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Home Buyers Still Hopeful, Would-Be Sellers Less So

March 20, 2023 by Brett Tams

One in 10 Americans say they want to buy a home in 2022. But between high prices and low supply, they will need a lot of resilience for their search.

Posted in: Moving Guide Tagged: 2, 2021, 2022, active, actual, Administration, affordable, All, American Dream, analysis, assets, average, baby, baby boomers, before, bidding, big, Blog, boomers, Budget, Buy, buy a home, buyer, buyers, Buying, Buying a Home, Census Bureau, choice, Choices, clear, closing, Competition, Credit, credit score, currency, data, Debt, debt-to-income, Deciding to Buy a Home, down payment, downsizing, dream, Economy, expensive, FHA, finances, Financial Wize, FinancialWize, first home, first-time home buyer, fitness, fixer-uppers, Free, fund, future, Giving, good, good credit, growth, healthy, historical, home, home buyer, home buyers, home features, home inspection, Home Price, home price increases, home prices, home sellers, home shoppers, homebuying, Homeowner, homeowners, homeownership, homes, homes for sale, house, house hunting, Housing, Housing market, hunting, Income, inspection, interest, inventory, lessons, Life, list, Listings, loan, Loans, low, Low inventory, LOWER, Make, making, market, men, millennials, Misconceptions, More, Mortgage, mortgage payment, Mortgage Rates, Mortgages, Moving, National Association of Realtors, nerdwallet, new, new homeowner, or, Other, pandemic, Personal, personal finances, place, plan, Planning, plans, price, Prices, probability, programs, Purchase, rate, Rates, reach, realtor, Realtor.com, Realtors, retirement, retirement fund, right, risk, savings, search, Sell, seller, sellers, short, steel, story, Success Story, survey, time, U.S. Census Bureau, VA, VA loans, versus, veterans, veterans affairs, wants, war, will, women

Optimism Reigns Amid Affordability Challenges

March 18, 2023 by Brett Tams

The shortage of entry-level homes and slow income growth could turn people off from homeownership, but the American dream of buying a home remains alive and well.

Posted in: Moving Guide Tagged: 2, 2017, 2020 election, 30-year, 30-year fixed rate, affordability, affordable, affordable homes, All, American Dream, analysis, assets, baby, baby boomers, before, big, Blog, boomers, Budget, builders, Bureau of Labor Statistics, Buy, buy a home, buyer, buyers, Buying, Buying a Home, calculator, chance, climate, cost, crash, Credit, credit cards, currency, data, Debt, Deciding to Buy a Home, down payment, Down payments, dream, Economy, Emergency, Emergency Fund, Employment, entry, equity, existing, expectations, Financial Wize, FinancialWize, first home, first-time buyers, first-time home buyer, fixed, fixed rate, Fixed rate mortgage, fund, future, Genworth, glasses, goal, goals, good, government, great, growth, home, home buyer, home buyers, home prices, home purchase, home repairs, Home Values, homebuilding, homebuying, homeowners, homeownership, homeownership rate, homes, household, household income, Housing, housing boom, Housing market, impact, Income, index, interest, investment, journey, landlords, Life, list, Live, loan, low, LOWER, maintenance, Make, market, markets, measure, median household income, millennial, millennials, money, More, Mortgage, mortgage payment, Mortgages, Move, National Association of Realtors, nerdwallet, new, or, Other, ownership, payments, percent, plan, Planning, plans, pretty, Prices, probability, Purchase, rate, reach, ready, Realtors, rebound, Recession, right, sales, save, savings, savings goal, second, Sell, shortage, states, statistics, stress, student, student loan, student loan debt, survey, surveys, time, united, united states, upgrade, value, will, young, young people, younger homeowners, Zillow

I’ve Got $420,000 in Savings: Is That Enough to Retire On?

March 17, 2023 by Brett Tams

One of the most common, and complicated, retirement questions has always been, “Will I have enough?” Here’s how to make sure.

Posted in: Mortgage News Tagged: 2023, advice, All, average, bequest, big, Big Picture, blueprint, building, business, Buy, buy a house, choice, College, commission, Debt, discover, Early retirement, Emergency, Emergency Fund, fiduciary, finances, Financial Plan, Financial Wize, FinancialWize, first job, foundation, Free, front, fund, future, goals, good, great, Grow, Happiness, house, How To, Inflation, Investing, investment, Investor, job, learned, Life, Make, making, market, millennials, money, More, needs, net worth, offers, or, plan, planner, Planning, present, products, questions, reach, retirement, retirement plan, retirement savings, right, sales, Saving, savings, second, security, selling, single, social, social security, Spending, stake, Start a Business, stock, stock market, survey, The Stock Market, time, trust, Vanguard, will, woman, workers, wrong

Smart Money: How COVID-19 Changed Our Finances — and Our Advice

March 13, 2023 by Brett Tams

NerdWallet writers discuss how COVID-19 changed the way we manage and talk about money in this roundtable episode of the Smart Money podcast.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2017, 2021, 2022, 2023, 30-year, 30-year mortgage, accommodations, advice, affordable, All, Amazon, Amenities, Apps, ask, assets, at home, Bank, basic, basics, bedroom, before, Behavior, Benefits, bidding, bidding wars, big, Blog, boring, brokerage, brokers, build, Bureau of Labor Statistics, business, Buy, buy a house, buyer, buyers, Buying, Buying a Home, car, Cities, Closet, commissions, commute, cost, country, couple, covid, COVID-19, COVID-19 pandemic, crash, Crisis, crowds, currency, data, decisions, design, desk, discover, doors, Dorm Room, down payment, earning, Economy, Emergency, Emergency Fund, entertaining, Entertainment, ETFs, eviction, evictions, existing, existing home prices, expenses, expensive, experience, Extra Money, Fall, Family, fed, Federal Reserve, Finance, finances, Financial advice, Financial Wize, FinancialWize, fixed, floor, Florida, foreclosure, Foreclosures, foundation, Free, front, fund, funds, funny, future, gardening, Gen Z, General, good, government, great, groceries, growth, habits, health, hindsight, hold, home, home buyers, home office, home offices, home prices, homeowners, homeownership, homes, homes for sale, hot, house, Housing, housing boom, Housing market, How To, impact, Income, index, index funds, industry, Inflation, inherited, inspections, interest, interest rate, interest rates, inventory, Investing, investment, investments, investors, job, job market, jobs, journey, jump, kids, labor market, Land, landlords, landscaping, Layoffs, Learn, learned, lessons, Life, Lifestyle, Live, low, Low inventory, LOWER, Make, making, man, manage, market, markets, Media, memories, millennials, mobile, money, More, more money, Mortgage, Mortgage Rates, mountains, Move, movies, Moving, Music, needs, nerdwallet, new, News, north carolina, offer, office, Offices, open concept, opportunity, Other, pandemic, panic, parents, patience, patterns, paycheck, payments, peace, percent, Personal, personal finance, place, plan, plans, podcast, points, predictions, president, President Biden, pretty, price, Prices, questions, quiet, rate, Rates, ready, Recession, reddit, Refinance, Refund, Rent, renter, renting, restaurants, retirement, retirement accounts, retirement funds, Review, reward, right, room, rural, sales, save, Saving, saving rate, savings, Savings Account, securities, Sell, selling, shopping, short, shortage, shutdown, smart, Smart Money, space, Spending, spending habits, Spring, stage, states, statistics, stimulus, stock, stock market, stocks, stories, Strategies, suburbs, tax, tax refund, texas, thankful, the fed, The Stock Market, the west, time, timing, timing the market, town, trading, traditional, Travel, trends, tv, TV Shows, Unemployment, unemployment rate, value, volatility, wages, washing, washington, weather, West Coast, will, work, workers, working, wrong, young, young adults

Smart Money: How to Leverage Inflation for Your Benefit

March 7, 2023 by Brett Tams

We share a discussion about how you can leverage inflation for your benefit while minimizing its negative effects on your finances.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2022, 2023, accessibility, advice, affordability, air, All, Alternatives, annual percentage rate, app, appreciation, Apps, apr, ask, assets, at home, Auto, avalanche, balance, balance transfer, balance transfer credit card, Bank, bankruptcy, banks, basic, before, big, bills, Blog, boomers, Borrow, borrowing, borrowing money, Breaking News, brick, brokerage, Budget, Budgeting, budgets, build, building, Building a Home, Built, business, Buy, buy a house, buyers, Buying, Buying a Home, buying and selling, calculator, car, Car Insurance, car loans, car prices, cars, CDs, chance, charts, choice, Clothing, Compound, Compound Interest, construction, Consumers, contracts, cost, couple, coupons, Credit, credit card, Credit Card Debt, credit card rewards, credit cards, credit score, creditors, currency, data, Debt, debt payoff, Debt Repayment, Debts, decisions, deposit, depression, Development, Discounts, dogs, doors, driving, earning, East Coast, Economy, Emergency, Emergency Fund, Entertainment, Essentials, expenses, expensive, experience, Extra Money, Fall, fed, Federal Reserve, Fees, Finance, finances, Financial Wize, FinancialWize, fixed, food, food waste, Forecast, forecasting, foundation, Free, fund, funds, garage, gas, gas prices, General, goal, goals, good, great, grocery, grocery bill, grocery stores, Grow, growth, Guaranteed Rate, health, helpful, history, home, home buyers, home loans, home prices, home renovation, home sellers, homeowners, homes, homes for sale, hot, hours, house, household, Housing, Housing market, How To, ideas, impact, Income, Inflation, inflation rate, Insurance, interest, interest rate, interest rates, internet, Investing, investment, investments, investors, items, job, jobs, labor costs, legacy, Legal, leverage, Life, list, Live, Liz Weston, loan, Loans, Local, low, LOWER, Loyalty Programs, Make, making, man, Managing Debt, market, markets, millennial, millennials, mississippi, Monetary policy, money, More, more money, Mortgage, Mortgage Bankers Association, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, Moving, moving in, natural, needs, negotiate, nerdwallet, net worth, new, News, offer, opportunity, Other, pandemic, park, paycheck, Paying Off Debt, payments, percent, Personal, personal finance, personal loan, Personal Loans, place, plan, Planning, podcast, pretty, price, Prices, principal, products, programs, protect, questions, Raise, rate, Rate Hikes, Rates, reach, ready, Recession, Refinance, renovation, Rent, renter, renting, repayment, restaurant, return, rewards, right, rise, rising prices, river, room, sales, save, savings, Savings Account, Savings Accounts, search, searching, securities, Sell, sellers, selling, shopping, short, shortage, shortages, Side, Side Hustle, Side Income, simple, single, smart, Smart Money, snowball, space, Spending, Spring, square footage, stocks, Strategies, streaming, summer, survey, takeout, target, tax, the fed, the west, time, tips, town, tracking, traditional, Transportation, Twitter, Unemployment, used car, used cars, utilities, value, variable, walking, wants, war, Ways to Save, Webinar, Websites, West Coast, will, windows, work, working, wrong

977: RERR Highlights – The Best Real Estate Podcast Clips of June 2021

March 4, 2023 by Brett Tams

What will happen to mortgage rates later this year? How can agents compete in today’s crazy markets? Catch these highlights from June 2021’s best real estate podcasts and find out! Guests include BiggerPockets’ David Greene and Tom Ferry, one of the top real estate coaches in the world.
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Posted in: Small Business Tagged: 2021, agent, agents, All, Benefits, bubble, business, Buying, Buying a Home, Deals, Discounts, discover, estate, facebook, Financial Wize, FinancialWize, foreclosure, Free, Frugality, good, guests, home, Homebuyers, How To, Instagram, investors, Learn, Links, list, Lumber prices, market, Marketing, markets, millennials, More, Mortgage, Mortgage Rates, new, podcast, predictions, Prices, questions, Rates, Real Estate, real estate agent, Recruiting, return, Review, right, Secondary, Twitter, Unemployment, value, Video, video marketing, will, working

5 New Career Milestones for Your 30s

March 2, 2023 by Brett Tams
5 New Career Milestones for Your 30s

Learn how to negotiate, set boundaries and know your worth.

Posted in: Mortgage Tips Tagged: 2, 2017, 2021, 2022, balance, bridge, build, building, Career, Careers, contacts, couple, curve, data, discover, dream, environment, experience, Family, Financial Wize, FinancialWize, first job, future, gap, goals, good, Grow, healthy, Hiring, home, hours, How To, how to negotiate, industry, interview, job, Land, Learn, learned, Life, longevity, LOWER, Make, making, manage, Media, millennials, More, needs, negotiate, negotiating, new, office, opportunity, organization, Other, Personal, portfolios, Professionals, Promotion, reach, Relationships, Salary, skill, social, Social Media, stage, story, tenacity, time, time management, title, toxic, vacation, vacations, value, volunteer, wants, Wants and Needs, wellness, will, woman, work, workers, working, working from home

The Average 401(k) Balances of 4 Generations

March 2, 2023 by Brett Tams
The Average 401(k) Balances of 4 Generations

Find out how your retirement savings stack up against the balances of your peers.

Posted in: Mortgage News Tagged: 2, 2021, 2022, 2023, 401k, All, analysis, average, baby, baby boomers, balance, boomers, building, business, company, couple, data, earning, fidelity, finances, Financial Wize, FinancialWize, front, Gen Z, Grow, healthy, home, How To, Income, investments, IRA, job, kids, Life, millennial, millennials, monkey, More, Mortgage, Move, Purchase, rate, retirement, retirement accounts, retirement savings, salaries, Saving, savings, savings rate, Starting Out, tips, wealth, workers, working

Survey: Some Americans who plan to retire say they’ll leave the workforce early

February 28, 2023 by Brett Tams

Most Americans plan to retire, and those who do plan to retire expect to quit full-time work at age 57, on average, a new NerdWallet survey finds.

Posted in: Investing, Moving Guide Tagged: 2, 2023, 401(k)s, 401k, actual, advisor, All, Amount Of Money, assets, average, baby, baby boomers, balance, beach, before, Benefits, Blog, boomers, calculator, Career, choice, confidence level, covid, COVID-19, COVID-19 pandemic, currency, data, decision, decisions, dream, earning, Emergency, Emergency Fund, employer, employer match, expense, expenses, Family, Financial Advisor, financial advisors, financial goal, Financial Wize, FinancialWize, fitness, food, Free, fund, funds, future, goal, goals, good, Grow, historical, hold, hours, household, household income, Income, Inflation, interest, Invest, Investing, Investing Data, investments, investors, IRA, IRAs, job, Layoffs, Life, lights, list, Live, loan, low, LOWER, Make, making, market, millennials, money, More, more money, nerdwallet, new, Other, Other Retirement Accounts, pandemic, plan, Planning, plans, points, Raise, Recession, retire early, retirement, retirement account, retirement accounts, retirement goals, retirement plan, retirement plans, retirement savings, risk, save, Saving, Saving for Retirement, savings, School, security, selling, social, social security, social security benefits, states, stock, stock market, stress, survey, tax, tax-advantaged, time, timing, timing the market, tools, traditional, unique, united, united states, will, work, working

Redfin’s revenue freefall mirrors market woes

February 25, 2023 by Brett Tams

He added that the difference between these two numbers indicates why the company likely increased Redfin’s share of online real estate traffic. “ComScore, which lets us compare ourselves to other sites, reported a 6% fourth-quarter decline for Redfin compared to 22% for realtor.com,” he noted. “According to comScore, we started keeping pace with Zillow in … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2016, 2022, 2023, 30-year, action, affordability, agents, All, average, brokerage, Budget, business, Buying, company, Consumers, Crisis, estate, Financial Wize, FinancialWize, front, General, good, Google, Grow, growth, home, home buying, home prices, homeownership, homes, homes for sale, Housing, Housing inventory, Income, industry, inventory, Listings, Live, low, Low inventory, LOWER, market, markets, millennial, millennials, More, Mortgage, Mortgage Rates, Mortgages, net income, News, Other, pandemic, Prices, rate, Rates, Real Estate, realtor, Realtor.com, Redfin, Rent, resume, Revenue, sales, search, second, seller, sellers, selling, Sites, Software, tv, tv ads, volume, will, Zillow
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