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Is Washington, DC a Good Place to Live? 10 Pros and Cons of Living in the District

March 23, 2023 by Brett Tams

Before deciding whether Washington, DC is a good place to live for you, we shed a little light on what it’s actually like to live and work in the home of US politics. Here’s 10 pros and cons of living in the District.

The post Is Washington, DC a Good Place to Live? 10 Pros and Cons of Living in the District appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordable, air, All, Amenities, apartment, art, average, Beauty, before, ben, Bike, biking, Blog, Buying, Buying a Home, car, Career, Career advancement, city, city life, Clean, climate, Clothing, commutes, cons, cost, Cost of Living, country, crowds, dining, dining out, driving, earning, Earning Potential, Economy, education, employer, Employment, Entertainment, environment, estate, expenses, expensive, experience, farm, Finance, Financial Wize, FinancialWize, food, Free, fun, good, government, great, green, Grill, groceries, growth, healthcare, history, home, home buying, hot, house, Housing, housing costs, Income, income inequality, inequality, international, job, job market, lake, Life, Live, Living, Local Insights, Make, making, market, median sale price, More, Moving, Music, natural, neighborhoods, neighbors, new, offer, offers, or, Other, outdoor, park, patience, place, Planning, politics, poor, Popular, price, pros, Pros and Cons, public service, rate, Real Estate, real estate tips, Redfin, Redfin.com, relocate, renting, Research, restaurants, rich, right, river, salaries, selling, shopping, short, smart, smart phone, smoke, Sports, startups, states, Style, summer, Technology, tips, traditional, Transportation, Travel, unique, united, united states, washington, Washington DC, wealth, weather, white, white house, winter, woman, work, young

U.S. Bank Smartly Checking Review for 2023

March 22, 2023 by Brett Tams

Looking for a checking account that meets your needs? Check out our 2023 review of US Bank Smartly Checking.
Posted in: Credit 101 Tagged: 1099, 2, 2023, app, assets, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, basic, before, Benefits, big, Bill Pay, bills, bonus, brick, Budgeting, build, business, calculator, cash bonus, categories, CDs, chase, chase checking, chase sapphire, Checking Account, Checking Accounts, choice, Choices, closing, College, Commercial, company, cons, Consumers, Convenience, country, Credit, credit card, credit score, credits, customer service, Debit Card, deposit, Deposits, Direct Deposit, Discounts, earn interest, earning, Emergency, Entertainment, equity, existing, Extra Money, Fall, FDIC, Federal Deposit Insurance Corporation, Fees, Financial Services, Financial Wize, FinancialWize, fraud, Free, free checking, fund, funds, get started, Giving, goals, good, gray, groceries, Grow, habits, home, home equity, home equity line of credit, home equity loan, hours, How To, Insurance, interest, interest rate, interest rates, investments, Joint Account, kids, Learn, Life, line of credit, list, loan, low, LOWER, maintenance, Make, making, manage, market, Midwest, military, mn, mobile, Mobile App, Mobile Banking, Mobile Check Deposit, money, Money Management, money market, money market accounts, More, Mortgage, mortgage loan, most popular, Move, needs, net worth, new, no fee, offer, offers, Online Banking, Online Bill Pay, or, Other, overdraft fee, overdraft fees, Personal, personal loan, place, plan, Popular, premium, products, Promotion, pros, Pros and Cons, protection, Purchase, rate, Rates, reach, retail branches, retirement, retirement account, Revenue, Review, rewards, rich, right, safe, save, savings, Savings Account, Savings Accounts, School, smart, Spending, stage, states, Style, taxes, the west, time, tools, traditional, Transaction, transaction fees, TransUnion, trust, U.S. Bancorp, u.s. bank, under, US Bank, value, VantageScore, visa, will, young

Mortgage reperformance bearing up, other consumer debt woes rising

March 22, 2023 by Brett Tams

Most distressed mortgages emerged from workouts intact in February but the chargeoff rates for auto loans and credit cards are up, in part due to steep housing costs that have contributed to high levels of household leverage. The majority or 76% of borrowers who completed post-forbearance workouts on distressed homes loans from 2020 on were … [Read more…]

Posted in: Refinance, Renting Tagged: 2, 2022, 2023, analysis, Auto, auto loan, Auto Loans, big, bills, borrowers, borrowing, Budget, climate, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit cards, data, Debt, Delinquencies, Delinquency rate, Distressed, Economy, equity, estate, Finance, Financial Wize, FinancialWize, Forbearance, Forecast, gas, government, great, groceries, hold, home, home loan, homeowners, homeownership, homes, household, Housing, housing costs, industry, Inflation, investors, Land, leverage, Living, loan, Loans, maintenance, making, Marina Walsh, MBA, Media, Moody's, Mortgage, Mortgage Bankers Association, Mortgage delinquency rate, Mortgages, News, or, Other, pandemic, paycheck, paycheck to paycheck, payments, president, Press Release, quality, rate, Rates, Real Estate, Recession, renovation, repair, Research, rise, savings, Servicing, survey, time, TransUnion

How to Find an Apartment While Sticking to Your Budget

March 22, 2023 by Brett Tams

Learn how to find an apartment with this quick guide. Discover tips for determining your budget, choosing a location, and more.
Posted in: Market News, Paying Off Debts Tagged: 2023, All, Amenities, apartment, apartment amenities, apartment finding, Apartment Hunting, apartment search, apartments, appliances, Apps, ask, at home, Austin, bedroom, before, Benefits, bills, Blog, Brentwood, Budget, Budgeting, building, business, Buy, buy a house, car, checklist, Cities, city, clear, commute, condos, cost, Cost of Living, couple, Credit, credit scores, dallas, deal breakers, decision, deposit, Deposits, discover, Entertainment, expenses, experience, Family, Fees, Financial Wize, FinancialWize, find an apartment, Finding an Apartment, friendly, good, groceries, grocery, grocery stores, guide, gym, historic homes, home, homes, house, Housing, How To, how to find an apartment, hunting, ideas, Income, landlord, landlords, Las Vegas, laundry, layout, Learn, lease, Lease Terms, Lifestyle, list, Living, loft, LOWER, Luxury, Make, mold, monthly expenses, More, most popular, Move, Moving, Music, must-haves, natural, needs, neighborhoods, new, new apartment, offer, offers, or, Other, patience, patient, Personal, Pet, pet deposit, pet-friendly, place, plan, Planning, Popular, pressure, price, Prices, priorities, Professionals, proof, proof of income, property, property managers, questions, ready, Redfin, Redfin.com, Rent, rental, rental experience, renter, renters, renting, renting an apartment, Research, restaurants, Review, right, rise, room, School, search, searching, second, security, security deposit, Sites, space, stress, Style, texas, The Neighborhood, time, tips, Transportation, unique, utilities, walkability, Websites, will, windows, work, working

Shoppers Love This Supermarket Even More Than Costco

March 22, 2023 by Brett Tams

Can you guess which store topped a recent customer-satisfaction survey?
Posted in: Credit Cards Tagged: 2017, 2021, 2022, 2023, affordable, All, Amazon, Austin, barbecue, beer, before, big, bj's, bj's wholesale club, Built, business, Buy, Clothing, columbia, company, Consumers, cooking, country, court, custom, data, decades, Decor, Discounts, East Coast, Family, farm, Financial Wize, FinancialWize, food, gas, gas stations, goal, groceries, grocery, grocery stores, home, Home Decor, hot, How To, index, Interviews, items, kroger, Learn, list, market, Midwest, military, More, new, new york, or, Orchard, Other, place, price, products, restaurants, return, san diego, save, School, schools, second, shares, shopping, states, stock, Style, survey, target, teachers, texas, walmart, workers

The Secret of Financial Security: Consider Living Below Your Means

March 21, 2023 by Brett Tams

Many celebrities are happy living modestly despite the lavish lifestyle at their finger tips. If they can do it, so can you.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, All, app, Apps, avalanche, average, balance, bedroom, Behavior, Benefits, bills, Borrow, Budget, Budgeting, buffett, build, Buying, car, choice, city, Clothes, coffee, couple, creativity, Credit, credit card, Credit Card Debt, credit cards, Credit Report, data, Dave Ramsey, Debt, Debts, dining, dining out, downsizing, eating out, Emergency, Emergency Fund, expense, expenses, expensive, experience, experts, Fees, Finance, finances, Financial Wize, FinancialWize, Free, free credit report, frugal, fund, future, groceries, Grow, guardian, gym, habit, happy retirement, healthy, Hollywood, home, house, Housing, Income, Inflation, interest, interest rate, interview, Invest, Investing, investment, job, kids, Life, Lifestyle, Live, Living, loan, Local, Luxury, Make, man, money, monthly budget, monthly expenses, More, more money, Move, Moving, needs, negotiate, new, new home, or, Other, Other Retirement Accounts, paycheck, paycheck to paycheck, payments, peace, penny, Personal, plan, priorities, programs, questions, rate, Rates, Rent, Research, restaurants, retirement, retirement accounts, save, Save Money, Saving, savings, second, security, shopping, sleep, smart, social, Spending, Spending Less, stage, story, Strategies, streaming, stress, Style, subscriptions, taxes, the balance, time, tips, tracking, Transportation, utilities, vacation, wants, warren, wealth, woman, workers, working, YNAB, young, Zero-Based Budgeting

The 60 [BEST] Budget Grocery List for Cheap Eating

March 19, 2023 by Brett Tams

Inside: Are you looking for ways to save money while eating nutritiously? This guide has a comprehensive list of affordable cheap food…

Read More… The 60 [BEST] Budget Grocery List for Cheap Eating

Posted in: Frugal Living, Money Tips Tagged: 2, 2022, 2023, 3D, active, ad, affordable, agent, All, Amazon, app, apple, Apps, art, Asian, ask, at home, baby, Backyard, Bank, bar, bargains, basic, basics, beans and rice, before, belong, Benefits, bills, black, Blend, bonus, Books, breakfast, Budget, budget eating, budget friendly, build, Buy, Buying, calculator, cash back, Cash Back Rewards, cents, chase, cheap food, chicken, chocolate, choice, Choices, Clean, cleaning, Clothing, codes, coffee, color, commission, consumption, containers, Convenience, cooking, cost, coupons, creativity, data, Deals, diet, disclosure, Discounts, DIY, double, eating healthy, eating on a budget, expensive, Extra Money, facebook, faq, fast food, Financial Wize, FinancialWize, food, food budget, Fraction, Free, Freezer Meals, friendly, front, frugal, Frugal Living, frugal living tips, fruit, fun, future, gadgets, garden, get started, gold, good, government, great, green, groceries, grocery, grocery bill, grocery budget, grocery list, Grocery Shopping, grocery shopping on a budget, grocery stores, Grow, guide, hacks, health, healthy, healthy eating, healthy food, healthy on a budget, home, Home Improvement, hot, house, How To, ideas, improvement, Invest, items, keywords, kids, kitchen, language, Learn, Links, list, lists, Living, Local, low, LOWER, Main, Make, making, Making a Budget, meal plan, meal planning, meal prep, Media, minimal, money, More, more money, natural, natural cleaning, needs, new, offer, Oil, online shopping, or, Other, palette, Pantry, pie, pinterest, place, plan, planner, Planning, plans, poor, Popular, prep, price, Prices, Printable, products, Purchase, quality, ranch, ready, Recipes, rewards, rice, rich, right, risk, sales, save, Save Money, Saving, saving money, sc, secret sauce, seeds, selling, shopping, shopping list, shopping lists, shopping on a budget, Side, simple, single, smart, smoothies, social, Social Media, space, Spending, staples, stock, Style, summer, sustainable, target, time, tips, tips and tricks, title, traditional, Travel, tricks, turkey, under, value, Ways to Save, weather, white, will, work, Zoom

$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)

March 18, 2023 by Brett Tams

$25 per hour is $52000 a year. Find out how this is calculated and pick up budgeting tips and side hustle ideas.

The post $25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, 401k, 529, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, airbnb, All, Amazon, analysis, ARMs, assumptions, author, Auto, average, Bank, bank account, bank statement, basic, before, bills, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, car, cents, child care, Clean, cleaning, cnbc, color, commission, cost, Cost of Living, create a budget, Credit, credit card, custom, customer service, data, Debt, decisions, deck, deductions, design, desk, disclosure, dividend, doordash, Downpayment, driveway, driving, earning, Emergency, Emergency Fund, employer, employer match, employer-sponsored retirement plan, Entertainment, entry, event, expense, expenses, experience, experts, Fall, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, financial stability, Financial Wize, FinancialWize, fixed, Florida, food, Free, free time, freedom, freelance, Freelance writer, freelancers, fund, funds, future, gas, get started, goal, good, Google, Graphic, green, groceries, guests, health, Health care, hold, home, hourly, hours, house, Housing, How To, ideas, Illinois, impact, Income, Income Taxes, industry, instacart, Insurance, interest, interest rate, investment, investments, items, job, Job Search, jobs, Leaders, Learn, Lifestyle, Links, list, Live, Living, loan, Loans, Local, LOWER, Main, maintenance, Make, Make Money, making, manage, market, Marketing, md, Media, Medical, medical expenses, Medicare, Miscellaneous, money, More, more money, Mortgage, Movers, multiply, needs, negotiating, net income, Nevada, new, new job, new york, new york times, offer, offers, or, orange, organizing, Other, passive, passive income, Paying Down Debt, payments, Personal, personal finance, personal finances, Pet, photography, plan, planner, Planning, podcast, poverty, present, products, Purchase, quality, rate, reach, Rent, rental, Rentals, Research, retirement, retirement plan, Retirement Planning, retirement savings, Review, room, Salary, savings, science, search, SEC, security, Sell, selling, short, short-term rental, short-term rentals, Side, Side Hustle, Side Hustles, single, smart, social, social security, south dakota, Spending, state tax, state taxes, states, students, tax, tax deductions, tax time, taxes, Tennessee, texas, The Wall Street Journal, time, tips, title, Transportation, trust, Twitter, Uber, unique, utilities, vacation, variable, Video, virtual, virtual assistant, walking, wall, Wall Street, washington, wealth, wealth management, Websites, will, woman, work, workers, working, youtube

7 Programs That Help Struggling Retirees With Living Costs

March 17, 2023 by Brett Tams

Seniors may find some much-needed help with these programs.

Posted in: Moving Guide Tagged: 2, 2021, 2022, AARP, Administration, aging, All, basic, before, Benefits, Budget, business, Census Bureau, coinsurance, Consumers, data, deductibles, energy, expenses, Financial Wize, FinancialWize, food, food budget, Free, friendly, funds, General, government, groceries, health, healthy, healthy food, heating, home, Income, internet, Learn, Living, living expenses, Local, low, low-income, man, manage, Medicaid, Medicare, Medicare Part A, Medicare part B, mobile, money, monkey, More, needs, News, offer, office, or, Other, payments, pharmacy, poverty, programs, Purchase, rate, retirees, Revenue, savings, security, Seniors, social, social security, social security benefits, states, summer, tax, U.S. Census Bureau, united, united states, waves, winter, woman, workers

Spend Less, Save More With the Cash Envelope System

March 16, 2023 by Brett Tams

Here’s how a simple hack can help you become a budgeting pro.

Posted in: Mortgage News Tagged: 2, 2017, 2021, 2022, 2023, All, Amount Of Money, Apps, at home, ATM, Auto, Automate, Bank, bank account, Beauty, before, bills, Budget, Budgeting, budgeting apps, budgets, business, Buy, car, Car Insurance, cash budget, categories, child care, choice, clear, Clothing, coffee, color, color-coded, cons, couch, couple, create a budget, Credit, credit card, Credit Card Debt, credit card rewards, data, Dave Ramsey, Debit Card, Debt, Debt Repayment, deposit, Discounts, earning, electric, Emergency, Emergency Fund, Entertainment, envelope system, Essentials, expenses, Fall, Family, Fees, Finance, finances, Financial Goals, Financial Planning, Financial Wize, FinancialWize, fixed, flight, food, Free, friendly, fun, fund, funds, gas, gas stations, gifts, goals, good, great, groceries, grocery, grocery budget, Grocery Shopping, Grow, gym, gym membership, Hispanic, home, household, Housing, How To, Income, Insurance, interest, Investing, investment, items, kids, LOWER, Main, Make, man, manage, mess, Miscellaneous, modern, money, More, Mortgage, Move, new, office, or, Other, overdraft fee, overdraft fees, payments, penny, Personal, personal care, personal finance, Pet, plan, Planning, points, pretty, products, pros, Pros and Cons, Purchase, reach, ready, Rent, repayment, restaurant, restaurants, retirement, retirement accounts, retirement funds, reward, reward points, rewards, risk, safety, save, Save Money, Saving, saving money, savings, Savings Account, science, shopping, simple, Spending, Spending Less, spouse, storage, story, Style, takeout, target, tax, time, tips, tracking, Travel, under, utilities, variable, virtual, walking, white, will, woman, work, workers, working, young, Zero-Based Budgeting
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