bankruptcy
Debt consolidation refinance: How it works, pros and cons
The debt consolidation mortgage is one way to lower the payments and interest rate on your debts. But it’s not the best solution for everyone.
How to Get Cheaper Life Insurance Policies
Life insurance is essential if you have debts, a mortgage or lots of dependents. However, the older you are, the more expensive it becomes. If you add medical issues and other health concerns to the mix then you might be refused altogether or quoted astronomical premiums that make you question whether itâs worth the protection. […]
How to Get Cheaper Life Insurance Policies is a post from Pocket Your Dollars.
The Shame of Debt
Money doesnât make you happy. Thatâs how the saying goes, and you canât deny that thereâs some truth to it. However, while having lots of money wonât make you happy, having very little is more likely to make you stressed and depressed. The less you have, the more likely you are to stress over the […]
The Shame of Debt is a post from Pocket Your Dollars.
Should You Get an FHA or Conventional Loan?
A Federal Housing Administration (FHA) loan or FHA loan is insured by the federal government. First-time home buyers and those with lower credit scores and lower down payments are more likely to qualify for an FHA loan. A conventional loan isnât insured by the government. Itâs instead backed by a private mortgage lender and the… Read More
The post Should You Get an FHA or Conventional Loan? appeared first on Credit.com.
1099-C: What You Need to Know about the Cancellation of Debt Tax Form
From early January to mid-February, you might receive a number of tax documents in the mail. They can range from expected W-2s from your employer to forms about mortgage interest you paid. One form that many people don’t expect is the 1099-C. Discover why you would receive such a form and what the IRS expects… Read More
The post 1099-C: What You Need to Know about the Cancellation of Debt Tax Form appeared first on Credit.com.
FHA Loan Requirements – Guideline & Limits
FHA loan requirements are simple; they’re different than conventional loan requirements. For a conventional loan, for example, you will need a good credit score. However a FHA loan credit score is only 580. If you’re a first time home buyer and need a first time home buyer loan to purchase your dream home, then keep …
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The post FHA Loan Requirements – Guideline & Limits appeared first on GrowthRapidly.
What It Feels Like to Be In Debt (And How to Get Out From Beneath It)
The post What It Feels Like to Be In Debt (And How to Get Out From Beneath It) appeared first on Penny Pinchin' Mom.
This is a sponsored post on behalf of Mr. Cooper. All opinions are my own and were not influenced by any parties. Consumer debt has just hit an all-time high. It now tops more than $3.8 trillion. Not million. Not billion. Trillion. Being in debt can make you feel as if you are completely alone. … Read More about What It Feels Like to Be In Debt (And How to Get Out From Beneath It)
The post What It Feels Like to Be In Debt (And How to Get Out From Beneath It) appeared first on Penny Pinchin' Mom.
How To Remove A Charge Off From Your Credit Report
What is a charge-off? A charge-off occurs when you are seriously delinquent in paying a credit card or other type of debt. Typically, an item is only listed as a charge-off once itâs over 180…
The post How to Remove a Charge Off from Your Credit Report appeared first on Crediful.
Mortgage denial stats by race: What we can learn
A recent report showed racial divides in mortgage approval and denial. We look closer at the data to see why, and how anyone can improve their chance of mortgage success.