the balance Archives - Hanover Mortgages

Millennials Seem to Like Adjustable Rate Mortgages

March 31, 2023 by Brett Tams

It’s not just avocado toast. A new anecdotal report from the WSJ reveals that Millennials who are buying homes are increasingly choosing adjustable-rate mortgages to get the job done. While the data isnât definitive by any stretch, John Walsh, the chairman of a large mortgage lender by the name of Total Mortgage Services, told the… Read More »Millennials Seem to Like Adjustable Rate Mortgages

The post Millennials Seem to Like Adjustable Rate Mortgages appeared first on The Truth About Mortgage.

Reader Mailbag: Dreams and Ideas

March 30, 2023 by Brett Tams

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Comparing passive investments 2. Handling mistakes 3. Turning down guardianship 4. Am I being paranoid? 5. Disposable homes 6. How much for retirement? 7. To move […]

The post Reader Mailbag: Dreams and Ideas appeared first on The Simple Dollar.

Listing Bits Podcast with Victor Lund, and More on Broker Public Portal

March 30, 2023 by Brett Tams

I listened to Greg’s Listing Bits podcast with Victor Lund the other day. Here’s the episode for the curious folk: HomesnapÂ recently raised aÂ $14 million Series B. Like Greg, I really wonder how those VCs are ever going to get their money back if the brokers…

The post Listing Bits Podcast with Victor Lund, and More on Broker Public Portal appeared first on GeekEstate Blog.

List of 0% APR Credit Card Offers

March 30, 2023 by Brett Tams

During the current high-interest environment, 0% APR offers can be useful for cashing out and parking the cash in a high-yield savings account or CD. Below we list all 0% APR cards we’ve found. Bear in mind a number of caveats

Why Your Student Loan Balance Never Seems to Decrease

March 28, 2023 by Brett Tams

Woman behind laptop

Does it seem like your student loan balance never gets any smaller? This may ring true if youâre one of the 60% of borrowers who stopped making payments on their federal student loans during the Covid-19-related payment pause. (The moratorium also set the interest rate at 0%.) But even when you start making monthly payments […]

The post Why Your Student Loan Balance Never Seems to Decrease appeared first on SoFi.

What Is a Returned Check Fee?

March 27, 2023 by Brett Tams

Writing checks may not be something you do often. But if you do write a check, itâs important to make sure you have enough money in your bank account to cover it. If you donât, your bank might charge a â¦ Continue reading â

The post What Is a Returned Check Fee? appeared first on SmartAsset Blog.

How to Calculate APR on a Credit Card

March 25, 2023 by Brett Tams

Are you wondering just how much it costs you to to carry a credit card balance? To understand how much youâre going to pay in interest, you will need to understand how your cardâs annual percentage rate (APR) works. The â¦ Continue reading â

The post How to Calculate APR on a Credit Card appeared first on SmartAsset Blog.

How to Pay Your Credit Card Bill

March 24, 2023 by Brett Tams

There are a lot of things to think about when you get a credit card. Aside from getting the best credit card rewards, youâll hear about things like balance transfers, credit scores and APRs. But what about a simpler question â¦ Continue reading â

The post How to Pay Your Credit Card Bill appeared first on SmartAsset Blog.

Are Online Savings Accounts Safe?

March 24, 2023 by Brett Tams

The whole goal of savings accounts is to offer a secure place to keep your cash, so itâs good to know that, yes, online savings accounts are generally very safe. There are many features that keep them that way, from typically being insured by the Federal Deposit Insurance Corporation (FDIC) to the latest security technology. […]

The post Are Online Savings Accounts Safe? appeared first on SoFi.

10 Best Debt Consolidation Loans for December 2023

March 24, 2023 by Brett Tams

Have you been struggling to deal with credit card debt that never seems to go away? If so, a debt consolidation loan can offer a way out. It wonât make your debt go away, but it will help it become more manageable. And, by setting up the right loan, you can be debt-free in a […]

The post 10 Best Debt Consolidation Loans for December 2023 appeared first on Good Financial CentsÂ®.