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Apache is functioning normally

September 22, 2023 by Brett Tams
Apache is functioning normally

Located in “The Volunteer State,” Memphis is a city in Tennessee with approximately 633,000 residents. It’s is on the Mississippi River and is the second-largest city in the state, next to the capital city of Nashville.

Memphis is full of musical history. Influential soul, blues and rock-n-roll legends like B.B. King, Elvis Presley and Johnny Cash recorded at the famous Sun Studio, commonly called the “birthplace of rock and roll.” You can stroll Beale Street and take in the rich history of Memphis.

In addition to its musical history, Memphis has world-renowned barbecue. In fact, the annual World Championship Barbecue Cooking Contest draws 100,000 visitors alone.

If you’re considering a move to Memphis and want to know a bit more about each of its neighborhoods, we’ve got you covered! We’ve done the research and highlighted the best neighborhoods in Memphis.

15 best neighborhoods in Memphis

Named after its Egyptian sister city on the Nile, Memphis means “established and beautiful” and it’s just that. Here are 15 of the best neighborhoods in Memphis. As you consider each one, keep in mind that all are within the city limits of Memphis, so you’ll get to experience all the culture that this great city has to offer.

  • Walk Score: 41/100

Looking for a slice of Hollywood but without the traffic? Welcome to Belle Meade, home to part of the set of the Hollywood hit “The Firm.” But don’t worry, the lawyers in this town will let you move if you want to. Only Tom Cruise was unlucky on that front.

This quiet suburban area is a great place for people looking to settle down near the downtown area. With many hiking trails and delicious restaurants, anyone would be happy living in Belle Meade. The neighborhood is very walkable and has an average commute time of 30 minutes to downtown Memphis.

  • Median 1-BR rent: $795
  • Median 2-BR rent: $950
  • Walk Score: 50/100

Founded in 1893 by an Irish immigrant named W.H. Bingham, the neighborhood of Binghampton has evolved immensely through the years. The city and residents of Binghamton have made a dedicated effort to grow the city, as it once was a more isolated part of Memphis.

Nowadays, the city has tree-lined streets, flower beds and art murals on prominent buildings and streets — like Broad Avenue —throughout to make it more appealing. The neighborhood has an annual art walk where street vendors and artists converge to play music, sell artisan crafts and food and mingle with the community. If you live in Binghampton, you definitely don’t want to miss this festive gathering. And if you’re a cyclist, the new two-way bike lane is underway! The neighborhood boasts of a walking score of 50 and an even better biking score of 63.

Source: Rent./Kimbrough Towers
  • Median 1-BR rent: $930
  • Median 2-BR rent: $1,210
  • Walk Score: 69/100

Another historic neighborhood in Memphis is Central Gardens, which was once home to upper-class families who moved during the cotton boom. Due to the historic nature and relevance of the homes in Central Gardens, the area is a historic conservation zone.

While Central Gardens is densely populated, it’s a great option for singles as most of the households in the neighborhood are without children. The commute is nothing to complain about either with commute times averaging about 25 minutes. This area is home to several dining options, too. Residents of this area look forward to the Garden and Home Show every September.

  • Median 1-BR rent: $695
  • Median 2-BR rent: $725
  • Walk Score: 33/100

Nestled on the north side of Memphis, Frayser is by the Wolf River, the Mississippi River and the Lossahatchie River. In the neighborhood alone, there are 10 parks you can frequent. Try Davy Crockett Park State Park, where you can camp, explore or visit a historic museum. This is a great neighborhood for those looking to bike, hike, dog walk and generally enjoy the outdoors.

Frayser gets its name from a prominent Memphis physician named Dr. J Frayser who summered at a home near the railroad, which is to the east of the neighborhood. While Dr. Frayser could afford a summer home here, don’t let that fool you on the cost of the rent.

  • Walk Score: 41/100

Harbor Town is known to its residents as a little oasis located just outside of downtown Memphis. This premiere neighborhood and urbanist town sits atop a large 132-acre sand bar known as Mud Island.

While Harbor Town is known as a more upscale area, it’s also very affordable for young professionals looking to settle down near the city center. The town itself is very walkable and easy to navigate as it feels more like a mini-city. Take a walk down the main strip and you’ll pass by everything you need from a quaint grocery store to unique boutiques.

Harbor Town is home to the iconic Paulette’s where you can stop in for a one-of-a-kind Sunday brunch.

  • Median 1-BR rent: $1,200
  • Walk Score: 48/100

The High Point Terrace neighborhood is in the eastern part of Memphis. It’s close to Downtown so residents can enjoy the perks of Memphis but it also has a suburban feel. High Point Terrace is on the federal government’s list — the National Register of Historic Places. The architecture, buildings and overall neighborhood were deemed important to preserve due to its history in greater Memphis. One memorable claim-to-fame is the famous playwright, Tennessee Williams, who wrote his infamous play-turned-movie “Period of Adjustment” in the neighborhood of High Point Terrace itself.

This neighborhood tends to have younger residents, with 40 percent of residents under the age of 45. If you’re looking to plant roots and start a family, this is a great neighborhood to consider. Full of shops, grocery stores, coffee shops and bars, High Point Terrace is a small community where you’ll be surrounded by kind, hard-working Tennesseeans.

Source: Rent./Love Tunica
  • Walk Score: 37/100

Another great area to live in on the north side of Memphis is Hyde Park. The main focal point of this neighborhood is Hollywood and Chelsea Streets. Here, you’ll find unique shops and yummy restaurants. Some of the top-rated restaurants are The Second Line and The Hollywood Fish Market. If you live in the south, you need to try their famous catfish and you can do just that at these two high-rated restaurants.

This community is highly engaged and you’ll find your neighbors strolling the local parks or meeting at the Shasta Central community center. If you’re looking for a neighborhood near Memphis itself but with a close-knit neighborhood feel, give Hyde Park a try.

  • Median 1-BR rent: $660
  • Median 2-BR rent: $795
  • Walk Score: 58/100

Known as a college neighborhood, Normal Station is home to part of the University of Memphis. Due to its close proximity to the university, this neighborhood is mainly composed of young college students. As you would find in any college town, Normal Station has several student rental homes, fraternities and small rental homes at affordable rates for students.

The neighborhood itself isn’t very walkable, so a lot of the residents bike or drive to get around. If you’re a student looking for a great place to live out your college years check out Normal Station as your next home.

  • Walk Score: 41/100

Pinch District is a historic area of Memphis located close to the Wolf River. Originally home to Irish, Russian and Jewish immigrants, Pinch District was the first commercial city in Memphis.

During the 1990s, the famous Pyramid Arena was built in hopes of bringing new life into the neighborhood. However, things took a turn when several of its large commercial sites moved locations. Pinch District is currently undergoing a billion-dollar expansion that will surely bring new, exciting business to the neighborhood.

While Pinch District is a quieter neighborhood in Memphis, it still has a lot of charm. There are some great coffee shops that recently opened such as Comeback Coffee or Alcenia’s. The commute from Pinch District to downtown Memphis is on average 15-30 minutes, so residents will likely need a car as the walk score is only 41.

Source: Rent./The Meadows
  • Median 1-BR rent: $731
  • Median 2-BR rent: $803
  • Walk Score: 26/100

Raleigh is a neighborhood in Memphis located on the northeast side of the city. It’s near the Wolf River and Frayser, another one of the best neighborhoods in Memphis.

Raleigh is a neighborhood full of hard-working, kind people. The main economy is retail, however, Nike has a distribution center in this area, too. Stage Road is a popular area in the neighborhood where you can go for a walk, window shop and grab a bite to eat. Locals enjoy good food and shops in this town and a crowd favorite is Moma’s Bar-B-Q or Dindie’s Soul Food.

  • Walk Score: 58/100

Steeped in folklore, Sherwood Forest is a neighborhood in east Memphis that has roots in the story of Robin Hood. While you probably won’t see Robin Hood’s merry men roaming around, you will see several streets named after the story like Robin Hood Lane, Maid Marion Lane and Little John Road.

Sherwood Forest neighborhood is known as a family-friendly suburb with good schools for children to attend. The neighborhood is about a mile away from the University of Memphis, so you’ll have a good blend of college-aged students and recent grads living here. The area has a nice blend of shops and bars plus a wonderful park to get in touch with nature. Sherwood Forest Park has trails, tennis courts, a golf course and even a botanical garden.

  • Median 1-BR rent: $1,579
  • Median 2-BR rent: $1,679
  • Walk Score: 19/100

Southwind is a neighborhood in Memphis on the southeast side of the city. This is an affluent neighborhood with several residents having bachelor’s degrees. The schools are highly recommended and it’s a good place for families.

If you like golf, this is a great neighborhood because the Southwind Golf Course is on the PGA tour and is a World Championship Golf Course. Other outdoor activities include walks, hikes and strolling around local parks.

Source: Rent./The Helix at the District
  • Median 1-BR rent: $880
  • Median 2-BR rent: $1,021
  • Walk Score: 72/100

Feel like stepping back in time? The Victorian Village neighborhood is the place for you. Once known as Millionaires Row, Victorian Village is a town rich with history due to its many homes built in the late 1800s. While the neighborhood is still home to these impressive homes, the suburban area is a great place for all types of people.

Victorian Village is home to many must-see museums such as the Woodruff-Fountaine House Museum. If you’re looking for a historic and walkable neighborhood in Memphis, then renting an apartment in Victorian Village is a great choice.

  • Median 1-BR rent: $904
  • Median 2-BR rent: $1,012
  • Walk Score: 41

Voillintine-Evergreen is close to downtown Memphis. One of the prominent features of this neighborhood is the layout of ranch-style 78 buildings surrounding the old synagogue. It’s part of the National Register of Historic Places, in fact.

People living in Voillintine-Evergreen like their history and fight to preserve it and its aesthetic. The residents are usually retired or empty-nesters, so it’s a great place for people looking for a more quiet lifestyle. That being said, you’ll still find plenty to do whether that’s eating at local eateries, sipping freshly brewed coffee or walking throughout one of the neighborhood parks.

  • Median 1-BR rent: $599
  • Median 2-BR rent: $835
  • Walk Score: 30/100

You can’t help falling in love with this neighborhood. Whitehaven is most famous for “Graceland.” More than a half-million people come to visit Elvis Presley’s home-turned-museum each year and pay their respects to the rock-n-roll legend.

While this landmark is cool for music lovers, residents of Whitehaven enjoy the suburban feel and parks like T.O. Suburban State Park. This neighborhood tends to attract empty-nesters, so it’s quieter compared to neighborhoods full of families.

Find the best Memphis neighborhood for you

Whether you choose a neighborhood in the heart of Memphis or elsewhere you can rest assured that you’ll find great people and apartments in any of the best neighborhoods in Memphis. Memphis is a city full of apartments for pet lovers, park lovers, nightlife lovers or even coffee lovers.

The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

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Apache is functioning normally

September 20, 2023 by Brett Tams
Apache is functioning normally

In the world of real estate, where property expertise reigns supreme, it comes as little surprise that the most successful real estate agents own some of the most remarkable and envy-inducing residences.

With their extensive knowledge of market trends and investment potential — not to mention their keenly trained eye for luxury living — real estate pros are the first to spot desirable properties, often before they are even listed for the general public to see.

They then leverage their design expertise and Rolodex of industry connections to turn their homes into personal sanctuaries that serve as living testaments to their industry acumen and discerning tastes.

Such is the case of Billy Rose, realtor to the stars and co-founder of luxury real estate brokerage, The Agency.

Rose, rated as one of the best real estate agents in Los Angeles (and the entire country, once being named the Number 10 real estate agent in the U.S. by The Wall Street Journal), owns an architecturally distinct home in one of Los Angeles’ best areas, which he’s now bringing to market.

Priced at $5,895,000, the elegant abode has served as Billy Rose’s personal residence for 20 years.

Located in the sought-after Westword neighborhood, the property sits on the “first lot bought in highly coveted Westwood Hills”, per the listing, and is known as the Murrow Residence, named after its original owners.

Rose himself provided a little bit of background on the home’s history.

“The Murrows considered the lot to be the trophy of Westwood Hills,” Billy Rose tells us. “Mr. Murrow, for whom the home was built, was (as I understand it) a bit of a “mucky muck” at the Rand Corporation. He had rigged the front door such that he could attach a 35mm projector to the door and project through to the living room.“

But it’s not just the location that appealed to The Agency co-founder.

The home’s distinct design played a big role too. The 1940-built residence is an outstanding example of International Style architecture (post Deco and pre Mid-Century Modern).

Photo credit: The Agency

“I find International Style architecture to be sublime,” Billy Rose shared in an exclusive comment for Fancy Pants Homes. “The style is best described as stripped of all unnecessary ornamentation and about accentuating the strengths of the home (the view, the layout, the light, the circulation, the air flow). Le Corbusier (one of the pioneers of what is now regarded as modern architecture) summed it up best when he called a house a “machine for living”.“

Vintage and collectible lighting, designer finishes, and terrazzo and custom-milled walnut floors complement the home’s unique style, while broad expanses of glass in every direction bring the outdoors in.

Photo credit: The Agency
Photo credit: The Agency
Photo credit: The Agency

The house has a total of 5 bedrooms — all suites — with the primary being touted as “one of the best primary suites in its class with extremely generous dual closets and baths”, per the listing.

Photo credit: The Agency
Photo credit: The Agency
Photo credit: The Agency

The inviting chef’s kitchen has its own claim to fame.

“My wife is a chef and she filmed her show “Taste of Melrose” from there,” shared Rose whose wife, model-turned-chef Melissa Rose, has been filming her cooking show in their camera-ready kitchen for years.“It was not only a great exhibition kitchen, but it served us well for our numerous dinner parties.”

Photo credit: The Agency
Photo credit: The Agency
Photo credit: The Agency

When prompted to pick his favorite area of the house, The Agency co-founder signaled out the primary bedroom suite, along with “the original stairway, with its two-story Torrance steel window system“, which he says was one of the things that drew him to the property.

Photo credit: The Agency

Heading outside, we find a secluded backyard oasis with a cascading pool, spa, fire pit, grassy yard, dining and lounging areas, with mature landscaping, tall hedges, and privacy walls shielding it from prying eyes.

Photo credit: The Agency
Photo credit: The Agency

Unsurprisingly, Billy Rose holds the listing along with Stefan Pommepuy, also with The Agency.

And while Rose hasn’t yet been part of the cast of Buying Beverly Hills, the Netflix series starring agents from the luxury real estate brokerage he co-founded alongside Mauricio Umansky, we’re hoping his house will — and that the second season of the show will give us a better look inside his inviting abode.

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Home of the Week: Architect Harry Gesner’s personal home, the $22.5M Sandcastle House

An artist’s escape: Donald (@drawbertson) Robertson’s picture-perfect house in Montecito

Source: fancypantshomes.com

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Apache is functioning normally

September 19, 2023 by Brett Tams
Apache is functioning normally

Where the surf meets the turf.

Situated on the Pacific Ocean coastline, San Diego is a dream destination for beach lovers and outdoor enthusiasts alike. With a year-round Mediterranean climate, visitors and residents can expect pleasant weather to accompany them on the various adventures the city has to offer. From museums and zoos to beaches and parks, San Diego’s diverse attractions cater to a wide range of interests.

Whether you’re exploring the historic Gaslamp Quarter, catching a Padres game at Petco Park or simply soaking up the sun at La Jolla Cove, San Diego’s unique charm extends far beyond its average salary figures, making it a place where quality of life and experiences are truly priceless.

Choosing where to live, is a little bit more of a complicated decision beyond interests and entertainment opportunities. With the average salary of San Diego sitting around $69,288, it prompts us to break down the cost of living in San Diego and what you can truly afford should you choose to live in this vacation-esque city.

Rent

Rent prices in San Diego range from $2,358 for a studio apartment to $3,765 for a two-bedroom apartment, making the median monthly rent around $3,061. 30% of your income should be allocated for housing, money-saving experts recommend. Our rent calculator, after inputting the salary of $100,000, determined affordable rent to be around $2,500, applying the savings tip.

Transportation

A huge consideration when determining where to live is transportation. Whether you’re commuting to work or venturing out into the social scene, it’s important to know the best ways to get around. The San Diego Metropolitan Transit System provides bus and trolley services across San Diego County and will run you an annual total of $864.

Food

Residents of San Diego aren’t short on food options. This city’s cuisine offerings range from authentic Mexican eats all the way to delicious pizza in Little Italy, with food trucks and farmers markets in between.

Groceries, for an average San Diego family, costs $6,264 annually but most families mix dining in with dining out. The average spend on dining out for a family in San Diego is $4,299 rounding out the total average spent on food $10,563.

Entertainment

Entertainment and other activities are vast in this beach city. Between concerts, beach days, sporting events and social activity hotspots, your free time opportunities are boundless.

On average, visitors and residents spend $48 a day on various activities. Goods and services in San Diego cost 10 percent more than the national average, but are absolutely worth the investment for personal and social growth.

Everything else

“America’s Finest City” has great offerings where spending and prioritizing are flexible to fit your budget with a $100,000 salary. However, the cost of life is a little less flexible if you’re right around the average salary in San Diego, which is again, just below $70,000 per year.

Keep in mind healthcare, taxes and other personalized costs you have to budget for. Sales tax in San Diego is 7.75 percent and the average healthcare costs are 7.2 percent above the national average. Making sure to remember these costs and tacked-on spending is important for saving.

San Diego job market at a glance

San Diego’s largest industries include tourism, technology, healthcare and military, with the U.S. Navy and Marine Corps holding the spot of the area’s largest employer. The job market has scored a 6.7/10 on U.S. News’s job market index, meaning it’s a healthy job market especially when compared to other cities of its size.

The other end of the job market spectrum is understanding the unemployment numbers. San Diego’s unemployment rate has risen a small bit over the last year with it currently sitting at 3.9% where it was at 3.4% last year. The U.S. unemployment rate is 3.8% meaning San Diego sits right alongside the national rate.

Settle down in San Diego

While it’s true that San Diego offers a vibrant lifestyle with numerous amenities, the cost of living can quickly diminish your income. To make the most of a $100,000 salary (or less) in this beautiful coastal city, individuals and families need to budget wisely, prioritize their spending and consider alternative strategies like investing and prioritizing what’s important.

If you’re looking to thrive in San Diego and strike the right balance between financial stability and enjoying all that this unique city has to offer, start and end your search with our list of apartments for rent.

Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.

Source: rent.com

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Apache is functioning normally

September 17, 2023 by Brett Tams

The white picket fence isn’t for everyone.

Through our consumption of modern media over the years, we’ve had a picture of urban and suburban life painted for us. We’ve witnessed Carrie Bradshaw run through the busy streets of New York City, growing her career and attending social events. We’ve also watched The Simpsons, living as a family in Springfield, with the youngest kids going to school and enjoying the neighborhood life.

While drastically different in plot and purpose, shows like these have influenced the way we view urban vs. suburban vs. rural life. When it comes time to actually decide where to move and which type of area suits your lifestyle, it’s tricky to navigate through your own influences and opinions. We’ve broken down 11 tale-tell signs, saying and truths that can help you navigate the difference and work through your own natural biases about urban vs. suburban living.

Urban, by definition

Urban areas, also known as cities or metropolitan areas, are densely populated regions characterized by high human activity and development. Urban areas are typically the centers of economic, cultural and social activities.

They are also known for their higher population densities, taller buildings, extensive public transportation systems and greater access to amenities. They offer a wide range of job opportunities and cultural attractions, making them hubs of economic and social life.

City examples:

Suburban, by definition

Suburban areas are typically located on the outskirts of larger cities or urban centers. These areas often have lower population densities compared to urban areas, with a greater emphasis on single-family homes, larger yards and local green spaces. Suburbs are known for their relatively quiet and less crowded environment compared to urban centers. People who live in the suburbs often commute to work in the nearby city.

Suburb examples of the above cities:

Urban vs. suburban: 11 giveaways that will tell the difference

Suburban and urban life are very different. And there are some over-arching themes, traits and signs related to each that amplify just how different these areas are. Think you’ll be able to tell the difference? Try to guess what kind of area the person in these scenarios lives in.

1. You can’t remember the last time you had to use your car.

Answer: Urban. One of the benefits of city living is the walkability and access to alternative transportation options. People living in urban areas often rely on railways, trains, cabs, bikes, Ubers and walking shoes to get where they need to go in their day-to-day lives. Cars are unnecessary in these areas and some city residents don’t even own cars.

2. Local businesses are within walking distance to your place.

Answer: Urban, again. Between bodegas, family-owned coffee shops and thrift shops, local businesses are on almost every corner in city areas. The convenience provided by the walkability to all of these types of businesses is a huge draw for potential city residents.

3. You’ve driven an hour or more to a play, but you have the movie theater right around the corner.

Answer: Suburban. Suburban areas, while they may not have a wide variety of entertainment options, typically have chain stores, a handful of local shops, movie theatres, restaurants and parks. To experience larger excursions, like a play or concert, you most likely will have to commute to the nearest city.

4. It’s almost too quiet when you go to sleep at night.

Answer: Suburban. A huge difference between suburbia and urban areas is the noise. Suburban areas wind down as the sun sets, creating a quiet atmosphere for sleep. The most noise suburban residents hear is the buzz of cicadas or weather-related sounds.

5. Getting late-night food a routine staple.

Answer: Urban. Cities notoriously never sleep. Bodegas, food trucks and convenience stores stay open late to specifically cater to this mindset. Whether you’re craving a snack while watching a movie or worked late and need to grab dinner, urban areas ensure your snack venture is quick and easy.

6. Traffic sounds are almost white noise to you.

Answer: While this seems like it could be both, it’s urban. Suburban areas often involve residents commuting to work, meaning sitting in traffic. However, urban areas have traffic noises 24/7, creating a constant background hum of city life.

7. Waze is your most used app.

Answer: Suburban. As touched on before, suburban residents often commute to the nearest city for their jobs every day. This means calculating traffic, taking less congested routes and anticipating fluctuating commute times. Waze, a popular navigation app, is perfect for planning around traffic and getting where you need to go, in as little time as possible.

8. You’re genuinely surprised when you hear a car horn honk, and it’s usually followed by an apology wave.

Answer: Suburban, for sure. City life is absolutely more fast-paced than suburban life. This can influence tempers and patience levels whereas in a slower-paced suburban atmosphere, there’s less rush, more patience and certainly less defensive driving. Meaning suburban residents have little reason to ever use their car horns.

9. Boutique shops are a bit out of reach, but you can count the strip malls within a 5-minute commute to your house.

Answer: You guessed it, suburban. Suburban areas have access to amenities though these are typically chain stores with a few boutiques sprinkled in. Due to the ability to place large businesses that take up more square footage, like strip and outlet malls, residents of suburban areas are sure to find themselves shopping at such stores.

10. You ride the elevator with the same people and have never said more than a few words, if any.

Answer: Urban. We’re all familiar with the term “southern hospitality” and while suburban areas aren’t always southern, they’re friendlier. The fast-paced atmosphere of urban areas doesn’t lend itself to too many unplanned conversations, as people always have places to go and things to do.

11. You can Tetris almost anything in your place.

Answer: Urban, yet again. The packed nature of cities means less square footage in your apartment or rental property. This causes residents to get creative and perfect the practice of playing Tetris with their belongings, furniture and everything else in between.

Urban vs. suburban: not exactly a battle

Both of these lifestyles have a lot to offer their residents, it boils down to personal preference and priorities. Remember, no moving decision you ever make is permanent and it’s worth it to experience what both areas have to offer to truly appreciate the diversity of lifestyles and opportunities available.

Exploring both urban and suburban living can provide insights and enrich your life in unexpected ways. Still in the market for that perfect place, in suburbia or the city? Start and end your search with our list of apartments for rent.

Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.

Source: rent.com

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Apache is functioning normally

September 16, 2023 by Brett Tams

Every item on this page was chosen by a Town & Country editor. We may earn commission on some of the items you choose to buy.

1

T&C Favorite

Brooklinen Luxury Sateen 4 Piece Sheet Set

1

T&C Favorite

Brooklinen Luxury Sateen 4 Piece Sheet Set

2

Linen Upgrade

Cozy Earth Light Grey Waffle Bath Towel Bundle

2

Linen Upgrade

Cozy Earth Light Grey Waffle Bath Towel Bundle

This bundle of waffle towels has Oprah’s stamp of approval—so right off the bat you know how good they are. Made of a cotton and bamboo blend, these elevated towels are lightweight yet ultra-absorbent and supremely soft against the skin. T&C‘s Roxanne Adamiyatt is also a fan, noting that the hand towels “don’t get drenched and matted” and “haven’t warped or lost their shape” after several washes.

More: Oprah’s Favorite Things You Can Buy on Amazon Right Now

3

Crystal Glassware

Lenox Tuscany Classics 4-piece Bordeaux Glass Set

3

Crystal Glassware

Lenox Tuscany Classics 4-piece Bordeaux Glass Set

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Help them raise a glass to their new home with this elegant crystal set from Lenox’s Tuscany Collection. The glasses are made of high-quality non-leaded European crystal (that also happen to be dishwasher safe!) and also available as champagne flutes, martini glasses, beer glasses, and more.

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Sleek Food Containers

Caraway Glass Food Storage Set

4

Sleek Food Containers

Caraway Glass Food Storage Set

Give them a reason to finally toss all those food containers with missing lids! Featuring non-stick ceramic coated glass bodies, this food container set keeps leftovers fresh and organized while also looking great in the fridge. Better still, the larger containers are microwave, oven, refrigerator, and freezer safe.

As someone who’s recently moved, I can vouch for how game-changing these food containers are. Heating up leftovers in the oven is a cinch and I love how it’s also sold with a storage set that keeps my kitchen cabinets neat and tidy when not in use.

5

Cutlery Essentials

Material Knife Trio + Stand (Almost Black/White Ash)

5

Cutlery Essentials

Material Knife Trio + Stand (Almost Black/White Ash)

A good set of knives can make or break a cooking experience and this Material trio is beyond. The blades are crafted with three layers of Japanese stainless steel and high carbon, making them a breeze to chop and slice with. It also comes with a smart magnetic block that holds up to eight knives.

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Charging Catchall Station

Courant Catch:3

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Charging Catchall Station

Courant Catch:3

This is more than just a sleek catchall tray that keeps your tabletops organized and mess-free. It’s also a charger to ensure your phone never runs out of juice. Game-changing.

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7

Chic Coffee Table Book

Assouline Publishing Amalfi Coast

7

Chic Coffee Table Book

Assouline Publishing Amalfi Coast

A travel-inspired coffee table book by luxury publisher Assouline will be a welcome addition to any stack. We love this Amalfi-themed one, but you have the option to choose from a variety of destinations, including Aspen, Mykonos, and St. Tropez.

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Sentimental Gift

Vienrose Large Photo Album

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Sentimental Gift

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It’s there, at their new home where they’ll be making new memories. Why not help them document all the good times with a good ole fashioned scrapbook that they can look back at for years to come?

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Elegant Aromatherapy

Vitruvi Stone Diffuser

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Elegant Aromatherapy

Vitruvi Stone Diffuser

Help them make their new digs more inviting with a refined essential oil diffuser that doubles as a stylish decor accent.

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Luxe Home Cleaner

Caldrea Multi-Surface Countertop Spray Cleaner

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Luxe Home Cleaner

Caldrea Multi-Surface Countertop Spray Cleaner

Let’s face it: Doing home chores is anything but glamorous. But when you wash up with Caldrea’s plant-based products featuring their latest Orange Blossom fragrance? It makes the task oh-so-more enjoyable—and leaves the kitchen sparkling with fresh-scented finish.

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Cozy Throw

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A cuddly blanket to wrap yourself in while reading or watching TV on the sofa? Now who wouldn’t appreciate that as a housewarming gift?

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Le Creuset Enameled Cast Iron Signature Round Dutch Oven

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Kitchen Do-It-All

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Everyone needs a Le Creuset dutch oven in their kitchen. There I said it. This do-it-all cast iron pot can cook everything from the heartiest of stews and soups to beautifully braised meats and warm, fluffy sourdough loaves. And the fact that it comes in an endless array of hues? Well that makes the Le Creuset infinitely more gift-worthy.

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State-of-the-Art Coffee Machine

Nespresso Vertuo Lattissima by De’Longhi

13

State-of-the-Art Coffee Machine

Nespresso Vertuo Lattissima by De’Longhi

If you’re looking to splurge, the newest Nespresso machine brews one mean cup of a joe at a tap of a button. It can make a wide variety of your favorite coffees, ranging from cappuccinos and lattes to iced coffees and cold brews in six different sizes, but the pièce de résistance? It’s tricked out with an integrated milk frother that makes the foamiest, melt-in-your-mouth beverages. That’s enough reason to add to cart!

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Old Fashioned Drip Coffee Maker

Smeg 50’s Retro Style Aesthetic Drip Filter Coffee Machine

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Old Fashioned Drip Coffee Maker

Smeg 50’s Retro Style Aesthetic Drip Filter Coffee Machine

Or perhaps they’re more of drip-filter-coffee-kind-of-person? This retro style machine prepares up to 10 cups of equally as delicious rich brews in its glass carafe. And just look how damn chic the body is! Who wouldn’t want that on their countertop?

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Heated Coffee Mug

Ember Temperature Control Smart Mug 2

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On-Theme Candle

Homesick New Home Scented Candle

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On-Theme Candle

Homesick New Home Scented Candle

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Nothing says “welcome home” like a candle made for a new home! So what exactly are the notes that make up this “new home” scent? No, it’s not fresh paint; it’s a blend of jasmine, cedarwood, lime, sandalwood, oakmoss, and musk that fills any room with the most pleasantly clean aroma.

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Indoor Fireplace

colsen Tabletop Ethanol Fireplace

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If they don’t have already have a fireplace, give them the next best thing: a portable tabletop fireplace that will add instant warmth and ambience to their new home.

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Personal Blender

NutriBullet Blender

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Personal Blender

NutriBullet Blender

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A compact blender is the perfect kitchen appliance gift for the loved one who’s just moved into an apartment. Space-saving and easy-to-use, the NutriBullet can whip up smoothies, sauces, salad dressings, and more in a jiffy.

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For the Lawn

Rachio 3: 8 Zone Smart Sprinkler Controller

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For the Lawn

Rachio 3: 8 Zone Smart Sprinkler Controller

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For the new homeowners with a yard, this smart sprinkler system takes the guesswork out of watering your plants and greenery by allowing you to set automated schedules straight from your phone. Also cool: The patented weather intelligence feature that saves water by automatically skipping unnecessary watering.

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Elevated Coasters

Folkulture Beaded Coasters

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These beaded evil-eye coasters are cute to look at and will actually make them want to use coasters.

Sophie Dweck is the associate shopping editor for Town & Country, where she covers beauty, fashion, home and décor, and more. 

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Source: townandcountrymag.com

Posted in: Bank Accounts Tagged: 2023, accent, All, Amazon, apartment, Appreciate, art, BAT, Beauty, beer, best, black, Blend, book, Buy, cabinets, Clean, coffee, coffee table, commission, containers, cooking, country, Decor, Essentials, experience, Fashion, Financial Wize, FinancialWize, fireplace, food, Free, gift, gifts, glasses, good, great, greenery, grey, heating, home, homeowners, in, items, japanese, kitchen, kitchen cabinets, Luxury, Make, making, memories, mess, More, neat, needs, new, new home, oh, Oil, or, orange, paint, plants, products, quality, Raise, reading, rich, right, room, safe, Saving, shopping, smart, smoothies, sofa, space, splurge, steel, storage, Style, tabletop, tabletops, town, Travel, tv, weather, white, will, Yard

Apache is functioning normally

September 16, 2023 by Brett Tams

How much do Twitch streamers make? Twitch is a popular live streaming site where you can watch people play video games online. Yes, you can actually get paid to play video games online! And, over the last few years, Twitch has added many more ways you can live stream other than just gaming, such as…

How much do Twitch streamers make?

Twitch is a popular live streaming site where you can watch people play video games online.

Yes, you can actually get paid to play video games online!

And, over the last few years, Twitch has added many more ways you can live stream other than just gaming, such as cooking, advice, talking, travel, and more.

I remember when Twitch first came out and it was still pretty new. So many people dreamt of making it big on Twitch and were wanting to play video games all day and make a lot of money. I even had many friends who tried to get popular on the site.

Twitch’s wide reach has allowed so many people around the world to make money. So, you may be wondering how much Twitch streamers can make and whether it’s even possible for you.

In today’s article, I will be diving further into how much Twitch streamers make and how they make money.

Recommended reading:

Quick Summary – How much do Twitch streamers make?

  • Twitch is a site where you can make money playing video games, talking, and more.
  • You can make money with paid subscriptions, ads, selling merchandise (such as a t-shirt with your logo on it), and more.
  • The highest-earning Twitch streamers make millions of dollars each year, while the majority of Twitch streams don’t earn much at all (the top 100 streamers on Twitch make at least $30,000 each month).

What is Twitch?

Twitch is a live-streaming site that was started in 2011 and is now owned by Amazon.

There are a whopping 7,000,000 streamers who go live on Twitch regularly and there are 35,000,000 daily viewers. That is a lot of people!

Content creators can live record themselves playing video games (such as Fortnite, Minecraft, Grand Theft Auto, World of Warcraft, Call of Duty, and Valorant) and people will watch.

While Twitch used to be all about watching people just play video games, now you can also watch people live stream themselves cooking, talking to viewers, traveling, doing their daily routine, and more.

Who is the biggest streamer on Twitch?

There are many popular channels on Twitch such as Ninja, Shroud, and Pokimane. The top streamers on Twitch earn millions of dollars each year!

Twitch streamer categories

On Twitch, streamers are categorized into three main groups:

  1. Streamers – These are new and casual creators who might not be making money from their content yet. Or, maybe they don’t ever plan on making money and they are just doing it all for fun. When you first join Twitch, this is what you start as. It gets a little confusing because there’s the name Streamers, but there are also Twitch streamers (which is everyone who streams).
  2. Affiliates – These are streamers who’ve reached a certain level of success and can receive donations, subscriptions, and ad revenue.
  3. Partners – These are some of the most popular streamers on Twitch. They get many perks, such as being able to keep a higher revenue percentage from some of the Twitch monetization methods.

Unlike Twitch Affiliates, where you are invited automatically when you meet the requirements (talked about below), you must apply and be selected to join the Twitch Partner Program.

How to Become a Twitch Affiliate

To make money on Twitch and work from home, you will first need to become a Twitch Affiliate (becoming a Twitch affiliate is not required in order to apply to become a Twitch Partner, but it is encouraged by Twitch.). That is what they call a broadcaster (someone who is live streaming on Twitch).

The Twitch Affiliate program is available around the world. You can stream and make money on Twitch no matter where you live. To get started streaming on Twitch, you can do so from a desktop computer, laptop, Xbox, Playstation, or even your cell phone.

To become a Twitch affiliate, you must meet 4 requirements within a 30-day period:

  • Reach 50 followers
  • Stream for 8 hours
  • Stream on 7 different days
  • Reach an average of 3 viewers per stream

Once you reach all four of these requirements (at the same time), you will then receive an automatic invite to their program. It may take a few days to receive the invite, but it will come!

What percentage of streamers are successful?

There are some stats out there if you are curious about how much money people make on Twitch – The top 1,000 streamers earn at least $7,000 per month, while the top 10,000 streamers make around $900 per month or more.

So, that means that there are 7,000,000 streamers on Twitch, and only 10,000 of them earn $900 or more per month. That’s not a very high success rate, but I’m sure a lot of those 10,000 people who are earning at least $900 a month are happy.

Plus, as I said earlier, many of the 7,000,000 may be streaming on Twitch just as a hobby, and may not even be trying to make it big.

Is it hard to get big on Twitch?

Yes, it is hard. The average person on Twitch makes less than $900 a month, with many making just a few dollars a month or nothing at all.

This is because there’s a lot of competition on the site. You’ve got to remember that there are 7,000,000 other people on the site and many of them are probably trying to make money on Twitch as well.

To grow on Twitch, you will want to be consistently live streaming (at least a few times a week!), engage with your viewers (talk to them, use their names, and say hello), and find a way to stand out from your competition. You will most likely need to spend a lot of hours on Twitch to make any money.

How to make money on Twitch

There are several different ways that you can make money on Twitch, such as:

Twitch subscriptions

As a Twitch streamer, one of the main ways you can make money is from subscriptions. A subscription is when a viewer gives you money on a regular basis and pays a minimum of $4.99 per month for your Twitch channel.

A viewer may subscribe because they can watch live chats, get to watch your live streams without advertising, or simply just want to show their support because they enjoy your live streams.

Subscriptions come in tiers from $4.99, $9.99, and $24.99, with Twitch taking 50% of the revenue for Twitch Affiliates. Once you reach Twitch Partner status, your revenue share may increase to 60%-70%.

Bits donation earnings

Another income source for Twitch streamers comes from donations made by your viewers. Donations can come in the form of Twitch Bits or direct donations. You receive $0.01 for each Bit used in your chat.

Now, one penny may not seem like much, but it can add up quickly. Plus, you get to keep 100% of the donations you receive.

Twitch Bits are virtual tokens used to support content creators on the Twitch platform. Your viewers can purchase Bits through Twitch and these can then be used to “cheer” in a streamer’s chat by typing “cheer” followed by the amount that they want to give you. When a viewer cheers, their message is highlighted, and the streamer receives the Bits. The streamer may then publicly thank them for their support.

Twitch ads revenue

As a Twitch Affiliate and Partner, you can run advertisements during your streams and make money.

Twitch ads are short video clips shown during a Twitch stream, giving you a way to make money. Think of this like an ad that you may see when watching a YouTube video.

While ads can earn you money, they can impact the viewer experience (don’t you hate a lot of long ads when you’re watching something?). Twitch Partners have control over when and how ads are shown on their channels, which can help make the ads better for viewers.

Amazon Associates

This is one of my favorite ways to make money online.

Affiliate marketing with Amazon on Twitch is when you can get paid to share links to products on Amazon. For example, a product that you can share with your viewers could be the video game that you are playing on a live stream.

Then, when a viewer makes a purchase through an affiliate link, the streamer earns a commission.

Sponsored partnerships

Twitch streamers can make money from their channels through sponsored partnerships with brands. This is when you partner with a company and promote their product on your Twitch channel, social media account, and so on.

This may include talking about a product, wearing a clothing item with their logo on it, or showing their product in a live stream.

The earnings from a sponsored partnership are negotiated between the streamer and the brand, and depend on the channel’s reach, engagement, and more. Some sponsored partnerships may earn you a couple hundred dollars and the most popular Twitch channels may earn hundreds of thousands of dollars for a sponsored partnership.

Patreon

To make even more money, many Twitch streamers use Patreon. Patreon is a site where creators can receive monthly contributions from fans. Fans support you because they like watching your content.

Depending on your content, you could offer perks just for your fans who are monthly contributors, early access to content, merchandise (I’ve seen many creators give out stickers and other merchandise for certain levels), secret content that is only on Patreon for people who are paying the monthly fee, or more for different pledge levels.

You get to choose how much each level is, and your fans get to choose which level they want and how often they want to pay.

Merchandise

Selling merchandise, such as t-shirts, hoodies, mugs, stickers, or accessories, can be another way that a Twitch creator can make money online.

For example, if someone likes watching your content, then they may be interested in things like what you’re wearing.

Twitch streamers can partner with merchandising platforms to set up an online store, making it easy for viewers to look at and purchase.

Average Twitch streamer earnings

Wondering what the average Twitch streamer makes? Below, I will be talking about small, medium, and the most popular Twitch streamers.

Small Twitch streamers

Wondering how much small Twitch streamers make?

As a small Twitch streamer, it’s important to know that your earnings will likely be lower in the beginning. Many small streamers are still working towards reaching Twitch’s $100 minimum payout threshold (and many will never reach that).

It will most likely take a long time before you will make $1,000 from Twitch. Many people quit just a month or a few months in, and that is simply not enough time to make money on Twitch.

To make more money, you should spend time growing your following, engaging with viewers, and finding a way to stand apart from the crowd.

Medium Twitch streamers

For medium-sized Twitch streamers, you can possibly earn more money as your number of concurrent viewers, followers, and subs grows. You can become a Twitch Partner with an average concurrent viewership of just around 75 viewers.

But, that’s not all that you need to become a medium Twitch streamer. You’ll want many more viewers to make a full-time income.

This can lead to an increase in your earnings from revenue streams like subscriptions, bits, and ads, as well as sponsorships.

Medium Twitch streamers at this level can expect to earn anywhere between $1,000 to $5,000 per month, depending on their popularity and sponsorships.

Top Twitch streamers

When it comes to the top Twitch streamers, they usually have tens or even hundreds of thousands of viewers during their live streams.

The top Twitch streamers can make hundreds of thousands or even millions of dollars each year. They make money through sponsored partnership deals, Twitch subscriptions, and viewer donations (bits). You also can sell a lot of merchandise once you’re big because everyone will want your stuff.

Frequently asked questions

Here are answers to common questions about how much money you can make on Twitch.

How much does a Twitch streamer make per 1,000 views?

I did a little research, and it looks like Twitch streams make around $3.50 for every 1,000 views on average. Of course, you can make more than that if you are talking about subs, which I talk about below.

How much does a Twitch streamer make per subscriber? How do Twitch streamer subscription revenues work?

A Twitch Affiliate makes around 50% of subscription fees, with some Twitch Partners earning up to 70%. For example, if you have 100 subscribers at around a $5 subscription price, you could make around $250 per month.

At 1,000 subscribers, you may be able to earn around $2,500 per month from just subs.

At 10,000 subs, you may be able to earn $25,000 each month from just subs.

That is a lot of money! And, on top of that, you can earn money from ads, affiliate marketing, sponsored partnerships, and merchandise.

How much do Twitch streamers make a year?

The amount you can make in a year depends on different things – you may make $0, $100,000, or over $1,000,000 a year.

Do Twitch streamers get paid daily?

No, they don’t get paid every day. Payouts happen every 45 days for Twitch Affiliates and every 15 days for Twitch Partners, as long as you have reached a minimum payout earnings of $50.

So, for example, if you make $100 on March 5th, then you will get paid around April 15th.

You can choose your payout method too – from ACH/direction deposit, check, or PayPal.

Do Twitch streamers keep 100% of donations?

Yes, Twitch streamers get to keep 100% of donations.

What other ways do Twitch streamers make money?

Besides subscriptions, donations, and ad revenue, Twitch streamers can also make money from brand sponsorships, selling merchandise (like mugs and shirts), and affiliate links (like video games). They can even sell courses, start a Youtube channel, sell ebooks, and more.

How hard is it to make a living on Twitch?

Making a living on Twitch is definitely hard, as you will have to do a lot of streams, be personable with your viewers (talk to them during your live stream, for example), and learn how to grow.

Twitch is a very competitive platform, and only a small percentage of streamers make enough money to support themselves on a full-time basis. So many people want to see success on Twitch, but there is so much more that goes into it other than just playing video games. The top Twitch streamers are running a full-time business!

How Much Do Twitch Streamers Make? – Summary

So, how much do Twitch streamers make?

As you learned above, the amount depends on many different factors.

Thankfully, though, there are many different ways for a person to make money with their Twitch channels, such as with subscriptions, sponsorships, ads, donations, selling t-shirts, and more.

The average Twitch streamer does not make a full-time income, but there are quite a few streamers who make over $100,000 per year. And, some even make in the millions of dollars each year.

Wouldn’t that be amazing?

Are you interested in learning how to make money on Twitch?

Source: makingsenseofcents.com

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Apache is functioning normally

September 15, 2023 by Brett Tams

Often found in compact homes and apartments, the galley kitchen—a narrow, elongated design with parallel counters—offers a unique set of challenges and opportunities for homeowners and designers alike. Though its footprint might be small, its potential is immense. When designed thoughtfully, a galley kitchen can not only save space, but can also be a functional and stylish heart of any home. 

Whether you’re renovating an existing kitchen in your Dallas home or starting from scratch in Cleveland, these five indispensable tips from Redfin and expert designers will help you create a galley kitchen that’s both efficient and elegant.

1. Prioritize day-to-day functionality

When it comes to galley kitchen design, placing emphasis on day-to-day functionality is paramount. Unlike expansive kitchen layouts, galley kitchens have a more restricted space, which means every inch counts. Prioritizing functionality involves thinking deeply about the daily rituals and routines in your kitchen. From the placement of your most-used appliances to the accessibility of utensils and ingredients, every design decision should simplify and enhance your cooking and preparation process.

From cabinet and countertop organization to appliance placement, Ashley Denbow, owner, and lead designer for 940 Interiors, shares the importance of considering your daily routines within a kitchen and prioritizing your unique needs. She shares how “customizing kitchen drawers to fit your unique needs can aid with functionality.” Additionally, Denbow recommends thinking about finer details such as lighting and suggests using multiple types, such as task lighting for cooking and cleaning and dimmable lighting or pendants for a cozy atmosphere.

2. Create a layout that maximizes storage space

Creating a layout that maximizes storage space is crucial, no matter what kitchen style you’re designing. Thinking about where you’re going to store pots, pans, and cutlery, how much pantry space is needed, and where a storage closet will go should be top of mind.

“Opt for floor-to-ceiling cabinetry to create a seamless flow while maximizing storage space,” recommends Hannah Campbell, from Worldwide Granite and Marble” You can easily do this by integrating floor-to-ceiling cabinet units on the ends of the countertops. For added convenience, Campbell suggests incorporating soft-close drawers and pull-out shelves.

3. Cut out a conversation niche

In the context of a galley kitchen, where space might seem restrictive, carving out a conversation niche can work wonders for the atmosphere. This niche, whether it’s a small seating area, a breakfast nook, or even a bar-top along one side, can transform your kitchen from a mere functional space to an intimate gathering spot.

Hannah Campbell recommends, “fitting a countertop extension where barstools can be placed so that friends and family will feel invited to gather.”

4. Consider your color choices

Color choices go a long way, whether that’s a bedroom, a living room, or the kitchen. Galley kitchens tend to be on the smaller side, so unless you have abundant natural lighting that makes the space feel larger, painting with black may not be the best option.

Consider painting your cabinets and walls white and integrating color through the backsplash with intricate designs or even textured brick to add a wow factor. Additionally, installing warmer wood-toned flooring instead of glossy tiles can make the space feel extra inviting.

5. Capture more light with high ceilings

Light plays a pivotal role in making spaces feel larger and more open, especially in narrower layouts like galley kitchens. One ingenious way to amplify natural light is by optimizing vertical space with high ceilings. Elevating the ceiling not only creates a sense of spaciousness but also provides more surface area for sunlight to bounce off. When complemented with tall windows or strategically placed skylights, high ceilings can dramatically transform the atmosphere

Cheryl Moore with Core Homes recommends “designing a galley kitchen with at least 9-foot ceilings to create the illusion of a larger area.” 

Final thoughts galley kitchen layout and design:

There is no one-size-fits-all solution on how to design a galley kitchen. However, considering the functionality that aligns with your daily routine can benefit your decision-making process. No detail should be overlooked; thinking about storage space, how you and your guests interact around the kitchen, what colors should be utilized, and how to leverage natural light will all be critical factors in designing a galley kitchen that you’ll ultimately be proud of.

Source: redfin.com

Posted in: Market News, Paying Off Debts Tagged: 2, About, accessibility, aid, All, apartments, appliances, backsplash, bar, bedroom, best, black, breakfast, brick, Buying, cabinets, ceilings, Choices, cleaning, cleveland, Closet, color, colors, Convenience, cooking, cozy, cut, dallas, decision, design, efficient, estate, existing, Family, Financial Wize, FinancialWize, first, floor, flooring, guests, home, home buying, homeowners, homes, How To, in, interior design, interiors, kitchen, kitchen design, kitchens, layout, leverage, Life & Style, lighting, Living, living room, Make, making, marble, More, natural, needs, Oasis, offers, or, organization, painting, Pantry, potential, Real Estate, real estate tips, Redfin, Redfin.com, renovating, room, routine, save, seating, selling, shares, Side, space, storage, Style, tips, unique, white, will, windows, wood, work

Apache is functioning normally

September 15, 2023 by Brett Tams

There is a significant difference between being an adult and behaving like one. Legally, teens become adults when they turn 18. It’s pretty common for teenagers to ponder the moment of their transition into adulthood and the distinguishing factors between being an adult and a child. Here’s a list of life skills we think every adult needs to know in order to really act like an adult. 

1. Financial Management

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Acquiring the ability to handle your financial matters is an essential life skill that every individual should grasp before reaching 18 years of age. Financial management encompa-es skills such as devising and adhering to a budget, saving funds, comprehending credit, and preparing for future expenditures.  Acquiring strong financial management abilities in your youth can establish a foundation for long-term financial stability in the future. Learning how to prioritize critical expenses (like rent), avoid overspending, and save for emergencies and future goals is important. It’s never too early to start learning; kids as young as 7 or 8 can begin practicing with their allowance.

One Redditor said, “Developing skills of positive financial management is a process many overlook.”

Another also added, “So much this. Or even just understanding how to budget and a basic understanding of household bills.”

2. Good Hygiene 

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Proper hygiene is crucial for averting illnesses and diseases and enhancing personal appearance and contentment. Cultivate healthy routines like consistently washing your hands, caring for your oral hygiene, taking showers, and donning fresh clothing. Practicing good hygiene in public places and when you’re sick is also essential. By learning good hygiene at a young age, you can develop habits that benefit your own health and make it easier to keep a strong group of friends—giving you a healthier community overall.

3. Cooking

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Cooking is important not only for saving money but also because it can teach you time management, budgeting, nutrition, and many other things. Cooking at home gives you greater control over the ingredients they use, which is especially helpful if you have allergies. Overall, learning how to cook is a valuable skill that provides numerous benefits, including increased self-sufficiency. It is never too early to start learning and developing cooking skills at a young age can set individuals up for a lifetime of healthy and enjoyable eating habits.

One user said, “Oh, and cooking some basic meals is a lifesaver. I don’t know why schools don’t have home economics cla-es. It’s such a shame.”

4. Simple First Aid

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Acquiring a basic understanding of first aid holds significance, as it enables you to navigate emergencies without succumbing to the fight-or-flight instinct and instead provide practical a-istance. Basic first aid skills can help prevent injuries from worsening and sometimes even save lives. It’s good to know how to treat minor cuts, burns, and bruises and respond to choking, allergic reactions, and other medical emergencies. Knowing how to perform CPR and use an automated external defibrillator (AED) usually requires certification, but it can be life-saving in some situations.

Understanding how to see the big picture in an emergency is important, such as a-essing the situation, calling paramedics, and staying calm and focused.

5. Critical Thinking 

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Critical thinking is how we carefully analyze information, evaluate evidence, and make logical decisions. The foundation of critical thinking is really just asking good questions, trying to find out all the relevant information before you make a decision, and developing your problem-solving abilities. The world is full of information, misinformation, and confusing situations (like finding an honest mechanic or negotiating with a landlord). The ability to think critically and ask good questions will take you a long way.

One Redditor said, “Don’t take things at face value; really consider what is being told to you, why, and by who. There are good people in the world of course, but there are many who do NOT have your best interest at heart and will attempt to take advantage of your ignorance. Go slow, listen, learn, and Think.”

6. Time Management

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Time management is an essential life skill; it can benefit anyone at any age, but it’s particularly important to learn it as you move away from home and encounter the world on your own. Managing your time is important for everything from the obvious (working, school, making plans with friends), to cooking a meal or cleaning your house. As you become an adult, practice managing your time and creating a schedule or using a calendar or planner. Time management can help you be more productive, achieve your goals, and reduce stress.

7. Emotional Intelligence

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Take some time as you become an adult to learn or brush up on emotional intelligence. You don’t have to read thoughts, but staying attentive to the emotions, reactions, and expressions of the people around you can teach you so much and help a lot with all kinds of relationships. Everything from working to dating relationships relies a lot on working with other people’s moods and emotions, even if they’re unfair. Developing these skills will help navigate social relationships and communicate clearly and effectively.

One Redditor added, “Emotional intelligence. I didn’t start developing this at all until I was in my late 20s. I feel like men especially struggle with this.”

8. Self Control

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Delayed gratification is one of the hardest skills to learn: almost everybody is tempted by the instant payoff. Learning self-control is essential to make better decisions, regulate emotions, and achieve goals. Self-control skills include delayed gratification, but also impulse control, self-motivation, and stress management. The ability to manage your stress, keep yourself motivated, and keep control over your impulses will take you a long way in life.

One Redditor stated, “Self-control, you are now an adult, and whatever protections you had for your actions as a minor are largely gone, and the consequences are now higher.”

9. Communication Skills

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Learning to communicate well can provide significant benefits, such as improved relationships, better academic performance, increased employability, improved mental health, and enhanced problem-solving abilities. Some ways to develop communication skills include practicing speaking, reading, and writing, joining clubs or organizations, active listening, and seeking feedback. Whatever way you find to practice, do it with mindfulness and intention, not just to get it done.

10. Developing Your Own Opinions

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Developing your opinions is an important skill to develop before age 18 because it helps you become a critical thinker and an independent individual. It is essential to form your own opinions based on evidence, logic, and reasoning rather than simply adopting the beliefs of others.

11. Learn a New Skill

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As you age and become more independent, don’t stop studying and learning new things. New skills are not only just interesting (and make you a more interesting person), but they can increase your overall joy, inspire you in your school or career, and keep your mind sharp. Some really valuable skills to consider brushing up on include a foreign language, coding or computer programming, public speaking, writing, critical thinking, and problem-solving.

As a user added, “There are a lot of skills one should possess before turning 18; they include social skills, communication networking, tech skills, video editing, graphics designing, and coding…”

While you might not try to learn those exact skills for your personal career path, keep studying and learning whatever direction you decide to take.

Source: Reddit.

10 Crazy Good Movies Where Women Are the Bad Guys

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Are you looking for a movie night with a twist? Look no further than these Reddit-voted top ten films where women take on the destructive bad guy role.

10 Crazy Good Movies Where Women Are the Bad Guys

10 of the Worst TV Series Ever According to the Internet

There’s Seinfeld, The Sopranos, Game of Thrones, The Office, and other legendary shows. But have you considered that for each show that garners universal critical acclaim, there is an inverse show lurking on the other end of the IMDb rating scale?

10 of the Worst TV Series Ever According to the Internet

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Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.

These 10 Activities Are an Immediate Red Flag

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Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.

10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth

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We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.

These 10 Terrible Movies Are Still People’s Favorites



About the Author


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Apache is functioning normally

September 14, 2023 by Brett Tams

You want to become a homeowner but aren’t sure how you’re going to save up for your down payment. Typically, you’re going to need at least 3% to 5% for a down payment for a conventional mortgage, or 20% on a loan that doesn’t require private mortgage insurance.

Fortunately, there are a number of methods you can use to stash away money for your future home. Here are some of the best ways to save for a house and get one step closer to your dream.

1. Creating a Budget

Living on a budget may not be easy, but in the long run it can help you save money to put toward a home purchase. Creating a budget to track where your money is going is a good first step in a house savings plan.

Some effective ways to do this are recording expenses in a spreadsheet or using a budgeting app to determine your spending practices and identify where changes can be made to meet your savings goal.
💡 Quick Tip: Want to save more, spend smarter? Let your bank manage the basics. It’s surprisingly easy, and secure, when you open an online bank account.

2. Using Cash Envelopes

The theory behind this method is that it may be harder to part with cash than it is to swipe a debit or credit card. The cash envelope budgeting method involves distributing cash each month (or pay period) into envelopes based on categories you establish. When you’re out of cash for each category, you stop spending.

3. Deleting Your Stored Cards

Do you store your payment information on Amazon or other e-commerce stores? If so, it’s time to consider deleting them from each store or from your browser settings. If you have to manually input your card each time you want to make a purchase, you may just stop spending so much money online.

4. Downsizing Your Life

Another one of the tips for saving for a house involves downsizing your life. This could mean moving to a smaller rental or to a more affordable area of town. Just keep in mind that there is always a flip side to downsizing. For instance, your smaller apartment may not include parking, so you might be taking on an expense you didn’t have before. Moving to a different part of town might mean spending more on transportation costs getting to work each day. It’s a good idea to weigh the pros and cons before making any big decisions.

5. Setting Up Automatic Transfers

Reaching your savings goals might happen faster by setting up automatic transfers from checking account to savings account each time you’re paid. If your paycheck is direct-deposited, you may also be able to split the deposit into more than one account, on a percentage or dollar-amount basis.

6. Postponing Vacation

This method can reap plenty of savings if your usual vacation is a costly one. Instead of taking a big trip, a staycation may be entertaining and less expensive. Check out your local newspaper’s website to find free activities and events in your area. Art museums sometimes offer free admission days, and area nature trails are generally free and can be a good way to have fun and get exercise in one fell swoop. Now is the time to be creative since you’re working on your house savings plan.

7. Tackling Your Debt

If you get 4.50% APY in your high-yield savings account, but you carry a credit card balance with an interest rate of 23.99%, it may make more sense to put your money towards your debt right now rather than savings.

8. Eating at Home

Dining out is expensive. The average American household spends more than $3,000 per year on eating out. By skipping the takeout and restaurants and cooking your meals at home, you can add that money to your house savings plan.

9. Making Your Own Coffee

It’s a cliche, but it’s true: If you skip the lattes, you could boost your savings. The average American spends $92 per month on coffee, which adds up to about $1,100 per year. Purchasing a coffee maker and brewing your own cup of joe as opposed to hitting up a coffee shop every day will likely improve your home savings plan.

10. Using Coupons at the Grocery Store

Looking for coupons for items you normally buy anyway can trim your grocery bill. Coupons can be found on coupon websites and on brands’ websites.

Recommended: Tips for Grocery Shopping on a Budget

11. Buying Things on Sale

Just because you want something doesn’t mean you need to have it right away. Waiting to buy things when they go on sale is another one of the best tips for saving for a house. Along with looking at stores’ advertised sales, you could always create a Google alert to find out when things go on sale by typing in your favorite stores’ names + sales on Google Alerts.
💡 Quick Tip: If you’re saving for a short-term goal — whether it’s a vacation, a wedding, or the down payment on a house — consider opening a high-yield savings account. The higher APY that you’ll earn will help your money grow faster, but the funds stay liquid, so they are easy to access when you reach your goal.

12. Using Promo Codes

Promo codes are like coupons for online purchases. Browser extensions that search the web for deals can bring those promo codes to you and save you precious search time and effort.

13. Cutting Out Cable

Cable television can be a major monthly expense for some households, sometimes hundreds of dollars every month. One of the best ways to save is to cut the cord, switch to streaming services, and potentially pay much less per month on your favorite entertainment by saving on streaming services.

14. Canceling Your Subscriptions

You may be spending money on monthly subscriptions without realizing how much. Canceling subscriptions to things like lifestyle boxes you aren’t using anymore or magazines you don’t read can add up to significant savings.

15. Making the Most of the Library

The local library is a fantastic resource. You can borrow books, magazines, and movies instead of buying them, and some libraries even offer access to free audiobooks. Libraries are funded by taxes, so you’re probably already contributing to this resource—there’s little reason to pay twice for items it provides as a public service.

16. Canceling Your Gym Membership

Gym memberships can be pricey, but exercise is not. Using free, online workout videos and things in your home as exercise equipment (e.g., stepping on your stairs, doing wall or table pushups, or using a chair for barre exercises), or walking around your neighborhood can save money over a gym membership.

17. Shopping Around for Insurance

You may be overpaying for insurance. Comparing rates and getting different quotes for your car, renter’s, pet, health, and other types of insurance can ensure you’re getting the best deal possible.

18. Steering Clear of Checking Account Fees

Is your bank charging you a monthly maintenance fee just to keep your account open? If so, it might be worth looking into switching banks or asking your bank how you can avoid these fees. For example, if you have a direct deposit into the account or maintain a minimum daily account balance, you may be eligible for a fee-free account.

19. Selling Your Stuff

Do you have things you never use anymore? Could they fetch some cash? Holding a garage sale or selling your stuff online might net a few dollars to add to your house savings plan. You’ll probably want to buy new things for your new home anyway, and selling your old things will allow you to save up.

20. Asking Your Boss for a Raise

During your annual performance review, consider asking for a raise, highlighting your accomplishments and why you deserve more money. Be specific about improvements you’ve made to the company by backing up your accomplishments with data.

21. Switching to a Better Job

If you aren’t making enough money in your current position, then consider switching to a higher-paying job. It’s a good idea to keep your current job until you find a new one, though.

22. Taking on a Side Hustle

If you have the time and energy, earning extra money on nights and weekends with a side hustle might be an option. For instance, you could start a dropshipping business, take up freelancing, or do affiliate marketing.

23. Signing Up for a Travel Rewards Credit Card

If you need to travel or you are still planning a vacation, using a travel rewards credit card may be a good idea. These cards offer certain rewards for different categories such as travel, gas, and dining out, and allow you to put your rewards towards flights, hotels, rental cars, and more. Plus, many of them offer other ways to save, such as providing you with rental car and baggage delay insurance or no foreign transaction fees.

Recommended: Credit Card Rewards 101: Getting the Most Out of Your Credit Card

24. Getting a Cash Back Credit Card

With a cash-back credit card, you can earn cash rewards every time you spend. Putting that cash back toward a statement credit or bank transfer will help accelerate your savings.

25. Renting Your Spare Room

If you have an extra room in your apartment that you aren’t using, you could get a roommate or list it on a rental site to reduce your overall living expenses. Just make sure that you get permission from your landlord before inviting anyone else to move in.

26. Renting Out Your Storage Space

Another one of the best ways to save for a house is to rent out your unused storage space on a peer-to-peer site. You could generate income without having to do much work at all, and you won’t have to live with someone else—just their stuff.

27. Making Your House Savings Plan Known

Your Aunt Mildred may always get you boxes of chocolates for your birthday, and your dad might give you gift cards for Amazon. But letting your family and friends know you’re trying to save for a home might plant the seed for them to give you cash instead. If you’re getting married, this is a time to tell people about your plans so that instead of registry gifts, they might give you cash for your future home.

28. Opening a High-Yield Savings Account

Putting your money into a regular savings account may not result in much of a return. However, putting money in a high yield savings account may net more interest and get you closer to reaching your savings goals. A high-yield savings account typically offers 20 to 25 times the national average of a typical savings account.

29. Hiring an Accountant at Tax Time

If you’ve been doing your taxes on your own every year, you may have missed potential tax savings you might be eligible for. A tax professional may be able to maximize your savings, possibly resulting in a larger refund, or minimize taxes you owe.

30. Saving Your Tax Refund

If you get a tax refund, consider saving it instead of spending it. The money can be a nice addition to your down payment, possibly even earning interest in high-yield savings account until you need it.

31. Changing Your Tax Withholding

Among the best ways to save for a house is by keeping more money from your paycheck. If your withholding is too high, the IRS is essentially holding your money for you all year round. Instead of getting a large tax refund, keeping your money now and investing it in an interest-bearing account will help you save up for your home.

The Takeaway

Saving for a house takes some time and effort, but there are many different ways to do it. For instance, by eating out less, you could potentially save thousands of dollars a year. Launching a side hustle could increase your income. And opening a high-yield savings account, which typically offers considerably higher interest rates than a traditional savings account, could also help your money grow — and help you achieve your dream of home ownership.

Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.

Better banking is here with up to 4.50% APY on SoFi Checking and Savings.

Photo credit: iStock/Talaj


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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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4.50% APY
SoFi members with direct deposit activity can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a deposit to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.

SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.

SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.50% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.

SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.

Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.

Interest rates are variable and subject to change at any time. These rates are current as of 8/9/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet..

SOBK0923005

Source: sofi.com

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Apache is functioning normally

September 13, 2023 by Brett Tams

Nevada is known for its dry climate, untouched natural wonders, and tall, forested mountains. The majority of the state is a plateau, with deep valleys and tall peaks. It has many climate zones, ranging from warm mediterranean in the western part of the state, to vast desert in the south, to high desert in the north. 

Weather patterns generally range from dry and hot in metros like Las Vegas, to dry and cooler in areas such as Elko and Genoa. However, throughout the state, weather can often turn into natural disasters, like flooding, wildfires, and heat waves. When these happen, it’s essential to be prepared. 

So what are the most common natural disasters in Nevada, how are they changing, and what can you do to prepare? Whether you’re planning a move to Las Vegas or are looking at apartments in Reno, read on for everything you need to know. 

1. Nevada drought

Drought is a serious issue in Nevada, which is already the driest state in the US, receiving an average of 9 inches of precipitation per year. The state is one of many in the Colorado River Basin that has been dealing with a long-term “megadrought.” This drought hit a peak in spring 2022, when 100% of Nevada’s population was experiencing severe to exceptional drought. This prompted the federal government to enact a tier two water shortage for the state, which is still in place. 

The state’s water supply primarily comes from the Colorado River at Lake Mead, which has been shrinking due to chronic overuse and reduced precipitation. To help, Nevada has been working with the other six “basin” states who rely on the Colorado River to reduce water use and prevent an emergency that would require dramatic Federal action. Recently, the Lower Basin States of California, Arizona, and Nevada pledged to save around 1 billion gallons of water by 2026. 

Southern Nevada has already adopted extremely strict water conservation measures, reducing water usage by 26 billion gallons compared to 2002, even though its population increased by over 750,000. 

Droughts are exacerbated by warmer average temperatures, and can also increase the frequency and severity of other disasters, such as forest fires, dust storms, and heat waves.

How to prepare for drought in Nevada

Because Nevada has been experiencing drought for decades, it’s important to adapt your lifestyle to accommodate lower water use and prepare for future restrictions. For example: 

2. Nevada wildfires

Wildfires are a major disaster in Nevada. In fact, from 2000-2018, wildfires burned more than double the number of acres compared to 1980-1999. Recently in 2018, the Martin and Sugarloaf Fires burned nearly 1 million acres. While most wildfires occur in the northern parts of the state, they can happen anywhere. 

Most people don’t live within 20 miles of a recent active wildfire, excluding the mountainous cities of Reno and Carson City. However, according to data from First Street Foundation, 60% (733,893) of properties in Nevada are at risk of being affected by a wildfire in the next 30 years. Importantly, only 27% of properties in Las Vegas are at risk of being impacted by a wildfire, with most risk confined to Summerlin South, Enterprise, and nearby areas. 

The state’s dry season from May through September (excluding monsoons), combined with parched forests, sets the stage for devastating fires that can spread rapidly. Prolonged drought and heat waves exacerbate the severity of wildfires. The primary causes of wildfires in Nevada are human activity and monsoon lightning. And in southern Nevada, where there are fewer trees, most wildfires are caused by target shooting and fireworks. 

Wildfires can also devastate the landscapes and hillsides of northern Nevada, making them more susceptible to flooding, landslides, and mudslides, especially during intense rainfall. 

How to prepare for wildfires in Nevada

If you intend to move to Nevada or already live in the Golden State, preparing for wildfires is essential. Here are some tips to help: 

  • Create a defensible space around your property by removing flammable materials and trimming or removing dry vegetation. 
  • Install interior and exterior sprinkler systems, if you have access to enough water and drought restrictions don’t prohibit it.
  • Install a generator to keep the power running in case of power outages. 
  • Stay updated on fire weather forecasts and follow all fire restrictions. 
  • Prepare for poor air quality by purchasing an air purifier and installing HEPA air filters on air conditioning units.
  • Build an emergency kit with essentials and valuable documents.
  • Ensure your insurance adequately covers fire damage, or, if the rising premiums are too high, understand the risks of going uninsured. 
  • Work with your community. This is the most successful way to mitigate fire risk in your neighborhood.

3. Nevada heat waves

Hot, dry weather is common throughout Nevada, especially in the Southern parts of the state, where most of the population lives. Summer temperatures can reach over 100 degrees Fahrenheit throughout the state, especially in July and August. Most recently, during a heatwave in 2023, Las Vegas recorded temperatures above 100 degrees every day in July, with two weeks hitting a daily average temperature of 100.7. The city also hit 110 ten days in a row. 

According to First Street Foundation, 66% (1.2 million) of homes in Nevada currently have a Severe Heat Factor, meaning the average daily temperature is at least 95 degrees Fahrenheit for the hottest month of the year. The overwhelming majority of homes at risk are in Clark County, which is home to Las Vegas. 

Cities often feel the heat worse than rural areas due to the urban heat island effect. Las Vegas is the worst heat island in the country, experiencing a 5.76 degree difference between urban and rural temperatures. Las Vegas is also the fastest warming city in the US, with average temperatures increasing nearly 6 degrees since 1970. 

How to prepare for heat waves in Nevada

Heat waves can be intense and cause health issues, including heat stroke and dehydration. As such, it’s essential to be prepared when they arrive. Here are a few ways to stay cool in extreme heat:

  • Stay updated on forecasts and advisories.
  • Prepare a meal plan that doesn’t involve cooking indoors. 
  • Stay hydrated before, during, and after a heat event. 
  • Make sure your air conditioning is functioning properly.
  • Install a generator in case the power goes out due to strained utility systems. 
  • Limit outdoor activities to the early morning and late evening. 
  • Switch from incandescent to LED light bulbs. 
  • Stock up on lightweight, protective clothing.
  • Close blinds, shades, and curtains. 

4. Nevada flooding

Nevada is known for its dry climate, but it’s actually very prone to flooding. 11% of properties in Nevada have a chance of being severely affected by flooding in the next 30 years, with most located in the mountains and highlands. 

Nevada’s flood risk profile is marked by its dry climate, which makes it particularly susceptible to regional and flash floods year-round. Some cities also have a risk of riverine flooding. Recently, in February and March 2023, the winter storms that hit the Sierra Nevadas prompted a disaster declaration in Nevada for flooding, landslides, and mudslides. And, later in the year, an intense late summer monsoon caused flash flooding throughout Clark County. 

Nevada is also prone to snowmelt flooding. The Carson Range and nearby peaks in Northwestern Nevada can receive substantial snowfall in the winter, often through winter storms and blizzards. And as temperatures rise in the spring and summer, this snow can melt rapidly, especially during an early heat wave. 

How to prepare for flooding in Nevada

In Nevada, preparing for a flood is essential, particularly during sudden intense rain and snowmelt events. Because a large portion of the state is prone to flash flooding, you may not have much time to prepare, so it’s critical to practice and have supplies ready during the spring and summer. Here are a few tips to help:

  • Familiarize yourself with flood risk maps for your area to see your potential risks.
  • Consider flood insurance if you’re in a high-risk zone. 
  • Keep emergency supplies on hand, including non-perishable food, water, medications, and important documents. 
  • Elevate valuable items in flood-prone areas of your home, and install sandbags or barriers if necessary.
  • Invest in flood sensors. 
  • Stay tuned to weather forecasts and alerts, and have a communication plan in place with your family.

5. Nevada earthquakes

Earthquakes are a major risk in Nevada. The state is home to thousands of fault lines, and many regions experience dozens of tiny earthquakes every day. The most notable region is the Walker Lane, which is a trough consisting of thousands of fault lines that pass through most of the Western border of Nevada and into southern California. This is where most geologic activity occurs, although there are notable major faults in the Las Vegas Valley. Reno and Carson City, located along the Walker Lane, are at a particularly high risk, although Las Vegas would suffer far more damage. 

There have been 23 earthquakes with a magnitude 6 or greater since the 1840s, with the most recent being the Ridgequest quakes in 2019. 

While earthquakes are infrequent, they are by far the most destructive type of disaster in Nevada when they hit. Additionally, Nevada can also be affected by earthquakes with epicenters in California, such as the recent quake in the Sierra Nevadas that was felt in Reno. 

How to prepare for earthquakes in Nevada

Earthquakes are irregular but destructive and can cause significant damage to structures, utilities, and water systems. Main shocks can last for minutes, while aftershocks can last for years. They can also strike suddenly, at any time, with only seconds of warning. As such, preparing your home is critical. Here are a few tips to help:

  • Practice drop, cover, and hold on, so you’re ready when a quake hits. 
  • Purchase earthquake insurance to cover some losses in the event of a quake. This is a separate policy that you purchase in addition to regular homeowners’ insurance. It’s also available to renters.
  • Make sure you have a durable, charged communication device in case of an emergency. 
  • If you rent, ask your landlord about the building’s seismic history. 
  • Keep your emergency kit stocked, updated, and accessible. 
  • Anchor heavy items to the wall, strap down expensive electronics, and secure small valuables. 
  • Brace your water heater according to state law.
  • Ensure your gas lines have flexible connections.
  • If you live in a house built before 1980, it will likely need to be retrofitted. Don’t do this yourself; hire a seismic retrofitting professional. 

Final thoughts on natural disasters in Nevada

Nevada’s climate is diverse, dry, and pleasant. Drought, fire, heat, flooding, and earthquakes make it a varied and unpredictable place to live. Many cities in Nevada, especially Las Vegas, continue to be the most popular migration destinations, primarily due to people’s desire for sun. Because of this, the state’s population has increased by over 70,000 since 2020.

If you’re considering moving to Nevada or already call The Silver State home, make sure you’re prepared for natural disasters and long-term weather events. Understanding your risks and adequately preparing are helpful to make the most out of living in Nevada. The National Weather Service and University of Nevada, Reno offer experimental maps that show forecasted and past risks in any given area, which can help you prepare. 

Lastly, many natural disasters are worsened by climate change. So no matter how you prepare, reducing your carbon footprint and pushing for systemic change are the best long-term solutions. 

This article is for informational purposes only. Individual results may vary. This is not intended as a substitute for the services of a licensed and bonded home services or disaster prevention professional. Always seek expert advice and follow all official guidance before, during, and after a disaster.

Source: redfin.com

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