Earn Southwest elite status by spending on a credit card – The Points Guy

Earn Southwest elite status by spending on a credit card – The Points Guy


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Does the Chase Sapphire Preferred need a revamp? – The Points Guy

Does the Chase Sapphire Preferred need a revamp? – The Points Guy


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Widespread Unauthorized Transactions – Check Your Accounts (coloadtest.com, SUMUP)

A few days ago we reported that some BBVA select cardholders were being hit with fraudulent transactions. Unfortunately it seems that the problem is more widespread than this as a lot of readers are reporting similar fraudulent transactions on other cards, I suspect there has been a large data breach somewhere. I’d recommend checking your own accounts, unauthorized transactions made may include (keep in mind fraudsters often make purchases at legitimate merchants to test whether card information is correct):

  • coloadtest.com
  • SUMUP
  • Wfxb
  • Angela Singleton

To make matters worse some cardholders have reported their card as stolen, requested a new card and before the new card has even arrived new fraudulent charges have started to appear.

Source: doctorofcredit.com

How I used my Chase card to save on Michelin-worthy takeout and earn 10x points

How I used my Chase card to save on Michelin-worthy takeout and earn 10x points


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

No, the Amex Gold Card is not the same as the authorized-user Gold Card from Platinum account

No, the Amex Gold Card is not the same as the authorized-user Gold Card from Platinum account


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

American Express: Free One/Two Month Trials To Obé Fitness

Update 2/23/20: Extended until 03/31/2021.

The Offer

Direct link to offer

  • American Express is offering cardholders a free two month trial to obé fitness monthly membership. You can also gift a one month membership to a friend.

The Fine Print

  • As a US American Express Card Member, you are eligible to redeem a 2-month free trial to obé fitness monthly membership.
  • This offer is eligible to all US American Express Card Members and for a limited-time only, ending 8/16/2020.
  • Trials are only available to new obé fitness subscribers and only for the monthly membership.
  • You will be charged the full monthly amount of $27 after your first 2-months and charges will continue monthly unless cancelled.
  • Please cancel your membership by signing in at www.obefitness.com and navigating to your subscription settings.
  • You can cancel anytime during the first 2-month free trial with no charge.
  • Card Members must cancel the automatic renewal before the due date of their first payment as well as subsequent monthly payments to avoid being charged.
  • To redeem the 2-month free trial, US American Express Card Members must click through this webpage and complete the purchase journey within the obé fitness website.
  • If you leave or close this webpage and return later, this offer may no longer be available.
  • Purchases are subject to obé’s Terms and Conditions, available at: www.obefitness.com/terms-of-service. Please visit www.obefitness.com for contact information and/or any additional questions or concerns.
  • Offers void where prohibited by law. Other restrictions may apply. Offers, prices, rules, and benefits subject to change without notice.

Our Verdict

Previously T-Mobile users were offered a one month free trial, so I don’t think these are particularly rare. Although for cardholders you obviously get two months. Just remember to cancel as you are enrolled automatically and will be charged $27 per month if you forget to cancel. American Express is also offering a free year of ‘Calm’ sleep and meditation app. And earlier today brought back the shop small promotion.

Post history:

  • Update 11/2/20: Extended until November 30th.

Source: doctorofcredit.com

The Amex Gold will need to offer some temporary perks to convince me to renew

The Amex Gold will need to offer some temporary perks to convince me to renew


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

Marriott Bonvoy American Express Business 75,000 Points + $150 Statement Credit

The Offer

Direct link to offer  (open incognito)

  • American Express is offering a sign up bonus of 75,000 points on the Marriott Bonvoy American Express Business Card after spending $3,000 within 3 months. You also get a $150 statement credit on eligible purchases made within the first three months

Card Details

  • Anniversary free night award up to 35,000 points (this is a free night certificated that can be used on properties costing up to 35,000 points)
  • $125 annual fee (not waived first year)
  • Card earns at the following rates:
    • Six Marriott rewards points per dollar spent at participating hotels
    • Four Marriott rewards points per dollar spent at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
    • Two points per dollar spent on all other purchases
  • Silver status; earn gold status by making $35,000 in purchases within a calendar year
  • Receive 15 nights towards elite status
  • Premium in room internet access at participating properties
  • No foreign transaction fees
  • Can only get the bonus once per lifetime

Our Verdict

Last year we saw a 100,000 point offer and a $150 credit, but the credit required spend on U.S. Advertising in select media. This new offer is 25,000 less points but the $150 credit is much easier to earn as any purchases qualify. Because of this increased flexibility I will add this to our list of the best credit card bonuses.

Source: doctorofcredit.com

World of Hyatt Card vs. Hilton Surpass Card: Which is better?

World of Hyatt Card vs. Hilton Surpass Card: Which is better?


Advertiser Disclosure


Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Source: thepointsguy.com

American Express Blue Cash Preferred $300 Signup Offer With First-Year Fee Waiver

Update 2/21/21: Deal is available again. Hat tip to reader Miggy.

The Offer

American Express cardholders can find their referral link in their Amex login or via public link. Check for the following offer:

  • Apply for the Blue Cash Preferred via a referral link and the new member gets $300 after $3,000 in spend within 6 months. Annual fee is waived the first year.

Card Details

  • Annual fee of $95 waived first year
  • Card earns at the following rates:
    • 6% cash back at U.S. supermarkets (up to $6,000 in spend annually, then 1%)
    • 6% cash back on select U.S. streaming subscriptions
    • 3% cash back at U.S. gas stations
    • 3% cash back on transit (e.g taxis/rideshare, parking, tolls, trains, buses and more)
    • 1% back on all other purchases
  • You can only get the sign up bonus on American Express cards once

Our Verdict

I’m not seeing this on my Blue Cash Preferred, but sfplat on Reddit reports finding such an offer and I’m seeing the same. Within my AmEx login it shows a $250 offer, but when I actually open the referral link the $300 offer pops up. Not sure if it’s showing for everyone or YMMV.

We saw a similar offer via referral for $300 on $1,000 spend, but the annual fee wasn’t waived there. $300 + fee waiver + bonus for referrer is about as good as you can get. Not sure if we’ve ever seen the annual fee waived on BCP before. The standard offer on BCP just increased to $250 with no fee waiver.

Since American Express released universal referrals, I assume just about everyone has a friend with an AmEx card, so I’m thinking we won’t do a referral thread for now. Do not leave referrals in the comments.

Hat tip to sfplat

Post history:

  • Update 12/9/20: This offer is slated to expire on December 10th.
  • Update 9/18/20: Looks like this is now available at the public signup link as well. Obviously better if you can get the offer to show via referral and help your friend get a bonus too, but good to see it publicly available now.

Source: doctorofcredit.com