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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Buying a house

Is Bend a Good Place to Live? 10 Pros and Cons to Consider

March 16, 2023 by Brett Tams

Bend is known for its outdoor recreation, beautiful scenery, and lively food scene. However, there are downsides as well. If you’re considering moving, read on for 10 pros and cons to learn if Bend is a good fit for you.

The post Is Bend a Good Place to Live? 10 Pros and Cons to Consider appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordable, affordable housing, All, Amenities, apartment, art, art center, artists, average, bedroom, beer, bend, Benefits, Bike, bike lanes, biking, Blog, budgets, building, Buying, Buying a house, camping, Cities, city, clear, climate, Clothing, comedy, commute, commuting, cons, cost, Cost of Living, country, double, Emergency, estate, evacuation, expensive, experience, Fall, farm, festival, Financial Wize, FinancialWize, fishing, food, forest, friendly, good, healthcare, heat, history, home, home buying, homes, hours, house, Housing, ice, Invest, job, Learn, Life, Live, Living, Local, Local Insights, Make, median sale price, More, mountains, Moving, museum, Music, natural, new, new home, offer, offers, or, Oregon, Other, outdoor, place, plans, Popular, price, Prices, pros, Pros and Cons, protect, quality, Real Estate, real estate tips, Redfin, Redfin.com, relocating, Rent, renting, renting an apartment, restaurants, risk, selling, shortage, Showcases, skiing, snow, space, steps to buying a house, summer, tips, Transportation, unique, walking, weather, wildfire, winter, working

Inflation and Life Insurance: Will Your Payout Be Enough?

March 16, 2023 by Brett Tams

Inflation can devalue your life insurance payout, but there are ways to prepare for the rise in costs.

Posted in: Insurance, Life Insurance, Moving Guide Tagged: 2, 2023, advisor, affordable, agent, All, assets, average, Bank, bills, Blog, Broker, build, Buy, Buying, Buying a house, Children, Consumer Price Index, cost, Cost of Living, currency, custom, data, death, death benefit, Debts, driving, Economy, event, expenses, expensive, Family, Federal Reserve, Fees, Financial Planning, Financial Wize, FinancialWize, fixed, future, gap, gas, General, groceries, health, historical, house, Housing, index, Inflation, inflation rate, Insurance, Life, life insurance, life insurance payout, Living, LOWER, married, Medical, More, Mortgage, mortgage payments, Move, needs, nerdwallet, new, offer, Other, pandemic, payments, Personal, place, plan, Planning, policies, price, Prices, products, Purchase, rate, Rent, Review, right, rise, risk, safety, Salary, School, short, simple, term life insurance, time, utilities, value, Vanguard, wealth, whole life insurance, will

Is Salem a Good Place to Live? 10 Pros and Cons to Consider

March 14, 2023 by Brett Tams

Salem, Oregon is known for its wine, recreation, and weather. If you’re considering moving, read on to learn if Salem is a good place to live
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, apartment, art, Beauty, before, Blog, brown, building, Buying, Buying a house, Children, Cities, city, climate, cons, country, dining, Entertainment, Fall, farm, Financial Wize, FinancialWize, fishing, food, GEM, good, government, home, hours, house, job, jobs, kids, Learn, Live, Living, Local, Make, making, miles, More, Move, Moving, museum, offer, offers, Oregon, outdoor, park, Personal, place, programs, pros, Pros and Cons, Redfin, Redfin.com, renting, renting an apartment, restaurants, seattle, snow, state park, Style, summer, tour, Transportation, Travel, vehicles, weather, wellness, winter, young

10 Things to Do in Boston in the Spring

March 14, 2023 by Brett Tams

From strolling through the Boston Public Garden to watching the Red Sox play at Fenway Park, there’s no shortage of fun activities to do in Boston in the spring. Read on to learn the best the city has to offer.

The post 10 Things to Do in Boston in the Spring appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, apartment, art, banks, baseball, Beauty, beer, before, Bike, Blog, boats, boston, Buying, Buying a house, chance, city, country, crowds, energy, estate, experience, Family, Financial Wize, FinancialWize, flowers, food, foodie, freedom, fun, garden, gifts, great, Guides, history, holiday, home, home buying, house, Learn, Live, Living, Local, Local Insights, M&A, Make, making, market, Massachusetts, More, museum, Music, natural, neighborhoods, Oasis, offer, offers, oldest, Other, outdoor, park, place, plants, Popular, products, race, Real Estate, real estate tips, Redfin, Redfin.com, Rent, renting, renting an apartment, river, selling, shopping, shortage, Sites, snow, souvenirs, spirit, Spring, summer, time, tips, tour, Travel, unique, unique gifts, walking, weather, winter

Don’t Want to Fully Merge Finances? Consider a Money Partnership

March 12, 2023 by Brett Tams

Not ready to merge your finances? Tax time can be a good opportunity for couples to strengthen their relationship — and their relationship to money.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2023, active, advisor, All, Apps, assets, attic, Bank, bank accounts, banks, beneficiaries, bills, Blog, Budget, Built, business, Buying, Buying a house, communication, cons, contacts, couple, couples, Credit, credit cards, currency, data, death, Debt, decisions, deposit, Family, Finance, finances, Financial Advisor, financial advisors, Financial Goals, financial management, financial well-being, Financial Wize, FinancialWize, foundation, Free, goal, goals, good, health, home, house, How To, Income, income tax, Insurance, interest, investment, investments, irs, Legal, legal documents, list, Living, Loans, merging finances, money, money goals, Money Matters, More, Mortgage, nerdwallet, net worth, News, office, opportunity, Other, Paying Off Debt, payments, personal finance, planner, Planning, podcast, property, property tax, pros, ready, Refund, retirement, retirement accounts, returns, right, running, safe, save, Saving, Saving for Retirement, savings, Savings Accounts, security, Small Business, smart, Smart Money, spouse, stock, storage, stress, student, Student Loans, target, tax, tax refund, tax returns, tax time, taxes, time, wills, work, work out, working

16 Fun Things to do in Des Moines, Iowa for Newcomers

March 10, 2023 by Brett Tams

Explore the vibrant city of Des Moines, Iowa with these 16 fun things to do. From art museums to outdoor activities, there’s something for everyone in this Midwestern gem.

The post 16 Fun Things to do in Des Moines, Iowa for Newcomers appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, apartment, Architecture, art, art center, artists, bar, baseball, Beauty, beer, Bike, Blog, building, Built, Buying, Buying a house, car, castle, city, Clothing, coffee, comedy, company, construction, des moines, estate, event, exercise, experience, festival, Financial Wize, FinancialWize, food, Free, fun, GEM, Georgia, gpt, great, guests, historical, history, home, home buying, horse, hot, house, ia, ice, kids, Learn, library, Living, Local, Local Insights, market, modern, modern art, More, museum, Music, natural, offer, offers, outdoor, park, patio, place, plants, playground, Popular, present, principal, programs, race, Real Estate, real estate tips, Redfin, Redfin.com, renting, Research, restaurant, restaurants, river, science, selling, shopping, shortage, skill, space, Spending, Sports, Style, summer, time, tips, tour, town, tudor, unique, visitor, winter, work

10 Things To Know About Moving to Huntington Beach, CA

March 8, 2023 by Brett Tams

In this article, we’ll explore 10 key things to consider before moving to Huntington Beach.
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Is Now a Good Time to Buy a House? Here Are Some Questions to Consider

March 8, 2023 by Brett Tams

Double-check your budget and make sure you can actually afford the mortgage.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 30-year, 30-year mortgage, Administration, agent, All, average, bedroom, before, Borrow, Budget, Buy, buy a home, buy a house, buyer, buyers, Buying, Buying a Home, Buying a house, city, company, condo, cons, Consumers, Conventional Loans, cost, couple, Credit, credit card, Credit Card Debt, credit limit, credit score, credit scores, data, Debt, decision, decisions, double, down payment, Down payments, dream, equity, estate, evergreen, exercise, expenses, experts, Fannie Mae, Federal Reserve, Fees, FHA, FHA loan, FHA loans, finances, Financial Plan, Financial Wize, FinancialWize, First-time Homebuyers, fixed, front, future, General, good, good credit, history, hoa, HOA Fees, home, home prices, home purchase, Home Purchase Sentiment Index, Home Values, homebuyer, Homebuyers, Homeowner, homeowners, homeowners insurance, house, Housing, Housing market, housing prices, How To, impact, index, industry, Inflation, Insurance, interest, interest rate, interest rates, job, kids, lenders, Life, Live, loan, Loans, low, LOWER, maintenance, Make, making, manage, market, married, Midwest, military, monthly expenses, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage payment, mortgage payments, Mortgage Rates, Move, Moving, moving in, National Association of Realtors, new, new home, new york, new york city, Other, payments, penny, Personal, photography, place, plan, Planning, PMI, policies, porch, premium, price, Prices, principal, private mortgage insurance, property, property tax, property taxes, pros, Purchase, questions, rate, Rates, reach, ready, Real Estate, real estate agent, real estate market, Realtors, Recession, Refinance, renter, right, rural, sales, san francisco, savings, seller, short, single, stable, story, survey, tax, taxes, Tennessee, time, traditional, under, USDA, usda loans, VA, VA loans, versus, veterans, veterans affairs, will, woman, work, workers

8 Tips for Buying a House When You Have Bad Credit

March 6, 2023 by Brett Tams

8 Tips for Buying a House When You Have Bad Credit

Buying a house with bad credit can be challenging, but it’s doable with planning and preparation. Subprime borrowers — homebuyers with lower credit scores — may be eligible for both federally backed loans and conventional mortgages. If your credit score is less than stellar but you’re ready to buy a home, it’s important to pause […]

The post 8 Tips for Buying a House When You Have Bad Credit appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, 2021, 30-year, 457, active, Administration, advice, All, AllZ InvestZ, analysis, at risk, Auto, auto loan, average, bad credit, bad credit score, Bank, bankruptcy, basics, before, bills, blue, borrowers, borrowing, Budget, Budgeting, build, Buy, buy a home, buy a house, buyer, buyers, Buying, Buying a Home, Buying a house, Buying Guide, calculator, clear, closing, closing costs, color, Consumers, conventional loan, cosigner, cost, couple, Credit, credit cards, credit history, credit rating, credit repair, Credit Report, Credit Reporting, Credit Reports, credit score, credit scores, credit utilization, credit utilization ratio, CSMGen, Debt, debt-to-income, Debts, display, down payment, Down Payment Assistance, dream, dream home, DTI, education, Employment, Equifax, experian, faq, FDIC, FHA, FHA loan, FHA loans, fico, fico score, finances, Financial Goals, financial tips, Financial Wize, FinancialWize, first time home buyers, first-time buyers, First-time Homebuyers, fixed, foundation, Free, FTC, General, goals, good, government, guide, history, home, home buyers, home buyers tips, home buying, home loan, Home Ownership, homebuyer, Homebuyers, homeowners, homeowners insurance, homeownership, homes, house, House poor, Housing, How To, HR, Income, Inquiries, Insurance, insurance premiums, interest, interest rate, interest rates, late payments, Law, Learn, Legal, lenders, Life, Links, loan, loan programs, Loans, low, LOWER, maintenance, Make, making, measure, Media, Mistakes, model, money, More, more money, Mortgage, mortgage basics, mortgage calculator, Mortgage Insurance Premiums, mortgage interest, mortgage lenders, mortgage loan, mortgage loans, mortgage payment, mortgage payments, Mortgage Rates, Mortgages, needs, new, NMLS, organization, Origination, Other, party, paycheck, payment history, payments, place, plan, Planning, PMI, poor, pretty, principal, private mortgage insurance, products, programs, proof, proof of income, property, property taxes, Purchase, rate, Rates, ready, Refinance, refinance your mortgage, repair, retirement, Review, revolving credit, right, risk, rural, save, Saving, shopping, short, single, sofi, SpendDe, states, stock, Strategies, student, student loan, Student Loans, Style, taxes, time, tips, title, TransUnion, under, USDA, usda loans, VA, VA loan, VA loans, veterans, veterans affairs, wealth, Websites, white, will, youtube

8 Interesting Things to Know About Huntington Beach for Newcomers

March 5, 2023 by Brett Tams

New to Huntington Beach? Keep reading to learn about these 8 interesting things this coastal city has to offer.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordable, air, All, apartment, Architecture, average, bar, beach, Beauty, Bike, bikes, Blog, book, Buying, Buying a house, california, calm, city, city life, climate, cocktails, discover, driving, environment, experience, Family, Financial Wize, FinancialWize, food, fun, GEM, gold, great, home, house, Learn, library, Life, Live, Local, making, memories, miles, Music, natural, new, offer, offers, opportunity, Other, outdoor, plants, Prices, Redfin, Redfin.com, Relaxation, rental, renting, renting an apartment, right, simple, Style, summer, traditional, unique, waterfront, waves, weather, West Coast, will, winter
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