The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.
One of the best ways to avoid free credit score scams is to find reputable sources through reviews and not to click links from unknown senders advertising free scores. Some scams use robocallers as well.
A credit score is an important indicator of your financial health. It can affect your interest rates, how much your deposits are and your ability to get a loan. There are many services out there that charge you to check your credit score, which is what makes free credit score offers so alluring. Unfortunately, there are nefarious people who try to steal personal or financial information through free credit score scams.
According to the Federal Trade Commission (FTC), consumers reported losing over $10 billion to fraud in 2023. During this time, there were 5.4 million reports, and many included identity theft. This is why knowing how to spot credit score scams is so important.
Today, you’ll learn four tips to avoid credit score scams and how to find reputable organizations that provide the service legitimately.
1. Only use reputable sources for free credit scores and reports
If you’re looking to check your credit score for free, one of the most important things you can do is to find reputable companies. In order to check your credit score and report, the company needs your personal information, so you want to ensure they’re legitimate.
How to safely get your free credit report
The best source to get your credit report is through AnnualCreditReport.com, a site authorized by the U.S. government to provide you with your report once a year for free. Here, you receive your report from the three major credit bureaus — TransUnion®, Experian® and Equifax®. Doing it this way, you can ensure getting your free credit report is safe.
How to safely check your credit score for free
There are many ways to get your credit score for free, including:
Credit card companies: Credit card companies often offer free credit scores via their mobile app and website. You can sometimes find it on your monthly statement as well.
Banks and credit unions: Similar to credit card companies, many banks also have your credit score in their app or on their website. Not all credit unions have this service, so check to see if yours does.
Reputable online services: Many online services that offer free credit scores, but do your research first to see if they’re reputable.
Also, keep in mind that some companies aren’t legitimate, so learning how to identify credit repair scams is helpful.
2. Beware suspicious emails
Email scams commonly advertise financial services as a way to steal your information. Bad actors use a technique known as “phishing,” which involves trying to get your information by having you click on links.
Many scammers are good at what they do, so the emails will look legitimate. They may use company logos and legitimate-looking websites to steal your information. This is why it’s helpful to look for signs of email scams:
Email address: The sender should have an email address that’s @ the company’s website domain.
Suspicious attachments and links: Some links or attachments can steal your information, so try not to click or open ones that look suspicious.
Poor spelling and grammar: If you look closely, you can often find issues with spelling and grammar. They may also have awkward phrasing because they’re sometimes sent from outside the U.S.
Sense of urgency: In an attempt to have the reader not look too closely or question the email, the sender may create a false sense of urgency to get your information.
3. Don’t provide payment information
A free credit score should be free, which is why you should be skeptical if the service is asking for payment information upfront. A free credit report scammer may ask for your payment information so they can steal it to make purchases.
It’s helpful to note that many legitimate services that provide free credit scores may ask for payment information for a free trial. If you don’t want to move forward with the membership, it may be a good idea to set a calendar reminder to cancel before you’re billed. Just be sure to check that the company is reputable before providing your payment information.
4. Ignore unknown callers and robocallers
Unknown callers can sometimes be a red flag, and robocallers are becoming more popular. Robocallers are often pre-recorded messages, but with artificial intelligence becoming more popular, they can sound even more real.
A credit score or credit report scam may be from someone impersonating a financial institution. Similar to scam emails, they may create a sense of urgency by telling you there’s a problem with your credit report and trying to entice you to give your information. This can lead to identity theft or the theft of your credit card information.
One of the simplest ways to avoid these types of scam calls is to change your phone settings. Many of the newer smartphones allow you to change the settings to send unknown callers straight to voicemail.
What to do if you’re the victim of a free credit score scam
Even with the knowledge of what to do to avoid free credit score scams, you can still become a victim. If this happens, there are some steps you can take:
Freeze your credit: You can freeze your credit with all three bureaus to prevent anyone from opening new lines of credit until you unfreeze it.
Report the scam: On the FTC website, you can report fraud to begin an investigation.
Contact your bank and credit card providers: If the scammers stole your information, consider canceling your debit and credit cards and changing your bank account information.
How to get your free credit score from a reputable company
To avoid free credit score and credit repair scams, be sure to use a reputable company like Lexington Law Firm. To avoid free credit score and credit repair scams, be sure to use a reputable company like Lexington Law Firm. Get your free credit assessment today for a free credit score and credit report summary.
Note: Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.
Do you want to learn how to get paid to shop? It’s possible! Many companies and apps now give you ways to get paid for shopping that you might already do. You can make extra cash by grocery shopping, buying clothes, or even just browsing stores. These opportunities range from being a personal shopper to…
Do you want to learn how to get paid to shop? It’s possible! Many companies and apps now give you ways to get paid for shopping that you might already do.
You can make extra cash by grocery shopping, buying clothes, or even just browsing stores. These opportunities range from being a personal shopper to taking surveys about products you buy. Some options let you shop for yourself, while others involve shopping for other people. It’s a fun way to earn money doing something you enjoy.
Over the years, I’ve found that there are so many ways to make money while shopping, and it’s been a great side hustle for me. From getting paid to shop for others to earning cash back on my own purchases, it’s an easy and enjoyable way to bring in extra income.
How To Get Paid To Shop
Below are the best ways to get paid to shop.
1. Personal shopper
Personal shoppers help people buy things. They pick out clothes, gifts, and other items for clients, so this can be a fun way to get paid for shopping.
To become a personal shopper, you need good taste and people skills. You should enjoy fashion and keeping up with trends.
Many personal shoppers work in person in retail stores, but you can also get paid to shop online for others. They help customers find outfits and accessories. Some work for wealthy clients, buying everything from groceries to designer clothes.
You can start by getting a job at a department store and looking for positions in personal shopping or styling. Another option is to work for yourself and you can find clients through word-of-mouth or online platforms.
When I was younger, I had a friend who was a personal shopper for a family. My friend mainly did their grocery shopping and ran errands, but would occasionally buy gifts for when the family was attending a birthday party or a wedding.
2. BestMark
I’ve done a lot of mystery shopping over the years, and it’s been a fun way to earn extra money while doing something I already enjoy. Whether it’s evaluating a store’s customer service, trying out new products, or going to a restaurant, it’s pretty easy work.
BestMark is a top mystery shopping company that’s been around since 1986.
As a BestMark shopper, you’ll visit stores, restaurants, and other businesses. You’ll act like a regular customer and evaluate your experience, and this might include checking product quality, service speed, and staff friendliness.
After your visit, you’ll fill out a detailed report online. BestMark gives you a list to help you understand what to look for during your shop.
The pay for BestMark shops varies, but you can tend to earn between $10 and $20 per task. For most assignments, you will get your meal or whatever you buy reimbursed. They usually give you a limit on what you can spend or they specifically tell you what to buy.
Recommended reading: 9 Best Mystery Shopping Companies To Work For
3. Swagbucks
Swagbucks is a popular website that pays you to shop online, and it’s free to join and easy to use.
I’ve been using Swagbucks for almost 10 years now, and I think it’s pretty easy to earn points.
To get paid to shop with Swagbucks, there are two main ways to earn points:
Earn cash back when shopping online. For example, right now you can get up to 8% cash back when shopping at Macy’s, up to 4% when shopping on Amazon, up to 10% when shopping at Best Buy, and more.
Earn points (SB) by submitting your shopping receipts. You can submit any receipt that you have from the last 14 days – both in-store and online receipts. You can then earn points. For example, you can get 50 points for any loaf of bread that you buy, 50 points for any bananas, 900 points for diapers, and more.
When you’ve collected enough SB, you can trade them for gift cards. You can pick from lots of popular stores. If you prefer cash, you can get money sent to your PayPal account instead.
I’ve redeemed over 100 gift cards from Swagbucks over the years, and I love how easy this rewards site is to use.
If you join Swagbucks through my referral link, you will receive a $10 bonus.
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Swagbucks is a site where you can earn points for answering surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
4. Rakuten
Rakuten is a popular way to earn cash back when you shop online. It’s free to use and super easy to get started.
I have used Rakuten for years and it’s an easy way to get cash back for the online shopping that you already do. In fact, I just used it on a hotel booking, and I received 2% back, which adds up quickly for a hotel!
You just sign up for an account on Rakuten’s website or app. Then when you want to buy something, go through Rakuten first. They’ll send you to the store’s site to shop like normal.
After you make a purchase, Rakuten adds cash back to your account. The amount varies by store, but it’s often 1% to 10% of what you spend. Some stores even pay you 20% or more during special sales.
You can get paid by check or PayPal. Rakuten sends out payments every 3 months and you need at least $5 in your account to get paid.
So, why does Rakuten give you this cash back? Rakuten makes money by getting a commission from stores when you buy stuff. They share part of that commission with you as cash back.
Please click here to sign up for Rakuten. Plus, you can get a $30 bonus when you spend $30 if you join right now (at the time of this writing; please double-check the current offer).
5. Stitch Fix stylist
Want to get paid to shop for others? Becoming a Stitch Fix stylist might be perfect for you. This job lets you work from home and help people look their best.
Stitch Fix hires stylists for women’s, men’s, and kids’ styling. They even train you, so you can start with no experience.
As a Stitch Fix stylist, you’ll pick out clothes for customers based on their likes and needs. You’ll use a computer to see what items are available and choose the best ones for each person.
6. Instacart shopper
Becoming an Instacart shopper is a way to make money grocery shopping on your own schedule.
As an Instacart shopper, you’ll pick up and deliver groceries to customers. Instacart has full-service shoppers, where you shop and deliver groceries, as well as in-store shoppers, where you only shop in-store but don’t deliver (someone else picks up the items and delivers).
To start, you need to be at least 18 years old. You’ll also need a smartphone to use the Instacart app as this app tells you what to buy at the grocery store and where to deliver it.
Instacart gives you a payment card to use at stores. You’ll get this card about a week after signing up. You use it to pay for the groceries you’re buying for customers.
Recommended reading: Instacart Shopper Review: How much do Instacart Shoppers earn?
7. Shopkick
Shopkick is a free app that lets you earn rewards for shopping. You can get points called “kicks” for different activities. These include scanning products in stores and uploading receipts.
You don’t even need to buy anything to earn kicks. Just walking into certain stores can give you points. The app works with many popular retailers like Target and CVS.
As you collect kicks, you can trade them for gift cards.
To start, just download the Shopkick app on your phone. Then link your credit or debit cards to your account, because this lets you earn kicks automatically when you shop at partner stores.
8. Ibotta
Ibotta is a free app where you can earn cash back on your everyday purchases. It works for both online and in-store shopping at many popular retailers.
To get started, download the Ibotta app on your phone. Before you shop, browse the app for “offers” at your favorite stores. You’ll see cash back deals on specific items or entire purchases.
When shopping in stores, buy the items with offers (of course, make sure these are items that you actually want to buy because the item is not free, it is simply more like getting a discount). Then, take a picture of your receipt with the app when you are done. Ibotta will match your purchases to the offers and add cash back to your account.
For online shopping, start your purchase through the Ibotta app or website. Shop as usual, and you’ll automatically earn cash back on qualifying items.
Ibotta works with many big stores like Walmart, Target, and Kroger.
Once you reach $20 in your account, you can cash out via PayPal or choose a gift card. It’s a simple way to make your shopping more rewarding.
This app is available for both Android and iOS (iPhone).
You can sign up for Ibotta here.
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Ibotta is an app where you can get cash back and earn free gift cards. Simply submit your receipts on your everyday purchases with your phone.
9. Ath Power Consulting
Ath Power Consulting is a company where you can get paid to do mystery shopping. They have a huge network of over 600,000 shoppers across North America.
Ath Power does more than 10,000 mystery shops each month. They work with many well-known brands and companies around the world.
Ath Power mystery shoppers shop in person for companies, and then share their thoughts about the products and services they try. Companies can then use this information to improve what they sell to customers.
10. IntelliShop
IntelliShop is a company that hires for mystery shopping jobs. You can sign up to become a secret shopper and get paid to visit stores.
Most tasks pay between $5 and $20. They usually take less than 15 minutes in the store, and then after your visit, you’ll need to fill out a report.
IntelliShop has jobs in stores, online, and over the phone.
As a mystery shopper for any of the mystery shopping companies on this list, please remember to keep any receipts or business cards from your visit. You’ll need these to prove you completed the task and get paid.
Recommended reading: How To Become A Mystery Shopper
11. Care.com
Care.com is a site where you can earn money by helping others with tasks like grocery shopping. You can sign up as a helper on their platform to find local gigs.
The site connects you with people who need assistance, such as parents and seniors. You might help with grocery shopping, cooking, or other errands.
As a helper on Care.com, you can set your own rates. Some helpers charge between $15 and $25 per hour. The amount that you decide you want to get paid may vary based on your experience and the tasks you do.
You may be able to find enough gigs to make this a full-time career, or you can also do this part-time in your spare time.
12. Capital One Shopping
Capital One Shopping is a free tool that can help you save money when you shop online. It’s a browser extension and mobile app that works in the background while you browse.
When you’re ready to check out, Capital One Shopping searches for coupon codes automatically and it tries to apply them to your order to get you the best deal.
The tool also compares prices across different websites. This can help you find the lowest price for items you want to buy.
You can earn rewards called Shopping Credits when you make purchases through Capital One Shopping. These credits can be redeemed for gift cards to popular stores.
While you won’t get paid directly to shop, you can save money and earn rewards. This can add up to significant savings over time and even free gift cards.
I recently received a $71 gift card for simply using the Capital One Shopping browser extension, which was super easy to get.
You can learn more at Capital One Shopping Review: Is It Worth It?
13. Fetch Rewards
Fetch Rewards is a free app that lets you earn points for shopping. You can get points by scanning any receipt or shopping online through the app.
I use Fetch Rewards for nearly all of my grocery shopping receipts. What I like about Fetch is that you don’t need to clip coupons or look for special offers. You just buy products and scan your receipts when you are done. It takes less than one minute to scan your receipt and earn points, so it is very easy.
Fetch gives you points for every receipt you upload. You can earn extra points by buying specific brands or products. The app has special offers where you can earn extra points, such as for buying a specific brand of cheese.
You can turn your points into gift cards from many stores and restaurants. Some options include Amazon, Target, and Starbucks.
You can sign up for Fetch Rewards here.
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With this app, you can scan your grocery receipts (from any grocery store or wholesale club, any time) and earn free gift cards. It is free to sign up and easy to use.
14. Uber Eats
With Uber Eats, you can make money by delivering food.
To get started, you’ll need to create an account and fill out some forms. Once approved, you can begin accepting delivery requests through the Uber app.
Uber Eats drivers can earn around $15 to $26 per hour on average. Your earnings can vary based on factors like your location, how busy it is, and the amount that you earn in tips.
You will want a reliable vehicle and a valid driver’s license, of course, for this side gig.
Recommended reading: 14 Ways To Make Money Driving
15. DoorDash
DoorDash is another way to get paid for delivering food.
DoorDash pays Dashers weekly through direct deposit. If you need money faster, DoorDash offers a Fast Pay option. This lets you cash out your earnings right away for a small fee.
Remember, you’re responsible for your own expenses like gas and car maintenance. It’s a good idea to track these costs to see how much you’re really earning.
16. Taskrabbit
Taskrabbit is an app that lets you make money by doing odd jobs for people in your area. You can pick tasks that fit your skills and schedule.
Some popular jobs on Taskrabbit include cleaning houses, assembling furniture, and running errands (such as shopping for others).
Taskrabbit gives you the flexibility to choose when and how much you work, as well as the type of work that you want to do.
17. Walmart personal shopper
You can get paid to shop as a Walmart personal shopper. This job lets you pick out items for customers who order online.
You’ve probably seen Walmart personal shoppers when you’ve been in Walmart. They work for Walmart and typically have a uniform and a very large basket where they collect items for different orders.
Walmart personal shoppers earn about $15 per hour on average.
Most personal shoppers work full-time or nearly full-time, between 32 to 40 hours a week.
As a personal shopper, you’ll walk around the store and find items customers want. You’ll need to be quick and careful to pick the right products.
Frequently Asked Questions
Getting paid to shop can be a fun way to earn extra money. There are different methods like using apps, shopping for others, and being a mystery shopper. Here are answers to common questions about how to get paid to shop.
How to get paid to go shopping?
You can get paid to shop by using cash back apps, becoming a personal shopper, or doing mystery shopping. Cash back apps give you money back on purchases. Personal shoppers buy things for busy people. Mystery shoppers check stores and fill out shopping assignments on their customer experience.
What are the top apps that pay you for shopping?
Some popular apps that pay you for shopping are:
Rakuten: Gives cash back on online purchases
Ibotta: Pays rebates on groceries and other items
Shopkick: Rewards you for scanning items in stores
Fetch Rewards: Gives points for uploading grocery receipts
These apps are free to use and can help you save money on things you already buy.
How can I earn cash by doing grocery shopping for others?
You can earn cash by grocery shopping for others through apps like Instacart or Shipt. Sign up as a shopper, get orders from customers, and deliver their groceries. You’ll get paid for each order you complete.
How much money do people usually make by delivering groceries?
The amount of money you can make by delivering groceries varies. Most shoppers make between $10 and $25 per hour, and your pay depends on factors like the number of orders you complete, the size of the orders, tips from customers, and time of day and demand.
Is being a secret shopper a good side hustle?
Secret shopping can be a good side hustle. It lets you earn money while shopping and dining out, but it’s not a full-time job. I have done a lot of mystery shopping assignments over the years.
What ways to get paid to shop on Amazon are there?
You can get paid to shop on Amazon in a few ways:
Use cash back sites like Rakuten when shopping on Amazon
Join Amazon’s Vine program to review products
Sell items on Amazon as a third-party seller
Sign up for the Amazon Associates Program to earn from product links
These methods can help you save money or earn extra cash while shopping on Amazon.
Best Ways To Get Paid To Shop – Summary
I hope you enjoyed my article on how to get paid to shop.
Getting paid to shop is a fun and easy way to make extra money while doing things you already like. I have been getting paid to shop for over 10 years now, and I have done almost everything on this list. While I’ve not earned a full-time income doing anything on this list, I have earned side income and plenty of free gift cards over the years.
You can use cash back apps or become a personal shopper to earn cash. You can make money buying groceries, clothes, or even taking surveys about your shopping habits.
Mystery shopping is another way to earn money by pretending to be a regular customer and reporting your feedback on your experience. Companies like BestMark and IntelliShop pay for this. Apps like Swagbucks and Fetch Rewards make it easy to earn by scanning receipts or shopping online.
Whether you want a side hustle or just want to save money, getting paid to shop is a fun way to make more money.
Minnesota, known as the “Land of 10,000 Lakes,” blends natural beauty and city life. If you’re considering a move to this northern state, it’s essential to weigh the pros and cons of living in Minnesota. So, is Minnesota a good place to live? Let’s explore what makes it appealing and some challenges residents face.
Is Minnesota a good place to live?
Life in Minnesota is characterized by its stunning landscapes, friendly communities, and a strong emphasis on outdoor activities. The largest cities, Minneapolis and St. Paul, also known as the Twin Cities, boast a thriving arts scene, diverse culinary options, and numerous cultural festivals throughout the year. Major employers include Target, U.S. Bancorp, and the Mayo Clinic, contributing to diverse job market.
For opportunities to explore the outdoors, Minnesota offers a wealth of activities year-round. In the summer, residents can explore the state’s 10,000 lakes, with opportunities for kayaking, fishing, and swimming. The extensive trail system in parks like the Boundary Waters and the Superior Hiking Trail attract hikers and campers from all over. Whether you’re drawn to the thriving job market, the rich arts scene, or the endless outdoor adventures, Minnesota has something for everyone.
Minnesota state overview
Population
5,706,494
Biggest cities in Minnesota
Minneapolis, Saint Paul, Rochester
Average rent in Minneapolis
$1,649
Average rent in Saint Paul
$1,311
Average rent in Rochester
$1,464
1. Pro: Abundant outdoor activities
Minnesota is a great place to explore. With its 10,000 lakes and numerous parks, you can enjoy various activities year-round. In the summer, fishing, swimming, and boating on lakes like Lake Minnetonka or Lake of the Isles are popular pastimes. As the seasons change, the state’s natural beauty transforms, offering excellent opportunities for hiking in the lush forests, biking on scenic trails, and enjoying the vibrant fall colors. When winter arrives, residents can embrace snowshoeing, ice fishing, and skiing in places like Afton Alps.
Travel tip: Don’t miss the Boundary Waters Canoe Area Wilderness. This stunning location has pristine lakes and incredible opportunities for canoeing, fishing, and camping, making it perfect for a weekend getaway.
2. Con: The winters can be harsh
While the snow-covered landscape can be beautiful, winters in Minnesota can be brutal, with temperatures often plunging below freezing and snow accumulating frequently. This extreme weather can impact daily life, making commuting a challenge and limiting outdoor activities for some. The subzero temperatures can lead to icy roads and increased heating costs, forcing residents to bundle up and invest in winter gear.
3. Pro: Minnesotans are friendly
Minnesotans are known for their friendliness and community spirit, which is evident in the many local events and gatherings throughout the year. Neighborhoods often come together for community events, farmers’ markets, and festivals that celebrate local culture and history. Volunteering is a common practice, and many residents engage in initiatives that support local charities and businesses.
Insider scoop: Attend the Minnesota State Fair in late August to early September, where you can sample iconic local foods, enjoy live music, and experience the best of Minnesota culture.
4. Con: There are plenty of potholes to avoid
One of the more frustrating aspects of living in Minnesota is the prevalence of potholes, particularly during the spring months. The state’s harsh winter weather, with its constant freeze-thaw cycles, takes a serious toll on the roads, leading to an abundance of potholes. These road hazards can make driving less enjoyable and potentially cause damage to vehicles, such as flat tires or misaligned suspensions. In some areas, it can feel like you’re constantly dodging potholes on your daily commute, which can be a significant inconvenience for residents.
5. Pro: Rich cultural scene
The Twin Cities are home to a variety of museums, theaters, and galleries, including the Walker Art Center and the Minneapolis Institute of Art. These institutions host a wide range of exhibits and performances, showcasing local and international artists. Additionally, events like the Minnesota State Fair and the Twin Cities Jazz Festival highlight the state’s rich arts and music scene, offering opportunities for residents to explore and enjoy diverse cultural experiences.
Insider scoop: Take advantage of the Minneapolis Institute of Art, which offers free admission to its extensive collection of art from around the world. This gem not only showcases local artists but also hosts rotating exhibitions.
6. Con: High income taxes
Minnesota has one of the higher tax burdens in the country, which can be a drawback for some residents. State income tax rates can reach as high as 9.85% for those in higher income brackets, and property taxes can also be notable, impacting overall affordability. While these taxes fund essential services like education, healthcare, and infrastructure, they can strain budgets.
7. Pro: Commitment to sustainability
Minnesota is known for its commitment to sustainability and environmental protection. Many cities, including Minneapolis and St. Paul, promote green living initiatives, encouraging residents to adopt eco-friendly practices such as recycling, composting, and using public transportation. The state has also invested in renewable energy sources, making significant strides toward reducing its carbon footprint. Residents often engage in community efforts to protect local ecosystems and support sustainable agriculture.
Insider scoop: If you’re looking to get involved locally, check out Minnesota’s Zero Waste Challenge or volunteer with organizations like Minnesota Water Stewards, where you can actively contribute to keeping the state’s water sources clean and promote conservation efforts in your community.
8. Con: Limited public transportation
While the Twin Cities have a light rail system and bus services, public transportation options in other areas can be limited. Many suburban and rural communities lack comprehensive transit systems, which can make owning a car necessary for getting around. This limitation may be challenging for those who rely on public transport or prefer a car-free lifestyle. As a result, residents may need to budget for a vehicle and associated costs, such as insurance and maintenance.
9. Pro: Relatively lower cost of living in the state
One of the appealing aspects of living in Minnesota is its relatively lower cost of living compared to many other states, particularly in the Midwest. While cities like Minneapolis and St. Paul have seen rising housing costs, they are still more affordable than other major metropolitan areas in the U.S. The average rental rate for a one-bedroom apartment in Minneapolis hovers around $1,400 per month, while in smaller cities like St. Cloud, it’s significantly lower, averaging around $875. This lower cost of living makes Minnesota a good place to live for those looking to stretch their budget.
10. Con: Beware of the ticks
Ticks are a common nuisance in Minnesota, especially during the warmer months from late spring through early fall. These small, parasitic insects thrive in the state’s wooded areas, grassy fields, and even along hiking trails. The risk of tick bites can be a concern, as some ticks carry diseases such as Lyme disease and anaplasmosis. While enjoying Minnesota’s beautiful landscapes, residents must remain vigilant about tick prevention, including wearing long sleeves, using insect repellent, and conducting thorough tick checks.
As a real estate investor who has bought and sold numerous properties over the years, one of the most common questions I encounter is whether it’s better to sell a property vacant or with tenants in place. The answer isn’t always straightforward and depends on various factors, including property type, market conditions, and target buyers. Let’s break down the pros and cons for different property types.
Table of Contents
Video: Is it Better to Sell Houses or Investment Properties Vacant or With Tenants?
Single-Family Homes
Generally, single-family homes will sell for more money when vacant. Here’s why:
Owner-occupants typically pay more than investors because they’re buying a home, not just an investment
Owner-occupants make up the largest buyer pool for single-family homes
Properties can be properly prepared and staged when vacant
Repairs and updates are easier to complete without tenants
For example, I recently sold a single-family flip that could have rented for $2,000 monthly ($24,000 annually). Using a gross rent multiplier of 8%, an investor might have valued it around $300,000. However, we sold it vacant to an owner-occupant for over $400,000.
Exception: Low-Value Markets
In markets with very low property values but decent rental rates, it might make more sense to sell with tenants. This is common with turnkey rental operations, where properties are sold to out-of-state investors with tenants and property management already in place.
Multi-Family Properties
Duplexes
For duplexes, having at least one unit rented often makes sense because:
It appeals to house hackers who want to live in one unit and rent the other
Rental income helps buyers qualify for financing
Shows proven rental income potential
However, ensure units are rented at market rate. Below-market rents can actually decrease property value.
Larger Multi-Family (5+ Units)
For properties with five or more units:
Almost always better to sell fully occupied
Aim for market-rate rents
Maintain good payment history from tenants
Keep detailed income and expense records
Properties are valued based on income approach
Owner-occupant financing isn’t available, so investor buyers dominate
Commercial Properties
Small Commercial
Small commercial properties can go either way:
Vacant might appeal to owner-occupant businesses
Could potentially get higher prices from owner-users than investors
Market conditions and timing play crucial roles
Large Multi-Tenant Commercial
For larger commercial properties with multiple units:
Generally better sold with tenants in place
Investors typically prefer stabilized income
Having a few vacant units is okay for showing upside potential
Detailed rent rolls and financial statements are crucial
Single-Tenant Large Commercial
These can be challenging:
Harder to sell vacant due to specialized uses
Consider splitting into smaller units if vacant
Triple net leases with strong tenants add significant value
Property value closely tied to tenant quality and lease terms
Special Considerations
Mixed-Use Properties
For mixed-use properties:
Usually better occupied, especially if tenants are strong
Consider separating business operations from real estate
Can sometimes work with partial vacancy
Value based on both current income and potential use
College Rentals
Timing is crucial:
Best to sell either fully rented during school year
Or vacant right before rental season
Avoid having vacancy during off-peak rental periods
Conclusion
While each property is unique, here are the general rules of thumb:
Single-family homes: Usually better vacant
Multi-family: Usually better occupied
Commercial: Depends on size and type
Always consider market conditions and timing
Ensure rents are at market rate if selling occupied
Maintain good financial records for occupied properties
Remember that these are guidelines, not absolute rules. Market conditions, property condition, and timing can all impact whether vacant or occupied is the better choice for your specific situation.
The best place to buy a used car — whether it’s a traditional car dealership, used-car website or private seller — depends on your priorities and needs. When you know the various options for buying a used car, along with the advantages and disadvantages of each, it can help you target those that are best for you.
Buying from a traditional used car dealership
If you want to browse a selection of used cars in person, take a test drive and negotiate price, a traditional car dealership may be a good option for you. You can get financing on site, although it’s always best to come with a preapproved auto loan for comparison. Also, the dealership will handle most of the paperwork for you.
On the downside, you can expect higher prices than you’ll find at other places and possible sales pressure from employees driven by quotas and commissions.
Before you visit a dealership, browse their online auto listings and read customer reviews. Also, be aware that different types of used-car dealerships exist, and one may be a better fit for you than another. Here’s a brief rundown:
Franchise dealerships
Franchise dealerships are affiliated with certain car manufacturers, and they sell both new and used vehicles. New cars in their inventory are limited to makes and models of the affiliated car maker, but used cars could be different brands, usually obtained from customer trade-ins. Franchise dealerships also sell certified pre-owned cars (CPO cars), which are used cars of that dealership’s brand. CPO cars have been inspected, reconditioned with factory parts and typically come with the best warranties, so they’re considered to be among the most reliable used cars.
If you have a specific make and model in mind, you’re likely to find a better selection at a franchise dealership.
Franchise dealerships with CPO cars are an opportunity to buy a used car in like-new condition.
This type of dealership usually has a larger network of lending partners to help you find a competitive rate on an auto loan.
If you’re looking for a range of makes and models, the used-car lot at a franchise dealership is less likely to offer that.
Franchise dealers often have the expense of bigger showrooms and employee teams, which can result in higher car prices.
If you buy a CPO car, expect it to have a higher price tag than a non-certified pre-owned car.
Independent dealerships
Independent dealerships aren’t affiliated with a certain car manufacturer and are usually owned and operated locally. They can be a single location on a corner lot or a full-sized dealership with multiple locations around town.
Independent dealerships have a mix of makes and models, since they aren’t affiliated with a specific car manufacturer.
Independent dealers usually don’t have as much overhead, so they’re able to sell used cars for less.
Smaller independent dealerships may have limited inventory.
Independent dealerships often have fewer financing connections and options, so you may be offered a higher loan rate than you could get elsewhere.
National used car dealerships
National dealerships have many locations across multiple states. They have a big online presence, with car listings searchable by area and an ability to handle the sales process remotely.
One national car dealer is AutoNation, which has more than 300 locations in 20 states and more than 18,000 used vehicles, including CPO cars, listed for sale online. Another is CarMax with 200-plus stores nationwide and an inventory of more than 45,000 cars listed online. If you aren’t near a national dealer’s location, you can pay to have the car you buy shipped to your home.
National dealerships, compared to other types of dealerships, have the largest inventories and variety of makes and models.
You can easily search their website listings and manage the entire buying process online.
National dealerships usually have no-haggle pricing.
Cars purchased from national chains often come with a limited money-back guarantee and warranty. For example, CarMax allows you to return a car within 10 days of its purchase, and cars come with 90-day or 4,000-mile warranty.
If the car you find is located across the country, test driving can be difficult. You might be able to pay to have the vehicle sent to a nearby location for a test drive, with no obligation to buy.
If you prefer negotiating on price, that isn’t likely to be an option.
Money-back guarantees may not apply for cars delivered to customers out of state, so check the fine print.
Car rental agencies
Car rental companies update their fleet of vehicles every year or two, and many of those cars are sold by their sales divisions. Rental companies have a limited number of used-car dealerships, with available cars also listed on their websites.
Used rental cars usually sell for competitive prices.
Rental cars have a strict maintenance schedule, which isn’t always the case for other used cars.
Rental cars are often sold with an extended warranty.
Rental cars may have higher mileage or more wear and tear than other used cars.
Inventory for used rental cars is limited, and you may not be able to find a specific make and model.
Buying from online-only used-car websites
Many car-buying websites are operated by companies that don’t have their own car lots or showrooms. These sites differ in how they operate and obtain vehicles, so the best websites to buy used cars won’t be the same for everyone. Here are a few examples:
Online-only used car retailers
Online auto retailers, like Carvana, operate much like a dealership but without traditional dealer locations. They have their own inventory to sell, and they may list cars from dealership partners.
Online car retailers have a large inventory and variety of makes and models.
The retailer can handle all or most of the car-buying process for you, including financing and title transfer/registration if allowed in your state.
Cars purchased from online retailers usually come with a limited money-back guarantee and warranty. For example, Carvana provides a seven-day money-back guarantee (with a limit of 400 miles) and a warranty covering 100 days or 4,189 miles.
Prices aren’t typically negotiable, so you can avoid the stress of haggling.
You may have to pay to have a car shipped or delivered to your home or other agreed location.
You probably won’t be able to test drive a car until it’s delivered.
If you like to negotiate on price, that may not be an option.
Online auto marketplaces
Websites like Autotrader and Cars.com aggregate listings for used cars from dealerships and private sellers. Online aggregators may include listings from sites like CarMax and Carvana.
Auto marketplaces provide an easy way to view cars for sale without having to visit multiple websites.
Because they pull listings from many sources, these sites can have millions of listings from across the country.
Aggregator sites enable you to connect directly with a seller to ask questions or set up a test drive. An identity check is done for private sellers.
Since you’re not purchasing from the aggregator, many details — like whether you can negotiate or receive a warranty — will depend on the seller.
If the car you find isn’t located nearby, it may be difficult to test drive it.
You may have to pay to have a car shipped or delivered to you.
Buying a car from a private seller
Also commonly referred to as a private-party sale, individual car owners are another source for buying a used car. “Cars for sale by owner” can be found through websites like Facebook Marketplace and Craigslist.
Negotiating with a private-party seller may be easier than negotiating with a trained salesperson at a dealership.
If you’re looking for an exact make and model, you may be able to cast a wide net online and find it for sale by owner.
Private sellers won’t push expensive add-ons, like paint protection packages.
Since you’ll be responsible for paperwork typically handled by a dealership, buying from a private party is more time-consuming.
You’ll need to be cautious to avoid potential scammers.
Your car won’t have warranty coverage, unless it’s still covered under the original manufacturer’s warranty.
Auto auctions are another place to buy a used car
Auto-auction businesses provide many used cars to dealerships that then resell them, but some auctions are public so anyone can participate. Auctions may be in person, online or a combination of both.
Buying a used car at an auction can be a way to get a good deal.
Auctions usually have a wide variety of used cars.
If the auction is nearby, you should be able to inspect the car before bidding.
Fast-paced bidding can run prices up and cause you to overspend.
Auctions usually sell cars “as-is,” so you have no recourse if the car is defective and in need of costly repairs.
You typically can’t test drive the vehicle before buying it.
How to find the best place to buy a used car
Ultimately, the best place to buy a used car is wherever you can find the best deal on a reliable vehicle. You can improve your chance of doing that if you follow these basic tips before buying a used car:
Look at the car’s vehicle history report, such as Carfax or AutoCheck, for information about the car’s past, such as major accidents, maintenance and title information. Most dealerships offer buyers a free vehicle history report, but you may have to pay for one yourself if you buy from an individual.
Enter the car’s vehicle identification number (VIN) on the National Highway Traffic Safety Administration website to find its recall history and see if any problems still need to be addressed.
Research the car’s current market value using online pricing guides like Kelley Blue Book or the National Automobile Dealers Association to ensure it’s listed at a fair price. If you’ll be trading in a car, research the trade-in amount you should expect too.
Test drive the car to see how it accelerates, handles and drives. Driving a car can alert you to potential problems that might not be evident any other way. Test driving is important, so if it isn’t an option at all — for example, if you buy at an auto auction — it could be a reason not to buy a car that way.
Get the car inspected by an independent mechanic that you trust. Used car inspections cost several hundred dollars, but they can prevent you from later paying thousands of dollars for car repairs. Note that CPO cars receive thorough inspections, so it isn’t necessary to have a separate one. Also, if you have a car shipped to you, make sure to have it inspected and test drive it before any money-back guarantee expires.
Looking for ways to earn extra cash online? Websites like Freecash can give you many chances to make money from home. You can try surveys, watch videos, play game apps to win real money, and more to earn rewards. These sites give you fun ways to make money in your spare time. Some pay better…
Looking for ways to earn extra cash online? Websites like Freecash can give you many chances to make money from home. You can try surveys, watch videos, play game apps to win real money, and more to earn rewards.
These sites give you fun ways to make money in your spare time. Some pay better than others, so it’s smart to try a few. You might find new favorites that work well for you.
With a bit of effort, you could earn some nice extra spending money each month.
I have earned over 100 free gift cards and PayPal money by using many of the sites below, so I know they are real!
What Is Freecash?
Freecash is a website where you can earn money by doing fun activities online. It’s like getting paid to play! You can make extra cash by taking surveys, trying out new apps, and even playing games on your phone or computer.
Freecash started in 2020 (you can find my full Freecash review here). Since then, lots of people have joined and earned money. In fact, Freecash users have made over $75 million combined!
Here’s how it works:
Sign up for free
Pick an activity you like
Complete the task
Get coins as a reward
Every 1,000 coins equals $1. When you have enough coins, you can trade them for real money or gift cards. You can get paid through PayPal, choose gift cards from places like Amazon or Google Play, or even get paid in crypto (like Bitcoin).
Freecash has many ways to earn:
Welcome bonus when you join
Surveys that pay $1 for 5 to 10 minutes
Games that can pay up to $650
Download apps that pay $1 to $75
You can even make money by telling your friends about Freecash. Plus, there are contests where you can win extra cash by being a top earner.
It’s pretty quick to start making money on Freecash. On average, people earn enough for their first payout in just 17 minutes.
I have personally made $302 by playing games on my phone on Freecash in just one week. You can read about it here – How I Made $302.80 Playing Games on My Phone (In One Week).
Click here to sign up for Freecash.
Best Websites Like Freecash
Here’s a quick list of the best sites like Freecash:
Below are the best websites like Freecash to make money.
1. Swagbucks
Swagbucks is a rewards platform where you can make side cash online.
I started using Swagbucks years ago, and it’s helped me earn extra cash from home or while traveling. I’ve personally earned over 100 free gift cards through Swagbucks, so I know it’s a real app that pays you!
You can earn points called SB by doing easy tasks. These include taking surveys, watching videos, shopping for cash back, scanning receipts, and playing games. You can also get SB for shopping online or searching the web.
It’s free to join and only takes a few minutes to sign up. The points you earn can be turned into free gift cards, such as to Amazon, Target, Visa, and PayPal.
To play games on Swagbucks, just go to the “Play” tab after logging in. When I logged in, I saw over 20 games I could get paid to play, with a total reward value of $2,264.02 or 226,402 SB points.
Swagbucks won’t make you rich, but it’s an easy way to get some extra spending money. You could use it for small treats or to help pay bills. Give it a try and see how much you can earn!
If you join Swagbucks through my referral link, you can receive a $10 bonus.
Recommended reading: Swagbucks Review
2. KashKick
KashKick is a Get Paid To (GPT) site that pays you for doing simple tasks like taking surveys and playing games. It’s free to join and easy to use.
One of the best things about KashKick is the variety of games you can play. You might try Monopoly GO, Yahtzee, or Bingo Blitz. Some games can even earn you over $100 if you reach certain levels.
Example: Here’s how you can make money playing Monopoly Go on KashKick: Install the game (make sure to allow tracking on your device!) and reach Board 27 within 8 days to get $30. If you reach Board 42 in 12 days, you’ll earn an extra $40, and if you reach Board 71 in 24 days, you’ll get another $50. Altogether, you can earn $120!
Surveys are another good way to earn on KashKick. You’ll answer questions about products and services, and each survey usually takes less than 20 minutes and pays between $1 and $5.
When you’re ready to get paid, KashKick uses PayPal. You need to earn at least $10 before you can cash out.
Please click here to sign up for KashKick for free.
Recommended reading: KashKick Review
3. InboxDollars
InboxDollars is a popular site that pays you for doing fun online tasks. You can earn money by taking surveys, watching videos, and playing games.
It’s easy to use and free to join.
InboxDollars pays through PayPal cash and free gift cards to places like Amazon, Apple, Target, Dunkin’ Donuts, Lowe’s, Barnes & Noble, and Gap.
Sign up for InboxDollars here and get a free $5 bonus.
4. PrizeRebel
PrizeRebel is a great choice if you’re looking for a site like Freecash.
You can take surveys, play games, watch videos, and shop to earn points. Some of the games on PrizeRebel include Bingo Blitz, Solitaire Grand Harvest, Age of Apes, Kingdom Guard, Yahtzee, Woody Sort, Viking Rise, and others.
These points can be turned into cash (PayPal money) or free gift cards.
Like Freecash, PrizeRebel also has a referral program so you can earn extra by inviting friends to join.
You can sign up for PrizeRebel here.
5. MyPoints
MyPoints is a popular rewards site that lets you earn money in different ways, just like Freecash. You can take surveys, play games, and shop online to get points.
To get paid to play games on MyPoints, log in to your dashboard and go to the “Games” tab. There, you’ll find games like Bejeweled, Bingo, Catch 21, Puzzle Match, Wheel of Fortune, and more.
You can sign up for MyPoints by clicking here.
6. Survey Junkie
Survey Junkie is a popular website where you can make money by taking online surveys. They don’t have games to play like Freecash, but they have a lot of surveys that you can answer in your free time.
It’s easy to use and free to join. You can earn points for each survey you complete.
The surveys on Survey Junkie cover many topics. You might answer questions about products, brands, or your daily habits. Most surveys take between 5 and 20 minutes to finish.
You can sign up for Survey Junkie here.
7. Branded Surveys
Branded Surveys is an easy way to make some extra cash in your free time by answering surveys.
Each survey can pay you between $0.50 and $5. The amount you get depends on how long the survey takes, and most surveys only take 5 to 20 minutes to finish.
You can also earn points by inviting friends and answering a quick daily poll. If you’re really active, you might even win bonus points on their leaderboard.
Once you have 500 points, you can cash out. That’s equal to $5. You can choose to get paid through PayPal or pick from over 100 different gift cards.
You can sign up for Branded Surveys here.
8. Scrambly
Scrambly is a popular GPT site where you can earn money by doing simple tasks online. It’s a lot like Freecash and other reward sites.
On Scrambly, you can make money by taking surveys, playing games, and trying out new apps. These are quick and easy things to do in your free time.
When you finish tasks, you get points. You can trade these points for real money or gift cards. Some popular gift card options are Amazon, Walmart, and Starbucks.
One good thing about Scrambly is that it has a low cash out minimum of just $1. This means you don’t have to wait long to get your rewards and you can get paid pretty quickly.
Please click here to sign up for Scrambly.
Frequently Asked Questions
Below are answers to common questions about websites like Freecash.
What are some other websites like Freecash where I can make money?
My favorite websites and apps like Freecash are Swagbucks, KashKick, InboxDollars, PrizeRebel, and MyPoints. These sites let you earn money by doing tasks online such as by taking surveys, watching videos, playing games, and more.
What’s better than Freecash?
Swagbucks is a popular choice and I have been active on this site for years. It has many ways to earn and has paid out over $500 million. You can get cash back for shopping, take surveys, and play games. Some people like it better because it has more options to earn money.
How much money can you typically earn using sites like Freecash?
The amount of money you can make on sites like Freecash can vary, but most people make $1 to $5 per day. Some people are able to make $10 to $15 daily. It depends on how much time you spend and which tasks you do. I definitely don’t think you should expect to get rich, but you can earn some extra cash.
What are some tips for maximizing earnings on websites that pay cash for tasks?
To make the most money on sites that pay cash for tasks, I recommend doing the highest-paying tasks first and checking for daily bonuses. Also, try different types of tasks to see what pays best for you. For some people, it may be playing games, and for others, it may be answering as many surveys as possible.
How much can you earn with Freecash?
Freecash pays an average of around $15 to $30 per day (it depends on the day). Your earnings can be higher or lower. It depends on the tasks you do and how much time you spend. Some users make more by doing lots of tasks every day.
Which is better, Freecash or Swagbucks?
Both Freecash and Swagbucks have pros and cons. Swagbucks has more ways to earn and has a longer history. Freecash might have better payouts for some tasks like playing games. Try both to see which you like better, or you can simply just use both at the same time. For me, I really like both Freecash and Swagbucks.
Websites Like Freecash – Summary
I hope you enjoyed my article where you learned about other websites like Freecash.
If you’re looking for easy ways to make extra money online, websites like Freecash have many options. You can earn money by doing surveys, playing games, watching videos, and trying out apps.
These sites won’t make you rich, but with some effort, you can earn a little extra money each month.
I have personally earned over 100 free gift cards as well as PayPal cash by using many of the sites listed in this article. They are all real.
Here’s a quick summary of my top websites like Freecash:
Homeowners who purchased in the last year or so could drive themselves nuts trying to find the perfect time to refinance. After all, it hurt bad enough to miss out on those once-in-a-lifetime low rates of 2020 and 2021, and it’s hard to pull the trigger when refinancing today could potentially mean missing out on even lower rates next week.
This week was a great example of how much mortgage interest rates can change in a short window of time. The 30-year fixed-rate mortgage rate spiked 21 basis points to an average of 6.4%. That’s a whopping 51 basis points more than in the week ending Sept. 19, immediately following the last Federal Reserve meeting. A basis point is one one-hundredth of a percentage point.
Rather than waiting for rates to hit their lowest, homeowners may be better off calculating what rate would give them a reasonable break-even point — the number of months or years it would take to recoup the refinancing costs — and make that their goal.
For instance, suppose a borrower got a $300,000 30-year conventional mortgage in early October 2023 at a rate of 7.5%, which was typical for that time. Refinancing to 6.12% — the average rate posted by Freddie Mac on Oct. 3, 2024 — would result in monthly savings of nearly $300 and savings of $80,155 over the entire life of the loan. Assuming the borrower pays $6,500 in closing costs, the break-even point would be 22 months, or just under two years.
Explore mortgages today and get started on your homeownership goals
Get personalized rates. Your lender matches are just a few questions away.
Won’t affect your credit score
Even small rate changes affect refi opportunities for millions
While Fed watchers are predicting further cuts to the federal funds rate through the rest of this year, mortgage rates don’t have to vary much to create sizable implications for the refi market. According to an October report from real estate tech firm ICE Mortgage Technology, rates falling from 6.4% in August to 6.1% in September grew the number of households who would benefit from refinancing by 1.3 million. An additional mortgage rate drop of 25 basis points (which is within a fair range of normal weekly or even daily changes) would add another 1.2 million to that pool of potential refi candidates.
On the flip side, an Oct. 9 Zillow analysis of homebuying data estimates that approximately 275,000 more households would benefit by refinancing at 6.1% than at 6.6%. According to Zillow, that 0.5-percentage-point rate increase represents a combined loss of over $6 billion in potential refinance savings over five years.
What to do if you’re thinking about refinancing
If you find that refinancing may soon be on the table after you’ve calculated your target rate, you can prepare by getting your financial profile in shape. Get a copy of your credit report, and contact the credit reporting bureaus if you note any mistakes. Pay down existing debts as much as possible, as lowering your debt-to-income ratio will make you a more attractive borrower and can get you a lower interest rate. You should also avoid making any large purchases on credit, like buying a new car or financing new furniture.
Additionally, if you’ve only recently purchased your home, review your closing contract to see if there’s a prepayment penalty for refinancing before a certain number of months have passed. If you’re stuck with that fee, you’ll want to factor that into your break-even calculations and see if that affects your goal rate.
Explore mortgages today and get started on your homeownership goals
Get personalized rates. Your lender matches are just a few questions away.
Looking for the best Amazon hacks to save money? If you’re like me, you’re always looking for ways to save a little extra cash, especially when shopping on Amazon. Sure, Amazon already has great prices, but what if I told you there are even more ways to cut down your costs? Over the years, I’ve…
Looking for the best Amazon hacks to save money?
If you’re like me, you’re always looking for ways to save a little extra cash, especially when shopping on Amazon. Sure, Amazon already has great prices, but what if I told you there are even more ways to cut down your costs?
Over the years, I’ve found so many helpful tips and tricks that I couldn’t wait to share them with you.
Whether you’re a frequent shopper or just looking to make the most of your Prime membership, these 15 Amazon hacks will help you save money you didn’t even know you could! From using price-tracking tools to earning free gift cards, this list covers everything you need to know to save money.
Recommended reading: 7 Ways To Get Paid For Amazon Reviews
15 Best Amazon Hacks To Save Money
Below is what you need to know about the best Amazon hacks to save money.
1. Use coupons
Amazon often offers promo codes for thousands of products, and sometimes they’re automatically applied at checkout.
To find coupons and deals, go to Amazon’s homepage, “Today’s Deals” or search “Amazon coupons” in the search bar. Doing this will show you a list of the best deals on Amazon for the day which can include items like cosmetics, household supplies, electronics, and almost anything else you can think of.
Some items are reduced automatically, while others make you clip a coupon on the item’s link to get the savings. When you’re ready to check out, make sure the coupon has been clipped and added to your order summary.
Occasionally, the app will have exclusive coupons and discounts, so it’s worth it to have the app if you shop on Amazon a lot.
2. Use price tracking tools
Tools, like Capital One Shopping, can help you find the best deals by tracking price drops. This comes in handy for Amazon products since the prices change so often. For example, a lot of people were finding that Amazon Prime Day items were actually more expensive than before Prime Day.
Other popular price-match tools are Honey and Camelcamelcamel.
To make things more convenient for you (and so you don’t forget to use these price-matching tools), I recommend installing a browser extension on your computer. These extensions make it easy to check any item you’re looking at on Amazon instantly.
You can also set up price drop alerts that will notify you when a price drops to your target price.
Recommended reading: Capital One Shopping Review: Is It Worth It?
3. Choose free shipping for bundling your order
There are ways to never pay Amazon shipping, and here are just a few.
Amazon gives free shipping on orders that meet certain criteria. For non-Prime members, you need to meet a minimum purchase of $35.
Add multiple items to your cart to reach the free shipping threshold.
Keep an eye on promotions that give free shipping on lower threshold amounts.
If you don’t have anything to buy on Amazon to reach free shipping, maybe think about buying household supplies to increase your total (because you always need them anyway).
Thanks to the above tips, I never pay for shipping on Amazon.
4. Choose No-Rush Delivery for free credits
Amazon has a special offer for users called “No-Rush Delivery” where they’ll give you free credits.
Instead of getting your product in two days or less, you’ll get your items a few days later. You can choose this item during checkout.
These credits can be used towards digital content (eBooks, music, movies). The reward credit is usually between $1-$5.
5. Use a cashback credit card
Credit cards are a fantastic way to get cash back and make money back from your purchase.
I use an Amazon Chase card that gives me 5% cash back on all purchases that I make at Amazon as an Amazon Prime member. Nonmembers get 3% cash back on all purchases made on Amazon.
This can add up to hundreds of dollars over the year.
6. Subscribe and Save
Amazon’s Subscribe and Save is a handy way to save money on items you regularly buy on Amazon like cleaning supplies (such as paper towels and toilet paper), cosmetics, groceries and food, vitamins, baby items (like diapers), and so much more. This also includes free shipping and a discount.
For example, if you buy 5 or more subscribe & save products, you can save up to 15% on your order.
7. Find ways to get free Amazon gift cards
Yes, you can get free Amazon gift cards by filling out surveys.
This isn’t a fast way to make extra money, but it’s something you can easily do on your couch or when you’re trying to pass the time.
Here’s a list of the best survey sites:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
You can also earn free Amazon gift cards by playing games on your phone. My sister recently earned $300 in free Amazon gift cards by playing Bingo on the Freecash app. She made this much in just one week!
Recommended reading: 20 Best Survey Sites To Make $100+ Per Month
8. Become an Amazon Vine reviewer
Did you know that you can get hundreds of free products, worth thousands of dollars every year from the Amazon Vine Program?
This program is easy to join and gives you access to thousands of items you can use or gift to friends and family. The Vine program lets you request up to 8 items per day, so you can find all sorts of things you need or totally random items for starting a new hobby.
You may be eligible to be an Amazon Vine Voice Reviewer if:
You have written consistent reviews of your previous Amazon purchases
Your reviews are considered ‘helpful’ to other customers
Your reviews are honest and trustworthy
Recommended reading: How I Received $4,500 in Free Amazon Products by Writing Reviews
9. Get a free trial of Amazon Prime Student
If you’re a student and enrolled in a college or university, you can probably get a free trial or reduced subscription rate on Amazon Prime. Amazon Prime benefits are awesome because you usually get lower prices and free 2-day shipping.
This can make your Amazon Prime account as low as free or around $7 a month (after the 6-month trial period), so this is definitely one of the best Amazon hacks to save money on a Prime membership.
To qualify for an Amazon Prime Student account, you need to have an active .edu email address to sign up for your Prime membership. Amazon will send a verification email to your school email address. This is how Amazon confirms that you’re a student.
You can sign up for an Amazon Prime Student account by clicking here.
10. Shop with credit card points
With certain credit cards, you can automatically apply your points to your Amazon purchase.
For example, I have an Amazon Chase credit card that makes it really easy to use points when I’m checking out on Amazon.
When I’m at the checkout page on Amazon, the payment area includes a section where I can use my Amazon cash-back points on Amazon purchases.
11. Trade in electronics you no longer need
Amazon has a trade-in program that helps you turn your old and unwanted electronics into money.
To do this, just go to the Amazon Trade-In page and tell Amazon about the device you want to trade in. If the electronic is eligible for a trade-in, Amazon will either give you an Amazon gift card or a 20% off coupon, or sometimes both.
You’ll then ship your electronics via UPS for free or drop your old devices off at an approved trade-in location within 45 days. This is a great option for people who like to get the latest tech gadgets or want to declutter.
12. Shop Amazon Outlet
Amazon Outlet is a section on Amazon that features Amazon warehouse and overstock items that are on discount. This section features discounted items across all categories including:
Electronics
Home goods
Clothing
Cosmetics
and more
Use the filter and sort items to narrow down your search to make the shopping process less overwhelming. Also, make sure to check customer reviews and check product descriptions to make sure the item is of good quality.
13. Look for free Audible books
If you’re a fan of audiobooks, Audible usually has promotions offering free audiobooks and free trials. As of this writing, Audible has a 3-month offer for only .99 cents, then $14.99 each month after.
Audible includes:
Premium members get credits that can be used for any titles in their premium selection
Access to exclusive member sales and discounts on all additional purchases
All members can listen to thousands of included audiobooks, podcasts, originals, and more in the Plus Catalog (as much as you want, no limit)
You can find free Audible books by clicking here.
14. Look for Amazon lightning deals
Amazon has lightning deals that are time-sensitive and limited in quantity across different categories.
On the Deals page, look out for the lightning deal badge next to products. Here you’ll see how long the deal lasts or how much of the item is left.
You can also filter deals by category to help you narrow down items. This makes it easier to find items you’re interested in. If an item you’re interested in is 100% claimed, get on the waitlist. If someone doesn’t complete their purchase, you’ll get a notification. You’ll have a short window of time to complete the purchase before the item goes to the next person on the waitlist.
15. Sign up for a registry
Creating an Amazon registry is a great idea whether you’re having a wedding, expecting a baby, or celebrating another event.
This is also a great way to get a discount on items.
After your event date, Amazon gives a one-time discount on items left on your registry. The discount is typically 10-15% off (higher for Prime members) and applies to select items. You can read about this on Amazon’s website here.
My sister made a baby registry on Amazon when she was pregnant and this Amazon shopping hack definitely works! She was able to save a good chunk of money on the baby registry items that were not bought at her baby shower. I also know of friends who did something similar after they made their wedding registry!
You can create your registry for free on Amazon by clicking here.
Frequently Asked Questions
Below are answers to common questions about the best Amazon hacks to save money.
How do I save a lot of money on Amazon?
To save the most money on Amazon, take advantage of these money-saving hacks:
Look for the “Clip Coupon” option on the item’s page to instantly apply discounts
If you regularly purchase certain items, use the Subscribe and Save program
Use tools like Capital One Shopping extension to track price changes and receive price change alerts
How do I stop overspending on Amazon?
If you have a problem overspending on Amazon, use the following tips:
Delete the Amazon app from your phone
End your Amazon Prime subscription
Before making a purchase, wait at least 24 hours before checking out
Unsubscribe from promotional emails
What are the best Amazon hacks to get free stuff?
There are many ways to get free stuff on Amazon. Here are some of the best hacks:
Amazon Vine Program (where select customers receive free products in exchange for reviews)
Choose no-rush shipping to get credits that can be used toward digital purchases
Trade-in eligible electronics for Amazon gift cards
How to save money on Amazon Prime?
If you’re a student, sign up for a 6-month free trial of Amazon Prime Student. The membership costs for students are usually half the cost of a regular Prime membership. You can get the discounted Prime membership rate for up to four years, as long as you have a .edu email address.
You can also pay for your Amazon Prime membership annually instead of monthly. This will give you a discounted per month price.
Another tip is to think about whether you need Amazon Prime year-round. Some people only need it for the holiday season when shopping picks up, while others use the membership year-round.
15 Best Amazon Hacks To Save Money – Summary
I hope you enjoyed my article on the best Amazon hacks to save money.
Using these 15 Amazon hacks can save you tons of money over time and help you use your Amazon Prime membership better.
Whether you’re using price tracking tools or trading in electronics you no longer use, these tips will help you get the most out of your Amazon shopping experience.
Happy saving!
What do you do to save money on Amazon? What do you think are the best Amazon hacks to save money?
Amazon’s Prime Big Deal Days continues today with discounts exclusively for Prime members.
But you don’t have to be on the hunt for every deal, because frankly, who has time? Our Nerds did the research for you by talking to experts and tracking prices on 12 popular products at four major retailers.
Whether you’re shopping for household staples or holiday gifts, consult this Nerdy list of what to buy (and skip) on Prime Big Deal Days.
Best things to buy (or skip) on Prime Big Deal Days
Buy: Past-purchase staples
Don’t let Amazon’s homepage algorithm dictate what you buy. One strategy to cut through clutter: Let your order history lead the way.
Save money by finding deals on the things you already use and know are worth your money. Open your order history and review items you’ve repurchased over the past 30 days, three months or even a year. If you spot a discount on something you need, take advantage and stock up.
Here’s how to “buy again.”
Amazon app: Go to your cart in the mobile app and select the “buy again” tab near the top of the screen.
Desktop: Click on “Returns & Orders” on the top right side of your screen. Then click “Buy Again” to add frequent purchases to your cart.
We’ve seen the “Prime Big Deals” label on trash bags, dog food, dishwasher pods, mouthwash, Clorox cleaner, the Mr. Clean Magic Eraser, vitamins and baby bottles. You can also shop for items that regularly wear out, such as the water filter in your refrigerator or the electric toothbrush heads you’ve been using for too long.
Skip: Lightning deals
Look away from pressure-driven lightning deals that are only available for a limited time or until a certain number of units are sold. These promotions are meant to make you feel panicked and push you toward impulsive purchases.
“Consumers are easily swayed by the deals and promotion messages, and their ‘fear of missing out (FOMO)’ mentality often tricks them into jumping on these flash deals,” Savannah Wei Shi, associate professor of marketing at Santa Clara University, said in an email interview.
Take a breath and know that if you miss the deal, you’re not missing out. The item will probably be discounted in the coming months, which could give you time to realize you don’t even want it anymore.
Buy: Toys
If you need gift ideas for the kids in your life, Andrea Woroch, a personal finance writer and consumer savings expert who has appeared on “Good Morning America” and other TV news shows, recommends looking for deals on crafting kits, dolls and action figures, Lego sets and even video game consoles and gaming bundles.
Woroch warns, however, that not all toy deals will be worth it this early in the holiday shopping season, and suggests going in knowing what you want. How do you know when to add that toy to your cart?
“If you’re getting 30% off, buy it. That’s a good deal,” she says.
Amazon highlighted Lego deals in its Prime Big Deal Days announcement and Target is advertising up to 30% off select sets during its Circle Week sale, which runs all week.
Skip: Small home appliances
You might be better off waiting until Black Friday or Cyber Monday to buy small home appliances. Based on our price tracking data, the Instant Vortex 6-quart 4-in-1 air fryer is on sale for $107.95 today, but if you wait, you could score a bigger deal. The air fryer was $59.49 during Amazon’s Cyber Monday sale last November.
Coffee lovers also might want to hold out for another sale. The Keurig K-Classic single-serve coffee maker we tracked was $109.99 at Amazon during July’s Prime Day Sale and is $139 now. Last year, the price dropped to $76.49 on Cyber Monday, so you’re probably better off waiting. That, or buy it directly from Keurig.com, where it’s $99.99 today.
Buy: Personal electronics
Our advice is nuanced in this category. Discounts on headphones and smart speakers are a given during Amazon’s major sales. The price of the high-end set of Sony headphones we’re tracking is down to $298 at Amazon ($297 at Walmart) — about $100 off list price — which matches the Prime Day in July price.
Many Alexa-enabled devices and Amazon-branded e-readers are also on sale today. Tablets, fitness trackers, streaming sticks, laptops, cameras and TVs are fair game, too. The 65-inch LG C3 TV we’ve been watching dropped to a low of $1,296.99 at Amazon and Walmart for this week’s sales. That’s $300 less than it was on Black Friday 2023.
But the product release cycle impacts gadget prices. For example, if you were hoping to pick up an Apple Watch Series 9 (GPS + Cellular) with a 41mm sport band at a discount after the series 10 was released, you might be out of luck.
With the new version now out, Amazon was only selling a used version of the previous model for $462.56, and it was unavailable at Target in the weeks leading up to Prime Big Deal Days. If you’re not picky about the color or style you purchase, you might be able to score a deal.
Get more financial clarity with NerdWallet
Monitor your credit, track your spending and see all of your finances together in a single place.
Skip: Fast fashion on Amazon
Fashion can be hit or miss on Amazon, Woroch says. If you hold off on clothing purchases today, you can save your money for when there are more sales from a wider selection of storefronts about a month from now.
“I would wait for Black Friday weekend,” she says.
More stores participate, and you’ll have the chance to get great deals from brands known for better clothes, she says.
Are Prime Big Deal Days the best time to buy?
Not always. Amazon has created two sale holidays — Prime Day in July and Prime Big Deal Days in October — that have forced other retailers to follow suit.
Our data shows some deals are worth a look. Discounts from Amazon and its competitors during Prime Big Deal Days make it the best time to buy five of the 12 products on our list. Prime Day in July delivered the lowest price for four items on our list.
So, for nine out of the 12 items we tracked, Prime Day in July or October brought the lowest prices. Last Black Friday had the lowest price for only one of the items on our list and tied with Cyber Monday for another.
Here’s a tidbit that sums up shopping online in 2024: Prices can be just as good, or better, during non-sale days. That was the case for the aforementioned Sony headphones.
If you were shopping on a random Tuesday (Sept. 24 to be exact), you could have nabbed them for $285 from a third-party seller on Walmart.com, $12 less than today. But good prices during off-sale periods are tough to time. Waiting for the big sale is easier.
Check competitors and your budget
The Prime Big Deal Days sale isn’t the only one happening this week. Amazon is probably the play for Prime members (most deals require a Prime membership), but online shopping makes it easy to compare prices at competitors. Target Circle week (Oct. 6-12) and Walmart’s first Holiday Deals Event (Oct. 8-13) are both happening now, and our research shows prices are competitive.
Like with Amazon, Target’s sale is for Circle members only (free to join), while Walmart’s sale is open to everyone (although paid Walmart+ members get early access to special deals). Don’t overlook Best Buy, especially when it comes to electronics.
If you have a holiday shopping budget, now’s the time to revisit it. If money is tight and shopping would put you into debt or cause bills to go unpaid, skip the sale. There will be plenty of chances to buy things you want or need in the future. Some distance will give you a chance to research, reevaluate and save.
How we tracked prices
NerdWallet tracked online prices on 12 products at four nationwide retailers — Amazon, Target, Walmart and Best Buy — focusing on Black Friday 2023, Cyber Monday 2023, Prime Day 2024 and Prime Big Deal Days 2024. We selected a range of items, including electronics and home goods, that are popular with shoppers year after year.
Some caveats:
Some products have upgrades or a new model introduced in a given year. In these cases, we continued to track the original item and not the newest generation.
Pricing can vary based on color. When possible, the most basic and/or universal color was selected. If this color or model wasn’t available, we tracked another color.
In-store and online prices sometimes vary. We used online prices to reflect the current retail landscape, which is defined by dynamic pricing, and to ensure we got the most up-to-date prices available.
Get more financial clarity with NerdWallet
Monitor your credit, track your spending and see all of your finances together in a single place.
Do you want to learn how to become a photographer? Many photographers are making $50,000 and over each year. Today, I have a great interview to share with you. I interviewed my friend Sydney Hampton on how to become a photographer. I actually met her when I hired her to take my maternity photos, and…
Do you want to learn how to become a photographer?
Many photographers are making $50,000 and over each year.
Today, I have a great interview to share with you. I interviewed my friend Sydney Hampton on how to become a photographer. I actually met her when I hired her to take my maternity photos, and later on my newborn photos. We stayed in touch, and I recently asked her if I could interview her for this article.
Sydney is a photographer who focuses on family, couples, maternity, branding, and newborn photography.
The demand for this kind of photography is high, and many people are looking for quality photographers for these types of photos.
Are you wondering questions such as:
How much money can a professional photographer earn?
Is there room for new photographers?
What equipment does someone need to become a photographer?
How many hours does it take each week to run a photography business?
If so, these questions, plus more, will be answered in today’s interview about how to become a photographer.
Today’s interview will help you get started and perhaps even introduce you to a new way to work at home.
Recommended reading:
Tell me your story. Who are you and what do you do?
My name is Sydney Hampton and I am a wife, mom, and photographer. I am the face behind Sydney Hampton Photography. I love being a photographer and helping others figure out their path in the world of photography.
I am also the creator of The Mom Photographers, a group that helps moms who are photographers get more organized, manage their time better, and grow their businesses so that they can grow their business while balancing life as a Mom. The Mom Photographers is a community, educational hub, blog site, and we have a podcast on Spotify that features moms who are photographers and business owners.
What kind of photography do you do?
I do several types of photography, but currently I focus on family, couples, maternity, and newborn. Maternity and newborn have my heart, but I have also done many other types of photography including weddings, senior portraits, and business and branding photography.
This year, I am really focusing on family, maternity, couples beach photography and in-studio sessions such as newborn and business branding. As a photographer in a prime vacation destination, I tend to do a lot of beach mini sessions and have found that men and children are usually not up for full sessions. This has helped to truly launch my business to another level where I am able to do mini sessions weekly.
Why did you decide to become a photographer? How did you get started?
I have always loved photography and really started getting into it in about 2006 when I was in high school. I grew up with photography all around me; my Dad was a professional sports photographer. So from a young age, I learned how to shoot in manual and learned important key things like composition.
Like many though, I really thought of myself as an amateur, especially being around family members like my dad and his brother, my uncle, who also is a photographer but an amazing wildlife photographer. After the first 2 years of college, I put my camera down for a few years. When my father passed, I inherited his camera and really picked it back up as a way to connect with him.
To be honest, it was my husband who gave me the confidence to become a professional photographer. After watching me for 2 years continuously take photos of landscapes, our van, and dog on road trips and seeing the passion I had for it, he convinced me to take a leap and go for it.
I truly decided to become a photographer as a way to do what I love, and maybe make some money. With my husband’s support, we were prepared for it to make nothing, so the risks were low.
In the beginning, I attribute all of my success to the military community! As a military spouse, I was able to reach out to the military spouse community and have clients that I still service 5-plus years later and in different states! The support from that community has been ongoing. I was able to grow a following on Instagram and Facebook, which really helped create my business as a Florida Keys vacation photographer. Having followers and clients who shared my work regularly, allowed me to establish credibility and book new clients.
What do you like about having a photography business?
My favorite part about having a photography business is that I get to be with home with my kids all day every day. Having the freedom to create my schedule, be with my family, and to be creative is beyond any financial benefit. While this year has been my busiest and most financially beneficial year thus far, I have made sure to dedicate time to doing things with my kids where I can set my phone aside. I have found that the biggest blessing has been to step away from work and not be worried.
I love how diverse photography as a career is. For example, it can be very simple like just stock photography on the side, or just weddings or you can open a studio and become a portrait and newborn photographer… Or you can do it all! You can photograph events such as weddings for thousands per wedding, do family sessions, maternity, business advertising, even sell products like landscapes, start blogs and podcasts, create courses, write books, and more. Just like with many other opportunities, the sky is the limit – it’s a perfect career for someone creative and driven, yet also great as a side gig.
I have been fortunate to see many sides of photography from just word of mouth within a small community with a few clients to over 400 clients so far this year alone. I have loved that I get to meet new people with each shoot and that I am able to connect with people from all walks of life.
I believe in growing and learning from others, which is part of why I created a community called The Mom Photographers where I host a podcast/blog and talk with other moms who are photographers about all the topics we face. Things like how do you edit with kids, what does workflow look like when you have kids, and ways to get started. Through The Mom Photographers, I will also be releasing educational videos, courses, presets, and doing hands-on/virtual workshops.
How much money can a professional photographer earn?
Again, it’s all flexible. You can do it very part-time and only make a few thousand a year or you can make a million. It truly depends on a few key principles such as the amount of time and effort you want to put in, the quality/ consistency of your work, and the type of photography you choose to do.
On average, most photographers can expect to make about $50,000 in a small town or non-tourist destination.
In a tourist destination or bigger city it is easy for a photographer to make $75,000+ with the right tools in their pocket and a quality consistent product. Now, I’m not saying anyone who just buys a camera can walk out and expect to make $75,000. It takes professionalism, some business knowledge and having a quality product that people want to buy. It also takes time, but working with a mentor or shadowing a photographer are ways to speed that up. I have also found that those who do start with a mentor or who work under an established photographer their first year tend to make more money and be more successful in the end.
I am actually mentoring 5 photographers currently and just hosted a styled shoot with 12 other photographers. To me, connecting with others is key! So to be able to host a shoot that I create and make money is a blessing.
What equipment does someone need to become a photographer? Do they need to spend a lot of money to get started?
Someone looking to get started will need a camera, a lens, computer and a few programs to help make them successful such as Lightroom. To get started as a family, couples or wedding photographer I definitely suggest having a professional level camera/lens set up.
I always suggest shadowing and making sure it’s what you definitely want to do before you invest in equipment. Knowing that this is the right path for you is step one.
I actually have a free course called: Is Photography Right for you? My goal with this course was to lay out a realistic expectation of what all is involved to start and be successful in the photography industry.
Below is some more in-depth information on what equipment you need to become a photographer:
Camera – I highly suggest starting with a Professional camera. I suggest going with a mirrorless camera. I am a Nikon user, and I suggest getting the best camera you can within your budget. My top suggestion is the Nikon Z 6II which you can find lightly used for around $1300 or Nikon z6III $2500 which was just released in summer 2024. It’s good in low light, sharp, and easy to use. If it is out of your price range, then go for the Z50 would be my next suggestion (which is $1,000 brand new or used around $750). I currently have 2 cameras, a Nikon Z 6II and a Z8 which is my new camera, I went with the Z8 over the flagship Z9 for 3 reasons.
1. It’s smaller and lighter
2. It uses the same batteries as the Z 6II.
3. It was the same performance but less expensive.
Lens – I definitely recommend when you buy your camera to not purchase it with a kit lens. Buy a lens appropriate for the work you would like to do. Example: family, maternity, or portraits – go for a 35mm or 50mm lens with an f-stop of 1.8 or lower, then later add lenses such as 85mm, 50mm, 35mm, and 70-200mm. I like to shoot with a lower f-stop because I like the subject isolation and blurred background. For Family, Maternity and newborn I definitely suggest having a 50mm and a 35 mm. My favorite lens is my 50mm 1.2 this lens gives dreamy background and crisp images. The kit lens often does not hold value for resale well, and it’s better to just buy the camera body without it. Nikon just released a 35mm 1.4 lens which is $599.
Computer – I use an Apple MacBook to do all of my editing. I edit on Lightroom primarily and also on Photoshop. I also use several other programs to assist me in saving time that I go more in-depth with in a few of my Mom Photographer blog posts (Aftershoot, Portraiture, Imagen AI, and Topaz). For newborns and Portraits, I love Portraiture!
Website- You can actually start your website for free through Pixieset. I have been using them for 6 years and they are amazing, I love how everything is integrated. It is not only the host site I use now but how I book clients and deliver galleries. Pixieset also has a print store, and is always looking for ways to improve. Once you do get more involved and find yourself needing to upgrade the prices are still reasonable at $19/month and up. You will still need to get your own url from a site like GoDaddy and you can connect that to your Pixieset.
With those things, anyone can start. The list grows with what type of photography, so I suggest starting simple in one type of photography, like aiming for just family or just branding.
Note about the camera purchase: You can start with an older camera or with what ever camera you have. The goal with starting with an older camera would be to learn to shoot in manual, as well as to learn composition. Just definitely plan to set aside money to upgrade to a professional camera as soon as you can so that you can provide clients with a quality product. Also depending on the photography route you choose you could also start with a camera like a good drone! Think landscape, real estate, marketing, weddings or a way to earn income while saving up for your professional camera. Lots of professional photographers love to work with people who can provide drone video and photo images.
What is your typical work schedule? How many hours does it take each week to run a photography business?
My typical work week varies depending on the time of year. I have weeks where I maybe work 5 hours and other weeks where I work 30 plus. But in general, even at my busiest, I still have freedom to do things with my family that matter, like church 2x a week, dance class 2 days, or enjoy time with my family and our little farm.
Each morning, I spend the first 15 minutes checking all emails, scheduling social media posts, and responding to DMs. I often also find that my best editing hours are between 10 p.m. and 3 a.m. because I have a two- and four-year-old! Batching content is also a great way that I save some time.
Is there room for new photographers?
Many may say no, but I say Yes!
Lots of room, and there will be room for anyone new. In any industry, there is always someone who is burned out, not driven, not open to changes in the industry. There is always a new style, but even more so, there is simply just a huge range of customers and what they are looking for.
There’s someone who wants a $100 shoot or a $10,000 shoot. So it’s important to know where you want to fall in there and to aim for how to build your business and create the quality product worth what you want your target market to be.
For new photographers, you can be a second shooter or an associate shooter for a well established photographer. This is a great way to start while still working a regular job and never have to edit anything except what you want for your own personal use. This is something most photographers, including myself, don’t know before taking the plunge to be professional.
Looking back, this is the perfect approach for someone with a job or a busy life not wanting to ruin their name doing free shoots and never gaining repeat clients. It’s also a great way to learn and cash flow everything while not taking huge risks.
Also, I am a strong believer in being a business with insurance and everything you need to be legit. You can start as a luxury photographer without having to spend 10 years to get there, but you need to be able to create a luxury product consistently, and that does take some time and guidance from others such as mentors. You will need honest feedback from someone who knows photography well.
Can you list the steps to get started with a photography business?
First make sure its something you want to do, my suggestion is shadow someone, watch Youtube videos or take a course like my free course: Is Photography right for you?
Next is get a camera, or even rent one, to learn how to shoot in manual and to build a portfolio for Instagram and your website. You should have 50-200 unique edited images that you feel, and others honestly feel, show the quality of what you would like to charge for your website.
I have found that honest criticism is key to success, so being able to hear someone say, “No, I would not pay $350 for your work,” and why is important. All friends and family will always sing your praises, but you need to know what clients or potential clients think when they look at your website. Be open to criticism, and allow it to help you grow, don’t ever let it set you back!
What are your best tips for someone who wants to become a photographer?
Find a prominent photographer in your area to shadow, or mentor under. You can even shadow or mentor under me from anywhere in the world. I also can help you find a reputable photographer in your area. Shadowing is really a great way to start.
My biggest tip, keep learning. The industry is constantly changing, growing with it is key!
Always accept criticism and be open to seeing your work through the eyes of others even if its discouraging at first it will help you to grow in the long run and eventually you will become your harshest critic.
Figure out the style you want to portray and use a preset to create consistency in your work.
Build a website and social media following.
Shoot as much as you can, even if it’s your neighbor or kids.
I do offer a mentorship program with an in-person and a virtual mentorship option. You can find the mentorship program information by clicking here.
What are your goals for your photography business for the future?
My goals for this year, now that I have hit a 6-figure-income photography business, is to create passive income. I would also like to grow and spend more time with my family.
Knowing that our family would like to possibly add another little one in the future and that I tend to take off up to 6 months postpartum, having passive income or finding ways to keep my photography business moving while I am out has been my goal.
With this in mind I created a team this past year, started another blog and a podcast. I also created The Mom Photographers to not only achieve my goals but also to help other moms have a one-stop shop to learn, grow, vent, and connect with other moms who are photographers. The Mom Photographers is a Facebook group as well as a website, blog, podcast, community, and educational hub.
I will be releasing a few courses in the next 6 months:
Is Photography Right for You?
How To Get Started as a Professional Photographer While Being a Mom
The Mom Photographers Course for Established Professionals Looking To Grow and Dedicate More Time With Their Family
Kids- College guide to photography as a Job: with a focus on growing wealth at a young age and avoiding debt.
I will also be going more in-depth with the podcast and YouTube, adding free educational information, weekly tips, advice from experiences myself and others have learned, business trends, and ways to grow.
My financial expectation this year is to hit $175,000 and 3-5year goal is $1 million/year. I always aim to set realistic expectations and my goals are higher. Over the last few years my income has grown each year by 50-100 percent, so for me a competitive goal keeps me motivated.
I am fortunate to have my husband, a retired military warrant officer, to be my support system and help me in all aspects. My husband is my rock who not only homeschools our kids while I do shoots but also drives me to each shoot and helps me stay on task. Without him, I would be nowhere near as successful. It is imperative for anyone’s success that they have a good support system if they have kids or a family.
We are also fortunate to have zero debt including our home – our mini modern farm, as we call it! Complete with our 4 dogs, 2 cats, 10 ducks, and 13 chickens.
Photography has very much been a financially freeing stream of income that has allowed us to live in a million-dollar paid-for home on top of my husband’s retirement from the military. It also allows our children to grow up with the unique opportunity of having both parents with them every day. I am 34 and my husband is 45, we believe in being debt free and cash flowing everything. Making Sense of Cents often talks about the many benefits of financial freedom, and how to grow wealth. When I mentor photographers I also make sure to include how important it is to not build a business on debt, and that saving for three categories is imperative- taxes, emergency fund, and equipment upgrades.