Does Comparing Loans Affect My Credit Score?
When it comes to shopping for the right loan, it makes sense that youâd want to do your research in order to score the best […]
When it comes to shopping for the right loan, it makes sense that youâd want to do your research in order to score the best […]
Americans’ on-again, off-again love affair with cars is definitely back on. New car sales jumped 17% last month, to 1.5 million, the highest level since the beginning of the Great Recession. Consumers are buying cars even while they remain reluctant to spend on other big-ticket items, and it makes sense â drivers can only put… Read More
The post 10 Ways to Avoid Car-Buying Gotchas appeared first on Credit.com.
You have a sizable amount saved up to use toward a down payment for a car. The first instinct you have may be to put it all down so you can pay off the vehicle faster and try to negotiate a better interest rate to finance the remaining balance. However, using all of your money… Read More
The post How Big Should Your Car Down Payment Be? appeared first on Credit.com.
Your credit score is calculated using a complex algorithm based on a number of factors. In order to improve your credit score, itâs important to understand how credit bureaus determine it so that you can…
The post 3 Different Types of Credit and How They Affect Your Credit Score appeared first on Crediful.
Debt may seem like something you want to avoid. But having some debt can actually be a good thing, provided you can comfortably afford to make your payments each month. A good payment history shows lenders that you can be responsible with borrowed money, and it will make them feel better about lending to you […]
The post What Are the Different Types of Debt? appeared first on SoFi.
Remember when your car was brand-new, or at least new to you? The new-car smell, the clean carpet and upholstery and the rattle-free ride that sold you on the car? Many years or many miles can make the day you drove off the dealer lot seem like a distant memory. But some of us have… Read More
The post How to Make Sure Your Car Payments Don’t Outlast Your Car appeared first on Credit.com.
The number of bankruptcy filings has been falling consistently over the last 5 years as the U.S. economy has begun to recover from the Great Recession but there were still almost 900,000 non-business filings in 2015. Most of those filings were not because of reckless spending but, rather, due to financial hardships and unexpected circumstances. […]
The post Buying a Car Following a Bankruptcy Filing appeared first on Credit Absolute.
Honda and Toyota had the most models make Edmunds.comâs Best Used Cars for 2013, filling out nearly half the list with four vehicles each. Ford also placed well, with three of its models making the list. Edmunds.com, a site that provides research and car-shopping tools, issues the annual list based on vehicle reliability, safety, value… Read More
The post The Best Used Cars of 2013 appeared first on Credit.com.
Prices for used cars are at a four-year low, and poised to drop even lower, car experts say. The reason: Americans are finally buying new cars, and their trade-ins are adding supply to what had been a tight market. The average price of a used car dropped 2.8% in the third quarter to $15,678 from… Read More
The post Is Now a Good Time to Buy a Used Car? appeared first on Credit.com.
From credit cards to mortgages, APRs can be one of the most confusing aspects of securing a loan. While monthly or annual interest is rather straightforward, APRs encompass extraneous fees that arenât immediately obvious. A higher APR can significantly affect…
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The post What is APR? Info and Tips on Lowering Annual Percentage Rates appeared first on MintLife Blog.