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7 Reasons Americans Seniors Stay Frugal in Retirement

March 21, 2023 by Brett Tams

Many folks do not abandon their penny-pinching ways after they stop working.
Posted in: Taxes Tagged: 2, 2021, 2022, All, assets, building, business, cost, couple, Crisis, data, decision, Emergency, Emergency Fund, estate, Estate Planning, Federal Reserve, financial well-being, Financial Wize, FinancialWize, fire, frugal, fund, gay, goal, good, great, guide, habits, health, heirs, How To, Income, Inflation, job, Learn, legacy, lessons, Life, Living, Make, man, Mistakes, money, monkey, More, new, new job, News, offers, ok, or, outdoors, panic, patio, paycheck, penny, plan, Planning, Prices, protect, reach, Research, retirees, retirement, right, rising prices, running, save, Saving, savings, security, Seniors, social, social security, Spending, spending habits, Spending Less, Style, survey, surveys, taxes, time, tips, will, woman, workers, working

The 60 [BEST] Budget Grocery List for Cheap Eating

March 19, 2023 by Brett Tams

Inside: Are you looking for ways to save money while eating nutritiously? This guide has a comprehensive list of affordable cheap food…

Read More… The 60 [BEST] Budget Grocery List for Cheap Eating

Posted in: Frugal Living, Money Tips Tagged: 2, 2022, 2023, 3D, active, ad, affordable, agent, All, Amazon, app, apple, Apps, art, Asian, ask, at home, baby, Backyard, Bank, bar, bargains, basic, basics, beans and rice, before, belong, Benefits, bills, black, Blend, bonus, Books, breakfast, Budget, budget eating, budget friendly, build, Buy, Buying, calculator, cash back, Cash Back Rewards, cents, chase, cheap food, chicken, chocolate, choice, Choices, Clean, cleaning, Clothing, codes, coffee, color, commission, consumption, containers, Convenience, cooking, cost, coupons, creativity, data, Deals, diet, disclosure, Discounts, DIY, double, eating healthy, eating on a budget, expensive, Extra Money, facebook, faq, fast food, Financial Wize, FinancialWize, food, food budget, Fraction, Free, Freezer Meals, friendly, front, frugal, Frugal Living, frugal living tips, fruit, fun, future, gadgets, garden, get started, gold, good, government, great, green, groceries, grocery, grocery bill, grocery budget, grocery list, Grocery Shopping, grocery shopping on a budget, grocery stores, Grow, guide, hacks, health, healthy, healthy eating, healthy food, healthy on a budget, home, Home Improvement, hot, house, How To, ideas, improvement, Invest, items, keywords, kids, kitchen, language, Learn, Links, list, lists, Living, Local, low, LOWER, Main, Make, making, Making a Budget, meal plan, meal planning, meal prep, Media, minimal, money, More, more money, natural, natural cleaning, needs, new, offer, Oil, online shopping, or, Other, palette, Pantry, pie, pinterest, place, plan, planner, Planning, plans, poor, Popular, prep, price, Prices, Printable, products, Purchase, quality, ranch, ready, Recipes, rewards, rice, rich, right, risk, sales, save, Save Money, Saving, saving money, sc, secret sauce, seeds, selling, shopping, shopping list, shopping lists, shopping on a budget, Side, simple, single, smart, smoothies, social, Social Media, space, Spending, staples, stock, Style, summer, sustainable, target, time, tips, tips and tricks, title, traditional, Travel, tricks, turkey, under, value, Ways to Save, weather, white, will, work, Zoom

How to Use the 50/20/30 Rule as Your Budgeting Plan

March 15, 2023 by Brett Tams

Learn how this budget plan works, how to put it into action, and if it’s the right fit for you.

Posted in: Mortgage News Tagged: 2021, 2022, 2023, action, All, Apps, average, bankruptcy, banks, basic, before, bills, book, bubble, Budget, Budgeting, building, business, car, Car Insurance, cars, categories, Clothes, commute, country, couple, coupons, Credit, credit card, credit cards, data, Debt, Debts, Decor, dining, dining out, double, Emergency, Entertainment, expense, expenses, Extra Money, Family, Finance, Financial Goals, Financial Plan, Financial Wize, FinancialWize, flipping, Free, freedom, frugal, fun, gas, gay, goal, goals, great, groceries, grocery, grocery bill, Grow, health, home, household, household income, Housing, housing bubble, housing prices, How To, Income, income inequality, inequality, Inflation, Insurance, internet, Investing, investments, items, jobs, language, laundry, Learn, lgbtq, Live, Living, living expenses, loan, Loans, low, LOWER, Make, make extra money, man, Massachusetts, money, monthly budget, monthly expenses, More, Mortgage, movies, netflix, new, Opinion, Other, paycheck, payments, penny, Personal, place, plan, plans, pool, price, Prices, protection, realtor, Realtor.com, Recession, Rent, right, rise, save, Save Money, Saving, saving money, savings, second, shopping, Side, Side Hustle, single, smart, Spending, spouse, spreadsheets, states, story, student, student loan, student loan debt, Student Loans, tax, taxes, time, Top 50, under, USDA, used cars, utilities, vacations, value, warren, Ways to Save, wealth, weddings, will, woman, work, workers, working, Zero-Based Budgeting

8 Easy — but Often Forgotten — Ways to Save on Groceries

March 10, 2023 by Brett Tams

As grocery prices soar, don’t forget about these simple ways to cut your costs at the supermarket.
Posted in: Credit Cards Tagged: 2, 2022, 2023, ask, at home, bargains, big, budgets, business, Buy, Buying, cooking, cost, couple, data, Deals, deliveries, driving, Economy, expensive, experts, farm, Financial Wize, FinancialWize, food, Free, Freebies, frugal, gas, gift, Gift Cards, great, groceries, grocery, Grocery Shopping, grocery stores, home, How To, Inflation, items, kroger, Local, LOWER, Make, making, Marketing, money, monkey, More, new, offer, Other, place, premium, price, Prices, products, Raise, save, saver, Sell, shopping, simple, stock, Style, time, tips, town, tricks, value, Ways to Save, Websites, will, woman, workers, working

11 Things You Can Get for Free in March

March 2, 2023 by Brett Tams
11 Things You Can Get for Free in March

Spring is right around the corner, and exciting offers are beginning to bloom.
Posted in: Credit Cards Tagged: 2017, 2022, All, basic, birthday, black, building, business, Buy, car, Children, cost, covid, COVID-19, data, Deals, deposit, dessert, Discounts, display, Family, fidelity, Financial Wize, FinancialWize, food, Free, Freebies, frugal, fruit, garden, get started, gift, Gift Cards, Giving, Happiness, home, hot, household, ice, Instagram, Investing, IRA, kids, Learn, Life, Local, lowes, money, monkey, More, museum, national parks, natural, new, News, north carolina, offer, offers, Opening an Account, opportunity, organization, Other, outdoors, park, party, pie, pizza, Popular, projects, Promotion, restaurants, rewards, right, roth, Roth IRA, savings, seeds, Sites, Spring, stock, Style, summer, texas, time, traditional, traditional IRA, unique, Utah, will, woman, workers

50 Must-Haves After Back Surgery for Spine Surgery Recovery

March 1, 2023 by Brett Tams

The last thing that you thought you would need in your life was spine surgery. Well, I completely understand that feeling. I…

Read More… 50 Must-Haves After Back Surgery for Spine Surgery Recovery

Posted in: Financial Freedom, Money Tips Tagged: 2, 2023, active, actual, ad, advice, agent, aid, All, Amazon, app, apple, at home, basic, beach, bed, bedroom, before, Benefits, Blend, Blog, bonus, Books, Borrow, Budget, build, building, Built, Buy, Buying, chairs, chance, Children, Clean, Clothes, color, commission, cost, couch, couple, data, depression, design, desk, diet, disclosure, display, double, driving, energy, entertaining, Entertainment, Essentials, exercise, expectations, experience, facebook, Fall, Family, faq, Financial Freedom, Financial Wize, FinancialWize, food, Free, frugal, fruits and vegetables, fun, games, gift, goal, good, Google, great, green, grocery, Grocery Shopping, guide, habits, health, healthy, heat, heating, helpful, Helpful Advice, history, hold, home, house, household, How To, how to move, HR, ice, ideas, Insurance, Investing, items, kids, kitchen, language, layout, Learn, learned, Life, Lifestyle, Links, list, Live, low, luck, Make, making, manage, market, master bedroom, Media, medications, mindset, money, More, Move, movies, Moving, Music, must-haves, needs, new, News, nightstand, offer, Oil, Other, palette, Pantry, patient, Personal, Pet, pets, physical therapist, pillow, pillows, place, plan, Planning, plans, protect, quality, random, reach, Relaxation, renting, return, right, risk, room, running, safe, save, search, seating, shopping, short, shower, Side, single, sleep, society, spirits, Sports, spouse, Spring, stable, stage, stock, stock market, stress, Style, surgeon, surgery, thankful, The Stock Market, time, tips, title, tools, Topical, upgrade, wall, Wall Street, wealth, will, work, youtube

Spruce Review — A Mobile Banking Platform Built by H&R Block

February 28, 2023 by Brett Tams

Looking for a mobile banking platform that can help you manage your money more efficiently? Consider Spruce, built by H&R Block.
Posted in: Money Basics Tagged: 2, 2023, ACH, action, active, actual, All, app, apple, Apps, ATM, author, balance, Bank, Banking, banks, basic, before, Benefits, big, bonds, bonus, build, Built, business, Buy, car, cash back, color, country, couple, Credit, credit card, credit card issuer, credit cards, credit score, credits, data, Debit Card, deposit, Direct Deposit, down payment, earn interest, Emergency, Emergency Fund, employer, ETFs, experts, Family, FDIC, Fees, fico, Financial Wize, FinancialWize, Fintech, Free, free credit score, frugal, fun, fund, funds, future, General, goal, goals, government, great, grocery, grocery stores, home, hotels, How To, HR, improvement, Insurance, interest, Invest, investment, irs, learned, list, Living, maintenance, Make, manage, market, Media, meta, mobile, Mobile Banking, money, Money Management, More, new, offer, offers, Other, party, paycheck, prep, protection, Purchase, Rates, reach, ready, Refund, restaurants, returns, Review, Reviews, reward, rewards, right, save, Saving, saving strategies, savings, Savings Account, Savings Accounts, Savings Goals, securities, simple, single, social, Software, Spending, state tax, states, stocks, Strategies, Style, target, tax, tax refund, tax refunds, tax returns, time, timing, title, tools, tracking, traditional, Transaction, transaction fees, Travel, Twitter, united, united states, value, withdrawal, work

32 Inflation Hacks to Save You Money in an Economic Downturn

February 28, 2023 by Brett Tams

From gas to groceries to government help, there are plenty of ways to cut spending.
Posted in: Credit Cards Tagged: 2, 2021, 2022, 2023, affordable, All, Alternatives, Amazon, app, apple, Apps, ask, at home, average, banks, before, Benefits, big, Bike, biking, bills, Budget, Buy, Buying, Cable TV, capital one, car, Car Insurance, cash back, cents, chicken, coffee, collaboration, College, college students, commute, company, cooking, cost, country, couple, Credit, credit card, credit card company, Credit Card Debt, data, date night, Deals, Debt, deposit, diet, dinner ideas, Discounts, dogs, Easter, economic downturn, Economics, entertaining, Essentials, exercise, expenses, expensive, Extra Income, Family, Fees, Financial Wize, FinancialWize, flight, Florida, food, food waste, fourth of july, Free, frugal, fruits and vegetables, fun, future, gas, gas mileage, gas prices, gas stations, good, government, great, groceries, grocery, grocery bill, grocery list, grocery stores, guide, hacks, Halloween, health, healthy, holiday, Holidays, home, hot, household, How To, how to save money, ideas, Income, Inflation, instacart, Insurance, internet, internet access, inventory, items, job, jobs, kitchen, kitchen pantry, kitchens, kroger, laundry, Learn, Life, list, Local, low, LOWER, Make, make coffee at home, making, man, manage, meal prep, Medicaid, money, More, Mortgage, mortgage payment, negotiate, netflix, new, offer, one day, Other, packing, Pantry, penny, pension, Pet, plan, plans, poverty, prep, pressure, price, Prices, products, programs, Purchase, random, rate, ready, Rebate, Rent, Research, restaurants, retirees, reward, rewards, rice, right, room, sales, save, Save Money, Saving, savings, second, shopping, Side, Side Hustle, single, Sites, smart, Spending, starbucks, story, streaming, students, Style, subscriptions, summer, target, time, tips, Transportation, tricks, tv, Uber, under, united, value, venmo, veterans, walking, walmart, Ways to Save, will, winter, woman, work, work from home, work from home jobs, workers, youtube

Is Now the Right Time to Invest in Travel Stocks?

February 26, 2023 by Brett Tams

While the market as a whole is flat so far in 2023, travel stocks like Airbnb, Delta and American Airlines are soaring.

Posted in: Investing, Moving Guide Tagged: 2, 2021, 2023, air, airbnb, All, Amazon, american airlines, apple, assets, author, average, Bank, banks, before, beneficiaries, Blog, blue, Buy, Buying, company, covid, COVID-19, COVID-19 pandemic, currency, data, driving, earnings, eating out, Economy, environment, ETFs, expectations, expenses, Financial Wize, FinancialWize, flights, food, frugal, funds, General, hilton, hotels, hours, hyatt, Income, index, industrial, industry, Inflation, international, Invest, Investing, investors, job, job market, list, market, marriott, More, nerdwallet, net income, pandemic, Popular, Recession, rental, returns, right, room, safe, shares, short, shortages, soaring, southwest, souvenirs, Spending, stable, stock, stock market, stocks, time, trading, traditional, Travel, trend, trends, Uber, united, united airlines, vacation, wall, Wall Street, workers

Hiccups on the way to combining finances

February 25, 2023 by Brett Tams

It happened fast. We barely talked about it, but all of a sudden, about a week after we got engaged — and before we were really ready — my fiancé and I had combined our finances.

I can pinpoint the impetus: Southwest Airlines was offering a promotion where if you got both the Plus and the Premier credit card and spent x dollars on one, y dollars on the other, you got a Companion Pass through the end of 2015. “We fly Southwest a lot anyway,” we reasoned. “And we’ll hit the minimums soon since this wedding we’re planning isn’t going to be cheap. We might as well get one of us a $5 ticket every time we fly somewhere together.”

So we applied for credit cards in both our names and started spending money on wedding-related things. The photographer wanted a deposit, but would she take payment in full seven months before the event? Of course she would! So too would the portable bathroom people and the half dozen other vendors required to turn a party into a wedding. Just like that, we’d hit those spending goals.

C

Posted in: Budgeting, Personal Finance Tagged: All, Bank, bathroom, before, Budgeting, Buy, Buying, Checking Account, Checking Accounts, Choices, cost, Credit, credit card, credit cards, credit union, data, Debt, deposit, event, finances, Financial Goals, Financial Wize, FinancialWize, food, frugal, funny, goals, groceries, Income, items, Life, low, makeup, money, money goals, More, Original, Other, panic, party, percent, pizza, Planning, Promotion, Purchase, Reader Stories, ready, Relationships, right, running, sailing, save, Saving, second, secrets, shares, shopping, southwest, southwest airlines, Spending, story, Style, time, title, Transaction, Wedding
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