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If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
If it’s been more than six months since your last car insurance quote, you should look again.
If you owe your credit card companies ,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.
1. Grow Your Money 16x Faster — Without Risking Any of It
And if you look through a digital marketplace called SmartFinancial, you could be getting rates as low as a month — and saving yourself more than 0 a year.
It takes two minutes to see if you qualify for up to ,000 online. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It’s easy to find out, though. To see if you’re overpaying for your policy, check out a website called SmartFinancial. It’s a digital marketplace where you can get quotes and compare rates to make sure you’re getting the best price.
That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Apple, for as little as . The best part? When these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.
2. See if You’re Wasting Money on Home Insurance
Here’s a simple lesson we’ll expand on: You’ve probably heard one of the best ways to grow your money is to stick it in a savings account and leave it there for, well, ever. But that’s not always the best strategy.
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.99% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
3. Spend $1 to Own a Piece of Amazon, Google or Other Companies
But they don’t teach you diddly-squat about money. No sirree. All the differential equations in the world aren’t gonna show you how to handle your money like a grown adult.
If you’re a homeowner, you probably have home insurance, but you hardly ever think about it. That’s good — it means you haven’t needed to use it. But it also means you don’t know if you’re being overcharged for it.
Here’s something to study: Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own a company.
Enter your email address here to get a free Aspiration Spend and Save account. After you confirm your email, securely link your bank account so they can start helping you get extra cash. Your money is FDIC insured, and they use a military-grade encryption, which is nerd talk for “this is totally safe.”
But a debit card called Aspiration lets you earn up to 5% cash back and up to 16 times the average interest on the money in your account.
4. Knock Up To $715/Year Off Your Car Insurance in Minutes
It takes about one minute to sign up, and you’ll immediately get a bonus to get you started.
Rates start at just a month. The peace of mind knowing your family is taken care of is priceless.
So if you haven’t checked car insurance rates in a while, see how much you can save with a new policy.
Not too shabby!
Homeowners can save hundreds of dollars when they switch home insurance companies this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here.
5. Secure Up to $1 Million in Life Insurance; Rates Start at Just $16/Month
In school, they’ll teach you all the algebra you can take. They’ll teach you about geometry and trigonometry. They might even teach you about calculus.
It takes one minute to get quotes from multiple insurers, so you can see all the best rates side-by-side. Yep — in just one minute you could save yourself 5 this year. That’s some major cash back in your pocket.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.
It’s too good to be true, right?
Have you thought about how your family would manage without your income after you’re gone? How will they pay the bills? Send the kids through school? Now’s a good time to start planning for the future by looking into a term life insurance policy.
6. Earn Cash While Watching Cooking Videos Online
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than million.
Source: thepennyhoarder.com
If you’re under the age of 54 and want to get a fast life insurance quote without a medical exam or even getting up from the couch, get a free quote from Bestow.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight wasting time on your phone.
Despite all our education, our overall state of financial literacy is way too low. In fact, only about a third of U.S. states require their high school students to take any kind of personal finance class.
*For Securities priced over ,000, purchase of fractional shares starts at But between the cash-back, investment earnings, other savings, and cheaper deals on car and home insurance, you should be able to see a big difference in your bottom line this year.
7. You Don’t Have to Pay Your Credit Card Bill This Month
**You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian.
If you’re just looking for a place to safely stash it away — but still earn money — under your mattress or in a safe will get you nothing. And a typical savings account won’t do you much better. (Ahem, 0.06% is nothing these days.)
It takes two minutes to sign up, plus Stash will give you a sign-up bonus once you deposit into your account. Subscription plans start at a month.**
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates. But a website called AmOne wants to help.
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The Penny Hoarder is a Paid Affiliate/partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.
Not in the Classroom Anymore
That’s why a lot of people use automated micro-investing apps like Stash. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies for as little as .*
Ready to stop worrying about money?
But we’re serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.
We remember watching a lot of videos in school. The teacher would turn on a video to buy time to grade papers while we watched it. But what if we told you that you could get paid to watch videos on your computer?
But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.
When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. <!–
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But here’s a lesson for the long term: Your application can take minutes — and you could leave your family up to million with a company called Bestow.