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10 Favorite Feel-Good Movies for Taking a Sick Day

January 27, 2023 by Brett Tams

Taking a sick day is the perfect opportunity to relax and unwind (unless you’re sick). According to Redditors, whether you’re looking for a comedy, a romance, or a heartwarming tale, these movies will leave you feeling happy and uplifted. So grab a blanket, make some chicken soup, and get ready to escape into a world … Read more

Posted in: Saving And Spending Tagged: 2, 2016, 2023, adventure, All, artists, author, Backyard, ben, bond, Budget, business, city, Credit, data, discover, dream, Entertainment, Featured, Finance, Financial Wize, FinancialWize, food, foreign exchange, good, great, gym, home, How To, internet, job, journey, layout, lessons, Life, Live, Local, Make, miller, money, More, movies, new, opportunity, Orchard, Popular, ready, School, secondhand, shares, story, student, time, title, united, will, woman, women, young

Ditch Your Car And Walk More

January 27, 2023 by Brett Tams

As I recently said in Welcome To Paradise – We’re Living On A Sailboat!, we no longer have our Jeep. Since we are preparing to cruise and will be leaving the marina soon, we no longer have a need for full-time use of a land vehicle. Now, technically we still own our Jeep, but it’s […]

The post Ditch Your Car And Walk More appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: active, All, ARMs, before, Benefits, big, biking, bills, Budget, Buy, car, Car Insurance, cents, cleaning, country, creativity, data, Debt, desk, driving, exercise, expenses, expensive, Family, Financial Wize, FinancialWize, Florida, front, General, great, health, healthy, helpful, home, house, household, Insurance, job, jobs, Life, Live, Living on a sailboat, love it, LOWER, maintenance, Make, making, Medical, medical bills, money, More, more money, new, Other, pressure, productivity, ready, risk, save, Save Money, shopping, Spending, Spending Less, splurging, target, time, title, Transportation, trust, vehicles, walk to work, walking, will, work, working

Do You Have Life Insurance?

January 27, 2023 by Brett Tams

According to the insurance research firm LIMRA, life insurance ownership is at its lowest point in over 50 years. This is a crazy statistic considering that approximately 44% of those who took part in the survey said they don’t have enough money to pay for expenses if their loved one were to pass away suddenly. […]

The post Do You Have Life Insurance? appeared first on Making Sense Of Cents.

Posted in: Debt, Retirement, Starting A Family Tagged: 2, All, ask, author, before, Blog, Budget, cents, Children, co-signer, commission, company, cost, data, Debt, disclosure, employer, entry, expenses, Family, Financial Wize, FinancialWize, gender, get started, great, health, Insurance, job, Life, life insurance, Lifestyle, loan, Loans, Make, making, market, Medical, money, More, needs, Other, ownership, parents, payments, plan, policies, premium, Purchase, questions, Research, retirement, Review, right, routine, second, single, spouse, story, student, student loan, student loan debt, Student Loans, survey, time, title, unique, value, will, work, young

Understanding Medicare Supplement Plans – AKA Medigap Plans

January 27, 2023 by Brett Tams

Medicare is an excellent government program that helps seniors pay for necessary medical expenses that they would not be able to afford otherwise, but there are a lot of things that the program doesn’t pay for. Millions of Americans rely on Medicare to get the healthcare that they need, but there are dozens of different […]

The post Understanding Medicare Supplement Plans – AKA Medigap Plans appeared first on Good Financial Cents®.

Posted in: Retirement, Starting A Family Tagged: affordable, All, basic, basics, before, Benefits, bills, Budget, Buy, Buying, coinsurance, company, Consumers, cost, couple, decision, Deductible, deductibles, Discounts, employer, existing, expenses, expensive, experts, Family, finances, Financial Wize, FinancialWize, General, good, government, great, health, Health care, healthcare, helpful, history, home, home care, Inflation, Insurance, insurance coverage, insurance plans, Law, Legal, Life, Main, Make, making, married, Medical, medical expenses, Medicare, Medicare Advantage, Medicare Part A, Medicare part B, Medigap, model, money, More, Most Expensive, Move, needs, new, offer, offers, Original, Other, plan, policies, premium, protect, protection, Purchase, questions, Quotes, Raise, rate, Rates, ready, retirement, Review, right, savings, Savings Account, second, Sell, selling, Seniors, shopping, Simplifying, states, surgery, time, Transaction, trend, under, will, work

Why Separate Bank Accounts in Marriage Might Make Sense

January 27, 2023 by Brett Tams

Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If you’re married or living with your significant other, there’s a lot you share. Your home. Your weekend plans. Perhaps even a kid […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Budgeting, Real Estate News Tagged: 2, 2021, Advertising, All, Amount Of Money, app, Apps, Arizona, assets, ATM, balance, Bank, bank account, bank accounts, before, Behavior, bills, Budget, Budgeting, Buy, california, chance, child care, Children, community property, company, couple, Credit, credit card, credit cards, Debt, Debts, disclosure, divorce, envelope system, evergreen, expenses, Family, family budget, finances, Financial Goals, financial independence, Financial Planning, Financial Wize, FinancialWize, Freebies, funds, gift, gifts, goals, groceries, Grow, habits, helpful, home, house, household, household income, idaho, impact, Income, inheritance, investments, job, Joint Account, kids, Learn, Life, living with your significant other, Loans, louisiana, Make, Make Money, Manage Money, marriage, married, merging finances, money, Money Management, More, Mortgage, needs, netflix, Nevada, new, Original, Other, Out of the House, Personal, plan, Planning, property, protect, Purchase, ready, Relationships, Rent, rental, repub, save, Save Money, savings, Savings Account, Savings Goals, second, secrets, separate accounts, single, Spending, spouse, Spring, states, student, Student Loans, subscriptions, survey, texas, the balance, time, tips, trust, unique, venmo, washington, wealth, Wedding, white, Wisconsin, withdrawal, work

How to Build an Emergency Fund in College

January 27, 2023 by Brett Tams

When I was in college, I had a bit of a spending problem. I loved to buy new clothes, go out to eat and go to concerts.  Even though I tried to budget, I always wound up overspending.  The one financial rule I did follow? I always had a small emergency fund, with at least

The post How to Build an Emergency Fund in College appeared first on MintLife Blog.

Posted in: Real Estate News, Student Finances Tagged: 2, 2022, after college, apartment, ask, author, Auto, balance, Bank, bank account, bank of america, basic, beach, before, Blog, Borrow, borrowing, brick, Budget, build, building, Buy, car, chase, chase checking, Checking Account, Christmas, city, Clothes, College, color, Credit, credit card, data, deposit, driving, Emergency, Emergency Fund, expenses, expensive, Family, Featured, Fees, Finance, finances, Financial Wize, FinancialWize, first apartment, flight, freelance, fund, funds, goal, good, groceries, holiday, home, How To, Income, interest, interest rate, iPhone, job, landlord, layout, Learn, Life, living expenses, loan, Loans, Local, Make, Make Money, Mint, mint.com, mobile, money, More, Move, Moving, moving out, needs, new, new apartment, office, Other, parents, pawn, Personal, personal finance, plan, Psychology, rate, save, Saving, Saving 101, savings, Savings Account, security, security deposit, Sell, selling, Side Hustles, Spending, Spring, stress, student, Student Finances, student loan, Student Loans, students, Style, tax, tax refund, time, title, Travel, Uber, white, will, windfalls, wrong

Goal Setting: How to Become A Better Saver

January 27, 2023 by Brett Tams

Saving more money is one of those big goals that a lot of people have, but get stuck. I know this because we use to be right there too. The year would fly by and we were nowhere near our goal. With a few months left, we’d scramble to figure out how to knock it out. It

The post Goal Setting: How to Become A Better Saver appeared first on MintLife Blog.

Posted in: Financial Planning, Real Estate News Tagged: 2, 2022, All, app, Apps, author, Auto, Bank, big, Big Picture, bills, Blog, bonus, Budget, building, Buy, buy a house, car, Car Insurance, Checking Account, city, College, color, company, Competition, couple, Credit, data, date night, Debt, Emergency, Emergency Fund, expenses, Family, finances, Financial Freedom, Financial Goals, Financial Planning, Financial Wize, FinancialWize, football, freedom, friendly, fun, fund, goal, goal setting, goals, good, house, How To, ideas, Income, inheritance, Insurance, kids, layout, Learn, Life, Live, Make, making, Mint, mint.com, mobile, money, More, more money, Motivation, net worth, questions, Review, right, risk, save, Saving, Saving 101, saving money, savings, Savings Account, savings goal, Savings Goals, second, simple, Spending, spouse, Start Saving, Style, summer, target, time, tips, title, white, will

7 of the Worst Car Buying Mistakes You Can Make

January 27, 2023 by Brett Tams

A vehicle is a big purchase that often involves a loan, so getting it wrong can be an expensive mistake.
Posted in: Credit Cards Tagged: 2, 2021, 2022, 2023, affordable, ask, Bank, before, best deals, big, borrowing, Broker, Budget, Buy, Buying, buying a car, buying a new car, car, car buying, car loan, car shopping, Consumers, cost, couple, Credit, credit union, data, Deals, driving, expensive, Extra Money, Fees, Financial Wize, FinancialWize, financing, good, great, home, inspection, Insurance, insurance broker, items, Live, loan, LOWER, Make, making, market, Medicare, Michigan, mistake, Mistakes, money, More, negotiating, new, offer, offers, Other, points, Purchase, rate, Rates, Research, Review, sales, save, Save Money, seller, shopping, states, Style, survey, tax, time, timing, trust, used car, vehicles, will, woman, workers, wrong

Food waste and food consumption in the United States

January 27, 2023 by Brett Tams

I’ve been thinking a lot lately about how much food I consume (and waste). I’m not happy with how I shop and eat, and it’s not just because I’m fat right now. I don’t like what I’m eating and I don’t like how much food I’m throwing out.

Food waste is a huge problem in the United States. Most studies find that Americans waste about one-third of all food that enters the supply chain. This is insane. And when you consider that food spending is the third-largest component of the average American budget, this is a great place for most folks to boost their budget.

According to the 2017 Consumer Expenditure Report, the average household spends $7,729 per year ($644.08 per month) on food. If, as the USDA reports, 31% of the average family’s food goes to waste, that’s the equivalent of burning $2395.99 per year ($199.67 per month).

For most families, $200 per month is a big deal. That can be the difference between deficit spending and earning a “profit”. That $200 per month could be enough to purchase a new car or to afford better health insurance.

Today, I want to think out loud about food consumption and food waste in my own life.

Our actual fridge at this very moment

This article is unusual in that I’m not going to try to offer any solutions. Instead, I’m simply going to share some observations, and I’m going to divide these observations into bite-sized chunks.

If you have solutions to food waste, however, I’d love to hear them.

Posted in: VA Loans Tagged: 1970s, 2, All, apartment, beans and rice, big, blueprint, Books, Budget, Built, Buy, Buying, car, Choices, Cities, coffee, condo, consumption, country, couple, Crisis, data, dessert, earning, Europe, Family, Fashion, Financial Wize, FinancialWize, food, food consumption, food waste, fun, funny, garage, garden, glasses, great, groceries, habits, health, Health Insurance, healthy, HelloFresh, home, house, household, Insurance, inventory, items, job, kids, kitchen, Learn, learned, Life, Lifestyle, Live, low, Make, making, market, mental health, miles, mold, money, More, needs, new, offer, opportunity, Oregon, Other, packing, Pantry, Personal, prep, Purchase, ready, rental, restaurant, right, RV, save, Save Money, School, simple, single, space, specialty, Spending, staples, states, stock, storage, surgery, time, title, tools, Travel, under, unique, united, USDA, wants, weather, will, woman, work, young

10 Personal Finance Rules College Students Can’t Afford To Break

January 27, 2023 by Brett Tams

Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.

The post 10 Personal Finance Rules College Students Can’t Afford To Break appeared first on Money Under 30.

Posted in: Commercial Real Estate Tagged: 2021, advice, after college, All, assessment, Auto, auto insurance, average savings, Bank, before, Budget, Budgeting, build, building, business, car, Career, Careers, clear, College, college graduate, college students, company, cooking, Credit, credit card, credit cards, credit score, data, Debt, decades, decision, deposit, Direct Deposit, discover, diversify, dream, Emergency, Emergency Fund, employer, employer-sponsored retirement plan, entry, expense, expenses, experience, experts, Family, Fees, Finance, financial tips, Financial Wize, FinancialWize, first job, fund, funds, get started, goals, good, good credit, grace period, graduation, great, groceries, habits, health, healthy, home, How To, impact, Income, industry, Insurance, interest, interest rate, interest rates, Investing, investment, investment portfolio, investments, IRA, job, jobs, Learn, learned, lenders, Life, Live, LLC, loan, Loans, low, LOWER, Make, Manage Money, manage my money, market, Marketing, marriage, married, money, Money Management, More, Mortgage, mortgage loan, Move, needs, new, offers, office, opportunity, organize, Other, paycheck, payments, Personal, personal finance, plan, portfolio, principal, protect, Purchase, questions, rate, Rates, ready, refinancing, retirement, retirement plan, Review, rewards, right, risk, routine, running, Salary, sales, save, Save Money, Saving, Saving for Retirement, savings, Savings Account, School, search, single, Spending, stage, Start Saving, stress, student, student loan, Student Loans, students, Style, time, tips, title, tools, under, unique, value, wealthfront, will, work, young, young people
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