Here’s the Best Way to Get Cash Back on eBay Purchases

If you shop on eBay, you know it can be a great place to find a bargain. But if you’re like most eBay shoppers, you’re probably not getting any cash back on your eBay purchases.

What’s that? you ask. I could be getting cash back on eBay?

Yes, although it’s getting trickier now that eBay is shutting down its own cash-back program.

“Enrollment in the eBay Bucks Rewards Program is currently closed,” eBay’s website says. “After careful and thorough consideration, we decided to retire the 1% earning as we look to continuously optimize our offerings.”

That’s OK, though! Getting eBay cashback is still easier than you might think.

Just make sure you’re using a reputable cash-back platform so you’re not getting ripped off. There are plenty of shady outfits out there that’ll promise you the moon while gouging you with some kind of costly subscription service. You don’t want that.

To help out, we’ve got a list of cash-back websites that’ll get you rebates on eBay purchases:

1. Rebaid

Rebaid helps shoppers find freebies, rebates and discounts on scores of shopping sites, such as Amazon, Walmart, Target, Etsy — and eBay cash back. In some cases, it offers up to 100% cash back!

It’s free to sign up, and it’s easy to use. You start at the Rebaid website, where you browse through offers or search for specific offers. Once you choose an available offer, it’ll take you to the retailer’s website to buy your item.

Once you’ve made your purchase, you copy your order number and go back to Rebaid to claim your rebate. Discounts typically vary from 25% to 100%. Most rebates arrive in your mailbox via a check, but some are done via direct deposit.

You can also get direct discounts where you enter a code at checkout and get savings right away.

It’s that simple. That’s all there is to it.

2. Swagbucks

If you use the free rewards website known as Swagbucks next time you shop online, you can save on purchases at some of your favorite sites like Amazon, Target and Old Navy. It also features eBay cashback offers and eBay coupons.

Swagbucks’ eBay rewards offers continually change, so you have to check. On any particular day, Swagbucks might offer something like a $10 off coupon on select jewelry purchases of $40 or more. Or 10% off Under Armour apparel. Just look at each coupon code and decide if it’s right for you.

It just varies from day to day.

3. MyPoints

MyPoints is another cash-back portal that lets you earn rewards by shopping online and printing coupons. It’s connected to thousands of stores, including favorites like Walmart, Amazon, Target — and eBay. You earn points by purchasing from stores through the MyPoints portal, and you can eventually convert the points into cash.

4. Ibotta

Ibotta is mostly known for grocery rebates. It’s best known for paying you cash back for buying hundreds of different brands at the supermarket.

In the past, the Ibotta platform offered cash back on various eBay purchases, but that’s not currently the case. Ibotta used to have an eBay page, but it no longer exists.

5. Rakuten

Rakuten is a browser extension that used to be known as Ebates. It helps you find coupons, cash back and other deals when you shop at thousands of stores including Target, Walmart, Macy’s and Kohl’s.

It offers eBay coupons, promo codes and up to 1% cash back on various purchases from eBay if you shop through Rakuten’s browser extension. Cash back is only available for certain departments on eBay, though.

First you have to install the browser extension. You can use it with Chrome, Firefox, Safari or Microsoft Edge.

6. RebatesMe

The RebatesMe Cash Back Button lets you earn money and score savings when shopping at your favorite online retailers, including Overstock and eBay. When you check out, this browser extension will show you coupon codes, and it’ll alert you if the site you’re visiting has any cash-back offers.

7. But Wait, There’s More!

There’s a whole slew of other cash-back websites, browser extensions and shopping portals out there, including BeFrugal, Better Sidebar, Extrabux, Giving Assistant, Kiindly, Slickdeals and Yazing.

You can also buy discounted eBay gift cards or eBay branded gift cards.

In other words, there’s no shortage of options available to you.

So how do you choose which one to use?

We’re actually partial to Rebaid, and here’s why:

Why Rebaid is Our Choice

There’s a lot of public skepticism about rebate sites, because so many of them have gone out of business, or because they fail to actually pay the promised cash back.

Rebaid is an established, U.S.-based company, and its members consistently get their rebate checks.

That’s why it has a high rating of 4.7 out of 5 on Trustpilot, based on hundreds of positive customer reviews. It’s simply better than a lot of the other sites.

If you’re looking for eBay deals, don’t neglect this easy extra step to save money.

It may be one of the world’s largest online marketplaces, but a lot of eBay shoppers aren’t accustomed to getting cash back on their eBay purchases. But if you’re getting cash back at the gas pump or getting cash back from your credit card, there’s no reason you should have to pay full price on eBay.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

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Source: thepennyhoarder.com

What Happens When You File A Dispute On Your Credit Report?

When you have inaccurate information on your credit report, it’s important to dispute it, especially if the negative information lowers your credit score. It’s your responsibility and in your best interest to fix your credit…

The post What Happens When You File a Dispute on Your Credit Report? appeared first on Crediful.

The Pros And Cons Of Debt Consolidation

There are several different ways to consolidate your debt. Let’s take a closer look at how it works and at the pros and cons of debt consolidation.

The post The Pros And Cons Of Debt Consolidation appeared first on Bible Money Matters and was written by Benjamin Feldman. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Source: biblemoneymatters.com

Dear Penny: Do I Tell My Mother-in-Law Her Retirement Plans Are Screwed?

Dear Penny,

My in-laws are hardworking folks who have never had much money, nor have they been good at managing it.

By his mid-20s, my partner was already in a caretaker role with them both with some light money management and my father-in-law’s extensive health issues. This care is part of what made me fall in love with him. He’s been able to hold firm boundaries through the years, allowing us to help when needed but still enjoy our warm relationship with them.

Several years ago, an elderly family member became ill. This family member was close to my in-laws a long time ago, but they’d lost touch as everyone aged. When this family member’s power of attorney attempted to defraud her, my in-laws stepped in to manage her finances and her medical care since she has no other living family.

It quickly became clear this task went beyond my in-laws’ abilities. While they didn’t want our help, my partner eventually had to intervene. This family member was about to be homeless, and my in-laws were essentially clueless. My partner was able to secure federal benefits for this family member that covered large portions of her care. This took a lot of the strain from my in-laws, and we thought all was well.

But we recently learned my in-laws took out a gigantic loan to cover some of this family member’s nursing expenses before she died last year. Not only is the loan huge, but the interest rate is terrible. My father-in-law told my partner they inherited a few thousand dollars from her, but they decided to keep it rather than apply it to the loan.

My father-in-law’s health continues to be poor, and my mother-in-law is beyond overwhelmed. My father-in-law has long been the manager of the family’s finances, but he’s terrible at it and my mother-in-law doesn’t like to intervene. It’s possible she’s not aware of the details of the loan. She’s close to retirement age, but this loan on top of their monthly expenses threatens her ability to retire completely.

With some assistance, I think they could manage the debt and even determine if any of this family member’s federal benefits will cover a portion of it. But is there any way to present this information in a way that they’ll accept? I’m tempted to use some direct language with them, like, “Without refinancing this loan you won’t be able to retire.” But my partner worries that will just add to my mother-in-law’s already paralyzing anxiety. 

What should they do first to manage this loan? Which financial services can we put them in touch with in the future so if they don’t want to come to us, great, they can go to this person?

-Loan, Loan Go Away

Dear Loan Go Away,

Your in-laws are adults who are allowed to make bad choices if they want. But unsolicited advice rarely goes well. Even when the motives are good, the person on the receiving end usually feels like they’re under attack. And if your mother-in-law already has severe anxiety, starting the advice by telling her that she may never be able to retire will make matters worse.


Your partner needs to take the lead here because these are his parents. He should try to make this a conversation instead of a lecture.

He should ask his parents if they’d be OK with sitting down to discuss a few financial matters. Tough conversations are best had when no one feels ambushed. Ideally, the three of them would have this discussion together.

Your partner should ask his parents some neutral questions. How big is the balance? How much is the interest rate? What are the monthly payments?

You say you’re not sure if your mother-in-law is aware of the details of the loan. But I wouldn’t assume your father-in-law is fully aware, either. Sometimes when people are overwhelmed by debt, they have no idea what they owe or what it’s costing them.

Once your partner gets the facts of the situation, then he can ask his parents how they’re feeling. Do they feel worried about whether they’ll be able to repay the loan? What about after his mother retires?

If your partner is worried that his parents can’t afford the loan, then he should say to them something to the effect of “I’m worried about whether you can afford these payments, but I think you have options. Could we discuss them?”

The point is to keep the message judgment-free. Telling your in-laws that they’ve made poor money management decisions will only put them on the defensive. But I’d urge your partner not to shy away from this discussion out of concern for his mother’s anxiety.

If your in-laws are willing to discuss their options, your partner could suggest they meet with a financial counselor. Unlike financial planners and financial advisers, who typically work with wealthier clients, financial counselors help lower- and middle-income clients with basic money management. They often work with clients struggling with debt.

You can search the Association for Financial Counseling & Planning Education’s website for a financial counselor in your state. Many charge on a sliding scale. If your in-laws are open to the idea, your partner could offer to pay the fees.

Bringing in a third party may be beneficial here. A professional isn’t going to have an emotional stake in this game. Plus, sometimes people are more willing to listen to guidance when it isn’t coming from family.

Ultimately, though, managing this loan is up to your in-laws, not you and your partner. Respect their boundaries, even if you don’t agree with their decisions.

Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder. Send your tricky money questions to [email protected] or chat with her in The Penny Hoarder Community.

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Source: thepennyhoarder.com

By: Jeanine Skowronski

A debt collector may contact people that know you, but only to find out your address, your phone number and where you work. In most cases, a debt collector may not tell anyone other than you, your spouse or your attorney that you owe money. More info here:

https://www.credit.com/debt/top-10-debt-collection-rights/

Thanks,

Jeanine

Source: credit.com