Taking a sick day is the perfect opportunity to relax and unwind (unless you’re sick). According to Redditors, whether you’re looking for a comedy, a romance, or a heartwarming tale, these movies will leave you feeling happy and uplifted. So grab a blanket, make some chicken soup, and get ready to escape into a world … Read more
As I recently said in Welcome To Paradise – We’re Living On A Sailboat!, we no longer have our Jeep. Since we are preparing to cruise and will be leaving the marina soon, we no longer have a need for full-time use of a land vehicle. Now, technically we still own our Jeep, but it’s […]
The post Ditch Your Car And Walk More appeared first on Making Sense Of Cents.
According to the insurance research firm LIMRA, life insurance ownership is at its lowest point in over 50 years. This is a crazy statistic considering that approximately 44% of those who took part in the survey said they don’t have enough money to pay for expenses if their loved one were to pass away suddenly. […]
The post Do You Have Life Insurance? appeared first on Making Sense Of Cents.
Medicare is an excellent government program that helps seniors pay for necessary medical expenses that they would not be able to afford otherwise, but there are a lot of things that the program doesnât pay for. Millions of Americans rely on Medicare to get the healthcare that they need, but there are dozens of different […]
The post Understanding Medicare Supplement Plans – AKA Medigap Plans appeared first on Good Financial CentsÂ®.
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. If youâre married or living with your significant other, thereâs a lot you share. Your home. Your weekend plans. Perhaps even a kid […]
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When I was in college, I had a bit of a spending problem. I loved to buy new clothes, go out to eat and go to concerts.Â Even though I tried to budget, I always wound up overspending.Â The one financial rule I did follow? I always had a small emergency fund, with at least
The post How to Build an Emergency Fund in College appeared first on MintLife Blog.
Saving more money is one of those big goals that a lot of people have, but get stuck. I know this because we use to be right there too.Â The year would fly by and we were nowhere near our goal. With a few months left, weâd scramble to figure out how to knock it out.Â It
The post Goal Setting: How to Become A Better Saver appeared first on MintLife Blog.
I’ve been thinking a lot lately about how much food I consume (and waste). I’m not happy with how I shop and eat, and it’s not just because I’m fat right now. I don’t like what I’m eating and I don’t like how much food I’m throwing out.
Food waste is a huge problem in the United States. Most studies find that Americans waste about one-third of all food that enters the supply chain. This is insane. And when you consider that food spending is the third-largest component of the average American budget, this is a great place for most folks to boost their budget.
According to the 2017 Consumer Expenditure Report, the average household spends $7,729 per year ($644.08 per month) on food. If, as the USDA reports, 31% of the average family’s food goes to waste, that’s the equivalent of burning $2395.99 per year ($199.67 per month).
For most families, $200 per month is a big deal. That can be the difference between deficit spending and earning a “profit”. That $200 per month could be enough to purchase a new car or to afford better health insurance.
Today, I want to think out loud about food consumption and food waste in my own life.
This article is unusual in that I’m not going to try to offer any solutions. Instead, I’m simply going to share some observations, and I’m going to divide these observations into bite-sized chunks.
If you have solutions to food waste, however, I’d love to hear them.
Personal finance 101 may not be on your course schedule, but that doesnât mean you canât school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.Personal finance 101 may not be on your course schedule, but that doesnât mean you canât school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.
The post 10 Personal Finance Rules College Students Canât Afford To Break appeared first on Money Under 30.