest rate. Usually, the longer the term, the higher the interest rate. When […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

2023 Guide to Digital Estate Planning to Protect Your Legacy

January 18, 2023 by Brett Tams

In a modern world, our financial lives are increasingly digital. Online banking accounts, investment apps, trading platforms and crypto exchanges hold the keys to our personal wealth. But like they say: You canât take it with you. So what happens to the money in those online accounts after you die? Who gets it and how […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Should You Refinance Your Mortgage While Rates Are Low?

March 8, 2021 by Brett Tams

With mortgage rates at historic lows, letâs take a look at what that means and whether refinancing is right for you and your situation.

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The post Should You Refinance Your Mortgage While Rates Are Low? appeared first on MintLife Blog.

Credit Sesame Can Help Homebuyers Fix This Problem Before It Happens

February 25, 2021 by Brett Tams

One in five Americans have an error on their credit report â making homebuying impossible (or exceedingly expensive). Credit Sesame can help fix it.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

7 Eviction Moratorium FAQs for Renters, Landlords

January 28, 2021 by Brett Tams

If youâre behind on your rent because of the coronavirus pandemic, you just got extra time to catch up. During his first day in office, President Joe Biden extended an order that bars most landlords from pursuing evictions through the end of March 2021. With millions of people at risk of eviction, housing advocates have [â¦]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

3 Banking Moves That Can Tank Your Refinance

January 26, 2021 by Brett Tams

If you’re gearing up to refinance your mortgage, the lender’s going to want to check out your credit and assets before you’re approved. One of the things they’ll pay attention to is what’s in your bank account. So if you … Continue reading →

The post 3 Banking Moves That Can Tank Your Refinance appeared first on SmartAsset Blog.

3 Must-Do Moves to Prepare for a Mortgage Refinance

January 25, 2021 by Brett Tams

Mortgage rates are still relatively low. That means that there’s no time like the present to consider refinancingÂ the mortgage loan you have for your home. Shaving at least a point or two off your current rate or converting your 30-year … Continue reading →

The post 3 Must-Do Moves to Prepare for a Mortgage Refinance appeared first on SmartAsset Blog.

Why Thereâs No Way to Avoid Paperwork When Refinancing

January 20, 2021 by Brett Tams

So you’re ready to refinance your mortgage loan to one with a lower interest rate. This could be a good move. Depending on your new interest rate, you could save a good bit of money each month in mortgage payments. … Continue reading →

The post Why There’s No Way to Avoid Paperwork When Refinancing appeared first on SmartAsset Blog.