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4 Best Investment Strategies for 2022: Start investing today

March 25, 2023 by Brett Tams

For beginner investors, it can be hard to know just what steps are needed. These investment strategies are tried and tested and will help you succeed.
Posted in: Money Basics Tagged: 2, 2022, 2023, 429, active, active investing, ad, advisor, Alabama, All, Amount Of Money, apartment, appreciation, Apps, Arizona, Arkansas, assets, average, bad credit, Bank, bank account, basic, beginner, betterment, big, bitcoin, bond, bond funds, bonds, book, brokerage, brokers, bucket, buffett, build, Built, Buy, Buying, ca, california, car, car loan, certificates of deposit, Children, choice, clear, College, Colorado, Commercial, commercial property, Commercial Real Estate, company, Connecticut, Consumers, cost, Credit, credit card, Credit Card Debt, credit repair, Crowdfunding, crypto, cryptocurrencies, cryptocurrency, ct, dca, Deals, Debt, deposit, diversification, dividend, dividends, down payment, dream, earning, earnings, efficient, Emergency, Emergency Fund, estate, ETFs, Fall, Fees, Finance, Financial Wize, FinancialWize, financing, fixed, Florida, Free, fund, funds, future, General, Georgia, goal, goals, good, great, Grow, growth, growth stocks, guide, Guides, hawaii, health, history, hold, home, house, How To, how to invest, hunting, id, idaho, Illinois, Income, indiana, industry, interest, interest rate, interest rates, Invest, Investing, investment, investment apps, investment portfolio, investment returns, investment strategies, investments, Investor, investors, IRA, IRAs, items, Learn, lending, liquidity, list, loan, Loans, louisiana, low, LOWER, m1 finance, maine, Make, Make Money, making, Making Money, manage, market, markets, Maryland, Massachusetts, md, Michigan, mississippi, missouri, money, money market, Money Market Account, money market accounts, montana, More, Mortgage, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, offers, office, office buildings, opportunity, or, Oregon, Other, park, passive, passive investing, paycheck, peer-to-peer lending, Personal, personal finance, place, plan, Planning, plans, Popular, portfolio, portfolio diversification, price, Prices, principal, project, projects, property, Purchase, rate, Rates, Real Estate, Real Estate Investing, repair, retirement, retirement plan, retirement plans, return, returns, rich, right, rise, risk, robinhood, robo-advisor, robo-advisors, roth, Roth IRA, Roth IRAs, safe, sales, save, Save Money, Saving, savings, Savings Account, searching, second, security, Sell, selling, shares, short, short-term investment, Side, simple, single, skill, South Carolina, south dakota, space, stable, Starting Out, stock, Stock Brokers, stock market, stockbrokers, stocks, Strategies, Style, surgery, tax, Tennessee, texas, The Stock Market, time, time horizon, timing, timing the market, title, trading, traditional, under, unique, Utah, vacation, vacation home, value, Value investing, value stocks, virginia, volatility, wants, warren, washington, Washington DC, Ways to make money, wealth, wealth management, Wedding, what is a brokerage account, will, Wisconsin, work, wrong

Compound Interest: Definition, Formulas, and Solved Example

March 25, 2023 by Brett Tams

Unlock the power of compound interest! Learn the definition, formulas, and explore solved examples in this comprehensive guide.
Posted in: Credit 101 Tagged: 2, 2023, 30-year, advice, All, annual percentage rate, app, apr, balance, Benefits, big, bonds, Borrow, borrowing, build, calculator, Calculators, car, car loan, car loans, CDs, company, Compound, Compound Interest, compound interest formula, compounded interest, compounding, Compounding Interest, Credit, credit card, Debt, decades, deposit, Deposits, dividend, dividend stocks, dividends, earn interest, Earn money, earning, earning money, earnings, estate, experts, Financial Wize, FinancialWize, fixed, formula, Free, funds, future, future value, good, government, great, Grow, growth, guide, How To, id, Income, interest, interest rate, interest rates, Investing, investment, investment advice, investment returns, investments, Investor, IRA, Learn, lenders, lending, lending money, list, loan, Loans, low, LOWER, Make, Make Money, making, Making Money, market, markets, math, money, money market, Money Market Account, More, more money, Mortgage, mortgage loans, multiply, mutual funds, needs, new, News, offer, offers, or, Original, Other, percent, Personal, personal loan, Personal Loans, place, Planning, points, portfolio, present, present value, principal, rate, Rate Hikes, Rates, Real Estate, real estate investment, retirement, Retirement Planning, returns, rich, right, rise, risk, save, Saving, saving money, savings, Savings Account, Savings Accounts, savings bonds, School, second, shopping, short, simple, sleep, stock, stock market, stocks, student, Style, tax, tax time, taxable, taxable income, taxes, The Stock Market, time, traditional, traditional IRA, trust, value, vehicles, wealth, wealth creation, what is compound interest, will, work, working, young

How Much Life Insurance Do I Really Need?

March 24, 2023 by Brett Tams

Life insurance is one of the most underestimated types of insurance out there. Here’s a clear way to estimate your needs to protect your family.
Posted in: Banking Tagged: 2, advice, affordable, agent, All, allowance, assets, Auto, average, basic, before, bonus, Books, Budget, Budget software, business, Buy, Buying, car, car loan, car loans, childcare, Children, clear, College, College Costs, college education, cost, Credit, credit card, Credit Card Debt, credit cards, Credit Report, custom, death, Debt, Debts, education, employer, Employment, estate, expenses, expensive, Family, federal student loans, Fees, Financial Wize, FinancialWize, funds, General, good, great, guide, health, Health Insurance, How To, Income, Insurance, insurance agent, insurance coverage, job, jobs, Life, life insurance, Living, living expenses, loan, Loans, Make, making, Medical, medical expenses, More, Mortgage, Move, multiply, needs, new, offer, offers, opportunity, or, Other, Paying Off Debt, payoff debt, permanent life insurance, Personal, personal guarantee, plan, premium, private student loans, products, protect, Purchase, Quotes, Review, right, room, running, simple, single, Software, spouse, stress, student, student loan, student loan debt, Student Loans, Style, time, tuition, Twitter, will, work, working, young

6 Money Moves You Must Make in Your 50s and Beyond

March 22, 2023 by Brett Tams

Getting older has its challenges. Here are some ideas to put more gold in your golden years.

Posted in: Moving Guide Tagged: 2, 2023, active, advice, affordable, All, allowance, app, appliances, Auto, average, Benefits, big, bills, bold, bonds, bonus, building, business, Buy, car, car loan, cars, choice, company, Consumer Affairs, Consumers, contracts, cost, crypto, data, Deductible, diversification, diversify, double, driving, Fall, Family, fiduciary, finances, Financial Wize, FinancialWize, Florida, Free, front, funds, future, gold, good, Google, Google reviews, great, hawaii, health, healthy, heating, home, home repairs, homeowners, house, household, ideas, identity theft, Insurance, Invest, IRAs, Life, Links, Live, loan, Local, long-term care, long-term care insurance, low, Make, Medicare, mobile, Mobile App, money, money moves, More, more money, needs, new, offers, or, Other, password, peace, Personal, personal information, place, plan, plans, plumbing, pretty, protect, protection, rental, repair, retirement, return, returns, Reviews, right, save, Saving, savings, scam, scams, security, short, simple, single, states, stocks, stress, target, theft, theft protection, time, trust, value, warranty, washington, wealth, will, woman, work, workers, working, wrong

How Do Banks Make Money? Income & Profit Creation Explained

March 13, 2023 by Brett Tams

Discover how commercial banks make money. From loans to securities, interchange fees, and customer fees we break down the details of how banks make their money.
Posted in: Business Tagged: 2, 2023, active, All, amortization, apple, ask, assets, ATM, author, average, bad credit, balance, balance transfer, Bank, bank account, Banking, banks, basic, before, bills, bonds, Borrow, borrowers, Budget, build, business, Business Credit, business credit cards, business loans, Buy, calculator, car, car loan, car loans, cars, cash advance, categories, chance, Checking Account, color, Commercial, Consumers, cost, Credit, credit card, credit cards, credit scores, currency, custom, data, Deals, Debit Card, deposit, discover, earn interest, Economics, Economy, equity, existing, expense, expenses, Fall, Family, fed, Federal Reserve, Fees, Financial Wize, FinancialWize, fixed, Free, front, fund, funds, General, good, good credit, Grow, healthy, hold, home, home equity, Home equity loans, HR, Income, Insurance, interest, interest on loans, interest rate, interest rates, international, Investing, investment, investments, layout, lending, lending money, list, loan, loan interest, Loans, Local, low, LOWER, Main, maintenance, Make, Make Money, making, manage, Media, money, More, more money, Mortgage, mortgage calculator, mortgage loan, mortgage loans, multiply, needs, new, offer, Operations, Origination, Other, payments, Personal, personal loan, Personal Loans, place, portfolios, pretty, principal, products, protect, Purchase, questions, Raise, rate, Rates, reach, Rent, repayment, return, risk, save, Saving, saving strategies, second, Secondary, securities, Sell, selling, short, simple, single, social, Strategies, Style, time, title, Top 50, Transaction, transaction fees, Travel, Treasury, treasury bills, Twitter, unique, value, wants, will, withdrawal, work, work out, Zoom

From Overwhelming Debt to Financial Freedom: How National Debt Relief Saved Lindsay’s Life

March 4, 2023 by Brett Tams

While going through a divorce, Lindsay’s main goal was to keep things as stable as possible for her two young daughters. And then came the layoff.
Posted in: Credit Card Guide Tagged: 2023, actual, advice, All, ask, bankruptcy, before, bill collector, birthday, brown, Budget, business, Buy, buy a home, car, car loan, Children, Choices, clear, College, college education, company, consumer debt, Consumers, cost, Credit, credit cards, credit rating, credit repair, Credit Report, credit score, creditors, Debt, Debt Repayment, Debts, decision, Digit, divorce, double, education, Empower, Essentials, expense, Fees, finances, Financial Freedom, financial independence, Financial Wize, FinancialWize, food, Fraction, Free, freedom, funds, future, goal, good, home, impact, interest, interest rate, Interviews, job, journey, lawyer, Legal, Life, lindsay, LLC, loan, Local, Main, Make, Marketing, married, money, More, NC, needs, negotiate, new, News, Operations, opportunity, opportunity cost, Other, payments, plan, Planning, poor, quality, questions, rate, Rates, ratings, Relationships, Rent, repair, repayment, retirement, Review, save, Saving, savings, settlement, simple, single, Sites, social, stable, stage, states, Style, tax, testimonial, time, Travel, Unemployment, updates, warranty, will, work, workers, working, young

Refinancing a Car Loan: What to Consider

March 1, 2023 by Brett Tams

woman in front of yellow car

You’ve probably heard of “buyer’s remorse” — that sense of regret people experience after making a big purchase like a car. What you don’t hear so much about is borrower’s remorse, which is the dissatisfaction that car buyers sometimes feel when they realize the financing they got through the dealer is costing them more than […]

The post Refinancing a Car Loan: What to Consider appeared first on SoFi.

Posted in: Financial Advisor Tagged: affordable, Auto, auto loan, Auto Loans, Bank, big, blue, borrowers, borrowing, borrowing money, business, buyer, buyers, calculator, car, car loan, clear, color, cons, cost, Credit, credit score, Debt, debt consolidation, debt payoff, Debts, display, existing, expensive, experience, FDIC, Federal Reserve, Finance, finances, financial independence, financial tips, Financial Wize, FinancialWize, financing, front, General, history, Housing, How To, HR, improvement, interest, interest rate, interest rates, job, Learn, Legal, lenders, Life, loan, Loans, low, LOWER, Main, Make, making, model, money, More, needs, negotiating, nerdwallet, new, NMLS, offers, office, Original, payments, Personal, personal loan, Personal Loans, personal_loan, products, pros, Pros and Cons, Purchase, rate, Rates, Refinance, refinancing, repayment, right, savings, sofi, states, Strategies, Style, time, tips, unsecured loans, will, woman, working

How To Manage An Auto Loan – Bankrate.com

March 1, 2023 by Brett Tams

How To Manage An Auto Loan  Bankrate.com

Posted in: Savings Account Tagged: 2, 2023, All, apr, Auto, auto loan, Auto Loans, balance, Bank, bank account, before, bills, blue, Budget, building, calculator, car, car loan, car loans, categories, Checking Account, choice, color, communication, cost, couple, Credit, credit score, data, Debts, Discounts, down payment, faq, Fees, finances, Financial Wize, FinancialWize, Free, future, good, home, How To, Income, interest, interest rate, kitchen, lenders, loan, Loans, LOWER, Make, making, manage, md, More, Move, Moving, new, offer, offers, Other, pay bills, payments, percent, principal, protect, questions, race, rate, Rates, reach, refinancing, repayment, right, savings, simple, Spending, tax, tax refunds, time, title, Uncategorized, under, used car, will, work

How Do Student Loans Affect Your Credit Score?

March 1, 2023 by Brett Tams

woman on laptop with credit card

Student loans don’t just help you pay for your college education. They also allow you to build a credit history, which can be useful when it comes time to get a mortgage or take out a car loan. The key is to make regular on-time payments. Here’s a look at how student loans can affect […]

The post How Do Student Loans Affect Your Credit Score? appeared first on SoFi.

Posted in: Financial Advisor, Student Loans Tagged: 30 days past due, advice, aid, All, AllY, AllZ, ask, balance, Bank, before, big, bills, blue, Borrow, borrowers, borrowing, build, build credit, building, Buy, buy a home, car, car loan, categories, clear, closing, Collections, College, college education, color, Credit, Credit Bureaus, credit card, credit history, credit rating, credit repair, Credit Report, Credit Reports, credit score, credit scores, credit utilization, CSM, CSMGen, data, Debt, deferment, department of education, display, education, experience, faq, FDIC, federal loans, federal student aid, fico, fico score, financial tips, Financial Wize, FinancialWize, fixed, Forbearance, Fresh Out of School, FTC, future, General, goalCreditScore, good, good credit, good credit score, hard inquiry, history, home, Housing, HR, impact, Income, industry, interest, interest rate, interest rates, knock, late payments, Law, Learn, Legal, lenders, lending, Life, loan, loan approval, Loans, low, LOWER, Make, making, manage, Media, money, More, Mortgage, mortgage lenders, needs, new, NMLS, offer, offers, one day, opportunity, organization, parents, patterns, pay bills, pay off student loans, payment history, payments, personal_loan, plan, Planning, plans, points, private student loans, products, programs, protect, rate, Rates, Refinance, refinancing, repair, repayment, right, rise, save, Save Money, savings, shopping, sofi, SpendDe, SpendPL, SpendSLR, Strategies, student, student loan, student loan payment, Student Loans, student_loan, Style, time, tips, under, Underwriting, variable, will, woman, work, youtube

9 Most Important Money Numbers You Should Know

February 27, 2023 by Brett Tams

If you want to manage your money better, there are some money numbers you should know and know how to find, and these money numbers can be quite important for varying reasons. In the article below, I’m going to explain the most important money numbers you should know about and how they affect your financial […]

The post 9 Most Important Money Numbers You Should Know appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, 2023, actual, All, Amount Of Money, assets, average, Bank, bank account, bank accounts, before, big, bills, Budget, Buying, Buying a Home, car, Car Insurance, car loan, cents, chance, Children, Choices, create a budget, creating a budget, Credit, Credit Bureaus, credit card, Credit Card Debt, credit cards, Credit Report, credit score, data, Debt, debt payoff, decades, decisions, deductions, education, Emergency, Equifax, expenses, experian, Family, family budget, finances, Financial Goals, financial independence, Financial Planning, Financial Wize, FinancialWize, Free, free credit report, future, goal, goals, great, guide, health, Health Insurance, home, How To, impact, Income, Insurance, interest, interest rates, investment, job, Learn, Life, life insurance, Live, loan, Loans, Main, Make, making, manage, measure, Media, module, money, Money Management, More, more money, Mortgage, mortgage payment, Move, net worth, offer, one day, Other, pay bills, paycheck, Personal, place, plan, Planning, plans, pretty, proactive, Rates, reach, Rent, renting, Renting a Home, retirement, retirement accounts, Retirement Planning, right, save, Save Money, Saving, saving money, savings, secrets, shopping, single, Spending, spouse, student, Student Loans, tax, taxes, time, title, tracking, TransUnion, update, wants, will, work, working, wrong
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