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5 Home Remodeling Projects to Boost Your Property Value in Baltimore

March 24, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Baltimore. These 5 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, Architecture, Backyard, baltimore, bar, basement, bathroom, Blog, buyers, Cities, ct, data, dining, Entertainment, expensive, experience, Family, family life, Financial Wize, FinancialWize, finished basement, future, great, guests, helpful, home, home bar, home features, Home Improvement, home listing, home office, Homebuyers, Homeowner, homeowners, homeownership, homes, homes for sale, house, ideas, improvement, Income, Investing, investment, kitchen, layout, Life, list, list price, Living, making, modern, More, neighborhoods, new, Oasis, offer, offers, office, oldest, open concept, or, outdoor, outdoor living, patio, Personal, price, project, projects, property, Redfin, Redfin.com, remodeling, renovation, rental, return, return on investment, room, Sell, shower, spa, space, states, Style, traditional, unique, united, united states, update, upgrades, value, will

17 Homeowner Expenses You Should Budget For

March 22, 2023 by Brett Tams

Owning a home comes with far more than a monthly mortgage. See which costs homeowners need to consider.

Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, 2023, african american, All, Amenities, appliances, ask, at home, attic, average, Banking, bills, Budget, build, Built, Buy, Buying, Buying a Home, city, Clean, cleaning, closing, closing cost, company, condo, construction, contracts, cost, couple, Crisis, data, DIY, down payment, equity, escrow, expense, expenses, expensive, experience, experts, Fall, Family, Fees, FHA, FHA loan, Finance, Financial Wize, FinancialWize, fixer-upper, flood, Flood insurance, flooding, flooring, fund, funds, future, gas, goal, good, Grow, health, heirs, Hiring, hoa, HOA Fees, home, Home Improvement, home loans, home purchase, home value, Home Values, home warranty, Homeowner, homeowners, homeowners insurance, homeownership, house, Housing, Housing market, HVAC, ice, improvement, Insurance, insurance costs, insurance premiums, items, kitchen, landlord, landscaping, Law, lawn care, Legal, legal issues, liens, Life, Live, Living, loan, Loans, locks, LOWER, maintenance, Make, making, market, mold, money, money market, Money Market Account, monthly budget, More, more money, Mortgage, Mortgage Insurance Premiums, mortgage payment, mortgage payments, Move, needs, net worth, new, new home, offer, office, ok, or, Original, Other, ownership, payments, penny, Personal, personal finance, pest control, photography, place, plan, plumbing, PMI, policies, premium, pressure, pretty, preventative, price, Prices, private mortgage insurance, Professionals, property, property tax, property taxes, protect, Purchase, Quotes, Rates, renovation, renovations, Rent, rental, Rentals, renter, repair, Research, right, rise, risk, save, Saving, savings, Savings Account, search, security, Sell, single, space, square footage, states, story, subprime mortgage, tax, taxes, time, title, Title Insurance, UFMIP, upside down, utilities, utility costs, VA, VA loan, value, vinyl, wall, warranty, will, woman, workers

Mortgage Rates and Payments Keep Rising, Creating Market Misery – Kiplinger’s Personal Finance

March 21, 2023 by Brett Tams

Mortgage Rates and Payments Keep Rising, Creating Market Misery  Kiplinger’s Personal Finance

Posted in: Renting Tagged: 2, 2022, 2023, 30-year, 30-year fixed mortgage, 529, advice, ARM, average, before, buyers, color, Commercial, Consumers, Credit, credit card, credit score, Credit unions, data, down payment, E-Mail, energy, estate, Expert advice, Fannie Mae, fed, Federal funds rate, Federal Reserve, fico, fico score, Finance, Financial Wize, FinancialWize, first-time buyers, fixed, food, Free, funds, future, goal, good, home, Home Ownership, home prices, home purchase, Home Purchase Sentiment Index, home sellers, Homebuyers, Homeowner, homeowners, house, How To, index, Inflation, interest, interest rate, interest rates, Investing, Investor, Jerome Powell, job, Job Security, lenders, Loans, Local, low, low mortgage rates, LOWER, Make, market, mobile, More, Mortgage, Mortgage demand, mortgage interest, Mortgage Interest Rates, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, new, or, Other, ownership, payments, Personal, personal finance, points, Prices, Purchase, Quotes, Raise, Raise Credit Score, rate, Rate Hikes, Rates, reach, Real Estate, Redfin, Refinance, refinancing, retirement, risk, save, security, sellers, selling, Selling Your Home, Spending, survey, target, taxes, the fed, time, tips, title, will

Lower mortgage rates fueling existing home sales

March 21, 2023 by Brett Tams

To understand why we had such a beat in sales, you only need to go back to Nov. 9, when mortgage rates started to fall from 7.37% to 5.99%.

Posted in: Mortgage, Mortgage Rates, Refinance Tagged: 2, 2022, 2023, action, active, affordability, All, bankruptcy, bar, before, Behavior, bidding, bidding wars, Books, bubble, buyers, cnbc, co-ops, cost, country, covid, COVID-19, crash, Credit, data, days on market, Distressed, Economics, environment, existing, Existing home sales, Fall, Family, Federal Reserve, Financial Wize, FinancialWize, first-time buyers, First-time Homebuyers, Forbearance, good, Grow, growth, helpful, historical, home, Home Sales, Homebuyers, Homeowner, homeowners, homes, Housing, housing bubble, housing data, Housing inventory, Housing market, Housing Market Tracker, housing sales, inventory, investors, Listings, low, LOWER, Make, market, MBA, More, Mortgage, Mortgage Rates, Move, NAR, one year, panic, place, price, products, Purchase, rate, Rates, rebound, return, rise, sales, Sell, selling, single, single-family, single-family homes, time, townhomes, trend, will, work, wrong

Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall

March 20, 2023 by Brett Tams

In this episode of the podcast, the hosts discuss whether CDs are a good option and then talk with a listener about how to manage a financial windfall.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2016, 2022, 2023, accountant, active, advisor, affordable, All, Amount Of Money, apartment, Appreciate, Apps, ask, assets, average, balance, Bank, Banking, beach, before, big, Blog, brokerage, bucket, build, building, business, Buy, buy a home, buy a house, buyers, Buying, buying a car, Buying a house, california, car, car prices, Career, CD, CDs, certificate of deposit, choice, Choices, company, cons, conversions, cost, couple, Credit, credit card, Credit Card Debt, credit score, credits, currency, data, Debt, Debts, decision, decisions, Deductible, deposit, depression, desk, diversification, dividends, divorce, down payment, driving, education, efficient, Emergency, Emergency Fund, Employment, energy, Entertainment, environment, equity, estate, event, EVs, existing, expensive, experts, Extra Money, Fall, Family, Federal Reserve, federal student loans, Finance, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, financing, fixed, Foreclosures, Free, Fresh start, fun, fund, funny, future, General, get started, Giving, goal, goals, good, government, great, growth, Guaranteed Rate, habits, health, Health and Wellness, hold, home, Home Price, home prices, Home Values, Homebuilders, Homeowner, homeowners, house, Housing, Housing market, housing prices, How To, humor, improvement, Income, industry, Inflation, interest, interest rate, interest rates, Invest, Investing, investment, investments, investors, IRA, IRAs, job, lenders, Life, list, Live, Living, Liz Weston, loan, Loans, low, LOWER, Main, Make, making, man, manage, market, markets, memories, mental health, millennial, mistake, money, money goals, More, more money, Mortgage, Motivation, Move, Moving, moving in, moving out, National Association of Realtors, nerdwallet, new, offer, ok, opportunity, or, Other, out of state, pandemic, parents, park, paycheck, Paying Down Debt, payments, peace, percent, personal finance, photos, place, plan, Planning, podcast, pretty, price, Prices, priorities, private student loans, products, pros, Pros and Cons, questions, Raise, rate, Rates, ready, Real Estate, Realtors, Recession, Refinance, refinancing, Relationships, Rent, rental, Research, retirement, retirement account, retirement accounts, retirement savings, return, returns, Review, right, rise, risk, roth, Roth IRA, Roth IRAs, safe, Salary, san francisco, save, Saving, Saving for Retirement, savings, Savings Account, Savings Accounts, School, second, securities, security, Sell, selling, short, Side, Side Hustles, single, smart, Smart Money, space, Spending, stable, stage, Start Saving, statistics, stock, stock market, stocks, student, student debt, student loan, student loan debt, student loan payment, Student Loans, tax, tax brackets, tax credits, the balance, The Stock Market, the west, time, timing, tips, town, traditional, traditional IRA, under, used car, vacations, vehicles, versus, wealth, wellness, West Coast, will, windfalls, work

Home Buyers Still Hopeful, Would-Be Sellers Less So

March 20, 2023 by Brett Tams

One in 10 Americans say they want to buy a home in 2022. But between high prices and low supply, they will need a lot of resilience for their search.

Posted in: Moving Guide Tagged: 2, 2021, 2022, active, actual, Administration, affordable, All, American Dream, analysis, assets, average, baby, baby boomers, before, bidding, big, Blog, boomers, Budget, Buy, buy a home, buyer, buyers, Buying, Buying a Home, Census Bureau, choice, Choices, clear, closing, Competition, Credit, credit score, currency, data, Debt, debt-to-income, Deciding to Buy a Home, down payment, downsizing, dream, Economy, expensive, FHA, finances, Financial Wize, FinancialWize, first home, first-time home buyer, fitness, fixer-uppers, Free, fund, future, Giving, good, good credit, growth, healthy, historical, home, home buyer, home buyers, home features, home inspection, Home Price, home price increases, home prices, home sellers, home shoppers, homebuying, Homeowner, homeowners, homeownership, homes, homes for sale, house, house hunting, Housing, Housing market, hunting, Income, inspection, interest, inventory, lessons, Life, list, Listings, loan, Loans, low, Low inventory, LOWER, Make, making, market, men, millennials, Misconceptions, More, Mortgage, mortgage payment, Mortgage Rates, Mortgages, Moving, National Association of Realtors, nerdwallet, new, new homeowner, or, Other, pandemic, Personal, personal finances, place, plan, Planning, plans, price, Prices, probability, programs, Purchase, rate, Rates, reach, realtor, Realtor.com, Realtors, retirement, retirement fund, right, risk, savings, search, Sell, seller, sellers, short, steel, story, Success Story, survey, time, U.S. Census Bureau, VA, VA loans, versus, veterans, veterans affairs, wants, war, will, women

8 Home Remodeling Projects to Boost Your Property Value in San Francisco

March 19, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in San Francisco. These 8 home remodeling ideas can spruce up your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, accessibility, Amenities, Architecture, basement, bathroom, Bathrooms, bedroom, Bedrooms, Benefits, Blog, breakfast, Built, buyers, choice, Cities, city, Clean, climate, Closet, closets, Clothes, Convenience, custom, data, design, dining, Entertainment, existing, Financial Wize, FinancialWize, finished basement, fireplace, flooring, future, goals, great, guests, hardwood, heat, home, home features, Home Improvement, home listing, Homebuyers, Homeowner, homeowners, homes, homes for sale, house, household, ideas, improvement, Income, Investing, investment, kitchen, lighting, list, list price, Living, living in san francisco, low, Luxury, maintenance, Make, making, mid-century modern, minimalism, modern, modern design, More, needs, oak, offer, opportunity, or, organize, Other, Personal, place, plan, Planning, Popular, price, projects, property, quality, Raise, Redfin, Redfin.com, refinish, Relaxation, remodeling, renovation, rental, right, safety, san francisco, save, Sell, selling, Seniors, shower, spa, space, storage, Style, time, traditional, trends, unique, update, upgrades, value, weather, will, wood, work

Reverse Mortgage: What It Is, How Seniors Use It

March 17, 2023 by Brett Tams

A reverse mortgage is a home loan that allows homeowners ages 62 and older to withdraw home equity and convert it into cash. Borrowers don’t have to pay taxes on the proceeds or make monthly mortgage payments. The money can be used for any purpose.

Posted in: Moving Guide Tagged: 2, Administration, All, assets, before, Blog, borrowers, borrowing, Buying, Children, College, Consumer Financial Protection Bureau, cost, Credit, credit history, currency, data, Debt, debt consolidation, Debts, Department of Housing and Urban Development, Development, equity, expenses, Fees, FHA, finances, Financial Wize, FinancialWize, financing, fixed, flood, foreclosure, Free, funds, HECM, heirs, history, home, home equity, Home Improvements, home loan, Homeowner, homeowners, homeowners insurance, household, Housing, improvements, Income, Insurance, Learn, Life, life expectancy, line of credit, list, Live, Living, living expenses, loan, maintenance, Make, manage, Managing Your Mortgage, money, More, Mortgage, mortgage payments, Mortgages, needs, nerdwallet, or, Other, payments, property, property taxes, protection, rate, retirement, Reverse, reverse mortgage, reverse mortgages, right, risk, room, Seniors, spouse, taxes, time, traditional, versus, will, work

What Is an Escrow Analysis

March 17, 2023 by Brett Tams

What Is an Escrow Analysis

An escrow analysis is a review of funds collected and disbursed in your escrow account throughout the year. Your escrow account is typically used to collect and then pay property taxes and/or insurance payments. The analysis is a simple addition and subtraction calculation conducted by the mortgage servicer to determine if your monthly escrow payments […]

The post What Is an Escrow Analysis appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, About Mortgages, advice, advisor, All, Amount Of Money, analysis, balance, Bank, before, bills, blue, clear, color, Consumers, Credit, decisions, disclosure, display, escrow, estate, expenses, Family Finances, FDIC, financial tips, Financial Wize, FinancialWize, First-time Homebuyers, funds, General, goals, history, home, Home Ownership, Homebuyers, Homeowner, homeowners, homeowners insurance, homeownership, Housing, How To, HR, Insurance, insurance premiums, interest, interest rates, items, Learn, Legal, loan, Loans, LOWER, Make, money, More, Mortgage, mortgage lender, mortgage loan, mortgage payment, mortgage principal, Mortgage servicer, Mortgages, needs, new, NMLS, or, pay bills, payments, PMI, premium, principal, private mortgage insurance, products, Professionals, property, property taxes, protection, Rates, Real Estate, Refinance, Refund, Regulation, repayment, Review, right, running, settlement, shortage, shortages, simple, single, sofi, states, Strategies, Style, tax, taxes, time, tips, under, versus, white, will

6 Home Remodeling Projects to Boost Your Property Value in Los Angeles

March 17, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Los Angeles. These 6 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, air, appliances, Backyard, Blog, bonus, Built, city, clear, climate, Clothes, curb appeal, custom, data, design, DIY, efficient, entertaining, Entertainment, Financial Wize, FinancialWize, front, future, good, great, guests, home, home features, Home Improvement, home listing, Homebuyers, Homeowner, homes, homes for sale, house, household, ideas, improvement, investment, LA, laundry, Laundry Room, Life, lighting, list, list price, Living, LOS, Make, making, Mansions, minimal, modern, money, More, natural, needs, new, or, Other, outdoor, outdoor living, patio, points, porch, price, project, projects, property, protection, quality, quiet, ranch, Redfin, Redfin.com, Relaxation, remodeling, Rent, right, room, save, security, Sell, selling, Selling Your Home, simple, smart, space, storage, storage solutions, Style, The Neighborhood, time, unique, Unique Homes, upgrade, upgrades, value, weather, will, wood
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