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VA makes major change to America’s most underutilized mortgage program

March 23, 2023 by Brett Tams

The VA Native American Direct Loan (NADL) program interest rate was reduced from 6% to 2.5% to make housing loans more affordable for Native American military veterans.

Posted in: Mortgage, Mortgage Rates Tagged: 2, 2021, 2022, 2023, affordable, All, beneficiaries, Benefits, borrowers, build, Buy, closing, closing costs, communication, construction, country, Credit, Department of Veterans Affairs, desk, Down payments, Finance, Financial Wize, FinancialWize, hawaii, home, homeowners, homes, house, Housing, Housing market, Insurance, insurance costs, interest, interest rate, Land, Life, loan, Loans, low, low rates, LOWER, Make, market, married, military, More, Mortgage, Mortgage Rates, mortgage servicing, Mortgages, new, or, Originations, payments, place, Purchase, rate, Rates, Refinance, renovation, The VA, traditional, trust, VA, VA loan, veterans, veterans affairs, will, work

Compare current VA mortgage rates – USA TODAY Blueprint – USA TODAY

March 23, 2023 by Brett Tams

Compare current VA mortgage rates – USA TODAY Blueprint  USA TODAY

Posted in: Renting Tagged: 15-year, 15-year mortgage, 2, 2022, 2023, 30-year, accent, active, advice, advisor, affordability, affordable, All, annual percentage rate, Applications, apr, ARM, ARMs, at home, author, Auto, average, Bank, banks, before, Benefits, big, blueprint, bold, borrowers, Budgeting, build, business, Buy, buyer, buyers, Buying, Careers, cats, chance, choice, closing, closing costs, College, color, commission, Community banks, Conventional Loans, cost, Credit, Credit Bureaus, credit history, credit score, Credit unions, crime, data, Debt, decisions, Disability, disclosure, down payment, Down payments, event, experts, Fall, faq, Featured, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Free, free time, future, good, great, history, home, home loan, home loans, house, How To, impact, Insurance, interest, interest rate, interest rates, investment, items, jobs, Learn, lenders, Life, Links, loan, Loan origination, Loans, low, LOWER, Make, market, md, Media, Medical, military, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, needs, new, new york, new york times, News, offer, offers, online lenders, or, Origination, Other, past performance, payments, Personal, personal finance, plan, plants, points, pre-approval, Professionals, Purchase, questions, rate, Rates, Refinance, repair, Reviews, right, Secondary, sellers, shopping, space, spouse, stories, Style, Technology, The VA, time, title, tools, VA, VA loan, VA loans, va mortgage, value, veterans, veterans affairs, will, work, young

What Is the Social Security Special Minimum Benefit?

March 23, 2023 by Brett Tams

The highest special minimum benefit in 2023 is $1,033.50 per month. But the amount is lower for those with fewer years of paid work, or those who retire early.

Posted in: Investing, Moving Guide Tagged: 2022, 2023, Administration, assets, before, Benefits, Blog, currency, data, earning, expenses, Extra Money, Financial Wize, FinancialWize, government, Income, Insurance, Investing, list, low, LOWER, Main, money, nerdwallet, or, payments, retire early, retirement, security, social, social security, taxable, taxable income, time, under, wages, will, work, workers

What Happens When Your Bank is Seized by the FDIC?

March 23, 2023 by Brett Tams

One of the issues that many people have been concerned with during this recession is what happens when a bank is seized by the FDIC. This is a matter of concern because the recession saw quite a few bank closings, and there are still hundreds of banks still on the FDIC watch list for potential […]

The post What Happens When Your Bank is Seized by the FDIC? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2023, AAMS, Accredited Asset Management Specialist, action, Advertising, advisor, All, analysis, assets, author, Auto, balance, balance sheet, Bank, bank account, Banking, banks, before, Blog, blue, book, business, CD, CDs, cents, chance, Checking Accounts, Closings, cnbc, color, commission, communication, Consumers, Convenience, couple, Credit, credit cards, currency, custom, data, Debt, deposit, Deposits, disclosure, double, entry, experience, experts, faq, FDIC, Featured, Fees, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, front, funds, good, Google, great, green, health, healthy, hold, hours, Illinois, impact, industry, Insurance, interest, Invest, investment, investments, Leaders, Learn, Links, list, loan, Loans, Local, LOWER, Main, Make, manage, market, md, Media, money, money market, More, new, new york, new york times, News, office, Operations, or, orange, organizing, Other, ownership, Personal, personal finance, personal finances, place, plan, planner, Planning, podcast, protection, Purchase, quality, quiet, rate, ready, Recession, Research, resolution, retirement, Retirement Planning, Review, safe, savings, Savings Accounts, science, SEC, Sell, selling, story, the balance, The Wall Street Journal, thrift, time, title, Travel, trust, under, updates, Video, wall, Wall Street, wealth, wealth management, will, work, youtube

GO2bank Review for 2023

March 23, 2023 by Brett Tams

GO2bank is the mobile banking solution you’ve been looking for. Find out why in our 2023 review and simplify your finances today.
Posted in: Credit 101 Tagged: 2, 2023, ACH, All, AllY, app, apr, art, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, before, Benefits, Bill Pay, bills, bonus, build, building, business, Buy, california, capital one, cash advance, cash back, chance, chase, Checking Account, choice, cit bank, cit bank savings, company, cons, cost, Credit, Credit Bureaus, credit card, credit card payments, credit cards, credit history, credit limit, Credit Report, credit utilization, Debit Card, Debt, deposit, Deposits, Direct Deposit, earn interest, earning, earnings, experian, Experian Boost, FDIC, FDIC insurance, Fees, fico, fico score, finances, Financial Wize, FinancialWize, fraud, Free, funds, future, get started, good, government, gray, green, high yield savings, history, hold, hours, How To, Insurance, interest, interest rates, internet, irs, Learn, Links, low, LOWER, maintenance, Make, making, manage, mobile, Mobile App, Mobile Banking, model, modern, money, More, offer, offers, office, Online Savings Account, opportunity, or, Other, overdraft fee, overdraft fees, party, pay bills, paycheck, payments, plan, points, Popular, pros, Pros and Cons, protection, Purchase, Raise, Rates, refer a friend, Refund, Review, rewards, Rewards Cards, rich, risk, routing number, safe, save, Save Money, savings, Savings Account, Savings Accounts, secured credit card, security, security deposit, Sell, Sites, smart, social, social security, sofi, streaming, Style, tax, tax refund, tax refunds, Technology, time, traditional, Transaction, transfer money, utilities, Video, visa, will, withdrawal

Disparity in mortgage rates offered by lenders doubled in 2022: Study – Inman

March 22, 2023 by Brett Tams

Disparity in mortgage rates offered by lenders doubled in 2022: Study  Inman

Posted in: Renting Tagged: 2021, 2022, 2023, 30-year, agents, All, assets, average, borrowers, car, CFPB, closing, Closings, color, Consumer Financial Protection Bureau, Consumers, Credit, Credit Bureaus, custom, data, double, Down payments, environment, estate, Fannie Mae, Fees, fico, Financial Wize, FinancialWize, fixed, Freddie Mac, General, good, home, home loans, Homebuyers, Housing, Insurance, interest, interest rates, Las Vegas, Learn, lenders, list, loan, Loans, LOWER, luck, Make, making, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, neutral, new, News, offer, offers, one day, Opinion, or, payments, percent, points, price, protection, Purchase, Purchase loans, Quotes, rate, Rates, Real Estate, Real Estate Agents, realtor, Research, right, rise, Rohit Chopra, save, Save Money, savings, search, second, settlement, shopping, Sites, survey, Technology, time, title, Title Insurance, vacations, working, Zillow

Northwestern Mutual Announces Executive Leadership Changes

March 22, 2023 by Brett Tams

John Grogan to retire after 31 distinguished years of service, Kamilah Williams-Kemp to succeed as Chief Insurance Officer effective July 1, 2023 MILWAUKEE, March 22, 2023 /PRNewswire/ — Northwestern Mutual Chairman, President and CEO John Schlifske today announced senior leadership changes that position the company for long-term success by providing growth and development opportunities for … [Read more…]

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, advisor, african american, All, annuities, annuity, assets, Bank, Benefits, Broker, brokerage, business, Career, CEO, College, company, covid, COVID-19, COVID-19 pandemic, Crisis, data, decades, Development, Disability, Economics, experience, financial crisis, Financial Wize, FinancialWize, FINRA, growth, health, human resources, Income, industry, Insurance, international, investment, investments, Law, Leaders, leadership, Life, life insurance, LLC, long-term care, long-term care insurance, market, Marketing, markets, Media, Medical, money, More, new, News, Operations, or, organization, pandemic, plan, Planning, portfolio, portfolios, president, products, Professionals, Promotion, protection, public schools, risk, sales, savings, School, schools, science, security, title, transformation, Underwriting, wealth, wealth management, wi, will, Wisconsin, women

What Is DIF Insurance (Massachusetts Depositors Insurance Fund) – How It Works

March 22, 2023 by Brett Tams

If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC
Posted in: Business Tagged: 2, 2021, 2022, 2023, active, All, analysis, annuities, apple, assessment, assets, author, balance, balance sheet, Bank, bank account, Banking, bankruptcy, banks, basic, before, Benefits, blue, bonds, boston, business, Business Credit, california, cambridge, cape, Cape Cod, CD, CDs, cents, Checking Account, Checking Accounts, color, Community banks, Connecticut, cost, country, Credit, credit cards, Credit unions, Crisis, data, Debt, deposit, Deposits, Eagle, employer, event, Executive team, expenses, Family, Fannie Mae, Fannie Mae and Freddie Mac, FDIC, FDIC insurance, Federal Deposit Insurance Corporation, Federal Reserve, Fees, finances, financial crisis, Financial Services, Financial Wize, FinancialWize, Freddie Mac, Free, fund, funds, future, General, government, history, hold, home, Income, Insurance, insurance coverage, interest, investment, investments, Law, Legal, Life, list, Live, loan, Loans, Local, Main, market, Massachusetts, Media, mobile, model, modern, money, money market, money market accounts, More, Mortgage, Mortgages, Moving, mutual funds, net income, new, offer, or, organization, Other, party, penny, Personal, Personal Loans, president, products, protection, Public policy, reach, Regulatory, right, safety, Saving, saving strategies, savings, Savings Account, securities, short, Side, single, social, states, stocks, Strategies, Style, texas, time, title, town, Travel, Twitter, united, united states, value, vehicles, washington, weighing

Guac App Review — Effortless Goal-Based Saving

March 22, 2023 by Brett Tams

Discover the Guac App, an innovative savings tool that simplifies goal-based saving by automatically setting aside a percentage of each purchase.
Posted in: Credit 101 Tagged: 2023, active, actual, alaska airlines, All, app, app review, apple, Apps, author, balance, Bank, bank account, Banking, basic, Beauty, before, big, book, car, cash back, categories, Checking Account, color, Credit, credit card, credit card issuer, credit cards, data, debit cards, decisions, design, discover, down payment, earn interest, Emergency, Emergency Fund, Fall, Family, Fashion, FDIC, Fees, Financial Goals, Financial Wize, FinancialWize, fixed, flight, Free, friendly, fun, fund, funds, future, General, goal, goals, good, great, hold, Hospitality, HR, ihg, improvement, improvements, Insurance, interest, inventory, items, job, Life, list, LOWER, Make, making, marriott, Media, money, More, new, offer, opportunity, or, Other, patterns, paycheck, place, products, Purchase, reach, ready, returns, Review, Reviews, reward, rewards, right, risk, save, Saving, saving strategies, savings, Savings Account, Savings Accounts, savings goal, Savings Goals, shopping, short, simple, single, social, southwest, southwest airlines, Spending, Strategies, Style, target, Technology, time, title, tracking, traditional, Travel, Twitter, updates, vacation, value

U.S. Bank Smartly Checking Review for 2023

March 22, 2023 by Brett Tams

Looking for a checking account that meets your needs? Check out our 2023 review of US Bank Smartly Checking.
Posted in: Credit 101 Tagged: 1099, 2, 2023, app, assets, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, basic, before, Benefits, big, Bill Pay, bills, bonus, brick, Budgeting, build, business, calculator, cash bonus, categories, CDs, chase, chase checking, chase sapphire, Checking Account, Checking Accounts, choice, Choices, closing, College, Commercial, company, cons, Consumers, Convenience, country, Credit, credit card, credit score, credits, customer service, Debit Card, deposit, Deposits, Direct Deposit, Discounts, earn interest, earning, Emergency, Entertainment, equity, existing, Extra Money, Fall, FDIC, Federal Deposit Insurance Corporation, Fees, Financial Services, Financial Wize, FinancialWize, fraud, Free, free checking, fund, funds, get started, Giving, goals, good, gray, groceries, Grow, habits, home, home equity, home equity line of credit, home equity loan, hours, How To, Insurance, interest, interest rate, interest rates, investments, Joint Account, kids, Learn, Life, line of credit, list, loan, low, LOWER, maintenance, Make, making, manage, market, Midwest, military, mn, mobile, Mobile App, Mobile Banking, Mobile Check Deposit, money, Money Management, money market, money market accounts, More, Mortgage, mortgage loan, most popular, Move, needs, net worth, new, no fee, offer, offers, Online Banking, Online Bill Pay, or, Other, overdraft fee, overdraft fees, Personal, personal loan, place, plan, Popular, premium, products, Promotion, pros, Pros and Cons, protection, Purchase, rate, Rates, reach, retail branches, retirement, retirement account, Revenue, Review, rewards, rich, right, safe, save, savings, Savings Account, Savings Accounts, School, smart, Spending, stage, states, Style, taxes, the west, time, tools, traditional, Transaction, transaction fees, TransUnion, trust, U.S. Bancorp, u.s. bank, under, US Bank, value, VantageScore, visa, will, young
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