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37 Book Organization Ideas: The Ultimate Expert Guide

March 23, 2023 by Brett Tams

Learn practical and creative book organization ideas from the experts to transform your bookshelf into a beautiful and functional display.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, accessibility, All, apartment, art, author, Bank, bathroom, Beauty, before, bend, big, Blend, Blog, book, Books, bookshelf, bookshelves, boston, brennan, build, Built, california, categories, charity, Children, choice, Clean, Closet, clutter, coffee, coffee table, Collections, color, creativity, custom, declutter, decluttering, Decor, design, dining, dining room, discover, display, estate, experts, Fall, Family, feng shui, Finance, Financial Wize, FinancialWize, floor, flowers, Free, front, frost, fun, future, get started, Giving, good, great, Grow, guide, home, house, House poor, How To, ideas, install, interest, Invest, items, kids, kitchen, LA, Learn, less is more, library, Life, Live, Living, living room, Loans, Local, low, Make, making, mess, minimalism, Minimalist, More, natural, needs, net worth, new, new year, ny, offers, oldest, or, organization, organize, organizing, Other, personality, photos, pillows, place, plan, plants, points, poor, present, programs, project, protect, Purchase, quality, Real Estate, Redfin, Redfin.com, resolution, right, room, running, search, seattle, Side, simple, small space, small spaces, space, Staging, stock, storage, storage solutions, story, Style, sustainable, time, tips, tips and tricks, title, Travel, tricks, unique, value, wall, warren, will, windows, work

Mortgage activity is up for the third straight week

March 23, 2023 by Brett Tams

Mortgage applications came in higher again last week, as more consumers took advantage of another pullback in mortgage rates, according to the Mortgage Bankers Association. The MBA’s Market Composite Index, a measure of weekly loan volume based on surveys of association members, increased 3% on a seasonally adjusted basis for the seven-day period ending March … [Read more…]

Posted in: Refinance, Renting Tagged: 15-year, 2, 2023, 30-year, Administration, affordable, All, Applications, ARM, ARMs, average, Banking, bond, bond yields, borrowers, buyers, categories, Consumers, country, data, Department of Veterans Affairs, Economy, FHA, Financial Wize, FinancialWize, fixed, fixed rate, Fixed rate mortgage, government, growth, health, hold, homeowners, homes, Housing, housing costs, Housing market, impact, index, industry, Joel Kan, lenders, loan, Loans, low, low mortgage rates, LOWER, market, MBA, MBS, measure, Media, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage Rates, Mortgages, new, News, offer, one year, opportunity, or, Originations, Other, plans, points, president, Press Release, pressure, Prices, Purchase, quality, rate, Rates, Refinance, refinance applications, running, sellers, survey, surveys, time, Treasury, value, veterans, veterans affairs, volatility, volume, Zillow

VA makes major change to America’s most underutilized mortgage program

March 23, 2023 by Brett Tams

The VA Native American Direct Loan (NADL) program interest rate was reduced from 6% to 2.5% to make housing loans more affordable for Native American military veterans.

Posted in: Mortgage, Mortgage Rates Tagged: 2, 2021, 2022, 2023, affordable, All, beneficiaries, Benefits, borrowers, build, Buy, closing, closing costs, communication, construction, country, Credit, Department of Veterans Affairs, desk, Down payments, Finance, Financial Wize, FinancialWize, hawaii, home, homeowners, homes, house, Housing, Housing market, Insurance, insurance costs, interest, interest rate, Land, Life, loan, Loans, low, low rates, LOWER, Make, market, married, military, More, Mortgage, Mortgage Rates, mortgage servicing, Mortgages, new, or, Originations, payments, place, Purchase, rate, Rates, Refinance, renovation, The VA, traditional, trust, VA, VA loan, veterans, veterans affairs, will, work

Compare current VA mortgage rates – USA TODAY Blueprint – USA TODAY

March 23, 2023 by Brett Tams

Compare current VA mortgage rates – USA TODAY Blueprint  USA TODAY

Posted in: Renting Tagged: 15-year, 15-year mortgage, 2, 2022, 2023, 30-year, accent, active, advice, advisor, affordability, affordable, All, annual percentage rate, Applications, apr, ARM, ARMs, at home, author, Auto, average, Bank, banks, before, Benefits, big, blueprint, bold, borrowers, Budgeting, build, business, Buy, buyer, buyers, Buying, Careers, cats, chance, choice, closing, closing costs, College, color, commission, Community banks, Conventional Loans, cost, Credit, Credit Bureaus, credit history, credit score, Credit unions, crime, data, Debt, decisions, Disability, disclosure, down payment, Down payments, event, experts, Fall, faq, Featured, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Free, free time, future, good, great, history, home, home loan, home loans, house, How To, impact, Insurance, interest, interest rate, interest rates, investment, items, jobs, Learn, lenders, Life, Links, loan, Loan origination, Loans, low, LOWER, Make, market, md, Media, Medical, military, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, needs, new, new york, new york times, News, offer, offers, online lenders, or, Origination, Other, past performance, payments, Personal, personal finance, plan, plants, points, pre-approval, Professionals, Purchase, questions, rate, Rates, Refinance, repair, Reviews, right, Secondary, sellers, shopping, space, spouse, stories, Style, Technology, The VA, time, title, tools, VA, VA loan, VA loans, va mortgage, value, veterans, veterans affairs, will, work, young

Mortgage demand rises amid MBS volatility

March 23, 2023 by Brett Tams

Mortgage rates fell last week, spurring an increase in demand. But a volatile secondary market is causing challenges.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2, 2022, 2023, 30-year, 30-year fixed rate, Applications, Apps, assets, Bank, Banking, banks, bonds, borrowers, brokerage, buyers, commission, Conforming loan, Crisis, data, Deposits, Economics, Economy, experts, Fannie Mae, Federal funds rate, Federal Reserve, Financial Wize, FinancialWize, fixed, fixed rate, Flagstar, Flagstar Bank, Freddie Mac, funds, government, health, home, home loans, Housing market, impact, index, industry, industry experts, investment, investment portfolio, investments, Joel Kan, Jumbo loans, liquidity, loan, Loans, low, LOWER, market, markets, MBA, MBS, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage demand, Mortgage Rates, Mortgage Rates Center, natural, negotiating, new, opportunity, or, Origination, Other, points, Politics & Money, portfolio, portfolios, president, Prices, Purchase, purchase apps, rate, Rate Hikes, Rates, Real Estate, Refinance, refinance applications, RMBS, sales, Secondary, secondary market, securities, Sell, selling, Silicon Valley, silicon valley bank, svb, tax, Treasury, volatility, volume, washington, will

What Is the Social Security Special Minimum Benefit?

March 23, 2023 by Brett Tams

The highest special minimum benefit in 2023 is $1,033.50 per month. But the amount is lower for those with fewer years of paid work, or those who retire early.

Posted in: Investing, Moving Guide Tagged: 2022, 2023, Administration, assets, before, Benefits, Blog, currency, data, earning, expenses, Extra Money, Financial Wize, FinancialWize, government, Income, Insurance, Investing, list, low, LOWER, Main, money, nerdwallet, or, payments, retire early, retirement, security, social, social security, taxable, taxable income, time, under, wages, will, work, workers

Tellus Review: Real Estate That Pays Like A High Yield Savings Account

March 23, 2023 by Brett Tams

The post Tellus Review: Real Estate That Pays Like A High Yield Savings Account appeared first on Well Kept Wallet.

Posted in: Money Basics Tagged: 2, active, All, app, apple, Appreciate, assets, at risk, Auto, Automate, average, balance, Bank, banks, before, big, Budget, Budgeting, build, calculator, california, CD, CDs, chase, clear, color, Commercial, Commercial Real Estate, company, cons, cost, couple, Crowdfunding, cryptocurrencies, cryptocurrency, customer service, data, deposit, Deposits, display, diversity, earn interest, earning, earnings, Economy, estate, event, experience, Family, faq, FDIC, Fees, Financial Goals, Financial Wize, FinancialWize, Fintech, Free, fund, funds, get started, Giving, goal, goals, good, Google, great, helpful, high yield savings, high yield savings account, home, homeowners, Homepage, How To, Income, interest, interest rate, interest rates, Invest, Investing, investment, investments, investors, items, layout, Legal, Links, liquidity, list, Live, loan, Loans, low, Main, Make, Make Money, making, manage, market, markets, Media, minimal, money, More, more money, Mortgage, mortgage loans, MOZ, net worth, offers, or, Other, passive, passive income, pinterest, pretty, products, property, property management, pros, protect, protection, questions, random, rate, Rates, reach, Real Estate, Real Estate Investing, real estate investment, real estate market, rental, rental properties, Residential, residential real estate, Revenue, Review, Reviews, reward, right, risk, safe, save, Save Money, saver, Saving, savings, Savings Account, Savings Accounts, shares, short, simple, single, single-family, Sites, space, stable, stock, stock market, stocks, Style, the balance, The Stock Market, time, title, tools, traditional, volatility, wealth, will, wire transfers, work

GO2bank Review for 2023

March 23, 2023 by Brett Tams

GO2bank is the mobile banking solution you’ve been looking for. Find out why in our 2023 review and simplify your finances today.
Posted in: Credit 101 Tagged: 2, 2023, ACH, All, AllY, app, apr, art, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, before, Benefits, Bill Pay, bills, bonus, build, building, business, Buy, california, capital one, cash advance, cash back, chance, chase, Checking Account, choice, cit bank, cit bank savings, company, cons, cost, Credit, Credit Bureaus, credit card, credit card payments, credit cards, credit history, credit limit, Credit Report, credit utilization, Debit Card, Debt, deposit, Deposits, Direct Deposit, earn interest, earning, earnings, experian, Experian Boost, FDIC, FDIC insurance, Fees, fico, fico score, finances, Financial Wize, FinancialWize, fraud, Free, funds, future, get started, good, government, gray, green, high yield savings, history, hold, hours, How To, Insurance, interest, interest rates, internet, irs, Learn, Links, low, LOWER, maintenance, Make, making, manage, mobile, Mobile App, Mobile Banking, model, modern, money, More, offer, offers, office, Online Savings Account, opportunity, or, Other, overdraft fee, overdraft fees, party, pay bills, paycheck, payments, plan, points, Popular, pros, Pros and Cons, protection, Purchase, Raise, Rates, refer a friend, Refund, Review, rewards, Rewards Cards, rich, risk, routing number, safe, save, Save Money, savings, Savings Account, Savings Accounts, secured credit card, security, security deposit, Sell, Sites, smart, social, social security, sofi, streaming, Style, tax, tax refund, tax refunds, Technology, time, traditional, Transaction, transfer money, utilities, Video, visa, will, withdrawal

SOTM 73: Working-Class America’s Last Shot at Homeownership – BiggerPockets’ David Greene

March 23, 2023 by Brett Tams

With home prices reaching record highs, many Americans are waiting for “the right time to buy.” That time may never come. On today’s podcast with BiggerPockets’ David Greene, we discuss the factors driving current market conditions and speculate on just how expensive homes could be in years to come. It’s a scary thought, but this might be working-class America’s last shot at homeownership. Hear why on this State of the Market.
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Posted in: Small Business Tagged: average, builders, Buy, buy a house, buyers, Capital Gains, capital gains taxes, construction, Credit, Deals, Discounts, discover, driving, estate, expensive, facebook, Financial Wize, FinancialWize, foreclosure, Free, future, guests, home, home builders, Home Ownership, home prices, homebuyer, Homebuyer tax credit, homeownership, homes, house, Housing, Housing inventory, Housing market, Inflation, Instagram, inventory, inventory shortage, Learn, Links, list, low, market, markets, More, new, new construction, or, ownership, podcast, Prices, questions, Real Estate, real estate markets, Review, right, shortage, tax, tax credit, taxes, time, Twitter, value, working

How to maximize redemptions with the IHG One Rewards program

March 23, 2023 by Brett Tams

Editor’s note: We’ve updated this post with the latest information. IHG One Rewards is an underdog of the hotel points world. But IHG hotels and resorts are available in many destinations. And IHG One Rewards significantly improved its elite benefits in 2022. It’s possible to get higher than TPG’s valuation — and the rate at …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 429, 457, All, Auto, balance, beds, before, Benefits, bonus, book, breakfast, business, Business Credit, Buy, Buying, cents, chase, city, color, cost, Credit, credit card, data, earning, Financial Wize, FinancialWize, food, Food and Beverage, Free, gallery, Giving, good, guide, historic district, hotels, How To, HR, ihg, low, LOWER, Make, making, money, More, new, new york, new york city, offers, or, Orchard, Other, platinum, points, price, property, Purchase, rate, Rates, reach, Refund, reward, rewards, room, running, sales, save, Saving, search, short, single, Spending, Style, time, Valuations, value, will
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