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Identity Theft and Scams

7 Steps to Safer Passwords for All Your Online Accounts

March 7, 2021 by Brett Tams

Some passwords are funny. Some are pretty weird. Some can be a math problem. Many can be laughably easy to hack (I give you “dadada, ”“qwerty,” “password” and”123qwe” to name a few.) — or very tricky. But one thing is for sure, they are never really 100% hack proof. Earlier this month, news broke that… Read More

The post 7 Steps to Safer Passwords for All Your Online Accounts appeared first on Credit.com.

Posted in: Identity Theft, Money, Personal Finance Tagged: All, app, Apps, ask, bar, clutter, Credit, credit card, data, Fall, finances, Financial Wize, FinancialWize, green, house, How To, identity theft, Identity Theft and Scams, Learn, list, Make, mobile, More, News, Personal, personal finance, products, proof, protect, save, Saving, security, smart, space, storage, theft, will, work

Ransomware Is a Real Threat (Even to You, Apple Users)

March 6, 2021 by Brett Tams

Maybe the thought actually occurred to you that something was “phishy” about that link, but that’s so 30 seconds ago. You clicked and now your computer screen is locked. Behind that frozen screen lie your personal files — everything from photos to tax documents — all of it encrypted by a third party that promises… Read More

The post Ransomware Is a Real Threat (Even to You, Apple Users) appeared first on Credit.com.

Posted in: Money Tagged: All, apple, Credit, credit score, diet, Financial Wize, FinancialWize, fun, health, identity theft, Identity Theft and Scams, internet, list, Medical, More, Personal, photos, Popular, Reverse, risk, security, sleep, spouse, tax, theft, will

I Tried to Buy a Fake Puppy Online, & Here’s What Happened

March 5, 2021 by Brett Tams

I knew going into this adventure that I was dealing with a scam artist who was trying to cheat people out of their money by tugging at their puppy-loving heartstrings. See, I’d written a piece about this scam just a couple of weeks ago after a woman in San Diego almost fell prey to it. While researching… Read More

The post I Tried to Buy a Fake Puppy Online, & Here’s What Happened appeared first on Credit.com.

Posted in: Identity Theft, Money Tagged: All, betting, Budgeting, Buy, country, Credit, credit card, credit cards, credit repair, Credit Report, Credit Reports, credit scores, deposit, driving, ExtraCredit, Fall, Financial Wize, FinancialWize, fraud, home, Housing, identity theft, Identity Theft and Scams, impact, Insurance, internet, Law, lease, lexington law, Life, Live, money, More, Move, Personal, questions, Rent, rewards, risk, save, scam, scams, second, seller, tools, trust, under, will

A Wells Fargo Employee Stole My Social Security Number. What Can I Do?

March 4, 2021 by Brett Tams

The relationship you have with your bank is a deeply personal one. Think about it: Money carries enormous weight in people’s lives, and where do they keep their money? A bank, usually. In addition to your money, your bank also stores a ton of your sensitive personal information. So when Brady Cook was a victim of… Read More

The post A Wells Fargo Employee Stole My Social Security Number. What Can I Do? appeared first on Credit.com.

Posted in: Identity Theft, Money Tagged: All, bank account, business, Credit, credit card, credit cards, credit repair, Credit Reports, data, data breach, ExtraCredit, Financial Wize, FinancialWize, fraud, identity theft, Identity Theft and Scams, Insurance, internet, Law, lexington law, Life, Live, money, More, News, Personal, protect, questions, Rent, rewards, risk, save, security, social security, Technology, theft, trust, will

How to Remember All the Passwords You Need in Your Life

March 4, 2021 by Brett Tams

It seems like everything you do on any of your digital devices requires a password and the requirements for these security codes are getting more and more extensive. Some sites don’t allow words that can be found in dictionaries, while others don’t want any logical sequences or personal elements like a house number, street name, zip… Read More

The post How to Remember All the Passwords You Need in Your Life appeared first on Credit.com.

Posted in: Money Tagged: All, app, Apps, bar, clutter, Credit, credit card, data, Fall, finances, Financial Wize, FinancialWize, green, house, How To, identity theft, Identity Theft and Scams, Learn, Life, list, Make, mobile, More, Personal, products, protect, save, Saving, security, smart, space, storage, theft, will, work

America’s Top 10 Consumer Complaints

March 3, 2021 by Brett Tams

If the “Internal Revenue Service” (IRS) called you up last year demanding payment, well, you weren’t alone. Fake IRS and other imposter scams topped the list of fastest-growing complaints to state and local consumer protection agencies in 2015, according to an annual survey by the Consumer Federation of America (CFA) and the North American Consumer Protection Investigators (NACPI). That… Read More

The post America’s Top 10 Consumer Complaints appeared first on Credit.com.

Posted in: Money Tagged: All, Auto, bad credit, bad credit score, big, bills, borrowing, build, building, Checking Account, closing, color, Credit, credit bureau, Credit Bureaus, credit card, credit cards, credit history, credit limit, Credit Report, Credit Reports, credit score, credit scores, credit utilization, data, Debt, Delinquencies, Family, fico, Financial Wize, FinancialWize, home, Identity Theft and Scams, impact, Inquiries, interest, irs, items, Life, line of credit, list, Loans, Local, Make, money, More, Raise, rate, Revenue, risk, scams, survey, tips, under, will, work, working

I Didn’t Open All of These Accounts on My Credit Report. What Should I Do?

March 3, 2021 by Brett Tams

It’s certainly a daunting prospect: You pull your credit reports only to discover that a history of credit applications for places you’ve never, ever been. Or, worse, accounts you don’t recognize have been opened in your name. One Credit.com commenter appears to be facing a variant of this issue. “My credit report says that I… Read More

The post I Didn’t Open All of These Accounts on My Credit Report. What Should I Do? appeared first on Credit.com.

Posted in: Credit Repair, Identity Theft, Money Tagged: All, Auto, Auto Loans, bills, Credit, credit card, Credit Card Debt, credit history, credit limit, credit repair, Credit Report, Credit Reports, credit score, credit utilization, Debt, Debts, discover, Financial Wize, FinancialWize, identity theft, Identity Theft and Scams, Inquiries, late payments, loan, Loans, Main, Make, More, Mortgages, oldest, revolving credit

The Job Scam That Even You Could Fall For

March 2, 2021 by Brett Tams

This might be the most sophisticated job scam I’ve ever seen. Thanks to a near-victim, you’ll get a rare chance to see a real pro almost pull off a nearly perfect digital caper. You do things when you are job hunting that you wouldn’t normally do. You meet strangers. You share a lot of personal… Read More

The post The Job Scam That Even You Could Fall For appeared first on Credit.com.

Posted in: Identity Theft, Money Tagged: All, Banking, Benefits, big, Blog, Budget, Buy, car, Career, con artists, Credit, credit card, credit repair, Credit Reports, credit score, credit scores, dating, deposit, Direct Deposit, ExtraCredit, Fall, Financial Wize, FinancialWize, fraud, hunting, identity theft, Identity Theft and Scams, interview, job, Law, Life, list, Live, Make, money, More, Move, Personal, questions, rate, Rates, Refinance, Rent, rewards, risk, scam, scams, smart, Social Media, theft, trust, will, work, working

5 Cyber-Security Myths We Need to Ditch

March 2, 2021 by Brett Tams

Pick a subject, any subject, and there are myths and pure nonsense that someone will buy into. Birds will die if they eat the uncooked rice flung at newlyweds. (Nope) If you eat Mentos and drink Diet Coke simultaneously your stomach will explode. (Hardly) You only have one credit score. (Wrong) Napoleon was short. (At… Read More

The post 5 Cyber-Security Myths We Need to Ditch appeared first on Credit.com.

Posted in: Identity Theft, Money Tagged: All, Benefits, big, business, Buy, Consumers, Credit, credit card, credit card fraud, credit fraud, credit repair, credit score, credit scores, data, diet, ExtraCredit, Financial Wize, FinancialWize, food, fraud, goal, identity theft, Identity Theft and Scams, kids, Life, Live, Making Money, money, More, more money, Motivation, myths, Opinion, pandemic, Personal, protect, Rent, rewards, security, Technology, theft, will

7 Texts You Should Ignore

March 1, 2021 by Brett Tams

Whether you’re trying to win tickets to a sold-out concert, remind your partner to buy milk, vote for your favorite reality TV personality or ask your headphones-encased kid a question, there’s a text for that. While texting is a great convenience and time saver (not to mention an international obsession), if you respond to a… Read More

The post 7 Texts You Should Ignore appeared first on Credit.com.

Posted in: Identity Theft, Money, Personal Finance Tagged: All, Auto, big, business, Buy, Buying, car, Convenience, Credit, credit card, credit repair, Credit Reports, credit scores, data, expense, ExtraCredit, Fall, Finance, finances, Financial Wize, FinancialWize, fraud, goal, identity theft, Identity Theft and Scams, irs, kids, lawyer, lexington law, Life, Live, Main, Make, Medical, More, Mortgage, Personal, personal finance, Promotion, Rent, rewards, save, savings, Savings Accounts, scam, second, security, will
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