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pandemic

27 cruise ship embarkation day do’s and don’ts

March 31, 2023 by Brett Tams

You’ve planned your cruise, and now it’s embarkation day. You can’t wait to get on board your ship and relax, sip a tropical drink and stare out to sea. You’re on vacation – woohoo! Not so fast. You might be ready to cruise, but the ship’s crew still is getting the ship ready, having just …
Posted in: Moving Guide Tagged: 2, 2022, 429, 457, air, All, allowance, Alternatives, app, ask, at home, Auto, baby, Beauty, bed, before, belong, big, book, Buying, cabin, cabins, chicken, city, Clean, clear, Closet, Clothing, codes, color, consumption, couple, covid, COVID-19, crowds, data, deck, desk, dining, dining room, disney, dos, Emergency, event, experience, Family, Financial Wize, FinancialWize, fire, fireworks, fitness, flight, food, Free, fun, good, guests, guide, health, home, hot, hours, How To, id, items, kids, Land, Life, list, Main, Make, Media, medications, More, Music, needs, new, News, ok, opportunity, or, Original, Other, pa, pandemic, park, party, photos, pillows, place, plan, Planning, pool, project, ready, restaurants, return, Reviews, right, room, safe, safety, sailing, security, Sell, sheets, Side, smart, social, Social Media, spa, specialty, stories, Style, suite, time, tips, tour, tv, vacation, Video, wander, weather, wi, Wi-Fi, will, work, workers

12 Ways to Save Money on Health Care

March 31, 2023 by Brett Tams

Medical expenses can be costly — but they don’t always have to be. Learn how you can take action to get better health care for less.
Posted in: Credit Cards Tagged: 2, 2017, 2021, 2022, 2023, action, affordable, aid, All, Alternatives, ask, at home, before, Benefits, big, bills, business, CEO, choice, Cities, city, coinsurance, company, Consumers, copay, cost, country, couple, coupons, dallas, data, Deductible, deductibles, Discounts, Emergency, employer, expenses, expensive, experts, financial aid, Financial Wize, FinancialWize, Florida, Free, good, health, Health care, Health Insurance, healthcare, healthy, Hiring, home, hours, human resources, id, Insurance, insurance costs, insurance plans, investments, Law, Learn, Life, Lifestyle, lists, Living, LOS, LOWER, Make, making, man, Medical, medical bills, medical expenses, Medicare, medications, Miami, mistake, money, monkey, More, negotiate, new, New Jersey, new york, new york city, new york times, offer, office, Offices, or, Other, pandemic, patient, payments, pharmacist, pharmacy, physical therapy, plan, plans, policies, prescriptions, pressure, price, Prices, Purchase, quality, questions, right, room, san francisco, save, Save Money, shopping, story, Style, surgeon, tampa, target, time, Video, walmart, Ways to Save, will, woman, work, worker, workers

Should You Swap Your Bank Account for a Digital Wallet?

March 30, 2023 by Brett Tams

     

Posted in: Banking, Moving Guide Tagged: 2, 2022, 2023, advisor, All, analysis, app, apple, apple card, Apps, assets, balance, Bank, bank account, bank accounts, Banking, Banking Basics, before, Benefits, Blog, bonus, Built, cash back, communication, company, Consumers, contactless, covid, COVID-19, COVID-19 pandemic, Credit, credit card, credit cards, currency, data, debit cards, deposit, earn interest, Family, FDIC, Features, Financial Wize, FinancialWize, funds, gift, Gift Cards, good, Google, helpful, hold, How To, Insurance, interest, interest rates, iPhone, Make, market, mobile, money, More, needs, nerdwallet, new, offer, or, Other, pandemic, Payment apps, paypal, Personal, place, protect, Rates, Research, return, rise, savings, Savings Account, Transaction, venmo, will

An Inferno of Compound Interest

March 30, 2023 by Brett Tams

The best time to extinguish a fire is at the start. Stop the compound spread as early as possible and prevent an inferno. Investing is the opposite. Interrupt your compounding as little as possible. Let your “inferno” grow and grow and grow.

Posted in: Money Basics Tagged: 2, 2023, action, All, Blog, boring, Built, charlie, Compound, Compound Interest, compounding, couch, decades, Financial Wize, FinancialWize, fire, good, Grow, growth, history, house, interest, Investing, Investing & Retirement, investment, Learn, Links, making, market, math, Media, More, munger, new, nv, or, pandemic, podcast, portfolio, portfolios, quiet, room, Saving, Side, single, smoke, stage, stories, story, time, title, Video, viral, youtube

Wellness ideas of key importance in CRE

March 30, 2023 by Brett Tams

How do you bring wellness into the workplace? Scialla expounded on the venerable standard: “The WELL Building Standard has a lot of different components to it,” he noted. “The full body of work covers air quality, water quality, lighting, thermal elements, acoustics, biophilic programming, surface and cleaning protocols, HR policies, operational guidelines. “There are sub … [Read more…]

Posted in: Refinance, Savings Account Tagged: air, Air Conditioning, All, assets, building, cleaning, Commercial, company, CRE, energy, environment, equity, farm, Financial Wize, FinancialWize, friendly, health, HR, ideas, LA, lighting, More, new, pandemic, policies, productive, Purchase, quality, ratings, safety, sleep, specialty, storage, sustainable, virtual, wellness, will, work, Zoom

Now up to 13 weeks: Why you should renew your passport for summer travel now

March 30, 2023 by Brett Tams

Editor’s note: This is a recurring post, regularly updated with new information and offers. Although your mind may still be on spring break, it’s time to plan your summer vacation if you haven’t done so already. These 11 things should be on your summer travel checklist, including renewing your U.S. passport. As of late March, passport …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 429, 457, Applications, Auto, average, before, Budget, business, chase, checklist, color, covid, COVID-19, COVID-19 pandemic, Credit, customer service, data, death, Emergency, entry, expectations, experience, Financial Wize, FinancialWize, gallery, government, hours, house, HR, id, international, international travel, Life, Make, More, new, News, offers, or, Other, pandemic, plan, plans, products, programs, proof, protection, Refund, return, routine, Spring, stories, Style, summer, time, timing, Travel, travel checklist, vacation, visa, will

Americans Predict Mortgages Rates Will Top 8% Next Year – Money

March 30, 2023 by Brett Tams

Americans Predict Mortgages Rates Will Top 8% Next Year  Money

Posted in: Renting Tagged: 2, 2021, 2022, 2023, 30-year, 429, ad, Alabama, All, Arizona, Arkansas, average, Buying, ca, california, color, Colorado, company, Compensation, Competition, Connecticut, country, Credit, ct, data, disclosure, equity, estate, expectations, Featured, fed, Financial Wize, FinancialWize, fixed, Florida, future, Georgia, get started, government, growth, hawaii, home, home equity, Home equity loans, Home Price, home price growth, home price increases, home prices, Homeowner, homes, Housing, id, idaho, Illinois, indiana, interest, interest rate, interest rates, Learn, lenders, Loans, louisiana, low, low mortgage rates, maine, Make, Make Money, market, Maryland, Massachusetts, md, Michigan, millennials, mississippi, missouri, money, montana, More, Mortgage, mortgage lenders, MORTGAGE RATE, Mortgage Rates, Mortgages, nebraska, Nevada, new, New Jersey, new york, north carolina, one year, or, Oregon, Other, pandemic, predictions, price, Prices, products, rate, Rates, Real Estate, real estate market, Rent, Research, rise, South Carolina, south dakota, stress, survey, Tennessee, texas, the fed, time, tracking, Utah, virginia, washington, Washington DC, will, Wisconsin

4 American Values That Are Fading Fast

March 30, 2023 by Brett Tams

Principles that have guided the nation since its founding no longer are very important to millions of Americans, according to new polling.

Posted in: Moving Guide Tagged: 2017, 2021, 2022, 2023, at home, Children, country, covid, COVID-19, COVID-19 pandemic, data, Family, Financial Wize, FinancialWize, history, home, id, man, More, new, or, organization, Other, pandemic, place, Research, society, survey, The Wall Street Journal, time, value, wall, Wall Street, woman, work, workers, working

FHFA to expand payment deferrals for borrowers facing hardships

March 30, 2023 by Brett Tams

The FHFA said Fannie and Freddie will now allow borrowers facing eligible financial hardships to defer up to six months of mortgage payments.

Posted in: Mortgage, Refinance Tagged: 2023, Administration, All, Apps, balance, Bank, Biden Administration, borrowers, coronavirus, covid, COVID-19, COVID-19 pandemic, Emergency, Fall, Fannie Mae, Federal Housing Finance Agency, FHA, FHA loan, FHFA, Finance, Financial Wize, FinancialWize, Forbearance, Freddie Mac, government, GSEs, health, homeowners, homeownership, Housing, housing finance, Inflation, interest, interest rates, late payments, Leaders, loan, Loans, Loss mitigation, making, MBA, More, Mortgage, Mortgage Bankers Association, mortgage payment, mortgage payments, Move, new, number of loans in forbearance, offer, or, Other, pandemic, payments, plan, plans, points, portfolio, Rates, Refinance, safety, Sandra Thompson, Servicing, survey, sustainable, volume, will, working

Newport Beach battles a new breed of luxury party houses: fractional ownership

March 29, 2023 by Brett Tams

Newport Beach has joined a host of destination cities in California moving to regulate fractional home ownership, in which multiple people own a small share of a neighborhood home that’s used as a vacation property.

Posted in: Spending Money Wisely Tagged: 2, 2023, ad, Administration, Advertising, airbnb, All, art, at home, Austin, beach, bedroom, before, Benefits, beverly hills, boats, business, Buy, buyer, buyers, Buying, ca, california, cape, Cape Cod, Cities, city, cleaning, clear, commission, company, condos, country, couple, court, data, decades, deck, Development, dream, Encompass, estate, existing, experience, Family, Financial Wize, FinancialWize, Fraction, fractional, fractional ownership, front, good, Google, history, home, Home Ownership, homeowners, homeownership, homes, horror story, hours, house, hunting, Income, industry, interest, irvine, lake, lake tahoe, Leaders, Legal, Lifestyle, Live, LLC, LOS, Luxury, maintenance, making, man, manage, market, markets, marriott, mess, mistake, model, modern, Monterey County, More, Move, Moving, neighborhoods, neighbors, new, or, Original, Other, outdoor, ownership, pacaso, paint, palm springs, pandemic, party, place, Planning, president, price, property, Purchase, quality, quiet, Real Estate, real estate industry, Regulation, rental, Rentals, Research, Residential, rich, right, safety, san francisco, second, second home, second homes, Secondary, secondary home, Sell, selling, shares, short, short-term rentals, single, single-family, springs, stake, stories, story, Style, The Neighborhood, time, timeshare, town, traditional, Travel, trend, trust, tv, vacation, vacation rentals, vacations, Video, walking, war, will
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