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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Consumers

Mortgage activity is up for the third straight week

March 23, 2023 by Brett Tams

Mortgage applications came in higher again last week, as more consumers took advantage of another pullback in mortgage rates, according to the Mortgage Bankers Association. The MBA’s Market Composite Index, a measure of weekly loan volume based on surveys of association members, increased 3% on a seasonally adjusted basis for the seven-day period ending March … [Read more…]

Posted in: Refinance, Renting Tagged: 15-year, 2, 2023, 30-year, Administration, affordable, All, Applications, ARM, ARMs, average, Banking, bond, bond yields, borrowers, buyers, categories, Consumers, country, data, Department of Veterans Affairs, Economy, FHA, Financial Wize, FinancialWize, fixed, fixed rate, Fixed rate mortgage, government, growth, health, hold, homeowners, homes, Housing, housing costs, Housing market, impact, index, industry, Joel Kan, lenders, loan, Loans, low, low mortgage rates, LOWER, market, MBA, MBS, measure, Media, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage Rates, Mortgages, new, News, offer, one year, opportunity, or, Originations, Other, plans, points, president, Press Release, pressure, Prices, Purchase, quality, rate, Rates, Refinance, refinance applications, running, sellers, survey, surveys, time, Treasury, value, veterans, veterans affairs, volatility, volume, Zillow

What Happens When Your Bank is Seized by the FDIC?

March 23, 2023 by Brett Tams

One of the issues that many people have been concerned with during this recession is what happens when a bank is seized by the FDIC. This is a matter of concern because the recession saw quite a few bank closings, and there are still hundreds of banks still on the FDIC watch list for potential […]

The post What Happens When Your Bank is Seized by the FDIC? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2023, AAMS, Accredited Asset Management Specialist, action, Advertising, advisor, All, analysis, assets, author, Auto, balance, balance sheet, Bank, bank account, Banking, banks, before, Blog, blue, book, business, CD, CDs, cents, chance, Checking Accounts, Closings, cnbc, color, commission, communication, Consumers, Convenience, couple, Credit, credit cards, currency, custom, data, Debt, deposit, Deposits, disclosure, double, entry, experience, experts, faq, FDIC, Featured, Fees, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, front, funds, good, Google, great, green, health, healthy, hold, hours, Illinois, impact, industry, Insurance, interest, Invest, investment, investments, Leaders, Learn, Links, list, loan, Loans, Local, LOWER, Main, Make, manage, market, md, Media, money, money market, More, new, new york, new york times, News, office, Operations, or, orange, organizing, Other, ownership, Personal, personal finance, personal finances, place, plan, planner, Planning, podcast, protection, Purchase, quality, quiet, rate, ready, Recession, Research, resolution, retirement, Retirement Planning, Review, safe, savings, Savings Accounts, science, SEC, Sell, selling, story, the balance, The Wall Street Journal, thrift, time, title, Travel, trust, under, updates, Video, wall, Wall Street, wealth, wealth management, will, work, youtube

Disparity in mortgage rates offered by lenders doubled in 2022: Study – Inman

March 22, 2023 by Brett Tams

Disparity in mortgage rates offered by lenders doubled in 2022: Study  Inman

Posted in: Renting Tagged: 2021, 2022, 2023, 30-year, agents, All, assets, average, borrowers, car, CFPB, closing, Closings, color, Consumer Financial Protection Bureau, Consumers, Credit, Credit Bureaus, custom, data, double, Down payments, environment, estate, Fannie Mae, Fees, fico, Financial Wize, FinancialWize, fixed, Freddie Mac, General, good, home, home loans, Homebuyers, Housing, Insurance, interest, interest rates, Las Vegas, Learn, lenders, list, loan, Loans, LOWER, luck, Make, making, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, neutral, new, News, offer, offers, one day, Opinion, or, payments, percent, points, price, protection, Purchase, Purchase loans, Quotes, rate, Rates, Real Estate, Real Estate Agents, realtor, Research, right, rise, Rohit Chopra, save, Save Money, savings, search, second, settlement, shopping, Sites, survey, Technology, time, title, Title Insurance, vacations, working, Zillow

Only This Retailer Beats Amazon for Customer Satisfaction

March 22, 2023 by Brett Tams

The winning company caters to some particular members of the family.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, All, Amazon, amazon prime, app, art, at risk, baby, baby shower, bankruptcy, Benefits, black, black friday, boston, business, Buy, city, Clothing, company, Consumers, couch, crafts, data, experts, Family, Financial Wize, FinancialWize, flowers, food, Free, furniture, future, gap, gas, gas stations, hawaii, history, home, home goods, hours, index, Interviews, items, Life, list, Make, making, mobile, Mobile App, More, new, new york, new york city, offers, online shopping, or, pandemic, party, Pet, place, prime day, programs, Purchase, returns, rewards, Rewards Programs, risk, sales, School, seattle, second, Sell, selling, shopping, shower, sofa, space, target, time, Travel, wander, will, woman, workers

U.S. Bank Smartly Checking Review for 2023

March 22, 2023 by Brett Tams

Looking for a checking account that meets your needs? Check out our 2023 review of US Bank Smartly Checking.
Posted in: Credit 101 Tagged: 1099, 2, 2023, app, assets, ATM, average, balance, Bank, bank account, bank accounts, Banking, banks, basic, before, Benefits, big, Bill Pay, bills, bonus, brick, Budgeting, build, business, calculator, cash bonus, categories, CDs, chase, chase checking, chase sapphire, Checking Account, Checking Accounts, choice, Choices, closing, College, Commercial, company, cons, Consumers, Convenience, country, Credit, credit card, credit score, credits, customer service, Debit Card, deposit, Deposits, Direct Deposit, Discounts, earn interest, earning, Emergency, Entertainment, equity, existing, Extra Money, Fall, FDIC, Federal Deposit Insurance Corporation, Fees, Financial Services, Financial Wize, FinancialWize, fraud, Free, free checking, fund, funds, get started, Giving, goals, good, gray, groceries, Grow, habits, home, home equity, home equity line of credit, home equity loan, hours, How To, Insurance, interest, interest rate, interest rates, investments, Joint Account, kids, Learn, Life, line of credit, list, loan, low, LOWER, maintenance, Make, making, manage, market, Midwest, military, mn, mobile, Mobile App, Mobile Banking, Mobile Check Deposit, money, Money Management, money market, money market accounts, More, Mortgage, mortgage loan, most popular, Move, needs, net worth, new, no fee, offer, offers, Online Banking, Online Bill Pay, or, Other, overdraft fee, overdraft fees, Personal, personal loan, place, plan, Popular, premium, products, Promotion, pros, Pros and Cons, protection, Purchase, rate, Rates, reach, retail branches, retirement, retirement account, Revenue, Review, rewards, rich, right, safe, save, savings, Savings Account, Savings Accounts, School, smart, Spending, stage, states, Style, taxes, the west, time, tools, traditional, Transaction, transaction fees, TransUnion, trust, U.S. Bancorp, u.s. bank, under, US Bank, value, VantageScore, visa, will, young

Keeping Current Matters hires George Ratiu as chief economist

March 22, 2023 by Brett Tams

Keeping Current Matters (KCM) has hired George Ratiu, formerly the manager of economic research at Realtor.com, as chief economist.

Posted in: Paying Off Debts, Real Estate Tagged: 2021, Administration, agents, before, big, builders, business, buyers, Buying, CEO, company, construction, Consumers, Credit, credit scores, decision, Demographics, Economics, Economy, Empower, environment, estate, experience, Financial Wize, FinancialWize, George Ratiu, historical, home, home construction, household, household formation, Housing, Housing market, Housing markets, Income, industry, investments, Make, market, markets, More, Move, National Association of Realtors, new, new home, new home construction, Other, Purchase, Real Estate, Real Estate Agents, real estate market, real estate markets, realtor, Realtor.com, Realtors, Research, right, savings, sellers, Side, Technology, tracking, trends, will, young, young people

Mortgage reperformance bearing up, other consumer debt woes rising

March 22, 2023 by Brett Tams

Most distressed mortgages emerged from workouts intact in February but the chargeoff rates for auto loans and credit cards are up, in part due to steep housing costs that have contributed to high levels of household leverage. The majority or 76% of borrowers who completed post-forbearance workouts on distressed homes loans from 2020 on were … [Read more…]

Posted in: Refinance, Renting Tagged: 2, 2022, 2023, analysis, Auto, auto loan, Auto Loans, big, bills, borrowers, borrowing, Budget, climate, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit cards, data, Debt, Delinquencies, Delinquency rate, Distressed, Economy, equity, estate, Finance, Financial Wize, FinancialWize, Forbearance, Forecast, gas, government, great, groceries, hold, home, home loan, homeowners, homeownership, homes, household, Housing, housing costs, industry, Inflation, investors, Land, leverage, Living, loan, Loans, maintenance, making, Marina Walsh, MBA, Media, Moody's, Mortgage, Mortgage Bankers Association, Mortgage delinquency rate, Mortgages, News, or, Other, pandemic, paycheck, paycheck to paycheck, payments, president, Press Release, quality, rate, Rates, Real Estate, Recession, renovation, repair, Research, rise, savings, Servicing, survey, time, TransUnion

6 Money Moves You Must Make in Your 50s and Beyond

March 22, 2023 by Brett Tams

Getting older has its challenges. Here are some ideas to put more gold in your golden years.

Posted in: Moving Guide Tagged: 2, 2023, active, advice, affordable, All, allowance, app, appliances, Auto, average, Benefits, big, bills, bold, bonds, bonus, building, business, Buy, car, car loan, cars, choice, company, Consumer Affairs, Consumers, contracts, cost, crypto, data, Deductible, diversification, diversify, double, driving, Fall, Family, fiduciary, finances, Financial Wize, FinancialWize, Florida, Free, front, funds, future, gold, good, Google, Google reviews, great, hawaii, health, healthy, heating, home, home repairs, homeowners, house, household, ideas, identity theft, Insurance, Invest, IRAs, Life, Links, Live, loan, Local, long-term care, long-term care insurance, low, Make, Medicare, mobile, Mobile App, money, money moves, More, more money, needs, new, offers, or, Other, password, peace, Personal, personal information, place, plan, plans, plumbing, pretty, protect, protection, rental, repair, retirement, return, returns, Reviews, right, save, Saving, savings, scam, scams, security, short, simple, single, states, stocks, stress, target, theft, theft protection, time, trust, value, warranty, washington, wealth, will, woman, work, workers, working, wrong

What Is a Demand Deposit Account?

March 22, 2023 by Brett Tams

Discover the ins and outs of demand deposit accounts and how they can help you manage your finances efficiently.
Posted in: Credit 101 Tagged: 2023, Administration, All, app, ATM, balance, Bank, bank account, bank accounts, Banking, banks, basic, before, bills, Blend, bonuses, brick, CD, CDs, certificate of deposit, Checking Account, Checking Accounts, cons, Consumers, Convenience, Credit, credit union, Credit unions, Debit Card, demand deposit, Demographics, deposit, Deposits, depression, Direct Deposit, discover, double, earn interest, earning, expenses, Fall, faq, FDIC, FDIC insurance, Federal Deposit Insurance Corporation, Fees, finances, Financial Wize, FinancialWize, fund, funds, Insurance, interest, interest rates, Long-term Savings, low, maintenance, Make, making, manage, market, mobile, money, money market, Money Market Account, money market accounts, More, new, offer, Online Banking, Operations, or, Other, overdraft fees, pay bills, paycheck, payments, Personal, personal information, pros, Pros and Cons, Rates, Regulation, rewards, rich, right, Saving, savings, Savings Account, Savings Accounts, security, simple, social, social security, Spending, student, Style, time, traditional, Transaction, under, unique, value, will, withdrawal, woman, work, working

Shoppers Love This Supermarket Even More Than Costco

March 22, 2023 by Brett Tams

Can you guess which store topped a recent customer-satisfaction survey?
Posted in: Credit Cards Tagged: 2017, 2021, 2022, 2023, affordable, All, Amazon, Austin, barbecue, beer, before, big, bj's, bj's wholesale club, Built, business, Buy, Clothing, columbia, company, Consumers, cooking, country, court, custom, data, decades, Decor, Discounts, East Coast, Family, farm, Financial Wize, FinancialWize, food, gas, gas stations, goal, groceries, grocery, grocery stores, home, Home Decor, hot, How To, index, Interviews, items, kroger, Learn, list, market, Midwest, military, More, new, new york, or, Orchard, Other, place, price, products, restaurants, return, san diego, save, School, schools, second, shares, shopping, states, stock, Style, survey, target, teachers, texas, walmart, workers
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