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Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth?

January 30, 2023 by Brett Tams

Whether you choose real estate or index funds as your primary investment, each has an outstanding track record of building wealth. But is one better than the other, if maybe only by a little bit? This topic was inspired by this question from a reader: “My question: Real estate or long-term index fund investing? I […]

The post Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Amount Of Money, apartment, Appreciate, Arizona, Arkansas, assets, author, Bank, basic, bear market, before, beginner, big, Blog, blue, bonds, book, brokerage, build, building, building wealth, business, Buy, buy a home, Buying, california, Capital Gains, capital gains tax, cents, chance, Clean, clear, color, Colorado, Commercial, commission, company, Compliance, Connecticut, cost, couple, crash, Crowdfunding, crypto, custom, data, decades, disclosure, diversification, diversify, dividend, Dividend Yield, dividends, down payment, employer, energy, entry, equity, estate, ETFs, eviction, expense, experience, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, freedom, front, fund, funds, Georgia, good, Google, green, growth, growth stocks, guest, guest post, guide, hawaii, healthcare, history, hold, home, home inspection, idaho, Illinois, impact, Income, index, index fund, index funds, indiana, industry, Inflation, inspection, Insurance, interest, interest rates, Invest, Investing, investment, investment property, investments, investors, IRA, irs, lawsuit, Learn, learned, Legal, lessons, leverage, liquidity, list, lists, loan, Loans, louisiana, LOWER, Main, maine, Make, Make Money, making, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, mistake, money, montana, More, Mortgage, Mortgages, multiple offers, nebraska, Nevada, new, new apartment, New Jersey, new york, News, north carolina, offer, offers, opportunity, Oregon, Original, Other, ownership, passive, Personal, personal finance, plan, planner, Planning, podcast, points, Popular, portfolio, pressure, property, property values, Purchase, Rates, Real Estate, Real Estate Investing, real estate investment, real estate investor, renovations, Rent, rental, rental market, rental property, Rentals, renters, Research, Residential, retirement, Retirement Planning, retirement plans, return, return on investment, returns, rich, right, risk, robinhood, Schwab, science, SEC, second, Sell, selling, shares, simple, single, South Carolina, south dakota, stock, stock market, stockbrokers, stocks, Style, tax, tax liability, tax rates, taxes, Technology, tenant, Tennessee, texas, The Stock Market, time, title, trading, trend, unique, Utah, value, Vanguard, Video, virginia, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, wrong, youtube

Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth?

January 30, 2023 by Brett Tams

Whether you choose real estate or index funds as your primary investment, each has an outstanding track record of building wealth. But is one better than the other, if maybe only by a little bit? This topic was inspired by this question from a reader: “My question: Real estate or long-term index fund investing? I […]

The post Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Amount Of Money, apartment, Appreciate, Arizona, Arkansas, assets, author, Bank, basic, bear market, before, beginner, big, Blog, blue, bonds, book, brokerage, build, building, building wealth, business, Buy, buy a home, Buying, california, Capital Gains, capital gains tax, cents, chance, Clean, clear, color, Colorado, Commercial, commission, company, Compliance, Connecticut, cost, couple, crash, Crowdfunding, crypto, custom, data, decades, disclosure, diversification, diversify, dividend, Dividend Yield, dividends, down payment, employer, energy, entry, equity, estate, ETFs, eviction, expense, experience, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, freedom, front, fund, funds, Georgia, good, Google, green, growth, growth stocks, guest, guest post, guide, hawaii, healthcare, history, hold, home, home inspection, idaho, Illinois, impact, Income, index, index fund, index funds, indiana, industry, Inflation, inspection, Insurance, interest, interest rates, Invest, Investing, investment, investment property, investments, investors, IRA, irs, lawsuit, Learn, learned, Legal, lessons, leverage, liquidity, list, lists, loan, Loans, louisiana, LOWER, Main, maine, Make, Make Money, making, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, mistake, money, montana, More, Mortgage, Mortgages, multiple offers, nebraska, Nevada, new, new apartment, New Jersey, new york, News, north carolina, offer, offers, opportunity, Oregon, Original, Other, ownership, passive, Personal, personal finance, plan, planner, Planning, podcast, points, Popular, portfolio, pressure, property, property values, Purchase, Rates, Real Estate, Real Estate Investing, real estate investment, real estate investor, renovations, Rent, rental, rental market, rental property, Rentals, renters, Research, Residential, retirement, Retirement Planning, retirement plans, return, return on investment, returns, rich, right, risk, robinhood, Schwab, science, SEC, second, Sell, selling, shares, simple, single, South Carolina, south dakota, stock, stock market, stockbrokers, stocks, Style, tax, tax liability, tax rates, taxes, Technology, tenant, Tennessee, texas, The Stock Market, time, title, trading, trend, unique, Utah, value, Vanguard, Video, virginia, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, wrong, youtube

Your debt-to-income ratio is crucial to getting approved for a mortgage — here’s how to calculate yours – CNBC

January 30, 2023 by Brett Tams

Your debt-to-income ratio is crucial to getting approved for a mortgage — here’s how to calculate yours  CNBC

Posted in: Savings Account Tagged: 2, active, affordable, All, AllY, annual percentage rate, Appraisals, apr, balance, balance transfer, balance transfer credit card, Balance Transfers, Bank, before, bonus, Borrow, Buy, buyer, Buying, car, Citi, Citi Simplicity, closing, closing costs, color, cons, Conventional Loans, Credit, credit card, Credit Card Debt, credit card payment, credit card payments, credit score, creditors, data, Debt, debt consolidation, debt-to-income, down payment, Downpayment, DTI, existing, expensive, Fees, FHA, FHA loans, Finance, Financial Wize, FinancialWize, first-time home buyer, formula, funds, good, good debt, Google, grace period, hawaii, healthy, home, home buyer, home buying, home buying process, home loan, home loans, home renovation, Homeowner, homeownership, How To, Income, inspections, Instagram, Insurance, interest, interest rate, Jumbo loans, lenders, Life, loan, Loans, LOWER, Make, Medical, money, More, Mortgage, mortgage lenders, mortgage loans, Mortgages, Move, Moving, needs, Nevada, new, new york, News, offer, offers, organize, Origination, Other, party, Paying Down Debt, payments, Personal, personal finance, personal loan, Personal Loans, PMI, pre-approval, pretty, principal, private mortgage insurance, property, property taxes, pros, Purchase, Raise, rate, Rates, refinancing, renovation, Reviews, rewards, save, Save Money, Saving, shopping, simple, Spending, states, student, student loan, student loan debt, Student Loans, taxes, the balance, time, tools, Transaction, Twitter, Underwriting, upgrade, USDA, usda loans, VA, VA loans, value, wellness, wells fargo, will

Suncoast Credit Union Mortgage Review

January 30, 2023 by Brett Tams

Originally founded in 1934 as a credit union for teachers in Hillsborough County, Suncoast Credit Union has since expanded its territory and membership eligibility requirements while remaining a regional lender. Headquartered in the city of Tampa, Suncoast is now the largest credit union in Florida and provides mortgages to its many members in the Sunshine […]

The post Suncoast Credit Union Mortgage Review appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 2, 2021, 30-year, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Applications, Arizona, Arkansas, ARM, ARMs, assets, author, Bank, before, Blog, blue, book, business, Buying, calculator, california, cents, city, College, color, Colorado, commission, Connecticut, conventional loan, Credit, credit history, Credit Report, credit score, credit union, custom, customer service, data, Debt, debt-to-income, disclosure, down payment, Down Payment Assistance, Enforcement, entry, experts, Fall, Family, Fannie Mae, Fannie Mae and Freddie Mac, Featured, FHA, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, first time homebuyer, First-time Homebuyers, Florida, Freddie Mac, freedom, funds, Georgia, gift, Giving, good, Google, green, growth, hawaii, helpful, history, home, home loan, homebuyer, Homebuyers, homes, idaho, Illinois, Income, indiana, Insurance, interest, interest rate, interest rates, investment, journey, Jumbo loans, Law, Learn, lenders, Life, list, loan, Loan officer, Loans, Local, louisiana, LOWER, Main, maine, Make, Maryland, Massachusetts, Michigan, military, mississippi, missouri, money, montana, More, Mortgage, mortgage calculator, mortgage loans, Mortgage Rates, Mortgages, nebraska, Nevada, new, new home, New Jersey, new york, north carolina, offer, offers, Oregon, organization, Origination, Other, payments, percent, Personal, personal finance, planner, Planning, PMI, podcast, principal, private mortgage insurance, products, programs, protection, Purchase, rate, Rates, Refinance, relocate, Research, retirement, Retirement Planning, Review, Reviews, School, schools, science, SEC, security, selling, social security, South Carolina, south dakota, Style, teachers, Tennessee, texas, time, traditional, USDA, usda loans, Utah, VA, value, versus, veterans, virginia, washington, Washington DC, wealth, wealth management, Wisconsin, work, youtube

How To Rent an Apartment for the First Time

January 30, 2023 by Brett Tams

College is over and it’s time to get your first real, grown-up apartment. Even if you’re still throwing parties and living with six other people, this may be your first apartment where your name is on the lease and you pay all the rent, and that’s a total game changer. The pandemic has only made the renting process more […]

The post How To Rent an Apartment for the First Time appeared first on The Simple Dollar.

Posted in: Apartment Decorating, Home Tagged: 2, 2016, 2021, 2022, 529, affordable, Alabama, All, apartment, Arizona, Arkansas, before, blue, california, Children, closing, College, Colorado, Connecticut, coronavirus, cost, country, covid, Credit, credit score, data, expensive, experience, Featured, Financial Wize, FinancialWize, first apartment, Florida, Georgia, growth, guide, hawaii, history, home, homes, house, Housing, housing costs, How To, idaho, Illinois, Income, indiana, industry, Inflation, Insurance, insurance costs, insurance premiums, lease, Live, louisiana, low, low-income, maine, Maryland, Massachusetts, Miami, Michigan, Midwest, mississippi, missouri, montana, More, Most Expensive, most popular, Multifamily, multifamily housing, National Multifamily Housing Council, natural, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, Oregon, Other, pandemic, percent, policies, Popular, premium, rate, Rates, Rent, rental, Rentals, renter, renters, Renters Insurance, renting, Research, san diego, simple, South Carolina, south dakota, space, states, statistics, Tennessee, texas, time, title, trend, trends, under, Utah, utilities, value, virginia, washington, will, Wisconsin

Why Is Crypto Valuable?

January 30, 2023 by Brett Tams

This is the question commonly associated with cryptocurrency, and not an unreasonable one to ask. After all, unlike commodities, crypto has no physical substance. And since it isn’t issued by banks or central governments, there’s no institutional entity upholding its value. So why is crypto valuable at all? We could ask the same question about […]

The post Why Is Crypto Valuable? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, ad, advisor, Alabama, All, app, Arizona, Arkansas, art, ask, assets, author, balance, Bank, bank account, banks, basic, before, Benefits, bitcoin, blockchain, Blog, blue, bonds, book, Broker, brokerage, brokers, business, Buy, buyer, Buying, california, cars, cash back, cents, coinbase, color, Colorado, commission, commissions, commodities, Competition, Connecticut, cost, crypto, cryptocurrencies, cryptocurrency, currency, custom, data, Debit Card, debit cards, Debts, decades, disclosure, diversify, Economy, entry, estate, ETFs, experience, Fashion, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, Florida, freedom, front, gas, gas stations, General, Georgia, Giving, gold, good, Google, government, green, grocery, grocery stores, hawaii, history, hold, idaho, Illinois, indiana, industrial, industry, interest, international, internet, Invest, Investing, investment, investments, investors, items, Learn, Legal, list, Loans, louisiana, LOWER, Main, maine, Make, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, money, montana, More, Move, nebraska, needs, Nevada, new, New Jersey, new york, north carolina, offer, offers, Online Trading, Oregon, Other, patterns, percent, Personal, personal finance, planner, Planning, podcast, Popular, portfolio, Purchase, rate, ready, Real Estate, Regulation, Research, retirement, Retirement Planning, Revolution, right, robinhood, sales, science, SEC, second, Sell, seller, selling, short-term loans, South Carolina, south dakota, space, stock, Stock Brokers, stock market, stocks, Style, tax, Technology, Tennessee, texas, The Stock Market, time, title, trading, traditional, unique, Utah, value, virginia, virtual, visa, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, working, youtube

RoundPoint Mortgage Review

January 30, 2023 by Brett Tams

Founded in 2007, RoundPoint is among the 25 largest mortgage subservicers in the nation. The bulk of the business conducted by RoundPoint is tied to servicing home loans as opposed to issuing them, yet it also offers mortgages for new purchases as well as refinance loans and home equity loans. RoundPoint’s Charlotte, North Carolina, headquarters has an A+ rating from […]

The post RoundPoint Mortgage Review appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 2, 2021, 429, AAMS, Accredited Asset Management Specialist, active, ad, advice, advisor, Alabama, All, amortization, Arizona, Arkansas, assets, author, before, Benefits, Blog, blue, book, borrowing, Budget, business, Buying, calculator, california, Cash-Out Refinance, cents, CFPB, closing, closing costs, color, Colorado, commission, company, Connecticut, Consumer Financial Protection Bureau, cost, Credit, credit score, credit scores, custom, customer service, data, Debt, debt consolidation, disclosure, down payment, Down payments, Employment, entry, equity, estate, existing, experience, experts, Featured, Federal Housing Finance Agency, FHA, FHA loan, FHA loans, FHFA, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, First-time Homebuyers, Florida, foreclosure, freedom, General, Georgia, good, Google, green, Grow, hawaii, history, home, home equity, Home equity loans, Home Improvements, home loan, home loans, Homebuyers, Homeowner, homeowners, homeownership, Homepage, homes, Housing, housing finance, idaho, Illinois, impact, improvements, Income, indiana, Insurance, interest, interest rates, investment, journey, Jumbo loans, Learn, lenders, Life, list, Live, loan, loan approval, Loans, louisiana, low, LOWER, Main, maine, Make, making, market, Maryland, Massachusetts, Michigan, mississippi, missouri, money, montana, More, Mortgage, mortgage market, mortgage payments, Mortgage Rates, mortgage servicing, Mortgages, Move, Moving, nebraska, Nevada, new, new home, New Jersey, new york, NMLS, north carolina, offer, offers, Operations, Oregon, organization, Originations, Other, payments, percent, Personal, personal finance, plan, planner, Planning, podcast, pool, poor, products, property, property tax, protection, Purchase, rate, Rates, ratings, Real Estate, Refinance, refinancing, Rent, Research, retirement, Retirement Planning, Review, Reviews, right, rural, science, SEC, selling, Servicing, single, South Carolina, south dakota, stable, stage, states, Style, tax, Tennessee, texas, time, unique, updates, USDA, usda loans, Utah, VA, VA loan, VA loans, value, veterans, veterans affairs, virginia, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, youtube

Top 10 WORST Stock Market Crashes in History

January 29, 2023 by Brett Tams

I was a college intern at a local investment firm when I first learned what a “stock market crash” was. It was 2001 and the market was already on the decline. After the tragic events of 9/11, the stock market continued to lose value. Here’s how the S&P 500 looked in 2001 (chart courtesy of […]

The post Top 10 WORST Stock Market Crashes in History appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 1970s, 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, action, ad, advisor, Alabama, All, AllY, Alternatives, Apps, Arizona, Arkansas, author, Bank, bankruptcy, banks, bear market, bear markets, before, black, Blog, blue, book, brokers, bull markets, business, Buy, buyers, california, cents, College, color, Colorado, commission, company, Connecticut, country, covid, COVID-19, COVID-19 pandemic, crash, Crisis, currency, custom, data, Digit, disclosure, Discounts, economic downturn, Economics, Economy, Emergency, entry, experience, Featured, fed, Federal Reserve, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, flooding, Florida, Foreclosures, freedom, General, Georgia, get started, Giving, goal, goals, gold, good, Google, government, great, green, growth, hawaii, history, hold, home, idaho, Illinois, index, indiana, industrial, industry, Inflation, interest, interest rates, Invest, Investing, investment, investments, investors, Learn, learned, Life, list, lists, Local, louisiana, low, Main, maine, Make, makeup, making, manufacturing, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, money, montana, More, Mortgage, Mortgages, Move, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, opportunity, Oregon, Other, pandemic, panic, patterns, Personal, personal finance, planner, Planning, podcast, points, poor, portfolio, president, protect, Purchase, Rates, Recession, Research, Residential, retirement, Retirement Planning, returns, Revenue, Reverse, right, risk, robo-advisors, science, SEC, second, selling, single, South Carolina, south dakota, stock, stock market, stock market crash, stocks, Style, teachers, Technology, Tennessee, texas, The Stock Market, time, trading, Unemployment, unique, Utah, Valuations, value, Venture Capital, virginia, wall, war, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, working, youtube

Tour Maxx Crosby’s Crib

January 29, 2023 by Brett Tams

Homie is proud to partner with the Las Vegas Raiders and Defensive End, Maxx Crosby, on “Crosby’s Crib,” a series of short videos that showcase […] Read More

The post Tour Maxx Crosby’s Crib appeared first on Homie Blog.

Posted in: Roommate Tips Tagged: advice, advice for first-time homebuyers, agent, art, at home, before, Blog, brooklyn, Buy, charity, decorating, Financial Wize, FinancialWize, First-time Homebuyers, great, home, Homebuyers, homeowners, homes, Homie, Las Vegas, Learn, Life, Local, money, More, Move, Nevada, new, Other, pets, save, Save Money, Sell, selling, Style, time, title, tour, Video, will, youtube

10 Housing Markets Where Bidding Wars Are Disappearing

January 29, 2023 by Brett Tams

Homebuyer competition is fading fast in these key places across the country.

Posted in: Moving Guide Tagged: 2, 2016, 2021, 2022, 2023, affordability, affordable, agents, All, Arizona, banks, bidding, bidding wars, big, brokerage, business, Buy, buy a home, buyers, Buying, california, Cities, city, Competition, cost, country, couple, data, Economics, Economy, estate, expensive, Fall, fed, Finance, Financial Wize, FinancialWize, Florida, great, Grow, growth, home, home offers, home prices, Home Sales, homebuyer, Homebuyers, homes, house, Housing, housing demand, Housing market, Housing markets, houston, How To, Inflation, interest, interest rate, interest rates, inventory, Las Vegas, lending, list, Listings, Local, market, markets, Miami, mistake, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Most Expensive, natural, Nevada, News, offers, orange county, Other, panic, pending home sales, Phoenix, plan, points, porch, president, Purchase, rate, Rates, RE/MAX, Real Estate, real estate brokerage, realtor, Realtors, Redfin, relocation, Rent, rental, rental costs, Rentals, renting, Renting a Home, Research, right, sales, san antonio, san diego, search, Sell, sellers, short-term rentals, southern california, texas, the fed, tips, tv, war, washington, will, workers
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