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How to Price a Product

March 31, 2023 by Brett Tams

Pricing a product involves looking at costs, knowing your target audience, researching competitors and choosing a pricing strategy that works with your profit goals.

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The Many Uses for a Pressure Washer

March 31, 2023 by Brett Tams

Find out why you’ll want to add a pressure washer to your tool collection, with best uses and what to skip, too.

Posted in: Moving Guide Tagged: 2016, 2017, 2022, 2023, air, Air Conditioning, All, Amazon, Auto, brick, car, Clean, cleaning, cost, curb appeal, data, deck, decks, driveway, electric, expensive, Financial Wize, FinancialWize, fireplace, floor, flowers, food, fun, furniture, garage, garden, gas, glasses, good, guide, hold, home, hot, house, id, Invest, jobs, low, maintenance, Make, making, man, men, Mistakes, mold, More, Move, Oil, or, Other, outdoor, paint, patio, Pet, plan, plants, porch, pressure, pretty, questions, safe, safety, save, seating, simple, stains, story, time, tools, under, value, vinyl, washing, will, wood, work, worker, workers

Should I Refinance My Home While Interest Rates Are Low?

March 31, 2023 by Brett Tams

If interest rates are low, refinancing your home mortgage loan can seem like an attractive option to get smaller payments or significant savings. If you’re thinking of refinancing your home, it’s important to have a good understanding of the the right timing, the costs and the available types of refinancing options to ensure you make […]

The post Should I Refinance My Home While Interest Rates Are Low? appeared first on The Simple Dollar.

Posted in: Apartment Decorating, Mortgage, Refinance Tagged: 15-year, 2, 2022, 30-year, 30-year mortgage, All, apr, ask, Auto, auto loan, average, balance, before, Benefits, big, Borrow, borrowers, Budget, build, calculator, Cash-Out Refinance, closing, closing costs, Closings, College, Commercial, cons, Conventional Loans, cost, Credit, Credit and Debt, credit card, Credit Card Debt, Credit Report, credit score, data, Debt, down payment, environment, equity, expenses, expensive, FHA, FHA loans, Finance, Financial Goals, Financial Wize, FinancialWize, fixed, Free, funds, future, Giving, goals, good, home, home equity, home loan, home purchase, home renovations, homeowners, house, ice, id, Income, Insurance, insurance premiums, interest, interest rate, interest rates, investment, items, lenders, Life, Live, loan, Loans, Long-term Savings, low, LOWER, Make, making, math, md, modern, money, monthly budget, More, Mortgage, Mortgage Insurance, Mortgage Insurance Premiums, mortgage lender, mortgage loan, mortgage payment, mortgage payments, Mortgage Rates, mortgage refinance, mortgage technology, Move, new, new home, old home, one day, or, Original, Other, paying off credit card debt, payments, percent, plan, Planning, PMI, president, principal, private mortgage insurance, products, project, property, pros, Pros and Cons, Purchase, questions, rate, Rates, reach, Refinance, refinance your mortgage, refinancing, refinancing a mortgage, remodeling, renovations, repayment, return, right, risk, room, save, Save Money, savings, Sell, shopping, simple, smart, stable, tax, Technology, time, timeline, timing, title, tuition, Underwriting, value, versus, will, work

Issuance of Alt-A Mortgages Down Sharply in Third Quarter

March 31, 2023 by Brett Tams

A report released by Standard & Poor’s Ratings Services said the issuance of Alt-A mortgages plummeted in the third quarter, and is projected to fall further in the fourth quarter and early 2008 thanks to ongoing liquidity concerns. The value of Alt-A mortgages issued during the third quarter dropped a whopping 64 percent to $39.3… Read More »Issuance of Alt-A Mortgages Down Sharply in Third Quarter

The post Issuance of Alt-A Mortgages Down Sharply in Third Quarter appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: All, banks, bonds, Credit, Credit risk, Delinquencies, Delinquency rate, Fall, Financial Wize, FinancialWize, home, home prices, Investor, investors, lenders, liquidity, Loans, Make, market, More, Mortgage, mortgage lenders, Mortgage Tips, Mortgages, percent, poor, Prices, rate, ratings, Residential, rise, risk, second, Secondary, secondary market, securities, trend, value, will

Self-Directed IRA LLC: Investment Guide

March 31, 2023 by Brett Tams

If you’re looking for more variety when it comes to investing for retirement, you might consider a self-directed IRA (SIDRA). Self-directed IRAs allow you to invest in the usual suspects—stocks, bonds and mutual funds—but you can also use them to … Continue reading →

The post Self-Directed IRA LLC: Investment Guide appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2023, 429, advisor, All, apple, ask, assets, author, Bank, bank account, Banking, before, Benefits, Blog, bonds, borrowing, brokerage, business, Buy, Buying, categories, Children, choice, Choices, citibank, College, Community College, company, cons, cost, couple, Credit, credit cards, creditors, cryptocurrency, data, decades, decision, Deductible, deposit, discover, diversification, entry, estate, Estate Planning, evergreen_simplefeed_delay, experience, facebook, Family, Fees, fiduciary, Finance, finances, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Free, fund, funds, get started, Giving, goals, good, Google, guide, hold, home, home buying, How To, id, Income, index, Insurance, interview, Invest, invest in real estate, Investing, investment, investments, investors, IRA, IRAs, irs, lake, Land, Lawsuits, leasing, lending, liquidity, LLC, loan, low, Main, Make, making, manage, Media, meta, mobile, money, More, mutual funds, needs, News, north carolina, offer, offers, or, Other, Personal, personal finance, plan, planner, Planning, points, portfolio, property, Property Investments, pros, Pros and Cons, pros and cons of a self-directed ira, protect, protection, Purchase, reach, ready, Real Estate, real estate investment, reddit, retirement, retirement account, retirement funds, retirement goals, Retirement Planning, return, rewards, right, risk, roth, Roth IRA, search, security, self directed ira llc, self-directed IRA, self-directed ira rules, selling, short, simple, single, Small Business, social, South Carolina, stocks, student, Style, tax, tax benefits, tax breaks, tax lien, tax-advantaged, taxable, time, tips, title, tools, traditional, trust, trustee, Twitter, under, value, virginia, will, work

Janet Yellen says bank deregulation may have gone too far

March 31, 2023 by Brett Tams

(Bloomberg) –Treasury Secretary Janet Yellen warned that deregulatory efforts that watered down some post-2008 financial reforms might have gone too far and contributed to the recent banking crisis. “These events remind us of the urgent need to complete unfinished business: to finalize post-crisis reforms, consider whether deregulation may have gone too far and repair the … [Read more…]

Posted in: Refinance, Renting Tagged: 2, Administration, assets, Bank, Banking, Banking Crisis 2023, banks, Biden Administration, Bloomberg, business, california, clear, cost, covid, Credit, Crisis, deposit, Deposits, Donald Trump, Economy, Emergency, existing, fed, Federal Reserve, financial crisis, Financial Wize, FinancialWize, fire, funds, government, hold, house, Inquiries, Invest, investors, Janet Yellen, jobs, Legislation, lending, leverage, liquidity, market, markets, Media, money, More, net worth, new, new york, offer, or, panic, park, place, Politics and policy, president, Prices, quality, Recession, Regulation, Regulation and compliance, Regulatory, repair, risk, sales, sector, Silicon Valley, silicon valley bank, the fed, Treasury, u.s. bank, under, value, war, will, work

6 Ways to Recession-Proof Your Life and Money

March 30, 2023 by Brett Tams

Odds are there’s a recession on the way. Don’t panic. Do this instead.

Posted in: Moving Guide Tagged: 2, 2023, advice, advisor, agent, All, appliances, assets, at home, average, Banking, before, bills, Budget, business, Buy, car, Car Insurance, choice, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit score, creditors, data, Debt, debt free, Debts, driving, Electronics, Emergency, Emergency Fund, expenses, fiduciary, Financial Wize, FinancialWize, financing, Free, fund, future, gold, good, Google, Google reviews, Grow, guide, heating, helpful, history, hold, home, home renovation, home repairs, homeowners, homeowners insurance, house, household, id, Income, Insurance, interest, Invest, Investing, investment, investments, investors, IRA, Life, loan, Loans, Local, low, LOWER, Make, manage, manufacturing, market, measure, Medical, medical bills, modern, money, More, needs, nerdwallet, offer, offers, or, Other, panic, Paying Off Debt, payments, peace, Personal, Personal Loans, plan, plumbing, pretty, price, project, proof, protect, questions, Quotes, ratings, ready, Recession, renovation, repair, retirement, retirement accounts, retirement savings, Revenue, Review, Reviews, right, safe, save, Saving, savings, security, settlement, shopping, short, simple, single, social, social security, stake, stock, stock market, tax, tax-advantaged, time, tools, value, Vanguard, volatility, wealth, white, will, woman, work, workers, wrong

Reader Mailbag: Dreams and Ideas

March 30, 2023 by Brett Tams

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Comparing passive investments 2. Handling mistakes 3. Turning down guardianship 4. Am I being paranoid? 5. Disposable homes 6. How much for retirement? 7. To move […]

The post Reader Mailbag: Dreams and Ideas appeared first on The Simple Dollar.

Posted in: Apartment Decorating Tagged: 2, 4% rule, 401k, advice, airbnb, All, Alternatives, apartment, appliances, ask, Ask The Simple Dollar, at risk, average, average salary, balance, Bank, basic, basics, bedroom, before, big, bills, Blog, Books, brokerages, building, Buy, Buying, buying a new car, buying and selling, Calculators, car, car loan, chance, Children, choice, climate, cost, Cost of Living, country, debate, Debt, debt free, disclosure, downsizing, dream, employer, employer match, Employment, environment, expenses, experience, Family, Fees, fidelity, Finance, Financial Wize, FinancialWize, floor, Free, frugal, Frugality, funds, furniture, future, Giving, goal, goals, good, great, Grow, growth, guardian, Happiness, health, home, home building, homes, house, household, Housing, How To, ideas, identity theft, improvement, Income, index, index funds, Inflation, Invest, Investing, investment, investments, Investor, investors, items, job, jobs, jump, laundry, learned, lease, Life, Lifestyle, list, Live, Living, Living in Retirement, loan, Loans, low, Make, making, market, markets, married, measure, Midwest, Mistakes, model, money, monthly expenses, More, Morningstar, Move, multiply, negotiating, negotiating a raise, new, new home, office, Opinion, or, Oregon, Other, parents, passive, peace, Personal, place, plan, podcast, pretty, property, questions, Raise, Rent, rental, rental market, renting, resale, resale value, Research, retirement, retirement calculators, right, risk, room, salaries, Salary, save, Saving, savings, second, second home, security, Sell, selling, Side, simple, single, social, social security, society, space, spouse, stable, states, statistics, story, student, Student Loans, tax, the balance, theft, time, tools, Transaction, transaction fees, trust, under, united, united states, utilities, vacation, value, Vanguard, wall, Wall Street, Websites, wellness, will, work, working

Highlights of the Fed’s Proposed Mortgage Rules

March 30, 2023 by Brett Tams

Below are the highlights of the new rules put forth by the Fed in their effort to clean up the mortgage industry. First off, the proposal would establish a new category for most subprime loans referred to as “higher-priced mortgages.” These are defined as loans whose APR exceeds the yield on Treasury securities of comparable… Read More »Highlights of the Fed’s Proposed Mortgage Rules

The post Highlights of the Fed’s Proposed Mortgage Rules appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: Advertising, advertising practices, All, apr, assets, borrowers, Broker, brokers, Clean, Credit, Credit Report, creditors, escrow, fed, Fees, Financial Wize, FinancialWize, fixed, great, home, homeowners, homeowners insurance, Income, industry, Insurance, lenders, lending, loan, Loans, making, More, Mortgage, mortgage lenders, mortgage payments, Mortgage Rates, Mortgage Tips, Mortgages, new, offer, one year, opportunity, or, Other, payments, points, poor, property, property taxes, rate, Rates, second, second mortgages, securities, Servicing, shopping, Shopping for a mortgage, taxes, the fed, time, Treasury, value

Fannie and Freddie Shares Plummet Amid Takeover

March 30, 2023 by Brett Tams

As financial stocks enjoyed a broad rally Monday morning, shares of Fannie Mae and Freddie Mac plummeted. Yesterday morning, the Treasury formally announced the takeover of the two ailing mortgage giants, effectively wiping out common shareholders (and preferred) in the process. Under the terms of the takeover, the Treasury has enacted a four-part plan aimed… Read More »Fannie and Freddie Shares Plummet Amid Takeover

The post Fannie and Freddie Shares Plummet Amid Takeover appeared first on The Truth About Mortgage.

Posted in: Mortgage News, Renting Tagged: affordability, agreements, banks, business, cost, Debt, Economy, Fannie Mae, Fannie Mae and Freddie Mac, Federal Home Loan Banks, Federal Housing Finance Agency, FHFA, Finance, Financial Wize, FinancialWize, Freddie Mac, future, future value, government, GSE, GSEs, home, home loan, homeowners, Housing, housing finance, Housing market, interest, interest rates, inventory, lending, loan, LOWER, market, MBS, More, Mortgage, mortgage market, Mortgage News, natural, net worth, new, or, percent, plan, portfolios, preferred stock, Purchase, rate, Rates, returns, risk, securities, shares, stake, stock, stocks, time, title, trading, Treasury, under, value, will
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