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Financial Literacy: Keep Your Money Tight and Right

January 30, 2023 by Brett Tams

Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components.Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components.

The post Financial Literacy: Keep Your Money Tight and Right appeared first on Money Under 30.

Posted in: Personal Finance, Saving And Spending Tagged: 2021, advice, advisor, All, Amount Of Money, Appreciate, assets, average, balance, Bank, Banking, basic, basics, before, big, bills, bitcoin, bonds, book, Books, Borrow, Budget, Budgeting, budgets, building, business, Buy, Buying, calculator, car, Career, Choices, College, commission, commodities, compounding, Compounding Interest, cost, Credit, credit card, credit score, credit scores, critical thinking, crypto, Debit Card, debit cards, Debt, Debts, disclosure, diversify, DIY, Economics, education, Emergency, Emergency Fund, existing, expense, expenses, expensive, Fees, Finance, finances, Financial Advisor, Financial Education, Financial Literacy, Financial Wize, FinancialWize, food, front, fun, fund, funds, games, Get Out of Debt, Giving, goals, good, great, Grow, guide, health, Health care, healthy, home, Housing, How To, How to Get Out of Debt, how to make a budget, Income, inspection, interest, interest rate, Invest, Investing, investment, investments, job, journey, kids, Learn, lessons, Life, list, loan, Loans, low, LOWER, Main, Make, Manage Money, Managing Your Money, market, Marketing, money, Money Management, monthly expenses, More, more money, Move, new, News, organize, paycheck, paycheck to paycheck, Personal, personal finance, plan, Popular, portfolio, prepaid debit card, prepaid debit cards, products, Purchase, rate, Rent, Research, retirement, returns, rich, right, risk, save, Save Money, Saving, savings, School, schools, simple, skill, Spending, Spending Less, stable, student, student loan, student loan debt, students, survey, sustainable, tax, time, title, Travel, Twitter, under, value, Video, wealth, will, woman, work, workers

Pending home sales rise to cap otherwise disappointing year

January 30, 2023 by Brett Tams

U.S. pending home sales unexpectedly rose in December for the first time in seven months, wrapping up an otherwise poor year for a housing market battered by higher mortgage rates.  The National Association of Realtors index of contract signings to purchase previously owned homes increased 2.5% last month to 76.9, according to a release Friday. … [Read more…]

Posted in: Refinance, Renting Tagged: 2, All, before, borrowing, Consumers, CONTRACT SIGNINGS, data, driving, existing, Federal Reserve, Financial Wize, FinancialWize, home, home purchases, Home Sales, homebuying, homes, Housing, Housing inventory, Housing market, Housing markets, index, interest, Lawrence Yun, low, market, Michigan, More, Mortgage, Mortgage Rates, multiple listing service, NAR, National Association of Realtors, Originations, pending home sales, poor, Purchase, quality, rate, Rates, Realtors, sales, survey, the west, time, under

10 Easy Ways To Improve Your Finances Today

January 30, 2023 by Brett Tams

There are always easy ways to improve your finances and your budget’s bottom line. Here are 10 easy ways to improve your finances today.

The post 10 Easy Ways To Improve Your Finances Today appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Making Money, Mortgage Tips Tagged: 2, advisor, airbnb, All, Amazon, android, app, apr, assets, Auto, auto insurance, average, Bank, banks, basement, bedroom, before, betterment, big, bills, bonus, Budget, Budgeting, business, Buy, Buying, Chime, Cities, color, company, cost, couple, Credit, credit card, Credit Card Debt, Credit Report, credit score, data, Debt, Debts, disclosure, driving, entry, Extra Money, Federal Reserve, Finance, finances, Financial Wize, FinancialWize, finished basement, Fintech, fun, Get Out of Debt, get started, gift, Gift Cards, goal, goals, good, Google, great, Grow, health, Health Insurance, home, house, household, impact, improve your finances, Income, Insurance, insurance costs, interest, interest rate, internet, Invest, investment, investment portfolio, investments, iPhone, laurel road, lenders, Life, life insurance, list, loan, Loans, low, LOWER, lyft, m1 finance, Main, Make, making, Making Money, mobile, money, Money Matters, More, more money, Mortgage, most popular, negotiating, new, offers, online purchases, Opinion, Origination, Other, payments, paypal, Personal, Pet, pinterest, plan, Popular, portfolio, Quotes, rate, Refinance, refinancing, Rent, rental, Review, rewards, right, robo-advisor, robo-advisors, room, running, save, Save Money, Saving, saving money, savings, Savings Account, Savings Goals, savings plan, School, Sell, selling, shares, shopping, signup bonus, Sites, sofi, space, Spending, Start Saving, student, student loan, student loan debt, Student Loans, subscriptions, survey, surveys, swagbucks, term life insurance, time, title, tracking, Transaction, Uber, value, visa, wealthfront, will, work, working

17 Best Online Jobs for Teens

January 30, 2023 by Brett Tams

If you’re a teenager and you need to make money, we have gathered a list of the best online jobs for you. I have to warn you that most online jobs are not “jobs” in the traditional sense. They don’t usually come with a flat hourly salary, a fixed schedule, or even direct supervision to […]

The post 17 Best Online Jobs for Teens appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, AAMS, Accredited Asset Management Specialist, advisor, All, Amazon, app, author, basic, before, big, Blog, Blogging, blue, book, build, building, business, Buy, car, Car Insurance, Career, cents, cleaning, color, commission, company, Compensation, cost, couple, craigslist, custom, customer service, data, deliveries, design, disclosure, doordash, driving, Earn money, earning, earnings, employer, Employment, entry, experience, Featured, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, food, Freebies, freedom, freelance, friendly, front, garage, garage sales, General, get started, gift, Gift Cards, gifts, gig, Giving, good, Google, government, Graphic, great, green, home, hourly, How To, ideas, Illinois, Inquiries, Insurance, interest, internet, Invest, investment, items, job, jobs, Learn, Legal, Life, list, Live, low, LOWER, lyft, Main, Make, Make Money, making, Making Money, market, Marketing, mobile, money, More, Motivation, new, offer, offers, opportunity, Other, paycheck, paypal, Permits, Personal, personal finance, plan, planner, Planning, podcast, points, policies, Popular, products, project, projects, Purchase, questions, Research, resume, retirement, Retirement Planning, Review, reward, rewards, rideshare, right, running, Salary, sales, science, search, searching, seasonal, SEC, self-employed, Self-employment, Sell, selling, single, Sites, Social Media, space, Spending, starbucks, Strategies, survey, surveys, thrift, time, traditional, Uber, under, unique, upgrade, virtual, virtual assistant, wealth, wealth management, Websites, will, work, working, working from home, young, youtube

Holiday debt diet: Pay down debt in 120 days or less

January 30, 2023 by Brett Tams

Here’s a 4-month plan to help you pay down your holiday debt.

The post Holiday debt diet: Pay down debt in 120 days or less appeared first on Discover Bank – Banking Topics Blog.

Posted in: Money Etiquette Tagged: 2016, All, apple, apple pay, ask, ATM, balance, Bank, Banking, before, bills, Blog, bonus, Budget, building, Buy, cash back, Cash Back Rewards, Checking Account, cleaning, Closet, Clothes, cost, Credit, credit card, credit cards, Debit Card, Debt, debt payment, decorating, deposit, diet, discover, earning, earnings, employer, Entertainment, existing, expense, expenses, expensive, Family, Financial Plan, financial resolutions, Financial Wize, FinancialWize, flowers, funds, get started, gift, gifts, gig, Giving, goal, good, grocery, habits, hacks, holiday, holiday spending, holiday travel, Holidays, home, household, How To, items, job, journey, Life, Life Hacks, Lifestyle, list, loan, Loans, Make, making, money, More, most popular, Motivation, Move, Moving, new, Original, Other, Pantry, party, Paying Down Debt, payments, paypal, percent, plan, Planning, Popular, Purchase, Quick Tips, ready, resolutions, rewards, rewards checking, Rewards Checking Account, right, save, Saving, savings, Savings Account, search, seasonal, selling, shopping, side gig, Spending, spending freeze, Spending Less, Spring, Start Saving, stock, stress, survey, time, timeline, Travel, venmo, will, work, working

10 Tips to Making (Healthy) Groceries Budget-Friendly

January 30, 2023 by Brett Tams

Welcome to the first of a six-part collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! As a food blogger, I know a thing or two about how expensive healthy food can

The post 10 Tips to Making (Healthy) Groceries Budget-Friendly appeared first on MintLife Blog.

Posted in: Budgeting, Food Budgets, Liefstyle Tagged: 2, 2022, All, app, Apps, at home, author, before, best health food, best healthy foods, big, Blog, Budget, budget eating, Budgeting, budgets, building, Choices, collaboration, color, containers, cooking, cost, couple, Credit, data, Deals, Debt, dining, dining out, Easter, eating healthy for cheap, eating out, expense, expenses, expensive, Family, Finance, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, food, food budget, Food Budgets, foodie, foundation, freedom, friendly, frugal, frugal grocery budget, fruit, fun, good, great, groceries, grocery, grocery bill, grocery budget, Grocery Shopping, grocery stores, guide, habits, Halloween, Happiness, healthy, healthy eating, healthy food, healthy recipes, heat, home, household budget, Housing, How To, Income, interview, inventory, items, kids, kitchen, layout, Learn, Life, list, Live, low, Main, Make, making, meal planning, meal prep, Mint, mint.com, mobile, money, More, net worth, new, new year, Other, parents, party, Personal, personal finance, plan, Planning, prep, Recipes, resolutions, restaurants, sales, save, Saving, Saving 101, second, shopping, shopping list, shopping tips, single, skill, Spending, stock, stress, Style, survey, time, tips, title, Transportation, united, vacations, white, work

Most Consumers Only Obtain One Mortgage Quote

January 30, 2023 by Brett Tams

Here’s a shocker. Only about 40 percent of borrowers obtain more than one mortgage quote, according to a survey conducted by Harris Interactive and mortgage comparison service LendingTree. Despite this, more than nine in 10 borrowers understand that mortgage rates vary among mortgage lenders, which explains why only three in 10 felt “very confident” they… Read More »Most Consumers Only Obtain One Mortgage Quote

The post Most Consumers Only Obtain One Mortgage Quote appeared first on The Truth About Mortgage.

Posted in: Mortgage Rates, Mortgage Tips, Refinance, Renting Tagged: All, banks, big, brokers, car, Competition, Consumers, couple, Credit, decision, escrow, Financial Wize, FinancialWize, General, good, great, home, home loan, homeowners, lenders, loan, loan officers, Local, LOWER, Make, men, money, More, Mortgage, mortgage lenders, mortgage payment, MORTGAGE RATE, Mortgage Rates, Mortgage Tips, Mortgages, new, offer, Other, percent, pretty, Purchase, rate, Rates, Refinance, Research, right, save, Saving, saving money, savings, selling, shopping, single, survey, Terminology, time, title, tv, wants, will, women, work, working

Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope

January 30, 2023 by Brett Tams

Finances are a leading cause of stress that can deteriorate mental and physical health if left unchecked. Stress and finances are unavoidable parts of life, and you’d be hard-pressed to find someone who hasn’t experienced money troubles themselves.  In 2019, 59 percent of Americans were living paycheck to paycheck, and a majority expected to continue

The post Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Personal Finance Tagged: 2, 2022, advice, advisor, All, author, Bank, bank account, before, Blog, Budget, Budgeting, budgets, building, Built, Buying, Career, color, Credit, credit card, credit score, data, Debt, Debt Repayment, debt to income ratio, education, experience, experts, Fall, Family, fiduciary, Finance, finances, Financial Advisor, Financial Goals, Financial Literacy, Financial Planning, Financial stress, financial well-being, Financial Wize, FinancialWize, Getting Started, goals, Google, graph, habits, health, homes, How To, Income, Infographic, interest, jobs, jump, layout, Learn, learned, lessons, Life, Make, making, married, men, millennials, mindset, Mint, mint.com, mobile, money, money moves, More, most popular, Motivation, offers, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, payments, percent, Personal, personal finance, poor, Popular, pretty, questions, Recession, Research, right, save, second, shares, Spending, stable, stimulus, stress, Style, survey, surveys, time, tips, title, tools, tracking, Unemployment, wealth, wellness, white, will, women, work, working

Buy it for life: Choosing quality over price

January 30, 2023 by Brett Tams

Note: This is a substantial re-write of an article I first published more than twelve years ago. (Yikes, I’m old!) I’ve opted to keep some of the older comments if they had good suggestions.

Earlier this week, I wrote about my quest for quality pajamas. I recently paid $80 to purchase a pair from Filson, a company I trust for well-made goods. It’s my hope that these will be the last pair of pajamas that I ever purchase. My goal was to “buy it for life”.

This experience reminded me of two other companies that I love for their top-notch stuff.

  • The first is a company called Best Made, which aims to make and sell “the finest, most beautiful and useful products made by any company anywhere”. And they do. Best Made offers an esoteric collection of clothing and household items, all of which offer quality reminiscent of your grandmother’s era. The catch? The quality comes at a higher cost.
  • Or there’s the Portland-based Schoolhouse company (formerly Schoolhouse Electric), which makes and sells a variety of lighting, hardware, and furniture for the home. I’ve purchased a few things from Schoolhouse over the years, and I’ve been blown away by the quality. The items were expensive up front and I was hesitant to purchase them, but my reservations have vanished with time and usage. The blanket covering my feet at this very moment, for example, cost $250 (I think) but will last the rest of my life.

Here’s something I’ve learned over the past fifteen years: One way to practice financial prudence while living the good life is to buy quality products, products that are a pleasure to use, products that will last a lifetime (or at least a decade).

Today, let’s talk a little about choosing quality over price. Let’s talk about the “buy it for life” philosophy.

Buy It for Life

How to Find the Good Stuff

The first challenge is to figure out how to find the good stuff. When you’re ready to make a purchase, how can you know which items are quality and which are run of the mill?

Sometimes you’ll know which company offers a high-quality version of whatever it is you need to buy, either from personal experience or from paying attention to friends and family. Or, if you don’t know off the top of your head, you know whom to ask for more information. If I wanted to buy audio gear, for instance, I’d ask my brother. He’s an audiophile and could steer me in the right direction.

Most of the time, however, you’ll have to do some research.

Posted in: VA Loans Tagged: active, adventure, advice, All, Amazon, apple, art, ask, bedding, before, Blog, build, Built, Buy, buy it for life, Buying, california, Choices, clear, Clothes, Clothing, College, company, Consumerism, cost, country, couple, decision, Discounts, Early retirement, Early Retirement Extreme, electric, Essentials, expensive, experience, Family, Fashion, Financial Wize, FinancialWize, Florida, front, frugal, Frugality, furniture, garden, goal, good, great, guide, history, home, Home & Garden, household, How To, Inflation, items, kitchen, Learn, learned, Life, Lifestyle, lifestyle inflation, lighting, list, lists, love it, low, Luxury, Make, making, modern, money, More, new, new york, nick, offer, offers, Other, outdoor, paint, Personal, pillows, Popular, premium, priorities, products, Purchase, quality, ready, Recession, Research, retirement, Reviews, rich, right, room, RV, second, Sell, shopping, shopping at thrift stores, sleep, smart, Social Media, Spending, summer, survey, thrift, time, tips, title, tools, Top Tips, Travel, trust, Twitter, value, wardrobe, warranty, wealth, will, windows, winter, women, wrong, Yard

Is Social Media Ruining Your Finances?

January 30, 2023 by Brett Tams

It’s pretty well accepted that social media can have negative consequences for our mental health. As we look through snapshots of the perfect lives our friends and family seem to be living, it’s hard not to view our own lives in a less impressive light.  But spending too much time on social media – and

The post Is Social Media Ruining Your Finances? appeared first on MintLife Blog.

Posted in: Home Ownership, Student Finances Tagged: 2, 2022, advice, All, android, app, Apps, artists, ask, at home, author, Auto, balance, before, Blog, bonuses, browsing, Budget, business, Buy, Buying, Buying a house, car, Clothes, College, college student, color, creating a budget, Credit, data, Debt, debt payoff, earning, Family, Fashion, Featured, Finance, finances, Financial Wize, FinancialWize, forest, freelance, fun, Giving, goals, good, Google, habits, health, Holidays, home, house, How To, impact, Instagram, Insurance, iPhone, layout, Life, Loans, LOWER, Make, Make Money, making, mental health, millennials, Mint, mint.com, mobile, money, More, neighbors, new, new year, opportunity, Other, password, Personal, personal finance, photos, pretty, products, Purchase, Real Life, resolutions, roommate, save, savings, School, Schwab, shopping, Social Media, space, Spending, stable, starting a business, student, Student Finances, Student Loans, students, Style, survey, time, title, vacation, white, will, workers, wrong
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