experian
Equifax Data Breach: Settlement Options
In the fall of 2017, Equifax experienced a massive data breach. Approximately 147 million people were victims of this data breach. Recently a federal court has purposed a class action settlement. If you are part of this data breach, you are able to file a claim today. Was I Part of The Equifax Data Breach?… Read More
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First-mortgage default rate sees uptick in December
The default rate of first and second lien mortgages edged up in December, according to data from S&P Dow Jones Indices and Experian. The latest S&P/Experian Consumer Credit Default Indices show that the first mortgage default rate was up slightly from 0.28% to 0.29% in December. The bank card default rate also saw a month-over-month … [Read more…]
Experian Credit Score vs. FICO Score
When you think âcredit score,â you probably think âFICO.â The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product… Read More
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