Are you considering going back to grad school? Have you wondered if the graduate degree you’re looking at will give you a good return-on-investment (ROI)?
It’s important to consider the full cost of graduate school (and its potential impact on your career and earning potential) before you blow $1,000 on test prep, entrance exams, and application fees, and certainly before you send off a deposit and give notice at your job. Our graduate school ROI calculator (below) can give you a sense of what you stand to get (and give up) by going back to school.
What’s Ahead:
How to use the grad school ROI calculator
Enter your age.
Enter your current salary (so the calculator can include opportunity costs).
Enter the total cost of graduate school for one year. Add together the following to get a rough estimate:
Total tuition you’ll have to pay at the university of your choice, plus any fees. (This can usually be found on the university’s website.)
Your cost for books or other materials. (For an MFA in creative writing, this will be almost nothing; for a law degree, a year of books might set you back $1,800. Do a little searching to find a rough estimate.)
Living expenses. (If your plan is to stay in your current city in your current place, your own prior spending should be a rough guide. If your dream school is elsewhere, consider browsing apartment listings and roommate ads to get a sense of how much you’ll have to pay for rent. Then factor in utilities, transportation, food, and entertainment. Your current budget might be an okay place to start, but you should definitely cut costs once you’re in school and living on loans….as this calculator will make clear!)
Enter the length of your program (in years).
If you want to opt for the advanced settings, enter the amount of student loans you expect to take out, along with the interest rate and term of the loan. Otherwise, we’ll use 6% and 10 years as an average.
Enter your expected salary upon graduation. It pays to get specific here: Don’t just look for the average salary for your profession, but for the average salary of that profession in the region you intend to live in. Lawyers in New York make a lot more than lawyers in Tampa. Be sure to use a reasonable first-year salary, not what you hope to make after five or 10 years in the field.
Once you hit submit, we’ll calculate the following:
The total cost of graduate school, including opportunity costs, tuition and fees, and loan interest.
Your lifetime earnings at your current salary, as well as your lifetime earnings at your projected post-graduate school salary.
Take a look at the lifetime earnings. How big is the difference and is it worth the cost, risk, and effort it takes to go to graduate school. Keep in mind that things change and nothing is guaranteed.
Also, if you continue to work while in school that reduces your overall costs as well. Perhaps you don’t need to borrow as much, and your opportunity costs will be lower. You’ll still be earning your previous salary while in school, or at least part of it.
Keep in mind that it isn’t always just about the numbers. If a higher degree gets you into a job you love, that’s worth a lot more than just money.
Summary
This calculator can do the math, but of course, you need to look at your whole life to make a decision like this. Continuing to work and live cheaply while in school will help keep costs down and reduce the overall negative impact of going back to school.
But also consider lifestyle, if you need a graduate degree to get your dream job the finances may not matter as much.
Get yourself a place in the nation’s capital with the perfect outdoor spot.
There are so many great things to see in Washington, D.C., from the majesty of the monuments to the unique architecture of the everyday buildings, D.C. is filled with opportunities to soak up the sun and enjoy the great outdoors.
To ensure your search for a Washington, D.C. apartment delivers the best results, make sure you check out any and all outdoor spaces before signing your lease. A quality on-site garden or courtyard can take your time in D.C. to the next level and truly make your apartment feel like home.
To help you feel inspired, the 10 amazing apartments featured below have been hand-selected as having some of the best courtyards and gardens in the D.C. area. Find your favorite and fill out an application today.
Source: Rent. / Gables Dupont Circle
While the full outdoor space at Gables Dupont Circle is big and beautiful, this little garden-esque spot is a real hidden treasure. Fresh herbs creep up the stone flower bed, while other greenery surrounds the space. Nearby seating, under stringed lighting, gives this space a special ambiance as well.
Set in the quieter Northwest Washington neighborhood, this area boasts spectacular views while also being super walkable. It’s just steps away from great galleries and museums as well as some of the city’s best restaurants, delis, cafes and coffee shops. To keep that outdoor vibe going, there’s no shortage of parks nearby either.
Source: Rent. / The Lansburgh
An absolutely stunning courtyard awaits at The Lansburgh. This space has everything, including an eagle statue. Vibrant greenery rings the multi-tiered space with a combination of trees and bushes. At the far end, a decorative pergola also offers some shade. You’ll find a lovely fountain and plenty of seating throughout this amazing area as well.
Living within walking distance of four Metro stations makes it easy to access all D.C. has to offer from this central location. Within the Downtown – Penn Quarter – Chinatown neighborhood itself, you’re also close to just about everything, from entertainment to restaurants to historic monuments.
Source: Rent. / AVA NoMa
The courtyard is a busy place at AVA NoMa, but each section has its own special flair. For those who love outdoor games, this area features two ping-pong tables. For those who want to chill, there’s also a nice outdoor lounge with a fire pit. There’s even a small dog park for you and your furry friend to check out. Modern, metallic touches mix with hardscaping and slender trees to create a nice look and good vibes.
Providing you with easy access to downtown, finding a home in H Street-NoMa must mean food is on your mind. This is thanks to the neighborhood’s Union Market, which is within walking distance from AVA NoMA. Here, over 40 local vendors show off their culinary creativity to satisfy any palate.
Source: Rent. / Capitol View on 14th
Even if it’s not huge, most people can use a Zen garden in their lives, especially one with a trickling fountain. At Capitol View on 14th, this little pocket of relaxation comes with shaped greenery, nice seating and a multi-tiered fountain trickling down into a tranquil pool. The sound will instantly relax you and let you transition from your busy day to a chill evening.
The rest of the amenities in this Northwest Washington community don’t disappoint either. First, there are the views. You can see the Capitol building as well as other monuments from the rooftop, which is also where you’ll find the pool. There’s a great open-air kitchen up there as well and a year-round fireplace. Between these two areas, it may be hard to find a reason to come inside when the weather is nice.
Source: Rent. / Camden South Capitol
Bright yellow umbrellas add a happy pop of color to the courtyard at Camden South Capitol. They also ensure you’ll always have a shady spot to hang out in if you need it. Underneath one umbrella is a great lounge space with ample seating. The other shades the outdoor dining area, should you want to dine al fresco. This partially grassy area is also nicely landscaped.
For sports fans, living in Southwest – Waterfront has the added benefit of keeping you close to the action. You can easily head to Nationals Park for some baseball and Audi Field for some soccer. If you’re already out and exploring, make sure you head down to the waterfront for some excellent views of the Potomac River as well.
Source: Rent. / Camden Noma
Looking down onto the courtyard at Camden Noma is the best way to see just how impressive it really is. Altogether, this is a huge space, with sectioned-off areas for chilling, playing, food prepping and relaxing. A close-clipped lawn meets bushy patches of robust trees to create an inviting space whether you’re playing table tennis or grabbing a lounge chair to curl up with a good book.
You’ll find Camden Noma in the H Street – NoMa neighborhood. It’s a stress-free, luxurious community that uses modern elements to help residents feel right at home. Living here puts you near the highway, a number of parks, shops and so much more, making it an ideal spot for young professionals.
Source: Rent. / The Flats at Dupont Circle
With green space and a brick walkway both contained in the courtyard, The Flats at Dupont Circle has ideal hangout areas for everyone. For those who want to grab a lounge chair or slide into a hammock, stick to the manicured green space. For friends who want to gather and socialize, grab a cushy seat on the fringes. This is also where you’ll find the grill and outdoor eating space.
Another Northwest Washington community, living here means the luxury extends far beyond the courtyard to include an outdoor pool with sundeck and a state-of-the-art fitness center. There are even personal TV’s at each exercise machine and a separate pilates/yoga studio. The clubroom takes the fun from the courtyard indoors with its TV and kitchen to keep things popping.
Source: Rent. / Waterside Towers
For the perfect garden to walk through, make a date to explore Waterside Towers. The winding green space is full of grassy spots and excellent landscaping. Trees, bushes and small plants come together to make this whole space pop, giving you an outlet for a relaxing stroll whenever you need it. Benches throughout give you the opportunity to sit and absorb the natural beauty all around as well.
This Southwest-Waterfront community also has an impressive pond right nearby, complete with sprouting fountains, mature, bushy trees and an easy path to walk on. Living here also puts you close to all the waterfront fun beside the Potomac River where there are great restaurants and shopping right at The Wharf.
Source: Rent. / AVA H Street
A roaring fire draws the eye into the courtyard at AVA H Street. Covered to keep the flames contained, this funky and modern fire pit will keep anyone warm on a cold D.C. night. Part of the area’s lounge space, the courtyard is also where you’ll find a dual grilling station with a built-in bar and eating space. Additional groupings of seats enable a variety of large groups to gather here and enjoy themselves simultaneously.
A busy area, full of great bars and cool places to eat, Near Northeast is a neighborhood that combines culture and history with lots of shopping and fun. Living here, you’re close to the Smithsonian’s National Postal Museum, the Atlas Performing Arts Center and plenty of shopping. It’s also worthwhile to swing by the famous fountain in Columbus Circle for a photo op.
Source: Rent. / Alban Towers
A classic building with access to a wonderful green space, living at Alban Towers mixes old and new together in just the right way. The park-like garden features a rectangular strip of grass surrounded by a pebbled hardscape. Mature and lush trees line up around the edges to create a calming and isolated space for a little meditation. Additional landscaping keeps the area green and happy.
Keeping with the green theme of moving out into the Northwest Washington neighborhood, this community is close to Rock Creek Park. Another great outdoor space to explore, this 1,7540-acre city park provides a peaceful refuge as well with more beautiful trees, recreational activities and even a little wildlife. You’ll also find varying historical remnants from Civil War fortifications to colonial houses.
Grab an apartment with one of the best gardens in D.C.
There are so many special facts locals know to be true about Washington, D.C., one of which is knowing how to pick the right place to live. You need the right combination of amenities and location, and that should always include a usable outdoor space. No matter where you live in Washington, D.C., you can count on a sweet courtyard or garden if you pick an apartment from this list.
Featured Image Source: Rent. / The Flats at Dupont Circle
Last Updated: May 27, 2023 BY Michelle Schroeder-Gardner – 47 Comments
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If you’re anything like me, then you probably LOVE the holidays. I enjoy the decorations, the food, the people, and everything that goes along with it.
However, I know not to get ahead of myself even though I love the winter holidays an incredible amount. Holiday spending can quickly get out of hand and it’s quite easy to destroy a holiday budget.
According to the National Retail Federation, the average family in the U.S. spent $730 on the winter holidays in 2013 (it hovers around this amount most years).
Holiday spending can quickly add up when you are paying for food, gifts, decorations, and more. Plus, if you plan on traveling then your holiday spending may be much higher than this $730 amount.
This high price tag sometimes causes families to put their holiday spending on a credit card.
This is a big problem because that debt will eventually need to be paid off. Plus, interest and other finance charges may be added to this amount, which may cause the small amount you may have put on your credit card to inflate into a much bigger number. This can then impact your credit score, your credit history, your debt to income ratio, and more.
These are all things that no one wants to experience, especially since the holidays are not about the money you spend – they are about spending time with your loved ones.
While sticking to your holiday budget at times may seem impossible, I want you to know that you can enjoy the holidays and not go into holiday debt.
Continue reading below to read more about the several ways to lower your holiday spending and stick to your holiday budget.
Create and stick to a holiday budget.
Before you start your holiday spending, you should create a holiday budget. Creating a holiday budget will help you analyze your spending so that you can spend less money and not go into any holiday debt.
You should look at how much money you have set aside for the holidays, how much you estimate you will spend, and possibly even add a little buffer just in case you go over your holiday budget.
Some of the things you may need to budget for include:
Decorations
Food (such as if you are hosting or attending a holiday party)
Gifts and cards
Travel and transportation
Related: How To Live On One Income
Plan a group gift exchange.
Instead of swapping gifts with numerous people, you may want to do a gift exchange where everyone draws names and each person only has to get one person a gift. This can save a person a lot of money, plus more thought and time can go into each gift.
This is something that we do with my husband’s family. All the younger children still get gifts from everyone, but all of the adults just do an exchange. It makes it much easier and more enjoyable!
Earn extra money for your holiday spending.
You may want to look into ways to earn extra money for your holiday budget if you want to spend more money than you have saved.
There are many things you can do in order to earn extra money for your holiday spending. You could sell items from around your home, work additional hours at your job, find a part-time position (tons of places hire during the holidays!), freelance, and more.
Below are several posts that may help you find ways to make extra money for your holiday budget:
Shop early.
I know this might be a little difficult since it’s already November, but starting now is better than waiting until the last day.
I know some who start shopping almost a full year before the holiday they are celebrating. You may call them crazy, but I’m sure it saves them a lot of stress and money later.
The earlier you start shopping, the more money you are likely to save. This is because you won’t be in a rush to find what you need and you will be able to shop the sales as they come. When someone is low on time, they are more likely to buy items they may not need at a price that is higher than usual.
Find the best deals.
Prices can vary from store to store. Before you start any of your holiday spending, you may want to shop around and see what stores have the lowest pricing.
You can find the best deals by:
Shopping online. I like to shop online first. This way I don’t have to waste any gas driving around and I can save time by shopping at home as well. Amazon is definitely my favorite place to shop online.
Using a cash back website. I highly recommend using a cash back website (such as Ebates – signing up under my link will give you a free $10 gift card to a store of your choosing as well, such as Target), so that you can receive free cash back for the money you are already spending.
Finding coupon codes for the products you are buying. Before you buy something, type the store’s name plus coupon code into a search engine to see if any coupon codes will pop in. An example would be “Airbnb coupon codes.”
Buying discounted gift cards. There are many gift card companies online that sell “used” gift cards you can get for cheap. You could gift one of these or just do your shopping with them so that you are shopping on a discount.
Do you tend to stick to your holiday budget? How do you feel about holiday spending?
We admit IHG Hotels & Resorts hasn’t traditionally been an all-inclusive-heavy hospitality group. That’s soon to change, though, thanks to IHG’s new partnership with Spanish hospitality company Iberostar. The move will incorporate the all-inclusive Iberostar Beachfront Resorts into the IHG One Rewards program. The partnership will include up to 70 resorts across the Americas and the Mediterranean, including Northern Africa.
Until the IHG-Iberostar alliance comes online, travelers can choose from several true all-inclusive resorts within the IHG family and more properties that include full-board or half-board rates. Family-friendly hotels in Jamaica, ultra-luxe wellness retreats in India and Maldivian resorts with overwater bungalows — these are some of our favorites.
Holiday Inn Resort Montego Bay All-Inclusive
Montego Bay, Jamaica
HOLIDAY INN RESORT MONTEGO BAY/FACEBOOK
Best for: Families sticking to a budget on a Caribbean vacation.
Why stay here: A vacation at this all-inclusive resort won’t break the bank, but it still comes with a private beach in a prime Montego Bay location.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
One of IHG’s true all-inclusive resorts, the Holiday Inn Resort Montego Bay has a prime location on Jamaica’s northern shore. It’s less than 10 minutes from Sangster International Airport (MBJ) and just 15 minutes from Montego Bay’s commercial center. Since this is an all-inclusive resort, though, there’s no real need to leave the property.
The hotel has a private sandy beach plus a small island with lounge chairs for sunbathing across a shallow lagoon. Access to nonmotorized water sports is included.
For activities and entertainment, there are two pools, a spa, kids and teens clubs, and sports courts. Breakfast, lunch and dinner are also included in the rate. Meals are served at the buffet or four a la carte restaurants that span Jamaican to Italian cuisine. There is also a smattering of bars, including a pool bar at the adults-only section of the resort. (The pool bar is a welcome spot for couples, as the 500-plus rooms here are often filled with families.)
Rates at the Holiday Inn Resort Montego Bay All-Inclusive start at $197 or 50,000 IHG One Rewards points per night.
Holiday Inn Resort Ixtapa All-Inclusive
Zihuatenejo, Guerrero, Mexico
HOLIDAY INN RESORT IXTAPA ALL INCLUSIVE/FACEBOOK
Best for: West Coast families or couples seeking a long-weekend getaway.
Why stay here: This beachfront resort is located within a five-minute walk of downtown Ixtapa.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
Ixtapa may not be the first place that comes to mind when considering resort destinations on Mexico’s west coast, but that means you’ll find solid deals here. This is true of the Holiday Inn Resort Ixtapa, an all-inclusive beach resort with an ideal location across the street from Ixtapa’s main shopping and entertainment area. There are 431 rooms, including suites with two bathrooms that are ideal for families. Adjoining rooms are also available.
The property features two pools, four restaurants, a sports bar, a kids club and a gym. Unfortunately, though, there’s no spa. The resort offers access to a public beach, so you’ll likely have to contend with beach vendors. Compared to other all-inclusive resorts, amenities are more limited, so we recommend this property for long-weekend getaways rather than full-week stays. Still, there’s no denying you can find great deals here.
Rates at the Holiday Inn Resort Ixtapa All-Inclusive start at $182 or 50,000 IHG One Rewards points per night.
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Six Senses Vana
Dehradun, India
SIX SENSES VANA/FACEBOOK
Best for: An all-inclusive wellness retreat in a serene, nature-friendly environment.
Why stay here: Enjoy an in-depth wellness consultation at the start of your stay. Based on this consultation, a plan of treatments, activities, experiences and meals will be designed just for you.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
If beach vacations aren’t your thing, consider an all-inclusive wellness retreat. One of the luxury brand’s newest properties, Six Senses Vana sits outside the Indian city of Dehradun on 21 private acres in the foothills of the Himalayas. Though you can book single-night stays, the property is best known for its multi-day wellness programs. Options include five-night sleep, detox and yoga programs, and 14-night and 17-night Ayurveda programs.
Even if you don’t select one of those more intensive programs, you’ll still receive wellness consultations and personalized treatments, nutrition plans and access to group activities — all of which are included in the rate. You’ll receive a kurta, or tunic, to wear while you’re on the property and given a red-string blessing for your wrist.
Beyond all the wellness treatments and programs, there’s also time for a little fun. Enjoy a pool, sports courts and a cinema when you’re not getting a massage, taking a yoga class or spending time in the meditation cave.
Rates at Six Senses Vana start at $1,003 or 100,000 IHG One Rewards points per night.
InterContinental Bora Bora Resort & Thalasso Spa
Bora Bora, French Polynesia
INTERCONTINENTAL BORA BORA RESORT & THALASSO SPA/TIM MCKENNA/FACEBOOK
Best for: Island-hoppers searching for that perfect overwater villa experience.
Why stay here: The 13,000-square-foot Deep Ocean Spa offers Polynesian-inspired treatments performed in serene glass-bottom bungalows.
Best way to book: Book through our partner Skylark to earn IHG points while enjoying elite-like benefits and on-property credits or via American Express’ Fine Hotels + Resorts or Chase’s Luxury Hotel & Resort Collection, or redeem your points by booking directly with IHG.
Scratch your overwater bungalow itch with a stay at the InterContinental Bora Bora Resort & Thalasso Spa, where all 84 guest villas hover above the water. You can upgrade from a standard beach view to a Mount Otemanu view or splurge on a two-bedroom villa with a private pool.
Though not an all-inclusive property, the resort does offer a half-board rate that comes with breakfast and dinner. (Potential guests should note that dinner does not include drinks or room service.) Breakfast is absolutely worth it, though. Our reviewer noted extensive offerings, from cold spreads to an omelet station to a Polynesian specialty table.
The included dinners are three-course meals at either the Reef Restaurant or the Sands Restaurant, which serve French and international cuisine, respectively. You’ll have to pay out of pocket for the exquisite dining experience at the Le Corail Restaurant, a romantic French fine dining spot.
One can’t-miss amenity at this resort is the Thalasso Spa. As its name indicates, the spa focuses on thalassotherapy treatments that incorporate sea-based ingredients. The treatment rooms are overwater, so you can look at the fish beneath you during a massage.
Rates at the InterContinental Bora Bora Resort & Thalasso Spa start at $1,148 or 120,000 IHG One Rewards points per night.
Best for: Families and couples looking for a Maldivian experience with a more all-inclusive feel.
Why stay here: From The Retreat, an adults-only enclave, to the family-centered, three-bedroom overwater residences, each guest can find a space right for them.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points or via Chase’s Luxury Hotel & Resort Collection.
Though it’s not an all-inclusive resort, the InterContinental Maldives Maamunagau does have an all-inclusive package — a pretty stellar one at that. The package includes three meals daily, unlimited alcoholic and nonalcoholic beverages, seaplane transfers, a 30-minute photoshoot, and Club InterContinental benefits like afternoon tea and happy hour.
Keep in mind that there’s a four-day minimum stay to book this package. If you plan to stay for fewer days, consider the half-board option that just includes breakfast and dinner (and that 30-minute photoshoot and Club InterContinental benefits).
The resort has 81 villas — including overwater bungalows — and caters to all types of travelers, including families. There’s a kids club with a water park, but there’s also an adults-only pool with a swim-up bar (not to mention a spa and fitness center) for couples or adult groups on vacation. The cuisine is quite varied at the five restaurants, one of which is a Mediterranean spot at the lighthouse.
Rates at the InterContinental Maldives Maamunagau Resort start at $974 or 120,000 IHG One Rewards points per night.
InterContinental Resort Mauritius
Fort Balaclava, Mauritius
INTERCONTINENTAL RESORT MAURITIUS/FACEBOOK
Best for: Families and couples who don’t mind having kids around.
Why stay here: It’s easy to relax at this beach resort, where the vibe is delightfully laid-back and low-key.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
Coming off a renovation in 2021, the InterContinental Resort Mauritius is a high-design resort on a private beach. While it has offered all-inclusive packages in the past, they’re not always available. Instead, you might have to go with a half-board package.
Still, hotels in Mauritius, including this one, often have lower prices than their counterparts in other Indian Ocean nations. This can make spending on lunch a palatable affair (pun intended). There are four restaurants here, plus a beach bar and a lobby bar.
The resort is largely family-friendly and offers a standout kids club with robust programming. It also has extensive event and meeting space — you’ll really find all sorts of travelers here. While the hotel is set on a beach, the sea here isn’t all that great for swimming. However, there are two lovely pools. There’s also a boat house where you can rent kayaks and snorkel gear, and book boating excursions.
Rates at the InterContinental Resort Mauritius start at $336 or 76,000 IHG One Rewards points per night.
InterContinental Phu Quoc Long Beach Resort
Phu Quoc, Vietnam
INTERCONTINENTAL PHU QUOC LONG BEACH RESORT/FACEBOOK
Best for: Beach-loving families and couples looking for a Southeast Asian getaway.
Why stay here: On Vietnam’s largest island, this resort has everything you need for a tropical vacation, from two massive pools to six bars and restaurants to a spa.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
The InterContinental Phu Quoc Long Beach Resort is not an all-inclusive property, but it actually has a pretty impressive full-board package. The deal includes a buffet breakfast plus a three-course lunch and dinner at three of the property’s four restaurants (excluding the fine-dining restaurant Lava).
Each guest also receives a daily cocktail at the Ink 360 rooftop bar, as well as 20% off food and nonalcoholic beverage bills as part of the IHG One Rewards Dining Privilege. That includes sweet treats at the Pearl Lounge and grab-and-go items at Mercado.
The resort houses most of its 459 rooms in one of five towers, including the 19-story Sky Tower, which features a rooftop bar. However, there are also stand-alone three- and four-bedroom villas with private pools. Enjoy shared amenities like four pools (including a lap pool and one with a waterslide), a spa, a fitness center, a kids club, sports courts and a beach hut from which guests can partake in nonmotorized water sports for free.
Rates at the InterContinental Phu Quoc Long Beach Resort start at $148 or 26,000 IHG One Rewards points per night.
Holiday Inn Resort Aruba-Beach Resort & Casino
Noord, Aruba
HOLIDAY INN RESORT ARUBA-BEACH RESORT & CASINO/FACEBOOK
Best for: IHG One Rewards members who want to earn and burn points while vacationing in Aruba.
Why stay here: A massive resort in the center of it all, this property is ideal for budget-conscious families, as kids 11 and younger stay and dine for free and only a dining fee is charged for guests between 12 and 19.
Best way to book: Book the Holiday Inn Resort Aruba-Beach Resort & Casino directly through the resort’s website, as it’s the only way to reserve the all-inclusive package.
The Holiday Inn Resort Aruba-Beach Resort & Casino is a solid choice for families. It offers a “kids stay free” deal for guests 19 and under who stay in a room with their parents, and a “kids eat free” deal available to children 11 and under.
Its all-inclusive package kicks the hotel up a notch for adults, too. It includes three meals a day in any on-property restaurant, house drinks and nonalcoholic beverages, a $75 spa credit, and a 25% discount for tours and water sports by a third-party operator. The package does require a four-night stay, but that shouldn’t be hard to meet.
The 590-room resort is located on the popular Palm Beach in Noord, and it offers guests three pools, a kids club, sports courts, five restaurants, a lobby bar and cafe, a spa and a casino. There are also complimentary bike rentals for guests who want to explore the area.
Rates at the Holiday Inn Resort Aruba-Beach Resort & Casino start at $250 or 45,000 IHG One Rewards points per night.
Holiday Inn Resort Kandooma Maldives
South Malé Atoll, Maldives
HOLIDAY INN RESORT KANDOOMA MALDIVES/FACEBOOK
Best for: IHG One Rewards members looking for a reasonable redemption rate in one of the world’s most exclusive destinations.
Why stay here: This is one of the more affordable resorts in the Maldives that still has overwater bungalows — and solid snorkeling and surfing.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
The Maldives might have a reputation for over-the-top luxury, but there are several properties that offer a strong value. The Holiday Inn Resort Kandooma Maldives is one of them.
Though it’s a more basic property, it has overwater bungalows and an all-inclusive package that comes with three meals a day at Kandooma Cafe, a beverage package for alcoholic and nonalcoholic drinks, shared airport transfers and complimentary nonmotorized sports. On top of that, kids 11 and under stay and eat free here.
If you’d like to dine beyond Kandooma Cafe, there are a few eateries and bars for light snacks. The Kitchen restaurant offers a full sit-down affair. The resort features a spa, a pool and a kids club. However, overall, amenities are a little limited. There are free snorkel trips each morning, and you can snorkel on your own around part of the resort. This is also one of the few places in the Maldives you can surf.
Rates at the Holiday Inn Resort Kandooma Maldives start at $183 or 30,000 IHG One Rewards points per night.
Crowne Plaza Jordan – Dead Sea Resort & Spa
Swemieh, Jordan
CROWNE PLAZA JORDAN – DEAD SEA RESORT & SPA/IHG
Best for: Travelers exploring Jordan who need a few days of rest and relaxation.
Why stay here: A grand resort on the Dead Sea, this property has a nearly 60,000-square-foot pool called The Lake, as well as an adults-only infinity pool.
Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points and enjoy any elite benefits.
Many visitors to Jordan rush off to Petra and Wadi Rum on an action-packed itinerary. When it comes time for a rest, though, there’s no better place to go than a beach resort on the Dead Sea. The Crowne Plaza Jordan – Dead Sea Resort & Spa provides the perfect respite — with an all-inclusive package to boot. The offer includes three meals a day plus soft drinks.
This is a sprawling resort with 420 rooms set on a private beach, but its nearly 60,000-square-foot pool can easily compete with the Dead Sea. There’s also a similarly sized spa with 30 treatment rooms, a hydrotherapy circuit and a Dead Sea saltwater pool, among other wellness amenities.
Of the four appealing dining venues, the Burj Al Hamam restaurant, which serves Lebanese cuisine, is a standout. The Promenade Restaurant is also popular for its beach views and cocktails at sunset.
Rates at the Crowne Plaza Jordan – Dead Sea Resort & Spa start at $160 or 27,000 IHG One Rewards points per night.
To hear the storage industry tell it, every kitchen needs plastic containers in a dozen sizes. You need specialized storage, too: triangles for wedges of pie, say, or deviled-egg sarcophagi with little divots to cradle each demi-oeuf. Oh, and lots of foil, waxed paper, and plastic wrap and bags to hold sandwiches and snacks or cover bowls of leftovers.
My boxes of foil and plastic wrap last me up to a couple of years each. And while I’ll cop to owning a few Tupperware and Rubbermaid pieces, it’s all hand-me-down stuff — and note that I said a few. I don’t need much, and I don’t use much commercial wrapping, because there are plenty of other ways to store food.
Note: Before I share these frugal hacks, I need to address the issue of plastic. Some people are very nervous about chemicals leaching into their foods. If this is you, then ignore all mention of plastics below and focus on the other ideas.
Use What You’ve Got
Don’t automatically assume you need special food-storage containers. Why not just put leftovers in a bowl with a saucer or bread-and-butter plate on top? If it fits snugly, it’s no different than aluminum foil or a plastic lid. (What? You thought that “burping” a Tupperware container got all the air out?)
Glass food-storage dishes are all the rage now, but glass jars work just as well. The next time you finish up some jam, pickles or spaghetti sauce, save the jar. (Quart canning jars are good for food storage, too, if you can get them cheaply. More on that below.)
The upside: They’re free. The downside: They don’t hold as much as those big Tupperware bowls — and they don’t stack like them, either, so they take up quite a bit of room in the cupboard. I keep only a couple of them around and recycle the rest.
When cream cheese goes on sale, I stock up on the soft variety. Not only is it easier to spread, it comes in a sturdy and reusable container. I use these for small amounts of leftovers, or fill them with individual servings of pudding. (I’m also using one for odd nails, screws and other bits of miscellaneous hardware.)
Empty margarine tubs work much the same way. They tend to be larger, but that’s fine — you can put small leftovers in a large container, but you can’t put large leftovers in a small container.
Bonus: If you’re sending food home with dinner guests, you don’t worry about getting the Gold’n Soft container back. Nobody’s walking out the door with my Tupperware, though, because it belonged to my mother.
I buy Wyler’s sugar-free lemonade, which comes in little packets inside a plastic container. These containers have proved useful for stacking Christmas cookies as gifts. When I’m making jam and have a small amount left over, I’ll put it in a Wyler’s container and give it to my sister or a neighbor.
It’s in the Bag
I broke my toe last spring. When I looked for a plastic bag to use as an ice pack, I was amused by the variety of choices. I had bags that once held hot dog rolls, bread, and frozen soybeans, corn and mixed vegetables. I had the inner liners from boxes of cereal and crackers. I even had a number of Ritz cracker sleeves.
Here are a few ways I’ve used these items:
Plastic bags. I use these to store leftover meatloaf, chicken or pork chops and to keep home-baked goods fresh (I don’t have a cookie jar). Sometimes I slip a bowl of leftovers inside one of these bags.
Ritz cracker wrappers. Cut up, they’re good for wrapping and freezing the hamburger patties I make when ground beef goes on sale. I secure them with rubber bands — since I still subscribe to a newspaper, I have tons of those things. A cracker wrapper is rubber-banded over the glass measuring cup of bacon fat sitting in my fridge. And I’m writing this from a house-sitting job; I used a Ritz cracker wrapper around the toothbrush in my toiletries bag.
Frozen vegetable bags. I use them to freeze chili — or spaghetti-sauce-sized portions of cooked ground beef or chicken. Or I cut off the ends and cut the bag in half lengthwise; each half is the right size for wrapping those hamburger patties. (Originally I offered these to my sister, who owns a Golden Retriever. She declined because she prefers a bag she can tie shut and also because big dog = big poop. Bigger than 16 ounces? Yikes! Another reason I don’t have a dog.)
Cracker/cereal liners. These are good for storing chicken or chops bought in bulk and then re-wrapped into smaller portions. If you cut the liners open, you wind up with what’s essentially a big piece of waxed paper. It can be cut into smaller pieces to wrap hamburger, whether cooked or in patties. Each summer I cut one of the large cracker liners to fit the cookie sheet on which I freeze gleaned blackberries. I freeze them until they’re solid before putting them in bags, to keep them from becoming one big lump.
And then there are the washed and re-used Ziploc bags. You just knew I’d bring that up, didn’t you? An MSN Money reader suggested buying only the freezer bags, which seem to be made of sterner stuff and will last longer. I can attest: Some of my zipper-type bags are on their fourth tour of duty for frozen blackberries.
However, if a bag has held raw meat then I tend to throw it out. Campylobacter and other nasties are nothing to fool with; to me, it’s worth occasionally tossing a bag vs. risking food poisoning.
Possible Frugal Hacks
Why pay retail? Here are some other ways to save on food storage:
You can often find Tupperware and other storage containers in the “free” box at yard sales. Empty jars, too.
I bought aluminum foil at an estate sale. Or, rather, I tried to buy it: The woman running the sale just gave it to me. If I’d paid, it would have been a quarter and it was one of those big boxes, too.
Once I found waxed paper in the half-price bin at the dollar store. If you are very lucky there will be a clearance bin at your dollar store, too.
Keep an eye on the Freecycle network — I’ve seen Rubbermaid, Tupperware and canning jars offered. Don’t see any? Put up a “wanted” ad.
You can paint these tactics as extremely green/frugal, or you can use them as an easy opportunity to make fun of extremely green/frugal types. Personally, I prefer to look at it as giving “throwaway” plastic at least one more use — and, yes, I’m saving money because I don’t have to pull a length of foil or plastic wrap off the roll. Have you checked the price of commercial wraps lately?
J.D.’s note: Donna’s right: It’s easy to make fun of frugal tactics like this. But remember how last May I spent ten days on a boat with my real millionaire next door? Well, he does all of these things and more. And the photo illustrating this article? That’s our own kitchen drawer — Kris has a vast library of re-used plastic bags and containers.
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I’m not really sure about this whole expensive holiday gift thing. I know it’s supposed to be a way of showing love and appreciation, but I think it is too much pressure. Why not give a cheap holiday gift that they will actually use?
Plus a lot of people struggle with finding a Christmas gift for their loved ones, regardless of price.
Some people say that the best gifts are homemade, but not always. I am going to show you 101+ of my favorite cheap but thoughtful Christmas gifts ideas for someone who is on a budget or does not want to spend too much money.
These cheap Christmas gift ideas are for everyone on your list, from the family member you don’t know what to get them to the coworkers who always complain about not getting anything.
You will find the best advice on how to find the perfect present without breaking your budget.
The holidays are right around the corner, and it is time to start thinking about those gift lists! The holidays are about spending time with those closest to you, for many Americans it can be exceedingly difficult to find a decent gift for those from your close circle.
Why Cheap Christmas Gift Ideas
I know that you’re looking for some great gift ideas this year and we have you covered: adults, teens, kids, fashionistas, athletes, teachers, plus so much more!
There are so many inexpensive Christmas gift ideas that it can be hard to know where to start. This article will help you find the perfect present for everyone this holiday season.
The price range will be cheap Christmas gifts under $10 or nice cheap gifts for Christmas under $20. Some items maybe a little bit more expensive, but well worth the extra cost based on the idea!
Find over 250 cheap last-minute Christmas gifts (delivered by Amazon) on this list that I know the recipient will love!
Cheap Christmas Gifts for Adults
Easy cheap Christmas gifts for adults are those that can be afforded by the budget-conscious and the best part is still are awesome gifts.
These gifts usually have a handmade flair or personal touch to them to reflect the recipient’s personality.
To find cheap Christmas gifts for coworkers, you can pick any present on this list.
DIY Jewelry: This is one of the best ways to make multiple gifts for cheap. You can make many types of homemade jewelry.
Mug with their name on it: Make them smile with a customized mug just for them!
Coloring Books: Coloring isn’t just for kids. Adult coloring books are extremely popular and inexpensive to pick up an adult coloring book and colored pencils.
Magazines Subscriptions: Some ideas include National Geographic or Smithsonian. Great way to find new inspiration and ideas.
A Photo Album of your Memories: This can be a physical or digital photo album. A simple way to portray your friendship and experiences together.
Journal: Write down thoughts, ideas, or quotes that they love in the journal. Pick up a plain journal at Target for $5-$10.
Stickers: Add a few stickers from your collection, some ribbon, and scrapbook papers to decorate it!
Movie Night: A movie night with popcorn and some of their favorite movies is a thoughtful, inexpensive gift that everyone will enjoy. Buy a streaming movie or pass to the local cinema.
Handmade Gifts: If you have a knack for the arts and crafts, making a handmade gift is not only thoughtful but also can be very inexpensive!
Coffee or tea from their favorite coffee shop: There’s nothing better than a cup of joe or tea to start the day off right.
A Bouquet of Flowers: Get a bag of those colorful hair ties, and tie them to the stems for an extra special touch!
Collage Frame: A collage frame can be used as a picture frame, or it can be used as a decoration on the wall.
Holiday Decor: This is an affordable and practical gift for someone who loves to decorate their home for the holidays.
DIY-ed Ornaments: Get creative with this craft and let their imagination run wild!
Homemade Treats: Who doesn’t love cookies, chocolates, or homemade baked goods? Even canned salsa or jelly make great gifts!
Stockings: With any number of crafts available to make-you can’t go wrong with a stocking full of goodies for the holidays.
Cookies: Bake up some of your favorite holiday cookies and package them in a festive container for a sweet treat. Perfect to host a cookie exchange as a fun experience!
Comic Books: It can be no surprise to some adults when they think of all the hard work that goes into creating a comic book and see the end product. What’s even more surprising is that more adults don’t try them.
Handmade Gifts from Kids: If your child loves to paint, draw, or make things with their hands-this is the perfect opportunity for them.
Cheap Christmas Gifts for Teens
Coming up with Christmas gift ideas for teens can be tough. Teens are often too old to play childish games like Monopoly or Jenga, yet they’re not quite ready for more grown-up games like Trivial Pursuit.
There are a lot of inexpensive gift ideas for teens from the mall, but teens often want something more personal and unique to show they are maturing.
If you are looking for cheap gifts for teens, you can try any of these present ideas.
Gift cards are always a huge hit with this age group! Double bonus if you can make it a fun way to spend some time together. Make sure that your teen is comfortable with this idea.
iPod Touch / iPhone / iPad Accessories: A new case, screen protector, and a few apps are always great. Whether it’s to show off or just something fun, this is a great idea.
Journal: This gift will help your teens reflect on the year and all of the good things that happened!
Fun Colors to Write With: The festive design on these pens will make teens want to use them all year round. Fun gel pens are wonderful gifts for all ages; they are inexpensive and come in a variety of colors.
Fashion Designer Scarf: This gift will help your teen express his or her individuality while also staying warm during the winter months.
Room Decorations: Checking out new colors and themes for the room is a fun way to spend some time together. Plus they may be ready for a change from their younger decor.
Makeup: Teens love makeup and skincare items, so make it their job to pick out a few new things they want.
Candles: Having a nice scent can help relax and soothe your teen before bedtime. These versatile gifts come in many shapes. It is also how teens feel more grown-up.
Hand-Painted Mug: Handpainted mugs are perfect for all the coffee and tea lovers in your house, and they are so easy to make! This can be an experience gift, too!
Handmade Jewelry: this is an affordable yet creative holiday present
Trendy Socks: These are always a great gift for anyone. Not only does it keep your feet warm, but it can be fashionable too!
iTunes Gift Card: Let them download a favorite song or album.
Movies: Movies are a great gift to give especially if it’s one of their favorites or they’ve been wanting to see it!
Clothing: The recipient will love getting some new clothes-especially if they’re trendy and stylish, or their favorite store has a sale going on that you know about.
Special Treat: A special treat is a great way to show someone that you care about them and appreciate all they do.
Cheap Christmas Gifts for Kids
Kids are the most precious gift of all. They’re also notoriously hard to buy inexpensive presents for – they normally want gifts that are outside your price range! Fortunately, these Christmas gifts will have your child smiling from ear-to-ear.
Cheap easy Christmas gifts for kids are especially not difficult to find and you have plenty of inexpensive gift ideas, – plus your bank account will thank you for it.
At the end of the day, kids don’t really care what it costs as long as they like it.
Stuffed Animals: Give them the gift of a new favorite toy that they can hug and take with them everywhere-just make sure to tuck in an extra battery for their new favorite toy.
Paper & Stickers: A package of paper and stickers is perfect for kids who love to create their own projects or write notes, letters, or holiday cards. This pack is also perfect for young ones who are just learning how to write.
Colored Pencils & Crayons: Colored pencils and crayons are a fun way to keep kids focused on their art. These pens will help them create original masterpieces.
Customized Shirts: A new shirt is a great way for kids to express their personality, and it can also be an easy outfit of the day solution when they’re running out the door.
Puzzles: Puzzles are a great way for kids to learn new skills and stay entertained on rainy days. They also make excellent stocking stuffers!
Ice Cream Variety Pack: A yummy variety pack of ice cream will make their day.
Play Doh: Kids love play doh, and it’s a great way to keep them entertained for hours! It also makes a great stocking stuffer.
Colorful Pens: Kids love to color, so give them the opportunity with some bright new pens! They’ll have fun for hours doodling on all their things.
Slime: Slime is all the rage right now, and kids can make their own with this kit.
Sippy Cups: Kids love sippy cups because they’re fun and easy to drink from! They also come in a variety of designs and colors.
Kitten: They will love this sweet little creature that they can cuddle up with in winter.
Fidget Toys: Fidget toys are a great way to keep kids entertained and focused with some fun. They come in a variety of colors and shapes, making them perfect for all ages!
Star Night Light: This was one of my daughter’s favorite gifts (even her older teen brother was jealous). Huge hit to light up the wall at nighttime.
Remote Controlled Car: A remote-controlled car is a great gift idea because it can be played indoors or outdoors. It also makes for hours of fun!
Make Your Own Soap Kit: This kit will allow your child to make their own soaps at home with some fun ingredients. They have a variety of colors and scents available which they can use to customize the soap for their own preference.
Board Games for Kids: Board games are a great way to keep entertained while bonding with their friends and family. They come in different levels of difficulty, making them perfect for all ages.
Nature Exploration Set: A nature exploration set will help to inspire your child’s curiosity and creativity. The kit includes a journal, binoculars, magnifying glass, and more!
NERF: NERF toys are classics for kids of all ages. They’re great to take on family vacations or just to play with friends.
Dolls: Dolls are a classic toy for girls and they come in all shapes and sizes. From Barbie to Baby Alive, there’s plenty of options available!
Spirograph: A Spirograph can keep kids entertained for hours. They design pictures with the help of an included pen and paper.
Rock Painting Kit: A rock painting kit will allow kids to express their creativity by decorating rocks.
Bead Kit: A beading kit is a great way to teach kids about colors and patterns. It also teaches patience as they work with the small beads
Sewing Kit: Sewing kits allow kids to create their own stuffed animals and clothes for themselves.
Drawstring Backpacks: Helpful to keep their stuff organized on outings, vacations, or events when the kids need to be entertained.
Kids love getting gifts, and these cheap Christmas gifts ideas are perfect for any child!
Best Cheap Gifts for the Foodie Cook
One of the most difficult parts about shopping for a gift is coming up with creative ideas.
This list is full of affordable gifts is perfect for that friend or family member who loves to cook and bake!
Here are some of the best cheap gifts for the foodie cook.
Charcuterie Board Set: This is the perfect gift for the foodie that loves to cook with meat. It provides an assortment of meats, cheeses, fruits, and bread in a beautiful wooden tray.
Mason Jar Set: This gift is perfect for a friend or family member who loves to cook. The set includes six pint-sized jars with lids and can be personalized with the recipient’s name.
Salt and Pepper Grinder: This set comes with salt and pepper grinders for the foodie who loves to cook.
Gourmet Spices: Spice up a friend’s cooking experience with this assortment of spices from around the world.
Frother: Perfect for milk frothing for coffee, lattle, milk shares, hot chocolates, and matcha powder. You need one of these and everyone else around you does too!
Mini Stand Mixer: This is a perfect gift for a friend who loves to cook and bake! The mixer comes with attachments such as a whisk, dough hook, and flat beater.
Fondue Pot: This pot is perfect for families that enjoy eating together! The set includes a fondue pot, forks, skewers, dippers, and dipping sauces.
Cookie Press: This press is perfect for a friend who loves to bake! The set includes a cookie press, dough sheet mold, rolling pin, and recipes.
Oven Mitts: You don’t want your foodie gift receipeint to burn their hands. Replace their worn-out oven mitts with one of these stylish oven mitts.
Hot Sauce Set: Every foodie needs some hot sauce in their fridge. This set includes 3 bottles of the hottest sauces around, plus a recipe book for beginners.
Spice Rub Set: Give your foodie friend the gift of spices especially if they love to grill or have a Traeger! This set includes salt, pepper, cumin, chili powder.
Teapot Set: This is for all those tea drinkers out there. This set includes a teapot and infuser ball.
Tea Bags: Add on to the teapot set and deliver a set of tea bags with a bunch of different flavors.
French Press: French press brewing prevents an over-extraction of flavors; the grounds only add flavor regardless of how little or how much coffee is steeped. Expand their coffee experience!
Coffee Grinder: This is for all those coffee drinkers out there who like to make their own custom blends.
Bamboo Cutting Board: Over time, we all have to replace our words cutting boards at some point. So, this makes a chop-worthy gift.
Tea Towels: These are great for drying dishes, wiping counters and so much more. Find a catchy saying they will love to display!
Sourdough Banneton Proofing Basket: If they are hooked on the sourdough trend, then they need one of these to elevate their breadmaking skills.
Bread Lame Scouring Tool: A must for anyone who makes sourdough breads!
Batter Bowl: This is a great kitchen tool for mixing batters, making pancakes, and more. It will be a welcome addition to the kitchen!
Flour Sifter: This is another one of those necessary tools in the kitchen.
Coffee Mug: For coffee lovers, this is a great gift idea!
Salt Cellar: This is a nice addition to the kitchen and it will hold those hard-to-reach salt and pepper.
Cheese Plane: This tool makes cutting cheese into perfect, uniform slices – making cooking and serving a breeze.
Saute Pan: This pan is great for frying, sautéing, and more! It’s perfect for the average home cook or budding chef.
Zester: This handy tool is perfect for adding flavor to dishes with just the slightest touch.
Meat Thermometer: This is a tool that can’t be beaten especially for the grill master. This one is by far the best on the market!.
Pizza Cutter: This is an essential kitchen tool for any pizza lover!
Ice cream scoop: This ice cream scoop is perfect for any ice-cream lover. It comes in 2 different sizes of scoops and they come in a variety of colors.
Cooking Class: Give them the gift of cooking skills-it’ll be something they can use for years to come!
Best Cheap Gifts for the Homebody
Holiday shopping can be a stressful time, but not to worry. Here are some great gifts for the person who has everything and doesn’t want anything.
Consider these cheap, homey gifts that will please any loved one or host.
Weighted Blanket: For those who love to cozy up with a blanket, this one might be the perfect weight and size for them.
Hot Cocoa Mix: This is an easy way to ensure that your loved ones have a delicious treat from their kitchen.
Wool Socks: This is a great item to have on hand for the winter months.
Tea Infuser: This one will help your loved ones in their journey of self-discovery.
Homemade Snow Globe: Grab a this snow globe kit and make your loved ones their own little winter wonderland.
House Shoes: A pair of these comfortable shoes will be something your loved ones can wear around the house.
Cozy Blanket: These blankets are made to keep you warm and cozy during those cold winter nights.
Popcorn Popper: This is a fun gift that they will all enjoy especially on movie night.
Jigsaw Puzzle: Give them a puzzle that will keep their mind sharp and occupied.
Board Games: More than likely they prefer to have people over to enjoy good old-fashion board games and a night of laughter with friends!
Comfy Pajamas: A new set of cozy pajamas is sure to be a hit with the kids.
Robe: A new robe is a great gift for those who love to lounge around in their comfiest clothes.
These are some Cheap Christmas Gift ideas for those who are on a budget!
Best Inexpensive Gift Ideas for Spa Lovers
The perfect gift for anyone who loves to pamper themselves is a spa gift card. Spa gift cards are the perfect present because it gives the recipient freedom over what they would like to do during their stay.
There are many different spa gift cards available on the market, so it is easy to find one that suits the recipient’s personality and budget.
If you can’t find a group of people to go in on this idea, then turn their home into a spa experience.
Bath Salts: These are perfect for the person who loves to relax and take baths. All they will need is a nice scented candle or bath bomb, their favorite book, and these salts to make themselves feel like royalty.
Candles: These are perfect for the person who loves to relax and read, or just has a nice smelling home. There are many different scents available so it is easy to find one that suits the recipient’s personality.
Aromatherapy: This gift idea is perfect for those who want an inexpensive yet thoughtful gift. There are many aromatherapy oils to choose from, but the two most popular would be lavender and peppermint
Diffuser: These are perfect for someone who enjoys a deep and restful sleep, as well as those who enjoy shut-eye at night to take away any stresses or worries. A few drops of these oils in a diffuser or humidifier will soothe the recipient and ease them into relaxation before bedtime.
Tea: This is perfect for the person who enjoys a good cup of tea. A nice box of loose leaf teas is sure to be appreciated and used for many, many years to come!
Cookies: This may seem like a typical and uninspired gift that most people would choose, but it is thoughtful and they will appreciate the thoughtfulness.
Scalp Massager: This is great for those with a sensitive scalp. It helps to soothe the skin and will leave them feeling relaxed
Shower Speaker: This is a great gift for someone whose favorite song isn’t Top 40. They will be able to listen to their music while they shower.
Manicure Dip Starter Kit: This is a great gift for those who love to paint their nails
Hyaluronic Acid: Help maintain the hydration of the outer layers of skin, which helps to improve its appearance.
Hair Mask: This is a great gift for someone who loves to pamper themselves, especially if they are in need of moisture.
Lip Sleeping Mask: A gentle overnight moisturizer for dry, sore lips.
Microfiber Hair Towel Wrap: This is a great gift for someone who spends a lot of time in the pool or at the beach. It is quick and easy to help dry your hair faster.
Handheld Massager: Seriously, this is the best gift ever. Plus the cost has been coming down each year.
Cheap Gift Ideas for the Fashionista
If you are looking for an affordable, fashionable gift idea that is also fun and creative then this list has something to offer you.
Here are some ideas for the fashionista on a budget.
Scarf: Scarves are always in style and can be found anywhere. You can get a nice one for only about $25, depending on the brand.
Tote bag: A tote bag is a necessity for school, the mall, and even just running errands around town. You can find them anywhere from $5-25 depending on what type you want.
Pandora Bracelet: The Pandora bracelet is a beautiful piece of jewelry that can be bought with any budget in mind, and it’s a great option for people who want to give something that will last. Great gift to add charms each year.
Earrings: Earrings can be a great gift for someone you know who is really into fashion. You can find them at the drugstore or even in some clothing stores, and they cost anywhere from $5-20.
Belt: A belt is great for someone who doesn’t have too many accessories, or if you just want to spice up an outfit with a new piece of jewelry.
Hair Clips: Hair clips are a great gift for someone who spends most of their time at home because you can clip them in your hair to keep it out of the way while you do chores. Also, great for those trendy messy up-dos!
Felt Hat: A felt hat can be a great gift for someone who goes to the beach a lot, or just likes wearing hats because it’s cold outside. They last longer than other types of material and they can be a really inexpensive gift.
Jewelry Dish: Find a small dish at the dollar store and decorate with paint or fabric to make it look pretty!
Re-gift Jewelry: Add jewelry from your old collection that you don’t wear anymore (maybe some old costume jewelry?).
Sunglasses: Sunglasses are one of the most popular Christmas gifts, and they can be found cheaply at many stores. I bought a pair for under $15!
Watch: Watches can be found at many stores for a cheap price. Watchmakers are competing to lower their prices as they try and go against the trend of cell phone watches, which is why you can find a nice watch for under $10.
Sweatshirt: A good sweatshirt is a woman’s best friend. It will keep you warm during the winter and can easily be dressed up or down depending on what you’re wearing-It doesn’t have to be too expensive either, with most stores having sales or clearance racks that are perfect for picking up gifts.
Nail Polish: The best thing about nail polish is that you can buy it in a lot of sizes, from the little bottles that are perfect for stocking stuffers to larger ones that come in packages of 5 or more. Great stocking stuffers!
Yoga Pants: We all know yoga pants are a girl’s best friend. But, y’all the prices of these yoga pants are amazing, and did I mention how many I have given as cheap gifts?!?!
Winter Gloves: Some people might think winter gloves are odd to put on a Christmas list, but they make such great stocking stuffers!
Shopping Bag: This is a great present for someone who likes to shop! I know what you’re thinking, “how do they not have one?”
A New Outfit: Even if the person you are buying for is not a fashionista, clothes still make great gifts. And if you know what their favorite style of clothing is then nows the time to indulge them in some new clothes!
Some suggestions are old and some are new, but all of them will be perfect for the person you want to give a gift to.
Cheap Gift Ideas for the Makeup Artist
Check out these cheap beauty Christmas gifts for the makeup artist on your list. These are great for anyone that has a budget of $10 or less.
Makeup: Find out what brands your friends, family members, or classmates like and buy them the makeup in that brand. You can find this information at their favorite retailers or by asking around to see which brands they wear.
Nail Polish: Buying nail polish as a gift is a great idea because you can buy them the exact color they want to wear and it’s usually not too expensive.
Perfume: If your budget is $10 or less, you can buy a nice perfume that smells great and it will be something they use often.
Bath Bomb: If you’re shopping for someone who needs to relax, then a bath bomb is the perfect gift.
Specialty Coffee Mug: You can find these for fairly cheap and they’re something that people will use every day so it’s great. Find a fun coffee mug with an artsy flair!
Lip Stain: Lip stains are a really popular product because they’re long-lasting and come in so many colors. This is perfect for someone who loves makeup!
Makeup Brushes: Any good makeup artist knows the quality of the brush makes a difference. You can find a decent brush at an affordable price!
Silicone Makeup Sponges: These are perfect for applying makeup evenly and providing coverage.
Reusable Beauty Products: For the eco-conscious, find plenty of reusable beauty products. You will be surprised at this list.
Gather all of these makeup supplies and put them together for a creative gift basket!
Cheap Gift Ideas for the Athlete
Sweating is gross, so this guide has come to help! It’s tough when you have an athlete in the family because they are always on the move.
Athletes will have to replace their equipment and clothing because of use.
Here are some nice, thoughtful gift ideas for the athlete on your list!
Water Bottle: Sometimes I feel like I can never have enough water bottles!
A pack of compression pants: I wear them for my sport because they help with the swelling and protect against injury.
New backpack: I use mine all of the time!
Headphones: These allow people to listen to their favorite music or podcast while getting the sweat on.
Full-zip fleece jacket: I love being able to bundle up when it gets cold! This is a thoughtful guide for the athlete on your list for before and after workouts.
Polarized Sunglasses: These help protect eyes from glare and add style to any outfit.
Music Subscription (ad free): This is a great gift for the athlete who loves music!
Yoga Mat: Yoga mats are great because they’re environmentally friendly and also come in a bunch of different colors. Sometimes it’s nice to be able to stretch out and do some poses on your own. Plus the experts say we should stretch every day.
Sports Watch: Preferably with stopwatch and alarm clock. THey need to time those tabata crossfit workouts.
Running Gloves: These are thoughtful gifts for someone who loves the outdoors and running.
Foam Roller: A great gift for the athlete who is looking for a little bit of extra relief.
Folding Bike: This is a thoughtful gift idea for someone who loves to bike ride but doesn’t have space for a bike. This one is more expensive, but a great idea to go in with others on!
Sports Massage Oil: This is a thoughtful gift for the runner, cyclist, or anyone who gets sore muscles. Pick a hand massager to go with it!
Camouflage Pillow: This is a great present for an outdoorsy person who has their head in the clouds.
Good Socks: Have you ever smelled the stinky socks?!?! Enough said.
Sports Tape: The runner in your life will need this present to keep them on the go.
Sports Bra: This is a great present for someone who participates in any activity that requires it! One that fits well and is made of quality materials. Plus an affordable price!
Fleece Headband: This is a great present for the runner in your life who also likes to wear their hair up when they’re not running.
Yoga Pants: This is a great present for someone who likes to keep their activities active. Or just wears yoga pants every single day to be trendy. No one needs to know why! These are my favorite brand.
Athletic Shorts: This is a great present for the person in your life who likes to wear their athletic shorts outside of working out. Plus, come on it’s not like they’re going to be wearing them over clothes so people would notice.
Resistance Bands: These are great for the person who likes to keep their workouts active, but doesn’t have a ton of space.
Light Set of Weights: Everyone needs to have some weight training as part of their workouts. Pick up three or five pound weights to help them reach their workout goals.
Armband for Phone: When you workout, you may want to keep your phone with you to track the steps or distance you worked out. This is an armband to keep your phone and simple enough to change your workout music.
Latest Fad Cookbook: In need of a great gift idea for the person in your life who likes to cook but always seems to have not-so-perfect dishes? This is perfect! Gift them this latest fad cookbook and they’ll be able to make all the popular, Instagram-worthy dishes that you see on TV.
Sneakers: Maybe you are lucky enough to score a pair of comfortable, breathable athletic sneakers on clearance!
I’m sure they’ll be appreciative of any one of these gifts!
Cheap Gift Ideas For Teachers
This list of cheap teach gifts for Christmas will help you choose a thoughtful and useful present that won’t break your budget.
Essential Oil Set: A true favorite for teachers who like to use aromatherapy in their classrooms or at home. This is our favorite essential oil set.
Stress-relief Hand Sanitizer: Teachers are always on the go, so they can use a little help to keep them stress-free. Plus, germs are no fun for anyone!
Personalized Mask Lanyard: Personalize your teacher’s mask with their name, school mascot or work logo.
Tiger Balm: This is a classic product for teachers and athletes alike! Tiger balm will help soothe your aches and pains.
Lounge Pants: Nothing reminds a teacher of home like their favorite TV show! A few years ago my mom gave me a really cute pair of lounge pants and I still wear them. The cut is oversized with pockets for my phone and remote which make it perfect for relaxing on the couch.
Smart Plugs: These plugs can be controlled on an app from anywhere. That means the teacher doesn’t have to worry about forgetting to turn their lights off before they left for work.
Personalized Stamp: A teacher’s stamp of approval is the best kind. This personalized stamp will help teachers quickly get through their paperwork.
Amazon Gift Card: Teachers deserve to take a breather and use some of their hard-earned cash on themselves. A gift card is the perfect way for friends or family members to say “thank you.”
Wireless Headphones: Music is a great way to get the energy going and keep kids psyched up, but it can be tough when they’re working on group tasks. Wireless headphones like these ones from Sony
Day-by-day Calendar: The last thing teachers need is to scramble for a blank piece of paper whenever they want to jot down notes. The day-by-day calendar is perfect because it’s got enough space for writing, but it’s compact enough to tuck into a drawer.
Magnetic Dry Erase Whiteboard: After all the long hours spent at school, who wouldn’t want their own personal whiteboard where they can write, draw, and erase?
Lunch Boxes: There is nothing better than a home-packed lunch. These stainless steel containers are compact enough to carry with you, but they’re also roomy enough to hold a sandwich, fruit, and veggies.
Educational Activity Books: If you’re looking for something that’s not only fun, but chock full of learning activities and information, these books are perfect for further learning.
Cheap Christmas Gifts for Mom or Her in your life
All of these are great inexpensive ideas for buying on a budget
Shopping for a great gift for women or moms can be hard, but not too much with these affordable options.
Little Succulents: This is a cute DIY gift. All you need are succulents, a pot with dirt, and some other accessories if desired.
Bath Bombs: These are great for anyone, including people who enjoy a good bath every now and again. They come in various scents so you can find something that is sure to please.
Chapstick: This is perfect for the person in your life who always has chapped lips or complains about dry skin on their hands when they are outside too long during winter months.
A Book: It may seem like the most unimaginative gift, but it’s perfect for someone who enjoys reading and is looking for something they haven’t read yet. Books are also a great way to get someone hooked on a series so you can recommend their next read.
Slippers: These are perfect for the person in your life who is constantly complaining about how cold their feet are.
Candles: This is a perfect gift for someone who enjoys relaxing or reading after dinner and the scent fills up the whole house with aromatherapy benefits.
A Scratch Off Map: This is a great gift for someone who enjoys traveling or seeing the world. It’s very personalized and they can see how many countries they have visited.
A Coffee Mug: This is a great gift for the coffee lover in your life. You can put anything on it such as their favorite book, television show or artist and they will be reminded of you every time they drink their coffee.
A Memory Blanket: This is a great gift for people who are always cold and it can go with them anywhere in the world because it folds up easily.
A Personalized T-shirt: This is a great gift because it’s very personal and you can put anything on the shirt that has meaning to them such as their favorite sports team, favorite food, or where they have traveled.
A Personalized Finger Drum: This is a great gift for anyone who loves to play drums because it has their name engraved right on the drumhead.
Cheap Christmas Gifts for Men
The following items are inexpensive and will make any man, dad, or boyfriend insanely happy! The cheapest gifts can be the best!
Here are some budget-friendly, manly, fun, and creative ideas for Christmas presents.
A New Shirt: You can find many options for cheap shirts. Grab one with a funny saying he would enjoy for an out-of-the-park win!
Belt: Belt prices vary by brand, but can be found for as low as $10.
Wallet: Wallets can also vary by brand and cost, but often end up being around $15.
New Socks:: Many men enjoy their sock collection. You can always add on to replace their worn-out socks.
A Tie: Ties can be found for as low as $5.
Watch: The watch market is a tough one to navigate, but if you know your partner’s style and budget beforehand it can be easier to find what you’re looking for.
A Tie Clip: You can usually pick one up for $5 or less, and it’s something that he’ll wear every day!
Old-school Vinyl Record Player: Old school vinyl is making a comeback and can be found in all sorts of different styles.
Latest Board Game: Board games are always a fun gift idea. You can pick up the latest hot game for less than $20
A Good Book: A good book is always a great gift idea. You can find them for as low as $5 and books are something that never goes out of style!
Cash: Let’s be honest… most men like to have the cash to spend as they please with no questions asked.
Cheap Christmas Gifts for Friends
You may not have a lot of money for this Christmas, but that doesn’t mean you can’t give your friends something thoughtful.
These inexpensive items may not be the most lavish of presents to give a friend this year, but they are sure to be appreciated and useful!
Whimsy Kit: A Whimsy Kit is a small package that includes activities such as drawing, coloring, and collaging. It can be used in classrooms or at home to relax and have fun.
Poster Board & Markers: A poster board and markers are perfect for making holiday cards to send out or decorating with a festive design.
Fun Scrapbook Pens: Fun pens are a wonderful gift for any age to bring color to their writing, coloring, or journaling.
Scented Candles Kit: Scented candles can be used for the holidays, but they also make a great gift for any time of the year. The smell will bring a warm and cozy feeling into your home.
Gold Foil Blanket: A gold foil blanket is perfect for snuggling up in the car when you are stuck in the car!
Cute Pillow Case: A new pillowcase is a fun way to change things up in your bedroom or living room. The best part about these gifts are that they can be given with other items, like the gold foil blanket or a fun pillow.
Comfy Socks: When it’s cold outside, there is nothing more comforting than a good pair of socks. These make a great gift for someone who spends most of their time at home or just loves to relax.
Bracelets: Jewelry is a great way to show someone you care. Bracelets are not only cute but they go with any outfit!
Christmas Ornament: A Christmas ornament makes for the perfect stocking stuffer. They are usually inexpensive and they can be used year round to decorate your home for the holidays.
Christmas Fun Pack: It is always fun when Santa sends a surprise in the mail, so why not surprise your friends with a Christmas Fun Pack!
Shower Steamers: These will make a great gift for someone who is your best friend, especially if they like to take long showers.
Flashlights: These are fun and practical gifts that will come in handy during the dark days of winter.
Tissue Box Covers: A unique and inexpensive gift for the person who has everything, these tissue box covers will make any house seem a little more homey during cold winter months.
Chocolate: For the person that has everything, you can’t go wrong with some chocolate.
Cheap Christmas Gifts for Coworkers:
A quick, easy, and affordable way to get the perfect gift for your coworkers this Christmas is by giving them a coworker appreciation gift basket.
These inexpensive gifts are great for bosses or employees. They can be personalized so it’s a gift that will really stick with your coworkers.
Planner: This is a great way to give your coworkers something they will really use. They can write down their goals, schedule, and use it as a to-do list.
Personalized Stationery: This is such an adorable idea and can be so much fun for everyone involved. These are the perfect gifts that will make your coworkers feel special this holiday
Putting Green: This is a great gift that they can use to practice their putting skills in the comfort of their own office.
Desk Organizer: A desk organizer is a great way to start your day off with a clean and organized workspace.
Timeless Candle: This candle helps you enjoy the holidays or winter season while relaxing in the office.
Coffee Mug: Every office needs a good coffee mug to stay energized and motivated throughout the day.
Personalized Mouse Pad: You could get them their favorite movie, sport or hobby as a personalized mouse pad and they’ll enjoy using it every day at their office.
Luxury Pen: This is the perfect gift for that person who has everything and needs something to help them write down their thoughts and ideas.
Desk Lamp: A desk lamp can help you read in your office when it’s dark outside so all the daylight hours are available for working on projects or catching up on paperwork.
Ink Pen: This is a great gift idea for anyone who likes to write or doodle. You could get them this as a refillable pen and they can use it to write down their thoughts or ideas.
Laptop Tote Bag: This is the perfect gift for anyone who likes to travel and needs something stylish but functional to carry everything in one place.
Plant pot & planter: This is a great gift for someone who likes to spend time in their garden or on the porch. You could give them this as an opportunity to grow something new and have something beautiful in their office that is all their own.
Journal: This is a classic gift that people like to get for themselves or others. You can find many different styles and sizes of journals, making it easy for you to find the perfect one for your recipient.
Watercolor set: This is a great gift if you know someone who loves to paint or draw. It is an opportunity for them to tap into their creative side while also having the materials that they need to create something beautiful or special for someone else.
Keychain: This is a great gift for anyone because everyone needs keys! You can get them a keychain that has their name on it, or you can get them a cute one for someone they love.
Laptop sleeve: This is a great gift for anyone who has to have their laptop with them at all times. They come in so many different colors and designs, so you can find one that fits your friend or family member perfectly!
Monitor riser: If you know someone who has a desk job, they’re probably struggling to stay focused on their screen. This is the perfect gift for anyone who spends time at work looking down all day!
Best Cheap Christmas Gift of them All – Gift Card:
A gift card is a prepaid credit or debit card that can be spent in any number of stores, restaurants, and other venues as desired by the purchaser.
This option is great for people who are the “hard to buy for” type.
Even a $10 or $20 gift card to somewhere they like is better than a gift to sit on the shelf unused.
Giving a gift card is always an easy way out, but it can be more useful than materialistic gifts they may not use.
You can never go wrong with a gift card to their favorite store!
You can Buy Cheap Christmas Presents that Look Expensive
I know that this time of year can be so busy and stressful. It’s hard to find the perfect gift for everyone on your list, especially when you have a tight budget. But there are so many fun and creative ideas that won’t break the bank.
You’ll find the perfect gift for everyone on your list!
Hopefully, you can find cheap Christmas gifts under $20 or less. Most of these power ideas you can pick up on Amazon or Etsy.
Christmas is often a time where people try to get the best gifts for their loved ones. In order to make these gifts more affordable, it’s smart to think about ways that can lower expenses.
One way to do this is by choosing gifts that can be combined with other items. Or even choosing a no gift Christmas.
It is always fun to give a gift to someone special on Christmas. However, sometimes you feel uncertain about what the perfect present is for somebody else.
We hope you’ve enjoyed our cheap but thoughtful Christmas gift ideas!
With these items, your loved one will have a great Christmas! Be sure to check our blog for more money saving tips!
Need More Inexpensive Christmas Gift ideas?
Know someone else that needs this, too? Then, please share!!
Welcome to the vibrant city of Lincoln, NE. Nestled in the heart of the Midwest, this charming city has so much to offer. From its rich history to its thriving cultural scene, Lincoln is a treasure trove of fascinating discoveries. In this Redfin article, we invite you to test your knowledge as we uncover 9 fun facts about Lincoln, NE. Whether you’re a long-time resident or you’re considering buying a house in Lincoln, prepare to be amazed by the hidden gems and lesser-known tidbits that make this city truly unique. So, buckle up and join us on this exploration of Lincoln’s captivating past, present, and maybe even uncover a few surprises along the way.
1. Named after a presidential legacy
Lincoln, NE, takes its name from none other than Abraham Lincoln, the 16th President of the United States. The city was named in honor of this iconic leader in 1867, and its strong ties to American history lend it a sense of pride and heritage.
2. The city offers an affordable cost of living
Living in Lincoln offers the attractive benefit of an affordable cost of living. As of June 1, 2023, the cost of living in Lincoln is approximately 8% lower than the national average. This translates to significant savings for residents across various aspects of their daily lives. Utility costs, everyday expenses, and housing prices in Lincoln are also notably lower compared to national averages. For instance, the median sale price of a home in Lincoln was just $285,000 in April 2023, nearly $125,000 less than the national median sale price.
3. Lincoln embraces the spirit of conservation and environmental stewardship
The city’s association with Arbor Day, which originated in Nebraska, showcases its commitment to tree planting and preserving green spaces. This dedication to nature is evident throughout Lincoln, with beautiful parks, gardens, and recreational areas to explore. In fact, there are over 136 parks in the city, spanning over 6,000 acres.
4. Star City is the capital of Nebraska
As the capital of Nebraska, Lincoln offers a central location within the state. This geographical advantage ensures easy access to all parts of Nebraska, making it convenient for exploring the state’s natural wonders and attractions.
5. Home to the University of Nebraska
Lincoln is home to the prestigious University of Nebraska, an academic powerhouse renowned for its research and educational programs. The university’s presence contributes to the city’s intellectual atmosphere, offers cultural and sporting events, and provides employment opportunities.
6. Lincoln boasts a vibrant downtown
The historic Haymarket District in downtown Lincoln is a hub of activity, featuring unique shops, trendy restaurants, art galleries, and live music venues. It’s the perfect place to unwind, socialize, and experience the city’s lively atmosphere.
7. It’s a gateway to adventure
Nestled in the heart of the Midwest, the city enjoys a central position that provides unparalleled convenience when it comes to reaching other major destinations. Thanks to its proximity to Interstate 80, traveling to nearby cities and states becomes a breeze. Whether you’re planning a quick weekend getaway, visiting loved ones, or embarking on a business trip, Lincoln’s location serves as a convenient launching pad. The city also boasts a well-connected transportation infrastructure, including a regional airport with direct flights to major hubs.
8. Lincoln, NE is a city that knows how to celebrate
Throughout the year, the city plays host to a diverse range of annual events that bring the community together. One such event is the Lancaster County Fair, a beloved tradition featuring thrilling rides, live entertainment, agricultural exhibits, and delicious food. Another highlight is the Abraham Lincoln Birthday Celebration, which honors the city’s namesake with historical reenactments, educational activities, and engaging presentations. Music enthusiasts eagerly anticipate Lincoln Calling, a multi-day music festival that showcases both local talent and nationally acclaimed artists across various genres.
9. The community engagement is unmatched
Lincoln’s residents take pride in their city and actively participate in local events and initiatives. The annual Lincoln Marathon showcases the community’s enthusiasm for sports and fitness, as participants from around the world join in to experience the city’s vibrant neighborhoods and receive a warm reception from the supportive locals.
Lincoln’s rich history, natural beauty, thriving cultural scene, and welcoming community make it an ideal place to call home. Whether you’re exploring the city’s parks, embracing its arts and entertainment offerings, or engaging with friendly locals, Lincoln is a good place to live.
Not sure what to buy for your loved ones this year? Still singing the recession blues? Consider buying nothing at all.
I didn’t buy anything on Black Friday, I didn’t buy anything today, and I won’t tomorrow. This holiday season, I won’t be going near a mall. Under our tree, there will be no plastic toys, no new clothes, and no last-minute matched set of leopard-print mugs for my sister when I panic on Christmas Eve because I have no idea what she wants. There also wont be any dipping into my savings accounts to buy gifts.
Thousands of families will be doing exactly the same thing this year as part of The Compact. The Compact has a simple premise: Everyone who signs on agrees to “buy nothing new” for one year.
Gifts for Kids
For tips on surviving a frugal holiday, I turned to the Non-Consumer Advocate, Katy Wolk-Stanley. Katy is coming into her third year on The Compact. And as a mom of two boys, she knows a thing or two about kids and holiday shopping.
“Christmas is a huge challenge for people who are trying to save money, and for people who are trying to minimize their garbage output and the low-quality stuff that comes into their family,” Katy says.
Here are her guidelines for giving to children during the holiday season:
Shopping is okay. Katy made it clear that “not buying new” doesn’t mean “no shopping”. She swears by Goodwill and consignment shops. Buying used, she points out, not only saves money, but it’s always a “greener” choice than buying a newly-manufactured item. Online, you can surf eBay or your local Craigslist for second-hand treasures.
Swapping is even better. “You could do a gift swap where people get together, bring the toys that aren’t being used, and swap,” Katy says. “You’d have to make it an evening without kids, which has its own benefits!”
Presentation matters. Some kids will be looking for “new” gifts under the tree, and new to them means boxes and brands. Katy suggests looking in higher-end kids’ consignment shops, where you can often find gifts still in their boxes. For kids and adults, Katy offers lots of creative wrapping ideas, like presenting movie tickets with a box of movie-theater candy. For families, try giving toddlers play silks (long pieces of colorful silk) as a gift, and then use the silks to wrap gifts each year for the kids as they grow older.
Santa buys second-hand, too. My kids still believe in Santa Claus. They’re expecting a pile of Stuff under that tree come Christmas morning. I ordered them a classic dollhouse from “Santa’s workshop” (read: eBay). They’ll get to spend the morning unwrapping each little piece of furniture, instead of a dozen different gifts.
Be creative. Last year, Katy gave each of her boys a kitten. Rather than put live kittens under the tree, she put some stuffed animals they already had under there with paper tags around their necks that said, “Please exchange me for a real kitten.”
Don’t be afraid. Chemicals like lead, BPA, and phthalates are common in older toys (even ones that were new last Christmas). Sharp edges and loose parts can cause accidents. A simple way to avoid these problems? Buy simple toys. Unpainted wood gifts, for example, are free of toxins regardless of their vintage. Another simple option: Don’t worry about it. You probably haven’t carefully researched every new toy that comes in the door. Today’s used toys are no more dangerous than last year’s new ones.
Talk to your relatives. “Just explain that you’re trying to decrease the number of gifts given to your children and talk about why you’re doing it,” Katy says. “Possibly offer some other ideas where a person can be creative and still do something special for a child that they love.” Easy for her to say. I’m a pansy when it comes to tough talks, so last year I sent mom a letter asking her to “tell Santa” what kinds of gifts would be most appreciated.
From the archives: Here’s a classic look at the four things children really want for Christmas.
Gifts for Grown-Ups
Toys, books, clothes and treats will take care of most children’s wish lists. But most of us have adults we’re expected to exchange gifts with too. From the office party to family festivities, we find ourselves shopping for friends and relatives.
Here are a few great ideas to replace the leopard-print mugs and bottles of wine you might have been handing out in past years:
Art. Art may technically be Stuff, but it’s a far cry from imported plastic junk. My most treasured gifts in the past year have been original art pieces by photographer Molly Tomlinson. These gifts can be surprisingly affordable. Many good-but-not-famous artists sell their work for $20 to $50 — no more than you’d spend on a Big Plastic Thing at the mall. To find good original art, go to holiday craft fairs, visit local studios, or search the listings on Etsy.
Time. Many people love gifts of time. You can offer to babysit, to come to their house and help with an organizing project, or to paint their dining room. Last year, my husband gave me a pretty card with a year’s worth of babysitting commitments from friends and family. I burst into tears on the spot, but I’ve been all smiles every month since when we drop our kids off and go out for an evening alone together.
Experiences. Movie tickets. A gift certificate to a favorite restaurant. Museum memberships. While a non-material gift may seem better suited to adults, even little kids can enjoy them. Last year, my mother presented my kids with a yearlong membership to the New England Aquarium. She took them there the day after Christmas, and they were also able to enjoy it several more times throughout the year.
Charity. Charities depend on holiday season donations to make their year-end numbers work. You can help them out and cross some items off your gift list in one blow by donating in a loved one’s name. Charities like Heifer International, Kiva and the Red Cross all make it fun and easy with “virtual gifts”. For example, Heifer lets you give a family in the developing world a cow on your mom’s behalf. Have a cow, Mom!
Fancy food. Who doesn’t love food? From baked goodies to homemade salsa, it’s hard to go wrong with tasty treats under the tree. Just be sure you know the giftee’s dietary restrictions. Anaphylactic shock is no one’s idea of a happy holiday.
Handcrafts. It’s a time-honored tradition to give your own handcrafts to loved ones during the holiday season. You probably don’t have time to knit sweaters for everyone on your gift list, but many lovely crafts are easy and quick. You can get your kids involved in making ornaments, ceramic handprints or other treasures for grandparents. Craft supplies themselves can get expensive, but if you have a skill like knitting you can make beautiful unique gifts.
From the archives: One of the most popular posts in GRS history features more than 30 homemade Christmas gifts you make yourself.
Nothing at all Do you have to exchange gifts with every adult in your family? With your coworkers? Your friends? Think carefully about who to put on your gift list, and who would be better served by a thoughtful card or a warm phone call.
Many people have probably done their shopping already, so it’s too late to change course. But there’s always next year. (Or, if you’re a last-minute shopper like J.D., there’s still this year.) And consider joining The Compact in January. You’ll have lots of company, and a whole year to work up to a non-consumer holiday in 2011.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
We are going to under the cover and discover $13 an hour is how much per year.
For most Americans, this is hovering near minimum wage.
Let’s get this straight… This is not a livable wage.
If you are in high school or college and have support from your parents, then this is great spending money for you.
However, if you are making it on your own, $13 per hour will not make ends meet each month.
For most people, being at minimum wage is common and the goal is to make your way up the payscale and quickly!
In this post, we’re going to detail exactly what $13 an hour is how much a year. Also, we are going to break it down to know how much is made per month, bi-weekly, per week, and daily.
That will help you immensely with how you spend your money. Because too many times the hard-earned cash is brought home, but there is no actual plan for how to spend that money.
When living close to minimum wage, you must be know how to manage money wisely.
More than likely, you are living paycheck to paycheck and struggling to survive to the next paycheck. Take a deep breath and make this minimum wage just a season.
The ultimate goal is to make the most of your hourly wage with inspirations to make more money.
If that is something you want too, then keep reading. You are in the right place.
$13 an Hour is How Much a Year?
When we ran all of our numbers to figure out how much is $13 per hour is an annual salary, we used the average working day of 40 hours a week.
40 hours x 52 weeks x $13 = $27,040
$27040 is the gross annual salary with a $13 per hour wage.
Breakdown of 13 Dollars an hour is how much a year
Typically, the average workweek is 40 hours and you can work 52 weeks a year. Take 40 hours times 52 weeks and that equals 2,080 working hours. Then, multiple the hourly salary of $13 times 2,080 working hours, and the result is $27,040.
That number is the gross income before taxes, insurance, 401K, or anything else is taken out. Net income is how much you deposit into your bank account.
Work Part Time?
But you may think, oh wait, I’m only working part time. So if you’re working part time, the assumption is working 20 hours a week at $13 an hour.
Only 20 hours per week. Then, take 20 hours times 52 weeks and that equals 1,040 working hours. Then, multiple the hourly salary of $13 times 1,040 working hours, and the result is $13,520.
How Much is $13 Per Month?
On average, the monthly amount would average $2253.
Annual Amount of $27,040 ÷ 12 months = $2,253 per month
Since some months have more days and fewer days like February, you can expect months with more days to have a bigger paycheck. Also, this can be heavily influenced by how often you are paid and on which days you get paid.
Work Part Time?
Only 20 hours per week. Then, the monthly amount would average $1,127.
How Much is $13 per Hour Per Week
This is a great number to know! How much do I make each week? When I roll out of bed and do my job, what can I expect to make at the end of the week?
Once again, the assumption is 40 hours worked.
40 hours x $13 = $520 per week.
Work Part Time?
Only 20 hours per week. Then, the weekly amount would be $260.
How Much is $13 per Hour Bi-Weekly
For this calculation, take the average weekly pay of $520 and double it.
$520 per week x 2 = $1040
Also, the other way to calculate this is:
40 hours x 2 weeks x $13 an hour = $1040
Work Part Time?
Only 20 hours per week. Then, the bi-weekly amount would be $520.
How Much is $13 Per Hour Per Day
This depends on how many hours you work in a day. For this example, we are going to use an eight-hour workday.
8 hours x $13 per hour = $104 per day.
If you work 10 hours a day for four days, then you would make $130 per day. (10 hours x $13 per hour)
Work Part Time?
Only 4 hours per day. Then, the daily amount would be $52.
$13 Per Hour is…
$13 per Hour – Full Time
Total Income
Yearly Salary (52 weeks)
$27,040
Yearly Wage (50 weeks)
$26,000
Monthly Wage (173 hours)
$2,253
Weekly Wage (40 Hours)
$520
Bi-Weekly Wage (80 Hours)
$1040
Daily Wage (8 Hours)
$104
Net Estimated Monthly Income
$1,720
**These are assumptions based on simple scenarios.
Paid Time Off Earning 13 Dollars an Hour
Does your employer offer paid time off?
As an hourly, close to minimum wage employee, more than likely you will not get paid time off.
So, here are the scenarios for both cases.
For general purposes, we are going to assume you work 40 hours per week over the course of the year.
Case # 1 – With Paid Time Off
Most hourly employees, get two weeks of paid time off which is equivalent to 2 weeks of paid time off.
In this case, you would make $27,040 per year.
This is the same as the example above for an annual salary making $13 per hour.
Case #2 – No Paid Time Off
Unfortunately, not all employers offer paid time off to their hourly employees. While that is unfortunate, it is best to plan for less income.
Life happens. There will be times you need to take time off for numerous reasons – sick time, handling an emergency, or even vacation.
So, let’s assume you take 2 weeks off without paid time off.
That means you would only work 50 weeks of the year instead of all 52 weeks. Take 40 hours times 50 weeks and that equals 2,000 working hours. Then, multiple the hourly salary of $13 times 2,000 working hours, and the result is $26,000.
40 hours x 50 weeks x $13 = $26000
You would average $104 per working day and nothing when you don’t work.
$13 an Hour is How Much a year After Taxes
Let’s be honest… Taxes can take up a big chunk of your paycheck. Thus, you need to know how taxes can affect your hourly wage.
This is why you always wondering why your take-home pay is so much less.
Also, every single person’s tax situation is different.
On the basic level, let’s assume a 12% federal tax rate and a 4% state rate. Plus a percentage is taken out for Social Security and Medicare (FICA) of 7.65%.
Gross Annual Salary: $27,040
Federal Taxes of 12%: $3,245
State Taxes of 4%: $1,082
Social Security and Medicare of 7.65%: $2,069
$13 an Hour per Year after Taxes: $20,645
This would be your net annual salary after taxes.
To turn that back into an hourly wage, the assumption is working 2,080 hours.
$20645 ÷ 2080 hours = $9.93 per hour
After estimated taxes and FICA, you are netting $9.93 an hour. That is $3.07 an hour less than what you planned.
This is a very highlighted example and can vary greatly depending on your personal situation. Therefore, here is a great tool to help you figure out how much your net paycheck would be.
$13 an Hour Budget – Example
You are probably wondering can I live on my own making 13 dollars an hour? How much rent can you afford at 13 an hour?
Using our Cents Plan Formula, this is the best case scenario on how to budget your $13 per hour paycheck.
When using these percentages, it is best to use net income because taxes must be paid.
In this example, above we calculated that $13 an hour was $9.93 after taxes. That would average $1720 per month.
According to the Cents Plan Formula, here is the high level view of a $13 per hour budget:
Basic Expenses of 50% = $860
Save Money of 20% = $344
Give Money of 10% = $172
Fun Spending of 20% = $344
Debt of 0% = $0
Obviously, that is not doable when living so close to minimum wage. So, you have to be strategic on ways to decrease your basic expenses and debt. Then, it will allow you more money to save and fun spending.
To further break down an example budget of $13 per hour, then using the ideal household percentages is extremely helpful.
recommended budget percentages based on $13 per hour wage:
Category
Ideal Percentages
Sample Monthly Budget
Giving
10%
$68
Savings
15-25%
$135
Housing
20-30%
$676
Utilities
4-7%
$135
Groceries
5-12%
$203
Clothing
1-4%
$23
Transportation
4-10%
$135
Medical
5-12%
$225
Life Insurance
1%
$19
Education
1-4%
$11
Personal
2-7%
$35
Recreation / Entertainment
3-8%
$56
Debts
0% – Goal
$0
Government Tax (including Income Tatumx, Social Security & Medicare)
15-25%
$533
Total Gross Income
$2253
**In this budget, prioritization was given to basic expenses. Thus, some categories like giving and saving were less.
$13 An Hour Salary Calculator
Now, you get to figure out how much you make based on your hours worked or if you make a wage between $13.01-13.99.
This is super helpful if you make $13.12, $13.35, or $13.77.
Living on $13 Per Hour
Living close to minimum wage can be a very difficult situation.
Is it doable? Probably not for long.
You just have to be wiser (or frugal) with your money and how you spend the hard-earned cash you have been blessed with.
A lot of times when people are making under near the minimum wage mark, they feel like they are in this constant cycle that they can never keep up (which completely makes sense it is hard!).
When your thoughts are constantly focused on how you are struggling to keep up with bills and expenses, that is all you focus on.
You need to do is change your money mindset.
This is what you say to yourself… Okay, I am making near minimum wage for now. I have aspirations and goals to increase how much I make. For now, I am going to make sure that I am able to live on my 13 dollars per hour. I’m going to try and avoid debt and payday loans at all costs.
Other Tips to Help You:
Check your minimum wage for your state and city. You might find a higher minimum wage in a nearby city.
Look to living in a lower cost of living area to stretch your money.
Find ways to minizine your basic expenses.
Thrive with a minimalist lifestyle.
Decide if a roommate or moving back with your parents would help.
Bike or walk to work.
In the next section, we will dig into ways to increase your income, but for now, you must focus on living on $13 an hour.
5 Ways to Increase Your Hourly Wage
This right here is the most important section of this post.
You need to figure out ways to increase your hourly income because I’m going to tell you…you deserve more. You do a good job and your value is higher than what your employers pay you.
Even an increase of 50 cents to $13.50 will add up over the year. Even better $15 an hour!
1. Ask for a Raise
The first thing to do is ask for a raise. Walk right in and ask for a raise because you never know what the answer will be until you ask.
If you want the best tips on how specifically to ask for a raise and what the average wage is for somebody doing your job, then check out this book. In this book, the author gives you the exact way to increase your income. The purchase is worth it or go down to the library and check that book out.
2. Look for A New Job
Another way to increase your hourly wage is to look for a new job. Maybe a completely new industry.
It might be a total change for you, but many times, if you want to change your financial situation, then that starts with a career change. Maybe you’re stressed out at work. Making $13 an hour is too much for you and you’re not able to enjoy life, maybe changing jobs and finding another job may increase your pay, but it will also increase your quality of life.
3. Find a New Career
Because of student loans, too many employees feel like they are stuck in the career field they chose. They feel sucked into the job that they don’t like or have the potential they thought it would.
For many years, I was in the same situation until I decided to do a complete career change. I am glad I did. I have the flexibility that I needed in my life to do what I wanted when I needed to do it. Plus I am able to enjoy my entrepreneurial spirit.
4. Find Alternative Ways to Make Money
In today’s society, you need to find ways to make more money. Period.
There is no way to get around it. You need to find additional income outside a traditional nine-to-five position or typical 40 hour a week job. You will reach a point where you are maxed on what you can make in your current position or title. There may be some advancement to move forward, but in many cases, there just is not much room for growth.
So, you need to find a side hustle – another way to make money.
Do something that you enjoy, turn your hobby into a way to make money, turn something that you naturally do, and help others into a service business. In today’s society, the sky is the limit on how you can earn a freelancing income.
5. Earn Passive Income
The last way to increase your hourly wage is to start earning passive income.
This can be from a variety of ways including the stock market, real estate, online courses, book sales, etc. This is where the differentiation between struggling financially and being financially sound happens.
By earning money passively, you are able to do the things that you enjoy doing and not be loaded down, with having a job that you need to work, and a place that you have to go to. And you still make money doing nothing.
Here is an example:
You can start a brokerage account and start trading stocks for $50. You need to learn and take the one and only investing class I recommend. Learn how the market works, watch videos, and practice in a simulator before you start using your own money.
One gentleman started with $5,000 in his trading account and now has well over $36,000 in a year. Just from practice and being consistent, he has learned that passive income is the way for him to increase his income and also not be a slave to his job.
Tips to Live on $13 an Hour
In this last section, grasp these tips on how to live on $13 an hour. On our site, you can find lots of money saving tips to help stretch your income further.
Here are the most important tips to live on $13 an hour. Highlight these!
1. Spend Less Than you Make
First, you must learn to spend less than you make.
If not you will be caught in the debt cycle and that is not where you want to be. You will be consistently living paycheck to paycheck.
In order to break that dreadful cycle, it means your expenses must be less than your income.
And when I say income, it’s not the $13 an hour. As we talked about earlier in the post, there are taxes. The amount of taxes taken out of your paycheck is called your net income which is your home $13 an hour minus all the taxes, FICA, social security, and medicare are taken out. That is your net income.
So, your net income has to be less than your net income.
2. Living Below Your Means
You need to be happy. And living on less can actually make you happier. Studies prove that less is better.
Finding contentment in life is one thing that is a struggle for most.
We are driven to want the new shiny toy, the thing next door, the stuff your friend or family member got. Our society has trained you that you need these things as well.
Have you ever taken a step back and looked at what you really need?
Once you are able to find contentment with life, then you are going to be set for the long term with your finances.
Here is our story on owning less stuff. We have been happier since.
3. Make Saving Money Fun
You need to make saving money fun. Period.
It could be participating in a no spend challenge for the month.
Check out the 200 envelope challenge (which is doable on your income)
It could be challenging friends not to go to Target for a week.
Maybe changing your habits and not picking up takeout and planning meals.
Whatever it is challenge yourself.
Find new ways of saving money and have fun with it.
Even better, get your family and kids involved in the challenge to save money. Tell them the reason why you are saving money and this is what you are doing.
Here are 101 things to do with no money. Free activities without costing you a dime. That is an amazing resource for you and you will never be bored.
And you will learn a lot of things in life you can do for free. Personally, some of the best ones are getting outside and enjoying some fresh air.
4. Make More Money
If you want if you do not settle for less, then find ways to make more money. If you want more out of life, then increase your income.
You need to be an advocate for yourself.
Find ways to make more money.
It could be a side hustle, a second job, asking for a raise, going to school to change careers, or picking up extra hours.
Whatever path you take, that’s fine. Just find ways to make more money. Period.
5. No State Taxes
Paying taxes is one option to increase what you take home in each paycheck.
These are the states that don’t pay state income taxes on wages:
Alaska
Florida
Nevada
New Hampshire
South Dakota
Tennessee
Texas
Washington
Wyoming
It is very interesting if you take into account the amount of state taxes paid compared to a state with income taxes.
Also, if you live in one of the higher taxed states, then you may want to reconsider moving to a lower cost of living area. The higher taxes income tax states include California, Hawaii, New Jersey, Oregon, Minnesota, the District of Columbia, New York, Vermont, Iowa, and Wisconsin. These states tax income somewhere between 7.65% – 13.3%.
6. Stick to a Budget
You need to learn how to start a budget. We have tons budgeting resources for you.
While creating a budget is great, you need to learn how to use one.
You do not have to budget down to every last penny.
You need to make sure your expenses are less than your income and you are creating sinking funds for those irregular expenses.
Budget Help:
7. Pay Off Debt Quickly
The amount that you pay interest on debt is absolutely absurd.
Unfortunately, that is how many of these companies make their money is from the interest you pay on debt.
If you are paying 5% to even 20-21% or higher, you need to find ways to lower that debt quickly.
Here’s a debt calculator to help you. Figure out your debt free date.
Make that paying off debt fast is your target and main focus. I can tell you from personal experience, it was not until week paid off our debt that we finally rounded the corner financially. Once our debt was paid off, we could finally be able to save money. Set money aside in separate bank accounts and pay for cash for things.
It took us working hard to pay off debt. We needed persistence and patience while we had setbacks in our debt free journey.
Jobs that Pay $13 an Hour
You can always find jobs that pay $13 per hour. Polish up that smile, fill out the application, and be prepared with your interview skills.
Job Search Hint: Always send a written follow-up thank you note for your interview. That will help you get noticed and remembered.
First, look at the cities that require a minimum wage in their cities. That is the best place to start to find jobs that are going to pay higher than the federal minimum wage rate. Many of the cities are moving towards this model so, target and look for jobs in those areas.
Possible Ideas:
Cashiers
Back of the house restaurant staff
Landscape Laborer
Retail jobs
Paraeducators at schools
Janitors
Farm help
Warehouse workers
Fast Food Restaurants workers
$13 Per Hour Annual Salary
In this post, we detailed 13 an hour is how much a year. Plus all of the variables that can impact your net income. This is something that you can live off.
How much is 13 dollars an hour annually…
$27,040
This is under $30000 per year and you need to make at least $45k a year.
In this post, we highlighted ways to increase your income as well as tips for living off your wage.
Use the sample budget as a starting point with your expenses.
You will have to be savvy and wise with your hard-earned income. But, with a plan, anything is possible!
Learn exactly how much do I make per year…
Know someone else that needs this, too? Then, please share!!
Heading out on vacation can be fun, but what happens when you have pets at home? Whether it’s a beloved cat or the family dog, leaving them behind can leave you with more stress than it’s worth.
Thankfully, there are a number of airlines that’ll allow you to travel with your pets, whether that’s in the cabin or as cargo. Alaska Airlines is one of these — and it’s one of the best options out there for those traveling with pets.
Let’s take a look at the Alaska Airlines pet policy, what it looks like to fly with pet cargo and requirements for bringing your pet in the cabin.
Alaska Airlines pet cargo policy
There are two ways Alaska Airlines allows you to bring your pet as cargo: traveling on the same flight as you or separately — and the requirements are different for each.
Traveling on the same flight
If you’re going to be flying at the same time as your pet, you’ll need to check your pet to travel within the climate-controlled baggage compartment.
Here are the criteria for doing so:
Pet and carrier combined cannot exceed 150 pounds.
The fee is $150 one way.
Accepted animals include cats, dogs, ferrets, guinea pigs, hamsters, household birds, nonpoisonous reptiles, potbellied pigs, rabbits and tropical fish.
You must have a health certificate issued by a veterinarian.
For travel within the state of Alaska or active duty military (and their dependents) the cost to check a pet is $100.
🤓Nerdy Tip
Recent NerdWallet analysis found the average pet fee to be $113 across major U.S. airlines.
In order to book your pet’s travels, you’ll want to either call Alaska Airlines at 800-252-7522 or use its website’s chat feature to secure a reservation.
This can be done after booking your own flight, but it’s better to do so sooner rather than later as the number of pets allowed in the baggage compartment is limited.
There are some restrictions for breeds and younger animals. For example, pets with snub noses, such as bulldogs and Persian cats, are unable to travel in the baggage compartment.
Finally, there are some limitations when it comes to traveling during certain periods of the year.
Those on Alaska flight numbers 2000-2999 or 3300-3499 are unable to check pets in the baggage compartment from Nov. 15 to Jan. 10 each year due to weather.
Shipping separately
If you won’t be traveling on the same flight as your pet, it’s still possible for them to catch their own flight. Alaska Airlines’ Pet Connect service is available on specific flights subject to weather conditions and destination.
Like checking your pet as baggage, you’ll need to meet a series of requirements, including providing access to food and water, a comfortable and sturdy carrier and a health certificate.
For unaccompanied pets, Alaska only allows travel during periods when the temperature is between 45 and 85 degrees. It’s possible to make an exception provided you have a vet letter stating that your pet is acclimated to more extreme weather types.
Pet Connect reservations can be made between 30 days and 24 hours prior to travel, though there are different requirements if some of the travel takes place on another airline.
The same breed restrictions apply for Pet Connect flights as for checking your pet as baggage, so be sure to double-check before booking.
Alaska Airlines in-cabin pet options
If your pet is small enough to fit under an airline seat, they’ll be able to travel in the cabin with you. Alaska Airlines doesn’t specify a weight requirement for pets, though they must be able to stand up and turn around in their carrier under the seat.
The fee is $100 one way.
Acceptable animals include cats, dogs, rabbits and household birds.
You must be 18 or older to travel with a pet in the cabin.
Your pet counts toward your carry-on allotment.
You can travel with a maximum of two pet carriers in the main cabin if you also purchase an adjacent seat.
Dogs and cats must be at least 8 weeks old.
The pet must stay in the carrier at all times.
Up to two pets of the same species can travel in one carrier provided they fit comfortably.
There is a limited number of pets allowed in the cabin on each flight. In first class, up to three pets can be accommodated. In the economy cabin, up to eight pets are allowed per flight.
How flying with pets on Alaska compares to other airlines
It beat out all other competitor airlines to take the top spot for those traveling with pets. This is thanks to a number of factors, including how many animals you’re allowed to bring, the cost of traveling with a pet and the types of animals allowed.
Other things that were considered include whether the airline offers cargo services, if you’re allowed to bring your pet to the lounge and how well they handle pet transport.
Final thoughts on Alaska Airlines pet cargo
Alaska Airlines’ pet policies are some of the best in the business, with great options for those looking to travel with their pets.
This is true whether you’re planning to bring them in the cabin or check them as cargo. Its prices are among the lowest for airline pet travel and the variety of animals it accepts is more generous than most.
However, you’ll want to note that there are still some restrictions involved with the breed of animal that can fly, as well as dates during the year when traveling with pet cargo is unavailable.
Before you book, do your research to ensure that your pet meets all the requirements of traveling on Alaska Airlines.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
