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Apache is functioning normally

May 31, 2023 by Brett Tams

If you’re moving away for college and planning to bring a car, remember to check how this change might impact your car insurance. You might need to purchase your own car insurance policy, for example, or you may be able to stay on your parents’ policy if you meet certain conditions. Having the right coverage in place can help ensure you’re covered in case of an accident.

If you’re a teen driver or you have a teen driver listed on your policy, you might also be looking for ways to save. Adding a younger driver can make car insurance more expensive, but the good news is that some companies offer cheaper average rates than others for college students. In addition, several companies offer competitive student discounts.

The best car insurance for college students

While many of the best car insurance companies provide discounts to college students, some are more generous than others. Below, Bankrate’s insurance editorial team selected five top car insurance providers that offer competitive rates to college-aged drivers on their parents’ policy, according to 2023 auto insurance rate data pulled from Quadrant Information Services.

Each company is listed with its Bankrate Score, which shows how well each insurance provider performs overall, on a five-point scale. Our team calculates Bankrate Scores by analyzing each company’s average premiums, coverage offerings, discount options, complaints filed with the National Association of Insurance Commissioners (NAIC), mobile app, J.D. Power score for customer service and AM Best rating for financial strength. The closer a company scores to five, the better it performs across each category.

Insurance company Bankrate Score Average full coverage premium with a student discount on their parents’ policy Average full coverage premium without a student discount on their own policy
Geico 4.4 $2,523 $4,048
State Farm 4.2 $2,689 $7,089
Progressive 4.2 $3,163 $7,088
Farmers 3.8 $2,762 $6,567
Allstate 3.8 $4,184 $7,089

*Rates calculated for 18-year-olds students, either on their parents’ joint policy with a student discount applied or on their own policy without a student discount applied

Geico

Why we picked this carrier: Geico offers a low average full coverage rate when adding an 18-year-old college student to their parents’ car insurance policy.

If you’re looking for cheap car insurance, you may want to get a quote from Geico. Geico’s average annual cost for full coverage car insurance for 18-year-olds on their parents’ policy is $2,523 per year with a good student discount. College students may also be able to qualify for other discounts to further bring down the cost, like Geico’s discounts for membership in several organizations. The company received a high Bankrate Score of 4.4 for its wide range of discounts and low average premiums. However, the company lost a few points for its lack of optional endorsements. Unlike some of its competitors, Geico does not offer a 24-hour helpline.

PROS


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    Offers discounts for fraternity, sorority, honor society and other membership organizations


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    Several student discounts available


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    Low average rates for college students added to their parents’ policy

CONS


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    No 24/7 helpline


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    Few optional endorsements

Learn more: Geico insurance review

State Farm

Why we picked this carrier: State Farm offers a generous potential discount percentage for good students.

Parents with 18-year-old students on their State Farm auto policy pay an average annual cost of $2,689 for full coverage car insurance with a good student discount. State Farm offers savings for eligible college students who can maintain a GPA of at least 3.0. Students attending school away from their primary residence without a car may also be eligible for a distant student discount, and combining these two discounts could result in an even lower premium. The company received one of the highest Bankrate Scores on our list for its low average premiums, accessible mobile app and excellent online policy management. However, if you’re interested in buying accident forgiveness coverage, a State Farm policy wouldn’t be ideal. The company only offers the coverage as a perk earned by having a certain number of claim-free years on your record, which can’t be bought.

PROS


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    Low average rates for college students added to their parents’ policy


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    Good student and distant student discounts available


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    Offers a safe driving program for teens called Steer Clear

CONS


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    Gap insurance unavailable


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    Accident forgiveness can’t be purchased, only “earned”

Learn more: State Farm insurance review

Progressive

Why we picked this carrier: Progressive’s Snapshot telematics program could be a great savings opportunity for college students who drive safely and infrequently.

Progressive’s average annual cost of full coverage car insurance for 18-year-olds on their parents’ policy is $3,163 with a good student discount. In addition to the standard good student and distant student discounts, Progressive also offers Snapshot, a usage-based car insurance program — which could help lower your rate based on your driving habits. The company earns a high Bankrate Score for its exceptionally wide range of coverage options, plentiful discounts and seamless online policy management. However, the company tends to have lower-than-average customer satisfaction ratings according to J.D. Power.

PROS


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    Usage-based car insurance available


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    Good student and distant student discounts available


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    Offers an automatic teen discount for drivers age 18 and younger

CONS


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    Typically ranks lower than the average in J.D. Power customer satisfaction


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    Rates may differ between online and agency quotes

Learn more: Progressive insurance review

Farmers

Why we picked this carrier: Farmers offers several discount opportunities to students.

Parents with 18-year-old college students on their policy pay an average of $2,762 for their insurance each year with Farmers with a good student discount applied. Farmers also offers a youthful driver discount for anyone under 25 who is a child or grandchild of a current policyholder. While Farmers scored well in terms of mobile app and policy management, the company doesn’t have 24/7 customer support and is not available nationwide.

PROS


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    Students who make the dean’s list or honor roll may be able to save


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    Several student and young driver discounts available, such as the Youthful Driver discount


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    Offers a telematics program called Signal

CONS


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    Not available nationwide


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    No 24/7 support

Learn more: Farmers insurance review

Allstate

Why we picked this carrier: Allstate has multiple discount opportunities for college students.

Although Allstate has a high average premium for a student on their parents’ policy, college students may be able to apply discounts to bring down the cost of auto insurance. College students who can maintain a GPA of at least 2.7 may qualify for a good student discount, which is more generous than many other insurers’ good student discount qualifications. The company’s Bankrate Score was impacted by its high premiums. However, it gained points for its A+ (Superior) AM Best financial strength rating and user-friendly policy management.

PROS


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    Money-saving programs such as Smart Student and teenSMART available


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    Several student discounts available


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    Robust digital tools

CONS


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    High average premiums


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    Fewer additional coverage options than other carriers

How can college students lower their car insurance premium?

Because car insurance rates for young drivers are significantly higher than the national average cost of car insurance, finding ways to save money may be critical. To find cheap car insurance for college students, you may want to get several quotes to give you an idea of what you will pay. Some other ways to save include:

Student discounts

Many car insurance companies offer discounts designed specifically for college students, such as:

Earning good grades in school demonstrates to insurers that you are responsible, making it more likely that you are a responsible driver and often earning you a discount.

Another way to save money on car insurance is to complete a driver’s education course. For example, drivers with a Geico insurance policy could save by completing a defensive driving course to refresh their memory on the rules of the road.

You could save money by leaving your car at home when you are away at school. Most car insurance carriers will discount your rate if you a a certain number of miles away without a car, prorating your premium to reflect the months you are away at school and not using your vehicle.

Students can often save by demonstrating their safe driving practices through insurance programs designed for young drivers. For instance, there are savings programs like American Family’s Teen Safe Driver, for drivers under age 21, and State Farm’s Steer Clear program, for young drivers up to age 25. After completing the program, drivers could get a discount on their car insurance.

Affiliation discounts for students

Many insurance companies also offer discounts for students who participate in certain organizations or associations, such as:

Geico offers car insurance discounts for fraternities, sororities and even honor societies, along with an extensive list of other organizations.

Some companies may offer discounts if you are an alumni of a certain university or even if you’ve simply completed a two- or four-year degree.

If a parent is a veteran or military member, you might save extra money on your car insurance through military discounts. As a military-only provider, USAA is one option for military discounts for your car insurance, but a few other companies offer military discounts, too, such as Geico, The General and Liberty Mutual.

Other ways to save

In addition to student and affiliation discounts, there are other ways college students can help lower car insurance premiums using these additional savings programs:

  • Lower your mileage: When you spend less time on the road, there’s a lower risk of accidents happening, so many carriers will offer lower car insurance premiums to drivers who rack up fewer miles.
  • Drive a used car: Newer cars may be more expensive to repair or replace, so rates could be higher. A used car is generally cheaper to fix and may qualify you for lower car insurance premiums than a new car. Driving a vehicle with extra safety features is another way to potentially earn lower premiums, so explore models with safety features like anti-lock brakes, electronic stability control, forward-collision warnings and automatic emergency braking.
  • Explore pay-as-you-go insurance: Instead of paying full price for car insurance, you might be able to sign up for pay-per-mile insurance, which monitors your driving and charges your car insurance accordingly. It’s a popular option with several car insurance companies: Allstate offers its Milewise program and Nationwide has its SmartMiles program.
  • Car additions: Some additions and upgrades may make your car safer and help you save money on car insurance premiums.
    • Dash cams: Dash cameras could help reduce car insurance rates by reducing the likelihood of crime involving your vehicle and also protecting you against false liability claims that could cost your insurer money. Discounts for dash cams aren’t common, but you may find a carrier that offers one.
    • Navigation systems: A GPS navigation system can help keep you feel more prepared when driving, helping you drive slower and more safely, which could translate to lower rates.
    • Anti-theft device: A car alarm or other anti-theft device may earn you extra discounts by lowering the risk of theft or vandalism.

Ways to save on driving

Driving can be expensive, especially so for college students on tight budgets. Keeping transportation costs low can help students afford to keep their cars and maintain insurance on the vehicle. Here are some ways to save on gas and vehicle maintenance. 

How to save on gas

Gas can be pricey, especially if you drive often. Here are some ways to lower your gas costs:

  • Choose a car with good gas mileage: College students often commute between home and school, so a car with excellent gas mileage can easily save hundreds of dollars each year. 
  • Use a rideshare service: Using rideshare services like Uber and Lyft can help you save on gas costs, and may be especially cost-effective if you opt for group ridesharing, where you split the cost with others.
  • Utilize public transportation: Public transportation can almost entirely eliminate transportation expenses. Buses, trains or subways are often a fraction of the cost of driving and are usually accessible at most colleges or universities.
  • Invest in a bicycle: A bicycle can be an even better substitute for public transportation, especially for students in urban areas. Using a personal bicycle is free after purchase, and there are also typically lots of options for low-cost bike sharing or rentals in more populated areas.
  • Carpool with your classmates or colleagues: If you must drive, consider setting up a carpool or car-sharing arrangement with classmates or colleagues who live along your route. They will probably appreciate the opportunity to save money and it gives you the added benefit of some company during the commute. Just be sure to talk to your insurer if you’re exchanging money for gas and maintenance, to make sure you’re still covered.

How to save on maintenance

Maintenance costs should be factored into buying a vehicle as well, as they can be a large portion of your car budget. Here are some tips to save on maintenance:

  • Find car deals for new graduates: Many car manufacturers offer special purchase deals for current college students or recent graduates to buy a new car. There may also be short-term leasing specials available for students for those not ready to purchase a vehicle.
  • Ask about student savings programs for oil changes: Another potential place to save is regular oil changes. College students can burn through many miles and require more frequent oil changes, but many of the larger chains, such as Jiffy Lube, offer students discounts.
  • Utilize free tire and air fill-up services: To save extra money on diagnostic and professional services, check your tire pressure yourself. Most gas stations offer free or cheap stations to check tire pressure and add air if necessary.
  • Research DIY repairs: There are several basic car repairs that can be done at home. Learning how to do essential maintenance can save money on parts and high labor costs. It will also save time to repair the car on your own schedule. These basic repairs are easy to learn and can save hundreds of dollars. Before attempting them, it’s worth researching potential safety hazards so that you can avoid complications:
    • Change the battery.
    • Change the oil.
    • Change your spark plugs.
    • Replace tail lights or headlights.
    • Swap out windshield wipers.

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2021 Toyota Camry, commute five days a week and drive 12,000 miles annually. 

These are sample rates and should only be used for comparative purposes. 

Age: Rates were calculated by evaluating our base profile with age 18 (base: 40 years) applied. The 18-year-old driver on their own policy is a renter. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.

Source: thesimpledollar.com

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Apache is functioning normally

May 29, 2023 by Brett Tams

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Source: thesimpledollar.com

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Apache is functioning normally

May 29, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Merced county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA mortgage loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Merced County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Merced County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Merced County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for Merced County is $326,192. In addition, the median household income for residents of the county is $53,672.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Merced County, there are many flood plains, especially in the low-lying areas. Your agent can help you to check whether a property will require flood insurance.

How do I learn about Property Taxes?

  • For questions about property tax, you can get in touch with Merced County Assessor Barbara Levey. Her office is located at 2222 M. St. Merced, CA 95340 or by calling (209) 385-7434.
  • Veterans, owner-occupiers, and senior citizens may be eligible for property tax relief. You can find out whether you qualify through the county assessor. In addition, the Assessor’s Office can do re-appraisals to determine property values and flood risks.

What is the Population?

  • The county’s population of 277,680 is, 61% Hispanic, 26% White, and 7% Asian.
  • Most county residents are between 18 and 65 years old, with 29% under 18 years old and 11% older than 65.
  • In total, the county has about 79,606 households, with an average of three people per household.

What are the major cities?

There is a total of six cities in the county including the city of Merced which also served as the county seat. In addition, the five other cities in the county are Atwater, Dos Palos, Gustine, Livingston, and Los Banos.

About Merced County

Merced County, California is located right in the heart of California’s San Joaquin Valley. This region is known as the breadbasket of the US because of its agricultural production. In addition, while Merced is away from the bustle of California’s biggest cities, the I-5 runs through the county and connects it to the rest of the state.

The City of Merced is the county’s cultural and economic hub. In addition to its connection to California’s primary highway system, it is also home to a major train station. The downtown area has plenty of exciting restaurants, shops, and nightlife.

The county is also home to plenty of green space. There are two national wildlife preserves along the river, where you can hike or bike along miles of trails. Plus, the City of Plenada, on the county’s eastern edge, contains one of the entrances to Yosemite National Park. Residents don’t just enjoy the park’s natural beauty but the droves of tourists it brings to the region each year.

Veteran Information

The county is currently home to 9,662 veterans.

  • Merced County is home to four VFW post:
    • Post 4327 Robert M Kelley – 939 W. Main St. Merced, CA 95340.
    • Post 8327 Livingston – 1605 7th Street, Livingston, CA 95334.
    • Post-2487 Lieut. Laurence F. Muth – 615 E Street, Los Banos, CA 93635.
    • Post 7635 Joseph G. Rose – 145 5th Street, Gustine, CA 95322.
  • VA Medical Centers in the county:
    • Merced VA Clinic – 340 East Yosemite Avenue, Suite D, Merced, CA 95340.
  • County Veteran Assistance Information
    • Merced County Veteran Services – 3376 N State Hwy 59, Merced, CA 95348.

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): VILLA DEL SOL (C01070)
Address: 
NONE
MERCED CA 95348-0000
MERCED
Status: Accepted Without Conditions
Request Received Date: 11/16/1986
Review Completion Date: 11/16/1986

Links

Source: vahomeloancenters.org

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Apache is functioning normally

May 28, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Lawrence County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA mortgage loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Lawrence County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Lawrence County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Lawrence County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of February 28, 2021, the median home value for Lawrence County is $69,091. In addition, the median household income for residents of the county is $39,993.

How much are the VA Appraisal Fees?

  • Single-Family: $500.
  • Individual Condo: $500.
  • Manufactured Homes: $550.
  • 2-4 Unit Multi-Family: $550.
  • Appraisal Turnaround Times: 10 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • There are some minimal flood hazard areas in Lawrence County, particularly by Lake Charles, Black River, and its attached streams such as Flat Creek.

How do I learn about Property Taxes?

  • Becky Holder is the Lawrence County tax assessor. Her office can be reached at 315 West Main St. Walnut Ridge, Arkansas, 72476. Additionally, Becky’s office can also be reached by calling 870-886-1135.
  • As a homeowner, Amendment 79 and Act 142 provide that tax relief to make them eligible to receive up to $350.00 tax credit on the property that is their principal residence. Also, homeowners who are 65 years of age or older or 100% disabled may receive a freeze on their assessed value, so their taxes do not increase over the years. Mobile homeowners are also eligible.

What is the Population?

  • The county’s population of 16,406 is 95% White, 2% Hispanic, and 1% Black.
  • Most county residents are between 18 and 65 years old, with 22% under 18 years old and 19% older than 65.
  • In total, the county has about 6,463 households, with an average of 2.4 people per household.

What are the major cities?

The county has at least 5 large cities and communities, including Walnut Ridge, which serves as the county seat. Some other cities and towns making up this county are Imboden, Hoxie, Black Rock, and Ravenden.

About Lawrence County

Lawrence County, Arkansas farmers produce mostly corn, rice, sorghum, and soybeans. Additionally, other industries contribute to the county’s economy, such as manufacturing, poultry, and cattle.

Regarding education, more than 3,000 students benefit from the academic programs provided in its 10 public schools. Besides, higher education can be achieved at the historic Williams Baptist University, which is now famous for its liberal arts program.

The wide variety of rivers and lakes found in Lawrence County offer excellent outdoor opportunities for entertainment such as kayaking, rafting, and canoeing. Furthermore, in Lake Charles State Park, locals and visitors enjoy fishing, camping, and hiking.

Furthermore, the county offers many historical landmarks to visit, so tourists can benefit from its rich history and culture. Also, one of the most famous and visited annual festivals is the Lawrence County Fair, featuring rodeos, shows, exhibitions, and much more.

Veteran Information

Lawrence County has a veteran population of 1,082.

  • County Veteran Assistance Information
    • Lawrence Veteran’s Services Office – 315 West Main Street STE 1, Walnut Ridge, Arkansas 72476.

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

There are no VA-approved condos available in Lawrence County Arkansas. For more information about the VA condo approval process give us a call at (888)573-4496.

Links

Source: vahomeloancenters.org

Posted in: Auto Insurance, Refinance Tagged: 0 down, 2, 2021, About, active, age, Appraisal, Arkansas, average, Bank, best, black, black river, building, camping, Cities, closing, condo, condos, construction, Credit, down payment, Economy, education, Entertainment, Family, faq, Fees, Finance, Financial Wize, FinancialWize, fishing, flood, Flood insurance, General, get started, government, guide, guitar walk, higher education, Hispanic, historic, historic district, historical, history, home, home loan, home loans, Home Price, home value, Homeowner, homeowners, homes, household, household income, How To, HR, in, Income, inspection, inspections, Insurance, interest, interest rates, lake, Lake Charles State Park, Land, Lawrence County, Learn, loan, Loans, Main, Make, making, manufacturing, median home price, median home value, median household income, minimal, mobile, More, Mortgage, mortgage loan, Multi-Family, offer, offers, office, or, Other, outdoor, packing, park, price, principal, programs, property, property taxes, public schools, questions, rate, Rates, ready, Refinance, refinancing, Repairs, rice, rich, river, schools, single, single-family, state park, students, tax, tax credit, taxes, The VA, time, under, VA, va appraisal fees, va home loan, VA Home Loan Centers, va home loan limit, VA loan, VA loans, va mortgage, value, visitors, white, will

Apache is functioning normally

May 27, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $816,500 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Napa county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Napa County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Napa County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Napa County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for Napa County is $786,853. In addition, the median household income for residents of the county is $88,596.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Napa County, there are many flood plains, both in the City of Napa and in the unincorporated areas. Also, FEMA recommends people purchase flood insurance on lands that were previously damaged in wildfires.

How do I learn about Property Taxes?

  • For questions about property tax, you can get in touch with the Napa County Assessor, John Tuteur. His office is at 1127 First Street Suite A Napa, CA 94559 and can be called at (707) 253-4466.
  • Veterans, owner-occupiers, and senior citizens may be eligible for property tax relief. You can find out whether you qualify through the county assessor. In addition, the Assessor’s Office can do re-appraisals to determine property values and flood risks.

What is the Population?

  • The county’s population of 137,744 is 51% White, 34% Hispanic, and 8% Asian.
  • Most county residents are between 18 and 65 years old, with 20% under 18 years old and 19% older than 65.
  • In total, the county has about 49,032 households, with an average of two people per household.

What are the major cities?

The City of Napa is the largest city, with a population of 76,915. It is also the county seat. The next-largest city is American Canyon, with a population of 19,454. All of the other cities have fewer than 6,000 residents. Some of the notable small towns in Napa County are Calistoga, St. Helena, and Deer Park.

About Napa County

Welcome to Wine Country! Napa County the premier grape growing and wine-producing region in the country. Known for its rich soil, Napa County has a long tradition of farming, in addition to its world-famous vineyards. Plus, the cities of Napa and Calistoga are known for their amazing restaurant scene. Outside of the main cities, residents appreciate the clear views of the county’s rolling hills and big, blue skies.

In addition to centuries of local knowledge, the county works to stay on the cutting edge of agricultural technologies. The University of California Cooperative Extension helps the general public to stay up to date on the newest developments in farming and growing.

Also, the local schools provide education from kindergarten through community college. Plus, the nearby Sonoma State University and University of California schools offer four-year degrees without having to travel far from home.

Veteran Information

Napa County is currently home to 7,741 veterans.

  • County Veteran Assistance Information
    • Napa County Veterans Services – 650 Imperial Way, 2nd Floor, Napa, CA 94559.

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): REDWOOD GARDENS #1,2 & 3 (C00436)
Address: 
(UNITS #1 THRU #98)
NAPA CA 94558-0000
NAPA
Status: Accepted Without Conditions
Request Received Date: 10/09/2010
Review Completion Date: 10/09/2010

Links

Source: vahomeloancenters.org

Posted in: Auto Insurance, Refinance Tagged: 0 down, 2, 2021, About, active, All, Appraisal, Appraisals, Appreciate, Asian, average, Bank, best, big, blue, building, ca, california, california va loans, Cities, city, clear, closing, College, Community College, condo, condos, construction, country, deer, down payment, education, Family, faq, Fees, FEMA, Finance, Financial Wize, FinancialWize, flood, Flood insurance, floor, General, get started, government, guide, Hispanic, home, home loan, home loans, Home Price, home value, homes, house, household, household income, How To, HR, id, in, Income, inspection, inspections, Insurance, interest, interest rates, Land, Learn, loan, Loans, Local, Main, Make, median home price, median home value, median household income, More, Multi-Family, Napa County homes, Napa County homes for sale, Napa County va home loan, Napa County va loans, offer, office, or, Other, packing, park, price, property, property tax, property taxes, property values, Purchase, questions, rate, Rates, ready, Refinance, refinancing, Repairs, restaurant, rich, schools, senior citizens, single, single-family, small towns, suite, tax, taxes, The VA, time, Travel, under, VA, va appraisal fees, va home loan, VA Home Loan Centers, va home loan limit, VA loan, VA loans, value, veterans, white, will

Apache is functioning normally

May 27, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $548,250* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Plumas County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Plumas County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Plumas County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Plumas County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31st, 2021, the median home value for Plumas County is $294,510. In addition, the median household income for residents of the county is $55,359.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Plumas County, rivers like the Middle Fork Feather River and Wolf Creek have flood hazard areas around them. However, the city of Quincy can see significant flooding around Spanish Creek which crosses through the north.

How do I learn about Property Taxes?

  • Charles W. Leonhardt is the Plumas county tax assessor. His office can be reached at 1 Crescent Street Quincy, California 95971. In addition, his office can also be reached by calling (530) 283-6380.
  • The state of California offers incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are the California Competes Tax Credit which offers qualifying businesses with a tax credit, and the New employment Credit which offers a tax credit for taxpayers who hire full-time employees. Furthermore, the state offers several other programs to further diversify the state’s economy.

What is the Population?

  • The county’s population of 18,807 is 83% White, 9% Hispanic, and 3% American Indian.
  • Most county residents are between 18 and 65 years old, with 17% under 18 years old and 28% older than 65.
  • In total, the county has about 8,047 households, with an average of two people per household.

What are the major cities?

The county has one city and 46 census-designated places, including Quincy, which serves as the county seat.

About Plumas County

Plumas County is full of beautiful streams, rivers, and forests covering about 70% of the county. However, the most significant employment industries in the county are health care, retail trade, and construction. Hence the most common types of employment are administrative support, food preparation, and construction.

In addition to its existing industries, the county is also taking an active role in helping small businesses within the county grow. The county has a partnership with the U.S. Small Business Administration, which provides free business counseling, SBA guaranteed business loans, home & business disaster loans, and federal government contracting.

When it comes to education, the county is home to the Plumas Unified School District, which has eleven schools that serve about 2,147 students annually. In addition, higher education opportunities are also available in the county with the Feather River Community College District, which offers 4-year degree bachelor programs.

Finally, the county is also a perfect place for people who enjoy the outdoors, with places like Bald Eagle Mountain, Dixie Mountain, and Lake Almanor. Furthermore, both visitors and residents can enjoy the county’s many trails, camping grounds, and water-based recreational activities for the whole family to enjoy. 

Veteran Information

The county is currently home to 1,852 veterans.

  • Plumas County is home to one VFW post:
    • Post 3825 Kenneth M. Hayes – 292 Lawrence Street, Quincy, CA 95971.
  • County Veteran Assistance Info.
    • Plumas County Veterans Services Office – 270 County Hospital Road, Suite 206, Quincy, CA 95971.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

There are no VA-approved condos available in Plumas County. Although if you’re still interested in getting a condo through the approval process, call us at (877) 432-5626.

Links

California VA Loan Information

VA Loan Information by State

Source: vahomeloancenters.org

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Apache is functioning normally

May 26, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Mono county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Mono County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Mono County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Mono County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for Mono County is $494,554. In addition, the median household income for residents of the county is $62,260, which is higher than the national average.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Mono County, there are many flood plains, especially along the rivers. Your agent can help you to check whether a property will require flood insurance.

How do I learn about Property Taxes?

  • For questions about property tax, you can get in touch with the Mono County Assessor, Barry Beck. His office is reachable at 25 Bryant Street, 2nd Floor, Bridgeport CA 93517 and by calling (760) 932-5510.
  • Veterans, owner-occupiers, and senior citizens may be eligible for property tax relief. You can find out whether you qualify through the county assessor. In addition, the Assessor’s Office can do re-appraisals to determine property values and flood risks.

What is the Population?

  • The county’s population of 14,444 is 65% White, 26% Hispanic, and 3% Two or more races.
  • Most county residents are between 18 and 65 years old, with 17% under 18 years old and 16% older than 65.
  • In total, the county has about 4,847 households, with an average of two people per household.

What are the major cities?

There are no incorporated cities in Mono county, but Mammoth Lakes is a town with a population of over 8,000. The county seat, Bridgeport, has just under 600 residents. Other notable communities include Crowley Lake and Walker.

About Mono County

Located in the Eastern Sierra region, Mono County is known for its natural beauty. The county becomes a winter wonderland each year and is home to the famous Mammoth Mountain ski slopes. It also has some of the best fall foliage in the state. In spring and summer, residents can explore the 300 miles of trails that make up the Mammoth Lakes Trail System.

The county gets its name from Mono Lake, which has helped make the county a top tourist destination. It is one of the oldest in the Western Hemisphere and is known for its strange and beautiful limestone rock formations, known as Tufas.

In addition to its natural beauty, Mono County is also known for its excellent fishing. Fishing is such a big deal in the area where residents celebrate the fishing season’s opening, “Fishmas,” on April 25. There are also dozens of derbies and fishing events throughout the year where you can try your luck and catch the big one. Plus, there’s free fishing for everyone each Fourth of July.

Veteran Information

Mono county is currently home to 673 veterans.

  • County Veteran Assistance Information
    • Mono County Veteran Services Office – 1290 Tavern Road, Mammoth Lakes, CA 93546.

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

There are currently no VA-approved condos available in Mono County. However, it is still possible to get a condo through the approval process all you need to do is call us at (877) 432-5626 and we will help you through the condo approval process.

Links

Source: vahomeloancenters.org

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Apache is functioning normally

May 26, 2023 by Brett Tams

Table of Contents

What is the Sacramento VA Loan Limit?

The current loan limi for Sacramento is $670,050

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Sacramento County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Sacramento County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Sacramento County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Sacramento County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31st, 2020, the median home value for Sacramento County is $402,230. In addition, the median household income for residents of the county is $63,902 which is higher than the national average.

How much are the VA Appraisal Fees?

  • Single-Family: $700.
  • Individual Condo: $700.
  • Manufactured Homes: $750.
  • 2-4 Unit Multi-Family: $900.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Sacramento County, the most significant flood hazard areas are around the Sacramento River which borders the county in the west. In addition, there are other flood hazard areas around the Mokelumne River which also borders the county to the south.

How do I learn about Property Taxes?

  • Christina Wynn is the Sacramento county tax assessor. Her office can be reached at 3701 Power Inn Road floor 3 Suite 3000, Sacramento, California 95826. In addition, her office can also be reached by calling (916) 875-0700.
  • The state of California offers incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are the California Competes Tax Credit which offers qualifying businesses with a tax credit, and the New employment Credit which offers a tax credit for taxpayers who hire full-time employees. Furthermore, the state offers several other programs to further diversify the state’s economy.

What is the Population?

  • As of 2019, Sacramento County’s population is 1,552,058 which has seen a 9% increase in the last decade. Moreover, demographically speaking, 44% of the population is White, with 23% Hispanic, and 16% Asian.
  • Most county residents are between 18 and 65 years old, with 23% under 18 years old and 14% older than 65.
  • In total, the county has about 536,029 households, with an average of two people per household.

What are the major cities?

The county has seven cities, including the city of Sacramento which serves as the county seat. In addition, the six other cities in the county are Citrus Heights, Elk Grove, Folsom, Galt, and Rancho Cordova.

About Sacramento County

Today, Sacramento County is the fifth-largest metropolitan area in the state and its economy’s biggest employment industries are healthcare, retail trade, and public administration. Hence, the most common occupations in the county are in the office, sales, and management sectors.

In addition to its existing industries, the county is also offering incentive programs for growing and relocating businesses. The incentives, which are offered by the county’s Office of Economic Development come in the form of tax incentives, infrastructure development, green incentives, and fast-track permitting.

Educationally speaking, the county has thirteen school districts that offer education to students ranging from pre-K to 12th grade of High School. In addition, the county also offers higher education with California State University-Sacramento, American River College, and Sacramento City College.

The county is also home to rich art and culture institutions like the Community Center Theatre, the Memorial Auditorium, and the Wells Fargo Pavilion. Moreover, the county is also home to several museums like the Crocker Art Museum, the California Museum for History, Women, and the Arts, as well as the California State Railroad Museum in Old Sacramento. In addition, there are 26 museums in the county that offer free admission to visitors.

Finally, the county is also home to several parks which enable residents and visitors to enjoy the outdoors and the beautiful weather. Parks like the American River Parkway and William Land Park are parts of the over 5,000 acres worth of parkland and recreational areas in the county. In addition, the county is ranked third-best park system among the 50 most populous cities in the country, tied with Boston and San Francisco.

Veteran Information

Sacramento County is currently home to 80,343 veterans.

  • Sacramento County is home to five VFW post:
    • Post 67 Lieutenant Lansdale – 2784 Stockton Blvd, Sacramento, CA 95817. 
    • Post 8358 Chung Mei – 2784 Stockton Blvd, Sacramento, CA 95817.
    • Post-1267 Terry W. Nelson Memorial – 7576 Stockton Blvd, Sacramento, CA 95823.
    • Post 8985 Nisei – 1515 4th Street, Sacramento, CA 95814.
    • Post 10125 Rancho Cordova – 10124 Coloma Road Rancho Cordova, CA 95670. 
  • VA Medical Centers in the county:
    • Citrus Heights Vet Center – 5650 Sunrise Blvd., Suite 150, Citrus Heights, CA 95610.
  • County Veteran Assistance Info.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): BRIDGEFIELD (007660)
Address:
ANTELOPE CA 95843
SACRAMENTO
Status: HUD Accepted
Request Received Date: 02/07/2008
Review Completion Date: 02/07/2008
Name (ID): 14TH & R STREET MIXED USE (008401)
Address:
AKA R STREET LOFTS
SACRAMENTO CA 95814
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 08/31/2009
Review Completion Date: 09/21/2009
Name (ID): 2020 H STREET CONDOMINIUMS (000038)
Address:
AKA H STREET LOFTS
SACRAMENTO CA 95811
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/04/2011
Review Completion Date: 02/20/2012
Name (ID): ALTURA VILLAS (000075)
Address:
885 HALIDON WAY
FOLSOM CA 95630
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 01/27/2013
Review Completion Date: 03/31/2013
Name (ID): AMARA CONDOMINIUM (000374)
Address:
1900 DANBROOK DRIVE
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 03/03/2019
Review Completion Date: 03/26/2019
Name (ID): AMHERST PLACE (C00443)
Address:
AMHERST PLACE
SACRAMENTO CA 99999-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/31/1998
Review Completion Date: 12/31/1998
Name (ID): ARTISAN SQUARE (000438)
Address:
5301 E COMMERCE WAY
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted With Conditions
Request Received Date: 12/23/2019
Review Completion Date: 12/30/2019
Name (ID): BELLA ROSE CONDOMINIUMS (007313)
Address:
4200 E. COMMERCE WAY
SACRAMENTO CA 95834
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 03/17/2005
Review Completion Date: 05/25/2005
Name (ID): BIG HORN CONDOMINIUMS (007687)
Address:
ELK GROVE CA 95758
SACRAMENTO
Status: HUD Accepted
Request Received Date: 02/27/2008
Review Completion Date: 02/27/2008
Name (ID): BRIDGEWAY TOWERS (000147)
Address:
N STREET
SACARMENTO CA 95814
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/09/2015
Review Completion Date: 04/21/2015
Name (ID): CARRIAGE LANE (007394)
Address:
NONE
SACRAMENTO CA 95834
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/02/2006
Review Completion Date: 04/02/2006
Name (ID): COBBLESTONE GLEN 1-3 (C01044)
Address:
SACRAMENTO CA 95856-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/23/1992
Review Completion Date: 06/23/1992
Name (ID): COLOMA ESTATES #2 (C01068)
Address:
LOT 85
RANCHO CORDOVA CA 95670-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/19/1980
Review Completion Date: 12/19/1980
Name (ID): COLOMA ESTATES 1 & 2 (C00448)
Address:
RANCHO CORDOVA CA 95670-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/19/1976
Review Completion Date: 12/19/1976
Name (ID): COLOMA ESTATES 2 (007209)
Address:
SACRAMENTO CA 95670
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/23/2003
Review Completion Date: Unavailable
Name (ID): COLOMA ESTATES 2 (007209)
Address:
SACRAMENTO CA 95670
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/23/2003
Review Completion Date: Unavailable
Name (ID): COLOMA ESTATES 2 (007209)
Address:
SACRAMENTO CA 95670
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/23/2003
Review Completion Date: Unavailable
Name (ID): COLOMA ESTATES 2 (007209)
Address:
SACRAMENTO CA 95670
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/23/2003
Review Completion Date: Unavailable
Name (ID): COTTAGE PARK CONDO (C00449)
Address:
COTTAGE PARK CONDO
CARMICHAEL CA 95608-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 11/30/1999
Review Completion Date: 11/30/1999
Name (ID): ESPLANADE OWNERS ASSOCIATION (000344)
Address:
ESPLANADE CIRCLE
FOLSOM CA 95630
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 07/24/2018
Review Completion Date: 08/08/2018
Name (ID): FRANKLIN VILLA ESTATES (001042)
Address:
SACRAMENTO CA 95823-2958
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/21/2004
Review Completion Date: Unavailable
Name (ID): GREENBACK ESTATES #2-4 (C01043)
Address:
GREENBACK & VAN MAREN
CITRUS HEIGHTS CA 95621-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 08/14/1980
Review Completion Date: 08/14/1980
Name (ID): GREENBACK ESTATES 1-4 (007065)
Address:
CITRUS HEIGHTS CA 95610
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/05/2002
Review Completion Date: 09/05/2002
Name (ID): GREENBACK TOWNHOMES EAST (000503)
Address:
6673 GREENBACK LANE
CITRUS HEIGHTS CA 95621
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 09/14/2020
Review Completion Date: 09/20/2020
Name (ID): GREYSTONE TERRACE (C00455)
Address:
SACRAMENTO CA 99999-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 05/14/1992
Review Completion Date: Unavailable
Name (ID): HAMPTON VILLAGE CONDO (007434)
Address:
none
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 09/10/2006
Review Completion Date: 09/10/2006
Name (ID): HEMLOCK STREET CONDOS (C00456)
Address:
SACRAMENTO CA 99999-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/07/1996
Review Completion Date: Unavailable
Name (ID): HIDDEN OAK CONDOMINIUMS (C01245)
Address:
CARMICHAEL CA 95608-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 11/26/1996
Review Completion Date: 11/26/1996
Name (ID): HILLSDALE ESTATES (007255)
Address:
SACRAMENTO CA 95842
SACRAMENTO
Status: HUD Accepted
Request Received Date: 03/28/2004
Review Completion Date: Unavailable
Name (ID): JASMINE (008071)
Address:
5611 TARES CIRCLE
ELK GROVE CA 95757
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 11/23/2008
Review Completion Date: 12/21/2008
Name (ID): LAGUNA BIG HORN CONDOS (008207)
Address:
AKA BIG HORN
ELK GROVE CA 95758
SACRAMENTO
Status: HUD Accepted
Request Received Date: 04/02/2009
Review Completion Date: 04/02/2009
Name (ID): LAGUNA OAKS (007555)
Address:
ELK GROVE CA 95758
SACRAMENTO
Status: HUD Accepted
Request Received Date: 08/07/2007
Review Completion Date: 08/07/2007
Name (ID): LATITUDES AT MONTEREY VILLAGE (000361)
Address:
4522 OCEAN LANE
ELK GROVE CA 95757
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/30/2018
Review Completion Date: 01/30/2019
Name (ID): MADISON VILLA ESTATES (C01039)
Address:
ALL PHASES
SACRAMENTO CA 95841-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 01/31/1980
Review Completion Date: 01/31/1980
Name (ID): [email protected] RANCH (007762)
Address:
PHASES 1-7
FOLSON CA 95630
SACRAMENTO
Status: HUD Accepted
Request Received Date: 04/30/2008
Review Completion Date: 05/04/2008
Name (ID): MARBRO COMMONS (C01057)
Address:
AKA 1810 K STREET
SACRAMENTO CA 90000-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 08/23/1994
Review Completion Date: Unavailable
Name (ID): MYSTIQUE (000435)
Address:
3048 MACON DR
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted With Conditions
Request Received Date: 12/16/2019
Review Completion Date: 01/29/2020
Name (ID): MYSTIQUE (007759)
Address:
SACRAMENTO CA 95835
SACRAMENTO
Status: HUD Accepted
Request Received Date: 05/05/2008
Review Completion Date: 05/06/2008
Name (ID): NORTH LAGUNA POINTE (007426)
Address:
CONDOMINIUMS
ELK GROVE CA 95758
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 08/08/2006
Review Completion Date: 08/08/2006
Name (ID): NORTHRIDGE PARK HOA (008241)
Address:
AKA LAKE KNOLLS ESTATES
FAIR OAKS CA 95628
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 05/03/2009
Review Completion Date: 05/13/2009
Name (ID): OUTLOOK AT TREEHOUSE (007865)
Address:
FOLSOM CA 95630
SACRAMENTO
Status: HUD Accepted
Request Received Date: 07/07/2008
Review Completion Date: 07/09/2008
Name (ID): PARK PLACE AT REGENCY (007351)
Address:
PARK CONDOMINIUMS
SACRAMENTO CA 95835
SACRAMENTO
Status: HUD Accepted
Request Received Date: 09/13/2005
Review Completion Date: 09/13/2005
Name (ID): PARKRIDGE (000008)
Address:
CONDOMINIUMS
SACRAMENTO CA 95822
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/29/2010
Review Completion Date: 02/17/2010
Name (ID): PENTHOUSES @ CAPITOL PARK (000028)
Address:
@ 15TH STREET & L STREET
SACRAMENTO CA 95814
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 01/30/2012
Review Completion Date: 03/14/2012
Name (ID): RIDGEPOINT COLONY PHASE I (C00472)
Address:
NORTH HIGHLANDS CA 99999-0000
SACRAMENTO
Status: Accepted With Conditions
Request Received Date: 12/28/1983
Review Completion Date: Unavailable
Name (ID): RIDGEPOINT CONDOMINIUMS (000019)
Address:
RIDGEPOINT
SACRAMENTO CA 95842
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 05/10/2011
Review Completion Date: 06/28/2011
Name (ID): RIDGEPOINT CONDOMINIUMS (000009)
Address:
SCRAMENTO CA 95842
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/15/2011
Review Completion Date: 06/28/2011
Name (ID): RIDGEPOINT CONDOS PH.1-7 (C00471)
Address:
AKA RIDGEPOINTE COLONY
NORTH HIGHLANDS CA 95842-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/12/1993
Review Completion Date: 06/12/1993
Name (ID): RIVARA WOODS (C00473)
Address:
SACRAMENTO CA 99999-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 08/12/1985
Review Completion Date: Unavailable
Name (ID): SOMERSET PARKSIDE CONDO (007797)
Address:
SACRAMENTO CA 99999
SACRAMENTO
Status: HUD Accepted
Request Received Date: 05/13/2008
Review Completion Date: 05/18/2008
Name (ID): STONEHEDGE CONDOMINIUMS/ (C01140)
Address:
STONEHEDGE COMMUNITY ASSN
CITRUS HEIGHTS CA 95818-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 07/11/1990
Review Completion Date: 07/11/1990
Name (ID): STONEHENGE CONDOS (C00475)
Address:
AKA COVENTRY SQUARE
CITRUS HEIGHTS CA 85621-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 10/20/1993
Review Completion Date: 10/20/1993
Name (ID): SUNDANCE (007411)
Address:
12400 FAIR OAKS BLVD.
FAIR OAKS CA 95628
SACRAMENTO
Status: HUD Accepted
Request Received Date: 06/13/2006
Review Completion Date: 06/13/2006
Name (ID): SYRAH AT NATOMAS PARK (000231)
Address:
LOT 1 PHASE 1-6
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 11/28/2016
Review Completion Date: 05/14/2017
Name (ID): THE MILL AT BROADWAY NO 4 (000417)
Address:
278 LOG POND LANE
SACRAMENTO CA 95818
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 09/16/2019
Review Completion Date: 09/24/2019
Name (ID): THE MILL AT BROADWAY NO. 2 (000337)
Address:
2500 CLEAT LANE
SACRAMENTO CA 95818
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/03/2018
Review Completion Date: 06/12/2018
Name (ID): THE MILL AT BROADWAY NO.1 (000205)
Address:
2640 5TH ST
SACRAMENTO CA 95818
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 07/31/2016
Review Completion Date: 08/21/2016
Name (ID): THE RIVAGE (007822)
Address:
RIVAGE CIRCLE
FOLSOM CA 95630
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/02/2008
Review Completion Date: 06/03/2008
Name (ID): TIMBERLAKE CONDO (C00477)
Address:
1051 FULTON AVE
SACRAMENTO CA 95825-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 12/31/2000
Review Completion Date: 12/31/2000
Name (ID): UNION SQUARE (007396)
Address:
FERRY CIRCLE
FOLSOM CA 95630
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/19/2006
Review Completion Date: 04/19/2006
Name (ID): VESSONA CONDOMINIUMS (008205)
Address:
FOLSOM CA 95630
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 03/31/2009
Review Completion Date: 04/09/2009
Name (ID): VICTORIAN VILLAGE CONDO 2 (007171)
Address:
SACRAMENTO CA 94203
SACRAMENTO
Status: Accepted With Conditions
Request Received Date: 07/28/2003
Review Completion Date: Unavailable
Name (ID): VILLA SAN JUAN 1 – 8 (C00481)
Address:
SACRAMENTO CA 99999-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 11/29/1983
Review Completion Date: Unavailable
Name (ID): VILLE MAISON (007395)
Address:
CARRIAGE LANE II
SACRAMENTO CA 95834
SACRAMENTO
Status: HUD Accepted
Request Received Date: 04/06/2006
Review Completion Date: 04/06/2006
Name (ID): WASHINTON PARK VILLAGE (007754)
Address:
PHASE 1 & 2
SACRAMENTO CA 95814
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 04/29/2008
Review Completion Date: 05/12/2008
Name (ID): WESTLAKE (000501)
Address:
4800 WESTLAKE PKWY
SACRAMENTO CA 95835
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 09/13/2020
Review Completion Date: 10/06/2020
Name (ID): WESTWOOD VILLAGE CONDOMINIUMS (C00483)
Address:
8020 WALERGA RD
ANTELOPE CA 95843-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 07/28/1993
Review Completion Date: 07/28/1993
Name (ID): WESTWOOD VILLAGE UNIT 1&2 (C00482)
Address:
LOTS 1-5 IN 1, 1-8 IN 2
SACRAMENTO CA 95843-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 06/06/1993
Review Completion Date: 06/06/1993
Name (ID): WOODSIDE (C01072)
Address:
SACRAMENTO CA 95825-0000
SACRAMENTO
Status: Accepted Without Conditions
Request Received Date: 05/18/1983
Review Completion Date: 05/18/1983

Links

California VA Loan Information

VA Loan Information by State

Source: vahomeloancenters.org

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Apache is functioning normally

May 25, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $822,375* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in San Benito County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in San Benito County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the San Benito County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in San Benito County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for San Benito County is $715,049. In addition, the median household income for residents of the county is $86,958.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • Due to its location, San Benito County has no significant flood hazard areas with the only potential flood areas being immediately around the Paicines Reservoir.

How do I learn about Property Taxes?

  • Tom J. Slavich is the San Benito County tax assessor. His office can be reached at 481 4th Street, Hollister, California 95023 and by calling (831) 636-4030.
  • Veterans, owner-occupiers, and senior citizens may be eligible for property tax relief. You can find out whether you qualify through the county assessor. In addition, the Assessor’s Office can do re-appraisals to determine property values and flood risks.

What is the Population?

  • The county’s population of 62,808 is 60% Hispanic, 32% White, and 3.9% Asian.
  • Most county residents are between 18 and 65 years old, with 25.5% under 18 years old and 13.1% older than 65.
  • In total, the county has about 18,135 households, with an average of 3.3 people per household.

What are the major cities?

There are two cities in San Benito County, including Hollister, which serves as the county seat, and San Juan Bautista’s city.

About San Benito County

Beyond the beautiful scenery of San Benito County is an area where excitement and activity abound. As part of the San Jose Metropolitan area, residents are near all offered in the big cities of San Jose and San Francisco while simultaneously maintaining the quiet and calm more typically found in small-town America.

The closeness to the big cities provides easy access for veterans to veteran services. San Jose is home to a VA clinic and many smaller veteran support groups.

Additionally, given the multitude of gorgeous fauna and flora native to San Benito County, it should come as no surprise that Benitoite, rare blue titanium, was initially found in the area. The county is so lush in plant and floral life that the Benito, a genus of flowering plants, is named for the county. As the parable goes, where there are plants, there are bugs, exemplified by San Benito County, where a millipede with more legs than any other millipede species was discovered in 1926. This ecological display is prominently featured at the Pinnacles National Park, a federally protected area.

Veteran Information

The county is currently home to 2,619 veterans.

  • San Benito County is home to two VFW post:
    • Post 9242 Hollister Post – 649 San Benito Street, Room 204, Hollister, California 95023.
    • Post 6359 Leslie L. Garratt Post – 58 Monterey Street, San Juan Bautista, California 95045.
  • County Veteran Assistance Information
    • San Benito County Veteran Service Office – 649 San Benito Street, Hollister, California 95023.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

At the moment, there are no VA-approved condos available in San Benito County. However, if you’re still interested in getting a condo through the approval process, call us at (877) 432-5626. 

Links

California VA Loan Information

VA Loan Information by State

Source: vahomeloancenters.org

Posted in: Auto Insurance, Refinance Tagged: 0 down, 2, 2021, About, active, All, Appraisal, Appraisals, Asian, average, Bank, best, big, blue, bugs, building, california, california va loan, california va loans, calm, Cities, city, closing, condo, condos, construction, display, Family, faq, Featured, Fees, Finance, Financial Wize, FinancialWize, flood, Flood insurance, General, get started, government, guide, Hispanic, home, home loan, home loans, Home Price, home value, homes, homes for sale, household, household income, How To, HR, in, Income, inspection, inspections, Insurance, interest, interest rates, Land, Learn, Life, Links, loan, Loans, Make, median home price, median home value, median household income, More, Multi-Family, office, or, Other, packing, park, plants, price, property, property tax, property taxes, property values, questions, quiet, rate, Rates, ready, Refinance, refinancing, Repairs, room, sale, San Benito homes, San Benito homes for sale, San Benito va home loan, San Benito va loans, san francisco, San Jose, senior citizens, single, single-family, tax, taxes, The VA, time, town, under, VA, va appraisal fees, va home loan, VA Home Loan Centers, va home loan limit, va homes for sale, VA loan, VA loans, value, veterans, white, will

Apache is functioning normally

May 25, 2023 by Brett Tams

Table of Contents

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $548,250* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in San Joaquin County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in San Joaquin County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the San Joaquin County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in San Joaquin County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31st, 2021, the median home value for San Joaquin County is $448,453. In addition, the median household income for residents of the county is $64,432. which is higher than the national average.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In San Joaquin County, there are several flood hazard areas around the San Joaquin River which run through the county. However, several levies have been built to manage potential flood areas around the county. In addition, areas surrounding French Camp Slough, the Old River, and Mormon Slough are also considered potential flood hazards.

How do I learn about Property Taxes?

  • Steve J. Bestolarides is the San Joaquin county tax assessor. His office can be reached at 44 North San Joaquin Street Second Flood, Suite 230 Stockton, CA 95202. In addition, his office can also be reached by calling (209) 468-2630.
  • The state of California offers incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are the California Competes Tax Credit which offers qualifying businesses with a tax credit and the New employment Credit. The latter of which offers a tax credit for taxpayers who hire full-time employees. Furthermore, the state offers several other programs to further diversify the state’s economy.

What is the Population?

  • The county’s population of 762,148 is 41% Hispanic, 31% White, and 17% Asian.
  • Most county residents are between 18 and 65 years old, with 27% under 18 years old and 13% older than 65.
  • In total, the county has about 226,727 households, with an average of three people per household.

What are the major cities?

The county has seven cities, including the city of Stockton which serves as the county seat. Also, the county is home to six other cities including Escalon, Lathrop, Lodi, Manteca, Ripon, and Tracy.

About San Joaquin County

As a result of neighboring San Francisco’s growth, San Joaquin County has seen a big increase in its population and as a result has seen increased economic growth. In addition, the county is also home to the Employment & Economic Development Department which provides employee training, education, and economic services for new and growing businesses.

When it comes to education, the county is home to 14 public school districts as well as various school districts. In addition, the county is also home to higher education institutions like San Joaquin Delta College, University of the Pacific, and Teachers College of San Joaquin. Furthermore, the most common concentrations for students in the county are humanistic studies, liberal arts, and social sciences.

In addition to its strong economy and quality educational institutions, the county is also a great place to enjoy the local culture and history. These include the Bakersfield Museum of Art, the Buena Vista Museum of Natural History, and the Stockton Field Aviation Museum. Moreover, the county is also home to art institutions like the Stockton Symphony, and the Stockton Memorial Civic Auditorium.

Finally, the county is also full of recreational opportunities like Micke Grove Park, the Regional Sports Complex, and the Woodridge Wilderness Area. Furthermore, the county is also home to several celebratory events which include the Greek Festival, the Lodi Obon festival, and the San Joaquin County fair.      

Veteran Information

The county is currently home to 30,296 veterans.

  • Bases Nearby:
  • San Joaquin County is home to four VFW post:
    • Post 52 Luneta – 513 North Center Street, Stockton, CA 95202.
    • Post 6311 Jimmie Connors – 580 Moffat Blvd. Manteca, CA 95336.
    • Post 1051 Nicholas P. Kukulica Sr. – 12455 W Ripon Rd., Ripon, CA 95366.
    • Post-1537 Tracy – 35 E. 6th Street, Tracy, CA 95376.
  • VA Medical Centers in the county:
    • Delta Vet Center – 1327 historical Plaza Way, Manteca, CA 95336.
  • County Veteran Assistance Information
    • San Joaquin County Veteran’s Services Office – 105 South San Joaquin Street, Stockton, CA 95202.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): BRIDGEBERRY CONDOMINIUMS (008472)
Address: TRACT 2575

WOODBRIDGE CA 95258
SAN JOAQUIN
Status: HUD Accepted
Request Received Date: 11/19/2009
Review Completion Date: 11/23/2009

Name (ID): BROOKSIDE TERRACE (C01355)
Address: TOWNHOUSE CONDOMINIUMS

LODI CA 95267
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 06/18/2002
Review Completion Date: 07/01/2002

Name (ID): CAMBRIDGE PLACE (007697)
Address: 

MOUNTAIN HOUSE CA 95391
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 03/13/2008
Review Completion Date: 03/13/2008

Name (ID): CASTAWAY AT RIVER ISLANDS (000354)
Address: 1493 CURRENTS WAY

LATHROP CA 95330
SAN JOAQUIN
Status: Accepted With Conditions
Request Received Date: 10/16/2018
Review Completion Date: 10/30/2018

Name (ID): CAVENDISH SQUARE (008271)
Address: CONDOMINIUMS

STOCKTON CA 95219
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 06/10/2009
Review Completion Date: 06/10/2009

Name (ID): EMBARCADERO WEST (000218)
Address: 6669 EMBARCADERO DRIVE #18

STOCKTON CA 95219
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 10/06/2016
Review Completion Date: 10/26/2016

Name (ID): FOX CREEK I & II (C00520)
Address: 

STOCKTON CA 99999-0000
SAN JOAQUIN
Status: Accepted With Conditions
Request Received Date: 11/17/1111
Review Completion Date: Unavailable

Name (ID): LODI WOODLAKE NORTH (000328)
Address: 2401 EILERS LANE

LODI CA 95242
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 04/15/2018
Review Completion Date: 05/01/2018

Name (ID): PARKSIDE CONDOMINIUMS (007902)
Address: 

STOCKTON CA 95204
SAN JOAQUIN
Status: HUD Accepted
Request Received Date: 08/03/2008
Review Completion Date: 08/04/2008

Name (ID): RIVER ROCK CONDOMINIUMS (007751)
Address: PACIFIC COMMONS TRCT 1600

STOCKTON CA 95207
SAN JOAQUIN
Status: HUD Accepted
Request Received Date: 04/28/2008
Review Completion Date: 04/28/2008

Name (ID): RIVERGATE COMMONS (000253)
Address: 1142 RIVERGATE DRIVE

LODI CA 95240
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 03/28/2017
Review Completion Date: 05/23/2017

Name (ID): THE REGENCY CONDOMINIUMS (007408)
Address: 

STOCKTON CA 95204
SAN JOAQUIN
Status: HUD Accepted
Request Received Date: 06/11/2006
Review Completion Date: 06/11/2006

Name (ID): VICTORIAN VILLAGE ONE (007472)
Address: 

STOCKTON CA 95207
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 02/13/2007
Review Completion Date: 02/14/2007

Name (ID): VILLAGE AT SUMMERGATE (C00528)
Address: TR. 2510, PHASES I – V

TRACY CA 99999-0000
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 08/16/1992
Review Completion Date: Unavailable

Name (ID): WESTLAKE VILLAGE CONDO’S (C01264)
Address: UNITS #1 – #52 ONLY

STOCKTON CA 95207-0000
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 05/19/1997
Review Completion Date: 05/19/1997

Name (ID): WOODLAKE PLACE SOUTH (000355)
Address: 2400 EILERS LANE

LODI CA 95240
SAN JOAQUIN
Status: Accepted Without Conditions
Request Received Date: 11/05/2018
Review Completion Date: 11/19/2018

Links

California VA Loan Information

VA Loan Information by State

Source: vahomeloancenters.org

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