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Snapshot: No annual fee and fantastic cash back opportunities as high as 10% on select purchases. Great rewards card option if you frequently spend on dining, travel or groceries.
Basic Features
- Ongoing APR: reg_apr,reg_apr_type depending on creditworthiness
- Annual fee: annual_fees
- Credit needed: Scores in the credit_score_needed range
Additional Details
- 10% cash back on Uber and Uber Eats purchases
- 8% cash back on purchases through Capital One Entertainment
- 5% cash back on select travel reservations booked with Capital One Travel
- 3% cash back at approved grocery stores
- 1% cash back on everything else
Full Review of Capital One SavorOne Cash Rewards Card
Full Review of Capital One SavorOne Cash Rewards Card
In general, this is a great card if you have experience with cash back rewards cards and you like to hunt down a good deal. Maximizing your rewards will require some attention to detail – for example, booking travel reservations through Capital One Travel to earn that 5% cash back or knowing what grocery stores qualify for the rewards points.
But, this card does offer 1% cash back on “everything else,” so even if you’re not paying attention, you’re still earning something. Heads up, this card does have a relatively high APR of reg_apr,reg_apr_type. You’ll need to pay off your card consistently to avoid that interest rate and profit off those rewards.
Like what you’re reading? Learn more about applying for the Capital One SavorOne Cash Rewards Card
What You’ll Like About It
Easy Cash Back for Food Purchases
If you’re the kind of person who loves eating out (or ordering in), this is the card for you. The Capital One SavorOne Cash Rewards card offers a variety of different rewards categories for entertainment, travel and general purchases, but your best opportunity for earning cash back rewards is with food purchases. This card offers 10% cash back on Uber Eats purchases for those splurge nights when you don’t want to leave the house.
Even if you’re not eating out, this card allows you to earn 3% cash back on grocery store purchases. (Excluding some stores like Walmart and Target. creditworthiness, income and existing debt.
How Soon Can I Increase My Credit Limit After Being Approved for a Capital One SavorOne Cash Rewards Card?
Typically, most credit card issuers require at least 6 months of on-time payments before considering you for a credit limit increase. You can improve your chances of getting an increase by paying your bills on time and managing your credit well.
How Good is a Capital One SavorOne Cash Rewards Card for Building Credit?
Like most credit cards, Capital One will report on-time payments to the credit bureaus, which could help you build up good credit over time. However, if you have a low credit score and are looking to build your credit back up with on-time credit card payments, this may not be the best option. If you’re concerned about whether or not your credit is strong enough to be approved for this card, it may be better to start out with a secured credit card that will help you upgrade to another “unsecured” credit card.
Learn more about how to sign up for a Capital One SavorOne Cash Rewards Card
Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.
Source: credit.com