Christmas

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To hear the storage industry tell it, every kitchen needs plastic containers in a dozen sizes. You need specialized storage, too: triangles for wedges of pie, say, or deviled-egg sarcophagi with little divots to cradle each demi-oeuf. Oh, and lots of foil, waxed paper, and plastic wrap and bags to hold sandwiches and snacks or cover bowls of leftovers.

My boxes of foil and plastic wrap last me up to a couple of years each. And while I’ll cop to owning a few Tupperware and Rubbermaid pieces, it’s all hand-me-down stuff — and note that I said a few. I don’t need much, and I don’t use much commercial wrapping, because there are plenty of other ways to store food.

Note: Before I share these frugal hacks, I need to address the issue of plastic. Some people are very nervous about chemicals leaching into their foods. If this is you, then ignore all mention of plastics below and focus on the other ideas.

Use What You’ve Got

Don’t automatically assume you need special food-storage containers. Why not just put leftovers in a bowl with a saucer or bread-and-butter plate on top? If it fits snugly, it’s no different than aluminum foil or a plastic lid. (What? You thought that “burping” a Tupperware container got all the air out?)

Glass food-storage dishes are all the rage now, but glass jars work just as well. The next time you finish up some jam, pickles or spaghetti sauce, save the jar. (Quart canning jars are good for food storage, too, if you can get them cheaply. More on that below.)

The upside: They’re free. The downside: They don’t hold as much as those big Tupperware bowls — and they don’t stack like them, either, so they take up quite a bit of room in the cupboard. I keep only a couple of them around and recycle the rest.

When cream cheese goes on sale, I stock up on the soft variety. Not only is it easier to spread, it comes in a sturdy and reusable container. I use these for small amounts of leftovers, or fill them with individual servings of pudding. (I’m also using one for odd nails, screws and other bits of miscellaneous hardware.)

J.D. and Kris's container drawer

Empty margarine tubs work much the same way. They tend to be larger, but that’s fine — you can put small leftovers in a large container, but you can’t put large leftovers in a small container.

Bonus: If you’re sending food home with dinner guests, you don’t worry about getting the Gold’n Soft container back. Nobody’s walking out the door with my Tupperware, though, because it belonged to my mother.

I buy Wyler’s sugar-free lemonade, which comes in little packets inside a plastic container. These containers have proved useful for stacking Christmas cookies as gifts. When I’m making jam and have a small amount left over, I’ll put it in a Wyler’s container and give it to my sister or a neighbor.

It’s in the Bag

I broke my toe last spring. When I looked for a plastic bag to use as an ice pack, I was amused by the variety of choices. I had bags that once held hot dog rolls, bread, and frozen soybeans, corn and mixed vegetables. I had the inner liners from boxes of cereal and crackers. I even had a number of Ritz cracker sleeves.

Here are a few ways I’ve used these items:

  • Plastic bags. I use these to store leftover meatloaf, chicken or pork chops and to keep home-baked goods fresh (I don’t have a cookie jar). Sometimes I slip a bowl of leftovers inside one of these bags.
  • Ritz cracker wrappers. Cut up, they’re good for wrapping and freezing the hamburger patties I make when ground beef goes on sale. I secure them with rubber bands — since I still subscribe to a newspaper, I have tons of those things. A cracker wrapper is rubber-banded over the glass measuring cup of bacon fat sitting in my fridge. And I’m writing this from a house-sitting job; I used a Ritz cracker wrapper around the toothbrush in my toiletries bag.
  • Frozen vegetable bags. I use them to freeze chili — or spaghetti-sauce-sized portions of cooked ground beef or chicken. Or I cut off the ends and cut the bag in half lengthwise; each half is the right size for wrapping those hamburger patties. (Originally I offered these to my sister, who owns a Golden Retriever. She declined because she prefers a bag she can tie shut and also because big dog = big poop. Bigger than 16 ounces? Yikes! Another reason I don’t have a dog.)
  • Cracker/cereal liners. These are good for storing chicken or chops bought in bulk and then re-wrapped into smaller portions. If you cut the liners open, you wind up with what’s essentially a big piece of waxed paper. It can be cut into smaller pieces to wrap hamburger, whether cooked or in patties. Each summer I cut one of the large cracker liners to fit the cookie sheet on which I freeze gleaned blackberries. I freeze them until they’re solid before putting them in bags, to keep them from becoming one big lump.

And then there are the washed and re-used Ziploc bags. You just knew I’d bring that up, didn’t you? An MSN Money reader suggested buying only the freezer bags, which seem to be made of sterner stuff and will last longer. I can attest: Some of my zipper-type bags are on their fourth tour of duty for frozen blackberries.

However, if a bag has held raw meat then I tend to throw it out. Campylobacter and other nasties are nothing to fool with; to me, it’s worth occasionally tossing a bag vs. risking food poisoning.

Possible Frugal Hacks

Why pay retail? Here are some other ways to save on food storage:

    • You can often find Tupperware and other storage containers in the “free” box at yard sales. Empty jars, too.
    • I bought aluminum foil at an estate sale. Or, rather, I tried to buy it: The woman running the sale just gave it to me. If I’d paid, it would have been a quarter and it was one of those big boxes, too.
    • Once I found waxed paper in the half-price bin at the dollar store. If you are very lucky there will be a clearance bin at your dollar store, too.
    • Keep an eye on the Freecycle network — I’ve seen Rubbermaid, Tupperware and canning jars offered. Don’t see any? Put up a “wanted” ad.

You can paint these tactics as extremely green/frugal, or you can use them as an easy opportunity to make fun of extremely green/frugal types. Personally, I prefer to look at it as giving “throwaway” plastic at least one more use — and, yes, I’m saving money because I don’t have to pull a length of foil or plastic wrap off the roll. Have you checked the price of commercial wraps lately?

J.D.’s note: Donna’s right: It’s easy to make fun of frugal tactics like this. But remember how last May I spent ten days on a boat with my real millionaire next door? Well, he does all of these things and more. And the photo illustrating this article? That’s our own kitchen drawer — Kris has a vast library of re-used plastic bags and containers.

Source: getrichslowly.org

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Not sure what to buy for your loved ones this year? Still singing the recession blues? Consider buying nothing at all.

I didn’t buy anything on Black Friday, I didn’t buy anything today, and I won’t tomorrow. This holiday season, I won’t be going near a mall. Under our tree, there will be no plastic toys, no new clothes, and no last-minute matched set of leopard-print mugs for my sister when I panic on Christmas Eve because I have no idea what she wants. There also wont be any dipping into my savings accounts to buy gifts.

Thousands of families will be doing exactly the same thing this year as part of The Compact. The Compact has a simple premise: Everyone who signs on agrees to “buy nothing new” for one year.

Gifts for Kids

For tips on surviving a frugal holiday, I turned to the Non-Consumer Advocate, Katy Wolk-Stanley. Katy is coming into her third year on The Compact. And as a mom of two boys, she knows a thing or two about kids and holiday shopping.

“Christmas is a huge challenge for people who are trying to save money, and for people who are trying to minimize their garbage output and the low-quality stuff that comes into their family,” Katy says.

Here are her guidelines for giving to children during the holiday season:

    • Shopping is okay. Katy made it clear that “not buying new” doesn’t mean “no shopping”. She swears by Goodwill and consignment shops. Buying used, she points out, not only saves money, but it’s always a “greener” choice than buying a newly-manufactured item. Online, you can surf eBay or your local Craigslist for second-hand treasures.
    • Swapping is even better. “You could do a gift swap where people get together, bring the toys that aren’t being used, and swap,” Katy says. “You’d have to make it an evening without kids, which has its own benefits!”
    • Presentation matters. Some kids will be looking for “new” gifts under the tree, and new to them means boxes and brands. Katy suggests looking in higher-end kids’ consignment shops, where you can often find gifts still in their boxes. For kids and adults, Katy offers lots of creative wrapping ideas, like presenting movie tickets with a box of movie-theater candy. For families, try giving toddlers play silks (long pieces of colorful silk) as a gift, and then use the silks to wrap gifts each year for the kids as they grow older.
    • Santa buys second-hand, too. My kids still believe in Santa Claus. They’re expecting a pile of Stuff under that tree come Christmas morning. I ordered them a classic dollhouse from “Santa’s workshop” (read: eBay). They’ll get to spend the morning unwrapping each little piece of furniture, instead of a dozen different gifts.
    • Be creative. Last year, Katy gave each of her boys a kitten. Rather than put live kittens under the tree, she put some stuffed animals they already had under there with paper tags around their necks that said, “Please exchange me for a real kitten.”
    • Don’t be afraid. Chemicals like lead, BPA, and phthalates are common in older toys (even ones that were new last Christmas). Sharp edges and loose parts can cause accidents. A simple way to avoid these problems? Buy simple toys. Unpainted wood gifts, for example, are free of toxins regardless of their vintage. Another simple option: Don’t worry about it. You probably haven’t carefully researched every new toy that comes in the door. Today’s used toys are no more dangerous than last year’s new ones.
  • Talk to your relatives. “Just explain that you’re trying to decrease the number of gifts given to your children and talk about why you’re doing it,” Katy says. “Possibly offer some other ideas where a person can be creative and still do something special for a child that they love.” Easy for her to say. I’m a pansy when it comes to tough talks, so last year I sent mom a letter asking her to “tell Santa” what kinds of gifts would be most appreciated.

From the archives: Here’s a classic look at the four things children really want for Christmas.

Gifts for Grown-Ups

Toys, books, clothes and treats will take care of most children’s wish lists. But most of us have adults we’re expected to exchange gifts with too. From the office party to family festivities, we find ourselves shopping for friends and relatives.

Here are a few great ideas to replace the leopard-print mugs and bottles of wine you might have been handing out in past years:

    • Art. Art may technically be Stuff, but it’s a far cry from imported plastic junk. My most treasured gifts in the past year have been original art pieces by photographer Molly Tomlinson. These gifts can be surprisingly affordable. Many good-but-not-famous artists sell their work for $20 to $50 — no more than you’d spend on a Big Plastic Thing at the mall. To find good original art, go to holiday craft fairs, visit local studios, or search the listings on Etsy.
    • Time. Many people love gifts of time. You can offer to babysit, to come to their house and help with an organizing project, or to paint their dining room. Last year, my husband gave me a pretty card with a year’s worth of babysitting commitments from friends and family. I burst into tears on the spot, but I’ve been all smiles every month since when we drop our kids off and go out for an evening alone together.
    • Experiences. Movie tickets. A gift certificate to a favorite restaurant. Museum memberships. While a non-material gift may seem better suited to adults, even little kids can enjoy them. Last year, my mother presented my kids with a yearlong membership to the New England Aquarium. She took them there the day after Christmas, and they were also able to enjoy it several more times throughout the year.
    • Charity. Charities depend on holiday season donations to make their year-end numbers work. You can help them out and cross some items off your gift list in one blow by donating in a loved one’s name. Charities like Heifer International, Kiva and the Red Cross all make it fun and easy with “virtual gifts”. For example, Heifer lets you give a family in the developing world a cow on your mom’s behalf. Have a cow, Mom!
    • Fancy food. Who doesn’t love food? From baked goodies to homemade salsa, it’s hard to go wrong with tasty treats under the tree. Just be sure you know the giftee’s dietary restrictions. Anaphylactic shock is no one’s idea of a happy holiday.
    • Handcrafts. It’s a time-honored tradition to give your own handcrafts to loved ones during the holiday season. You probably don’t have time to knit sweaters for everyone on your gift list, but many lovely crafts are easy and quick. You can get your kids involved in making ornaments, ceramic handprints or other treasures for grandparents. Craft supplies themselves can get expensive, but if you have a skill like knitting you can make beautiful unique gifts.
From the archives: One of the most popular posts in GRS history features more than 30 homemade Christmas gifts you make yourself.
  • Nothing at all Do you have to exchange gifts with every adult in your family? With your coworkers? Your friends? Think carefully about who to put on your gift list, and who would be better served by a thoughtful card or a warm phone call.

Many people have probably done their shopping already, so it’s too late to change course. But there’s always next year. (Or, if you’re a last-minute shopper like J.D., there’s still this year.) And consider joining The Compact in January. You’ll have lots of company, and a whole year to work up to a non-consumer holiday in 2011.

Source: getrichslowly.org

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This guest post from Shelley Turner is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes.

They’re coming! Like it or not, the holidays — and all the stress of buying the Perfect Gift — are just around the corner. I actually like brainstorming gift ideas, and have been told I’m pretty good at it. Today I’ll share my secrets with you.

The best gifts are appropriate for the recipient, yet don’t cost a small fortune. You want your gift to say “I know what you like”, not “I didn’t have a clue of what to get you for a gift for but here it is anyway”. I once received a leopard-hair belt. Anybody who knows me, or has seen how I dress, understands that there’s never been (nor ever will be) a time that I’d wear a leopard-hair belt. A gift like that screams “I just bought you something because I had to”.

Gift-giving ground rules
Before you buy, take a few minutes to think about what your recipient has in her house or on her desk, what she spends her time doing, what she likes to talk about, where she likes to eat, and even what she keeps in her refrigerator. Even if you don’t know her that well, this exercise will help you get some ideas of what the recipient likes.

I’m not a collector, so I prefer practical and useful gifts. However, if your gift recipient is a collector, that’s a perfect opportunity. Even if his collection is filled with expensive items, you can often find a small token within that collection that you could give him. The trick to buying a great gift for somebody, no matter what the occasion, is to buy what your recipient would enjoy — not what you’d enjoy.

Often, a consumable gift that provides momentary pleasure and then disappears is best, especially around the holidays when people usually get many gifts. Consumables can be given, enjoyed, and remembered without becoming Stuff.

My husband’s 90-year-old grandmother is a perfect example. What can you give a 90-year-old woman who already has everything she wants and needs? Not much. However, I know she really enjoys a good cup of coffee. And I found some European butter cookies and a some jars of preserves made in her native Denmark. I give her this same gift every year. She tells me she waits eagerly for our gift because not only does she enjoy consuming it during the winter, but because it’s a small reminder of her home country.

Inexpensive gift ideas
No matter which gift you choose, if it’s something your recipient uses over and over, you can give a great gift without spending too much. Here are some of my favorite inexpensive gift ideas. These have all been well-received and cost less than $20. You can tailor the gift idea to fit your budget. Some of these can be used as hostess gifts for holiday parties you may be attending.

  • Personalized note cards
  • A book by her favorite author
  • Monogrammed wine stoppers
  • Travel journal
  • Engraved metal bookmark
  • Monogrammed soap bars
  • Bread basket with quick bread or muffin mix inside
  • Dog or cat breed-specific items — calendars, notepads, keychains, etc. of their pet
  • Cookbook (specific subjects like fondue, vegetarian, appetizers, etc or you could get a book representing their hometown like the Chesapeake Bay, etc.)
  • Personalized insulated tote-style lunch bag (put his favorite snack inside)
  • Sports team items — pick her favorite team mug, hat, t-shirt, scarf, etc. (fill a mug with her favorite hard candy)
  • Gourmet chocolate bars tied with ribbon or raffia
  • Favorite bubble bath & bath pillow
  • Wallet with gift cards or cash inside
  • Amaryllis or Paperwhite bulb package
  • Old-fashioned jar filled with favorite candy or snack
  • Hand-made soap with an interesting soap dish
  • Handmade crocheted or knitted scarf or hat
  • BBQ sauces, hot sauces, grilling rubs, etc (some have funny labels)
  • Ice cream dish with favorite topping
  • Decorative candy bowl with favorite candy
  • Ornament representing current hobby
  • Charm to add to an existing charm bracelet
  • T-shirt from favorite restaurant
  • Crabtree & Evelyn hand therapy (super-rich hand cream)
  • Nice colored pencils and/or sketch notebook for artists
  • Small decorative bowl and package of dip mix
  • Hand towels with initials embroidered (especially if newly married)

Here are a few more ideas with a bit of explanation:

  • Magazine subscription (hundreds of subjects to choose from — and you can give crossword puzzle and comic book subscriptions too). Buy the current issue and put a note on it that you got him a one-year subscription.
  • Lolita glasses are painted wine, beer, or margarita glass that have themes painted on them based on hobbies. There’s a recipe painted on the bottom of each glass too.
  • Year of Napkins! This requires advance planning, but makes a unique gift for a very reasonable price. For each holiday throughout the year (plus Happy Birthday), pick up one pack of luncheon-sized napkins. When you’ve collected all the holidays, package them in order of the holidays in small CD crates, baskets, etc. Usually you can find the napkins in the clearance section right after the holiday. Decide how many of these you want to put together in advance so you can buy as many as you need during each holiday.

Remember that you can also go in with others to purchase bigger gifts, such as theater tickets, cooking classes, and other “experiences”. If you’re very organized, you can shop all year and pick up interesting gifts along the way. My sister-in-law has a birthday in January, but I often find stuff she’ll love in the summer, so I buy it and keep it until her birthday.

Check the clearance racks all year to get even better deals. Unless you really enjoy going shopping the week before Christmas, you may find that buying gifts ahead of time will not only save you money, but also make the holiday season a little more relaxing, as well.

Reminder: Another way to save money on gifts is to make them yourself. Here’s a list of 34 great homemade Christmas gifts almost anyone can put together. And over at The Simple Dollar, Trent has been documenting his own quest for family-produced Christmas presents.

A note on packaging
When packaging your gifts, you’re not stuck using a gift bag or plain wrapping paper unless you want to. Tulle (that material used to tie up rice/birdseed to throw at weddings) is great for wrapping unusually-shaped items, such as the bowls & dip mixes, candy bowls & jars, ice cream dishes, bottles of hot sauces, soap, etc. It’s really inexpensive to purchase by the yard, comes in many colors, and your recipient can see what you gave her without unwrapping it. Tulle is especially good for hostess gifts so they don’t have to open them upon receipt.

Some other tips:

  • Magazines roll up perfectly in those tall wine bottle bags.
  • Chinese-food boxes and small tin buckets are inexpensive and fun to use.
  • Bread baskets work nicely to hold all kinds of items and they can reuse the basket later.

When packaging your gifts, use your imagination!

1980 Gates Christmas - Tiff and Kris

Gift giving can be fun — if you allow yourself to be creative and take a few minutes to think about your recipient. The bottom line: If he’ll enjoy it, it’s a great gift for him!

Happy gift-giving!

Source: getrichslowly.org

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No matter what kind of apartment building you live in, units that come with their own private balcony are among the most coveted. Having a small outdoor space like a balcony for your apartment opens up a world of entertaining possibilities, from dinner parties to simply enjoying the view with your morning coffee. Our apartment balcony ideas take you through all four seasons of festivities and relaxation.

But there’s a catch: Unless you live in an area where the weather and climate are mostly the same throughout the year, you’ll need to decorate your balcony in accordance with the seasons. That doesn’t just mean fun seasonal decorations for different holidays like the Fourth of July or Christmas, but weatherizing it so the space is actually usable from installing rain protection during the rainy season to adding a safe outdoor heater during winter. Apartments that come with balconies typically fetch higher rents than other units without, so you don’t want to let it go to waste for half the year. Reclaim and fully enjoy your balcony space with these year-round apartment balcony decorating ideas.

outdoor area balcony ideas

How to decorate your apartment balcony space for all seasons

Unsure how to decorate your tiny balcony for winter so it’s both cute and cozy? Don’t have a ton of floor space but still want to add plants to your small balcony? We’ve got you covered.

For each of the four seasons, we’ve got balcony ideas for how to decorate and best use the space. That way, you can enjoy your balcony as a living space and lounge space throughout the year instead of just for a few months.

small balconies can still be decorated for the holidays as long as you make use of vertical space

Winter

Winterize your outdoor balcony — but keep it cute at the same time — with these winter balcony decorating ideas.

Add a space heater

Set up a cozy space heater in one corner to keep things warm and toasty. If you only have a small space to work with, be careful to keep the heater far from flammable objects like curtains or outdoor rugs. For an extra charming touch, choose one of the models that feature fake logs.

If you have enough space, an outdoor heating lamp works as well.

Enclose the outdoor space to keep it warm

Use zippable plastic walls, curtains or privacy screens to keep heat in and keep the cold out by creating a contained indoor space.

This is also for safety reasons. If your balcony is open-air or snow and ice can still get into the balcony through curtains or tarp coverings, you’ll need to prevent them from building up and turning your balcony into a slippery, potentially dangerous ice zone. Keep a shovel or broom on hand as well.

Add winter plants

Instead of summertime flowers or fall cornucopias, pick out some seasonal or hardy, cold-weather-withstanding plants like miniature conifers. Around the holidays, poinsettias are another nice touch!

Add lots of cozy rugs, blankets and pillows

Gotta stay cozy while enjoying your balcony outdoor space in the winter! Cover your table and chairs, as well as couches and other patio furniture, with plenty of plush, warm throws, blankets, seat cushions and pillows. On the ground, a fuzzy outdoor rug also completes the snug, “cabin in the winter woods” aesthetic.

Light things up with candles

Add candles with seasonal scents like pine to tables and shelves, bringing a warm glow to your outdoor area. But be sure to monitor them and don’t leave them burning unattended. If you don’t feel comfortable with real candles, battery-powered ones also work great.

Make s’mores with a portable mini-firepit

Go all out on the winter season with a mini-firepit to make s’mores, fondue and other cozy foods from the comfort of your own balcony.

Celebrate the season with holiday decor

Tis the season! Whether you celebrate Christmas, Hannukah or another seasonal festivity, deck the halls (or more accurately, balcony and balcony walls), with colorful lights, wreaths, miniature trees and more. Add garlands to your balcony railings, set up a nativity scene on an outdoor table…the options go on and on!

Use a terrarium or small greenhouse to protect plants

If you want to protect plants that don’t do as well in the cold, try adding a small greenhouse or terrarium to shelter them from the elements.

small patio with garden - small balcony ideas

Spring

Spring has sprung, and apartment balconies everywhere should be bursting with life and color! Get your outdoor space ready for the warm season and create your own outdoor oasis with these tips.

Outfit the space with plenty of plant life

Have a green thumb but live in an apartment building that only has tiny balconies? Celebrate the return of greenery by turning your balcony into your own private garden! Potted plants, hanging plants, flowers and more are all great ways to bring greenery and life to your outdoor space. Plus, they’ll all flourish in the fresh air. Just be sure to choose plants that will do well in the apartment environment.

Add hanging planters if you only have a small outdoor space

Don’t have enough square footage or floor space for tons of plants? Install plant hangers from the ceiling instead. You can also hang planters from your balcony railings.

Install a rail planter or vertical garden

Another great option for plant lovers with small balconies is to install planters that hang off your balcony railing. A railing planter won’t take up space on the floor and makes for easy watering (just make sure you’re not dripping on your neighbor down below!)

The exterior wall of your balcony is an often overlooked space when it comes to decoration and utility. Put that vertical space to use with vertical planters. Vertical planters are another easy way to have potted plants in small spaces. Vertical gardening maximizes space, holding lots of small potted plants so you can have everything from flowers to fresh herbs.

Set up furniture

Store away the cold-weather coverings in favor of colorful, warm-weather comfortable furniture like tables and chairs. If you have enough space and love spending time outside, you can even try to install a day bed in one corner so you can lounge.

At the same time, though, you don’t want to overfill the whole space. Give yourself more space to move around by choosing stylish but space-appropriate furniture like a small table or

Choose furniture that’s easily storable

With summer right around the corner, you know what that means? Parties and having friends over! Because of this, you’ll want to make sure your balcony isn’t too crowded or has too much stuff. During spring and summer parties, people can hang out on the balcony to drink, smoke or just chat. You want to have as much access to the entire space as possible so your guests aren’t crowded.

An easy way to seamlessly change the space for parties is by choosing folding furniture and stackable chairs that easily disassemble and can be stored away. Nesting tables are another great option. If you have hanging chairs or hammocks, they should be easy enough to take down for parties.

Choose weather-resistant fabrics

If you plan on leaving your balcony open to the elements during spring and summer, you want to protect your furniture and decor from rain. Choose weather-resistant fabrics or have them treated to be more water-resistant so they won’t grow mold or get discolored.

Jazz up the floor with tiles or rugs

Does the balcony have ugly or uncomfortable flooring that draws the eye, becoming a sad focal point amid all the other thoughtful interior design you’ve done? Hide flooring with colorful, patterned rugs or interlocking deck tiles for a more sophisticated, upscale look.

add rattan or folding furniture to sit outside all summer

Summer

It’s summertime, so spend all your time outdoors on your balcony in the perfect space you created for the season.

Get your grill on

A great idea for how to enjoy your balcony in summer is by adding a grill! If space permits, stick a grill into a corner to host summertime barbecues and dinner parties. Just be sure to make sure your apartment complex allows grills on balconies, as some only permit them on a small patio area.

Add fans to beat the summer heat

Install ceiling or small table fans to keep airflow going on hot days.

Add a hanging chair to maximize room on your small balcony

Only have a small balcony space with not enough room for lots of balcony furniture? Install a hanging chair, swing or hammock to maximize floor space.

Elevate the space with tall plants

One of the best small balcony ideas for making the space seem bigger is adding the illusion of height. Lengthy palms and tall plants help the space open up, as well as make you feel like you’ve entered a literal urban jungle.

Add a festive feel with string lights

Swap out the colorful holiday lights for chic string lights to illuminate your balcony at night. Just make sure they’re intended for outdoor use. Even better: a great alternative to regular lights is eco-friendly solar string lights. That way, you don’t need to plug them in or swap out batteries.

Add new summertime decor

Break out the Independence Day decorations, watermelon-themed decor and more to help your balcony match the summertime vibe. That calls for new throw pillows, light-colored cushions and fabrics, wafting flags and banners. Have fun and get creative!

a small square footage space outdoors feels cozy in the fall with an outdoor rug and something warm to drink

Fall

Make your balcony feel like fall in all its color-changing foliage glory with these tips.

Add a cozy rocking chair

Sit back, relax and watch the leaves change while snuggled up with a good book and hot drink in a rocking chair.

Keep things spooky with Halloween or autumnal decor

From pumpkins and jack-o-lanterns to putting a cornucopia on your balcony table, there is no end of ways you can decorate the space for fall. Wind garlands around railings, hang fake spider webs (just make sure birds won’t get caught in them), carve jack-o-lanterns and set up tons of candles for an extra spooky atmosphere.

Keep it clean

Keep a broom on hand to sweep fallen leaves and other debris

Start adding the cold weather cozies

It’s time to start breaking out the blankets, throws and snug rugs again as the days get colder.

Use our apartment balcony ideas to stay practical and stylish

Make your balcony the place to hang out and be no matter the season. And as you can see, you don’t have to be a professional interior designer to turn an open balcony into an all-season space for socializing, alone time, gardening or whatever you want to do.

Still looking for a place with an outdoor getaway built right in? Find your next home here.

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After more than 18 years in executive management of a worldwide manufacturing company, Steve started his second career in real estate in 2002. Now, in 2023, his company, ERA Doty Real Estate, won ERA Real Estate’s Gene Francis Memorial Award for Top All-Around Company. Here he speaks with Realty Biz News about how his career change was at its core about culture. 

Steve Doty Head Shot

Tell me about how you got into real estate.

Before I got into real estate, I was an engineer. I worked for a family manufacturing company for nearly 17 years. After the company was bought by a large German corporation, I realized we didn’t see eye to eye. I didn’t agree with some of their philosophies. I believed in supporting the families that we did business with, our vendors, and the people who worked in the plant. I believed that relationships were important within business.

It soon got to the point where I didn’t enjoy my job. I didn’t enjoy all the problems that went along with it. My blood pressure was high, I was smoking three packs of cigarettes a day, and the stress was literally killing me. One day in 2003, I was flying back from a trip to Seattle and realized I was dreading going back to work. I thought to myself, “I’m done with this, I’m just done.”

I told my mom, who had worked in real estate all her life, that I hated my job and she said, “Quit. Go into real estate.”

So, I took the suit and tie off and started my second career. Today, I wear boots and blue jeans and I don’t dress up. I may even come into the office in shorts. I absolutely love what I do now. It doesn’t feel like work to me. It feels like I play for a living. We laugh, we joke. We run around with a cowbell and ring the cowbell and cheer when people have big closings or put big deals together. It’s a lot of fun.

What makes your approach to real estate different?

When I started in real estate, the brokerage model was broken. All of these large offices had locks on the doors and locked file cabinets. They poked each other in the eyes, pulled each other’s hair, and stole each other’s clients. There was a lot of drama.

I just felt like it was time for something different and the market was ready for someone to look at the business differently. I promoted the mentality that a rising tide raises all ships, and we all began to help each other, collaborate and learn from each other and do things together. We were a performance culture. We were small, agile, collaborative, quick thinkers who helped each other. 

As my company grew, I was able to acquire my biggest competitor in 2016. But then we stopped growing. We hit a wall because the new people didn’t share our ideology. I learned that this mindset doesn’t work for everybody. In the first 18 months following the acquisition, we walked about $21 million in sales volume out the door.

I paced the floor every night. I felt like a failure. I couldn’t figure it out and just when I was really struggling an agent walked in, sat down, shut the door, and said, “Be yourself and everybody will come. They want to be around you and your electricity. They want to be inspired. Stop trying to make people like it and let’s grow with the people that do.”

That was a life-altering moment for me and we began to grow from there instantly. As soon as we did it, that’s when we went from decreasing in sales to everybody being happy, going back to playing nice with each other, and growing a business again.

What is your guiding principle as a broker/owner?

That’s simple. My job is to be focused on growth but it’s not about growing the business – growing people is what I do. That just happens to benefit the business. The thing that may make me unique is that the terms “boss” “leader” and “mentor” make me a little bit uncomfortable. 

We bring groups of people together to tell me what I’m doing right and what I’m doing wrong. I write those things on the wall and then within days of them doing that, I report back to them to tell them how we’re going to improve or change. I’m a person who likes to involve everybody in the building, know what their strong suit is and then figure out how to meet their needs. We treat an agent like a customer.

How do you sustain or create a cohesive culture in your company?

I’m a believer that you can’t create culture, you must embrace it and participate in it. We’re here to change people’s lives through homeownership. And we do that from a foundation of mutual respect for each other, our strengths and our weaknesses, and the absolute belief that we are better and stronger when we work as a team. 

In addition to having a focus on helping each other out, being the best at our craft, and having fun, we also come together to help our community. Over the years, we have raised hundreds of thousands of dollars for numerous community projects including, The Special Olympics, The Salvation Army, The Muscular Dystrophy Association Smoke Out, Cystic Fibrosis, Operation Christmas Child, Pulling for Vets, The Northeast Arkansas Humane Society and more. 

How do you define success?

At the end of the day, I think success is all about balance. You are happy with what you do and have time to enjoy your family, your community, and your personal life and the things are important to you. I’ve been lucky that what I do in my business makes me happy and that we have been successful because of it.

About ERA Doty Real Estate

ERA Doty Real Estate is part of the ERA Real Estate network, a global leader in the residential real estate industry for nearly 50 years that features a powerful network of like-minded entrepreneurs supported by the brand’s game-changing technology, products and powerful lead generation. With offices in Jonesboro, Paragould, Flippin, Mountain Home, Conway and Hot Springs, ERA Doty Real Estate serves clients locally in Arkansas and Missouri and works with out-of-town clients looking for retirement or vacation homes. The firm’s 160 agents specialize in all areas of real estate including residential, commercial and relocation. 

Find topics in marketing, technology, and social media for realtors, and housing market resources for homeowners. Be sure to subscribe to Digital Age of Real Estate.

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Source: realtybiznews.com

Apache is functioning normally

Growing up, my parents taught me very little about financial responsibility. It wasn’t until college, when my parents expected me to pay my own car insurance, that I was forced to learn the basics of budgeting. It was just one bill, but it was traumatic to me since I’d never paid for anything myself until that point. Looking back, the lesson was introduced too late. It didn’t “take”.

Had I understood budgeting earlier in life, some of my financial choices might have been different. Obviously, this isn’t the only reason I accumulated a mountain of debt, but it’s an example of the lack of financial education I received as a kid. (Fortunately, now thousands of dollars in debt are gone after a lot of planning and sacrifice — and of course, using coupons.) My husband and I want to teach our boys smart financial habits at a much younger age than we learned them.

An 11-Year-Old’s View of Money

For Christmas, our 11-year old son, T, wanted wanted a cell phone. Actually, when the new iPhone 4G hit the market, he suggested that he could take my 3G to use so I could get the new 4G. (His generosity knows no bounds!) While his suggestion gave his parents quite a laugh, we seized the opportunity to teach him a financial lesson. Here’s a bit of that conversation:

Me: “T, even if you did get an iPhone, the monthly plan is expensive. Who would pay for that?”
T: “You can just add me onto your plan, Mom.”
Me: “You didn’t answer my question, who would pay for that?”
T: “Well, you would. It’s only a few extra dollars a month. You and Dad work, so that’s nothing.”

The last statement set me off a bit! My husband and I do not want our kids to think that just because money is earned means it has to be spent. We also don’t want them to think that just because their friends have the newest fill in the blank that they need it too. After this conversation with my son, we decided to teach him a financial lesson.

An 11-Year-Old’s First Budget

s Christmas rolled around, T kept mentioning the cell phone. He really wanted it. So, we sat down and had a more detailed discussion about budgeting.

Since the cell phone would be T’s first and and only bill, we talked about his cash flow. He makes $44 a month for doing his chores (with potential to make more money each month for doing other things). We broke down his current expenses. I know he’s only 11 years old, but we really wanted this lesson to impress the importance of budgeting and giving.

I suggested that if he could find a phone plan that cost 50% or less of his monthly income, we’d consider the phone. The only limit to his search was that we needed a monthly payment plan without a contract. If he didn’t pay, we didn’t want to be bound to a contract we were paying for and not using. No payment means he simply wouldn’t have a phone to use (after all, a cell phone is a want and not a necessity).

An 11-year-old's budgetBeing eleven years old and not knowing how to find the information, I came up with a list of websites for him to review (with my guidance for some online safety measures). He browsed the sites, wrote down options, and noted which carriers offered a monthly service plan option.

After his review, he gave me his analysis and recommendation. I wasn’t surprised at the suggestion since I’d done some preliminary research myself. The lowest monthly payment plan was $25, and it did offer the monthly payment option that we required. Even though this was $3 over his $22 budget, we decided it was the best financial option meeting the requirements.

As we were going over the numbers again with the $25 cost, we discussed all of T’s expenses that his $44 monthly income was expected to cover. During this talk, we reminded him about tithing, and ensuring that 10% of his income is set aside for our church.

T’s response to this didn’t surprise me: “That’s easy. I make $44 and will spend $25 on my phone bill. That leaves me with $19. So 10% of $19 is $2.” While I appreciated his stellar math skills, we also took the time to remind him that the 10% giving was before he paid any bills. For us, that lesson was equally important in his understanding of financial generosity.

Family Financial Responsibility

Going through this budgeting process was eye-opening for all of us. While some parents are worried about having “the talk,” I was equally concerned with having this budgeting talk. This was a great lesson to teach T, but we hope that dad’s jacked up car and his first-hand look at poverty also show him reasons why we make the choice to manage our money wise in the first place.

Maybe 2011 is the year you take control of your finances and say good-bye to debt. For our family, 2011 is the year that we, as a family unit, focus on financial responsibility. And it started by teaching an 11-year-old how to budget for a cell phone.

Source: getrichslowly.org

Apache is functioning normally

Note: We’re not encouraging people to go out and sign up for credit cards, especially if you have debt or plan to carry a balance on a card. (The interest you pay will wipe out any rewards benefits.) But if you can control your spending and pay your bill on time and in full every month, Holly’s money hack may work for you. Also keep in mind that your credit score takes a hit each time you open a card, and whatever balance you have on your credit card as of the statement closing date will be reported to the credit bureaus. If you pay the balance in full before the statement closing date, your balance will be reported as $0.

Almost two years ago, we began our journey out of debt. Like the average American family, we had car loans, student loans, and consumer debt. At one point, we were making minimum payments on several credit cards and a loan I took out to buy a Kirby vacuum. I’m serious.

However, getting pregnant with our second child made us realize that we needed to get our finances together quickly. Once we committed to new financial goals, we cut out nearly everything from our life that was “enjoyable.” We said goodbye to cable TV and dinners at restaurants. We quit shopping for fun and only went to the store to get groceries and absolute necessities. Our new budget was cut down to the bare bones…so much so that I hesitated to buy almost anything.

As the months flew by, we began making huge strides against the debt that we had burdened ourselves with. Once we became debt-free, we realized that we had become addicted to our new, frugal lifestyle. Having no consumer debt had freed up a lot of cash to save and invest, and we quickly got serious about building wealth. However, having a strict budget made it difficult to do anything spontaneous like see a movie or have a date night. I began to look for a way to supplement our income with some “fun money” without ruining our short- and long-term goals. It was around that time that I got my first credit card sign-up bonus offer in the mail.

Enter credit card rewards

I couldn’t believe my eyes when I read a direct mailer from a major issuer promoting their new credit card. “Spend $500 in 3 months and earn a $100 statement credit.” Could it really be that easy? Why would they give away $100 in free money? As I read through the disclosures carefully, I determined that there was no “catch.” Truthfully, the issuer was offering a $100 bonus just to get new customers to try their card. As long as I paid off the card in full and accrued no interest, this $100 would truly be free money. Since our grocery spending approaches $500 on a normal month, I knew that we could reach the spending requirement easily and I decided to give it a try. Within the first month, we put our regularly planned spending on the card. The bonus points, equal to a $100 statement credit, were quickly credited to my account. I was hooked.

Soon after that, my husband applied for the same card and earned the $100 bonus just for doing our regular shopping. We then moved on to new cards in order to earn a new sign-up bonus. Another card from that issuer, which had better perks, required that we spend $3,000 in three months in order to earn a $400 statement credit. Since we had some upcoming expenses that could be put on credit, we each signed up. We put two family vacations and our regular monthly spending for groceries and gas on each card and easily earned $800 in statement credits. Since we were going to spend the money anyway, these bonuses were truly “free.” We used the $1,000 that we had earned up to this point on some fun activities with our children. I was also able to surprise my husband with last-minute tickets to see his favorite musical, “Les Miserables,” and a new grill for Father’s Day.

Is this wrong?

Obviously there are some people who would say that we are gaming the system. Their argument may be that the credit card bonuses are meant to secure long-term customers, not to provide some extra cash to take my family to Applebee’s. Some may feel that we are just using the banks for our own gain.

I don’t see it that way at all. Actually, to a certain extent, some of their strategies have worked. For instance, I plan on keeping the perkier card because it has no foreign transaction fees. I have also found that this particular card comes with great customer service. Calling the 1-800 number on the card quickly connects me with a real, live person at any hour of the day or night. I would have never tried the card if not for the sign-up bonus. So, in that respect, I feel that the issuer did earn a long-term customer.

I also definitely do not feel bad that I never pay interest. For every person like me who pays their balance in full every month, there are far too many people making the minimum payment. Additionally, banks earn money from retailers just because they choose to take credit cards as payment. Simply put, when I spend $100 at the grocery store, they have to pay the credit card company a certain percentage of my order.

Moving forward

In the past two months, we have moved our spending from those cards to another issuer’s premium card. Their new offer of “Spend $2,000 in 3 months and earn $250 in gift cards” was just too good to pass up…especially with Christmas just around the corner. Since we will put our gas, groceries, and our entire Christmas shopping budget on the card, we will easily reach the spending requirement and, thus, reap the rewards.

Chasing reward deals certainly isn’t for everyone. However, it has definitely made a difference in our bottom line. It has provided us with some extra money that doesn’t have to be accounted for. I can spend our rewards on gifts or something fun and not feel like I have sacrificed what is important to us. And now that we are completely out of consumer debt, I am actually finding that using credit cards helps us stay on budget. Both of the issuers have websites that make it quick and easy to track what I have spent and where.

Is this strategy right for you?

Before entertaining any credit card sign-up bonuses, I would ask myself a few questions. Are you in debt? If you are in credit card debt, then it is a bad idea to pursue credit card rewards. In fact, you might consider cutting up your cards or putting them somewhere not easily accessible. Work on getting out of debt and staying out of debt instead.

Do you have trouble tracking your spending? If so, then pursuing rewards offers may not be for you. While I tend to use one card at a time, some people try to juggle multiple offers at once and end up getting confused. If you are worried about losing track of your spending, then please skip using credit cards altogether.

Are you worried about your credit score? Remember that applying for new credit too frequently can reduce your score and make it harder for you to get the best rate for a loan. Please take into consideration how applying for credit will affect your credit score and do what is in your best interest.

Do you try to earn credit card rewards? If so, what is your favorite credit card rewards program?

Source: getrichslowly.org

Apache is functioning normally

Images of devastation emerged after the Japanese earthquake and tsunami. We watched water sweep away vehicles and houses; we saw stunned men and weeping women in the ruins. But we also heard about survivors whose homes weren’t flattened or inundated, people who subsisted on stockpiled food and water while waiting for help. Living on the “Ring of Fire” means temblors and tidal waves are a fact of life — and so is disaster preparedness.

We need to be prepared, too. The Department of Homeland Security’s Ready America program says we should be able to sustain ourselves for at least three days after an emergency, whether that’s a hundred-year storm or a civil insurrection.
How ready are you?

Right now, before anything bad happens, is the time to build your emergency kit — and you can do it on a budget. In fact, you probably already have some (or a lot) of what you need.

The (Sometimes Icky) Basics

During those three days you need to be fed, hydrated and sheltered. You also need a place to poop.

Yeah, that’s gross. You know what else is gross? The idea of everyone in your apartment building or subdivision yelling “Gardyloo!” and flinging slops out the window. Cholera epidemic, anyone?

When I was a kid, predictions of bad weather had us filling bathtub and buckets. That’s because if we lost power we lost our well pump, i.e., no way to flush the toilets. That’s still the first line of short-term defense; if you have any warning, stash yourself some water.

When that’s gone you’ll need at least one large container into which everyone can evacuate. Maybe a repurposed five-gallon detergent, paint or pet-litter bucket? If you don’t have one:

It’s possible to buy a toilet seat that snaps onto a bucket, which makes things easier. Or buy a prefab one (search online for “bucket toilet”) for $20 or less.
Decide now where you’ll put your temporary toilet. The garage? The back porch? Maybe even in the actual bathroom? Anywhere but the place where you plan to eat and sleep. Trust me on this.

Ready for an overshare? Here’s how I’d handle disposal if the you-know-what hits the fan here in Seattle:

  • Use the bucket (in a former life, it held detergent)
  • Put soiled paper into a garbage bag (and tie it really tightly between uses)
  • Flush the contents of each, little by little, once the emergency has abated

Please do not do your business in the condo-complex yard, no matter how much fun it is to pee outdoors.

Important: You’ll want a bottle of hand sanitizer close to the bucket. Really close. E. coli is nothing to fool with.

Food and Drink

Ready America recommends one gallon of water per person per day. It’s easy to buy bottled water but much cheaper to fill up two-liter soda bottles, or inexpensive pitchers or jugs. (Don’t drink soda? Surely someone you know does.)

Refill the containers every few months; mark it on the calendar so you don’t forget. Don’t just dump the old water, though. Use it in some way, such as:

  • Watering houseplants or your garden
  • Bathing (add hot water unless you like your tub-time tepid)
  • Cooking
  • Filling pet dishes
  • Doing hand laundry
  • Washing vegetables or fruit

When it comes to emergency rations, you can go as stripped-down or as fancy as you like. But it must be something you’d eat anyway, because you’ll need to rotate and replace your stock. If an earthquake happens six years from now, do you want to be eating 2011 ramen?

Some obvious choices:

  • Canned beans, stews, soups, fruits, vegetables, meats and/or fish
  • Protein bars, granola bars, dried fruit
  • Powdered milk and cereal
  • Peanut butter or other nut butters
  • Crackers or pilot bread; I recommend the latter, because it lasts for-freakin’-ever

Note: For more on pilot bread, see this funny video from The Anchorage Daily News.

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Then watch a second, even funnier video from the same source.

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If you’ll have a way to heat water, consider a few instant soups or other dehydrated foods such as hummus or bean dip. Flavored noodle cups/bowls do go on sale; check Asian markets for the best selection. Hot drinks are both warming and soothing, so stock up on bouillon cubes, teabags, instant coffee and hot chocolate mix.

Survival Shopping at Bargain Prices

The camping section of your local sporting-goods stores has quite a selection of dehydrated meals. So do online stores that sell survival/disaster preparedness supplies. But I’m focusing on inexpensive ways to prepare.

So watch for sales and use coupons and/or rebates when possible. A few of my better supermarket deals: envelopes of pre-drained tuna for free, granola bars for a penny each, cocoa mix for 5 cents per serving, a large bag of M&Ms for 50 cents, 12 ounces of peanuts for 69 cents.

Olives, marinated veggies, sun-dried tomatoes and other fancy foodstuffs from the dollar store will liven up your basic grub. After two days of PBJs and canned beans, a few pickled vegetable will taste like manna.

The dollar store has cheap bandages and rubbing alcohol, too. So do places like CVS, Walgreens and Rite Aid; I’ve obtained baby wipes (aka “shower in a pouch”), hand sanitizer, analgesics, energy bars, crackers and batteries free or nearly free thanks to rebate programs at those stores.

About those batteries: Aim for at least one flashlight per room. Hand-cranked flashlights (and radios) don’t need batteries. If you can’t afford one right now, put it on your wish list; maybe Great-Aunt Irene will give you that instead of a cheese log next Christmas.

If you must use candles, select votive-type ones and set them inside wide-mouthed jars, placed in areas where no one can accidentally knock them down. Buy the votives for pennies at post-holiday clearance sales. Those sales are also good for cheap paper plates and bowls — not eco-friendly but really useful if you can’t do dishes for days.

Layering is essential in cool or cold temperatures. Watch for thermal underwear, wool pants and other useful items on Craigslist/Freecycle or at yard sales. I bought polypropylene longhandles and a down vest at a thrift store. Make sure everyone has a stocking cap, too.

Look around your house to see how much of this stuff you already own. Most of us at least have sweaters or sweatshirts. If you’re not in a super-cold area, a comforter might double as a sleeping bag. A hibachi could substitute for a bottled-gas camp stove — but remember you can use these things outdoors only, because carbon monoxide is deadly.

Miscellaneous Tips

You can’t truly be ready for a disaster. It’s always stressful and often terrifying. However, you can at least be prepared. Here are a few more items to keep in mind:

  • Learn the location of your local/regional emergency shelter, just in case.
  • Keep a cache of cash — smalls bills and coins — on hand. No power means no debit or credit if you do find a store that’s open.
  • Put supplies where you can get at them easily, not down in the crawlspace or up in the rafters.
  • Wheeled garbage cans make great storage: Your items will be protected and movable. Label each one so you can find what you need, fast.
  • Water left over after making tea? Don’t let it get cold again — pour it into a thermos.
  • You’ll want basic first-aid supplies, including an anti-diarrheal medication. Many of these items can also be bought cheaply or free with those drugstore rebates.
  • On maintenance meds? Get in the habit of refilling as soon as you’re allowed, i.e., don’t wait until you take your last pill to call it in.
  • Choose no-salt canned vegetables. Not only are they healthier, you can use the drained-off liquid to dilute canned soup. Save the syrup from canned fruits, too, to sip for quick energy, settle an upset stomach or sweeten a cup of tea.
  • Don’t forget pet food and litter. Factor in extra water for Fido and Fluffy, too.
  • Have some playing cards or small games that everyone can play. I suggest Mad Libs.
  • Make sure you have a manual can opener. You’ll feel darned stupid asking to borrow a neighbor’s.

How about it, readers: Any ideas for getting ready without breaking the bank?

Source: getrichslowly.org

Apache is functioning normally

Are you looking for ways to save money on your weekly family budget? Look no further!

With discounts on food, to toys, to clothing, to household items, and more, Dollar General offers a lot of deals to help stretch your hard-earned dollars. I’ll dive into the particulars of how to find not only the clearance items but also the penny deals.

If you are new to penny shopping, I’ll explain the program, and at the bottom of this post, you can find the penny list and clearance items to help you save big and keep more money in your pocket!

Just want this week’s list? Click here to see the latest deals!

What is the Dollar General Penny list?

What are penny deals, you may ask? If you can catch the deal in time, you can buy all sorts of items from your local Dollar General store for just one penny!

Penny items are products that are being cleared out of the store. This can be from a product that is being discontinued or has gone past the 90% off clearance price. Penny items are generally supposed to be taken off the shelves already, but many stores don’t clear these in time. These discounted items ring up as a penny so the sales associates can easily identify them and know to pull the rest from the shelves.

How does Dollar General penny shopping work?

Penny shopping isn’t for the faint of heart. It will take determination and visiting the store in person – and that doesn’t guarantee success.

Every Tuesday, select items are discounted to one penny. Most weeks, there will be penny items, but some weeks won’t. To stay up-to-date, check out my list below to see what items are being discounted.

There are a few frustrating things to be aware of when shopping for penny items. For one, just because an item has been listed for a penny doesn’t mean your store will have them because the employees have pulled them. These items are usually donated locally or sent back to the manufacturer. Also, you will find that in some stores, the item may be listed as a penny, and the store 1 mile down the road doesn’t.

The other frustrating thing is that while the registers of most stores will have the updated prices once the store opens on Tuesday morning, some of the newer systems don’t update until later in the day and sometimes not until Wednesday.

Last, just because you scored a deal, some stores may not let you purchase penny items once they ring up as $0.01 at the register. Most stores aren’t going to fight this, but while I haven’t had an issue at my stores, I’ve heard stories of some stores not allowing the sale.

To use the app, don’t enter the UPC in the search bar. Instead, click on the scanner icon on the search bar and then click “enter barcode number”

Click on the scanner icon

Enter the barcode number

How to check for penny deals?

A powerful tool to help search for which stores have the deals is the Dollar General app (iOS / Android). While you can’t use te DG app to search for penny items exclusively, you can use the app to do a price check by scanning the UPC (Universal Product Code) of the items before headding to the register. Word of advice – the app is able to check prices in real-time, so make sure the app has been updated before checking prices so the new markdowns are loaded.

A UPC is a bar code on the packaging that is used to scan the item. Here is a picture of what you are looking for.

The Dollar General app is fairly accurate on pricing, but there have been exceptions. Generally, if the app shows either $0.00 or $0.01, the price for that item is usually a penny!

In addition to using the app to scan the item in the store to see if it shows the price of a penny, you can also use it to search all of the stores around you by typing in the UPC to see what they have in stock. To check, set your location and type in the UPC of that week’s discounted items. Then change the location of the stores that you shop to see what inventory is available to purchase.

Where can discounted items be found?

You can find Dollar General penny items anywhere within the store. I have the best luck finding them mixed in the clearance sections, by the register, and end caps. But don’t skip the normal-priced areas of the store. You never know what you may find.

There are sometimes clues about where the product is located when searching in the app. If the product name has “Fr End ck”, that means it’s up by the cashier.

In general, you should never ask employees about penny shopping. They know about it, but they are supposed to have pulled these items from the shelves. And most importantly, don’t complain about penny items or call corporate if your store won’t sell penny items to you. Complaining could cause corporate to end this practice, so in the long run, you are better off going to another store.

That said, I have a friend who, like clockwork, visits her Dollar General store right at 7 am every Tuesday, and when her local Dollar General store opens, the cashier pulls the items and puts them by the register for her. It took a little time, but it can be done!

Is penny shopping legal?

A lot of people ask whether penny shopping is legal, and yes, it is. As long as the item is on the sales floor, Dollar General’s policy is to sell penny items. It is worth noting that their policy isn’t to let you go back for more items, though.

What about clearance items?

In addition to penny times, it’s also worth checking for checking Dollar General’s clearance items as there are some great deals to be found that are on sale.

Dollar General is also a gold mine after major holidays and events, especially after Christmas, Valentine’s Day, Easter, the end of summer, and the Super Bowl.

Clearance merchandise usually starts at 50% off of full price but can also go as high as 90% off. Usually, if those 90% off items don’t sell, they become penny items.

A great place to find deals is in the weekly ad and their website.  Dollar General has BOGO deals and instant savings when you buy participating products. They also take manufacturer’s coupons, and Dollar General has a coupon for $5 off any $25 purchase, which is usually released on Saturday.  And yes, you can pair the big weekly sales and clearance items with manufacturer coupons and the $5 off coupon to save big money!

Pro Shopping Tips

Prices are automatically updated, and most registers are updated before the stores open. So, being at the store when it first opens each Tuesday morning is usually the best way to get the deals. Each store operates differently, and they don’t update until later in the day or even on Wednesday. Once you learn how your local stores operate, it’s not common for the timing to change.

Stores that aren’t well organized and a bit run down seem to have dealt more consistently than the better run stores.

Some Dollar General stores have updated their registers, so you have to wait until the employee to complete ringing your order up before the price drops to a penny. It’s a little stressful watching that total climb, but a bit of a rush when it does.

Please be respectful of the Dollar General employees. They don’t set the policy, and getting mad at them makes their job much harder.

Getting deals is great, but I have known people who buy every item on sale, without thinking whether they will actually use it. I get the rush of a deal, and while this is none of my business, I hope you will consider that if you aren’t going to be able to use the item by the expiration date, to leave penny items behind for the next shopper or donate them. Getting a deal is great, but if it is thrown away, was it really a deal?

Dollar General Penny List & Markdowns

May 2023

May 30, 2023 – No Penny list
May 23, 2023
May 16, 2023
May 9, 2023
May 2, 2023

April 2023

April 18, 2023 – No Penny List | Markdown List
April 11, 2023
April 4, 2023 – No Penny List

March 2023

March 28, 2023 – No Penny List
March 21, 2023
March 14, 2023
March 7, 2023

Source: pennypinchinmom.com