The cost of carrying gold in your wallet is about to get more expensive.
As of July 25, 2024, the annual fee on the American Express® Gold Card is increasing to $325, up from $250. Terms apply; see rates and fees. Existing cardholders will see the annual fee increase starting Oct. 1, 2024.
Accompanying the higher annual fee are new dining-based perks; an annual cap on qualifying bonus spending at restaurants; the ability to select a limited-edition card design; and a shake-up of the merchants where the card’s monthly dining credit can be used.
Through Nov. 6, 2024, new cardholders can also grab an enhanced welcome offer.
Here’s what you should know.
What’s new with the American Express® Gold Card?
The American Express® Gold Card hasn’t had an overhaul this significant since 2018, when it increased its annual fee to $250 (from $195) and added more rewards and goodies. Here’s what’s changing this time:
Annual fee: Increase to $325 (up from $250).
Increased welcome bonus: From July 25 to Nov. 6, 2024, new cardholders can earn 60,000 Membership Rewards points, plus 20% back on restaurant spending worldwide (up to $100) after spending $6,000 on eligible purchases on your new card in your first 6 months of card membership
New cap on bonus rewards at restaurants: Cardholders will receive 4x points on dining purchases worldwide (including takeout and delivery) on up to $50,000 in annual spending. Purchases above the cap will earn 1x point. Previously, there was no spending cap in this category.
New $50 semiannual Resy credit: Get $100 in annual statement credits, issued as two $50 semiannual credits, after enrolling and using your card on eligible purchases at U.S. restaurants on the Resy app or on Resy.com.
New $7-per-month Dunkin’ credit: Receive $7 per month in statement credits after enrolling and using your card at Dunkin’ Donuts locations in the U.S.
Updated $10-per-month dining credit: Five Guys is now an eligible restaurant for the $10-per-month ($120 annual) dining credit, adding to the existing list of Grubhub, The Cheesecake Factory, Wine.com and Goldbelly. Milk Bar and Shake Shack have been removed as eligible restaurants for the dining credit.
New card design: New cardholders can select a limited-edition white-gold card design (while supplies last), in addition to the existing gold and rose gold design options.
Terms apply.
What’s staying the same?
New and current cardholders will continue to enjoy the card’s existing credits and benefits, including:
$10 per month in Uber Cash credits (up to $120 annually) toward Uber Eats or Uber rideshares.
4x points at restaurants worldwide (now with the $50,000 annual cap).
4x points at U.S. supermarkets on up to $25,000 in purchases per year.
3x points on flights booked directly with airlines or AmEx Travel.
Terms apply.
What it means for cardholders
The new $325 annual fee represents a 30% increase over the previous fee of $250. (The fee increase in 2018 represented a 28% hike.) Whether these new changes are worth that much will depend on your spending habits and how well you actively manage your card to take advantage of the recurring credits. The new perks follow the coupon-book model American Express is using to offer more perceived value at a higher cost for their premium cards, like the American Express® Gold Card and the The Platinum Card® from American Express. However, adding more benefits for specific merchants makes the card more complex to optimize for some.
That said, the new welcome offer should suit many people well. Maximizing the 20% cash back on restaurant spending (up to $100) would require only $500 eligible dining expenses, and 60,000 points could take you far. NerdWallet values American Express Membership Rewards points at between 1 cent and 2.8 cents each (depending on how you redeem them). Between the points and the dining incentive, you could easily cover the annual fee for the first year before accounting for any additional monthly or semiannual credits.
Thinking of making the Tar Heel State your new home? North Carolina boasts stunning mountain ranges, beautiful beaches, and vibrant cities, making it a top destination for newcomers. Whether you’re browsing homes for sale in Raleigh, considering renting in Charlotte, or exploring houses for rent in Durham, here’s what you need to know before moving to North Carolina.
North Carolina at a glance
North Carolina stands out with its coastal charm and urban energy. From the serene shores of the Outer Banks to the lush greenery of the Great Smoky Mountains, the state has a diverse range of natural beauty and recreational opportunities. Its major cities like Raleigh, Charlotte, and Greensboro enhance its appeal, providing residents with easy access to world-class cultural events, dining, and job markets. North Carolina’s economy is robust, supported by thriving sectors such as biotechnology, finance, and information technology, with major corporations like Bank of America and Red Hat calling the state home.
The cultural landscape of North Carolina is equally rich, featuring historical landmarks like the Biltmore Estate and a diverse arts scene in towns such as Asheville and Chapel Hill. The state is known for its eclectic food culture, including renowned barbecue and distinctive regional specialties like Cheerwine and sweet tea. While the cost of living can be high in some areas, particularly near larger cities, more affordable places to live are available in towns like Jacksonville and Winston-Salem. Whether you’re drawn to its vibrant cities or tranquil countryside, North Carolina provides a multifaceted living experience.
1. North Carolina is divided into three distinct regions
The Coastal Plain, with its flat terrain and fertile soil, features charming beach towns like Wilmington and Morehead City, ideal for a coastal lifestyle. The Piedmont region, home to major cities such as Charlotte and Greensboro, provides urban amenities and suburban comfort. In contrast, the Appalachian Mountains in the west, with cities like Asheville and Boone, provide breathtaking mountain vistas, outdoor activities, and a cooler climate perfect for those who love nature.
2. The weather here is mild
North Carolina’s climate varies, but overall, it enjoys a mild and pleasant atmosphere. Coastal areas, such as Wilmington and Charleston, experience warm, humid summers with temperatures often reaching into the 80s and 90s (°F) and mild winters with temperatures rarely dropping below 40°F. The Piedmont region enjoys a balanced climate with summer temperatures in the 80s and 90s (°F) and cooler winters with temperatures averaging between 30°F and 50°F. In the mountain areas, temperatures drop significantly in winter, with averages often falling below 30°F and snowfall creating opportunities for skiing and snowboarding at resorts like Sugar Mountain and Beech Mountain.
Travel tip: Visit the Outer Banks in late spring or early fall to enjoy milder weather and fewer crowds while exploring the pristine beaches and historic lighthouses.
3. The Research Triangle is a major tech and research hub
The Research Triangle, consisting of Raleigh, Durham, and Chapel Hill, is a national leader in technology and research. This region hosts over 300 companies in tech, biotech, and pharmaceuticals, including global names like Cisco and GlaxoSmithKline. The presence of top universities like Duke and UNC-Chapel Hill fuels innovation and attracts talent from around the world, creating a dynamic and forward-thinking community.
4. North Carolina is known for its BBQ
The state’s barbecue culture is a source of pride and rivalry. Eastern North Carolina barbecue is celebrated for its vinegar-based sauce and whole-hog cooking, exemplified by legendary spots like the Skylight Inn. In contrast, the Western style, popular around Lexington, features a tomato-based sauce with a sweeter profile, with restaurants like Lexington Barbecue serving up hearty, flavorful dishes. Each region offers its own take on this Southern staple, making BBQ a true culinary adventure.
Insider scoop: Follow the North Carolina Barbecue Trail, a culinary road trip that guides you through the best barbecue joints across the state.
5. College basketball is big here
North Carolina’s passion for college basketball is unmatched. The fierce rivalry between the University of North Carolina Tar Heels and Duke Blue Devils generates a buzz that lasts all season. Games between these two teams are high-stakes events, drawing crowds and media attention from across the country. This basketball enthusiasm extends beyond just the college scene, with a deep-rooted culture of support and pride throughout the state.
6. North Carolina has some of the best craft beer in the nation
North Carolina’s craft beer scene is booming, with a multitude of breweries crafting diverse and innovative brews. Asheville, known as “Beer City USA,” has a concentration of breweries like Sierra Nevada and Wicked Weed, each offering unique and locally inspired beers. The state celebrates this thriving culture with events like the North Carolina Brewers and Music Festival, where you can sample a wide range of local brews while enjoying live music.
Insider scoop: Check out the Asheville Ale Trail, a self-guided tour that takes you through the city’s top breweries, featuring exclusive tastings and behind-the-scenes looks at how your favorite beers are made.
7. The cost of living is low here
The cost of living in North Carolina is notably lower than the national average, making it an attractive place to settle. Cities like Greensboro, offer affordable living, with median home sale prices around $295,000, significantly less than the national median of $442,479. In Charlotte, while slightly higher, the average rental rates for a two-bedroom apartment hover around $1,800 per month, which is quite reasonable compared to larger metropolitan areas like NYC or San Francisco. Additionally, towns such as Fayetteville provide even more budget-friendly options, ensuring that North Carolina caters to a variety of financial situations without compromising on quality of life.
If you’re planning to move to North Carolina, it’s important to weigh the pros and cons of living in the Tar Heel State to know what to expect.
8. You’ll need to prepare for hurricanes
North Carolina’s coastal regions are susceptible to hurricanes, with the hurricane season running from June to November. Residents should be prepared with an emergency kit, an evacuation plan, and a thorough understanding of local flood zones. Staying informed through local news and weather services during storm season is crucial to ensure safety and minimize risk during severe weather events.
9. The people are friendly
North Carolinians are renowned for their warmth and hospitality. Living in North Carolina, expect to be greeted with friendly smiles and a helpful attitude as you settle into your new community. Local customs include a strong sense of community and a welcoming spirit, making it easy to make new friendships and feel at home, whether you’re at a neighborhood BBQ or a local festival.
10. North Carolina is home to charming beach towns
North Carolina’s coastline is dotted with idyllic beach towns that offer a perfect mix of relaxation and adventure. The Outer Banks, renowned for its rugged beauty and historic lighthouses, includes attractions like the Roanoke Island Festival Park and the Cape Hatteras National Seashore. Here, you can explore unique maritime history and stunning natural landscapes. Further south, Wrightsville Beach offers wide sandy shores and a vibrant boardwalk perfect for water sports and seaside dining. These towns provide a blend of laid-back coastal living with distinct local charm, making them ideal for both unwinding and exploring.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Orlando, Florida, is a dynamic and exciting city with much to offer its residents. From world-famous theme parks and a thriving job market to a diverse culinary scene and ample outdoor activities, there’s something for everyone. However, it’s important to consider factors like the cost of living, traffic, and the need for a car when deciding if Orlando is the right place for you. Not sure if O town is for you? Read on to find out what to expect if you’re considering a move to the Orlando area in 2024.
You know it from: Sisters, Sharknado 3, The Florida Project
Average 1 bedroom rent: $1,779 | Orlando apartments for rent, Orlando houses for rent
Average home price: $409,000 | Orlando homes for sale
Average cost of full-service moving services: $112/hr for 2 movers
Average cost to rent a moving truck: $19 – $39/day
Top industries: Hospitality and Tourism, Healthcare, Aviation and Aerospace, Information Technology
Move here for: Water sports/recreation, the food scene, the weather
Be sure to bring: A bathing suit and sunglasses
1. Theme parks galore
Orlando is home to some of the most famous theme parks in the world, including Walt Disney World, Universal Studios, and SeaWorld. These parks attract millions of tourists each year, which means residents often have easy access to world-class entertainment and attractions. However, it also means that certain areas can be crowded, especially during peak tourist seasons.
Moving Tip: Locals often take advantage of annual passes and visit during off-peak times to avoid the crowds.
2. Must love thunderstorms, heat, and humidity
Orlando’s climate is characterized by hot, humid summers and mild winters. Summer temperatures often soar into the 90s with high humidity, making air conditioning a necessity. Thunderstorms are frequent in the afternoons during the summer months. On the flip side, winters are pleasantly mild, with temperatures rarely dipping below 50°F. This makes Orlando an ideal place for those who enjoy warm weather year-round.
3. A serious culinary scene
Orlando offers diners an incredible culinary scene, featuring everything from food trucks to fine dining. The city is known for its variety of international cuisines, reflecting its diverse population. Areas like Winter Park and Thornton Park are popular dining destinations, offering everything from trendy cafes to high-end restaurants. The annual Epcot International Food & Wine Festival is a must-visit for food lovers.
4. Growing job market
Orlando’s job market is booming, particularly in the hospitality, healthcare, and technology sectors. Major employers include Walt Disney World, AdventHealth, and Lockheed Martin. The city has also become a hub for tech startups and innovation, with the University of Central Florida fostering a strong talent pool. This growth has led to a competitive job market, with numerous opportunities for career advancement.
5. Cost of living is average but housing can get pricey
The cost of living in Orlando is right around the national average, with housing about 5% higher than the average. Popular neighborhoods like Lake Nona and Baldwin Park can be quite pricey. However, there are more affordable options in areas like College Park and MetroWest. It’s important to budget accordingly and consider commuting options if you choose to live in a more affordable suburb.
6. You probably need a car
Orlando’s public transportation system is not as extensive as in other major cities. The primary mode of public transport is the Lynx bus system, which can be time-consuming and inconvenient for daily commutes. The SunRail commuter train offers limited service but is expanding. Most residents find that owning a car is essential for getting around efficiently.
7. Water sports are a big deal
Orlando offers plenty of opportunities for outdoor activities and sports. Lake Eola Park in downtown Orlando is a popular spot for walking, jogging, and paddle boating. The city’s numerous lakes and parks provide ample space for kayaking, fishing, and picnicking. For those who enjoy golf, Orlando boasts several world-class golf courses.
8. One of the largest universities in the nation is in Orlando
Orlando has a robust education system, with numerous public and private schools rated highly by parents and educational authorities. The University of Central Florida is one of the largest universities in the country and offers a wide range of programs. Valencia College is another well-regarded institution, providing affordable education and transfer pathways to universities.
9. Summer gridlock is a thing
Traffic congestion is a common complaint among Orlando residents, especially during rush hours and tourist seasons. The I-4 corridor is notorious for its traffic jams, and navigating around theme park areas can be frustrating. However, the city is continually working on infrastructure improvements to alleviate some of these issues.
10. Your pets will love it here
Orlando is very pet-friendly, with numerous parks, trails, and even restaurants that welcome pets. Areas like Lake Baldwin Park offer off-leash dog parks where pets can roam freely. Many apartment complexes and rental homes are also accommodating to pet owners, making it easy to find a suitable place for you and your furry friend.
11. The arts and culture scene is top-notch
The arts and culture scene in Orlando is thriving, with numerous theaters, galleries, and music venues. The Dr. Phillips Center for the Performing Arts hosts a variety of performances, from Broadway shows to concerts. The Orlando Museum of Art and the CityArts Factory are great places to explore local and international art. Festivals and events, such as the Orlando Fringe Festival, add to the city’s cultural richness.
Moving Tip: The Orlando Science Center, Gatorland, and the Crayola Experience offer fun and educational experiences for children.
12. So many (nearby) beaches, so little time
Orlando is centrally located, making it easy to access both the Atlantic and Gulf coasts. Popular beach destinations like Cocoa Beach and Clearwater Beach are about an hour’s drive away. This proximity allows residents to enjoy beach outings without the need for long travel times.
13. Quality healthcare is easy to access
Orlando is home to some top-notch healthcare facilities, including AdventHealth Orlando and Orlando Health. These institutions offer a wide range of medical services and are known for their quality care. The presence of these healthcare giants ensures that residents have access to excellent medical attention when needed.
14. Sports enthusiasts rejoice
Orlando is a great city for sports fans, with professional teams like Orlando Magic (NBA) and Orlando City SC (MLS). The city also hosts various sporting events, including the annual Citrus Bowl and PGA Tour events. Kia Center and Inter&Co Stadium are popular venues for catching live sports action.
Methodology: Average rent prices sourced from Rent.com July 2024. Home prices sourced from Redfin July 2024. Average moving costs sourced from MoveBuddha. Employment data sourced from The Orlando Real.
Considering a move to Maryland? From the serene beaches of the Eastern Shore to the charming cities like Baltimore and Annapolis, living in Maryland will surround you with beautiful landscapes and urban life. Whether you’re exploring homes for sale in Baltimore, contemplating renting in Annapolis, or searching for houses for rent in Rockville, here’s what you need to know before moving to Maryland.
Maryland at a glance
Maryland’s landscapes range from the scenic shores of the Chesapeake Bay to the rolling hills of the Piedmont Plateau, providing residents with diverse terrain and abundant outdoor activities. The state’s largest cities, Baltimore and Annapolis, are known for their historic charm and numerous entertainment options. Major sectors driving Maryland’s economy include biotechnology, cybersecurity, and healthcare, with significant institutions like Johns Hopkins University and the National Security Agency (NSA) headquartered here.
Culturally, Maryland is rich with world-class museums such as the Walters Art Museum in Baltimore and the United States Naval Academy Museum in Annapolis. Notable events include the Maryland Renaissance Festival, Preakness Stakes, and the Annapolis Boat Shows. The state’s culinary scene is equally diverse, featuring regional specialties like Maryland blue crabs, crab cakes, and Smith Island cake. For those seeking affordable places to live, cities like Bel Air South and Waldorf offer lower living costs while maintaining a high quality of life. These cities provide a life full of cultural richness, economic opportunities, and access to outdoor activities, making Maryland a good place to live.
1. Famous for its Chesapeake Bay
The Chesapeake Bay is the heart of Maryland’s maritime identity, stretching over 200 miles and providing various activities from boating and fishing to crabbing. The bay is crucial for the state’s economy and culture, known for its delicious blue crabs, oysters, and other seafood. Cities like Annapolis, the state capital, are renowned for their waterfront charm and sailing heritage. Visitors can explore the Bay through scenic cruises or visit the Chesapeake Bay Maritime Museum in St. Michaels to learn about its history and ecology.
2. The geography is very diverse here
Maryland’s geography encompasses a range of landscapes, from the Atlantic coastline to the rugged Appalachian Mountains. The state features the flat, sandy shores of the Eastern Shore, the rolling hills of the Piedmont region, and the mountainous terrain of Western Maryland. Highlights include the scenic drives through the Catoctin Mountains, the beaches of Ocean City, and the picturesque Harpers Ferry, where the Potomac and Shenandoah rivers meet. This diverse terrain allows for a variety of outdoor activities, from hiking and skiing to beachcombing and bird-watching.
If you’re planning to move to Maryland, you’ll want to consider the pros and cons of living in the Old Line state to give you some insight on what to expect,
3. Maryland has a strong crab culture
Crab culture is a defining feature of Maryland’s culinary scene, with blue crabs being the star of the show. The state’s crab feasts, where crabs are steamed with Old Bay seasoning, are a beloved tradition. Events like the Maryland Seafood Festival and the annual crab picking competitions celebrate this local staple.
Insider scoop: try the crab cakes at the Phillips Seafood Restaurant in Baltimore, a local favorite that perfectly showcases the bay’s renowned blue crabs.
4. Maryland has great access to major cities
Maryland’s location provides convenient access to several major cities, including Washington, D.C., Philadelphia, and New York City, with average commute times of around 30 minutes to an hour to Washington, D.C., and about 1.5 to 2 hours to Philadelphia. This proximity allows residents to easily commute or enjoy day trips to these urban centers, benefiting from cultural attractions, employment opportunities, and diverse dining options. Baltimore, with its rich history and vibrant Inner Harbor, is also a significant city within the state, offering its own unique amenities and experiences. The state’s well-connected highways and public transportation options, like the MARC train, make commuting relatively straightforward, though traffic congestion can be a challenge during peak hours. More on that below.
5. Traffic and commuting around Baltimore is time consuming
Traffic congestion is a notable issue when living in Maryland, especially in the Baltimore metropolitan area, where rush hour can significantly impact travel times. The city’s roadways, including major routes like I-95 and I-695, are often congested, making commuting a time-consuming process. For those working in Baltimore, it’s common to encounter delays during peak hours, so planning for extra travel time is essential.
Travel tip: Utilizing public transportation options like the Light RailLink or MARC train can help mitigate some of the stress associated with driving.
6. Marylanders are passionate about their sport teams
Sports play a central role in Maryland’s culture, with local residents exhibiting strong loyalty to their teams. The Baltimore Ravens (NFL) and Baltimore Orioles (MLB) are major sources of community pride, with fans packing the stadiums for games. College sports are also significant, with the University of Maryland Terrapins enjoying a dedicated following, particularly for basketball. Events like the Preakness Stakes, part of the Triple Crown horse racing series, further highlight the state’s sports enthusiasm.
7. The maritime heritage runs deep
Maryland’s maritime heritage is integral to its identity, with a long history of shipbuilding, sailing, and naval activities. The state’s coastline and rivers have played a crucial role in its development, reflected in historical sites like the U.S. Naval Academy in Annapolis and the many preserved lighthouses along the shore. Festivals such as the Annapolis Sailboat Show celebrate the state’s seafaring traditions, while the Chesapeake Bay Maritime Museum offers insights into the region’s nautical history and culture.
8. The wine and craft beer scene is growing
Maryland’s wine and craft beer industries are expanding rapidly. Wineries like Linganore Winecellars and Boordy Vineyards produce a variety of wines, from robust reds to crisp whites, and often host events such as wine tastings and festivals. The craft beer scene is equally exciting, with breweries like Union Craft Brewing offering innovative brews and taproom experiences. The growing popularity of these local beverages reflects a broader trend towards locally-sourced products, making Maryland a good place to live.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Ana is a Marketing Specialist who loves to write about home improvement and local insights. Living in the Greater Seattle area, she enjoys traveling and spending time outdoors.
Charlotte, North Carolina offers a unique blend of Southern charm, college town energy, and big city sophistication. Known for its thriving job market, mild weather, and growing food scene, Charlotte is an attractive destination for both renters and buyers. Not sure if the Queen City is for you? Read on to find out what to expect if you’re considering a move to the Charlotte area in 2024.
You know it from: Days of Thunder, The Color Purple, The Eyes of Tammy Faye
Average 1 bedroom rent: $1,527 | Charlotte apartments for rent, Charlotte houses for rent
Average home price: $445,000 | Charlotte homes for sale
Average cost of full-service moving services: $112/hr for 2 movers
Average cost to rent a moving truck: $19 – $39/day
Top industries: Manufacturing, Finance, Tech
Move here for: The job market, big city amenities with a small town feel, outdoor recreation
Be sure to bring: Baseball hat and boat shoes
1. Southern hospitality is a real thing in Charlotte
Charlotte residents are famously friendly and welcoming. Whether you’re at a local brewery, a neighborhood festival, or just walking down Tryon Street, expect to be greeted with smiles and warm conversation. This sense of community extends to neighborhood gatherings and public events, making it easy for newcomers to feel at home quickly. The genuine friendliness of Charlotteans is often cited as one of the city’s most appealing qualities.
2. Mild winters and hot, humid summers
Charlotte enjoys four distinct seasons, with mild winters that rarely see snow and long, hot summers. Spring and fall are particularly pleasant, offering comfortable temperatures perfect for outdoor activities. However, the summer heat can be intense, with temperatures frequently soaring into the 90s and high humidity levels.
Moving Tip: Beat the summer heat by embracing the local custom of escaping to the mountains or nearby lakes. Check out Salem Lake near Winston-Salem or the quaint town of Sylva. If you’re feeling fancy, Highlands and Cashiers are also popular.
3. Rapidly growing job market
Charlotte is a major financial and banking hub, home to Bank of America and the east coast operations of Wells Fargo. The city’s economy is diverse, with opportunities in finance, tech, healthcare, and energy sectors. This growth has spurred a high demand for skilled professionals, making Charlotte an attractive destination for job seekers. The low unemployment rate and competitive salaries add to the city’s appeal for career-driven individuals.
4. Diverse neighborhoods with unique charm
From the historic charm of Dilworth to the urban vibe of Uptown, Charlotte’s neighborhoods offer something for everyone. NoDa (North Davidson) is known for its artsy feel and vibrant nightlife, while South End boasts trendy eateries and the popular Rail Trail. Each neighborhood has its own distinct personality, making it easy to find a community that fits your lifestyle. Exploring these areas is a great way to discover what makes Charlotte special.
5. The craft beer scene is booming
Charlotte has a thriving craft beer scene, with over 30 breweries scattered throughout the city. Popular spots like Olde Mecklenburg Brewery, NoDa Brewing Company, and Sycamore Brewing attract locals and visitors alike. Beer enthusiasts will enjoy the variety of local brews and the lively social scene at these breweries. Many offer tours, events, and food trucks, creating a perfect atmosphere for casual outings.
6. Excellent outdoor recreation opportunities
With the U.S. National Whitewater Center, Lake Norman, and numerous parks, Charlotte offers plenty of outdoor activities. The Whitewater Center provides everything from whitewater rafting to rock climbing and mountain biking. Freedom Park and Romare Bearden Park are ideal for picnics, sports, and community events. These green spaces are perfect for those who enjoy an active lifestyle and connecting with nature.
Moving Tip: One of the perks of living in Charlotte is its convenient location. The Blue Ridge Mountains are just a few hours to the west, perfect for weekend getaways and outdoor adventures. To the east, the Carolina coast offers beautiful beaches and seaside towns. This accessibility makes it easy to enjoy diverse landscapes without long travel times.
7. Traffic can be challenging
The city’s rapid growth has led to significant traffic congestion, especially during rush hours. Main arteries like I-77 and I-85 can become bottlenecks, making commutes longer than expected. Charlotteans often strategize their travel times to avoid peak congestion. While public transportation is available, it’s not as extensive as in larger cities, so having a car is often necessary.
8. From collard greens to fine cuisine
Charlotte’s culinary scene is diverse and delicious, offering everything from Southern comfort food to international cuisine. Popular dining spots include Kindred in Davidson, Optimist Hall, and Haberdish in NoDa. The city’s food truck culture is also thriving, with weekly events like Food Truck Friday showcasing a variety of options. Foodies will appreciate the constantly evolving restaurant landscape and the emphasis on local ingredients.
Moving Tip: If you’re new to the region, we urge you to try Cheerwine, the polarizing soda that is either beloved or bemoaned by NC denizens.
9. Cost of living is relatively affordable
Compared to other major cities, Charlotte’s cost of living is quite reasonable. Housing costs, while rising, are still 10% below the national average. Utilities, groceries, and healthcare also tend to be less expensive. This affordability makes it possible to enjoy a higher quality of life without breaking the bank.
10. Strong education options
Charlotte offers a range of educational opportunities, from highly-rated public schools to prestigious private institutions. The city is also home to several colleges and universities, including UNC Charlotte and Davidson College. These institutions provide quality education and contribute to the city’s vibrant intellectual community.
11. The arts are a big part Charlotte’s culture
The arts are alive in Charlotte, with numerous galleries, theaters, and museums. The Mint Museum, Bechtler Museum of Modern Art, and Blumenthal Performing Arts Center are just a few highlights. The city also hosts events like the Charlotte Film Festival and Charlotte Symphony performances. Culture enthusiasts will find plenty to explore and enjoy in Charlotte’s dynamic arts scene.
12. Sports fans will feel right at home
Charlotte is a sports town, home to the NFL’s Carolina Panthers, the NBA’s Charlotte Hornets, and the NASCAR Hall of Fame. Bank of America Stadium and Spectrum Center host exciting games and events throughout the year. Whether you’re a football, basketball, or motorsports fan, Charlotte offers plenty of opportunities to cheer on your favorite teams.
13. Vibrant nightlife and entertainment
From lively bars and clubs in Uptown to cozy music venues in NoDa, Charlotte’s nightlife has something for everyone. The Music Factory and Epicentre are popular destinations for concerts and entertainment. The city’s vibrant social scene ensures there’s always something happening, making it easy to find fun and excitement after the sun goes down.
14. A green city with plenty of parks
Charlotte boasts an abundance of green spaces and parks, perfect for outdoor enthusiasts. Freedom Park, Romare Bearden Park, and the U.S. National Whitewater Center offer a variety of recreational activities. These spaces provide a welcome respite from urban life and are popular spots for picnics, sports, and relaxation. The city’s commitment to green spaces makes it easy to enjoy nature without leaving the city.
Methodology: Average rent prices sourced from Rent.com July 2024. Home prices sourced from Redfin July 2024. Average moving costs sourced from MoveBuddha. Employment data sourced from Charlotte Alliance.
Welcome to the vibrant city of Oakland, where the rich cultural diversity and stunning natural beauty come together to create a truly unique urban experience. From the bustling waterfront to the serene redwood forests, Oakland offers a little something for everyone. So whether you’re looking for an apartment in downtown Oakland or an apartment in Rockridge, you’ve come to the right place. In this ApartmentGuide article, we’ll cut to the chase, breaking down the pros and cons of living in Oakland. Let’s get started and see what awaits in this diverse city.
Fast facts about living in Oakland
Population: Approximately 430,000 residents
Average rent: $2,355 per month for a one-bedroom apartment
Median home sale price: $895,000
Public transit: Bay Area Rapid Transit (BART), AC Transit buses, and ferries
Public parks: Over 130 parks and green spaces for recreation and relaxation
Annual tourists: Approximately 3.5 million visitors each year
Restaurants: Over 1,000, offering a variety of cuisines from around the world
1. Pro: Rich cultural scene
Oakland offers a vibrant cultural scene, with numerous museums, galleries, and theaters. The city is home to the Oakland Museum of California, which showcases the state’s art, history, and natural sciences. Additionally, the Fox Theater and the Paramount Theatre host a variety of concerts, performances, and events throughout the year. The city’s diverse population contributes to a rich tapestry of cultural festivals and events, such as Art + Soul Oakland and the Eat Real Festival, offering residents ample opportunities for artistic and cultural engagement.
2. Con: High cost of living
Housing costs in Oakland are relatively high, with the median sale price for a home in Oakland around $895,000 and the average rent for a one-bedroom apartment in Oakland about $2,355 per month. These housing costs are 87% higher than the national average, making it challenging for many people to afford living in the city.
The high cost of living extends beyond just housing. Overall, the cost of living in Oakland is about 40% higher than the national average. Utilities are 40% more expensive, groceries are 17% higher, transportation costs are 33% above average, and healthcare costs are 21% more. These increased expenses in multiple areas can significantly impact residents’ budgets, requiring careful financial planning to manage effectively.
3. Pro: Strong job market and innovation hub
Oakland has a robust and diverse job market, particularly in the technology, healthcare, and education sectors. The city’s proximity to Silicon Valley and San Francisco provides additional job opportunities, and its more affordable commercial real estate has attracted a growing number of tech companies and startups. This environment fosters a spirit of innovation and entrepreneurship, providing numerous opportunities for networking and career advancement in the tech industry.
Major employers in the area include Kaiser Permanente, Clorox, and the Port of Oakland. The presence of these companies, along with a thriving startup scene, contributes to the city’s economic stability and offers a wide range of career opportunities.
Top employers in Oakland
Blue Shield of California
Sutter Health
Pixar Animation Studios
Southwest Airlines
Alameda Health System
4. Pro: Outdoor recreational activities
Oakland offers a wide range of outdoor recreational activities, thanks to its extensive park system and proximity to natural attractions like the East Bay Hills and the San Francisco Bay. Residents can enjoy hiking, biking, kayaking, and picnicking in the numerous parks and natural areas. The city’s mild climate allows for year-round enjoyment of these activities.
Popular outdoor spots in Oakland
Lake Merritt
Joaquin Miller Park
Redwood Regional Park
Temescal Regional Recreation Area
Middle Harbor Shoreline Park
5. Con: Traffic and parking
Oakland, like many urban areas, experiences traffic congestion and limited parking options. The city’s layout and infrastructure can make driving challenging, and finding parking can be difficult and expensive, especially in popular neighborhoods and downtown. Public transportation, biking, and walking are popular alternatives, but residents who rely on cars may find the traffic and parking situation frustrating. Investing in a parking spot or using car-sharing services can help mitigate some of these challenges.
6. Pro: Culinary diversity
Oakland features a diverse culinary scene, with a wide range of restaurants offering cuisines from around the world. From high-end dining establishments and historic seafood restaurants to food trucks and ethnic eateries in neighborhoods like Chinatown and Fruitvale, the city has something to satisfy every palate. Food festivals, such as Eat Real Festival and Oakland Restaurant Week, showcase the city’s culinary creativity and provide opportunities for residents to explore new flavors.
Popular restaurants in Oakland
Commis
Brown Sugar Kitchen
Homeroom
Sobo Ramen
Drake’s Dealership
7. Con: Earthquake risk
Oakland is located near several major fault lines, making it prone to earthquakes. While the city has implemented stringent building codes and preparedness measures to mitigate the impact of seismic activity, the risk of earthquakes remains a significant concern for residents. Homeowners and renters are encouraged to have earthquake insurance and to be prepared with emergency kits and plans. This natural disaster risk is an important factor to consider when deciding to live in Oakland.
8. Pro: Public transportation
Oakland has a well-developed public transportation system, making it easy for residents to get around without a car. Bay Area Rapid Transit (BART) connects Oakland to San Francisco, Berkeley, and other parts of the Bay Area. AC Transit provides extensive bus services, and ferries offer a scenic commute across the bay. Ride-sharing services like Uber and Lyft are also widely available. Oakland has a transit score of 57, a walk score of 75, and a bike score of 65, reflecting the city’s good infrastructure for public transit, walking, and biking.
9. Pro: Strong sense of community
Oakland is known for its strong sense of community and civic engagement. Residents are often involved in neighborhood associations, community events, and local initiatives that promote a sense of belonging and collaboration. The city’s diverse neighborhoods, such as Rockridge, Montclair, and Fruitvale, each have their own unique character and charm, fostering tight-knit communities where residents support one another. This strong community spirit enhances the quality of life and makes Oakland a welcoming place to live.
10. Pro: Vibrant arts scene
Oakland features a vibrant arts scene, with numerous galleries, studios, and performance spaces. The city is home to the Oakland Art Murmur, a monthly event that showcases local artists and galleries, and the First Fridays street festival, which features live music, food vendors, and art installations. Additionally, Oakland’s cultural diversity is reflected in its many community arts programs and events, offering residents ample opportunities to engage with the arts and express their creativity.
“Until he got all rich and fancy so that he no longer understands the common person’s plight.
Stash probably doesn’t even practice any of these money-saving things he preaches any more!”
When I read things like this, I can’t help but laugh. Because on the one hand, when you put a bunch of personal life details online like this, being misunderstood is just part of the package. But on the other hand, if the critics could peek in and see our real lives – not just mine but those of all the Mustachians – they would have to give up their conspiracy theories and accept the fact that this stuff just works.
Because really, not much has changed when it comes to the basics. Like many MMM readers over the past twelve years, my total wealth level has increased pretty regularly. But also like many of us, I haven’t felt the need to change very much about my spending because I was doing my best to live an enjoyable life in the first place.
How have so many people found such great success? I think we Mustachians have something that’s a bit more rare and special than standard financial advice, which is what makes it work so well:
Standard Advice: Slash your spending and make sacrifices until you reach a certain savings percentage, and beyond that it doesn’t matter, it’s all personal choice. More income? Great, that means you don’t have to sacrifice as much! FatFIRE for everyone!
Mustachianism: Cultivate a love of efficiency, creativity, self awareness, and self improvement. Use this knowledge to improve your life in all ways, including those which help you live better even as your monthly expense rate drops over time.
So what does this mean in practice?
Well, I’ll give you some examples from my own present-day life. Things I do because I happen to enjoy them, which also happen to save a lot of money. Some of these are normal, some are silly and may end up in some future gossip magazine hit piece, but all of them happen to work for me, so the critics can be damned.
As I list each item, I’ll include an estimate of how much the activity saves me per decade, because you should always think at least in terms of decades.
To make that calculation yourself, just use the “rule of 172” – take a monthly expense and multiply it by 172 to estimate how much it would compound into over ten years, if invested.
1) Fixing my own House (and everybody else’s too)
Construction projects from recent years, at home and around the state.
I’m a big believer in self-sufficiency, and working to build up the skills to manage the most important parts of your own life without depending on too many things (or people) that are outside of your control. In other words, one giant recipe for a happy life is simply to Become a Producer of the Things You Most Enjoy Consuming.
And in my case, I happen to love houses. I like living in beautiful, functional spaces and sharing them with friends. But most houses are ugly and poorly designed when you buy them, so I realized that I also love solving problems and redesigning old buildings to become new again. I enjoy this process so much that I spend most of my free time doing it – on both my own properties and the homes of friends.
And I love teaching other people to gain power over their own houses too. It’s amazing how great people feel as they lose their fear and dependence on outside contractors, and gain the ability to fix and maintain things with their own two hands.
Savings: An average of $20,000 per year = $287,000 per decade
2) Craigslist and Community
Members of our coworking space, swapping valuable free stuff every day.
You know what’s great? Having so much money that you can buy whatever you want – high quality things which get delivered to your front door the very next day.
You know what’s even better? Not buying some of those new things, and instead finding ways to share, repurpose and buy equally high quality items from other people who don’t need them any more. All while building up your own community and creating new friendships in the process.
Craigslist, Facebook Marketplace, and even NextDoor all have Buy Nothing groups for most areas. In the MMM-HQ community, we run a Discord server with about 200 local people, who chat around the clock on a wide range of subjects. They help each other with major projects in one channel called #diyhowto, and give away and sell things on #forsale and #buynothing.
Although our private Discord group is my favorite, I also use Craigslist regularly, and probably save (and earn) a few thousand every year thanks to the habit:
Savings: About $42,000 per decade
3) Bikes over Cars
Sure glad I’m not stuck in a Jeep on these off-road trails!
We all know that Mr. Money Mustache’s biggest contribution to personal finance is to insist that bike transportation is the best way to get around. And I still feel this way. As we learned in The True Cost of Commuting, cars cost at least 50 cents per mile to operate, while bikes are much cheaper, mainly due to reduced depreciation and maintenance costs (which are even bigger than the gas savings).
I do still use bikes (or walking) for at least 95% of my local trips these days, but because I live in the center of a small city, my life is pretty local. So this still only adds up to about 2000 miles per year, a savings of “only” $14,000 per decade.
But when you choose active transportation, there’s much more to the picture than just cutting your car expenses. You’re changing everything about your physical and mental health picture for the better, which brings us to the next point of…
4) Muscle over Motor
Digging out the crappy old window wells to build a bigger terraced garden.
Although I’m no competitive athlete, whenever I see an option to make my body work a bit harder, I usually take it. Stairs instead of elevators, running the golf course instead of using a golf cart, moving my own furniture and appliances instead of calling a mover, shoveling snow and raking leaves instead of using a machine.
When I face a decision like this, I simply ask myself the question:
“Well, Mustache. Do you want MORE health and fitness, or LESS?”
Putting it in that context makes the answer obvious. Every bit helps, because when it comes to your body, the rule is pretty much use it or lose it.
But how much money does this save? There’s no real way to calculate it exactly, but I like to think of it this way: The US average health care spending is about $13,000 per person per year. My lifetime costs due to illness or medication so far have been just about zero, plus I know I’ve had more energy and greater productivity due to being healthy. Let’s just put it very conservatively and set the estimated savings and benefits at $10k per year which means
Estimated Savings: $140,000 per decade.
5) Saving Energy by Running my home like a Glamping Retreat
Outdoor cooking, showering, laundry and even a homemade gym? Why not?!
Here’s where things get a bit silly, but my level of joy is actually at its greatest.
My personality type is probably a weird combination of an engineer, a carpenter, an artsy hippie, and a mad scientist. Oh, and a devoted homebody too. Because of this, my favorite activity most days is to just run around my house taking care of things and trying new little experiments and improvements.
Sometimes I’ll cut a few big holes on on the South side of the house and install sliding doors and big windows to allow nice sunbeams and passive solar energy to get into my house and give me free heat in the winters. Other times it’s just smaller things to save energy and live more at at one with the seasons of my area:
optimizing the use of air conditioning by running fans at night and building heat tolerance during the days (we set the A/C to only kick on at about 80F)
Enjoying most of my showers outside, with free hot water from the 100 foot garden hose that happens to be coiled in a sunny spot
Cooling myself and get free energy boosts by jumping in the “cold plunge”, which is simply an unheated hot tub I have set up in my back yard
Doing most of my cooking and dining outdoors with an induction cooktop, gas grill, espresso machine, and mini convection toaster oven deal that I keep set up outside during the warmer months of the year
Drying 99% of my loads of laundry out on the line instead of using the clothes dryer
I even charge my car with a little off-grid array of solar panels set up in the driveway (from Craisglist, of course!), which gives me free electricity for driving without going through the permit-hell hassle of a full grid-tied system in my city’s currently solar unfriendly environment.
Even taken all together, these things are pretty small – the average combined gas and electric bill for my area is about $250 per month, while my usage adds up to about $75. So while we’re only saving about $30,000 per decade for what sounds like a lot of work to most people, I consider this to be the biggest win because I enjoy living in “MMM’s Energy Efficiency Playground” so much.
6) Local Living over Constant Travel
This little lake right behind my house is a great daily “vacation” which allows me to savor home life more and travel a bit less.
“Hey, we’re having a big back yard pool party next weekend to celebrate Amy’s graduation from kindergarten, can you make it?”
“OH NOOOO!!! We will be off in at Disneyland that whole week! We planned the trip months ago, I wish we could make it!
As I type this in the height of the summer season, I really feel this effect at its fullest: almost all of my friends are off on trips, and my guest suite here at home is almost constantly full. People are traveling a lot, and many of them sound like they wish they could spend a few more of their precious summer weeks and weekends at home.
I’ll let you in on a little secret: you can! The trick is saying, “no thanks” more often to plans that involve you being away, and “yes please” to things that let you stay at home. The benefits are numerous:
You nurture your local friendships more and meet new people who live nearby
You spend way less money on plane tickets, hotels, restaurants gasoline, and car repairs
Your levels of health and fitness can go way up because you aren’t missing workouts and spending hours sitting in plane and car and bus seats. And you can better control your meals – more salads with grilled salmon, less McDonald’s and Pizza Hut
You sleep better
And you have more time to take care of projects around your house where you learn more skills which compound for life
Estimated Savings: Even if you replace just two weeks of travel for a family of four, with equivalent time at home you might save $5,000 per year in direct costs and a further $5,000 per year in incidental benefits like the health and local friendships. This would work out to a shocking $143,000 per decade of wealth increase!
Of course, travel is generally a good thing for broadening the life experience of you and your kids. It’s worth spending on, lavishly at times. But the key is to balance it out and be discerning, keeping the most enriching trips and pruning a few off the bottom of the list. And remembering that home time is valuable and healthy too.
And Whoa! We’ve already built up a huge list and I feel like I was just getting started.
Cutting a friend’s hair at a group event: entertainment, education and free haircut in one!
Taken all together, we’ve already detailed things that compound to $656,000 every decade, which already more than double the median wealth that most American seniors have as they cruise nervously into their retirement years – after over 40 years of work!
And now that I’ve been writing this blog for over ten years myself, I can safely say that over $656,000 of even my most recent worth increases are directly attributable to these simple habits. The same ones many of us have been enjoying and preaching about all along, both before and after our retirement dates.
If money is in genuinely short supply, you could go a lot further than the examples in this article. And indeed, there’s a lot more laid out in this blog or the MMM Boot Camp email series.
But one of the points of Mustachianism is that you usually don’t have to try all that hard. Just tweaking your lifestyle to be slightly less ridiculous and more efficient than average is usually all it takes.
—
In the comments: what are your quirks and frugal indulgences? The things you do now to save money, or things you still do even after it’s no longer about the money? I often wonder how widespread this frugality-just-for-fun is. But since we Humans are a naturally curious and problem solving species in our natural state, I suspect there are many more of us out there.
While he may not have secured a spot on Team USA for the Paris Olympics, Boston Celtics shooting guard Jaylen Brown is fresh off a legacy-defining season.
The eight-year NBA veteran made his third All-Star team, won Eastern Conference finals MVP and Finals MVP, and helped the Boston Celtics win their first NBA championship since 2008.
And while he’s winning big on the court, he’s hoping to bank a personal win too. He just listed an industrial-style penthouse with a historic vibe he owns on Melcher St. in Boston’s Fort Point neighborhood for $4,750,000.
One of the highest-paid small forwards in the NBA, Jaylen lives in a sprawling 7-bedroom mansion in Wellesley, bought back in 2020 for $7.8 million. So he likely hasn’t lived in the Fort Point condo for quite a while.
Nevertheless, the Melcher Street penthouse reflects the sartorial icon’s style and features open-concept, industrial-yet-warm interiors that perfectly complement the building’s historic appeal. Let’s take a closer look, shall we?
Set in a Fort Point building on Melcher St.
Photo credit: Surette Media Group / Douglas Elliman
The stylish 2,964-square-foot penthouse sits atop a 1916-built brick building at 49 Melcher St. in Fort Point, the former industrial district along Fort Point Channel filled with historic lofts, art studios, and galleries.
The building is also home to a popular local steakhouse called Mooo…. Seaport.
It has 3 bedrooms and 2.5 bathrooms
Photo credit: Surette Media Group / Douglas Elliman
The unit consists of 3 bedrooms, 2 full bathrooms, and 1 half-bath, and a spiral staircase that leads to a generously sized rooftop deck.
It has a luxurious primary suite with a walk-in closet, and an en-suite bathroom with a double vanity and walk-in shower.
The MVP of townhouses
Photo credit: Surette Media Group / Douglas Elliman
“It’s the MVP of town houses. It really is,” real estate agent George Sarkis — who shares the listing with Manny Sarkis of The Sarkis Team at Douglas Elliman — says of the $4.75 million Fort Point penthouse.
“The open concept, the feel of it, the brick and beam,” Sarkis told Boston.com. “To see this at about a 3,000-square-foot scale is very hard to come by. Having one of Boston’s steakhouses in the building is a big bonus.”
The unit retains many of the building’s original features
Photo credit: Surette Media Group / Douglas Elliman
Much like the other historic homes and converted buildings around Fort Point, the building retains its most coveted original features.
Brown’s penthouse has exposed brick walls, oversized factory windows that flood the open floorplan with natural light, and a 12-plus-foot ceiling with the original wood beams.
Open-concept penthouse living
Photo credit: Surette Media Group / Douglas Elliman
The historic elements are beautifully complemented by modern additions throughout the open-concept floor plan, particularly in the kitchen, which has been equipped with top-of-the-line appliances and an eat-in island.
The large living area — comprised of living, dining, and kitchen — can easily be configured differently, should the future owner choose to do so.
The penthouse has a generously sized rooftop deck
Photo credit: Surette Media Group / Douglas Elliman
Heading up a spiral staircase, future residents and their guests can enjoy a private 400+ square-foot roof deck to take in the bustling city life below.
See also: Michael Jordan’s house is still on the market, 12 years after it was first listed for sale
Nowadays, Jaylen Brown lives in the suburbs
Photo credit: Surette Media Group / Douglas Elliman
As for where Jaylen Brown is heading next, we’re guessing he already made his choice years before listing his penthouse in the city.
Brown has been famously living in the posh Boston suburb of Wellesley, Massachusetts, known as one of the most expensive towns in the country.
Where he owns a 7-bedroom mansion bought in 2022
Photo credit: Surette Media Group / Douglas Elliman
Back in 2020, Jaylen Brown scored a $7.8 million deal for a massive 10,099-square-foot home in Wellesley that had previously been listed for $11 million.
Sitting on 1.53 acres of land, the mansion has 7 bedrooms, 9 baths, and boasts a farmhouse style with modern aesthetics.
His Boston penthouse is now on the market for $4,750,000
Photo credit: Surette Media Group / Douglas Elliman
Since he’s nice and settled in the suburbs, Jaylen is now parting ways with his Melcher St. penthouse, and has hired Douglas Elliman top producers George and Manny Sarkis of The Sarkis Team to help him offload the city residence.
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As a city with deep roots in tradition and a dynamic spirit, New Orleans provides an experience unlike any other place in the United States. Famous for its vibrant music scene, world-class cuisine, and distinctive architecture, the city attracts people looking for a unique cultural experience. Not sure if the big easy is for you? Read on to find out what to expect if you’re considering moving to the New Orleans area in 2024.
You know it from: Bad Lieutenant, A Streetcar Named Desire, The Big Easy
Average 1 bedroom rent: $1,709 | New Orleans apartments for rent, New Orleans houses for rent
Average home price: $369,000 | New Orleans homes for sale
Average cost of full-service moving services: $140/hr for 2 movers
Average cost to rent a moving truck: $19 – $39/day
Top industries: Oil & gas, tourism, logistics, aerospace manufacturing
Move here for: The food, the people, the music
Be sure to bring: Your appetite and social skills
1. The weather is a mixed bag of heat, humidity, and occasional hurricanes.
New Orleans experiences a subtropical climate, meaning hot, humid summers and mild, short winters. The city also faces an annual hurricane season from June to November, with the potential for severe storms. New residents should be prepared for high humidity levels, which can make summer temperatures feel oppressive. It’s important to have a plan for hurricane preparedness, including evacuation routes and emergency supplies. Despite the weather challenges, many find the year-round warmth preferable to colder climates.
Moving Tip: Scheduling your move in the spring, fall, or winter months will make it less sweaty. If your new home doesn’t have central air, you will need to invest in an air conditioner and moisture control solution.
2. The food scene is legendary for good reason.
New Orleans is renowned for its unique culinary offerings, from beignets at Café du Monde to po’ boys and gumbo at local favorites like Domilise’s. The city’s food reflects a blend of Creole, Cajun, and international influences, making it a paradise for food lovers. Weekly farmers markets, such as the Crescent City Farmers Market, provide fresh, local produce and seafood. Dining out is a social activity, with festivals like the New Orleans Wine & Food Experience celebrating the city’s gastronomy. The unique local cuisine and wide array of amazing restaurants make food one of the best parts of living in New Orleans.
3. Music is the heartbeat of New Orleans.
Live music can be found almost every night of the week, with iconic venues like Preservation Hall and Tipitina’s leading the way. Street performers add to the lively atmosphere, especially in areas like the French Quarter and Frenchmen Street. Festivals such as the New Orleans Jazz & Heritage Festival draw crowds from around the world. Whether you’re a musician or a music lover, the city offers endless opportunities to experience and enjoy live performances.
4. Public transportation is limited but biking and walking are popular.
While New Orleans has a public transportation system, including buses and the historic streetcars, it can be unreliable and limited in coverage. With a TransitScore of 44/100, many residents find biking or walking to be more practical, especially in neighborhoods like the Marigny and the Garden District. The city’s flat terrain and relatively compact size make cycling a viable option, and there are bike lanes on many major streets. Programs like Blue Bikes provide easy access to rental bicycles. Walking is also common, with many neighborhoods designed to be pedestrian-friendly.
Moving Tip: Some residents choose not to have a car in New Orleans because the weather is temperate year round, street parking is difficult in some neighborhoods, and insurance can be pricey. If you do have a car, follow the parking laws; if they threaten to tow they mean it.
5. Mardi Gras is a season of celebrations leading up to Fat Tuesday.
Mardi Gras is an epic celebration that takes over the city for weeks on end. The festivities include elaborate parades, balls, and parties, with krewes like Zulu and Bacchus hosting some of the most famous events. Residents often participate by joining krewes or attending multiple events, and many take time off work to fully enjoy the season. The city becomes a colorful, lively place filled with music, costumes, and revelry. For newcomers, experiencing Mardi Gras is a rite of passage and an unforgettable part of living in New Orleans. Just wear close-toed shoes. Trust us.
6. The job market is varied but can be competitive.
New Orleans has a varied job market, with strong sectors in tourism, healthcare, education, and the oil and gas industry. Major employers include Ochsner Health System, Tulane University, and Entergy Corporation. However, competition for jobs can be stiff, and it may take time to find the right opportunity. Networking is crucial, and many jobs are filled through personal connections. The city also has a growing tech and entrepreneurial scene, with initiatives like The Idea Village supporting startups. While opportunities are available, job seekers should be prepared to put in effort to secure employment.
7. The people are hands down the best thing about New Orleans.
Ask any NOLA resident and they’ll tell you that the best thing about this city is the people. New Orleanians are known for their deep sense of pride in the city and they love sharing it with newcomers. It won’t be long before you start to feel the same way about your new home. Neighborhoods often have tight-knit communities, with residents actively participating in local events and supporting local businesses. Areas like Bywater and Mid-City are known for their strong community vibes. The city’s festivals, second lines, and block parties foster a sense of belonging and connectedness. Get to know your neighbors. They can give you insight into how to navigate the best and the worst parts of life in NOLA. Newcomers will find that becoming involved in community activities is a great way to meet people and feel at home.
Moving Tip: New Orleanians are known for their friendliness and hospitality. Learn the local customs, social norms, and unique lingo. Expect to greet the people you pass on the street and hear things like “Where y’at?” instead of “How are you?”
8. The architecture is stunning and historically significant.
New Orleans boasts a rich architectural heritage, with a mix of French, Spanish, Creole, and American styles. The French Quarter is famous for its wrought-iron balconies and colorful buildings, while the Garden District features grand mansions and oak-lined streets. Preservation efforts ensure that historic buildings are maintained, contributing to the city’s unique charm. Walking tours and events like the PRC’s Shotgun House Tour offer opportunities to explore and learn about the architecture. Living in New Orleans means being surrounded by beautiful, historic structures that add character to everyday life.
9. The cost of living is relatively affordable.
Compared to other major U.S. cities, New Orleans offers a more affordable cost of living. Housing costs can vary widely depending on the neighborhood, with areas like the French Quarter and Uptown being more expensive, while Mid-City and Algiers offer more budget-friendly options. Utilities, groceries, and healthcare are generally in line with the national average. The city also provides numerous free or low-cost entertainment options, such as public festivals and parks like Audubon Park and City Park. Overall, residents find that their money goes further in New Orleans compared to many other metropolitan areas.
Moving Tip: The cost of living can vary significantly depending on the neighborhood. Research housing costs, utilities, and other expenses to budget effectively. Renting initially can be a good way to get a feel for the city before committing to buying property.
10. The city has a laid-back and casual vibe.
New Orleans is known for its relaxed and easy-going atmosphere. Dress codes are generally casual, and people often greet strangers with a smile. The city’s pace is slower compared to many other urban areas, allowing residents to savor life’s moments. This laid-back attitude extends to dining, shopping, and socializing, making it a great place for those who appreciate a more relaxed lifestyle. Local traditions like lazy Sundays with jazz brunches at Commander’s Palace contribute to this easy-going vibe.
11. There are numerous parks and outdoor spaces.
New Orleans offers plenty of green spaces for recreation and relaxation. City Park is a massive urban park with walking trails, botanical gardens, and a sculpture garden. Audubon Park, located in Uptown, features a zoo, golf course, and scenic picnic areas. The Lafitte Greenway provides a multi-use trail connecting Mid-City to the French Quarter. These parks are perfect for outdoor activities like jogging, biking, and picnicking. The abundance of outdoor spaces contributes to a healthy and active lifestyle for residents.
12. The city’s festivals are world-famous and frequent.
New Orleans hosts numerous festivals throughout the year, celebrating everything from music and food to culture and history. In addition to Mardi Gras, there’s the New Orleans Jazz & Heritage Festival and the French Quarter Festival. Smaller festivals, like the Po-Boy Festival and the Oyster Festival, focus on local cuisine and traditions. These events offer endless entertainment and are a great way to experience the city’s vibrant culture. For residents, there’s always something to look forward to on the festival calendar.
13. Charter schools are a big part of the K-12 education landscape.
New Orleans offers a range of educational opportunities, from public and private schools to universities like Tulane and Loyola. However, the public school system has faced challenges, including funding issues and varying quality across schools. Charter schools have become a significant part of the education system, offering alternatives to traditional public schools. Parents often research extensively to find the best fit for their children.
14. Each neighborhood has its own unique vibe and personality.
In a city as chock-full of personality as NOLA, it’s no surprise that each neighborhood has its own distinct character and charm. The Marigny is known for its artsy vibe and vibrant nightlife, while the Bywater offers a bohemian atmosphere with colorful cottages. The Garden District features grand historic homes and lush gardens, whereas Uptown is famous for its oak-lined streets and elegant architecture. Mid-City provides a more laid-back, residential feel with easy access to parks and local eateries. Choosing the right neighborhood depends on your lifestyle and preferences, but there’s a perfect fit for everyone in New Orleans.
15. The sports scene is lively and enthusiastic.
New Orleans residents are passionate about their sports teams, particularly the New Orleans Saints (NFL) and the New Orleans Pelicans (NBA). Game days are major events, with tailgating and watch parties bringing the community together. Ceasar’s Superdome is a landmark venue that hosts not only sports events but also concerts and other large-scale events. The city also has a strong college sports presence, with Tulane University and the University of New Orleans offering various athletic programs. Sports fans will find plenty to cheer about and numerous opportunities to join in the excitement.
Methodology: Average rent prices sourced from Rent.com July 2024. Home prices sourced from Redfin July 2024. Average moving costs sourced from MoveBuddha. Employment data sourced from City Data.
The Moana Surfrider, A Westin Resort & Spa is an icon in Waikiki, a beachfront neighborhood in Honolulu popular amongst tourists. In fact, it was the first hotel in Waikiki Beach. Walking through the lobby of the hotel, which first opened its doors in 1901, feels like stepping into a bygone era. Much of the elegant architecture remains — and of course, so do the ocean views.
The sprawling courtyard, shaded by a massive, 100-year-old banyan tree, is a delightful spot for an afternoon mai tai as you soak up the Hawaiian sunshine. And the Moana Surfrider breakfast — held on a wraparound porch overlooking the water — is divine.
(Photo by Sally French)
But here’s the thing — anyone can visit the bar or restaurant, whether they’re a hotel guest or not. So do the rooms make it worth staying at the hotel? Or, would you be better off staying at another hotel on an Oahu vacation and simply popping over to the Moana Surfrider for a meal or drink?
Here’s our review of the Moana Surfrider, A Westin Resort & Spa:
The Moana Surfrider location
The Moana Surfrider’s beachfront location is top-notch. It offers direct access to Waikiki Beach, steps away from the ocean.
(Photo by Sally French)
The opposite side of the hotel lines Kalakaua Avenue, which is Honolulu’s main shopping street. The prime location means it’s bustling with people, both outside the hotel and on the beach.
Speaking of cars, though, you might not want a rental car in Honolulu given this hotel’s central location, proximity to public transportation and expensive parking rates. The Moana Surfrider parking fee is $65 daily for valet, which is the only option.
There’s also no free airport shuttle sadly, so you’ll have to book a shuttle or rideshare if you forgo a rental car.
Moana Surfrider rooms
(Photo by Sally French)
Moana Surfrider rooms with an ocean view are exceptional; the best rooms offer a panorama that includes both the ocean and Diamond Head, which is a volcanic tuff cone that now stands out as one of the most iconic natural landmarks on Oahu. However, these rooms tend to cost about $200 or more per night as an upcharge for the view.
(Photo by Sally French)
Aside from the view, the rooms are somewhat forgettable and a bit dated. Here’s a look at a Tower room with a king bed and Diamond Head vista:
(Photo by Sally French)
Beds are comfy, but nothing to rave about.
(Photo by Sally French)
The in-room coffee maker is a nice touch.
(Photo by Sally French)
Bathrooms typically feature a tub, though it’s not an oversized tub you’d necessarily want to soak in for a long time.
Rooms also have amenities including a mini fridge and hair dryer.
Key amenities at the Moana Surfrider
The Moana Surfrider charges a $42 daily resort fee, but there are a fair amount of amenities that potentially make the resort fee feel more worth it.
(Photo by Sally French)
The Moana Surfrider pool offers ocean views.
(Photo by Sally French)
The gym is good, but not amazing. Its low ceilings feel a bit cramped, but the cardio machines that face Kalakaua Avenue offer a nice view. There are dumbbells, weight machines and other small pieces of strength equipment like plyometric boxes.
Other, employee-led activities or classes vary by day but include yoga, hula dancing, lei making, a historical hotel tour and a traditional sunrise ceremony.
The resort fee also covers a few extras like a complimentary shopping tote bag and GoPro camera rental.
Moana Lani Spa, a Heavenly Spa by Westin
(Photo by Sally French)
There’s one key amenity that’s not included in the resort fee: Moana Lani Spa. As is usually the case with resort spas, services like facials and massages come at an additional cost. The Moana Surfrider spa is unique in that it’s Waikiki’s only oceanfront spa.
Moana Surfrider restaurants
The Moana Surfrider has one main restaurant serving breakfast, dinner and afternoon tea. There’s also a beach bar, a cafe, a coffee shop and a cocktail lounge.
Dining on the wraparound porch
For a fancier meal, head to the Moana Surfrider’s wraparound porch facing the water. That porch moonlights as a few different restaurants, depending on the time of day.
Veranda at the Moana for breakfast
In the morning, it’s called the Veranda at the Moana. You can choose to dine either buffet-style or order a la carte. Menu items embrace Hawaiian flavors, including the hearty loco moco (a Hawaiian dish of rice, hamburger patty, gravy and egg) and the mango pancakes served with lilikoi curd (lilikoi is the Hawaiian word for passion fruit).
(Photo by Sally French)
If you are committed to dining here, it can make sense to upgrade to the buffet, which offers one of the best brunches in Waikiki. It costs about $10 more than ordering entrees individually, but it entails an all-you-can-eat version of many items on the a la carte menu. Rather than decide between mochiko (local rice flour) waffles, Moana pancakes or an omelet, you might just try it all.
(Photo by Sally French)
Moana Surfrider afternoon tea
After breakfast, the space turns into the site for afternoon tea. Prices for Moana Surfrider tea start at $73 per adult and $37 per child. There, you’ll sip on island flavors like Hawaiian coconut or passion orange guava tea. Treats include tropical sorbet.
Beachhouse at the Moana
At night, that same wraparound porch becomes Beachhouse at the Moana. The white tablecloth restaurant serves fancy fare including steak and seafood.
Other standout dining at the Moana Surfrider
(Photo by Sally French)
The Beach Bar at Moana Surfrider: For casual dining with a stellar atmosphere, consider The Beach Bar. Menu items include poke, burgers and salad. The big draw is the live entertainment — typically ukulele — performed under the famous Moana Surfrider banyan tree.
(Photo by Sally French)
Vintage 1901: For drinks indoors, Vintage 1901 is one of the most charming bars in Waikiki. It’s primarily a wine bar, though other drinks include cocktails with local liquors. Located in the lobby, the bar stands out for its live piano music.
(Photo by Sally French)
Honolulu Coffee: The Moana Surfrider also hosts an outpost of Honolulu Coffee, which is a local coffee chain. Be aware that the lines can get long.
Who is the Moana Surfrider best for?
Travelers who want the best location: If you prioritize being within walking distance of major attractions, restaurants and shopping, then the Moana Surfrider is one of the best hotels in Waikiki. Direct access to Waikiki Beach is convenient, and the beachfront pool is delightful if you’d rather swim in a pool than the ocean.
(Photo by Sally French)
People who appreciate a historic property with charm: Known as the “First Lady of Waikiki,” the property is the first hotel on Waikiki Beach. The property goes a long way to acknowledge its history, including a museum on the second floor plus biweekly historic tours.
Who should skip the Moana Surfrider?
People who prioritize value over the view: Moana Surfrider rooms are impressive primarily because of the views, but you only get a view if you’re willing to splurge. If you’re the kind of person who ends up booking the cheapest available room, you’re better off booking a room without a view at a different hotel.
(Photo by Sally French)
Those travelers might be better off at properties like the Sheraton Princess Kaiulani, which is also a Marriott Bonvoy property. Though it’s not waterfront, that hotel is located just across the street from the Moana Surfrider, providing tourists a similarly central location (albeit a walk across the street to get to the water). Prices vary by night, but NerdWallet found some examples where the Sheraton Princess Kaiulani was going for nearly 50% less on the same night than the Moana Surfrider across the street.
Travelers seeking peace and calm: The lobby, wraparound porch and outdoor space under the banyan tree draw tourists who aren’t staying at the Moana Surfrider, which means the lobby and porch might be packed with a lot more than just hotel guests. If you’re seeking a quiet getaway, you might find the Moana Surfrider overwhelming.
(Photo by Sally French)
Booking the Moana Surfrider
(Photo by Sally French)
One of the best ways to earn Marriott points and free night certificates is through Marriott credit cards.
Top cards for Marriott stays
Marriott Bonvoy Bountiful™ Card
Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Business® American Express® Card
Annual fee
Rewards
• 6 points per $1 at participating Marriott Bonvoy hotels.
• 4 points per $1 on up to $15,000 a year in combined purchases at grocery stores and on dining.
• 2 points per $1 on all other eligible purchases.
• 6 points per $1 at participating Marriott Bonvoy hotels.
• 4 points per $1 on up to $15,000 a year in combined purchases at U.S. supermarkets and at restaurants worldwide (including takeout and delivery in the U.S).
• 2 points per $1 on all other eligible purchases.
Terms apply.
• 6 points per $1 at participating Marriott Bonvoy hotels.
• 3 points per $1 at restaurants worldwide and on flights booked directly with airlines.
• 2 points per $1 on all other eligible purchases.
Terms apply.
• 6 points per $1 at participating Marriott Bonvoy hotels.
• 4 points per $1 on worldwide dining, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2 points per $1 on all other eligible purchases.
Terms apply.
Elite status benefits
• Gold Elite status, plus 15 Elite Night credits each year toward Platinum Elite status.
• Gold Elite status, plus 15 Elite Night credits each year toward Platinum Elite status.
Terms apply.
• Platinum Elite Status and 25 Elite Night credits per year.
Terms apply.
• Gold Elite status, plus 15 Elite Night credits each year toward Platinum Elite status.
Terms apply.
Welcome offer
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Terms Apply.
Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
Learn more
Another good booking option is to reserve through The Edit by Chase. If you have a Chase Sapphire Reserve®, you can use either Chase points or cash to book from a curated collection of luxury hotels worldwide and get added benefits including daily breakfast for two, an $100 property credit and space-available room upgrades.
And unlike many other travel portals, The Edit is an official Marriott booking channel, meaning you can earn rewards from both the hotel and Chase for a stay booked through The Edit. Compare prices though before booking.
To view rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, please visit this page.
To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.
To view rates and fees of the Marriott Bonvoy Business® American Express® Card, see this page.