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Investing

What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2021, 2022, 2023, 429, Administration, advisor, affordable, All, apple, ask, asset allocation, assets, author, average, Bank, basic, before, beneficiaries, Blend, Blog, bond, bonds, business, Buy, Career, categories, certificates of deposit, chance, choice, clear, College, Community College, Compound, compounding, conservative rate of return in retirement, cost, Cost of Living, Credit, currency, data, death, decades, decisions, deposit, diversification, diversify, dividend, dividend stocks, earnings, Emotions, Entrepreneurs, entry, environment, evergreen_simplefeed_delay, expenses, experience, facebook, Family, Fees, fidelity, Finance, finances, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Florida, Free, fund, future, Georgia, get started, goals, gold, good, Google, great, growth, growth stocks, guide, healthy, helpful, historical, homes, How To, id, Income, income level, Income Taxes, index, Inflation, inflation rate, Insurance, interest, interest rate, interest rates, interview, Invest, Investing, investment, investments, Investor, investors, Land, Life, life insurance, Live, Living, low, low cost of living, Main, Make, manage, market, Media, meta, mississippi, mobile, money, More, Move, Nevada, new, nominal rate of return, offer, Oil, or, Other, past performance, Personal, place, plan, planner, Planning, plans, points, portfolio, portfolios, principal, proactive, project, property, protect, Purchase, quality, questions, Raise, rate, rate of return, Rates, ready, reddit, REITs, relocate, retirees, retirement, retirement account, retirement accounts, Retirement Income, retirement plan, Retirement Planning, return, returns, Review, reward, right, rise, risk, roth, sales, savings, Savings Account, securities, Sell, sequence of returns, sequence of returns risk, short, single, single-family, single-family homes, small cap stocks, social, South Africa, stage, states, stock, stock market, stocks, Strategies, stress, Style, target, tax, taxes, The Stock Market, time, timeline, tips, title, tools, Treasury, Twitter, under, unique, value, value stocks, will, work, working

25 Tax Planning Tips for Now and the Future

March 29, 2023 by Brett Tams

Tax season is the perfect time to plan for your future. Here’s a thorough guide to taxes in retirement to help you.

Posted in: Moving Guide Tagged: 1099, 1099-R, 2, 2017, 2021, 2022, 2023, 401(k)s, accountant, Administration, advisor, All, analysis, annuities, annuity, ask, assets, average, balance, Bank, before, Benefits, big, bills, bond, brokerage, Budget, Budgeting, business, calculator, Capital Gains, capital gains tax, capital gains taxes, charitable donations, charity, city, collecting, Colorado, company, Connecticut, couple, couples, data, death, Debt, Debts, decisions, Deductible, deductions, deposit, discover, donations, earnings, efficient, employer, Employment, equity, estate, estate taxes, expense, expenses, expensive, Fall, federal income taxes, Fees, fidelity, filing jointly, finances, Financial Advisor, Financial Plan, Financial Wize, FinancialWize, Free, front, fund, funds, future, gifts, good, government, great, growth, guide, health, Health care, health savings account, high earners, home, home equity, How To, hsa, id, impact, Income, income level, Income Taxes, Insurance, interest, Invest, Investing, investment, investment returns, investments, IRA, IRAs, irs, job, kitchen, Law, Learn, Legislation, Live, Loans, Local, long-term care, long-term care insurance, LOWER, Main, Make, making, man, married, max out, Medical, medical expenses, Medicare, Medicare Advantage, Medicare part B, missouri, mistake, money, monkey, montana, More, Mortgages, Move, nebraska, needs, new, new york, new york city, News, or, Other, passive, paycheck, payments, pension, percent, photography, plan, planner, Planning, plans, points, president, pretty, rate, Rates, reach, relocating, required minimum distributions, retire early, retirees, retirement, retirement account, retirement accounts, retirement age, Retirement Income, retirement plan, retirement plans, retirement savings, return, returns, Reverse, rich, RMD, RMDs, rollover, roth, Roth 401(k), Roth IRA, Roth IRAs, save, Save your money, Saving, Saving for Retirement, savings, Savings Account, Savings Accounts, security, Self-employment, Sell, Seniors, sep ira, simple, simple IRA, single, social, social security, social security benefits, Social Security taxes, Spending, standard deduction, state taxes, states, story, student, Student Loans, tax, tax brackets, tax loss harvesting, tax planning, tax rates, tax season, tax withholding, tax-advantaged, taxable, taxable income, taxes, taxes in retirement, time, timing, tips, traditional, traditional IRA, Transaction, under, unique, Utah, value, vehicles, virginia, W-4, will, withdrawal, woman, work, worker, workers, working

Creating a Welcoming Guest Room: Easy Tips and Accommodating Ideas for Your Guests Professionals Swear By

March 29, 2023 by Brett Tams
A cozy space with extra blankets including a seating area in a guest bedroom

Discover easy guest bedroom ideas for creating a welcoming space that your guests will love. From linens to storage, make your guests feel right at home.

The post Creating a Welcoming Guest Room: Easy Tips and Accommodating Ideas for Your Guests Professionals Swear By appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Home Improvement, Market News, Paying Off Debts Tagged: 2, 2023, accent, advice, affordable, air, All, apartment, Appreciate, art, artists, ask, at home, basic, basics, bathroom, beach, bed, bedding, bedroom, before, big, blankets, Blog, Books, Buying, ca, calm, choice, Clean, cleaning, clear, Closet, Clothes, clutter, contractors, Convenience, couple, Decor, decorating, design, desk, discover, double, Electronics, environment, environmental, Essentials, estate, existing, experience, Family, Featured Post, feng shui, Financial Wize, FinancialWize, fl, Florida, flowers, Free, furniture, gift, Giving, good, great, guest, guest room, guests, home, home buying, Home Improvement, Hospitality, house, How To, ideas, impact, industry, interior design, Investing, items, journey, Life, lighting, Local, Luxury, Make, making, minimal, Minimalist, Miscellaneous, More, must-haves, natural, neutral, nightstand, oakland, or, organization, organize, organizing, Other, Personal, photos, pillows, place, plants, Popular, products, Professionals, quality, Real Estate, real estate tips, Redfin, Redfin.com, Relaxation, right, room, san francisco, seating, second, selling, sheets, Side, simple, sleep, space, Spare Room, storage, Style, tips, Travel, value, visitor, wall, white, wi, Wi-Fi, will, windows, wood, work

America’s Retirement Score Is Declining: Here’s Why

March 29, 2023 by Brett Tams

Find out how many Americans are on track — and how many are in danger of seeing their retirement derailed.
Posted in: Moving Guide Tagged: 2021, 2022, 2023, All, analysis, assessment, Banking, before, business, categories, climate, couple, covid, COVID-19, COVID-19 pandemic, data, Entertainment, expenses, Fall, fidelity, Financial Goals, Financial Wize, FinancialWize, Free, get started, goals, good, house, id, Income, Investing, investments, kitchen, Land, Lifestyle, Make, market, money, monkey, More, needs, News, or, pandemic, pretty, ready, retirement, retirement savings, Saving, savings, Seniors, short, Spending, stock, stock market, stress, Style, survey, target, time, Travel, tv, under, will, work, workers, working

9 Best Robo-Advisors of April 2023

March 28, 2023 by Brett Tams

How do the top robo advisors such as Betterment, Wealthfront, and Schwab stack up? We’ve covered the best choice in this guide.
Posted in: Business Tagged: 2, 2021, 2022, 2023, 457, 529, 529 Plans, active, advice, advisor, All, analysis, apple, Apps, ask, assets, author, Auto, automation, average, balance, baltimore, basic, bear markets, before, beginner, betterment, bills, bonus, brokerage, brokerages, build, Career, Checking Account, choice, climate, color, commission, Compensation, cost, couples, Credit, crypto, custom, data, Debit Card, decades, diversity, Economics, education, employer, Empower, environmental, ESG, estate, ETFs, expenses, expensive, experience, experts, Fall, Family, Fees, fidelity, fiduciary, Finance, Financial Advisor, financial advisors, Financial Freedom, Financial Goals, Financial Wize, FinancialWize, fire, Free, freedom, friendly, fun, fund, funds, General, Getting Started, goals, good, great, guide, hold, hourly, house, HR, id, ideas, impact, index, index funds, industry, interest, Invest, Investing, Investing Advice, investment, investment strategies, investments, Investor, investors, IRA, IRAs, Life, line of credit, Links, list, LLC, Loans, low, LOWER, m1 finance, Make, manage, market, markets, Media, model, modern, modern portfolio theory, money, More, mpt, mutual funds, needs, new, offer, offers, or, Other, passive, Personal, personal finance, place, plan, planner, plans, points, portfolio, portfolios, premium, price, priorities, products, projects, protection, questions, rate, Rates, Real Estate, real estate investor, rebalancing, retirement, retirement account, retirement accounts, retirement savings, right, risk, robo-advisor, robo-advisors, rollover, roth, savings, Savings Accounts, Schwab, securities, selling, single, smart, social, sofi, states, stock, stocks, story, Strategies, Style, tax, tax-advantaged, taxable, time, title, trading, traditional, Travel, traveling the world, trusts, under, unique, united, united states, updates, upgrade, Vanguard, vanguard funds, wealth, wealth management, wealthfront, white, will, withdrawal, women, work, working

Enablement Could Leave you Permanently Footing the Bill for Your Entire Family

March 28, 2023 by Brett Tams

The recession, inflation and COVID-19 have made a bad situation worse. Financial dependency now has aging parents living with their adult children and their adult children footing the bill for their parent’s ill-planned retirement. All while also trying to raise … Continue reading →

The post Enablement Could Leave you Permanently Footing the Bill for Your Entire Family appeared first on SmartAsset Blog.

Posted in: Estate Planning, Financial Planning, Home Repair Tagged: 2, 2017, 2021, 2022, 2023, 429, advisor, aging, aging parents, All, apple, assisted living costs, author, average, Bank, Benefits, Blog, Budget, building generational wealth, Buy, buy a house, categories, Children, College, college education, cost, Cost of Living, covid, COVID-19, Credit, credit card, credits, data, Debt, Demographics, education, entry, estate, Estate Planning, expenses, experience, facebook, Family, finances, Financial Advisor, financial advisors, financial dependency, financial hardship, Financial Plan, Financial Planning, Financial Wize, FinancialWize, Free, future, get started, Google, home, home care, house, household, household income, How To, id, Income, index, Inflation, Insurance, Investing, investment, kids, Life, life expectancy, Lifestyle, Living, Loans, Local, long-term care, long-term care costs, Luxury, Main, Make, making, manage, Media, Medicare, men, meta, modern, money, More, Mortgage, needs, offer, or, organize, Other, parents, pay off student loans, Paying Off Debt, plan, Planning, plans, points, proactive, property, Raise, ready, Recession, reddit, retirement, Retirement Planning, retirement savings, return, right, safe, sandwich generation, save, Saving, savings, security, social, social security, student, Student Loans, Style, survey, tax, tax credits, Technology, tips, title, tools, trends, trust, Twitter, under, women

Social Security Taxes Can Hit You Hard in Retirement. Here’s How to Lower Them

March 28, 2023 by Brett Tams

Retirement account withdrawals not only help you cover basic living expenses, but they also can fund the lifestyle you’ve always envisioned in your golden years. That money, however, can have unintended tax consequences. Required minimum distributions (RMDs) and other withdrawals … Continue reading →

The post Social Security Taxes Can Hit You Hard in Retirement. Here’s How to Lower Them appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2023, 401(k) withdrawals, 429, advisor, All, analysis, apple, ask, assets, author, basic, before, Benefits, Blog, Budget, calculator, Capital Gains, categories, chance, city, College, combined income, Community College, company, conversions, cost, couple, Credit, data, decades, entry, expenses, experience, facebook, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Services, Financial Wize, FinancialWize, Free, free time, fund, funds, future, get started, goals, good, Google, How To, id, Income, income tax, index, interest, interview, Investing, investments, IRA, irs, kitchen, leadership, Lifestyle, Living, living expenses, LOWER, Main, Marginal, marginal tax rate, married, Media, meta, mobile, money, More, more money, needs, new, New Jersey, new york, or, Other, Personal, personal finance, plan, planner, Planning, points, price, property, Raise, rate, Rates, ready, Recipes, reddit, reducing taxes, required minimum distributions, retirement, retirement account, retirement accounts, Retirement Income, Retirement Planning, right, risk, RMDs, roth, savings, second, security, selling, simple, single, social, social security, social security benefits, Social Security taxes, Spending, Sports, Strategies, Style, tax, tax liability, tax planning, tax rates, taxable, taxable income, taxes, time, tips, title, tools, Twitter, will, withdrawal, work, young

8 Home Remodeling Projects to Boost Your Property Value in Oakland

March 28, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Oakland. These 8 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, appliances, Architecture, attic, backsplash, bathroom, Blog, build, buyers, ca, ceilings, Choices, city, Clean, climate, closets, Convenience, cost, Cost of Living, custom, data, design, entertaining, estate, existing, experience, Financial Wize, FinancialWize, flooring, Free, future, garage, great, guests, historical, home, home features, Home Improvement, Home Improvements, Home Insurance, home listing, home renovation, Homebuyers, Homeowner, homes, homes for sale, house, Housing, Housing market, ideas, improvement, improvements, Insurance, insurance premiums, Integration, interest, Investing, investment, items, kitchen, kitchen renovation, Law, Life, lighting, list, list price, Live, Living, living room, LOWER, Make, making, market, Minimalist, modern, modern architecture, modern kitchen, More, natural, needs, new, oakland, offer, offers, or, organization, Original, Other, outdoor, outdoor living, patterns, place, premium, price, project, projects, property, protect, protection, quality, Real Estate, real estate market, Redfin, Redfin.com, remodel, remodeling, renovation, renovations, rental, return, return on investment, room, safety, seasonal, security, Sell, selling, simple, smart, space, Sports, stains, storage, storage solutions, Style, tile, tools, unique, update, upgrades, value, will, windows, work

7 Best-Performing Utility Stocks of March 2023

March 28, 2023 by Brett Tams

Utilities stocks may act as a stabilizing — and income-generating — force within your portfolio.

Posted in: Investing, Moving Guide Tagged: 2, 2022, 2023, All, analysis, assets, author, average, Bank, bank account, Benefits, big, Blog, Broker, brokerage, brokerages, Buy, Buying, cars, Clean, climate, Commercial, company, cons, currency, data, diversification, diversify, dividend, dividends, electric, electric cars, energy, environmental, ESG, ETFs, Fees, Financial Wize, FinancialWize, Florida, Free, fund, funds, future, gas, goal, Going Green, government, green, growth, health, heat, history, homes, How To, impact, Income, industry, Invest, Investing, investment, investments, investors, IRAs, Learn, LLC, low, making, market, markets, More, Morningstar, natural, nerdwallet, net-zero, new, new york, offer, offers, opportunity, or, Other, past performance, payments, plants, portfolio, present, pros, Purchase, rate, reach, Recession, retirement, retirement accounts, return, returns, rise, risk, roth, schools, shares, social, stable, stock, stock exchange, stocks, storage, sustainable, target, tax, tax benefits, taxable, time, tools, traditional, under, utilities, value, will, working

SIPC vs. FDIC: Understanding Key Differences

March 28, 2023 by Brett Tams

Whether you’re saving money in a bank account or investing it in the market, you want some reassurance that it’s safe. The Federal Deposit Insurance Corporation (FDIC) and the Securities Investor Protection Corporation (SIPC) ensure banks and other financial institutions, … Continue reading →

The post SIPC vs. FDIC: Understanding Key Differences appeared first on SmartAsset Blog.

Posted in: Investing, Money Basics Tagged: 2, 2021, 2023, 429, Administration, advisor, All, app, apple, ask, assets, author, balance, Bank, bank account, bank accounts, Banking, banks, before, Blog, Broker, brokerage, brokerages, business, buyer, Buying, categories, CD, certificate of deposit, Checking Account, Checking Accounts, Children, citibank, commodities, company, Consumers, contracts, cost, Credit, credit cards, credit union, Credit unions, data, decades, deposit, discover, entry, estate, Estate Planning, event, evergreen_simplefeed_delay, experience, facebook, FDIC, FDIC insurance, Federal Deposit Insurance Corporation, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Wize, FinancialWize, Free, funds, futures, get started, goals, Google, helpful, home, home buying, hot, id, index, Insurance, insurance coverage, interview, Invest, Investing, investment, investment portfolio, investments, Investor, investors, lake, Learn, Main, Make, Managing Your Money, market, married, Media, meta, mobile, money, money market, More, NCUA, new, News, north carolina, offer, offers, or, Other, ownership, payments, pension, Personal, personal finance, place, Planning, points, portfolio, property, protect, protection, Purchase, ready, Real Estate, reddit, retirement, right, safe, safety, Saving, saving money, savings, Savings Account, Savings Accounts, securities, securities investor protection corporation, shutdown, single, SIPC, sipc vs fdic, Small Business, social, South Carolina, spouse, startup, stock, student, Style, time, tips, title, tools, Twitter, under, value, virginia, withdrawal
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