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Should I Refinance My Home While Interest Rates Are Low?

March 31, 2023 by Brett Tams

If interest rates are low, refinancing your home mortgage loan can seem like an attractive option to get smaller payments or significant savings. If you’re thinking of refinancing your home, it’s important to have a good understanding of the the right timing, the costs and the available types of refinancing options to ensure you make […]

The post Should I Refinance My Home While Interest Rates Are Low? appeared first on The Simple Dollar.

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Millennials Seem to Like Adjustable Rate Mortgages

March 31, 2023 by Brett Tams

It’s not just avocado toast. A new anecdotal report from the WSJ reveals that Millennials who are buying homes are increasingly choosing adjustable-rate mortgages to get the job done. While the data isn’t definitive by any stretch, John Walsh, the chairman of a large mortgage lender by the name of Total Mortgage Services, told the… Read More »Millennials Seem to Like Adjustable Rate Mortgages

The post Millennials Seem to Like Adjustable Rate Mortgages appeared first on The Truth About Mortgage.

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How to Spot a Ponzi Scheme: What We Can Learn from Bernie Madoff

March 30, 2023 by Brett Tams

Let other people’s losses be your gain — in investing wisdom.
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Save thousands on your home loan: one in four rates cost 40% more than the cheapest – The Property Tribune

March 30, 2023 by Brett Tams

Save thousands on your home loan: one in four rates cost 40% more than the cheapest  The Property Tribune

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15 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for 2023

March 29, 2023 by Brett Tams

Opening a bank account for your kids and becoming a joint account holder is a great way to teach kids basic money management skills like budgeting, saving, and setting long-term financial goals. We round up the best checking and savings accounts for kids under age 18.
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Income Tax benefit on Home Loan: Your quick guide on tax exemption before 31st March – Times Now

March 29, 2023 by Brett Tams

Income Tax benefit on Home Loan: Your quick guide on tax exemption before 31st March  Times Now

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What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

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Mr. Cooper, borrowers settle COVID loss mitigation lawsuit

March 29, 2023 by Brett Tams

A pair of borrowers who sued Mr. Cooper for allegedly steering them away from a pandemic-related loss mitigation plan have reached a settlement with the company, according to court records. James Groves and Judith Bartell-Groves entered into a confidential agreement to resolve their federal lawsuit and related foreclosure case in Ohio, their attorney said Tuesday. … [Read more…]

Posted in: Refinance, Renting Tagged: 2017, Administration, All, Appraisals, ARM, assets, before, borrowers, branding, company, cost, court, covid, COVID-19, Debt, debt collection, Department of Housing and Urban Development, Development, entry, Fees, FHA, Financial Wize, FinancialWize, foreclosure, future, home, homeowners, Housing, Industry News, inspection, interest, interest rate, interest rates, jump, Law, Law and legal issues, lawsuit, loan, loan modification, Loss mitigation, Make, Make Money, Media, money, Mortgage, mortgage documents, mortgage payment, Mr. Cooper, News, offer, Original, pandemic, plan, principal, quality, rate, Rates, Residential, Servicing, settlement, states, structural problems, target, targeting, time, under

Homeowner aspirations, misconceptions seen in report

March 28, 2023 by Brett Tams

“If mortgage rates on a new home are what’s holding them up, potential sellers would be wise to remember that they can refinance if rates come down. Though it’s not a strong buyer’s or seller’s market specifically, it could be one that allows current homeowners to play both sides well.” Will mortgage rates eventually go … [Read more…]

Posted in: Refinance, Savings Account Tagged: average, buyer, buyers, Consumers, Financial Wize, FinancialWize, home, Homeowner, homeowners, Housing, Housing market, industry, interest, Make, market, Misconceptions, Mortgage, mortgage payments, Mortgage Rates, new, new home, or, payments, principal, rate, Rates, Refinance, renter, right, seller, sellers, selling, trends, will

Indy Explains: How to buy a house in Nevada – The Nevada … – The Nevada Independent

March 28, 2023 by Brett Tams

Indy Explains: How to buy a house in Nevada – The Nevada …  The Nevada Independent

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