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GO2bank Review for 2023

March 23, 2023 by Brett Tams

GO2bank is the mobile banking solution you’ve been looking for. Find out why in our 2023 review and simplify your finances today.
Posted in: Credit 101 Tagged: 2, 2023, ACH, All, AllY, app, apr, art, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, before, Benefits, Bill Pay, bills, bonus, build, building, business, Buy, california, capital one, cash advance, cash back, chance, chase, Checking Account, choice, cit bank, cit bank savings, company, cons, cost, Credit, Credit Bureaus, credit card, credit card payments, credit cards, credit history, credit limit, Credit Report, credit utilization, Debit Card, Debt, deposit, Deposits, Direct Deposit, earn interest, earning, earnings, experian, Experian Boost, FDIC, FDIC insurance, Fees, fico, fico score, finances, Financial Wize, FinancialWize, fraud, Free, funds, future, get started, good, government, gray, green, high yield savings, history, hold, hours, How To, Insurance, interest, interest rates, internet, irs, Learn, Links, low, LOWER, maintenance, Make, making, manage, mobile, Mobile App, Mobile Banking, model, modern, money, More, offer, offers, office, Online Savings Account, opportunity, or, Other, overdraft fee, overdraft fees, party, pay bills, paycheck, payments, plan, points, Popular, pros, Pros and Cons, protection, Purchase, Raise, Rates, refer a friend, Refund, Review, rewards, Rewards Cards, rich, risk, routing number, safe, save, Save Money, savings, Savings Account, Savings Accounts, secured credit card, security, security deposit, Sell, Sites, smart, social, social security, sofi, streaming, Style, tax, tax refund, tax refunds, Technology, time, traditional, Transaction, transfer money, utilities, Video, visa, will, withdrawal

The Secret of Financial Security: Consider Living Below Your Means

March 21, 2023 by Brett Tams

Many celebrities are happy living modestly despite the lavish lifestyle at their finger tips. If they can do it, so can you.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, All, app, Apps, avalanche, average, balance, bedroom, Behavior, Benefits, bills, Borrow, Budget, Budgeting, buffett, build, Buying, car, choice, city, Clothes, coffee, couple, creativity, Credit, credit card, Credit Card Debt, credit cards, Credit Report, data, Dave Ramsey, Debt, Debts, dining, dining out, downsizing, eating out, Emergency, Emergency Fund, expense, expenses, expensive, experience, experts, Fees, Finance, finances, Financial Wize, FinancialWize, Free, free credit report, frugal, fund, future, groceries, Grow, guardian, gym, habit, happy retirement, healthy, Hollywood, home, house, Housing, Income, Inflation, interest, interest rate, interview, Invest, Investing, investment, job, kids, Life, Lifestyle, Live, Living, loan, Local, Luxury, Make, man, money, monthly budget, monthly expenses, More, more money, Move, Moving, needs, negotiate, new, new home, or, Other, Other Retirement Accounts, paycheck, paycheck to paycheck, payments, peace, penny, Personal, plan, priorities, programs, questions, rate, Rates, Rent, Research, restaurants, retirement, retirement accounts, save, Save Money, Saving, savings, second, security, shopping, sleep, smart, social, Spending, Spending Less, stage, story, Strategies, streaming, stress, Style, subscriptions, taxes, the balance, time, tips, tracking, Transportation, utilities, vacation, wants, warren, wealth, woman, workers, working, YNAB, young, Zero-Based Budgeting

A credit card default cost this reader 400,000 Chase Ultimate Rewards points. Can she get them back?

March 18, 2023 by Brett Tams

Like many people during the pandemic, Chase Sapphire Reserve cardholder Dana Flota hit some difficult times. As the global crisis dragged on for months and then years, her financial situation turned dire. After missing too many credit card payments, Chase closed her Sapphire Reserve card and she instantly lost 400,000 Ultimate Rewards points. Flota says she …
Posted in: Moving Guide Tagged: 2, 2023, 429, 457, agent, agents, agreements, All, american airlines, american express, armageddon, ask, Auto, balance, balance transfer, Balance Transfers, Bank, before, bills, car, chase, chase sapphire, chase sapphire reserve, chase ultimate rewards, color, company, Consumers, cost, Credit, credit card, credit card company, Credit Card Debt, credit card issuer, credit card payments, credit cards, credit rating, Credit Report, credit score, Crisis, customer service, data, Debt, decision, dream, due diligence, Empower, existing, experience, finances, financial well-being, Financial Wize, FinancialWize, Free, friendly, future, good, great, helpful, hold, home, hotels, How To, interest, interest rate, interest rates, job, list, Live, loan, Loans, low, LOWER, luck, Make, Media, Medical, More, Move, new, News, offer, opportunity, or, organization, pandemic, payments, Personal, personal loan, Personal Loans, plan, plans, points, premium, proactive, rate, Rates, reach, rental, return, Review, rewards, right, rise, safety, save, Saving, settlement, short, Style, time, tips, under, united, vacation, will, woman, work, wrong

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb – CNET

March 18, 2023 by Brett Tams

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb  CNET

Posted in: Renting Tagged: 15-year, 2, 2022, 2023, 30-year, 30-year mortgage, Administration, affordable, All, amortization, annual percentage rate, Appreciate, apr, ask, Auto, average, before, Borrow, borrowers, Budget, build, Buy, buy a home, buyers, Buying, Buying a Home, car, closing, closing costs, color, company, cons, Convenience, Conventional Loans, cost, country, Credit, credit cards, Credit Report, credit score, credit scores, data, Debt, debt-to-income, Debts, decades, down payment, Economy, environment, equity, Fall, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Forecast, foreclosure, Freddie Mac, getting a mortgage, good, history, home, Homebuyers, house, Housing, Housing market, How To, impact, Income, Inflation, interest, interest rate, interest rates, lenders, lending, lending money, Life, list, list price, loan, Loans, locks, low, LOWER, Make, making, market, mistake, money, More, Mortgage, mortgage lenders, mortgage loans, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, Moving, new, new home, News, offer, offers, or, Other, ownership, payments, Personal, points, price, principal, products, property, pros, Pros and Cons, Purchase, questions, rate, Rate Hikes, RATE LOCK, Rates, Refinance, Rent, Research, rise, risk, save, savings, shopping, short, stake, states, student, Student Loans, tax, time, timeline, trends, under, value, will, windows, work

Applying for Your First Mortgage Loan – FDIC

March 17, 2023 by Brett Tams

Applying for Your First Mortgage Loan  FDIC

Posted in: Savings Account Tagged: 2, 2022, About Mortgages, adjustable rate mortgage, Administration, affordable, Amount Of Money, ARM, ARMs, ask, Bank, bank account, before, borrowers, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, CFPB, choice, closing, closing costs, color, Consumer Financial Protection Bureau, Consumers, conventional loan, Conventional Loans, cost, couple, Credit, credit history, Credit Report, credit score, deposit, down payment, Down payments, escrow, event, FDIC, Fees, FHA, Financial Wize, FinancialWize, first home, first-time buyers, fixed, fixed rate, Fixed rate mortgage, Free, funds, future, General, good, government, guide, helpful, history, home, home search, homes, house, Housing, How To, how to save money, ideas, inspection, Insurance, interest, interest rate, interest rates, investment, items, Learn, lenders, lending, loan, Loans, low, LOWER, Make, money, More, Mortgage, mortgage lending, mortgage loan, mortgage payment, mortgage payments, Mortgages, Move, Moving, negotiate, News, offer, or, Other, payments, plan, points, price, principal, property, property tax, property taxes, protection, Purchase, Quotes, rate, Rates, ready, repayment, retirement, retirement accounts, returns, right, save, Save Money, savings, search, selling, shopping, Shopping for a mortgage, smart, stage, states, story, target, tax, tax returns, taxes, time, tips, title, title search, united, united states, update, USDA, VA, veterans, veterans affairs, will

Why did my credit score drop? 12 common causes + solutions

March 15, 2023 by Brett Tams

Credit scores can drop suddenly for a variety of reasons, including having a late or missed payment or applying for a new line of credit.
Tagged: 2, 2022, 30 days past due, action, active, advice, agents, All, Applications, author, Auto, auto loan, average, balance, bankruptcy, before, big, Blog, Budget, build, chance, clear, closing, Collections, College, Compliance, Compound, cosigner, Credit, Credit Bureaus, credit card, credit card account, Credit Card Debt, credit cards, credit history, credit limit, credit repair, Credit Report, Credit Reporting, Credit Reports, Credit risk, credit score, credit scores, credit utilization, credit utilization ratio, creditors, data, Debt, Digit, disclosure, double, fico, fiduciary, Financial Freedom, Financial Wize, FinancialWize, foreclosure, fraud, fraud alert, freedom, FTC, General, good, graduated, guide, habits, hard inquiry, healthy, history, home, How To, identity theft, impact, Inquiries, interest, interest rates, international, items, job, late payments, Law, Legal, lenders, lexington law, line of credit, Links, loan, Loans, low, LOWER, Make, making, measure, missed payments, mistake, Mistakes, money, Money habits, More, Mortgage, Negative Items, new, north carolina, oldest, Other, payment history, payments, percent, Personal, Personal Loans, plan, points, proactive, Purchase, rate, Rates, reach, Refinance, repair, Review, revolving credit, right, risk, running, School, second, shopping, short, Spending, Style, the balance, theft, time, title, under, Utah, virginia, will, work, working

ChexSystems: Have You Been Denied a Bank Account?

March 12, 2023 by Brett Tams

What is ChexSystems & how does is work? You still have several options even if you’ve been blacklisted and denied a checking account.
Posted in: Credit 101 Tagged: 2, 2017, 2023, All, app, ATM, balance, Bank, bank account, bank accounts, Banking, banks, before, Bill Pay, bonus, builder, business, chance, chase, Checking Account, Checking Accounts, Chime, choice, color, commission, company, Credit, Credit Bureaus, credit card, credit history, Credit Report, Credit Reporting, Credit Reports, credit score, credit union, Credit unions, data, Debit Card, debit cards, decisions, Denied Credit, deposit, Direct Deposit, disclosure, Encompass, Equifax, experian, FCRA, FDIC, Fees, Financial Wize, FinancialWize, fraud, Free, Fresh start, funds, future, gray, guide, history, How To, identity theft, Income, list, maintenance, Make, md, mn, money, More, new, offer, Online Bill Pay, Other, overdraft fees, paycheck, payments, place, policies, poor, Popular, prepaid debit card, prepaid debit cards, protection, Refund, Review, rich, risk, save, savings, Savings Account, Savings Accounts, second, short, Spending, states, Style, suite, Technology, theft, time, timing, tracking, Transaction, TransUnion, update, US Bank, visa, white, will, withdrawal, work

How to buy a home with a low credit score – Fox Business

March 10, 2023 by Brett Tams

How to buy a home with a low credit score  Fox Business

Posted in: Savings Account Tagged: 2, 2022, Administration, All, average, bad credit, balance, Bank, bankruptcy, before, bills, Borrow, borrowers, borrowing, build, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, car, closing, closing costs, color, cons, conventional loan, Conventional Loans, cost, Credit, credit card, credit limit, Credit Report, Credit Reporting, credit score, credit scores, credit utilization, credit utilization ratio, ct, Debt, debt-to-income, disclosure, down payment, Down payments, DTI, Employment, equity, estate, event, expensive, Family, Featured, Fees, FHA, FHA loan, FHA loans, fico, fico score, Finance, finances, Financial Wize, FinancialWize, fixed, fixed rate, foreclosure, Freddie Mac, Free, funds, getting a mortgage, goal, good, good credit, government, great, guide, HELOC, history, home, home buying, home equity, home equity line of credit, home equity loan, home loan, home loans, home purchase, homebuyer, Homebuyers, homebuying, homeowners, house, Housing, How To, improve your finances, Income, Income verification, Insurance, interest, interest rate, interest rates, late payments, Legal, lenders, lending, Life, line of credit, loan, Loans, low, LOWER, Make, making, manage, market, Media, money, More, more money, Mortgage, mortgage interest, mortgage lenders, mortgage loans, mortgage payment, Mortgages, multiply, needs, new, new home, NMLS, non-Qualified Mortgage, offer, offers, Operations, opportunity, Other, pay bills, payment history, payments, Personal, PMI, poor, premium, price, principal, private mortgage insurance, products, programs, pros, Purchase, rate, Rates, Real Estate, real estate market, Refinance, refinance your mortgage, returns, Review, risk, rural, save, self-employed, Sell, shopping, spouse, student, Student Loans, tax, tax returns, time, timeline, tools, traditional, under, unique, USDA, usda loans, VA, VA loan, VA loans, value, versus, veterans, will

What Can Be Used as Collateral for a Personal Loan?

March 10, 2023 by Brett Tams

New England summer home

The only time you’d need collateral for a personal loan is if it’s a secured personal loan. Unsecured personal loans — which is what most personal loans are — are only secured by a borrower’s promise to repay the funds, rather than collateral. But if you do opt for a secured personal loan, whether due […]

The post What Can Be Used as Collateral for a Personal Loan? appeared first on SoFi.

Posted in: Financial Advisor Tagged: action, advice, All, Applications, art, assets, at risk, Bank, big, bills, blue, Borrow, borrowing, Budgeting & Goals, build, building, calculator, car, CD, CDs, choice, clear, Collections, color, court, Credit, Credit Bureaus, credit card, credit cards, credit history, credit rating, credit repair, Credit Report, credit score, credit scores, credit utilization, debt payoff, Debts, deposit, display, equity, estate, existing, expenses, FDIC, financial tips, Financial Wize, FinancialWize, fitness, FTC, funds, General, Giving, good, good credit, good credit score, history, hold, home, Home Improvements, house, Housing, HR, improvements, Income, interest, interest rate, interest rates, investment, investment property, investments, items, Law, Learn, Legal, lenders, loan, Loans, low, low rates, LOWER, Make, making, Medical, medical expenses, money, More, needs, nerdwallet, new, NMLS, opportunity, organization, Other, party, payments, Personal, personal loan, Personal Loans, personal_loan, products, property, rate, Rates, Real Estate, relocation, Rent, rent payments, repair, repairing credit, repayment, Review, right, risk, save, savings, Savings Accounts, security, short, sofi, Strategies, student, Student Loans, Style, summer, time, tips, under, unique, unsecured loans, value, vehicles

What Kitchen Style Do You Prefer? — Take the Quiz

March 10, 2023 by Brett Tams

Do you have kitchen envy, daydreaming about Shaker cabinets, farmhouse sinks, or sleek marble countertops? Join the club: Kitchen remodeling is one of the most popular kinds of home renovation projects, with the typical “small” kitchen redo costing upwards of $28,000. These kinds of upgrades can be worthwhile, with more than 70% of the cost […]

The post What Kitchen Style Do You Prefer? — Take the Quiz appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership Tagged: All, Amount Of Money, app, appliances, Appreciate, average, backsplash, balance, Bank, banquette, basic, before, black, blue, bold, Budget, Budgeting & Goals, build, Built, Buy, buyers, Cash-Out Refinance, categories, Clean, clear, color, Commercial, cons, contingencies, cost, country, couple, create a budget, Credit, credit card, Credit Report, credit score, Debt, design, display, dream, equity, farmhouse, FDIC, Finance, finances, financial tips, Financial Wize, FinancialWize, financing, fixed, fixed rate, flooring, front, General, get started, good, hold, home, home equity, home equity line of credit, home equity loan, Home Improvement, Home Ownership, home renovation, Housing, How To, HR, impact, improvement, Inflation, job, kids, kitchen, kitchen remodel, kitchen remodeling, kitchens, Learn, Legal, Lifestyle, lighting, line of credit, loan, Loans, Make, marble, Minimalist, modern, money, More, Mortgage, most popular, Moving, natural, needs, nerdwallet, neutral, new, NMLS, offer, one day, Other, paint, palette, payments, pendant lighting, Personal, personal loan, Personal Loans, personal_loan, personality, pizza, place, plan, plank, Planning, plumbing, Popular, products, project, projects, pros, Pros and Cons, rate, Rates, Recipes, Refinance, refinancing, remodel, remodeling, renovation, repair, right, rise, room, safe, selling, Selling Your Home, simple, sinks, smart, sofi, Spending, steel, Strategies, stress, Style, The Neighborhood, time, timeline, tips, traditional, unique, update, upgrades, value, white, will, woman, wood, work
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