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What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

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10 Huge Movies People Admitted They’ve Never Seen

March 29, 2023 by Brett Tams

What movie haven’t you seen that everyone else has? I’ll go first. I’ve never seen a single Harry Potter film. Even better, I own the books and haven’t ever opened them. Nonetheless, after asking the internet what big movies they’ve never seen, these are the top-voted films.  1. Avatar (2009) It’s been 13 years, and many people … Read more

Posted in: Saving And Spending Tagged: 2, 2023, AI, All, author, before, big, Books, car, Children, couple, Credit, data, decades, design, disney, Drivers, Entertainment, Featured, Finance, Financial Wize, FinancialWize, Ford, fun, good, great, home, hours, id, interest, internet, layout, Life, list, lists, Live, Local, Make, marvel, men, money, More, movies, Music, Opinion, or, Original, Popular, quality, reddit, return, Saving, schools, selling, single, social, story, Style, title, trick or treating, unique, war, will

Are Closing Costs Tax-Deductible?

March 29, 2023 by Brett Tams

When you’re filing your taxes, there’s a whole lot to consider. From figuring out who counts as a dependent to organizing your income streams, you may find the process a bit overwhelming. And if you’re a new homeowner tackling mortgage … Continue reading →

The post Are Closing Costs Tax-Deductible? appeared first on SmartAsset Blog.

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Working Longer to Max Out Social Security May Fail Most Workers

March 29, 2023 by Brett Tams

The idea of working longer before claiming Social Security benefits sounds like a great retirement strategy. Staying on the job means you can maximize your eventual benefit, continue to save for retirement and avoid tapping your investments to cover living … Continue reading →

The post Working Longer to Max Out Social Security May Fail Most Workers appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2022, 2023, 429, Administration, advisor, aging, All, apple, ask, author, before, Benefits, Blog, book, calculator, categories, College, Community College, cost, couple, Credit, data, decades, delay retirement, Demographics, Disability, discrimination, entry, expenses, experience, facebook, Family, fidelity, fiduciary, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Free, future, get started, goals, good, Google, great, health, id, Income, index, Inflation, interview, investments, job, jobs, Life, Living, living expenses, Main, Make, max out, Media, men, meta, mobile, money, More, new, or, percent, planner, Planning, points, policies, politics, poor, property, questions, ready, reddit, Research, retirees, retirement, retirement age, Retirement Income, Retirement Planning, right, save, security, social, social security, social security benefits, statistics, stocks, Style, time, tips, title, tools, trends, Twitter, will, women, work, workers, working, working in retirement

Is It Cheaper to Build or Buy a House?

March 29, 2023 by Brett Tams

Buying a home is a major investment. You want to put your money into a house that’s going to meet the needs of you and your family. However, if that house isn’t available, you may consider building a home. Is … Continue reading →

The post Is It Cheaper to Build or Buy a House? appeared first on SmartAsset Blog.

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9 Best Robo-Advisors of April 2023

March 28, 2023 by Brett Tams

How do the top robo advisors such as Betterment, Wealthfront, and Schwab stack up? We’ve covered the best choice in this guide.
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Social Security Taxes Can Hit You Hard in Retirement. Here’s How to Lower Them

March 28, 2023 by Brett Tams

Retirement account withdrawals not only help you cover basic living expenses, but they also can fund the lifestyle you’ve always envisioned in your golden years. That money, however, can have unintended tax consequences. Required minimum distributions (RMDs) and other withdrawals … Continue reading →

The post Social Security Taxes Can Hit You Hard in Retirement. Here’s How to Lower Them appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2023, 401(k) withdrawals, 429, advisor, All, analysis, apple, ask, assets, author, basic, before, Benefits, Blog, Budget, calculator, Capital Gains, categories, chance, city, College, combined income, Community College, company, conversions, cost, couple, Credit, data, decades, entry, expenses, experience, facebook, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Services, Financial Wize, FinancialWize, Free, free time, fund, funds, future, get started, goals, good, Google, How To, id, Income, income tax, index, interest, interview, Investing, investments, IRA, irs, kitchen, leadership, Lifestyle, Living, living expenses, LOWER, Main, Marginal, marginal tax rate, married, Media, meta, mobile, money, More, more money, needs, new, New Jersey, new york, or, Other, Personal, personal finance, plan, planner, Planning, points, price, property, Raise, rate, Rates, ready, Recipes, reddit, reducing taxes, required minimum distributions, retirement, retirement account, retirement accounts, Retirement Income, Retirement Planning, right, risk, RMDs, roth, savings, second, security, selling, simple, single, social, social security, social security benefits, Social Security taxes, Spending, Sports, Strategies, Style, tax, tax liability, tax planning, tax rates, taxable, taxable income, taxes, time, tips, title, tools, Twitter, will, withdrawal, work, young

The Upside To Bank Failures, Lower Mortgage Rates

March 28, 2023 by Brett Tams

An unexpected consequence of the recent bank failures is mortgage interest rates have dropped—and could keep falling.
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Today’s refinance rates dip – March 27, 2023 – Bankrate.com

March 28, 2023 by Brett Tams

Today’s refinance rates dip – March 27, 2023  Bankrate.com

Posted in: Renting Tagged: 15-year, 15-year mortgage, 2, 2021, 2022, 2023, 30-year, 30-year mortgage, All, average, balance, Bank, Banking, before, big, Borrow, borrowers, borrowing, Broker, Budget, build, business, calculator, choice, closing, closing costs, color, Consumers, coronavirus, cost, Credit, credit score, credit scores, Crisis, data, Debt, debt consolidation, double, education, equity, exercise, existing, experience, experts, Fall, fed, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, financing, fixed, funds, future, General, good, history, home, home equity, Home Improvements, home loan, homeowners, hot, Housing, Housing market, How To, improvements, index, industry, Inflation, interest, interest rate, interest rates, Learn, lenders, Life, loan, Local, low, low rates, LOWER, Make, market, money, More, Mortgage, Mortgage Broker, mortgage calculator, mortgage lender, mortgage market, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, Move, multiple offers, new, new home, offers, one day, or, Other, ownership, pandemic, payments, peace, percent, Planning, points, principal, Quotes, Raise, rate, Rates, Refinance, refinancing, repayment, Research, right, rise, save, Save Money, Saving, savings, searching, second, shopping, short, Silicon Valley, silicon valley bank, Spending, stage, the fed, time, timeline, Treasury, trend, value, versus, will, work, working

Bank failures may be the catalyst for an economic recession 

March 28, 2023 by Brett Tams

Fannie Mae projects the recent bank failures may act as the catalyst that tips an already precarious economy into recession.

Posted in: Banking, Mortgage, Refinance Tagged: 2, 2022, 2023, 30-year, affordability, All, Bank, Banking, banks, Behavior, borrowers, buyers, Buying, Capital markets, clear, Community banks, construction, Credit, deposit, Development, Doug Duncan, Economics, Economy, existing, Family, Fannie Mae, fed, Finance, financial stability, Financial Wize, FinancialWize, financing, fixed, Forecast, GDP, government, Government-sponsored enterprise, Grow, growth, home, home buying, home construction, home loan, Home Sales, Housing, Housing Starts, impact, Inflation, investors, Jumbo loans, Jumbo mortgage, lending, liquidity, loan, Loans, manage, market, markets, MBS, More, Mortgage, Mortgage Borrowers, mortgage lending, Mortgage originations, MORTGAGE RATE, Mortgage Rates, Mortgages, or, Originations, president, pressure, projects, Purchase, rate, Rates, Recession, Research, Residential, sales, second, securities, selling, short, single, single-family, single-family housing, SINGLE-FAMILY HOUSING STARTS, space, Spring, stress, the fed, timing, tips, Treasury, will
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