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2023

15 Must-Try Encinitas Restaurants: Where the Encinitas Locals Eat

January 30, 2023 by Brett Tams

Whether you’ve lived in Encinitas for a while or recently moved there, check out 15 must-try Encinitas restaurants. Find out where the locals eat.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, apartment, bar, beach, Blog, blue, Choices, city, Financial Wize, FinancialWize, food, garden, great, home, homes, house, list, maine, More, new, pizza, Redfin, Redfin.com, restaurant, restaurants, right, search, Style, takeout, the west, time, unique, West Coast, wood

11 Must-Try Restaurants in Lowell, MA: Where the Lowell Locals Eat

January 30, 2023 by Brett Tams

Whether you’ve lived in Lowell for a while or recently moved there, check out 11 must-try restaurants in Lowell MA. Find out where the locals eat.

The post 11 Must-Try Restaurants in Lowell, MA: Where the Lowell Locals Eat appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, acai bowl, All, apartment, Architecture, Asian, bar, Blog, brick, bridge, Buying, city, cocktails, estate, Financial Wize, FinancialWize, food, Food and Beverage, fruit, great, historic district, history, home, home buying, industrial, items, kitchen, Law, Life, list, Local, Local Insights, market, Massachusetts, More, new, offer, pie, pizza, Real Estate, real estate tips, Redfin, Redfin.com, restaurant, restaurants, searching, selling, smoothies, Spring, tips, town

Existing home sales will drop to 4.78 million in 2023, NAR predicts

January 30, 2023 by Brett Tams

In addition to a further drop in existing home sales, Yun said he expects the annual median home price to rise just 0.3% next year to $384,500.

Posted in: Paying Off Debts, Real Estate Tagged: 2022, 2023, 30-year, 30-year fixed rate, affordability, Alabama, All, analysis, Arkansas, Austin, california, Cities, color, contracts, country, covid, crash, Crisis, estate, existing, Existing home sales, experience, Federal Reserve, Financial Wize, FinancialWize, fixed rate, Fixed rate mortgage, Florida, Forecast, foreclosure, fraud, gap, Georgia, good, growth, Hiring, home, Home Price, home price growth, Home Sales, homes, Housing, Housing market, industry, Inflation, interest, interest rate, interest rates, inventory, job, jobs, Lawrence Yun, Layoffs, low, LOWER, market, markets, median home price, missouri, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Mortgages, NAR, National Association of Realtors, new, new home, new home sales, north carolina, organization, Other, present, priced in, probability, Raise, rate, Rates, Real Estate, Realtors, risk, room, sales, san antonio, san francisco, single, South Carolina, states, Style, Technology, Tennessee, texas, time, Treasury, will, wrong

10 Incredible Low Budget Movies That Made the Absolute Most of It

January 30, 2023 by Brett Tams

Low-budget movies are often seen as a compromise, needing more resources and the big-name talent of their more expensive counterparts. However, these movies have proven time and time again that with a strong script and creative vision, a small budget can lead to genuinely incredible filmmaking. After someone asked Reddit for low-budget films that made … Read more

Posted in: Saving And Spending Tagged: 2, 2016, 2023, action, author, big, black, Budget, College, college students, Commercial, Compass, Credit, Crisis, data, death, dinner party, discover, doordash, earning, Entertainment, expensive, farmhouse, Featured, Finance, Financial Wize, FinancialWize, forest, fun, gas, graham, Halloween, international, internet, layout, Life, list, Local, low, Maryland, men, military, More, movies, new, new york, office, party, Popular, project, returns, Reviews, sales, science, story, students, time, title, under, Upstate New York, will, woman, young

11 Things You Should Know About Your 2023 Tax Refund

January 30, 2023 by Brett Tams

You want your next federal income tax refund to arrive as fast and fat as possible, right?

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, All, app, Bank, bank account, bank accounts, banks, before, big, bond, bonds, Buy, Checking Account, couple, covid, COVID-19, COVID-19 pandemic, Credit, credits, data, deposit, Direct Deposit, expenses, Financial Wize, FinancialWize, good, government, health, health savings account, hold, Income, income tax, Inflation, interest, Invest, investment, IRA, irs, kids, Law, loan, Make, man, mobile, Mobile App, money, More, more money, not too late, Other, pandemic, paycheck, Personal, personal information, protect, retirement, retirement account, retirement accounts, Retirement Income, return, returns, Review, rich, right, savings, Savings Account, savings bond, savings bonds, scams, security, smart, social security, Software, tax, tax credit, tax credits, tax law, tax refund, tax refunds, tax returns, tax time, tax withholding, taxes, time, traditional, value, wealth, will, woman, workers

The 401(a) Plans and Rollover Rules (what you need to know)

January 30, 2023 by Brett Tams

There’s a type of retirement plan that’s in the “401 family” that gets little attention. Maybe that’s because only a relatively small number of employers offer it, even though the number of employees participating in the plan is probably in the millions. It’s called the 401(a) plan, and while it’s much like the 401(k) plan […]

The post The 401(a) Plans and Rollover Rules (what you need to know) appeared first on Good Financial Cents®.

Posted in: Retirement, Starting A Family Tagged: 2021, 2022, 2023, 401(k) plan, 401k, AAMS, Accredited Asset Management Specialist, ad, advisor, All, analysis, assets, author, balance, basics, before, beneficiaries, beneficiary, Benefits, Blog, blue, bond, bonus, book, business, cents, chance, Choices, College, color, Commercial, commission, Compensation, cost, custom, data, death, decision, Deductible, disclosure, dividends, earnings, employer, entry, Family, faq, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, fund, funds, General, good, Google, government, great, green, Grow, house, Illinois, Income, income tax, Insurance, insurance premiums, Invest, investment, IRA, IRAs, irs, items, job, layout, Learn, Life, life insurance, list, Loans, Main, Make, married, mess, money, More, new, offer, Other, ownership, payments, pension, Personal, personal finance, plan, planner, Planning, podcast, protection, Purchase, Rates, required minimum distributions, Research, retirement, retirement account, retirement accounts, retirement funds, retirement plan, Retirement Planning, retirement plans, returns, Revenue, right, RMDs, rollover, roth, Roth IRA, Roth IRA conversion, save, School, schools, science, SEC, securities, selling, single, spouse, stable, stock, target, tax, tax rates, taxes, the balance, time, title, traditional, traditional IRA, trustee, under, value, Video, wealth, wealth management, will, withdrawal, work, workers, working, youtube

Reader success story: How this couple used travel rewards to cover an epic $50,000 anniversary trip to Asia

January 30, 2023 by Brett Tams

Today I want to share a story from TPG reader Katie O’Brien, who used points and miles to book a splendid luxury anniversary trip to Southeast Asia. Katie posted her story in the TPG Lounge, and when we saw she used points and miles to book what would have been a $55,000-plus trip, we knew …
Posted in: Moving Guide Tagged: 2, 2023, 429, 457, airfare, Auto, balance, beach, bonus, book, business, chase, chase ultimate rewards, Citi, citi prestige, Citi Prestige Card, citi thankyou, citi thankyou points, Colonial, color, cost, couple, Credit, credit card, data, dream, dream trip, experience, Fees, Financial Wize, FinancialWize, flight, front, fun, fund, Google, guide, hotels, house, international, journey, Luxury, Make, marriage, marriott, miles, new, new york, News, Other, platinum, points, property, rate, Review, rewards, right, room, save, Saving, spa, Spending, story, Style, taxes, Travel, will

4 ways an online savings account helps with unexpected expenses

January 30, 2023 by Brett Tams

Are you prepared to weather a financial storm? Start your rainy day fund today.

The post 4 ways an online savings account helps with unexpected expenses appeared first on Discover Bank – Banking Topics Blog.

Posted in: Real Estate News Tagged: 2, 2016, 2023, accessibility, All, app, ATM, author, average, balance, Bank, Banking, banks, big, bills, Blog, blue, brick, brown, Budget, building, car, chance, Checking Accounts, cost, couple, Credit, credit card, credits, customer service, data, deposit, Direct Deposit, discover, earn interest, Emergency, Emergency Fund, expense, expenses, experts, FDIC, Fees, Financial Goals, Financial Literacy, Financial Wize, FinancialWize, fund, funds, goal, goals, good, great, Grow, High-yield Accounts, home, home repairs, house, Income, industry, interest, interest rate, interest rates, job, Life, Live, living expenses, low, LOWER, maintenance, Make, mobile, Mobile Banking, money, More, more money, new, new job, offer, Online Banking, Online Savings Account, Other, overdraft fee, party, percent, plan, plumbing, products, Promos, questions, rainy day fund, rate, Rates, Research, Revenue, Review, routine, save, Saving, Saving for the Unexpected, savings, Savings Account, Savings Accounts, search, shower, sofa, Sports, stress, time, Top 50, traditional, under, weather, will, young

11 Things That Are Free in February

January 30, 2023 by Brett Tams

If your heart is set on grabbing a great bargain, you’ll fall for these freebies in February.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, air, Alabama, All, app, Apps, Bank, bank of america, basic, Benefits, business, Buy, california, Commercial, company, cost, country, couple, covid, COVID-19, Credit, data, Deals, Discounts, disney, energy, exercise, Fall, Family, Financial Wize, FinancialWize, fitness, Florida, flu, Freebies, gift, goal, goals, great, guests, gym, health, holiday, Holidays, home, house, Hurricane, Income, income tax, internet, irs, kids, LA, Learn, Live, Make, Maryland, Medicare, mental health, money, More, movies, museum, new, new year, News, offer, offers, office, photos, pressure, products, rate, restaurant, retirees, return, rewards, sales, savings, Seniors, shopping, Software, streaming, Style, tax, tax season, taxes, television, the new year, time, Travel, tv, TV Shows, volunteer, wellness, will, woman, workers, working

Inflation slows to 7.1% in November, a boost for the housing market

January 30, 2023 by Brett Tams

Slower-than-expected inflation rate is good news for the housing market, which has suffered greatly from the affects of rate hikes.

Posted in: Mortgage, Mortgage Rates Tagged: 2, 2021, 2022, 2023, 30-year, action, affordability, Bank, before, Benefits, black, Black Knight, blue, Bureau of Labor Statistics, buyers, cars, color, Consumer Price Index, data, decades, Economy, energy, fed, Fed Policy, Federal Reserve, Financial Wize, FinancialWize, food, good, growth, home, Home Price, home price growth, home prices, Housing, Housing market, impact, index, industry, Inflation, inflation rate, interest, interest rate, interest rates, inventory, Investing, investors, jobs, labor market, lenders, Logan Mohtashami, low, Low inventory, LOWER, market, markets, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Move, Moving, News, points, portfolio, president, rate, Rates, Rent, statistics, Style, the fed, time, Treasury, Unemployment, unemployment rate, volume, wages, will
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