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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

2021

What Does Pet Insurance Cover? | Good Financial Cents®

March 25, 2023 by Brett Tams

Not only does pet insurance cover the cost of increasingly expensive medical treatment for your pet, but it can also help afford life-saving treatment.
Posted in: Banking Tagged: 2021, 429, acupuncture, ad, Alabama, All, allergies, apple, Arizona, Arkansas, Auto, average, before, Benefits, big, bold, ca, california, cars, cats, choice, Cities, coinsurance, color, Colorado, company, Connecticut, cost, ct, Deductible, deductibles, disclosure, display, dogs, existing, expense, expensive, Family, Fees, Financial Wize, FinancialWize, Florida, food, Free, funds, future, Georgia, get started, good, hawaii, health, Health Insurance, healthcare, Healthcare Costs, healthy, hold, home, homeowners, id, idaho, Illinois, indiana, industry, Insurance, insurance coverage, insurance plans, items, Life, life insurance, list, louisiana, low, LOWER, maine, Make, making, manage, Maryland, Massachusetts, md, Media, Medical, medications, Michigan, mississippi, missouri, mobile, money, montana, More, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, offers, or, Oregon, Other, payments, Pet, pets, place, plan, plans, policies, premium, prescription drugs, prescriptions, preventative, proactive, questions, Quotes, renters, Renters Insurance, right, routine, Saving, second, South Carolina, south dakota, space, states, Style, Tennessee, term life insurance, texas, time, title, Utah, virginia, washington, Washington DC, wellness, will, Wisconsin, work

1001: Getting out of the Military and into Real Estate – Shelby Osborne

March 25, 2023 by Brett Tams

Are you considering a career change? Today’s guest, Shelby Osborne, decided to get out of the military and into real estate. Since making the switch, Shelby’s found more freedom, made more money, and has had the chance to help other veterans achieve their homeownership goals. Listen and learn about getting started in real estate as an agent and as an investor. Catch Shelby’s can’t-miss tips on winning clients, closing real estate deals, and more.
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Posted in: Small Business Tagged: 2017, 2021, advice, agent, airbnb, All, book, Broker, brokers, business, buyers, Career, Career Change, CEO, chance, closing, Commercial, company, Deals, Discounts, discover, estate, facebook, Family, Financial Wize, FinancialWize, foreclosure, Free, freedom, Getting Started, goals, graduated, Grow, guest, guests, homeownership, homes, How To, id, Instagram, Invest, Investing, investment, investment property, Investor, investors, Keller Williams, Learn, Life, Links, list, Loans, making, market, Marketing, markets, military, mls, money, More, more money, Multi-Family, NC, north carolina, off-market homes, Offices, or, Other, photography, podcast, portfolio, predictions, Professionals, projects, property, questions, Raise, Real Estate, real estate brokers, Real Estate Investing, real estate investment, Real Estate Investors, real estate market, real estate markets, relentless, rental, rental property, Rentals, Residential, Review, sales, sellers, short, short-term rentals, single, South Carolina, Strategies, syndication, time, tips, Twitter, VA, VA loans, value, veterans, working

Born in 1950? The IRS Has a New Deadline for You

March 25, 2023 by Brett Tams

This may be a challenging tax year, especially if you’re unprepared.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 457, All, Amount Of Money, at home, beneficiary, business, calculator, coffee, data, employer, Financial Wize, FinancialWize, future, government, home, id, Income, Investing, Investor, IRA, IRAs, irs, Law, Live, man, mistake, money, More, new, one year, or, Original, Other, plan, plans, reach, retirement, retirement accounts, retirement plan, retirement plans, return, returns, right, RMD, RMDs, roth, Roth IRA, Roth IRAs, second, secure 2.0, SECURE 2.0 Act, simple, simple IRA, tax, taxable, taxable income, taxes, time, traditional, update, will, withdrawal, woman, workers, working

Current national mortgage and refinance rates, March 24, 2023 … – Bankrate.com

March 25, 2023 by Brett Tams

Current national mortgage and refinance rates, March 24, 2023 …  Bankrate.com

Posted in: Renting Tagged: 15-year, 2021, 2022, 2023, 30-year, 30-year fixed mortgage, 30-year mortgage, 30-year mortgage rate, actual, All, ARM, ARM mortgage, ARMs, assumptions, average, Bank, Banking, before, Benefits, big, Borrow, borrowers, Budget, build, Buying, Buying a Home, clear, College, color, Compound, cost, Crisis, data, Debt, decades, economic recovery, Economy, equity, estate, expenses, expensive, experts, Featured, fed, Federal Reserve, finances, financial crisis, Financial Wize, FinancialWize, fixed, Freddie Mac, Free, fund, goals, historical, history, home, home loan, home repairs, homeowners, homeowners insurance, house, Housing, Inflation, Insurance, interest, interest rate, interest rates, investment, Jumbo loans, Jumbo mortgage, Learn, lenders, Life, Live, loan, loan interest, Loans, low, low rates, LOWER, maintenance, MBA, money, monthly budget, More, Mortgage, Mortgage Bankers Association, mortgage interest, Mortgage Interest Rates, mortgage loans, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, most popular, multiple offers, National Association of Realtors, new, offers, or, Other, pandemic, payments, percent, plan, points, Popular, price, principal, property, property taxes, Raise, rate, Rates, Real Estate, Realtors, rebound, Refinance, refinancing, retirement, retirement accounts, return, return on investment, Review, running, save, Saving, second, Sell, Silicon Valley, silicon valley bank, Spending, story, taxes, the fed, time, trends, tuition, value, Which Mortgage, will

FHFA prevention actions surpassed 52K in Q4 2022

March 25, 2023 by Brett Tams

A new report from the FHFA outlines figures for foreclosure assistance, loan delinquency and forbearance rates and GSE-owned inventory.

Posted in: Mortgage, Refinance Tagged: 15-year, 2, 2021, 2022, 30-year, 30-year fixed rate, acquisitions, Administration, All, average, book, borrowers, business, Delinquency rate, Department of Veterans Affairs, estate, Family, Fannie Mae, Federal Housing Finance Agency, FHA, FHFA, Finance, Financial Wize, FinancialWize, fixed, fixed rate, Fixed rate mortgage, Forbearance, forbearance programs, foreclosure, foreclosure prevention, Freddie Mac, government, GSE, GSEs, homeowners, Housing, housing finance, industry, interest, interest rate, inventory, loan, Loan Forbearance, Loans, More, Mortgage, Mortgage Rates, mortgage servicing, Mortgages, new, or, pandemic, party, payments, programs, property, property acquisitions, rate, Rates, Real Estate, Refinance, Regulatory, sales, serious delinquency, single, single-family, states, VA, veterans, veterans affairs, volume

The Secret to Serving a Quick, Cheap Family Dinner Every Night

March 25, 2023 by Brett Tams

Read this for great tips and easy recipe ideas to help you get a family meal on the table every night.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, active, All, before, brown, business, Buy, Buying, chicken, commute, cooking, couple, data, dessert, expensive, Family, family dinner, fast food, Financial Wize, FinancialWize, food, good, great, green, Grill, groceries, grocery, grocery list, healthy, heat, heating, herbs, home, How To, id, ideas, job, lessons, list, Living, Main, Make, making, man, meal planning, money, monkey, More, Moving, Oil, or, Other, outdoors, pizza, plan, Planning, price, rice, second, second job, shopping, Side, story, summer, time, tips, turkey, washing, white, woman, work, workers

First Republic grew rapidly in Boston catering to real estate … – The Boston Globe

March 25, 2023 by Brett Tams

First Republic grew rapidly in Boston catering to real estate …  The Boston Globe

Posted in: Savings Account Tagged: 2016, 2021, 2022, 2023, All, Appreciate, ask, assets, average, balance, balance sheet, Bank, bank of america, Banking, banks, before, big, Board of directors, boston, brokers, Built, business, buyers, Buying, california, calm, car, cash back, CEO, chase, clear, College, college graduate, color, company, country, couple, Credit, credits, customer service, data, Debt, deposit, Deposits, developer, E-Mail, Entrepreneurs, estate, FDIC, fed, Federal Reserve, Finance, Financial Wize, FinancialWize, financing, fixed, Florida, front, future, gifts, government, great, growth, home, home loans, homeowners, homes, hot, HR, id, industry, Insurance, interest, interest rates, investment, investments, JPMorgan Chase, Leaders, loan, Loans, Local, low, Make, manage, market, Marketing, markets, Massachusetts, measure, mobile, money, money market, money market accounts, More, Mortgage, Mortgages, needs, new, new york, office, Other, percent, Personal, poor, president, rate, Rates, Real Estate, real estate market, Recession, refinancing, restaurant, restaurants, rise, risk, Risk management, safe, san francisco, School, Sell, selling, Silicon Valley, silicon valley bank, Small Business, stage, startup, startups, stock, student, student loan, student loan debt, svb, the fed, time, trading, trust, under, Venture Capital, wall, Wall Street, wealth, wealth management, working

2023 RealTrends real estate brokerage rankings show growth in low-cost firms

March 25, 2023 by Brett Tams

The top four RealTrends 500 brokerage firms maintained their 20% market share in the U.S. But, low-cost firms gained market share.

Posted in: Paying Off Debts, Real Estate Tagged: 2, 2021, 2022, 2023, advisor, agent, agents, All, analysis, Austin, average, before, brokerage, brokerage firms, brokerages, categories, commission, Compass, cost, country, data, estate, event, eXp Realty, Financial Wize, FinancialWize, Gathering of Eagles, growth, HomeServices of America, Housing, Housing market, id, impact, industry, Leaders, leadership, list, Local, low, LOWER, M&A, market, Marketing, Media, model, More, new, one year, or, Other, pandemic, party, president, Rates, Real Estate, real estate brokerage, Realtors, RealTrends 500, Residential, Revenue, sales, Side, Sites, Technology, texas, time, tools, traditional, Transaction, united, volume

986: How to Negotiate Win-Win Real Estate Deals with Joel Nath

March 25, 2023 by Brett Tams

In today’s competitive real estate markets, negotiation skills are absolutely essential. If your negotiation skills need work, you won’t want to miss this interview with 30 Under 30 honoree Joel Nath. Here, he shares several simple negotiation tactics that you can implement immediately. Plus, we discuss common mistakes agents make when writing offers, how to handle problems uncovered during inspection, and more. Tune in and discover what you can start doing right now to better serve your real estate clients.
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Sponsors
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Roddy’s FLS – Discover Unbeatable Real Estate Deals with a FREE Foreclosure List
Visit 4closure.info

Posted in: Small Business Tagged: 2021, active, advice, agent, agents, All, brokerage, building, business, buyer, Buying, Colorado, commissions, customer service, Deals, Discounts, discover, Distressed, estate, expectations, experience, facebook, Financial Wize, FinancialWize, flipping, foreclosure, Free, great, growth, guests, home, homes, How To, how to negotiate, id, inspection, Instagram, interview, investors, Learn, Life, Links, list, loan, Luxury, luxury homes, Make, market, markets, military, Mistakes, More, negotiate, negotiating, negotiation, offers, or, Personal, place, plan, podcast, property, questions, Real Estate, real estate markets, Review, right, sales, selling, Selling a Home, shares, simple, single, springs, tenacity, time, tips, trust, Twitter, under, VA, value, veterans, volume, work, working

14 Surprising Things That Are Taxable

March 25, 2023 by Brett Tams

How many of these forms of income did you realize were subject to federal taxes?
Posted in: Moving Guide Tagged: 1099, 2, 2017, 2021, 2022, agreements, All, bartering, before, beneficiary, Benefits, business, Children, commission, Compensation, Credit, credit card, data, Debt, Debts, Deductible, dividend, dividends, divorce, earnings, expensive, federal income taxes, Financial Wize, FinancialWize, Free, fund, gift, gifts, government, id, Income, Income Taxes, interest, irs, job, jobs, lists, low, man, market, money, offers, Oil, or, organizing, Other, panic, park, payments, pretty, property, retirement, Retirement Income, return, returns, Revenue, rich, scam, security, self-employed, selling, Side, social, social security, social security benefits, states, Style, tax, tax returns, taxable, taxable income, taxes, time, tour, Travel, under, Unemployment, value, wages, will, woman, work, workers, wrong
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