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5 Minutes at Home with Amber Castles

January 27, 2023 by Brett Tams

Balance during a pandemic is not an easy state to maintain. For Relentless Award Winner Amber Castles – it’s all about working on her business,…

The post 5 Minutes at Home with Amber Castles first appeared on Century 21®.

Posted in: Paying Off Debts Tagged: 2, advice, agent, agents, All, at home, balance, before, big, Blog, bonus, Built, business, Buy, Buying, c21, castles, Century 21, century21, chance, couple, covid, COVID-19, estate, experience, Family, Financial Wize, FinancialWize, foundation, front, fun, garden, gift, great, Grow, home, home buying, house, inventory, Learn, learned, Life, Local, LOWER, Make, making, market, Marketing, More, Moving, neighbors, new, opportunity, pandemic, Personal, plan, plants, quality, Relationships, relentless, Relentless Agent Awards, restaurant, right, routine, Sell, selling, Seniors, The Relentless, time, unique, will, work, working, Yard

Ditch Your Car And Walk More

January 27, 2023 by Brett Tams

As I recently said in Welcome To Paradise – We’re Living On A Sailboat!, we no longer have our Jeep. Since we are preparing to cruise and will be leaving the marina soon, we no longer have a need for full-time use of a land vehicle. Now, technically we still own our Jeep, but it’s […]

The post Ditch Your Car And Walk More appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: active, All, ARMs, before, Benefits, big, biking, bills, Budget, Buy, car, Car Insurance, cents, cleaning, country, creativity, data, Debt, desk, driving, exercise, expenses, expensive, Family, Financial Wize, FinancialWize, Florida, front, General, great, health, healthy, helpful, home, house, household, Insurance, job, jobs, Life, Live, Living on a sailboat, love it, LOWER, maintenance, Make, making, Medical, medical bills, money, More, more money, new, Other, pressure, productivity, ready, risk, save, Save Money, shopping, Spending, Spending Less, splurging, target, time, title, Transportation, trust, vehicles, walk to work, walking, will, work, working

15 ways that cruising newbies waste money on their first cruise

January 27, 2023 by Brett Tams

I can still remember my first rookie mistake on a cruise. It came about 15 minutes after I stepped on board a ship for the first time. I had worked my way up to the Lido Deck to take in the view, and I was almost immediately confronted by a beaming waiter holding out a …
Posted in: Moving Guide Tagged: 2, 2022, 429, 457, advice, All, allowance, art, ask, auctions, Auto, bar, before, big, book, Built, business, Buy, Buying, cabin, chase, chase sapphire, Chase Sapphire Preferred, chase sapphire reserve, Children, clear, Clothing, cocktails, color, company, comps, cost, Credit, credit card, credit card points, data, Deals, deck, dining, Discounts, disney, expensive, experience, Fees, Financial Wize, FinancialWize, flight, freedom, front, fun, glasses, gold, good, guide, Guides, home, horror stories, How To, international, internet, kids, LA, list, low, Make, making, math, miles, mistake, Mistakes, model, money, More, new, News, offer, offers, Other, photography, photos, planner, points, premium, questions, rate, Rates, restaurant, restaurants, rewards, right, sailing, save, Saving, second, selling, Seniors, shopping, simple, single, spa, specialty, Spending, students, Style, time, tipping, tips, tour, Transportation, Travel, trust, Uber, under, vacation, value, Venice, waiver, Wi-Fi, will

This Park Slope Mansion is Brooklyn’s 3rd Priciest Home for Sale, and It’s Asking $12.9 Million

January 27, 2023 by Brett Tams

A jaw-dropping mansion in Brooklyn’s Prospect Park has recently hit the market, and it is truly one of a kind. Designed in 1899 by Montrose W. Morris, an architect known for his large, palazzo-style brownstones, 17 Prospect Park is the perfect combination of timeless elegance and modern features.  The roughly 6,500-square-foot property was reportedly commissioned […]

The post This Park Slope Mansion is Brooklyn’s 3rd Priciest Home for Sale, and It’s Asking $12.9 Million appeared first on Fancy Pants Homes.

Tagged: air, Air Conditioning, Amenities, architect, Architecture, art, bathroom, Bathrooms, bedroom, Bedrooms, brooklyn, Built, Children, Closet, Credit, data, dining, dining room, East Coast, expensive, Financial Wize, FinancialWize, fireplace, fireplaces, floor, front, garden, gas, green, guest, guest room, holiday, home, home features, homes, house, kids, kitchen, laundry, library, lindsay, living room, loft, Luxury, marble, market, master bedroom, modern, More, most beautiful homes in new york, Most Expensive, new, new york, News, nyc real estate, offers, Original, Pantry, penthouse, property, Residential, right, room, second, security, selling, shower, space, storage, Style, trevor noah, under, Utah, windows, working

Mortgages for Self-Employed Borrowers: Tips to Qualify

January 27, 2023 by Brett Tams

Over the past few years, it’s gotten a lot easier to get a mortgage as technology has evolved. Today, when a mortgage lender asks for your financials, you may be given the option to grant digital access to things like your credit history, income, and assets using your login credentials. There’s much less of a… Read More »Mortgages for Self-Employed Borrowers: Tips to Qualify

The post Mortgages for Self-Employed Borrowers: Tips to Qualify appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: 2, affordability, agents, All, ask, assets, balance, balance sheet, Bank, before, bonus, Borrow, Broker, business, chance, closing, closing costs, commissions, company, Credit, credit history, data, down payment, earnings, Economy, Employment, estate, expenses, Fannie Mae, Financial Wize, FinancialWize, Freddie Mac, front, fund, funds, getting a mortgage, gig, gig economy, good, Grow, healthy, helpful, history, home, home loan, homeowners, Housing, impact, Income, income tax, industry, interest, interest rates, investors, job, Job Security, jump, lenders, Life, list, LLC, loan, Loans, Main, Make, Make Money, making, market, money, More, Mortgage, mortgage lenders, mortgage qualification, Mortgage Rates, Mortgage Tips, Mortgages, Moving, new, News, portfolio, property, Raise, Rates, Real Estate, Real Estate Investors, refinancing, returns, risk, running, S corporation, safe, Salary, save, search, security, self-employed, self-employed mortgage, Self-employment, Sell, simple, single, Small Business, stable, startup, tax, tax returns, taxes, Technology, time, timing, tips, Underwriting, W-2, will, work, working

Reveal: Our Laundry Room Makeover

January 27, 2023 by Brett Tams

Yes, it is true. I’ve been working on the restoration and design of my historic Victorian home in San Francisco for nearly four years now. But even as a blogger, I’m still a normal person my friends. We didn’t win the lottery. I’m not a professional interior designer. Contrary to popular…

The post Reveal: Our Laundry Room Makeover appeared first on Apartment34.

Posted in: Quick Cash Tagged: 2, 2016, All, apartment, ARMs, before, big, bucket, Built, Clean, cleaning, Clothes, clutter, color, construction, custom, data, Decor, decorating, design, dream, electric, Fall, Financial Wize, FinancialWize, floor, front, goals, gold, good, Haus, home, house, How To, items, japanese, job, laundry, Laundry Room, Life, Local, Main, Make, makeover, making, mess, modern, More, most popular, Move, natural, organization, organizing, Original, Other, photography, Popular, proof, rich, right, rugs, san francisco, save, space, storage, this old victorian, tips, title, under, updates, victorian, wall, wallpaper, wants, white, wood, work, working

How to Create a Realistic Retirement Budget

January 27, 2023 by Brett Tams

Retirement can mean a big change in your cash flow. Here’s how to stay on top of your budget.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, 401(k)s, 401k, advice, All, annuity, Arkansas, Bank, Benefits, big, bills, bonuses, bucket, bucket list, Budget, Budgeting, business, car, Car Insurance, city, collecting, cost, couple, Credit, credit card, data, decades, dining, dining out, Discounts, discover, diversify, diversity, downsizing, earning, employer, estate, expectations, expenses, Family, finances, Financial Goals, Financial Wize, FinancialWize, fixed income, Florida, food, front, frugal, fun, funds, gas, gig, goals, gold, good, great, groceries, gym, happy retirement, health, Health care, Health Insurance, holiday, holiday spending, home, home repairs, Housing, housing costs, How To, Income, income level, income tax, Insurance, insurance premiums, investment, IRA, IRAs, items, job, Life, Lifestyle, list, Live, living expenses, Local, low, low-income, Make, married, math, Medical, Medicare, Medicare part B, money, monthly budget, monthly expenses, More, more money, Mortgage, Move, needs, new, new york, new york city, office, Other, paycheck, pension, plan, planner, Planning, Popular, property, property taxes, rate, Rates, Rent, Research, retire early, retirees, retirement, retirement account, retirement accounts, Retirement Income, retirement plan, Retirement Planning, retirement plans, retirement savings, roommate, rural, save, Save Money, Saving, Saving for Retirement, saving money, savings, security, Seniors, side gig, smart, social security, social security benefits, Spending, stage, states, stock, story, Style, subscriptions, tax, tax rates, taxes, time, tips, traditional, Travel, utilities, vacation, wages, Ways to Save, will, woman, work, workers, working, working from home

Layoff: Catastrophe or Opportunity?

January 27, 2023 by Brett Tams

At the age of 50, I was laid off.

It was a Thursday morning in August of 2013 and it came on a conference call along with hundreds of co-workers. I had been working in one way or another since the age of 13 — babysitting, apple picking, camp counselor, journalist. It was the first time I had ever been involuntarily out of work.

Did I mention it happened while I was technically on vacation? Yep. I had to dial in to a conference call to lose my job while at the beach on Cape Cod. Oh, Corporate America.</

Posted in: Mortgage Tips Tagged: 2016, accountant, advice, All, apple, balance, Bank, beach, before, bills, bonuses, Books, build, business, Buy, Cape Cod, Career, chance, Clean, Clothing, coffee, company, Connecticut, credits, data, decision, downsizing, entrepreneurship, Family, Financial Wize, FinancialWize, front, goals, good, great, grocery, home, house, How To, job, jobs, kids, launch, Layoffs, learned, lessons, Life, list, living with less, Local, low, Make, making, market, Marketing, money, More, Move, Moving, networking, new, New Jersey, new job, News, offer, opportunity, Other, paint, panic, paycheck, payments, pinterest, plan, Planning, quality, ready, Recession, Rent, Research, Revenue, right, Salary, School, second, Self-Improvement, selling, Side Hustles, simple, single, Sites, Social Media, Spending, taxes, time, town, traditional, trends, Twitter, Unemployment, vacation, walking, Wi-Fi, will, women, work, Work Life, work-life balance, workers, working

Small Changes, Big Differences: 5 Low-Cost Ways to Give Your Home a New Look

January 27, 2023 by Brett Tams

There are a lot of advantages to home improvement changes. They can make your space feel more modern, larger, and increase its value. And the…

The post Small Changes, Big Differences: 5 Low-Cost Ways to Give Your Home a New Look first appeared on Century 21®.

Posted in: Checking Account, DIY, Home, Home Improvement, Real Estate Tagged: 2, accent, accent walls, big, Blog, brown, Buy, century21, chance, chocolate, color, cost, Decor, design, desk, DIY, estate, Financial Wize, FinancialWize, fireplace, floor, front, front door, good, hardwood, hardwood floors, home, home décor, Home Improvement, house, How To, improvement, install, low, Make, modern, More, new, News, Other, paint, painting, Real Estate, safety, simple, space, steel, Style, value, wall, wallpaper, will, wood

Mortgages and Loans: The Basics of Borrowing

January 27, 2023 by Brett Tams

Big loans make some people squeamish. This used to surprise me. I wondered how, for example, a client could talk openly about life insurance, with its end-of-life implications, then get sweaty palms over a mortgage refinance. Another client might, after systematically considering the need for disability insurance, balk at a mortgage equity line of credit […]

The post Mortgages and Loans: The Basics of Borrowing appeared first on Good Financial Cents®.

Posted in: Debt, Frugal Living Tagged: 2021, 30-year, 30-year mortgage, AAMS, About Mortgages, Accredited Asset Management Specialist, advisor, agent, aid, air, All, Apps, ask, assets, author, Auto, auto loan, Auto Loans, balance, Bank, banks, basics, Bathrooms, before, big, bills, Blog, blue, Borrow, borrowing, borrowing money, Budget, build, building, building materials, business, business loan, business loans, Buy, buy a house, Buying, buying a car, Buying a house, car, Car dealership, car loan, cars, cash advance, cents, Children, closing, closing costs, College, college graduate, color, commission, Conventional Loans, cost, couple, Credit, credit card, Credit Card Debt, credit score, credit union, custom, customer service, data, Debt, debt consolidation, Debts, decision, deductions, Disability, disclosure, down payment, Down payments, dream, driving, earnings, Economy, education, entry, equity, estate, expenses, expensive, Family, Featured, federal loans, Fees, FHA, FHA loan, Finance, Financial Advisor, financial aid, Financial Freedom, Financial Wize, FinancialWize, financing, foundation, freedom, friendly, front, General, getting a mortgage, Giving, good, good credit, Google, government, graduation, great, green, Grow, growth, healthy, helpful, higher education, hoa, HOA Fees, home, home equity, home equity line of credit, Home Improvements, home loans, Home Ownership, home renovations, homebuyer, Homebuyers, homes, house, Housing, Housing market, How To, Illinois, impact, improvements, Income, industry, Insurance, interest, interest rate, interest rates, inventory, Investing, investment, investment property, job, kitchen, kitchens, landlord, Learn, learned, lend money, lenders, lending, leverage, Life, life insurance, line of credit, list, Live, living expenses, loan, Loan officer, Loans, Local, locks, low, LOWER, Main, Make, making, market, Mistakes, money, More, Mortgage, mortgage loan, mortgage loans, mortgage refinance, Mortgages, needs, negotiating, new, offer, offers, office, Original, Other, outdoor, ownership, paint, parents, Paying Off Debt, payments, Personal, personal finance, personal loan, Personal Loans, plan, planner, Planning, PMI, podcast, present, principal, private mortgage insurance, proactive, products, programs, property, property values, protect, public service, Purchase, puzzle, questions, rate, Rates, Real Estate, real estate agent, Realtors, Refinance, refinance your mortgage, refinancing, renovate, renovating your home, renovations, Rent, resale, resale value, Research, retirement, Retirement Planning, Revenue, right, risk, safe, salaries, save, Saving, savings, Savings Account, Savings Accounts, SBA, scholarships, School, science, SEC, second, Sell, selling, shopping, simple, single, Small Business, society, spa, Spending, stable, Start a Business, starting a business, statistics, student, student loan, Student Loans, students, subsidized loan, taxes, the balance, time, tools, traditional, Transportation, tuition, under, USDA, used car, veterans, veterans affairs, wealth, wealth management, will, work, working, wrong, youtube
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