Check AmEx referral links to see if you can get this offer to show:
American Express is offering 200,000 points after $15,000 in spend on the American Express Business Gold card.
The card also has a 0% intro APR for 6 months.
Card Details
$375 annual fee, not waived first year.
$240 flexible business credit. Up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores
$12.95 monthly Walmart+ credit.
Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S
U.S. purchases at restaurants
U.S. purchases for advertising in select media
U.S. purchases at gas stations
U.S. computer hardware, software, and cloud computing purchases made directly from select providers
3x points on AmEx Travel
Our Verdict
This is an amazing offer if you can get it to show. People are talking about certain referral links being 200k, but in reality I think it might depend more on the user who use opens the link (depending on location, etc).
No referral links or sharing in the comments below.
Update 7/15/24: Letters have gone out informing cardholders will be converted to the Capital One Quicksilver (not sure if some cardholders are being offered other cards). We still don’t know who will issue the new Walmart card.
Capital One & Walmart have announced that their cobranded credit card partnership is ending. Capital One & Walmart launched two cards in 2019 and then Walmart sued Capital One in 2023 to exit the partnership, a judge ruled that Walmart could end the partnership early due to repeated customer service failures by Capital One.
Based on the statement released by both companies existing Capital One Walmart cardholders will be able to continue to use their cards and will eventually be product changed to another Capital One product. This means that whoever is going to be the new issuer of Walmart credit cards has not purchased the back book from Capital One (or Capital One didn’t want to sell it). So far no word on who will issue a new Walmart credit card.
Update 7/13/24: Showing up in app with no lifetime language.
Update 6/20/24: This is working for more people again.
Update 5/24/24: There is a direct link you can try, YMMV as always when using these links as there is always a risk of shut down.
The Offer
No direct link to offer, sent out via e-mail. Subject line is ‘<name>, maximize your value on everyday business spending’
American Express is offering 150,000 points after $10,000 in spend on the American Express Business Gold card
Card Details
$375 annual fee, not waived first year.
$240 flexible business credit. Up to $20 in statement credits each month after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores
$12.95 monthly Walmart+ credit.
Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S
U.S. purchases at restaurants
U.S. purchases for advertising in select media
U.S. purchases at gas stations
U.S. computer hardware, software, and cloud computing purchases made directly from select providers
3x points on AmEx Travel
Our Verdict
This looks to bypass pop up jail so should be able to get the bonus even if you’ve had the card before, but that might be YMMV. Good deal if targeted, especially if you’ve already had the card before.
It’s now possible to activate all 5% category credit cards for the third quarter of 2024, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the activation link for each card and links to track your spend, along with strategies to help increase spend in these categories.
Dates: July 1st – September 30, 2024. Store purchases can usually be done until the last minute while online purchases should be given a buffer zone since the charge typically posts on the shipping date.
Chase Freedom – Gas, EV, Entertainment
Activation Link / FAQ / Sample Stores & Exclusions / Our original post
With the Chase Freedom and Freedom Flex cards, activate to earn 5% back this quarter on up to $1,500 in spend at gas stations, on EV charging, select live entertainment and movie theaters.
Gas and EV charging – Useful for gas and also for buying gift cards inside some gas stations and similar convenience stores
Select live entertainment and movie theaters
Tip: Click this link (login required) to check how far you are along the $1,500.
Discover – Grocery, Walmart
Activation Link / Our original post
With your Discover card, activate to earn 5% back this quarter on up to $1,500 in purchases at Grocery Stores and at Walmart.
Grocery Stores – always a useful category. Grocery stores also sell a wide variety of gift cards to other retailers.
Walmart – Walmart store purchases, online purchases, and gas purchases are included. You can buy a Walmart gift card online or in-store and then use that for Sam’s Club purchases as well. Walmart sells third party gift cards too.
Activate to earn 5% Cashback Bonus at Grocery Stores and Walmart from 7/1/24 (or the date on which you activate 5%, whichever is later) through 9/30/24, on up to $1,500 in purchases. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. All purchases made from Target, convenience stores, wholesale clubs, and discount stores are not eligible. Walmart purchases include those made at Walmart.com, through the Walmart app, in-store at Walmart Discount Stores, Walmart Supercenter Stores, Walmart Neighborhood Market Stores, Curbside Pickup, Walmart +, and Walmart Gas Stations. Purchases using Walmart Pay with your Discover Card will also be included. Purchases from individual merchants and stand-alone stores within physical Walmart locations may not be eligible for this promotion. Sam’s Club purchases are not eligible. Purchases made through affiliates of Walmart.com are not a part of this promotion. The Walmart.com logo is a registered trademark of Walmart Inc. Listed merchants are in no way sponsoring or affiliated with this program.
Tip: Login, then click this link to see you how far along the $1,500 you are.
Citi Dividend – Gas
Landing Page | Our Original Post
With your Dividend card, activate to earn 5% back this quarter at Gas Stations. Citi is different than the other cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. You can get 5% back on up to $6,000 in this quarter or you can save the entire amount for a different quarter, or you can use part up each quarter.
Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
U.S. Bank Cash+/Elan – Select your Categories
Activation link | Merchant List | Our Original Post
U.S. Bank Cash+ and Elan Max offer 5% cash back in two categories, up to $2,000 combined total per quarter. Keep in mind that Car Rentals was recently replaced with TV, Internet, and Streaming Services.
Here are the current options:
TV, Internet, and Streaming Services
Home utilities
Select clothing stores
Cell phone providers
Electronic Stores
Gyms/Fitness
Fast food
Ground Transportation
Sporting goods
Department Stores
Furniture Stores
Movie theaters
Tip: Login here, then scroll down and click on the red “View Your Cash+ History” button.
U.S. Bank Shopper – Select your Categories
Our Original Post
The U.S. Bank Shopper Cash Rewards comes with a $95 annual fee and offers 6% cashback on your first $1,500 in combined eligible purchases each quarter with two retailers you choose. Options include Amazon, Apple, Best Buy, Home Depot, Lowe’s, Walmart, Target, and many more. You must enroll each quarter into two retailers.
Bank of America Customized Cash Rewards
Our Original Post
The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. If you don’t select anything it defaults to gas. Once you selected a category for one quarter, that remains your category in the future unless you change it. Each calendar month you can change it if you’d like, but you’re always limited to $2,500 for the entire quarter.
Gas and EV charging stations (default category)
Online Shopping; this category also includes cable, streaming, internet, and phone plan
Dining
Travel
Drug Stores
Home Improvement/Furnishings
This category is especially lucrative for those who have Preferred Rewards status with Bank of America which can get you 5.25% back on one of these categories at the higher relationship level.
Lots of useful categories here. Important note: the Cash Rewards card also offers 2% back at grocery stores and wholesale clubs up to $2,500 per quarter, and that $2,500 limit combines with the Category Selection limit. After spending $2,500, you’ll earn 1% back on everything.
Other Cards with 5% Category
Nusenda FCU – Gas, Hotels, Airfare, Education
Landing Page | Our Original Post
Earn 5% this quarter on up to $1,500 in purchases on Gas, Hotels, Airfare, and Education.
This is on top of the regular 1% for a total earn of 6% back. (apparently no longer the case?)
Langley FCU – Walmart, Wholesale, Gas, EV
Landing Page | Our Original Post
Langley Federal Credit Union offers 5% back each month in one selected category, on up to $100 cash back total ($2,000 spend).
The category options at time of this writing: Walmart, Wholesale, Gas, EV.
Vantage West [AZ] – Select your Category
Landing Page | Our Original Post
Get 5x points on the category of your choice, up to $1,500 per quarter. Eligible categories:
Safe Credit Union Cash Rewards Visa card offers 5% this quarter on your choice of one category each quarter (with no apparent limit). This quarter the categories are:
Are you wondering what the best passive income apps are? The best passive income apps can help you make money and build wealth while sleeping, on vacation, and more. With passive income apps, you can make money using just your phone or computer. These apps help you earn money in different ways, like investing in…
Are you wondering what the best passive income apps are? The best passive income apps can help you make money and build wealth while sleeping, on vacation, and more.
With passive income apps, you can make money using just your phone or computer. These apps help you earn money in different ways, like investing in stocks, getting cash back when you shop automatically, or renting out your things.
Passive income is money you earn without having to work all the time. You might need to do some work at the start, but after that, the money keeps coming in with little effort.
You don’t need to spend hours every day to see results. Many of these apps are easy to use and free, so they are a great way to improve your finances with little effort.
Using the right mix of passive income apps can help you make extra money regularly or even make a full-time income.
Recommended reading: 18 Passive Income Ideas To Earn $1,000+ Each Month
Best Passive Income Apps
Below are the best passive income apps:
1. Freecash
Freecash is a popular passive income app that helps you make some extra money with little effort. You can earn by completing tasks, such as taking surveys or downloading apps.
Another way that you can earn passive income with this app is by referring people to the app. You can earn up to 30% of your referral’s earnings for as long as they are a member. Your referral earnings start at 5% and can go up from there, all dependent on your affiliate earnings.
I have personally earned over $300 in passive income referral earnings from this platform (in addition to affiliate income), so I know that this is real.
Click here to sign up for Freecash.
2. RVshare
RVshare is a money making app where you can rent out your RV to others. This can help you make extra money every month. Many people use RVshare to turn their RV into a good source of passive income.
If you have an RV that you’re not using, you could make $100 to $300 a day, or more, by renting it out to others through RVshare.
RVshare is a great app for making money because it helps travelers save by renting RVs directly from owners, without a middleman. It’s like Airbnb, but for RVs.
You can rent many types of RVs on RVshare, such as:
Class B camper vans
Travel trailers
Pop-ups
Class C Motorhome
Class A Motorhome
Toy hauler
RVshare handles all payments securely and sends money to your bank account one business day after each rental starts.
You can learn more about RVshare here.
3. Neighbor
Neighbor is a self-storage app that lets you rent out extra space in your home. You can make money by offering spots like your garage, driveway, or even a spare room.
You can use this website to rent out your unused space and make up to $15,000 a year. With Neighbor, you can rent out your garage, driveway, basement, parking lot, shed, warehouse, carport, attic, street parking, or even a closet.
You can choose your own prices and decide which reservations you want to accept and host.
Neighbor provides $1,000,000 in host liability protection for your peace of mind. You also receive automatic monthly deposits directly to your bank account for fast payment.
Here’s how Neighbor works:
List your space: Describe your space and set your earning goals on Neighbor.
Respond to renters: Review requests from renters interested in your ad. You can see what they want to store and when, and decide whether to approve or decline.
Schedule move-in: Once you approve a renter, schedule their move-in date.
You can sign up for Neighbor for free here.
You can also learn more about Neighbor at Neighbor Review: How To Make Money Renting Your Storage Space.
4. Swagbucks
Swagbucks is a popular app that lets you earn money for doing simple tasks online. You can use it on both your phone and computer.
You earn points, called Swagbucks (also known as SB), for activities like taking surveys, watching videos, and browsing the web. These points can be redeemed for gift cards or cash via PayPal.
I have personally received over 110 gift cards from Swagbucks (I like to redeem my points personally for free Amazon gift cards).
Here are some ways to earn on Swagbucks:
Surveys – Share your opinions on various topics and earn points.
Videos – Watch short video clips and earn a few points for each one.
Shopping – Do your usual online shopping through the app’s links and get cash back.
Web browsing – Use the Swagbucks search engine and earn points just for searching.
Referral program – You can refer friends and family to Swagbucks and earn points.
Swagbucks is free to join and use, making it a great choice for anyone looking to make some extra money with little effort.
You can join Swagbucks through my referral link, and receive a $10 bonus.
5. Fundrise
Fundrise is one of the highest-paying passive income apps that lets you invest in real estate with income generating assets. You can start with as little as $10 and get started in around 5 minutes.
Fundrise pools your money with other investors to buy properties, such as single family homes, apartments, and industrial properties. You earn money from rent and property sales.
Investing in real estate can be risky, so make sure you understand what you’re getting into. Fundrise has an easy-to-use app and detailed updates on your investments.
Remember, your money is tied up for a while, so this is for long-term goals. Fundrise makes real estate investing simple and accessible.
You can sign up for Fundrise here.
6. Honeygain
Honeygain is a popular passive income app that lets you earn money effortlessly just by sharing your unused internet bandwidth and your internet connection. You can install it on your desktop or mobile device.
Here’s how Honeygain works:
You keep the app running in the background.
The app uses your unused internet resources.
You get paid for the data shared.
You earn money based on the amount of internet traffic routed through your connection. Honeygain pays $1 for every 10 GB of traffic.
7. Ibotta
Ibotta is a free cash-back app that helps you save money when you shop. You get rewards from shopping both in-store and online.
With the Ibotta app, you sign up for an account, unlock rebates and rewards, shop at stores like Walmart, Target, Kroger, and more, verify your purchases, and then earn cash. You can redeem rebates from hundreds of stores, and it doesn’t cost you anything – it’s free money!
Plus, Ibotta lets you earn cash back both online and in-store, setting it apart from other companies.
Ibotta stands out as one of the easiest passive income apps because you earn money while shopping as usual. It pays you in cash or gift cards for stores like Amazon and Starbucks.
Please click here to join Ibotta.
8. Airbnb
Airbnb can be a great way to earn passive income with minimal effort. By renting out properties short-term, you can make extra cash without much day-to-day work.
Whether you have an extra room, a vacation home, or even just a spare couch, Airbnb lets you list your space for short-term rentals, transforming unused real estate into a regular income source.
Airbnb manages bookings, payments, and provides insurance coverage, making it convenient for hosts once everything is set up. With its worldwide presence and easy-to-use platform, Airbnb continues to be a leading choice for earning passive income through property rentals.
9. Acorns
Acorns is a popular app that helps you save and invest your money without effort. It rounds up your everyday purchases to the nearest dollar. Then it invests the spare change into a diversified portfolio.
For example, if you buy a coffee for $3.50, Acorns rounds it up to $4.00. The extra $0.50 is invested.
You can click here to sign up for Acorns.
10. Rakuten
Rakuten is an easy-to-use app that helps you earn cash back from your shopping. You don’t need to do anything special. Just shop at over 2,500 stores and retailers through the app, the Rakuten website, or by downloading the Rakuten browser extension, and you can earn payouts.
Simply choose a store from their extensive list (including Kohl’s, REI, Toys”R”Us, and more), shop online as usual, and earn cash back effortlessly.
Rakuten earns a commission for directing you to the store where you shop, and they share a portion of that commission with you as a reward.
You can join Rakuten here.
11. Capital One Shopping
Capital One Shopping is an app that helps you save money while you shop online.
You don’t need to be a Capital One customer to use it. Just download the browser extension and start using it right away.
This automatic savings app stands out because it requires no extra effort on your part. The Capital One Shopping app automatically searches for and applies the best coupon codes as you check out, making sure that you get the most savings possible on your purchases.
You can learn more about Capital One Shopping here.
12. Fetch Rewards
Fetch Rewards is a fun way to earn rewards from your shopping receipts. You just take pictures of your receipts using the app and you get points.
I use Fetch Rewards all the time and it takes less than one minute to earn points. This mobile app is incredibly user-friendly and one of my favorites. I’ve been using it for a while now, and it’s super easy to earn rewards on the shopping you’re already doing.
With Fetch Rewards, you earn points by scanning receipts from any store – whether it’s a grocery store, clothing store, restaurant, or gas station. Then, you can redeem your points for gift cards to places like Target or Amazon, as well as other rewards.
Here’s how Fetch Rewards works:
Shop like you normally would.
Scan your receipt after you’re done.
Earn points on Fetch Rewards.
You can sign up for Fetch Rewards here.
You can also read my review at My Honest Fetch Rewards Review.
13. Robinhood
Robinhood is a popular app for investing in stocks, cryptocurrency, options, and exchange-traded funds (ETFs). It’s easy to use and has no fees or commissions, which makes it great for beginners.
Plus, Robinhood’s app is simple and clean. You can see your investments and track their performance easily.
Robinhood also allows you to buy fractional shares. This means you can invest in expensive stocks with just a few dollars.
You can even invest in dividend-paying stocks on Robinhood.
When you invest in dividend-paying stocks, you’re buying a piece of a company that gives you money regularly. Think of it like getting a small thank you for holding on to the company’s stock. These payments usually come from the company’s profits and they’re called dividends.
Here’s a vehicle I rented on Turo when I was visiting Hawaii. The person I rented from had many, many vehicles listed on the site and it seemed to be a good passive income stream for them.
14. Turo
Turo is an app that lets you rent out your car to make extra money. It is a peer-to-peer program where you cut out the middle person and rent out your car.
With Turo, you can earn about $500 or more per month with just one car. If you own a couple of cars, you might make over $2,000 per month. Your earnings depend on the type of car and how often it’s rented.
Just like renting out your RV when you’re not using it, you can also rent out your car!
It’s a cost-effective option compared to traditional rental car companies for customers, and it’s a great way to earn extra money if you’re working from home and your car isn’t in use or if you have a two-car household.
I have rented cars a few times on Turo and I have always had a good experience. It looks like a possibly good way for a person to make money.
15. M1 Finance
M1 Finance is an app where you can earn passive income.
Some of the ways you can earn passive income through this app are by investing your money in the stock market (you can customize your investment portfolio with over 6,000 stocks and ETFs) as well as saving your money in their high-yield account (at the time of this writing, their high-yield savings account rate was 5.00%).
16. Masterworks
Masterworks is an app that lets you invest in fine art.
You don’t need to be wealthy to own a piece of famous art. Masterworks purchases valuable paintings and you can buy shares in these artworks. When the painting is eventually sold, you receive a portion of the profit.
Frequently Asked Questions
Below are answers to common questions about passive income apps.
How can I make $1000 a month passively?
There are many ways to make $1,000 a month passively, such as by renting out a space on Airbnb or Neighbor, renting out a car or RV, investing in an investment app such as Masterworks or Robinhood, and more.
Can you make passive income from an app?
Yes, you can make passive income from an app. Some passive income apps include Neighbor, RVshare, Freecash, and M1 Finance.
How can I make passive income from my phone?
You can make passive income from your phone by installing apps that pay you for different things, such as renting out your stuff, getting cash back, or investing your money. For instance, Honeygain pays you for sharing your internet data, while Rakuten gives you cash back for shopping. These apps run in the background, requiring minimal effort from you once set up.
How to make $5,000 a month passively?
You can make $5,000 a month passively by investing more of your money in different kinds of investments, such as stocks and rentals. It may take some time to get to $5,000 a month in passive income, but it is possible.
What are the highest-paying passive income apps?
The highest-paying passive income apps depend on how much time, effort, and money you put into it. But, generally, passive income apps where you are investing your money (such as in the stock market) or renting out things you own (like a property rental or vehicle rental) typically pay the most.
What are some free passive income apps?
Free passive income apps include Freecash, RVshare, Neighbor, Airbnb, Honeygain, Rakuten, and Acorns.
Best Passive Income Apps – Summary
I hope you enjoyed this article on the best passive income apps.
As you can see, there are many ways to make money with passive income apps. Some will allow you to earn simply some spare cash, whereas others you may be able to build up and eventually earn a full-time income.
Some may require you to invest your money up front (like Fundrise), and some of them are free passive income apps (like Honeygain or Fetch Rewards).
The best passive income app depends on what you are looking for, the amount of time you have, and the amount of risk that you want to take on.
Amazon Prime Day is July 16-17. It’s like Black Friday, but in July and with less burden to buy for others.
Some people may already have holiday gift-buying in mind, but most are likely shopping for themselves, says Jane Boyd Thomas, a professor of marketing at Winthrop University.
More emphasis from retailers on summer deals has shifted trends on Google. “In recent years, searches for ‘deals’ have spiked in mid-July, even surpassing search interest in ‘vacation,’” said Sean Scott, vice president and general manager of consumer shopping at Google, in a blog announcing Google’s enhanced shopping tools. Its updated “deals destination” is intended to make it easier to shop for deals across retailers in one place.
Whether you start on Amazon or Google, the key is to nab deals on planned purchases over impulse buys. Keep this list in mind as you decide what to buy (or skip) on Prime Day.
Buy: Electronics
Thomas says electronics will be the best category for Prime Day deals, which will likely include Apple products. She chuckled when mentioning an Apple Pencil she recently paid full price for ($129.99), only to hear later that it’ll likely be cheaper on Prime Day. In fact, it is $79 on Amazon at the time of this writing, before Prime Day. AirPods Pro (2nd Generation) ear buds were down to $189.99 in late June (Apple’s price is $249, but Amazon regularly sells them for $199), and could go lower during the sale.
Select models of TVs, soundbars, speakers and other headphones should see deep discounts too. Amazon is already touting an invite-only deal of up to 40% off Sony wireless headphones. But be mindful that limited quantities on the hottest products could mean you have to act quickly.
My experience: I dropped the “bar” last Prime Day. I had coveted a particular model of Sony soundbar that normally sells for about $300 all year long. I saved it and waited for the price to drop. On Prime Day, it went down $100. But instead of getting it, I hesitated for a few hours, and when I decided to buy it, it was not only out of stock on Amazon but also at other retailers. I settled for a similarly priced but inferior model.
This year’s sale starts promptly at 12:01 a.m. PDT on July 16 and ends at 11:59 p.m. PDT on July 17. The specific start and end times motivate people to buy on whim for fear of missing out, says Thomas.
But you can prep for Prime Day now, by making a list and checking your budget, to avoid overspending at crunch time.
Before you build a budget
NerdWallet breaks down your spending and shows you ways to save.
Buy: Car seats and strollers
Prime Day is likely to bring good deals on baby gear. NerdWallet monitored prices on a handful of popular products during every major sale of 2023. The Graco Extend2Fit Convertible Car Seat we tracked went on sale often, but hit its lowest observed price during last year’s July Prime Day, coming in at $139.99. It’s $199.99 on Amazon at the time of this writing.
Thomas, a new grandmother, needs to get equipped to drive her granddaughter around.
The car seat base she needs typically goes for around $160, she says. “I’m going to put it in my wish list and set alerts, which you can do with Amazon, to let me know when it goes on sale,” she adds.
Strollers, cribs, pack-and-plays and other typically pricey baby products could hit lows during Prime Day. Last year, for example, the Baby Jogger City Mini GT2 All-Terrain Stroller was 40% off during Amazon’s sale.
Buy or skip: Amazon devices
Buying an Amazon device during Amazon’s biggest sale of the year is a no-brainer, but only if you’re in the market for one. Fire tablets and TV sticks, Kindles and Echo devices are all likely to be discounted. And many of the gadgets Amazon makes are pretty well-reviewed.
Of course, you can also wait. The next big Prime sale, which should come in October, is all but certain to bring similar prices on Amazon’s own tech.
My experience. I skipped both the July Prime Day and October Prime Big Deal Days last year and still got a great deal on the latest Echo Show 8 (3rd gen) smart display device, which wasn’t released until late in the year. I ordered mine on Dec. 28, 2023, for $60 off the normal price. It’s a good reminder that products are often refreshed and prices are constantly in flux.
Buy: Toys
If you are prepared enough to put a gift list together in July and have kids to buy for, sensory-type creative toys can be a good way to go. One of the best Prime Day deals NerdWallet spotted last year was on the Magna-Tiles Classic 100-Piece Set. Kids love them, and the set went down to $82.99 on Prime Day. The same set is $119.50 on Amazon at the time of this writing.
Thomas says Amazon is inclined to mark down already hot sellers to draw people in.
“I would look at things like gifts for children, scooters, Lego sets because those are things that are pretty steady sellers year-round for them,” she says.
Buy or skip: Small appliances
Kitchen gadgets are fair game for deals on Prime Day, but NerdWallet’s research shows Cyber Monday is better for deals on small appliances like air fryers, mixers and coffee makers. And for these items especially, don’t let Amazon be your only stop. Target, Walmart, Best Buy and other retailers will compete.
You could also wait and stumble upon a deal later, if you’re not quite ready to buy.
My experience: While at a friend’s house for dinner late last year, I couldn’t help but notice the side-by-side Instant Vortex Plus 6-quart XL Air Fryers they were using to cook the meal. The food was good, and the stainless look was slick. I got home, opened Amazon and saw the same model going for $74.15, about $55 off the normal price. I nabbed it on Nov. 5, 2023, a random Sunday. Moral of the story: good sales happen throughout the year if you’re not ready to buy now.
Nerdy reminders about online shopping
Doing the necessary product and price research should be second nature by now, but here’s a refresher on how to e-shop smartly.
Know the going rate: If you’re shopping on Amazon, it’s quick and easy to use a price-tracking site like camelcamelcamel to check the price history over time. Paste the Amazon URL in the camelcamelcamel search bar to view lowest-ever, highest-ever, current and average price.
Set your pounce price: Once you know the lowest price and how often the item is discounted, you can use your budget to set a price threshold. Once the price drops below that line, you’ve given yourself permission to buy.
Save it for later and set alerts: Set alerts to take the effort out of tracking prices. In the Amazon app, you can set deal alerts for items of interest by going to the account section, scrolling down to “message center” and tapping deal alerts.
Google it before you get it, or search “shop deals”: Amazon may be the loudest, but other retailers will quietly compete with Prime Day. A quick Google search of the specific product you’re after will let you compare prices, but you can go deeper with Google’s new “deals destination.” Type the words “shop deals” into the search bar to view a carousel of products with recent price drops from across the web. Click on the product to view its typical price range based on averages over the past 90 days.
Shopping online is easier than ever, and there are tricks and tools that can definitely help you save. But there’s also a time-consuming and inescapable nature of online shopping. As we hit the peak of summer, don’t let chasing the best deal keep you from things that matter most. Those things are probably free anyway.
Get more financial clarity with NerdWallet
Monitor your credit, track your spending and see all of your finances together in a single place.
Thinking about trying out Ipsos iSay? Learn what I think in my Ipsos iSay Review. If you want to earn extra cash from home on your own schedule, you may want to try out Ipsos iSay. Ipsos iSay is a survey company where you can earn points that can be turned into rewards. The surveys…
Thinking about trying out Ipsos iSay? Learn what I think in my Ipsos iSay Review.
If you want to earn extra cash from home on your own schedule, you may want to try out Ipsos iSay.
Ipsos iSay is a survey company where you can earn points that can be turned into rewards. The surveys usually ask about your shopping habits and preferences. For example, they may want to know why you buy certain things.
Using Ipsos iSay is easy. Just sign up and you’ll get survey invitations. Completing these surveys can help you earn extra pocket money.
I have been taking surveys for years, and I think it’s an easy way to make extra money in your spare time at home.
Please click here to sign up for Ipsos iSay and get a free 250 points for joining.
Ipsos iSay Review
Below is my Ipsos iSay Review.
What is Ipsos iSay?
Ipsos iSay is an online survey platform that lets you share your opinions on many different topics. You can also earn points through their referral program for each successful referral to Ipsos iSay.
This is one of the most popular and best survey sites, with millions of users.
Ipsos iSay gives you points for completing surveys. The number of points you earn depends on how long and hard the survey is. For example, a 150-point survey might take 30 minutes to finish. Usually, 500 points equal $5 in rewards.
The points you earn from taking surveys can be redeemed for free gift cards to places like Amazon, Starbucks, Subway, Target, Walmart, Apple, and Visa, as well as PayPal cash.
Recommended reading: 20 Best Paid Survey Sites To Make $100+ Per Month
How Ipsos iSay works
Ipsos iSay is a survey platform where you can earn rewards by sharing your opinions.
To get started, you need to sign up on the Ipsos iSay website, and the signup process is easy and free. You will create a username and password, as well as give basic details like your name, date of birth, gender, email, and country, and this information helps decide which surveys you can take.
After making your profile, there might be more questions to better match you with surveys. Answering these carefully can help you get more surveys that fit you.
Once your profile is ready, you’ll get survey invitations by email. These emails will tell you about the survey, like how long it takes and how many points you can earn. It’s important to respond quickly because surveys can fill up fast.
Some users might get more survey invitations based on their profile and how active they are. So, you will want to make sure to check your email regularly for new surveys, as answering surveys regularly can help you earn more and might also get you more invites.
The surveys are usually easy and quick. They might ask about your buying habits or what you think of a new product.
Sometimes, you might not qualify for every survey. When this happens, don’t get discouraged. There are always new surveys coming.
Why does Ipsos iSay pay you?
Ipsos iSay pays you to take surveys and give your opinions because companies need to know what people think about their products, ads, and services.
These companies hire Ipsos to gather this information. When you share your thoughts, you help them make better products.
Your feedback is really valuable to these companies because they want to know what you like and don’t like. This helps them improve what they sell in the market, as well as how they sell it.
What kind of questions are asked in surveys?
When you take surveys on Ipsos iSay, the questions help companies understand what people like you think.
You might be asked about products you use every day. They could ask what brand of toothpaste you buy or how often you drink soda.
Sometimes, you’ll get questions about ads you see. They might show you a commercial and ask if you liked it or if you remember what it was about.
Other times, questions will focus on your hobbies and interests. They might ask what you do for fun or what sports you watch on TV.
Surveys can also include questions about shopping habits. For example, they might ask about your last trip to the grocery store or how often you shop online.
Lastly, you might be asked about opinions on different topics. They could ask how you feel about a new movie or what you think about a recent news story.
Here’s a quick list of common survey topics:
Products you use
Ads you’ve seen
Your hobbies and interests
Shopping habits
General opinions
Each survey is different, so you won’t get bored answering the same questions all the time!
Here is a screenshot of some of the Ipsos iSay rewards.
How to cash out with Ipsos iSay
Cashing out with Ipsos iSay is simple.
Simply go to the Rewards tab when you are logged into your Ipsos iSay account. On this page, you will be able to see the rewards that are available to you as well as the amount of points that you need in order to get that reward.
Gift cards and prepaid cards are sent to you instantly once you redeem your points. If you redeem your points for PayPal cash (you will need to already have a PayPal account for this to work), then this takes around 3 to 4 weeks.
Here are some examples of what your points are worth on Ipsos iSay:
1000 points for a $10 Amazon gift card
500 points for a $5 Subway gift card
1000 points for a $10 Starbucks gift card
2500 points for a $25 Target gift card
You can also get gift cards to places like Walmart, Apple, Burger King, Dunkin’ Donuts, and Domino’s. Other options include prepaid virtual Visa cards, PayPal cash, and even charity donations to the Ipsos Foundation.
Ipsos iSay user reviews and ratings
I researched around the internet to see real Ipsos iSay reviews. Here’s what I found:
Ipsos iSay has great reviews on TrustPilot, with over 50,000 reviews and an average rating of 4.2 out of 5 stars. Many reviewers say that they received survey invitations regularly and that it is easy to use.
Ipsos iSay also has great reviews on Google Play (there is an Ipsos iSay app as well!), with over 50,200 reviews and an average rating of 4.5 out of 5 stars. There have also been over 1,000,000 downloads of Ipsos iSay just on Google Play.
Ipsos iSay reviews on the App Store were also good, with 3,300 ratings and an average of 4.7 out of 5 stars.
Alternatives to Ipsos iSay
There are many more sites similar to Ipsos iSay that you can sign up for as well. These include:
Prime Opinion
American Consumer Opinion
Survey Junkie
InboxDollars
Pinecone Research
PrizeRebel
User Interviews – This one pays the most, with many paying over $100 an hour.
If you are looking to learn more about each online survey website, I have in-depth reviews on several of them. You can find them below:
Frequently Asked Questions
Below are answers to common questions about Ipsos iSay.
Is Ipsos iSay legit?
Yes, Ipsos iSay is legit. It’s operated by Ipsos, a global market research company that has been around since 1975. The site also has positive ratings on Trustpilot, Apple App Store, and Google Play. Ipsos iSay pays real rewards for the surveys that you answer.
How much does Ipsos iSay pay?
Earnings on Ipsos iSay can vary. Some surveys pay more than others, but most surveys reward you with points. These points can later be redeemed for gift cards, cash, or other rewards. Answering surveys on Ipsos iSay will not make you rich, nor will it be a full-time job. It will simply allow you to earn some side hustle income. I would expect to earn less than $50 a month answering surveys on Ipsos iSay.
Is Ipsos iSay safe? Is Ipsos iSay a scam?
Yes, Ipsos iSay is safe to use. I have been answering surveys for years, and I have never had an issue.
How long does it take for Ipsos iSay to pay out?
The time it takes to get paid from Ipsos iSay can depend on the reward you choose. Gift card rewards are usually faster, typically paid instantly or within a few days. Cash payouts through PayPal may take longer, sometimes up to a few weeks.
What are some tips to get more surveys from Ipsos?
To get more surveys from Ipsos iSay, I recommend making sure your profile is complete and up-to-date. This helps Ipsos iSay match you with more surveys. Also, try to log in regularly to check for new survey opportunities.
Is Ipsos iSay free?
Yes, joining Ipsos iSay and participating in surveys is free. You don’t have to pay anything to become a member or to take surveys.
Ipsos iSay Review – Summary
I hope you enjoyed my Ipsos iSay Review.
Ipsos iSay rewards you for sharing your opinions through surveys. Their surveys are easy to answer, and they typically focus on your shopping habits and preferences. The number of surveys you receive can vary, and availability of surveys depends on your profile and what the target market is that Ipsos iSay is looking for.
The Ipsos iSay points you earn can be exchanged for things like Amazon gift cards and PayPal funds.
I have been answering surveys for years, and it is an easy way to make side income from the comfort of your home without any stress. The questions are always easy to answer and you can even answer them while watching TV or making dinner.
Please click here to sign up for Ipsos iSay and get a free 250 bonus points for joining.
These summery home decor finds are so chic — and available at Walmart
Sometimes you just want to give your home a little bit of a makeover. The problem with that is keeping up with the latest trends in home decor — and regularly swapping out your furniture and decor pieces for the newest styles — can get very expensive, very quickly. Luckily, you can get tons of chic pieces at surprisingly affordable prices from Walmart.
Right now, Walmart has trendy furniture and decor that’s perfect for anyone looking to give their home a summer refresh. These pieces are light, bright and perfectly on trend — and you won’t be able to resist grabbing some of them for your home once you see these low prices. From side tables with trendy cane accents to Moroccan-inspired area rugs, arched full-length mirrors perfect for checking out your summer outfits and more, you can get everything you need for a mini home makeover fit for the season — and all without breaking the bank.
In this article: Better Homes & Gardens Springwood Caning Side Table, Light Honey Finish, Seven Six Home 5’x7′ Area Rugs for Living Room Washable Rugs Boho Moroccan Area Rug and BEAUTYPEAK Arched Full-Length Floor Mirror 64″x21.1″ Full-Body Standing Mirror
Scroll down below to check out 10 of our favorite summer finds from Walmart. These are so trendy and chic, people won’t believe where you got them — but you’ll love the savings.
If your home needs a refresh, you’ll want to check out these chic, affordable home decor pieces from Walmart
Better Homes & Gardens Springwood Caning Side Table, Light Honey Finish
This light and bright side table features two shelves for storage and trendy cane accents.
Seven Six Home 5’x7′ Area Rugs for Living Room Washable Rugs Boho Moroccan Area Rug
This Moroccan-inspired area rug has a neutral-colored geometric pattern that adds texture to your space but goes with any color palette.
This coffee table provides a storage shelf for conveniently tucking away items you don’t use every day behind trendy cane webbing, so they’re partially out of sight.
Crystal Art Gallery Midcentury Modern Geometric Potted Plants, Neutrals
Add some art to your walls with this neutral print of two potted plants inspired by midcentury designs.
Better Homes & Gardens Beige Cactus 20″ x 20″ Pillow by Dave & Jenny Marrs
This linen throw pillow is embroidered with a geometric print to add texture and visual interest to any space.
Prices listed reflect time and date of publication and are subject to change.
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Arkansas, often called “The Natural State,” is known for its stunning landscapes and rich history. From the therapeutic hot springs and diamond hunting at Crater of Diamonds State Park to the world-renowned Walmart headquarters, Arkansas offers unique experiences. But what else is Arkansas known for? Whether you’re looking to buy or rent a home in Fayetteville, move into an apartment in Little Rock, or you’re just passing through, you’ll quickly discover that this state has much more to offer than meets the eye. In this article, we’ll explore what makes Arkansas unique and why so many are proud to call it home. Let’s get started.
1. Hot Springs National Park
Hot Springs National Park is one of Arkansas’ most famous attractions. Established in 1832, it’s one of the oldest parks in the U.S. The park features 47 natural hot springs, with thermal waters known for their therapeutic benefits. Visitors can experience traditional bathhouses, such as the historic Bathhouse Row. The park also offers hiking trails, scenic views, and a rich history of health and wellness.
2. Arkansas BBQ
Arkansas is famous for its unique BBQ style, blending flavors from the South and Midwest. BBQ joints here offer a distinct and delicious culinary experience where pork ribs and pulled pork are local favorites. If you’re looking for a restaurant to try Jones Bar-B-Q Diner in Marianna is a must-visit, serving BBQ since the early 1900s. While there, be sure to try their iconic vinegar-based barbeque sauce.
3. Crater of Diamonds State Park
Crater of Diamonds State Park is one of the only public diamond mine in the world. Visitors can search for diamonds and keep any they find. Since 1906, more than 33,000 diamonds have been discovered, including the 40.23-carat Uncle Sam diamond. The park offers equipment rentals and tips for finding gems. It is a unique attraction drawing gem hunters from around the globe.
4. Arkansas Razorbacks
The Arkansas Razorbacks are the state’s beloved college sports teams. Representing the University of Arkansas, they’re known for their passionate fan base and their unique “Woo Pig Sooie” cheer is famous nationwide. The Razorbacks compete in the SEC, excelling in football, basketball, and baseball. Games at Donald W. Reynolds Razorback Stadium draw large, enthusiastic crowds.
5. Bill Clinton’s Presidential Library
Located in the state capitol of Little Rock is the William J. Clinton Presidential Library and Museum. It features artifacts, documents, and interactive exhibits from Clinton’s presidency. The library offers a replica of the Oval Office and highlights key events of the 1990s. The museum’s architecture is a notable part of Little Rock’s skyline, attracting hundreds of historians, students, and tourists every year.
6. Buffalo National River
Buffalo National River is America’s first national river, established in 1972. It offers 135 miles of undammed, free-flowing river. This river is a top destination for outdoor enthusiasts seeking natural beauty. Besides sightseeing, popular activities here include canoeing, kayaking, and fishing. Additionally, the surrounding area features towering bluffs, dense forests, and diverse wildlife.
Fun facts Arkansas is famous for
King Biscuit Time: The longest-running daily American radio broadcast is “King Biscuit Time,” airing blues music from Helena, Arkansas, since 1941.
Eureka Springs: The entire town of Eureka Springs is listed on the National Register of Historic Places, known for its well-preserved Victorian architecture and healing springs..
Mountain View: Known as the “Folk Music Capital of the World,” Mountain View hosts the annual Arkansas Folk Festival and the Ozark Folk Center State Park, preserving traditional Ozark culture.
7. Ozark Mountains
The Ozark Mountains span northern Arkansas, offering stunning landscapes and outdoor recreation. Attractions include the Blanchard Springs Caverns and the Ozark National Forest where visitors can go hiking, caving, or take scenic drives. The mountains are a haven for nature lovers and adventurers, especially in Fall when the foliage in the Ozarks is particularly spectacular.
8. Walmart Headquarters
Walmart’s global headquarters is in Bentonville, Arkansas. Founded by Sam Walton in 1962, Walmart has grown into the world’s largest retailer. The Walton family has a significant impact on the region’s economy and culture. If you’re in the area, be sure to explore the Walmart Museum where you can learn unique details about the company’s history.
9. Johnny Cash’s Birthplace
Johnny Cash was born in the town of Kingsland in 1932. The state celebrates his legacy with the Johnny Cash Boyhood Home in Dyess. The site includes a museum and the restored Cash family home; fans from around the world visit the site to pay homage to the legendary singer. To this day, Cash’s music and influence remain a point of pride for Arkansas.
10. Mount Magazine
Mount Magazine is Arkansas’ highest peak, standing at 2,753 feet. The state park offers hiking, hang gliding, and breathtaking vistas while the lodge at Mount Magazine provides comfortable accommodations and stunning views. The area’s diverse flora and fauna make it a nature enthusiast’s paradise worth visiting.
11. Blues Music in Helena
Helena is a historic center for blues music. The King Biscuit Blues Festival is held here annually, attracting top blues musicians. Additionally, the Delta Cultural Center offers interpretive exhibits to celebrate the region’s rich musical history. The festival and museum draw blues enthusiasts from around the world. Helena’s blues legacy is an integral part of Arkansas’ cultural fabric.
12. Riceland Foods
Arkansas is the leading rice producer in the U.S., with Riceland Foods headquartered in Stuttgart. Riceland is the world’s largest miller and marketer of rice. The state’s rice industry supports thousands of jobs with rice fields covering approximately 1.3 million acres of land annually.
Jenna is a Midwest native who enjoys writing about home improvement projects and local insights. When she’s not working, you can find her cooking, crocheting, or backpacking with her fiancé.
Aldi stores are simple by design — there are no add-ons like pharmacies or check cashing, and the layout is small, to help expedite grocery shopping.
But a no-frills shopping experience doesn’t mean skimping on premium offerings — the food products in Aldi’s exclusive brand are free of certified synthetic colors and added trans fats. And Aldi’s weekly finds section features deals on premium items like seasonal apparel, outdoor furniture and home goods.
The affordable prices at Aldi make it so that you can stock up a lot of groceries, without sticker shock. “It’s a store that takes away guilt,” says Jenny Martin, the writer behind the coupon website SouthernSavers.com. “People know that if they shop there, they don’t feel like they’ve splurged.”
Before you go to Aldi, make sure you have a quarter handy; you’ll need it to unlock a shopping cart, which has a coin slot and key. Don’t forget your reusable bags, and this list of the best Aldi finds to use as a guide.
Before you build a budget
NerdWallet breaks down your spending and shows you ways to save.
Charcuterie board ingredients
Aldi is a great place to source affordable ingredients if you’re putting together a charcuterie board, according to Ashley Williams, founder of the site Oh Hey Finds, where she shares her favorite finds from Aldi, Walmart and Sam’s Club.
“Their range of cheeses, crackers, meats, jams and nuts are fantastic,” she said in an email.
For example, at the time of this writing, we found the charcuterie staple Brie cheese (8 ounces) online at Aldi for $4.19. Cheese of the same type and size was $4.87 at Walmart and $8.99 at Safeway.
Basic food staples
If you aren’t tied to a particular brand for your food staples, then Martin recommends getting them at Aldi.
“It is a great place to go for the basics, like milk, eggs and dairy products,” she says. “They know that milk and egg prices can make people loyal.”
Frozen foods
Martin recommends stocking up on some of Aldi’s frozen items like vegetables, breaded chicken and quick-cook meats. For example, at the time of this writing, we spotted frozen chicken wings (64 ounces) online at Aldi for $13.19 compared to a smaller pack (40 ounces) from a different brand online at Safeway for $13.99.
You can also find a variety of frozen seafood and several meatless options if your diet is plant-based or you’re planning the menu for Meatless Monday.
Produce
Online reviews of the quality of Aldi’s produce are mixed. If you’re going to buy fruits and vegetables from Aldi, it’s probably best if you plan to eat them quickly or preserve them. Martin notes that the produce is a good price, but doesn’t stay fresh as long as when she buys produce from other grocery stores.
Some produce items, such as onions, lemons and peppers, which may be sold individually at other grocery stores, come packaged in larger quantities at Aldi. Stocking up on your produce essentials could save you money in the long run, and freezing your fruits and vegetables can help extend their life and cut down on waste.
International foods
Williams appreciates Aldi’s food and snack items that are inspired by different cultures. “Aldi does a great job of releasing culturally diverse finds throughout the year — for example, German week and Asian week boast a wide selection of foreign tasting finds,” she said. Williams particularly likes the Deutsche Kuche Bavarian soft pretzel sticks from the freezer section.
How to maximize the benefits of shopping at Aldi
To get the most value, Martin suggests shopping at Aldi for the basics and shopping elsewhere for more nuanced needs. Aldi doesn’t carry as many name brands as other grocery stores, so you have to be OK with opting for Aldi-brand products.
And if you want to be sure to score Aldi’s best finds, do your weekly shopping on the day Aldi releases its new products. “The best day of the week to shop is typically Wednesdays, because that is when they release all of their new products,” Martin says. And on Sundays, Aldi offers deals on some of their most popular products.
While shopping at Aldi may take some getting used to if you’ve never been before, once you start, you’re bound to find some unique and affordable favorites.
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