restaurant

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Eating out—whether it’s at nice sit-down restaurants or a drive-through window—is one of the biggest leaks in a lot of people’s budgets, including mine. It’s an, albeit tasty, money suck. And to make matters worse, eating out gets harder to stop doing the more you do it.

If you need a little help breaking the cycle, here are 10 tips to stop eating out that actually work.

What’s Ahead:

Reasons to stop eating out (as often)

The biggest reason to stop getting takeout as often is saving money. Eating out is an expensive alternative to getting food at the grocery store (even if you don’t cook). A single person getting takeout for lunch or dinner five days a week might spend $100 without even realizing it while another person who ate at home would have spent a fraction of that.

Another reason is your health. Even if you feel like you’re making the healthiest choices possible when carrying out or dining out, restaurant meals are almost never as nutritious as your own food would be. And often, you don’t exactly know what’s in them.

So, how do you stop eating out?

1. Start small

As with any lifestyle change, the key to lasting success is to take baby steps. If you’re on a steady diet of Big Mac lunches and pizza dinners, try starting by trying to pack your lunch four days out of five. If you hit all five, great, but allow yourself some wiggle room.

The next week, cook dinner for yourself once (or at least avoid ordering or going out by getting some frozen pizzas at the store). Each week, do a little more. Pretty soon, you’ll find that eating out is the exception rather than the rule.

2. Avoid social pressures to eat out

Group of friends eating at restaurant

If you spend a lot of money going out to sit-down restaurants, your habit may be more social than gastronomical in nature. Are you eating out with friends or your significant other? If a group of friends is the culprit, suggest dinner parties as an alternative. Or, grab a quick bite at home and meet the group after their meal.

3. When you do eat out, choose wisely

Be strategic about how you spend money when you are going out. At sit-down restaurants, desserts and alcoholic drinks tend to have the highest markups, so order them sparingly. Then, try to choose foods that will give you leftovers you can take home so you get two meals for the price of one.

4. Pack your lunch, but don’t ditch your break

Just because you bring your lunch to work doesn’t mean you should eat at your desk. When I used to eat lunches out almost daily, I savored the 10-minute drive to my favorite sandwich shop as a much-needed chance to get out and see the sun. Eat with coworkers in a common space, go outside, or even take it in your car and eat somewhere quiet if you have to! If you do eat at your desk, take at least 20 minutes to walk outside and get some fresh air.

5. Love your slow cooker

For anyone who doesn’t actually like to cook or doesn’t have the time in their busy schedule to stand over a stove, the slow cooker saves the day. The humble crock pot is the secret not only to a quick dinner but also to making your whole house smell amazing for hours. If you don’t have one, there are many inexpensive brands and models. You can often find these for sale at secondhand and thrift stores too.

6. Shop more frequently

If you’re making food for one or two, you might find yourself wasting ingredients often, which doesn’t exactly make you enjoy cooking. It can be hard to use up things like fresh produce and perishables before they go bad, especially if you start out the week with good intentions and end up too busy or tired to cook. Going shopping more often and buying smaller quantities is the key to eating out less and eating at home more.

Read more: How to save $100 a month on groceries

7. Meal prep

Storage containers filled with food for meal prepping

Meal prepping is the secret sauce. It can help you save time, eat healthier and achieve your fitness goals, and yes, stop eating out. Taking an hour or two one day a week to meal prep what you’re going to eat is worth it. Because later in the week when you don’t feel like cooking, you won’t have to. Even just prepping go-to ingredients like proteins, veggies, or side dishes is a game changer.

8. Try meal kits

If part of your problem with cooking at home is never knowing what to eat or not having time to think about it, meal kits can make your life easier. They come with pre-portioned ingredients so you don’t have to worry about wasting what you don’t finish, get shipped right to your door so you don’t have to go grocery shopping, and come with recipes and instructions for preparing impressive meals.

Read more: Best meal delivery kits of 2023: How they compare

9. Freeze, freeze, freeze

Learn to freeze foods and do it whenever possible. Freeze what you can’t eat and freeze extra food when you have time to spare. Meats, bread, even milk and some fruits and veggies can be frozen just fine. You can also make freezer meals so you always have quick meals for those long days when cooking is the last thing you want to do.

10. Make copycat meals

Restaurant meals are a whole different level of deliciousness, especially at your favorite spots. But if you didn’t already know there’s a whole corner of the internet devoted to “copycat meals,” or recreations of restaurant dishes, now you do. You’d be surprised how spot-on some of these recipes are. Bonus, you’ll know every single ingredient.

11. Make it special

When you get into a habit of eating out every night of the week, it becomes a little less exciting each time. The less frequently you get takeout and restaurant food, the more fun it will be when you do. Reserve this treat for date nights, special occasions, and celebrations.

Final thoughts

There’s nothing wrong with going out to restaurants once in a while or treating yourself to takeout. But eating out can quickly get expensive, and most restaurant meals aren’t known for being nutritious. Follow these tips for cooking at home more to avoid eating out as much and help yourself save money.

Source: moneyunder30.com

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This guest post from Shelley Turner is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes.

They’re coming! Like it or not, the holidays — and all the stress of buying the Perfect Gift — are just around the corner. I actually like brainstorming gift ideas, and have been told I’m pretty good at it. Today I’ll share my secrets with you.

The best gifts are appropriate for the recipient, yet don’t cost a small fortune. You want your gift to say “I know what you like”, not “I didn’t have a clue of what to get you for a gift for but here it is anyway”. I once received a leopard-hair belt. Anybody who knows me, or has seen how I dress, understands that there’s never been (nor ever will be) a time that I’d wear a leopard-hair belt. A gift like that screams “I just bought you something because I had to”.

Gift-giving ground rules
Before you buy, take a few minutes to think about what your recipient has in her house or on her desk, what she spends her time doing, what she likes to talk about, where she likes to eat, and even what she keeps in her refrigerator. Even if you don’t know her that well, this exercise will help you get some ideas of what the recipient likes.

I’m not a collector, so I prefer practical and useful gifts. However, if your gift recipient is a collector, that’s a perfect opportunity. Even if his collection is filled with expensive items, you can often find a small token within that collection that you could give him. The trick to buying a great gift for somebody, no matter what the occasion, is to buy what your recipient would enjoy — not what you’d enjoy.

Often, a consumable gift that provides momentary pleasure and then disappears is best, especially around the holidays when people usually get many gifts. Consumables can be given, enjoyed, and remembered without becoming Stuff.

My husband’s 90-year-old grandmother is a perfect example. What can you give a 90-year-old woman who already has everything she wants and needs? Not much. However, I know she really enjoys a good cup of coffee. And I found some European butter cookies and a some jars of preserves made in her native Denmark. I give her this same gift every year. She tells me she waits eagerly for our gift because not only does she enjoy consuming it during the winter, but because it’s a small reminder of her home country.

Inexpensive gift ideas
No matter which gift you choose, if it’s something your recipient uses over and over, you can give a great gift without spending too much. Here are some of my favorite inexpensive gift ideas. These have all been well-received and cost less than $20. You can tailor the gift idea to fit your budget. Some of these can be used as hostess gifts for holiday parties you may be attending.

  • Personalized note cards
  • A book by her favorite author
  • Monogrammed wine stoppers
  • Travel journal
  • Engraved metal bookmark
  • Monogrammed soap bars
  • Bread basket with quick bread or muffin mix inside
  • Dog or cat breed-specific items — calendars, notepads, keychains, etc. of their pet
  • Cookbook (specific subjects like fondue, vegetarian, appetizers, etc or you could get a book representing their hometown like the Chesapeake Bay, etc.)
  • Personalized insulated tote-style lunch bag (put his favorite snack inside)
  • Sports team items — pick her favorite team mug, hat, t-shirt, scarf, etc. (fill a mug with her favorite hard candy)
  • Gourmet chocolate bars tied with ribbon or raffia
  • Favorite bubble bath & bath pillow
  • Wallet with gift cards or cash inside
  • Amaryllis or Paperwhite bulb package
  • Old-fashioned jar filled with favorite candy or snack
  • Hand-made soap with an interesting soap dish
  • Handmade crocheted or knitted scarf or hat
  • BBQ sauces, hot sauces, grilling rubs, etc (some have funny labels)
  • Ice cream dish with favorite topping
  • Decorative candy bowl with favorite candy
  • Ornament representing current hobby
  • Charm to add to an existing charm bracelet
  • T-shirt from favorite restaurant
  • Crabtree & Evelyn hand therapy (super-rich hand cream)
  • Nice colored pencils and/or sketch notebook for artists
  • Small decorative bowl and package of dip mix
  • Hand towels with initials embroidered (especially if newly married)

Here are a few more ideas with a bit of explanation:

  • Magazine subscription (hundreds of subjects to choose from — and you can give crossword puzzle and comic book subscriptions too). Buy the current issue and put a note on it that you got him a one-year subscription.
  • Lolita glasses are painted wine, beer, or margarita glass that have themes painted on them based on hobbies. There’s a recipe painted on the bottom of each glass too.
  • Year of Napkins! This requires advance planning, but makes a unique gift for a very reasonable price. For each holiday throughout the year (plus Happy Birthday), pick up one pack of luncheon-sized napkins. When you’ve collected all the holidays, package them in order of the holidays in small CD crates, baskets, etc. Usually you can find the napkins in the clearance section right after the holiday. Decide how many of these you want to put together in advance so you can buy as many as you need during each holiday.

Remember that you can also go in with others to purchase bigger gifts, such as theater tickets, cooking classes, and other “experiences”. If you’re very organized, you can shop all year and pick up interesting gifts along the way. My sister-in-law has a birthday in January, but I often find stuff she’ll love in the summer, so I buy it and keep it until her birthday.

Check the clearance racks all year to get even better deals. Unless you really enjoy going shopping the week before Christmas, you may find that buying gifts ahead of time will not only save you money, but also make the holiday season a little more relaxing, as well.

Reminder: Another way to save money on gifts is to make them yourself. Here’s a list of 34 great homemade Christmas gifts almost anyone can put together. And over at The Simple Dollar, Trent has been documenting his own quest for family-produced Christmas presents.

A note on packaging
When packaging your gifts, you’re not stuck using a gift bag or plain wrapping paper unless you want to. Tulle (that material used to tie up rice/birdseed to throw at weddings) is great for wrapping unusually-shaped items, such as the bowls & dip mixes, candy bowls & jars, ice cream dishes, bottles of hot sauces, soap, etc. It’s really inexpensive to purchase by the yard, comes in many colors, and your recipient can see what you gave her without unwrapping it. Tulle is especially good for hostess gifts so they don’t have to open them upon receipt.

Some other tips:

  • Magazines roll up perfectly in those tall wine bottle bags.
  • Chinese-food boxes and small tin buckets are inexpensive and fun to use.
  • Bread baskets work nicely to hold all kinds of items and they can reuse the basket later.

When packaging your gifts, use your imagination!

1980 Gates Christmas - Tiff and Kris

Gift giving can be fun — if you allow yourself to be creative and take a few minutes to think about your recipient. The bottom line: If he’ll enjoy it, it’s a great gift for him!

Happy gift-giving!

Source: getrichslowly.org

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One highlight of the World of Hyatt award program is that it still uses award charts to determine the points you’ll need to redeem for a free night. The World of Hyatt award chart for Hyatt hotels and resorts, as well as participating Small Luxury Hotels of the World and MGM Rewards destinations, has eight categories. Award prices range from 3,500 points for an off-peak Category 1 night to 45,000 points for a peak Category 8 night.

For this article, we selected some of the best Hyatt Category 4 hotels. We’ve chosen properties from various Hyatt hotel brands, ranging from a Hyatt Place to a Park Hyatt. A standard room at these hotels costs 12,000 points on off-peak nights, 15,000 points on standard nights and 18,000 points on peak nights. These hotels are also some of the best Hyatt free night hotels since you can use Category 1-4 promotional awards earned through the World of Hyatt Credit Card as Milestone Rewards and as Brand Explorer awards to book these hotels.

Hyatt Place Panama City Beach / Beachfront

Panama City Beach, Florida, USA

HYATT

Best for: Staying beachfront in Panama City Beach.

Why stay here: With a beachfront pool, beach access and family-friendly rooms, this Hyatt Place is a strong choice for a low-key beach vacation.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The oceanfront Hyatt Place Panama City Beach / Beachfront is just a short walk from Panama City Beach’s Pier Park. Ample shopping, activities and restaurants within walking distance make this a compelling location for a family beach vacation.

You can book a 333-square-foot room with a king bed and a sofa bed or a 367-square-foot room with two queen beds and a sofa bed using points or free night certificates. If you want to book a paid rate, the property also offers gulf-view rooms, rooms with kitchenettes and even family-friendly rooms with a king bed, bunk beds and a sofa bed. All rooms include at least a minifridge, but some rooms with kitchenettes have a full-size refrigerator.

The Hyatt Place Panama City Beach / Beachfront charges a daily resort fee of $45.20 from March 1 to Oct. 31 and a daily resort fee of $28.25 during the rest of the year. The resort fee includes parking for up to one vehicle. Plus, this Hyatt Place offers some amenities you wouldn’t typically expect at this brand, including a resort-style pool, lazy river, outdoor games, weekend entertainment and seasonal beach chair service. If you book a free night award — which includes redeeming Hyatt points or using Category 1-4 promotional awards — or you have Hyatt Globalist status and book an eligible rate, you can enjoy waived resort fees.

Daily breakfast at the Breakfast Bar is included in your stay. The Breakfast Bar offers hot and cold items, coffee, milk, juice and tea. You can purchase drinks and snacks poolside from Coconut Charlie’s Pool Bar or beachside from the Beach Bar. If you don’t feel like leaving the hotel for dinner, visit Coconut Charlie’s Beach Bar & Grill for waterfront views, food, drinks and occasional live entertainment. Finally, an on-site market offers a selection of packaged grab-and-go items.

Rates at the Hyatt Place Panama City Beach / Beachfront start at 12,000 points or $198.93 per night, including the $28.25 resort fee.

Hyatt Regency Grand Cypress Resort

Orlando, Florida, USA

MICHAEL STAVARIDIS/HYATT

Best for: A family-friendly golf trip to Orlando.

Why stay here: With a lagoon-style pool with a slide, an award-winning golf course and complimentary shuttle service to Disney and Universal, this resort is a particularly good choice for families.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

I stayed at the Hyatt Regency Grand Cypress Resort in Orlando several times almost 20 years ago. What I remember most about the resort is its Grand Cypress Golf Club, with holes designed by Jack Nicklaus. I also remember relaxing at its 800,000-gallon pool as well as its waterfalls, caves and waterslide.

The Hyatt Regency Grand Cypress Resort has 779 rooms, including 46 suites. Rooms are 360 square feet and offer one king bed or two double beds with views toward Orlando, the pool or a lake. Meanwhile, suites start at 702 square feet. You can book standard rooms starting at 12,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.

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Unfortunately, the Hyatt Regency Grand Cypress Resort charges a nightly resort fee of $45 plus taxes and fees per room. However, you can avoid this fee if you book a free night award. Plus, Hyatt Globalist members can avoid the fee when booking any eligible rate. You’ll get transportation to and from Walt Disney World, Universal Orlando Resort and Disney Springs as part of the daily resort fee. You’ll also get access to a seven-hole pitch and putt course, a miniature golf course, bike rentals, a rock climbing wall and more.

The Hyatt Regency Grand Cypress Resort offers various dining options. Guests looking for a quick, casual experience will enjoy the grab-and-go market and the On the Rocks poolside restaurant. Meanwhile, guests looking for an upscale experience can book dinner at Four Flamingos, A Richard Blais Florida Kitchen. Lakehouse Restaurant & Bar offers all-day dining, and its sub-restaurant, Lakehouse Sushi Bar, is open for dinner. Finally, you can enjoy afternoon or evening drinks and snacks at The Lobby Bar.

Rates at the Hyatt Regency Grand Cypress Resort start at 12,000 points or $229.51 per night, including the $50.63 resort fee.

Related: Splash into fun: The 14 best hotel pools in Orlando

Manchester Grand Hyatt San Diego

Downtown, San Diego, California, USA

MANCHESTER GRAND HYATT SAN DIEGO/ZACH BENSON/FACEBOOK

Best for: Hyatt loyalists wanting a downtown stay right on the water.

Why stay here: Whether you’re in town for a convention or simply want to explore downtown San Diego, this luxurious Hyatt property is a great use of points.

Best way to book: Book directly with Hyatt to earn and redeem points, or via Chase’s Luxury Hotel & Resort Collection for elitelike perks and on-property credits.

The Manchester Grand Hyatt San Diego hosts plenty of conference and convention guests, but it’s also well located for tourists near Seaport Village. Many guests applaud this waterfront hotel for its views, including those from its 40th-floor bar and rooftop pool decks.

Most Manchester Grand Hyatt San Diego rooms are 340 square feet with city or bay views and one king bed, two double beds or two queen beds. However, the property also offers several different suite types, starting with a 700-square-foot Signature Suite. You can book standard rooms starting at 12,000 points per night, club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.

The Manchester Grand Hyatt San Diego has two outdoor pools: a fourth-floor family pool and a third-floor adults-only pool (that, at the time of writing, was closed). There’s also a 24-hour fitness center.

The hotel charges a destination fee of $39 plus tax per night. Unfortunately, this fee doesn’t offer enough value for most guests. However, you can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.

You’ll have seven dining options at the Manchester Grand Hyatt San Diego. One highlight is Sally’s Fish House & Bar, which lets you enjoy sustainable seafood, craft cocktails and California wines at lunch and dinner next to the boardwalk and the San Diego Bay. Another highlight is Top of the Hyatt, a 40th-floor lounge offering cocktails and small plates alongside city and bay views. There’s also a seasonal pool bar and grill. Or you can order something from GrandEats if you want food delivered to your room.

Rates at the Manchester Grand Hyatt San Diego start at 12,000 points or $262.82 per night, including the $43.88 destination fee.

Related: The best hotels in San Diego

Thompson Chicago

Gold Coast, Chicago, Illinois, USA

THOMPSON CHICAGO/FACEBOOK

Best for: Luxury travelers looking for homey touches and easy access to Lake Michigan running trails and other local venues.

Why stay here: You’re looking for a neighborhood feel to your stay and want easy access to the Loop — without actually staying in the Loop.

Best way to book: Book directly with Hyatt or the hotel website to earn and redeem World of Hyatt points, or through the Chase Luxury Hotel & Resort Collection to enjoy elitelike benefits.

The Thompson Chicago is a boutique hotel located a short walk from the start of the Magnificent Mile. The surrounding neighborhood is great for food and shopping.

You can redeem Hyatt points for a 320-square-foot standard room at the Thompson Chicago with one king or two double beds. If you want to book a paid rate, there are also high-floor rooms, lake-view rooms and various suites. Dogs are welcome at the Thompson Chicago for no additional charge, although you should contact the hotel before your stay for more details.

The Thompson Chicago has a popular lobby bar, Salone Nico, that serves rustic Italian cuisine and drinks. Meanwhile, Nico Osteria offers all-day dining with a focus on Italian seafood. You can also order room service or venture out to sample the many restaurants in the neighborhood.

This property charges a $17 destination fee that provides premium internet, local newspapers and 24-hour fitness club access. There aren’t many other amenities to note at this hotel. You can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.

Rates at the Thompson Chicago start at 12,000 points or $216.69 per night, including the $17 destination fee.

Related: The 17 best Chicago hotels

Hyatt Regency Seattle

Seattle, Washington, USA

TAGGART COJAN SORENSEN/HYATT

Best for: Tidy, clean rooms in a quiet part of downtown Seattle.

Why stay here: This beautiful hotel with modern rooms is in an excellent location just a block away from the Paramount Theatre and within walking distance of many major attractions.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Seattle is in the heart of downtown Seattle. It’s within walking distance of both convention centers and just a short walk from tourist attractions such as Pike Place Market and the Seattle Art Museum. Moreover, the hotel participates in various sustainability initiatives, including donating leftover, untouched food to a local nonprofit.

You can book 320-square-foot standard rooms starting at 12,000 points per night, 500-to-725-square-foot standard suites with a separate living area starting at 21,000 points per night and 735-square-foot (or more) premium suites starting at 24,000 points per night. One of the premium suite types even offers a private fitness space with a Peloton bike, yoga mat and arm weights. All rooms have either one king bed or two queen beds.

The Hyatt Regency Seattle offers the largest hotel meeting venue in the Pacific Northwest, so it understandably caters to conference, wedding and convention travelers. The hotel has a 24-hour fitness center with Technogym equipment and Peloton bikes (although the bikes were temporarily unavailable at the time of writing). You can bring one dog weighing 50 pounds or less if you pay the $50-per-stay pet fee.

Andare Kitchen & Bar on the lobby level offers all-day, Italian-inspired dining. The venue offers a vegan menu, a weekday happy hour and a bar that’s open daily from 11 a.m. to 11 p.m. You can also enjoy downtown views alongside steakhouse favorites and wine if you opt for dinner at Daniel’s Broiler on the hotel’s second floor. Check out the Market on the second floor if you want something quick. You can also order room service or check out the neighborhood’s many restaurants outside the hotel.

Rates at the Hyatt Regency Seattle start at 12,000 points or $195.62 per night.

Related: A Hyatt hop through Seattle: Which Hyatt should you choose on your next trip to the Emerald City?

MGM Grand

Las Vegas, Nevada, USA

MGM GRAND/MGM

Best for: Travelers looking for a mix of relaxation and action in one place.

Why stay here: There’s an epic lazy river you can float around on all day.

Best way to book: Book directly on the MGM Grand’s website.

The MGM Grand in Las Vegas is well known for its 6 1/2-acre Grand Pool Complex, which features four pools, three whirlpools and a lazy river. There are always great shows at the MGM Grand, which currently hosts Ka by Cirque du Soleil, Jabbawockeez and David Copperfield; of course, there are also slots, table games and poker in the casino. You can also get a spa treatment at the MGM Grand Spa & Salon or hit some balls at the on-site Topgolf.

The MGM Grand has many different accommodation types and categories across its 5,000 rooms and suites. However, you can only book a 350-square-foot studio king room with Hyatt points or free night certificates. Unlike other stays where resort fees are waived if you book a free night award, this policy doesn’t apply at MGM Rewards destinations like the MGM Grand.

Hyatt members can match their status to MGM Rewards. By doing so, Hyatt Explorists and above can get waived resort fees at MGM properties with their matched MGM Rewards Gold status — but only when booking through MGM Rewards (not World of Hyatt). The MGM Grand charges resort fee of $39 plus tax, so you may want to forgo redeeming Hyatt points for your stay and instead book a paid rate through MGM Rewards if you have Gold status or higher. Best of all, you can still earn Hyatt elite-qualifying nights when you book through MGM Rewards.

You’ll find plenty of dining options at the MGM Grand. On the upscale end, MGM Grand offers L’Atelier de Joël Robuchon for French dishes prepared in front of you, Hakkasan Restaurant for Cantonese dishes, Tom Colicchio’s Craftsteak for high-quality cuts from small family farms, and Joël Robuchon for fine French dining. If your dining budget is more modest, there’s also Grand Wok Noodle Bar, Nellie’s Southern Kitchen, Greek Sneek and Emeril’s New Orleans Fish House. Or, you can enjoy the MGM Grand Buffet, Tap Sports Bar or various options in the food court.

Rates at the MGM Grand start at 12,000 points or $114.63 per night, including the $44.22 resort fee.

Related: Why Hyatt elite members should book through MGM when visiting Las Vegas

Andaz Mexico City Condesa

Cuauhtemoc, Mexico City, Mexico

HYATT

Best for: An eclectic stay in the artsy Condesa neighborhood near Parque Mexico.

Why stay here: This chic hotel offers great service, an appealing location, compelling views from the pool and a dog-friendly Wooftop Beer Garden.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Andaz Mexico City Condesa opened in January 2023 with 213 rooms and is already getting good reviews. However, guests note you can sometimes hear music in the rooms at night, so this may not be the best property for you if you’re a light sleeper. The hotel’s neighborhood provides ample dining options and a central location for tourists — just a short walk from Parque Mexico and various art galleries.

Booking a free night award will get you a 344-square-foot standard room with one king bed or two double beds overlooking Insurgentes Avenue or the hotel’s internal patio. If you book a paid rate, you can reserve a city-view room or several suite types, including a 667-square-foot terrace suite with a large private outdoor terrace.

The 17th floor of the hotel offers a rooftop pool with great city views, and the Cabuya Rooftop restaurant and bar. The hotel also offers a 24-hour fitness center, a spa and a beauty salon. You can get teas and coffees at the Derba Matcha Cafe and enjoy a drink in the dog-friendly Wooftop Beer Garden & Canine Club. If you bring your dog for your stay, you’ll need to pay a fee of $100 per pet per room.

Rates at the Andaz Mexico City Condesa start at 12,000 points or $259.02 per night.

Related: Here’s how to quickly stock up on Hyatt points for your next vacation

Alila Fort Bishangarh

Bishangarh Village, Jaipur, Rajasthan, India

HYATT

Best for: A luxurious stay in a converted 233-year-old fort.

Why stay here: With a thoughtful design, farm-to-table dining and activities native only to Bishangarh, you won’t regret adding this unique Alila to your India trip.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits, or via American Express Fine Hotels + Resorts.

Alila Fort Bishangarh, located between Delhi and Jaipur in India’s Rajasthan, has 59 rooms and suites and is housed in a 233-year-old fort. I used two Category 1-4 promotional awards to stay at this amazing property and can wholeheartedly recommend a stay if you visit Rajasthan.

You can book a 562-square-foot Heritage Room with one king bed or two twin beds starting at 12,000 points per night or an 800-square-foot Grand Suite with one king bed starting at 24,000 points per night. You can also use points plus cash to book a 700-square-foot Royal Suite with one king bed or two twin beds. If you want to book a paid rate, you have all these options plus a 912-square-foot Regal Suite and a 1,054-square-foot Presidential Suite on offer.

There’s plenty to keep you busy at Alila Fort Bishangarh. You’ll find Spa Alila, an infinity pool with compelling views of the fort, a 24-hour fitness center and Play Alila for children. The hotel also offers numerous excursions and experiences, including cooking classes, a guided visit to the Bishangarh Village Market and the opportunity to visit a milk factory.

And you’ll find some impressive dining options on-site — which is good since most guests will eat most, if not all, of their meals on-site. Amarsar is open all day with Indian and international dishes on offer. On select nights, Nazaara is open with local cuisine prepared in traditional Rajput hunter style; it’s a memorable terrace-dining experience that you’ll enjoy if you can handle some Indian spices and aren’t a picky eater. Meanwhile, Haveli is open for poolside meals and drinks throughout the day, and Madhuveni offers cocktails, cigars and tapas in a beautiful, intimate space.

Rates at the Alila Fort Bishangarh start at 12,000 points or $206 per night.

Related: The best ways to fly to India with points and miles

Hyatt Regency Paris Etoile

Paris, France

HYATT REGENCY

Best for: Travelers looking to stay just a short walk from historic sights, such as the Arc de Triomphe.

Why stay here: Located between La Defense and the Champs-Elysees, this well-located hotel offers excellent views over Paris (from the city’s highest bar), a Regency Club and small but functional rooms.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Paris Etoile in France offers amazing views from its 34-story skyscraper, especially if you snag a room with Eiffel Tower views. Although it’s northwest of the Paris core between La Defense and the Champs-Elysees, it’s just a 20-minute walk to the Arc de Triomphe and a 20-minute journey by metro and foot to the Louvre.

Despite having 995 rooms and suites, finding standard room award availability at this hotel can be difficult. The rooms are small — even for Paris — but 237-square-foot rooms with Regency Club access start at 18,000 points per night. Standard 474-square-foot suites start at 21,000 points per night, and premium 753-square-foot suites start at 24,000 points per night. Award availability is often limited at this hotel, so you may need to book a paid rate to get the room type you want. If you want to ensure your group gets connecting rooms, consider booking a family room.

The Hyatt Regency Paris Etoile doesn’t have too many amenities. Still, it has a 24-hour fitness center and a Regency Club on the 34th floor (for Hyatt Globalist members and those in eligible rooms). You’ll likely want to eat outside the hotel for many of your meals, but you may want to visit the 34th-floor Windo Skybar for views, cocktails and tapas. If you do want to eat on-site, Mayo Restaurant offers daily breakfast and weekday lunch buffets, and the grab-and-go Mayo Market offers quick bites daily from 7 a.m. until 2 a.m.

Rates at the Hyatt Regency Paris Etoile start at 12,000 points or $253.85 per night.

Related: The best hotels in Paris

Park Hyatt Jakarta

Jakarta, Indonesia

HYATT

Best for: City views and that new-hotel vibe in the heart of Jakarta.

Why stay here: Spacious rooms with modern, yet dark, design and a friendly, professional staff make this one of the best luxury hotels in Jakarta.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Park Hyatt Jakarta in Indonesia opened in July 2022 with 220 rooms, including 36 suites. This Park Hyatt is a nine-minute walk from the Stasiun Gondangdia train station and within walking distance of various shopping malls and restaurants.

You can book 613-square-foot standard rooms with a king bed or two twin beds starting at 12,000 points per night. Meanwhile, you can book three standard suite types ranging from 936 to 1,367 square feet starting at 21,000 points per night. You can book premium suites starting at 24,000 points per night. The rooms and suites have Indonesian touches and excellent views, as the rooms start on the 25th floor.

While staying at the Park Hyatt Jakarta, you can enjoy the outdoor pool, a sun deck with city views and a 24-hour fitness center on the 35th floor. The hotel also offers a spa.

The Park Hyatt Jakarta offers several dining outlets. Dining Room serves Indonesian and Italian cuisine for breakfast, lunch and dinner on the 22nd floor, while Kita Restaurant offers Japanese cuisine for lunch and dinner on the 37th floor. On the 23rd floor, Conservatory offers several multiuse spaces where you can work, relax or socialize while enjoying European cafe-style comfort food and light meals.

If you’re looking for a drink or live music, check out The Bar on the 23rd floor or Kita Bar on the 36th floor.

Rates at the Park Hyatt Jakarta start at 12,000 points or $308.04 per night.

Related: The 23 best Hyatt hotels in the world

Hyatt Regency Tokyo

Shinjuku, Tokyo, Japan

HYATT

Best for: This old yet stunning hotel is well connected to Tokyo’s JR trains and metro.

Why stay here: Clean and spacious (albeit slightly dated) rooms and a Regency Club let you rest while the hotel’s location in the middle of Shinjuku lets you explore Tokyo.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Tokyo is an older property, but it’s in a solid location, just a five-minute walk from Tokyo’s Shinjuku station. This hotel offers 746 rooms, including 18 suites, across 17 room types. Although it doesn’t offer a pool or onsen, it does have a spa and fitness center with Technogym equipment.

If you want to redeem a Hyatt free night award, you can book a 301-square-foot standard room with one king bed or two twin beds starting at 12,000 points per night. Meanwhile, 376-square-foot Regency Club rooms start at 18,000 points per night, and standard suites start at 21,000 points per night. The Regency Club, available to Hyatt Globalist members and guests staying in club rooms and suites, offers views over Shinjuku Central Park for breakfast, tea service and evening cocktails.

You may want to eat outside the hotel for many meals while visiting Tokyo. If you prefer to eat on-site, the Hyatt Regency Tokyo offers Beijing and Shanghai cuisine for lunch and dinner at Jade Garden, Italian-inspired fares at Caffe and Japanese dishes at three different venues. You can also try fine wines and whiskeys at Eau de Vie or order room service if you want to dine in your room.

Rates at the Hyatt Regency Tokyo start at 12,000 points or $266.07 per night.

Related: The best ways to travel to Japan with points and miles

Hyatt Regency Hong Kong, Tsim Sha Tsui

Kowloon, Hong Kong

HYATT

Best for: A prime location in the heart of Hong Kong, just a short walk from the harbor and two metro stops.

Why stay here: Offering spacious (for Hong Kong) rooms and a Regency Club, this well-located property provides compelling city and harbor views from most rooms.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Hong Kong, Tsim Sha Tsui is in the heart of Kowloon next to the Tsim Sha Tsui station. It’s an easy walk from the Star Ferry and Avenue of Stars. Tourists will enjoy its excellent location, as many attractions are easily accessible by foot or public transit.

This Hyatt Regency has 381 guest rooms and suites, each offering views of Victoria Harbour or the city. The least expensive room type — and the one you can book starting at 12,000 points per night — is a 301-square-foot standard room with one king bed or two twin beds. You can also book club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night. If you’re looking to book a paid rate, it may be worth shelling out a little more to guarantee a corner room or a view of Victoria Harbour.

You’ll find an 82-foot outdoor heated swimming pool with views over the surrounding neighborhood at the Hyatt Regency Hong Kong, Tsim Sha Tsui. The outdoor pool deck includes a children’s pool, a whirlpool and lounge chairs. Plus, you’ll find a 24-hour fitness center with Technogym equipment on the 10th floor.

There’s plenty of excellent dining in Hong Kong, regardless of your budget. But, if you want to eat at the Hyatt Regency, you’ll find dim sum and barbecued pork at The Chinese Restaurant, an international buffet at Cafe, fine dining cooked tableside at Hugo’s and drinks with nightly live entertainment at Chin Chin Bar. Additionally, eligible guests can enjoy continental breakfast, all-day coffee and tea service, and evening canapes and cocktails at the Regency Club.

Rates at the Hyatt Regency Hong Kong, Tsim Sha Tsui start at 12,000 points or $219.44 per night.

Related: What is World of Hyatt elite status worth?

Andaz Bali

Sanur, Bali, Indonesia

HYATT

Best for: A relaxing holiday that feels authentically Balinese.

Why stay here: Built around mature landscaping in the style of a modern Balinese village, this beachfront resort lets guests relax with an attentive staff and a thoughtful design.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

Andaz Bali is an attractive beach resort next to the Hyatt Regency Bali on the eastern coast of Bali, Indonesia. Guests love the resort’s landscaping, modern rooms and large pool.

There are 149 rooms, including 20 suites and 22 villas. The standard rooms are 710 square feet and include a living area, floor-to-ceiling windows, garden views and one king bed or two twin beds. But you can also reserve pool-view or ocean-view rooms and private pool villas if you book a paid rate.

There are various types of suites you can book with points or cash. Standard rooms start at 12,000 points per night, standard suites start at 21,000 points per night and premium suites start at 24,000 points per night.

The Andaz Bali is designed to feel like a modern interpretation of a Balinese village. The resort has three swimming pools: ocean-facing Liang for fun, secluded Santhi for relaxation and kid-friendly Alit for families. Andaz Bali also offers a spa with a 24-hour fitness center, sauna, steam room, yoga studio and hydrotherapy pools.

There are ample dining options at the Andaz Bali. The Fisherman’s Club offers light bites, meat and seafood for lunch, dinner and Sunday brunch. Wok Wok is open daily for breakfast, lunch and dinner with Indonesian comfort food. Blue Oven is open daily for dinner with Mediterranean favorites, while Fire Fox is open Thursday through Saturday in the evening for Asian steakhouse delights. Deli & Bakery is open daily from noon to 10 p.m. with drinks, cakes, desserts and homemade ice creams.

Rates at the Andaz Bali start at 12,000 points or $256.52 per night.

Related: 5 easy ways to maximize Hyatt award redemptions

Source: thepointsguy.com

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Get a $500 Cash Bonus.

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There are several businesses near me that either only take cash or highly encourage the use of cash via heavy discounts. One of them even takes pesos if that’s all you’ve got, but they prefer you don’t use credit cards. And it’s all about avoiding interchange fees.

That’s because every time you swipe, tap, or dip, the merchant has to pay for the privilege of accepting plastic payment methods. And that can add up fast for small businesses already operating on razor-thin margins. 

Even if businesses take debit and credit card payments, those interchange fees impact your shopping experience long before you check out in the form of higher prices. That’s why it’s important to understand interchange fees and how they impact the businesses you frequent.

What Are Interchange Fees?

Interchange fees are the fees card networks like Visa, Mastercard, and American Express charge for processing and settling payment transactions. These (usually) invisible costs help compensate the various parties involved in the payment card ecosystem. 

Card issuers like banks and credit unions collect these fees from the merchants who accept the card as a form of payment. They help facilitate the smooth transfer of funds between the merchant’s bank (the acquiring bank) and the bank that issued the payment card.

Interchange fees may seem like an additional burden, but they help keep the payment card system functioning smoothly. For example, the card networks and issuers use the revenue to cover the costs of maintaining the payment infrastructure, ensuring fraud-prevention measures, and providing customer support services.

How Interchange Fees Work

When it comes to interchange fees, there are a lot of moving parts and hands in the pot — which is only a mixed metaphor if you don’t consider how modern manufacturing works. Fortunately, they’re fairly straightforward to understand.

Structure & Calculation of Interchange Fees

Interchange fees aren’t arbitrary. Payment technology companies like Visa and Mastercard determine them through a structured process that takes various factors into account, such as: 

  • Transaction type. Online purchases, in-store payments, or international transactions may have varying fee structures. For example, you might pay a foreign transaction fee if you use your card overseas.
  • Card type.  Whether it’s a credit card, debit card, or rewards card can impact the interchange fee applied to a transaction. For instance, debit cards tend to have lower transaction fees than credit cards.
  • Merchant category. The industry or sector in which the business operates is also a consideration. For example, transactions made at a grocery store might have different interchange fees compared to those at a gas station or a restaurant.

Regardless of the factors involved, the calculation methods typically involve a percentage of the transaction amount, a flat fee, or a combination of both. 

The specific calculations depend on the card network and region. Card networks like Visa and Mastercard have intricate fee schedules that consider multiple factors to arrive at the appropriate interchange fee for each transaction. They update these schedules regularly.

Participants in the Interchange Fee Ecosystem

To understand interchange fees fully, you must take a closer look at the key stakeholders. These participants play crucial roles in determining and collecting interchange fees. 

  • Card issuers: Financial institutions like banks and credit unions issue payment cards, including credit, debit, or prepaid cards. They collect interchange fees from merchants on behalf of the payment networks they partner with.
  • Payment networks: Payment networks like Visa, Mastercard, American Express, and Discover act as intermediaries between merchants, card issuers, and acquiring banks (merchants’ banks). They facilitate transaction authorization, clearing, and settlement and establish fee rules and structures.
  • Merchants: Merchants are physical stores, online retailers, or service providers that accept payment cards. They have agreements with (acquiring) banks to process their card transactions and pay interchange fees to card issuers through those banks. 

How Interchange Fees Impact Consumers

Interchange fees are as important to consumers as they are invisible. That’s perhaps a bit strange in a country where retailers calculate tax at the register and have a line on the receipt for it (it’s included in the tag’s sale price in other countries). And it impacts everything from the cost of your rewards card to the cost of the products you buy.

Funds Secure & Ever-Larger Payment Card Systems 

Payment networks invest some interchange revenue in the technological infrastructure needed for seamless transactions, including secure processing, fraud-prevention, and data security. Those are vital to consumers’ trust in the network and the merchants who use them. 

The fees also provide crucial revenue that helps cover the costs associated with expanding, ensuring more options available to Americans nationwide (and potentially abroad).

Increases Prices

Interchange fees can impact the prices consumers pay, even if they don’t use payment cards for their transactions. 

To offset these fees, merchants factor them into their pricing strategies. That means that even if a consumer pays with cash or another non-card method, they still usually pay slightly higher prices for goods and services.

By incorporating interchange fees into their overall cost structure, merchants distribute the expenses across all customers, regardless of their payment method. That helps ensure the business can cover the fees without cutting into their desired profit margins. 

The extent of the price adjustment varies across businesses and industries. Small businesses with tighter profit margins may feel the impact of interchange fees more significantly and may adjust prices accordingly. Larger businesses with higher transaction volumes have more flexibility to absorb these fees without significant price adjustments.

Limit or Discourage Card Payments

A relatively small number of merchants and service providers have taken to charging the interchange fees directly to the customers who use plastic payment methods as a way to disincentivize them. For example, my local government services, such as the Department of Motor Vehicles, charge you for swiping.

Still others positively reward customers who pay in cash. I buy all my appliances from local secondhand appliance places, and they give you a discount that amounts to at least free delivery for paying in cash. And there used to be a pizza place near me that would even accept Mexican currency to avoid having a customer tap or dip. 

Some are even more forceful about it. The only plastic their employees will touch are bags — maybe utensils. A restaurant down the street, also a pizza place, only started taking credit or debit cards during the pandemic. And they’re not alone.

This type of avoidance keeps their prices in check, but it could also limit their foot traffic or growth to those willing to carry or go get cash. Government services can pull it off because they’ve cornered the market. Small-business owners are often compelled to comply or risk losing their livelihood.

Funding Rewards Programs

Controversially, interchange fees play a role in supporting cardholder benefits, such as rewards programs. Card issuers use them to fund incentives like cash-back rewards, travel miles, loyalty points, and exclusive discounts at partner merchants. 

To some, these benefits enhance the overall cardholder experience and incentivize card usage. They may have several cards in their wallets for various purposes, including cash-back credit cards, travel credit cards, and gas rewards cards.

To others, they’re at best an expensive nuisance. You spend your own time and money trying to earn rewards you already paid for via higher prices due to interchange fees that would be lower if there were no rewards cards.

Still others think they’re part of an overall trend of reallocating money from the have-nots to the haves. People with lower incomes often can’t afford rewards cards’ steep yearly fees if they even qualify in the first place. But nonetheless, they pay extra for products — even those they pay cash for — thanks to interchange fees. Yet they reap no rewards.

Interchange Fee Impacts on Small Business

Interchange fees can present significant challenges for merchants, especially small businesses, making it harder for them to compete effectively. These challenges ultimately become a problem for consumers too.

Creates a Financial Burden

Small businesses typically operate on thinner profit margins compared to larger enterprises. As such, interchange fees can significantly impact their bottom line, especially for businesses with high transaction volumes or lower average transaction values. 

They can make it more challenging for them to allocate resources to other essential areas of business growth.

Increases Pricing Pressure

To offset the interchange fees, small businesses must adjust their pricing strategies. That can result in slightly higher prices for their goods and services compared to cash-only businesses and larger competitors who can spread the costs over a higher volume of transactions — and may even pay lower fees because of that volume. 

Higher prices can potentially deter cost-conscious consumers and make it more challenging for small businesses to compete. This pricing pressure can affect customer acquisition and retention for small enterprises.

Limit Negotiating Power

Large merchants and national chains may have more leverage due to their higher transaction volumes, allowing them to negotiate more favorable terms.

In contrast, small businesses may face less favorable fee structures or have fewer options to negotiate better rates. That puts them at a disadvantage in terms of managing their interchange fee expenses.

Requires Technological Investment

Implementing payment card acceptance infrastructure and staying updated with evolving technologies can be costly for small businesses. They must invest in point-of-sale systems, security measures, and training to ensure smooth card transactions. 

Interchange fees further strain their financial resources, making it challenging for them to invest in the latest technology and stay competitive with larger, more financially equipped players in the market.

Causes Cash Preference

To avoid interchange fees altogether, some small businesses may prefer cash transactions or even incentivize cash payments. 

This preference for cash can limit their customer base and pose challenges in an increasingly cashless society. It can create inconveniences for consumers who prefer or rely on card payments, potentially leading them to choose competitors that offer more flexible payment options.

Those secondhand appliance places I told you about can get away with it because their closest national competitors are big-box retailers like Lowe’s and Best Buy. Those charge about three times as much for brand-new appliances, often only a year model or two newer (for better or worse) and with only a slightly better warranty. People are willing to run to an ATM for savings like that.

A mom-and-pop stationary or hardware store doesn’t have the same luxury. Only a select few people who want exactly what they have and nothing else are going to bother with that.

Interchange Fee Regulation & Evolution

Just as interchange fees haven’t always existed, they won’t always be the same as they are now. Regulations and new technologies are bound to change them somehow — if payment network and banking policies don’t get there first.

Regulatory Efforts & Policies

Payment networks have implemented voluntary initiatives aimed at increasing transparency and competition. For example, some networks have adopted standardized fee disclosure practices, enabling merchants to have better visibility. These initiatives also promote fair competition by ensuring that all participants in the payment card ecosystem have access to essential information regarding fee structures and terms.

But industry efforts seem to have fallen short if Congressional action is anything to go by. 

For instance, the Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act, named for Sen. Dick Durbin (D-IL), introduced regulations on debit card interchange fees for issuers with over $10 billion in assets, aiming to provide relief to merchants.

In 2022, Durbin was at it again, this time taking aim at credit cards. The Credit Card Competition Act, which he introduced with Republican co-sponsor from Kansas Sen. Roger Marshall, would set similar limitations on credit card interchange fees. The bill has yet to pass, but they plan to reintroduce it. 

This is the bill everyone says would kill your credit card rewards. And maybe they’re right, though there are other revenue streams that can fund those — streams that come from bills only credit card users pay rather than costs everyone bears whether they pay with plastic or not. 

And if you’d still rather not pay extra for goods and services just to get those rewards, you’d also be forgiven. 

These regulatory actions, along with other measures implemented globally, demonstrate the ongoing efforts to address interchange fee practices and ensure fair and equitable outcomes for all participants in the payment card ecosystem.

Technological Advances & Future Trends

Technological advancements have significantly transformed the payment landscape, paving the way for new possibilities and potential changes in interchange fee structures. 

  • Digital payments, including mobile wallets, contactless payments, and peer-to-peer payment platforms, have brought increased convenience. Interchange fee models have to adapt and may have to accept getting cut out altogether.
  • Alternative payment methods like cryptocurrency have taken a big hit lately. But they’re not down for the count. Blockchain is (probably) the future. These innovative payment methods operate outside traditional card networks and will almost certainly challenge the traditional interchange fee models, given that they already charge interchange-like fees to keep them operational.
  • Open banking initiatives enable the integration of various financial services and promote increased competition within the payment ecosystem. That could drive the exploration of alternative fee models tailored to specific transaction types, consumer segments, or payment scenarios.
  • Artificial intelligence offers new opportunities for personalized pricing and risk assessment. That could lead to the development of dynamic interchange fee structures that consider individual consumer behavior, transaction history, and risk factors, resulting in more tailored and optimized fee models.

As the payment landscape continues to evolve, interchange fees are likely to adapt to accommodate technological advancements and emerging trends. The future of interchange fees may involve greater flexibility, transparency, and customization, allowing for a more dynamic and efficient payment ecosystem.

Final Word

Whether you’re all for interchange fee limits or you want them to keep their filthy paws off your rewards program, one thing’s for certain: We could use more transparency around interchange fees in the United States. 

By learning more, consumers gain valuable insights, allowing them to take practical steps to navigate their financial choices more effectively. At the very least, you know you might be able to get a better deal from small businesses on higher-dollar goods and services by offering to pay in cash.

Heather Barnett has been an editor and writer for over 20 years, with over a decade committed to the financial services industry. She joined the Money Crashers team in 2020, covering banking and credit content for banking- and credit-weary readers. In her off time, she enjoys baking, binge-watching crime dramas, and doting on her beloved pets.

Source: moneycrashers.com

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One thing I love about Millennials and Zoomers is how freely we share advice.

Case in point, there are now countless wealth coaches and personal finance gurus on TikTok recording their best tips on saving, investing, and achieving financial freedom faster.

And we’re hungry for their advice. According to CNN, the hashtag “#personalfinance” alone has a total of four billion views, with “#financialliteracy” and “#financetiktok” not far behind.

However, while the intent is always sound, the tips themselves aren’t. There are some misguided and potentially devastating personal finance myths being perpetuated on TikTok these days, so I am here to address them head-on.

Let’s debunk seven of the most common TikTok money myths before you make a potentially dangerous financial move.

What’s Ahead:

1. “You can (and should) get rich quick”

Debunked: 7 TikTok Money Myths - "You can (and should) get rich quick"

The implication

“Get rich quickly and easily by following my personal finance advice.”

Here’s how to instantly spot a personal finance influencer who abides by a “get rich quick” philosophy: just look for the lime green Lamborghini in the background.

Once they’ve given you a few seconds to lust after their six-figure Italian whip, they’ll start telling you how they “turned $5,000 into $723,000” by following “three simple rules of investing” or some such promise. Sounds appealing.

The reality

Multiplying money on that scale, in that little time, always involves a staggering amount of risk, luck, or both. This is assuming, of course, that the influencer is even being 100% truthful – and that background Lambo isn’t a rental.

It’s entirely possible that this person really has gotten extremely lucky on some clandestine investing opportunity, but lottery winners aren’t financial advisors.

Actual financial advisors, and their very rich clients, will give you this advice: 

“Get rich slowly.”

If you wouldn’t spend your life savings on lottery tickets, you shouldn’t get your financial advice from TikTok influencers who got lucky, either. The key is to get rich without the risk, and here’s exactly how to do it, step-by-step.

2. “Day trading is easier than you think”

The implication

Historically, only the rich and well-connected could make money on the stock market. But now that we have apps like Robinhood and Webull, everyday investors like you and me can buy, sell, and trade stocks ourselves, getting rich in the process just like day traders on Wall Street.

The reality

97% of day traders lose money.

That’s according to a large-scale study of day traders, where the researchers concluded:

“We show that it is virtually impossible for individuals to day trade for a living, contrary to what course providers claim.”

By contrast, “only” 70% or so of gamblers in Vegas lose money, according to the Wall Street Journal. So your money is safer on the roulette table than taking a TikTokers’ investing advice (but still, don’t gamble).

3. “Rich people look rich”

Debunked: 7 TikTok Money Myths - "Rich people look rich"

The implication

Earn big, spend big. As your income level rises and you start to feel “rich,” it’s time to start acting like it. Get a luxury apartment, lease a Mercedes, and don’t hesitate to buy that $2,000 purse.

Besides, what’s the point of working hard if you’re not playing hard?

This one is definitely more of an implication than a direct piece of advice. I don’t know of any TikTokers who are outright saying “spend all of your money” – but there are certainly plenty who are leading by example.

The reality

Rich people become rich precisely because they don’t spend money – they invest it. There’s a saying by famous-yet-frugal YouTuber Scotty Kilmer that I think about all the time:

“Broke people buy BMWs, and rich people buy Toyotas.”

Rich (or soon-to-be-rich) people know that if they buy a Toyota instead of a BMW at age 30, and invest the $30,000 difference at 10% APY, they’ll have:

  • $77,812 when they’re 40.
  • $201,825 when they’re 50.
  • $843,073 when they retire at 65.

The point of this anecdote isn’t to throw shade at Bimmer, but rather, to highlight how rich people think differently before making a purchase. They don’t think:

“How much can I afford?”

But rather:

“How much can I save and invest?”

In short, rich people don’t lead extravagant lifestyles – they lead frugal, yet comfortable lifestyles now so they can live however they want later.

4. “Live on a shoestring budget”

The implication

On the complete other side of the spectrum, there are TikTokers who advocate a shoestring lifestyle, where rigorous budgeting and extremely limited pleasure spending are the only viable pathways to financial freedom.

The reality

It’s totally OK to buy nice things and treat yourself.

In the previous example, yes, a BMW costs $30,000 more than a Toyota – and if you invest that money instead of buying a fancier car, you’ll have a fortune waiting for you by retirement.

That being said, if the BMW brings you joy and makes you happy (and you can afford it), buy it.

The key to achieving financial mindfulness isn’t to spend less – it’s to spend more mindfully on the things that truly matter to you. There are influencers out there who say you should stop going out to eat cold turkey because a restaurant meal for two can easily exceed $60 or even $100.

But financial mindfulness says that if that meal helps you build a relationship with someone, it’s worth it.

Draconian saving can be just as misguided as wanton spending. The key, then, is to determine how much you can safely spend each month, and then to spend that money on the people and things that bring you the most joy.

5. “Cryptocurrency will make you rich”

Debunked: 7 TikTok Money Myths - "Cryptocurrency will make you rich"

The implication

This one’s pretty straightforward, and I have heard it straight from countless TikTokers’ mouths: crypto will make you rich.

Forget the corrupt, manipulated stock market – Bitcoin, Ethereum, and Dogecoin will bring prosperity and financial salvation to Millennials and Zoomers.

I mean, what other investment vehicle has provided anything even close to the 750,000,000% ROI that Bitcoin has since 2011?

I got rich off crypto and you will, too – hop aboard before it’s too late.

The reality

Cryptocurrency is like a fast-moving, rickety roller coaster at the county fair. The foundation hasn’t completely crumbled, but the wooden boards and screws holding it up are falling off with each passing car.

Hop aboard the crypto train at your own peril.

It’s true that Bitcoin has had a miracle run since 2011, rising from $0.008 to a peak of around $65,000 in April 2021 and making a lot of people very, very rich. But even diehard crypto fans have acknowledged that a “Bitcoin winter” is coming – that is, if it hasn’t already.

The Bitcoin winter is just one of the many huge risks to a crypto investment. The others (like China’s clampdown on mining) are fast approaching the roller coaster’s foundation with a sledgehammer.

Can Bitcoin still make you rich? Maybe, but there are plenty of safer rides at the carnival.

6. “Just copy the investments of rich people”

The implication

You can’t copy athletes to win gold medals, nor can you copy New York Times Best Sellers to sell more books.

However, you can totally copy the investing strategy of rich people to get rich.

In fact, they want you to copy them – either because your investment makes their investment more valuable, or simply out of the goodness of their heart. Warren Buffet famously shares his trades with the public so they can borrow and benefit from his wisdom.

So why spend 14 hours a day researching good trades when you can just copy someone else’s homework – especially when they ask you to?

The reality

Rich people can afford to make extremely risky investments and lose money that you and I can’t afford. For that reason, they shouldn’t always be followed into battle.

Warren Buffet is also famous for admitting when he’s made a mistake. In 2014, he confessed that he’d held onto shares of Tesco for way too long, costing him and his investors $444 million. Berkshire Hathaway’s investors may have been able to shrug off the loss, but any outsiders emulating Buffet’s moves may have been screwed.

Copying the investments of rich people may be a viable strategy if their investments fit within your financial goals and risk tolerance. For help determining whether that’s the case, you want to talk to a wealth advisor.

7. “You don’t need a wealth advisor”

Debunked: 7 TikTok Money Myths - "You don't need a wealth advisor"

The implication

Thanks to zero-commission trading platforms, you no longer need to buy and trade stocks through a sweaty stockbroker in some Manhattan office.

By that same logic, the emergence of robo-advisors and the fountains of free financial advice on TikTok have eliminated the need for old-fashioned wealth advisors. After all, why give someone 2% of your hard-earned gains when it’s never been easier to invest your money yourself?

The reality

The recent trifecta of online brokers, robo-advisors, and personal finance gurus on social media has done wonders empowering Millennials and Zoomers to handle our money better. The TikTok DIYers certainly have one thing right: it’s never been easier to make your own trades.

However, despite birthing a renaissance in financial literacy, nothing on TikTok can replace the tailored, one-on-one advice you’d get from a professional wealth advisor.

Robo-advisors can personalize your investing strategy to an extent, but they can’t play a direct role in helping you navigate the markets and make good decisions. 

Summary

There’s plenty of sound personal finance advice on TikTok, but it only takes one bad tip to cost you money.

For that reason, it literally pays to separate the wheat from the chaff. Not everyone who’s made money is a skilled investor – some are just lucky.

Read more:

Source: moneyunder30.com

Apache is functioning normally

Editor’s note: This is a recurring post, regularly updated with new information and offers.

Southwest Airlines is a favorite amongst many domestic U.S. flyers. The airline offers free checked bags, operates a ton of obscure routes and makes travel easier for families with complimentary priority boarding. Of course, the airline has its own points program, too: Rapid Rewards. You can use these points to book free flights (plus taxes) on any Southwest route with zero blackout dates. The airline also offers the Companion Pass, one of the most lucrative perks in the frequent flyer world.

But how do you earn Rapid Rewards points? Well, that’s what we’re going to answer in this article. We’ll dive deep into the program and show you all the different ways you can earn Southwest points by flying, using cobranded credit cards and leveraging your everyday purchases.

Earn points by flying Southwest

ZACH GRIFF/THE POINTS GUY

As you’d expect, you can earn Rapid Rewards points by flying on Southwest Airlines. The amount of points you earn per flight depends on three things: how much you paid for your ticket, the fare class you booked (Wanna Get Away, Wanna Get Away Plus, Anytime or Business Select) and your elite status.

Thankfully, determining how many points you’ll earn for each flight is easy. Here’s how much each Southwest Airlines booking class earns before tax:

  • Wanna Get Away: 6 points per dollar.
  • Wanna Get Away Plus: 8 points per dollar.
  • Anytime: 10 points per dollar.
  • Business Select: 12 points per dollar.

Additionally, Southwest A-List and A-List Preferred elite members earn extra points on their flights:

  • A-List: 25% additional Rapid Rewards points.
  • A-List Preferred: 100% additional Rapid Rewards points.

So, if you book a one-way Wanna Get Away flight from Chicago’s Midway International Airport (MDW) to New York City’s LaGuardia Airport (LGA) for $100 before taxes with no elite status, you’d earn 600 Rapid Rewards points. It’s important to note that distance is not a factor when earning Rapid Rewards points.

In other words, if you paid that same amount for a flight from MDW to St. Louis Lambert International Airport (STL) or one from Baltimore/Washington International Thurgood Marshall Airport (BWI) to Oakland International Airport (OAK) in California, you’d earn the same 600 points.

Southwest also makes it very clear how many points you’ll earn for each leg of your trip during the booking process. From the search results page, hover over the flight you’re considering and it will display the number of points you’ll earn:

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SOUTHWEST.COM

If you’re noticing that the math doesn’t add up based on the numbers above, you’re right. The base fare of this ticket is actually $127.80. When you multiply that by six (since it’s a Wanna Get Away fare), you get 766.8, which Southwest generously rounds up to 767 points.

At this time, Southwest does not have any partner airlines. This means that you can only earn Rapid Rewards points by flying on Southwest Airlines-operated flights.

Earn points with a Southwest credit card

XAVIER LORENZO/GETTY IMAGES

Southwest Airlines has several cobranded credit cards you can use to earn Rapid Rewards points. The great thing about these cards is that the welcome bonuses, in addition to credit card spending, will count towards the Southwest Companion Pass.

Just keep in mind that these cards are subject to Chase’s 5/24 rule, meaning you likely won’t be approved if you’ve had five or more credit applications across any bank in the last 24 months. Here are the cards and their current bonuses:

  • Southwest Rapid Rewards Priority Credit Card: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases within the first three months of account opening.
  • Southwest Rapid Rewards Premier Credit Card: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases within the first three months of account opening.
  • Southwest Rapid Rewards Plus Credit Card: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases within the first three months of account opening.
  • Southwest Rapid Rewards Premier Business Credit Card: Earn 60,000 points when you spend $3,000 on purchases in the first three months of account opening.
  • Southwest Rapid Rewards Performance Business Credit Card: Earn 80,000 bonus points when you spend $5,000 on purchases in the first three months of account opening.

Related: The best Southwest Airlines credit cards

Transfer Southwest points from Chase Ultimate Rewards

Southwest has one credit card transfer partner: Chase Ultimate Rewards. You can transfer your Ultimate Rewards points to Rapid Rewards at a 1:1 ratio, which typically process instantly.

Whether you should execute these transfers, however, is a different story. TPG currently values Rapid Rewards points at 1.5 cents each, while Ultimate Rewards points are worth 2 cents apiece. As a result, if you transfer points to Southwest, you may sacrifice some value that could be put toward redemptions like top-tier Hyatt properties or Singapore Airlines business class.

If you want to give your Ultimate Rewards balance a boost for a Southwest transfer, here are some cards that offer nice sign-up bonuses at the moment:

Quick note: Chase Sapphire Reserve cardmembers can redeem their Ultimate Rewards points at 1.5 cents per point through the Chase travel portal to book flights. Meanwhile, Sapphire Preferred and Ink Business Preferred cardholders can redeem at 1.25 cents each. Unfortunately, Southwest Airlines itineraries are not bookable in this way since the portal is powered by Expedia and Southwest doesn’t sell its tickets through OTAs.

Related: From international business class to domestic hops: 6 of the best Chase Ultimate Rewards sweet spots

Transfer Southwest points from Marriott

MARKO GEBER/GETTY IMAGES

You can also transfer hotel points from a variety of programs to Southwest Rapid Rewards. Most of these offer a relatively poor value proposition, but there is one exception to this rule: Marriott Bonvoy.

Marriott points transfer to Southwest Rapid Rewards at a 3:1 ratio. Plus, you’ll get a 5,000-point bonus when you transfer 60,000 Marriott points at a time. As a result, 60,000 Marriott points will get you 25,000 Southwest points, improving the effective transfer ratio to 2.4:1.

Related: The best Marriott credit cards

Earn Southwest points with partners

Beyond flying and using credit cards, you can earn Rapid Rewards points through many of your everyday purchases by filling out surveys and even by transferring points from other loyalty programs. Here are some additional ways to earn bonus Rapid Rewards points through Southwest’s assorted partners.

Rapid Rewards shopping portal

Southwest’s online shopping portal is a great way to earn points on online purchases. Just like Rapid Rewards dining, the points earned through Rapid Rewards Shopping are separate from the points earned with your credit card.

Just sign up for a Rapid Rewards Shopping account, find a participating merchant and click through the link before purchasing. You’ll automatically earn bonus points on your purchase just by starting at the portal instead of going to the merchant’s website directly.

Each merchant awards a different number of points per dollar spent and these rates frequently fluctuate, so check Rapid Rewards Shopping often. You may also come across promotions and other deals that may give you extra points, especially around the holidays.

However, bear in mind that Southwest isn’t the only airline with a shopping portal. You can easily compare earning rates with shopping portals by using an aggregator like CashBackMonitor.com. We recommend doing this to ensure you’re always getting the best return on your online purchases.

Related: TPG reader credit card question: Which credit card should I use in shopping portals?

Rapid Rewards Dining

MOMO PRODUCTIONS/GETTY IMAGES

Most airline loyalty programs have dining rewards initiatives and Southwest Rapid Rewards is no exception. Through Southwest Rapid Rewards Dining, you can earn extra miles at participating restaurants. To do this, all you have to do is sign up for an account and link your favorite credit card(s) that you use for restaurant purchases.

Whenever you swipe one of those cards at a participating restaurant, you’ll earn extra Rapid Rewards points. These come in addition to the miles you earn with your credit card, so make sure to use one of the best credit cards for dining for the best return on your purchases.

If you do utilize the Rapid Rewards Dining program, you’ll definitely want to sign up for email notifications. By enrolling in email notifications, you will earn 3 points per dollar spent at participating restaurants. If you opt out of receiving emails, your earning rate is cut to 1 point per two dollars spent. Additionally, Southwest members earn tiered bonuses:

  • New member: Earn 500 bonus points when you spend $25 at a participating restaurant and complete an online review within the first 30 days of joining.
  • First step: 500 bonus points after earning 1,500 points from dining and completing reviews (one time only).
  • Thank You: 300 bonus points after every 1,000 points accrued from dining and completing reviews (ongoing).

While privacy is important, agreeing to receive a few emails a week is a small price to pay for substantial bonus points, especially if you order takeout quite a bit or charge reimbursable dining expenses to your credit card.

Related: 12 restaurant loyalty programs that are worth joining

Southwest Rapid Rewards hotel booking site

Hotel Indigo London Paddington in the United Kingdom. SEAN CUDAHY/THE POINTS GUY

Have a hotel stay coming up? Use Southwest’s hotel booking portal to earn extra points on each stay. The amount of points varies by the price of your stay. Generally, the more expensive a room is, the more points you’ll earn. Southwest states that rooms can earn up to a whopping 10,000 points per night. Usually, though, you’ll earn much less.

For example, I conducted a test search for a one-night stay at the Club Quarters Hotel Embarcadero in San Francisco. The room costs $260 for a night in August and awards 260 Rapid Rewards points per night. While this is certainly better than nothing, it’s a small number of miles.

You will, however, earn more points on “Southwest Airlines Points Plus properties” through the portal. The InterContinental Mark Hopkins San Francisco is one such hotel. This property costs $313 for a one-night stay in August, which yields 7,000 Rapid Rewards points. This is worth $105 based on TPG’s valuations — a much better return.

Note: You probably won’t earn traditional hotel points on these bookings, nor will you earn credits toward elite status qualification. Even if you already have elite status with the hotel in question, you may not enjoy the standard on-property perks since you booked through a third-party website. Thus, you’ll need to decide whether you value your hotel points and elite status benefits more than the bonus Rapid Rewards points you could earn.

Southwest also partners with several hotel programs, so travelers can earn Rapid Rewards points instead of hotel points.

Related: 6 reasons to avoid booking through an online travel agency

Earn points through rental car bookings

Southwest also partners with all the major rental car companies, allowing you to earn Rapid Rewards points. You can typically earn 600 Rapid Rewards points by booking your rental car through Southwest or requesting points at check-in. Some partners even allow you to request points on past bookings.

Earn points by taking surveys

Finally, you can earn Rapid Rewards points by filling out quick surveys through Rewards for Opinions and E-Rewards. Each survey earns a different amount of points and the length of the surveys vary, so this can be a good way to kill time while earning extra points. After you sign up and complete your first survey within three months, you’ll earn 500 bonus points. Just keep in mind that points can take up to six weeks to post to your account.

Related: Earn points and miles for completing surveys

Buy Southwest points

WESTEND61/GETTY IMAGES

If you need Southwest points fast and transferring isn’t an option, buying Southwest points might be a worthwhile way to top up for a specific award. The standard rate — 3 cents per point — is more than twice TPG’s valuation. We don’t recommend buying at this price under most circumstances.

That said, the airline frequently runs promotions that offer better deals. For example, the airline is currently running a targeted promotion where you can buy points with up to a 50% discount through June 20, 2023. This brings the purchase rate down to 1.5 cents per point. That’s a perfect match for our valuation, which can make it worth it to top off your account for your next flight.

Related: Current buy points and miles promotions

Bottom line

Southwest Rapid Rewards points are easy to earn. In addition to earning points from flying, you can also earn them by allocating your everyday spending to the proper credit cards or by shopping and dining with select merchants. Using a combination of all of these methods may help you stockpile Rapid Rewards points quickly.

Additional reporting by Kyle Olsen and Christina Ly.

Source: thepointsguy.com

Apache is functioning normally

If endless live music, mouthwatering tacos, natural pools and beautiful parks are your idea of a perfect trip, it might just be time to visit Austin, the bohemian capital of the Lone Star State.

Home to events like South by Southwest, Austin City Limits festival and bachelorette parties galore (not to mention barbecue and the University of Texas at Austin), ATX truly has something for everyone.

There’s also a place to stay for every type of traveler, from historic motor lodges converted into chic motels to luxury names we all know. There’s even a lakeside spa resort designed to help guests recharge and relax in the stunning beauty of Central Texas.

Whether you’re a city slicker in town for business, a foodie lookin’ to taste the best Texas has to offer, or you are embarking on a western road trip, here are some of Austin’s best hotels (including some excellent points options), where you can settle in and make a temporary home.

Just don’t forget: Keep it weird.

Related: Why Austin Airport keeps its vendors local to create an airport for foodies

The Line Austin

Austin, Texas, USA

THE LINE HOTEL/FACEBOOK

Best for: Folks looking for a stay that matches Austin’s effortless cool vibes.

Why stay here: The year-round heated pool overlooks the Congress Avenue Bridge, making it the perfect spot to watch the city’s famed bats take flight.

Best way to book: Book direct for the best rates and packages, or through your favorite credit card travel portal.

This Line Austin is one of this hotel reporter’s favorite hotels in the world — and I’ve stayed at some pretty incredible places.

For starters, the location in Downtown Austin, butting up to the Colorado River, is perfect for exploring the eclectic shops and restaurants of South Congress and the lively (though touristy) bars and nightlife on 6th Street. It also sits right along Lady Bird Lake and the Congress Avenue bridge, so you can watch the largest colony of bats in North America put on their natural show as you take a dip in the hotel’s heated pool. (Sounds scary, but it’s one of Austin’s main attractions!)

Inside the hotel, rooms are simple but chic, with a modern, industrial aesthetic made comfortable with Bellino linens, a curated assortment of local snacks and drinks, and floor-to-ceiling windows that fill the space with light radiating from that big Texas sky. Request a lake view room so you can spend a lazy morning watching locals and tourists take advantage of the water.

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At Arlo Grey, “Top Chef” winner Kristen Kish serves up an inspired menu rooted in local fare (think: crispy rice with saffron aioli and cilantro and a Texas-raised Wagyu ribeye with spring onion fritter) alongside cocktails and an international wine list. Wet your whistle at P6, a lovely lounge atop the parking garage serving creative cocktails, elevated bar food and dramatic sunset views over Lady Bird Lake.

Rates at Line Austin start at $225 per night.

Austin Proper Hotel

Austin, Texas, USA

AUSTIN PROPER HOTEL/FACEBOOK

Best for: Design lovers looking for an Instagram-worthy moment.

Why stay here: The Austin Proper Hotel is one of the most visually appealing hotels in town — if not the entire state.

Best way to book: Book through our partner Skylark to earn Marriott points while enjoying elite-like benefits and on-property credits, or redeem your points by booking through Marriott directly.

In a place as trendy as Austin, it’s only right to stay in a hotel with just as much texture and style as the city itself. That’s why Austin Proper (part of Marriott’s Design Hotels), located Downtown on 2nd Street, should be a top contender.

Designed by the influential creative Kelly Wearstler, the hotel exudes a sort of unbridled confidence that will have you posing in plush armchairs and planning outfits to match all that over-the-top wallpaper just to make your followers jealous.

Rooms at this Proper outpost (the others are in California with more East Coast properties coming soon) are grounded in natural hues and elements, such as local stones and woods, and complemented by giant windows with motorized shades, Simmons Providence mattresses and comfortable robes from Parachute. Even better are two amenities every single hotel in the world should include: Apple TV and a fabric steamer.

If you don’t fill up on local art, stop by The Peacock for Mediterranean food, followed by a nightcap at Quill Room, a clubby lounge with live music. During the day, beat the Texas heat with a spicy marg from the rooftop pool restaurant, La Piscina, or borrow a bike and cruise along the river. To really relax, hit up the Verbena Spa for an agave- and tequila-infused treatment ($338 for 90 minutes).

Rates at Austin Proper Hotel start at $350 or 42,000 Marriott Bonvoy points per night.

Miraval Austin

Austin, Texas, USA

SUMMER HULL/THE POINTS GUY

Best for: An ultraluxurious tune-up for the mind, body and soul in the heart of Texas.

Why stay here: When you want to do a little self-care, it’s always best to let the pampering Miraval team take care of everything else for the duration of your stay.

Best way to book: Book through our partner Skylark to enjoy elitelike benefits and on-property credits; or reserve through American Express Fine Hotels + Resorts for value-added benefits like upgrades and late checkout based on availability, plus on-property statement credits.

One of the crowning brands in Hyatt’s robust portfolio, Miraval Resorts offers tranquil retreats that help guests center themselves in the day-to-day hustle we call life, as well as give them a chance to disconnect from technology thanks to its mostly unplugged cellphone policy.

The adults-only Miraval Austin is tucked away in a sprawling complex in the hills. Guests have plenty of wellness-focused activities to choose from, including sound healing sessions, yoga and meditation classes. There are also experiences with horses, farming activities like chicken keeping, and even more physical activities like a ropes course challenge and climbing walls (note that some activities are not included in the mostly all-inclusive pricing structure of Miraval Austin.)

Food is served at The Hilltop Crossings Kitchen, which is designed to be as calming, healthy and nourishing as the rest of any stay. Beyond the standard three meals daily, a rotating menu of food-focused activities, like “Conscious Mixology” and lessons on gut health, are on offer.

Related: A review of Miraval Austin Resort and Spa

Then, of course, there’s the Life in Balance Spa. Experiences here range from a deep tissue massage ($235 for 50 min) to Eastern-inspired experiences like the “Crystal Energy Balancing” session ($195 for 50 min) that uses Reiki and crystals to help cleanse the soul.

Rates at Miraval Austin start around $1,200 or 57,500 or 72,000 World of Hyatt points per night, both based on double occupancy. Note that every award booking includes a $175 resort credit per person.

Fairmont Austin

Austin, Texas, USA

FAIRMONT AUSTIN/FACEBOOK

Best for: Austin visitors who want a stylish stay close to all the action.

Why stay here: A resort-style, year-round rooftop pool is the perfect place to escape the downtown crowds.

Best way to book: Book through our partner Skylark to enjoy elite-like benefits and on-property credits.

For those looking for a more refined stay in Austin, high above the boozy bars of Downtown, the Fairmont is a top-notch choice with an array of superb amenities that make it difficult to decide how to spend your time.

You could reserve a cabana for privacy or snag a pool lounger to soak up the sun beside the Texas-size, resort-style rooftop pool. Or, pamper yourself at the Fairmont Austin Spa for a Himalayan Hot Salt Stones Massage ($195 for 50 minutes) or take a soothing dip in the indoor, infinity-like soaking pool.

Rooms at this Fairmont radiate classic luxury, with plush beds, floor-to-ceiling windows, comfortable lounge chairs and a neutral colorway with pops of blue and green. In the bathroom, who could ask for anything better than Le Labo Rose 31 toiletries?

While Austin boasts some of the best dining in the state, the Fairmont has plenty of its own restaurants to wade through. There’s the Texas-style, open-flame steakhouse Garrison; the Room 725 Champaign and Caviar Bar; seasonal bites and drinks at Fulton; and more.

Rates at Fairmont Austin start around $207 per night.

The Driskill

Austin, Texas, USA

THE DRISKILL/FACEBOOK

Best for: Refined travelers who clean up for the day but want to let loose on buzzy 6th Street at night.

Why stay here: This hotel perfectly marries its storied place in Texas history with its convenient physical location to Austin’s main nightlife corridor.

Best way to book: Book through our partner Skylark to earn World of Hyatt points while enjoying elite-like benefits and on-property credits, or redeem your points by booking through Hyatt directly.

Though Austin’s skyline is full of glitzy new highrises, the city also has a handful of hotels loaded with history — none more than the Driskill, part of Hyatt’s Unbound Collection, which dates back over 100 years to 1886. Here you’ll find a mix of old and new glamour, but all with a Texas twist. Rooms feature wrought-iron beds with cowhide benches at the foot, trunk-style nightstands, wooden writing desks and large drapes with valances depicting the exterior of the hotel.

Right near the action of 6th Street (which, be warned, can get rowdy) and not too far from the state Capitol, this hotel is a great place to steep yourself in Texas traditions — especially when it comes to food. Stop by the leather- and cowhide-clad Driskill Bar, and you might find yourself sippin’ on a local draft beer with a helping of pimento cheese. Next, head to dinner at The Grill, where former President and Lady Bird Johnson had their first date, for a biscuit board (it’s exactly what it sounds like!) and filet mignon.

Rates at The Driskill start at $204 or 21,000 World of Hyatt points per night.

Four Seasons Austin

Austin, Texas, USA

FOUR SEASONS HOTEL AUSTIN/FACEBOOK

Best for: The luxury-obsessed and people who want quick access to the water.

Why stay here: The on-demand margarita cart will have a bartender mixing margs in the comfort of your room.

Best way to book: Book through our partner Skylark to enjoy elite-like benefits and on-property credits.

The Four Seasons is known for giving its guests the most in unbridled luxury — and in Austin, that comes in the shape of an on-demand margarita cart because what’s more luxe than a Clase Azul Añejo marg at just a phone call away?

Actually, there are plenty of things equally as luxe at the Four Seasons Austin, like rooms featuring the Canadian brand’s signature beds, views of Lady Bird Lake, Byredo bath products in a travertine shower and twice-daily housekeeping. For a little more, opt for a Lake View Balcony Room so you can take that aforementioned margarita (say that five times fast!) right out into the fresh air.

If you’d rather enjoy your drink at the bar, stop at Live Oak, where you can sample a chili-infused mezcal cocktail served in a glass boot by an oversized fire pit. At Cicilo, Texas and Latin flavors merge to create a menu featuring fare like enchiladas rojas, sea scallops and pork belly, grilled steaks and smoked Texas quail.

However, there’s more to do than eat and drink. Relax by the pool or grab a hiking trail guide and explore the paths right outside the hotel, which is along the river in downtown Austin. Head to the fitness center for a yoga class, or book a treatment of your choice at the luxurious spa.

Rates at the Four Seasons Austin start at $640 per night.

Thompson Austin

Austin, Texas

THOMPSON AUSTIN/FACEBOOK

Best for: Hyatt loyalists wanting a taste of Austin’s eclectic style.

Why stay here: Celebrated culinary duo Mashama Bailey and Johno Morisano (behind Savannah’s famed restaurant The Grey) lead the food and beverage programming.

Best way to book: Book directly through Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

One of the most exciting new hotels in town (included in TPG’s list of most anticipated hotel openings of 2022), the Thompson Austin is a sleek, moody new World of Hyatt property right at the heart of all the action.

Here, guests can expect stylish rooms designed by Chicago-based Simeone Deary Design Group, with terrazzo floors, green leather headboards, big TVs to catch up on Netflix, rainfall showers with D.S. & Durga bath amenities and fabric steamers to easily work out the wrinkles in your garments without wrestling with an iron and ironing board.

The real star of this property is The Diner Bar, where James Beard Award-winning chef Mashama Bailey and restaurant partner John O. Marisano (the forces behind Savannah’s hit restaurant, The Gray) serve seasonal southern food with a Texas flare. (There’s also a grab-and-go counter from the duo if you’re short on time.)

On the fourth floor, a pool deck offers lounge chairs and cabanas to relax in while grazing on snacks from Wax Myrtles, a Texas-meets-California Mexican restaurant serving bites like fish tacos and shrimp tostadas alongside heat-beating frozen drinks, fun cocktails and local beer on tap.

Rates at Thompson Austin start around $300 or 21,000 World of Hyatt points per night.

Lake Austin Spa Resort

Austin, Texas, USA

LAKE AUSTIN SPA RESORT AND SPA/FACEBOOK

Best for: People who want a wellness experience combined with all the fun of a beautiful lake.

Why stay here: Located near one of the country’s most booming cities, this spa resort is equal parts fun, relaxation and style.

Best way to book: Book through our partner Skylark for elitelike benefits and on-property credits.

The all-inclusive Lake Austin Spa Resort is the place to leave the “weird” of Austin behind, set your intentions on rest and relaxation and enjoy the better parts of life on 19 acres of lakefront property.

Half an hour from downtown Austin, this dreamy resort is accessible by car — but the more fun way to get there is by water taxi. As the water taxi is less crowded than the highway, so is the resort itself, with just 40 sun-filled rooms with porches, relaxing soaking tubs, tall ceilings and even cottages that have their own hot tubs.

The pricing structure here gets guests three hearty meals a day (room service counts), plus healthy smoothies, juices and snacks. Also included is a 24-hour fitness area, lake activities like kayaks and paddleboards, a lakeside beach, outdoor pools, swings and hammocks (to finally read that book you’ve been carrying around), a heated indoor pool and tons of activities ranging from belly dancing classes to hiking in the hills.

Just don’t forget, it is a spa resort — and this one has a whopping 25,000-square-foot facility that offers whirlpools, saunas, steam rooms and more. Treatments range from the ultra-luxe (we’re talking a caviar-infused facial that’s a little north of $1,000) to more standard options (like a deep-tissue massage, starting at $225).

Rates at Austin Spa Resort start at $1,550 per night, based on double occupancy.

Hotel Van Zandt

Austin, Texas, USA

HOTEL VAN ZANDT/FACEBOOK

Best for: Travelers who want a boutique stay on an Austin-centric street full of popping bars, live music and local food trucks.

Why stay here: Located in the Rainey Street District, this hotel is steps from where locals and tourists both come to play.

Best way to book: Book directly through Marriott to earn or redeem Marriott Bonvoy points and enjoy any elite benefits.

Formerly a Kimpton hotel, the now-independent Hotel Van Zandt towers over the Rainey Street District, a strip of houses-turned-bars, parking lots filled with food trucks and a generally younger crowd looking to live it up on one of Austin’s main party drags.

Though Rainey Street might seem a little college-like, the hotel feels all grown up, with rooms featuring a color palette of deep blues and airy beiges, large wooden desks, plush linens and a table with leather chairs. Non-standard rooms include a spa suite with a soaking tub; 900-square-foot Presidential Suites, complete with kitchenettes and vinyl record players; and pool view rooms.

Speaking of the pool, the rooftop pool deck has plush cabanas and a poolside bar serving snacks and drinks, and there’s a massive fireplace where guests gather on crisp evenings. If you’re hungry, stop by Geraldine’s, offering Texas-inspired brunch and dinner, plus daily live music. You might think Texas is all country, but make a reservation for Jazz Brunch, and you’ll leave realizing why Austin is called the “Live Music Capital of the World.”

Rates at the Hotel Van Zandt start at $206 per night.

W Austin

Austin, Texas, USA

W AUSTIN/MARRIOTT.COM

Best for: Marriott loyalists who want a points property in the heart of Austin’s downtown action.

Why stay here: With four distinct areas, including a room filled with hundreds of records and a bar designed for tasting legendary tequilas, the hotel lobby is a destination in itself.

Best way to book: Book through our partner Skylark to earn Marriott points while enjoying elite-like benefits and on-property credits, or redeem your points by booking through Marriott directly.

At W Austin, located downtown, Marriott loyalists can find a funky slice of home that’s fitting for a trip to one of America’s funkiest cities.

Rooms that would otherwise be considered bland or stale are brightened with whimsical pops of color. Also, staying true to the W brand aesthetic, there are fun red couches and armless chairs to lounge in. Other elements include images from local photographer Scott Newton, Bricor Venturi shower heads and 300-thread-count bedding because every visitor to Austin knows a good day requires a good night’s sleep.

Know, though, that Austin isn’t the kind of place you spend too much time in your room. Instead, the home base at this hotel is the immaculate lobby, split into various sections. They include the Tequila Bar, with a vast assortment of spirits and games to play; the Record Room, where guests can pursue over 8,000 different vinyl records; and the Living Room, which offers a club-like atmosphere with a live DJ some nights.

The hotel also has a restaurant, Trace, serving breakfast, brunch, lunch and dinner with a menu of locally sourced foods ranging from pasta dishes to brisket sandwiches. There’s also a fourth-floor pool deck with lounge chairs and cabanas, a spa and a 3,600-square-foot gym.

Rates at W Austin start at $257 or 44,000 Marriott Bonvoy points per night.

Commodore Perry Estate

Austin, Texas, USA

COMMODORE PERRY ESTATE, AUBERGE RESORTS COLLECTION/FACEBOOK

Best for: Jetsetters or city folk looking for an urban escape.

Why stay here: Set in a palatial estate, rooms trade in Austin’s contemporary vibes for European panache fitting of Lone Star royalty.

Best way to book: Book through our partner Skylark to enjoy elite-like benefits and on-property credits.

Auberge Resorts knows luxury well — and that’s exemplified at its Austin property, Commodore Perry Estate, which is set in a European-meets-Texan walled estate sprawling over 10 acres. An iconic landmark given a new life, this retreat offers stunning, Renaissance-inspired suites in the historic mansion and a series of rooms and suites in the Inn, all filled with various accents like four-poster beds, leather couches, ornately-framed artworks and local goods to take home from the room in an area cleverly called “The Estate Sell.”

Guests can relax by the cooling pool waters but don’t miss out on the many events scheduled throughout a stay, including tequila tastings, custom boot experiences, hiking and live music. For the wellness-minded, there are HITT and yoga classes, meditation sessions and personal training instructors. Across the street, a nine-hole public golf course invites folks to practice their swing.

Meals are savored at Lutie’s Garden Restaurant, named after the estate’s original matriarch and designed by the eclectic visionary Ken Fulk. Meals consist of fresh, seasonal produce with an underlying focus on incorporating ingredients and meats from local farmers and ranchers. Guests can also eat poolside from a menu of select pool snacks.

Rates at Commodore Perry Estate start at $520 per night.

Austin Motel

Austin, Texas, USA

AUSTIN MOTEL/FACEBOOK

Best for: A trip with friends or bachelor or bachelorette parties.

Why stay here: With retro design, a buzzy outdoor space perfect for sipping a craft margarita and an ideal location on South Congress, the Austin Motel is the epitome of what makes Austin so fun.

Best way to book: Book direct for the best rates and packages, or through your favorite credit card travel portal.

If you’re a fan of retro vibes, ’70s decor and Wes Anderson films, you’ll be right at home at the Austin Motel, a staple of South Congress and the Austin hotel scene.

At this vintage motel, guests sleep in rooms with quirky wallpaper, brightly colored headboards, Sferra sheets — and peace of mind from knowing that you’re in one of the coolest places in town.

Spicy margaritas are best had beside the kidney-shaped pool, where red-and-white plastic fold-up pool chairs invite guests to relax in the sun (or pose for a very likable photo). Next door, in a space shared with the hotel, Joann’s Fine Foods serves tacos throughout the day (breakfast tacos are life in Austin) alongside enchiladas, sizzling fajitas and lots and lots of queso.

Just don’t forget to stop at the hotel’s bodega, or general store, for some Austin-centric goods to take home, like fun T-shirts, funky swim trunks and other goods worthy of a splurge.

Rates at the Austin Motel start at $149 per night.

Hotel Saint Cecilia

Austin, Texas, USA

HOTEL SAINT CECILIA/FACEBOOK

Best for: People who know that a hotel can be so much more than a place to rest your weary head.

Why stay here: Built around a Victorian-era home, the Hotel Saint Cecilia is playful, chic and one of the trendiest places to stay in one of the country’s trendiest cities.

Best way to book: Book through our partner Skylark to enjoy elite-like benefits and on-property credits.

Found in South Austin, Hotel Saint Cecilia (named after the patron saint of music and poetry) is an intimate abode that oozes charm and Austin’s fresh sense of cool. Rooms include minimalist studios, ornate suites and poolside bungalows with record players, king-size Hästens beds and outdoor seating where you can sit back and relax.

At the 50-foot heated lap pool, children are allowed until 2 p.m. Then, the area turns into an adults-only space where drinks, like a chili-infused reposado tequila, and snacks (try the charcuterie board) are on offer from the Lounge. Guests can also enjoy a full bar and food menu away from the pool in a charming seating and bar area that’s generally not open to the public.

Rates at Hotel Saint Cecilia start at $449 per night.

The Loren at Lady Bird Lake

Austin, Texas, USA

THE LOREN AT LADY BIRD LAKE/FACEBOOK

Best for: Travelers to Austin who want to feel part of the scene without being directly in the middle of it.

Why stay here: This new hotel is perfectly located near Austin’s legendary green spaces but still close enough to walk to its bustling entertainment districts.

Best way to book: Book direct for the best rates and packages, or through your favorite credit card travel portal.

Another hotel new on the scene, the Loren at Lady Bird Lake, has all the character you’d expect from such a vibrant city but is slightly removed, geographically speaking, from the true hustle and bustle of downtown.

The public areas are industrial chic, with concrete walls adorned with beautiful plants everywhere you look, soft wood tones and cozy couches on which to relax. Throughout the hotel, an impressive collection of art themed around science and architecture also commands attention.

In the rooms, floor-to-ceiling windows provide views of the best parts of Austin, vibrant green carpet brings the outdoors inside, and a charming mix of leather furniture, patterned headboards and sleek white Sferra linens effortlessly ties it all together. Bathrooms feature beautiful stone countertops, walk-in showers (some rooms have free-standing tubs) and Malin+Goetz products to wash away the day.

Inside the hotel, the rooftop restaurant Nido features a menu of seasonal offerings throughout the day, from a blue crab omelet for breakfast to pasta dishes, meat and seafood dishes for dinner. Room service is also available, and a coffee shop in the lobby can help jumpstart your day with a caffeine fix.

There’s also a gorgeous 8th-floor pool deck with lounge chairs for catching some sun, a spa and a fitness center. With its waterfront location, you can borrow kayaks and hit the lake for a true taste of what Austin’s all about.

Rates at The Loren at Lady Bird Lake start at $380 per night.

Hotel Zaza

Austin, Texas, USA

HOTEL ZAZA/FACEBOOK

Best for: Those looking for a boutique stay near the neon lights of downtown.

Why stay here: Just steps away from the city’s storied nightlife, this Austin hotel is the perfect home base.

Best way to book: Book direct for the best rates and packages, or through your favorite credit card travel portal.

Hotel ZaZa is a Texas-based boutique chain with four eclectic properties in Dallas, Houston and Austin. In the state’s capital city, ZaZa offers a little something for everyone, from a great 7th-floor pool deck to the ZaSpa, which offers massages, facials and couple’s experiences.

Throughout the hotel, the design offers a little of this and a little of that — in the best way, with bold patterns, vibrant textiles and a philosophy contradicting the age-old saying “less is more.”

In standard guest rooms, expect refined style, plush couches, leather armchairs, a stocked mini-bar and robes. But, for a quirky upgrade, book one of the “Magnificent Seven Suites.” Rooms include the campy Bungalow 6, which feels like a set from “Golden Girls,” and the 880-square-foot “Orient Express,” which serves Agatha Christie novel vibes.

With two great on-site restaurants, it’s easy to eat well at Hotel ZaZa. Meals at Group Therapy start with dishes like crispy calamari and jalapenos or a trio of deviled eggs (hello, caviar) before moving into a sprawling selection of mains like a chicken-fried Wagyu steak po’boy with poblano gravy dip, slow-braised short ribs or pork belly tacos. At Cabana Bar, the poolside bar and eatery, seared ahi tuna tostadas pair perfectly with a frozen pina colada.

Rates at Hotel ZaZa start at $240 per night.

Hotel Magdalena

Austin, Texas, USA

HOTEL MAGDALENA/FACEBOOK

Best for: People who want a boutique taste of Austin’s distinct style, music and culinary offerings.

Why stay here: A converted motor hotel, the Hotel Magdalena is fun, friendly and within walking distance to some of the best shopping in town.

Best way to book: Book direct for the best rates and packages, or through your favorite credit card travel portal.

Bunkhouse really does have a hold on Austin, and Hotel Magdalena is another of the company’s great hotels to consider. At this particular hotel, right off South Congress, guests can enjoy an intimate experience that’s full of fun and culture but without too many other guests considering there are only 89 rooms.

Though the rooms are few, they’re certainly big on character and feature monochromatic bathrooms with bright blue, green or yellow tiles; vintage music photography from Austin’s own Scott Newton; Sferra linens; Sangre de Fruta bath products; and a laid-back but homey aesthetic.

This hotel has many of the staple Bunkhouse amenities, including a killer pool and a fun gift shop with curated products to take home. It’s also pet friendly. There’s a full-service, all-day restaurant, Summer House on Music Lane, plus the Magdalena Bar for drinks and poolside cocktails. But the real star is Equipment Room, a tech-savvy, speak-easy-like basement bar with a focus on good sound, craft cocktails and elevated bar food and a world-class record collection.

Rates at Hotel Magdalena start at $237 per night.

JW Marriott Austin

Austin, Texas, USA

JW MARROTT AUSTIN/FACEBOOK

Best for: Business travelers and Marriott loyalists.

Why stay here: Though Austin is full of quirky boutique hotels, the JW Marriott Austin is a more buttoned-up affair for people in town for business.

Best way to book: Book directly through Marriott to earn or redeem Marriott Bonvoy points and enjoy any elite benefits.

For Marriott Bonvoy loyalists, business travelers or people who want a classy, resort-like property in the heart of downtown, the JW Marriott Austin checks all the boxes. The hotel is the perfect mix of work and play, with well-appointed rooms that feature plush beds, padded armchairs, a desk space to get some work done and then a smart TV to unwind with your favorite shows after.

That’s not all, though. There’s a spa offering curated treatments, massages or facials; an upscale fitness center with tons of workout equipment; and a big pool with chairs and cabanas to lounge on.

If you get hungry, head to one of the hotel’s many bars or restaurants to quell your appetite. There’s the upscale Dean’s Italian Steakhouse, serving Wagyu from Texas and Japan; a popular walk-up burger spot called Burger Bar; a casual Texas-themed restaurant named Corner Restaurant; and a rooftop restaurant.

Rates at JW Marriott Austin start at $237 or 41,000 Marriott Bonvoy points per night.

Source: thepointsguy.com

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If you’re considering moving to Columbus or already finding yourself drawn to the charm of this vibrant city, it’s essential to dive into its rich tapestry of history and culture. While searching for apartments in Columbus or homes in the city, it’s equally important to familiarize yourself with the fascinating and fun facts that make this Ohio gem a truly remarkable place. From its captivating past to its thriving present, Columbus is a city that offers a delightful blend of surprises and intriguing details. So, let’s embark on a journey of exploration and uncover the captivating fun facts that make Columbus a captivating destination for residents and newcomers alike.

columbus skyline

1. Columbus is the birthplace of the iconic Oreo cookie

Did you know that Columbus, Ohio holds a delicious claim to fame? This vibrant city is the birthplace of the beloved Oreo cookie. Back in 1912, the National Biscuit Company (now known as Nabisco) opened its first Oreo factory in Columbus, forever linking the city to this iconic treat. So, the next time you indulge in an Oreo, remember that it all started right here in Columbus!

2. Columbus is home to the largest science museum in Ohio

Columbus is a hub for innovation and knowledge, and the city proudly hosts COSI (Center of Science and Industry), the largest science museum in Ohio. COSI is a haven for curious minds of all ages, offering interactive exhibits, engaging demonstrations, and captivating shows that bring science, technology, and creativity to life.

3. The city has an impressive literary legacy

Columbus boasts a rich literary heritage, having been home to several renowned authors. Notably, James Thurber, an acclaimed American humorist and cartoonist, was born in Columbus in 1894. His witty and insightful works continue to captivate readers worldwide. Moreover, Columbus annually hosts the Ohioana Book Festival, celebrating the literary talent of Ohio and fostering a love for books and reading.

leaves on a buckeye tree

4. Ohio’s state tree, the buckeye, can be found throughout Columbus

Columbus is the capital of Ohio, which is also known as the “Buckeye State” after its official tree, the buckeye. These beautiful trees are found throughout the city, with their distinctive nuts serving as a symbol of Ohio pride. In fact, the term “buckeyes” is commonly used to refer to Ohio State University sports teams, demonstrating the deep connection between the city and its iconic tree.

5. The vibrant German Village neighborhood is one of the highlights of Columbus

One of Columbus’ most charming neighborhoods is the German Village. Founded in the 19th century by German immigrants, this historic district retains its old-world charm with its brick-lined streets, enchanting architecture, and delightful gardens. The German Village offers a rich cultural experience, with its traditional festivals, authentic German cuisine, and friendly community spirit.

6. Columbus is an art lover’s paradise

Columbus is a haven for art enthusiasts, hosting a diverse and thriving arts scene. The city is home to the Columbus Museum of Art, which showcases an impressive collection of American and European art. Additionally, the annual Columbus Arts Festival attracts artists from all over the country, transforming the downtown area into a vibrant tapestry of creativity.

wendy's sign

7. Wendy’s was founded in Columbus

Fast food aficionados will be delighted to know that Columbus is the birthplace of the famous Wendy’s restaurant chain. Established in 1969 by Dave Thomas, the first Wendy’s opened its doors in this lively city. Today, Wendy’s has become a global fast-food giant, but its roots remain deeply tied to Columbus, where it all began.

8. The Ohio State University, a powerhouse in college sports, is located in Columbus

When it comes to college sports, Columbus takes center stage with The Ohio State University. The Buckeyes have a storied athletic program and a passionate fan base. The iconic Ohio Stadium, also known as “The Horseshoe,” is a must-visit for any sports enthusiast, offering an electrifying atmosphere during football games that is truly unmatched.

9. The Columbus Zoo and Aquarium is located here

The Columbus Zoo and Aquarium is a gem that brings joy to millions of visitors every year. This world-renowned institution is dedicated to conservation, education, and animal welfare. With its wide array of exhibits and diverse animal species, including the legendary gorilla named Colo, the Columbus Zoo and Aquarium is an unforgettable experience for all ages.

10. Columbus is known for its vibrant and inclusive LGBTQ+ community

Columbus has gained recognition for its dynamic and inclusive LGBTQ+ community. The city proudly hosts one of the most significant Pride parades in the Midwest, drawing individuals from diverse backgrounds to commemorate the values of diversity and equality. With its progressive environment, Columbus nurtures an atmosphere of acceptance and inclusivity, creating a welcoming haven for all who visit.

Source: redfin.com

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Ordering from the menu while dining out may not get you the best deal–or even the tastiest meal.

It’s not unusual for restaurants to have hidden menus (some of which, like In-N-Out Burger’s, are not really that secret) and special deals only accessible to those diners who are in the know.

You might even get early access to a popular item—last fall, Starbucks customers who told their barista “PSL 10” could get a pumpkin spice latte a week before the drink’s official addition to menus.

Ferreting out secrets is pretty easy.

Look for the code words on brands’ web sites, Facebook pages and Twitter feeds, and on message boards catering to foodies and deal hunters like Chowhound.com and HacktheMenu.com.

And when in doubt, ask your server if there’s anything they recommend that isn’t necessarily on the menu.

Don’t forget to pay attention to your local restaurants, too—they also have secrets.

At FIGat7th in Los Angeles, there’s “3 Little Piggies,” what a spokeswoman describes as “Kurobuta pork belly, slow-braised carnitas, and prime applewood smoked bacon with chili aioli, jalapeno relish, avocado puree, provolone, pickled red onions and shredded romaine, on panini grilled ciabatta.”

Time Out New York has tracked secret menu items at local outposts such as Momofuku Milk Bar (a milkshake with mint, cookies and espresso).

In-N-Out

The secret is definitely out when a brand posts its secret menu to its own web site. But that’s just the burgers.

Frugal Foodie is partial to the Neapolitan shake (a mix of strawberry, vanilla and chocolate) and well-done fries (extra crispy).

Starbucks

There’s an entire site—StarbucksSecretMenu.net—devoted to off-the-menu Starbucks drinks.

For example, a Chocolate Covered Raspberry Frappuccino, which adds raspberry syrup, mocha drizzle and java chips to a vanilla bean Frappuccino.

Jamba Juice

Some of the most notable secret combos taste like candy.

Among those Ranker.com lists include Pink Starburst (lemonade, soymilk, raspberry sherbet, frozen yogurt, sorbet and strawberries) and Sourpatch Kid (lemonade, blueberries, lime sherbet, pineapple sherbet, raspberry sherbet and orange sherbet).

Sonic

This chain already brags that its drinks menu allows for a whopping 1,063,953 combos, and menu listings do include a number of the ones you’re less likely to pair (like Purple Sprite, which mixes in cranberry juice, Powerade and a few other ingredients).

A secret food to try: the Frito Pie, which is Fritos topped with chili and nacho cheese.

Panera Bread

Another chain where the secret items are more advertised, Panera has sent out press releases about new additions.

One to try: the Power Chicken Hummus Bowl, a salad with chicken, hummus and a variety of veggies.

McDonalds

SecretMenuholic.com has a good rundown of the stealthy menu items, which include a McFlurry with an apple pie mix-in, and the Mc10:35, a breakfast-lunch crossover of a McMuffin and a McDouble.

Frugal Foodie is a journalist based in New York City who spends her days writing about personal finance and obsessing about what she’ll have for dinner. Chat with her on Twitter through @MintFoodie.

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Welcome to the epitome of luxury living in the heart of Washington D.C. The Barbara at 2401 Penn is a two-bedroom, two-and-a-half-bathroom apartment, boasting 2,600 square feet of pure opulence. From the breathtaking views of DC to the elegant marble-tiled bathrooms with whirlpool bathtubs, no detail has been overlooked in these stunning apartments.

As you step inside, you’ll be greeted by the impressive wood-burning fireplace in the living room, which sets the tone for the lavish lifestyle that awaits. The spacious floor plan of The Barbara also includes a formal dining room, an eat-in kitchen, a private balcony with French doors, and an abundance of natural light, making this the perfect space for both entertaining and relaxation.

The primary bathroom of The Barbara is a work of art in itself, with a stunning soaking tub and a linen closet. Both bedrooms are generously sized, providing ample space to create your own private oasis within your apartment.

In addition to the meticulously designed interiors, The Barbara comes with an array of amenities that are unparalleled in Washington D.C. The full-service concierge is always available to assist with everything from arranging local restaurant reservations to booking event tickets. Need a life coach or a fitness trainer? They’ve got you covered. And for pet owners, The Barbara is a pet-friendly community that even offers pet-sitting and walking services.

If all of this sounds too good to be true, we invite you to take a virtual tour and see for yourself. Simply click on this link: https://cdn.styldod.com/360/the_barbara/app-files/index.html. The Barbara at 2401 Penn is truly a gateway to a lavish DC lifestyle, and we can’t wait to welcome you home.

Ready to see The Barbara in person?  Schedule your personalized tour today.

Amazon and the Amazon logo are trademarks of Amazon.com, Inc, or its affiliates. Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.

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Source: blog.apartminty.com