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Your Purpose In Life

January 27, 2023 by Brett Tams

  Show Summary Welcome back to the show and Merry Christmas!! I’m recording this two-part series that we’re going to share with you over the next two episodes on Christmas Eve! I…

Posted in: Small Business Tagged: All, Applications, ask, before, Benefits, bonuses, build, building, business, Buy, chase, Children, Christmas, clear, closing, coffee, country, couple, Deals, estate, expectations, expense, experience, experts, Financial Freedom, Financial Wize, FinancialWize, free stuff, freedom, get started, Getting Started, Getting Started in Real Estate Investing, gift, gifts, Giving, goal, goals, good, great, Grow, happy holidays, holiday, Holidays, home, house, How To, impact, industry, Interviews, Investing, investors, job, journey, Lead Generation, Learn, lessons, Life, Live, Local, Make, Make Money, making, Making Money, mindset, money, More, needs, new, new year, offer, Operations, opportunity, Other, paint, Planning, portfolio, pressure, products, questions, rate, ready, Real Estate, Real Estate Investing, Real Estate Investing Secrets, real estate investor, Real Estate Investors, right, risk, safety, second, secrets, Sell, sellers, shopping, Social Media, students, the new year, time, tips, transformation, value, Video, will, work, working, wrong, youtube

Don’t File Your Taxes Until You Have These 7 Things

January 27, 2023 by Brett Tams

Before you file your taxes this year, make sure you grab these documents.

Posted in: Moving Guide Tagged: 1099, 1099 Form, 1099-C, 2, 2021, 2022, 2023, 401k, annuities, at home, Bank, bank account, banks, before, Benefits, boats, bonds, Broker, business, cents, company, contracts, Credit, credit card, Credit Card Debt, data, Debt, Deductible, deductions, deposit, dividends, drive in, employer, estate, expense, expenses, Extra Income, federal income taxes, Financial Wize, FinancialWize, freelancers, funds, gig, government, grocery, helpful, hold, home, Income, income tax, Income Taxes, Insurance, interest, investments, IRA, IRAs, irs, Law, Legal, list, lists, loan, loan interest, Loans, lyft, Make, Marketing, Medicare, military, money, More, Mortgage, mortgage interest, Original, Other, party, payments, pension, Personal, personal loan, plan, rate, Real Estate, rental, retirement, retirement account, Retirement Income, returns, right, routing number, savings, Savings Account, Savings Accounts, savings bonds, securities, security, social security, social security benefits, social security card, Software, standard deduction, student, student loan, tax, tax credit, tax deductible, tax deductions, tax filing, tax law, tax returns, taxes, tools, tuition, Uber, under, Unemployment, value, vehicles, W-2, will, woman, work, workers, working

10 Personal Finance Rules College Students Can’t Afford To Break

January 27, 2023 by Brett Tams

Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.

The post 10 Personal Finance Rules College Students Can’t Afford To Break appeared first on Money Under 30.

Posted in: Commercial Real Estate Tagged: 2021, advice, after college, All, assessment, Auto, auto insurance, average savings, Bank, before, Budget, Budgeting, build, building, business, car, Career, Careers, clear, College, college graduate, college students, company, cooking, Credit, credit card, credit cards, credit score, data, Debt, decades, decision, deposit, Direct Deposit, discover, diversify, dream, Emergency, Emergency Fund, employer, employer-sponsored retirement plan, entry, expense, expenses, experience, experts, Family, Fees, Finance, financial tips, Financial Wize, FinancialWize, first job, fund, funds, get started, goals, good, good credit, grace period, graduation, great, groceries, habits, health, healthy, home, How To, impact, Income, industry, Insurance, interest, interest rate, interest rates, Investing, investment, investment portfolio, investments, IRA, job, jobs, Learn, learned, lenders, Life, Live, LLC, loan, Loans, low, LOWER, Make, Manage Money, manage my money, market, Marketing, marriage, married, money, Money Management, More, Mortgage, mortgage loan, Move, needs, new, offers, office, opportunity, organize, Other, paycheck, payments, Personal, personal finance, plan, portfolio, principal, protect, Purchase, questions, rate, Rates, ready, refinancing, retirement, retirement plan, Review, rewards, right, risk, routine, running, Salary, sales, save, Save Money, Saving, Saving for Retirement, savings, Savings Account, School, search, single, Spending, stage, Start Saving, stress, student, student loan, Student Loans, students, Style, time, tips, title, tools, under, unique, value, wealthfront, will, work, young, young people

Net Worth, Projects, and Dogs – Update Q1 2022

January 27, 2023 by Brett Tams

Another quarter in the books! Every three months, I’ll be taking a look at my personal finances, recent news from The Best Interest, and more dog pictures. Here are my previous quarterly updates: Q1 2021 Q2 2021 Q3 2021 Annual Review 2021 Why share this info? To brag?! No way! I want to be transparent. I practice what I preach… Read More »Net Worth, Projects, and Dogs – Update Q1 2022

Posted in: Money Basics, Personal Finance Tagged: 2, 2021, 2022, 401k, advisor, All, all-time highs, Amazon, ask, basics, before, Benefits, big, Blog, book, Books, business, Career, Career Change, commute, Competition, cost, couple, crash, data, deductions, dogs, electric, entertaining, equity, expense, expenses, Finance, finances, Financial Advisor, Financial Literacy, Financial Wize, FinancialWize, fun, good, great, Grow, growth, helpful, home, home equity, How To, Income, Instagram, interest, Investing, investment, investments, investors, IRA, kids, Learn, Life, list, Make, market, markets, money, Money Basics, More, more money, net worth, new, News, organization, Other, Personal, personal finance, personal finances, podcast, portfolio, present, principal, projects, Purchase, questions, Revenue, Review, reward, risk, risk and reward, roth, Roth IRA, running, sales, Social Media, Spending, Spring, stock, stock market, stocks, story, tax, teaching, The Stock Market, time, Twitter, unique, update, updates, will, young

How to Budget When You’re on Inconsistent Income

January 27, 2023 by Brett Tams

Budgeting for travel is hard enough as it is. But add in a job that provides inconsistent income it may seem impossible. After years of trial and error, I finally figured out a way to stop stressing about budgeting and save for travel (and retirement!) all at the same time. The Tricks 1. Paying myself

The post How to Budget When You’re on Inconsistent Income appeared first on MintLife Blog.

Posted in: Apartment Safety, Budgeting, Travel Tagged: 2022, 401(k) plan, All, apartment, ATM, author, Bank, bank account, basic, bathroom, Benefits, Blog, Budget, Budgeting, budgeting for travel, budgeting my money, budgeting on inconsistent income, budgets, build, business, Career, chance, Clothes, color, company, contractors, cost, Credit, credit card, data, Deductible, deposit, design, Discounts, down payment, driving, Economy, employer, expense, expenses, expensive, Featured, Finance, Financial Wize, FinancialWize, freelance, freelancers, game night, gig, gig economy, goal, good, Graphic, great, gym, gym membership, health, Health Insurance, house, How To, Income, inconsistent income, industry, Insurance, job, jobs, layout, Learn, Life, Lifestyle, Loans, low, Make, making, Mint, mint.com, mobile, money, monthly budgets, More, more money, Moving, new, offer, offers, Other, Personal, personal finance, plan, programs, project, retirement, Review, room, roommate, Salary, save, Saving, savings, Savings Account, Side Hustle, Small Business, Spending, stock, Strategies, stress, student, Student Loans, Style, takeout, tax, tax time, taxes, time, tips, title, Travel, Travel Tips, tuition, white, will, work, workers, working

Performance reviews and asking for a raise

January 27, 2023 by Brett Tams

More and more, companies are dispensing with traditional annual employee reviews. They say this is out of sensitivity to a new generation of employees who find reviews stressful. The real reason may be that dispensing with employee reviews saves companies money — albeit at the expense of their employees.

Microsoft and Dell are among the high-profile companies that have made news recently by dumping annual employee reviews, and Silicon Valley has long turned its nose up at such traditional means of measuring performance and managing people. For many employees, the initial reaction is relief, but they would be wise to look closer. Without that annual review process, they could find that opportunities to get a raise are fewer and more difficult to obtain.

Young woman asking for a raise

Nothing Ventured, Nothing Gained

As much as you may view a formal review as resembling an interrogation scene out of George Orwell’s “1984,” it should work to your benefit — both financially and in terms of feeling more connected to your workplace.

Posted in: Mortgage Tips Tagged: 2, 2016, All, ask, building, Career, Careers, chance, clear, company, cost, data, dell, earnings, education, employer, environment, expense, experience, financial independence, Financial Wize, FinancialWize, gap, gender, goals, good, historical, interest, interest rates, Investing, job, jobs, Make, making, market, money, More, negotiating, new, News, Other, pay gap, points, Raise, rate, Rates, Relationships, Review, Reviews, Salary, Saving, savings, Savings Account, Self-Improvement, stock, stock market, survey, time, title, traditional, will, woman, women, work, workers, young

ABLE Accounts Give Disabled Americans Flexibility

January 27, 2023 by Brett Tams

ABLE accounts are a 529 account with all kinds of bells and whistles built specifically to serve disabled Americans. After years of grassroots advocacy efforts from the disability community, ABLE accounts were birthed into legislation in December 2014. And thanks to legislation passed in late 2022, more people will become eligible for it soon (more […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Bank Accounts, Market News Tagged: 2, 2021, 2022, 2023, 529, All, assets, author, balance, Bank, bank account, bank accounts, basic, before, beneficiary, Benefits, Blog, Built, Buy, Children, College, company, Consumers, cost, Credit, Disability, disclosure, earnings, education, Employment, evergreen, existing, expense, expenses, expensive, experience, Family, Fees, financial independence, financial management, Financial Wize, FinancialWize, Freebies, freelancers, Frugality, funds, government, health, Health care, higher education, Housing, housing costs, Illinois, Income, income tax, Insurance, interest, Invest, Investing, investment, investments, job, K-12 education, Law, Legal, Legislation, Life, life insurance, list, living expenses, LOWER, maintenance, Make, market, Medicaid, Medical, Medicare, mississippi, money, More, new, Original, Other, parents, Personal, pittsburgh, plan, policies, pool, poverty, present, priorities, programs, Purchase, ready, Research, retirement, retirement accounts, Review, safe, save, Save Money, Saving, saving for college, savings, Savings Accounts, second, secure 2.0, security, single, social security, state tax, states, tax, Tax Advantages, tax-advantaged, Technology, time, traditional, Transportation, tuition, under, unique, value, washington, wellness, white, will, work, working

How to Lower Your Debt-to-Income Ratio

January 27, 2023 by Brett Tams

One of the most common problems people have qualifying for a personal house or investment property is a high debt-to-income (DTI) ratio. Most lenders will want to see a debt-to-income ratio of 45 percent or lower. If your debt-to-income ratio is higher than this, it will be very hard to qualify for a loan. I … Read more

Tagged: 15-year, 2, 30-year, All, Auto, Auto Loans, balance, Bank, banks, before, bonuses, business, Buy, buy a house, Buying, car, car loans, consumer loans, Credit, credit card, Credit Card Debt, credit card payments, credit cards, credit repair, Credit Report, credit scores, Debt, debt-to-income, Debts, DTI, entry, equity, expense, expenses, expensive, Fannie Mae, Fees, FHA, Financial Wize, FinancialWize, financing, furniture, great, hoa, HOA Fees, home, home equity, home equity line of credit, house, Housing, housing payments, How To, impact, Income, Insurance, interest, interest rate, investment, Investment Properties, investment property, investors, irs, lenders, lending, leverage, line of credit, list, Live, loan, loan programs, Loans, low, LOWER, Make, making, money, More, more money, Mortgage, mortgage payment, mortgage payments, Most Expensive, new, Other, Pay Off Debt, payments, Personal, plan, Planning, portfolio, principal, programs, property, rate, Rates, Rent, rental, rental properties, rental property, Rentals, renting, right, Salary, save, Save Money, self-employed, Sell, simple, smart, snowball, Spending, student, Student Loans, taxes, time, title, traditional, under, VA, will, work, wrong, youtube

Starting an Amazon Business (How to Sell on Amazon Guide)

January 27, 2023 by Brett Tams

Amazon has rapidly become one of the largest online marketplaces — in fact, it’s one of the biggest marketplaces of any kind. The site sells everything from paper towels to luxury TVs to jewelry and has grown rapidly from its humble beginnings as a simple bookseller. With a business model that prioritizes consumer convenience and

The post Starting an Amazon Business (How to Sell on Amazon Guide) appeared first on MintLife Blog.

Posted in: Early Career, Financing A Home Tagged: 2, 2022, Advertising, advice, All, Amazon, app, apple, assets, author, balance, Bank, bank account, basics, bathroom, beach, before, Benefits, big, Blog, blue, Books, Budget, build, building, burnout, business, Buy, buyers, Career, Clothing, color, company, Competition, cons, Consumers, consumption, Convenience, cost, Credit, custom, customer service, data, decision, design, Early Career, earning, Earning Potential, education, entry, Essentials, existing, expense, expenses, experience, Fashion, Fees, finances, Financial Goals, Financial Wize, FinancialWize, food, fund, furniture, General, get started, Getting Started, gifts, Giving, goals, good, Google, graph, Graphic, great, Grow, growth, guide, hardwood, healthy, home, home goods, How To, improvement, Income, index, interior design, inventory, Invest, IRA, items, jump, keywords, lawyers, layout, Learn, legacy, library, Lifestyle, list, Listings, low, LOWER, Luxury, Main, Make, Make Money, making, market, Marketing, markets, Mint, mint.com, mistake, model, money, monthly budget, More, Move, net income, new, offer, opportunity, Other, packing, Personal, photography, photos, plan, portfolio, products, property, pros, Pros and Cons, Purchase, quality, Raise, Rates, ready, Recipes, Rent, Research, returns, Revenue, Reviews, right, running, sales, search, seasonal, second, Sell, seller, sellers, selling, SEO, sep ira, Side Hustle, simple, single, Sites, Small Business, Social Media, starting a business, startup, stock, storage, Strategies, Style, survey, time, tips, title, tools, Transaction, Twitter, under, unique, value, Video, volume, warranty, will, work, workers

How to Save Money When Remodeling A Home

January 27, 2023 by Brett Tams

Remodeling a home can be an expensive and complex undertaking. Here are some ways to save money when remodeling a home.

The post How to Save Money When Remodeling A Home appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Find An Apartment Tagged: 2022, air, All, Amazon, Amount Of Money, app, appliances, Apps, ask, basement, before, big, bills, blueprint, brick, Budget, Budgeting, budgeting tools, building, buyers, capital one, carbon footprint, cash back, Choices, clear, codes, consumption, contingency, contractors, cost, coupons, customer service, data, Deals, delivery fees, design, Discounts, efficient, energy, energy-efficient, environment, existing, expense, expense tracking, expenses, expensive, experience, Fees, Finance, Financial Wize, FinancialWize, flooring, fund, General, good, Google, great, heating, home, Home Improvement, home remodel, home renovation, homes, How To, how to save money, ideas, impact, improvement, improvements, Income, install, Invest, investment, job, labor costs, layout, lighting, list, Local, LOWER, Make, making, Mistakes, money, Money Matters, More, more money, Move, Moving, needs, neighbors, new, offer, offers, Other, painting, Permits, pinterest, plan, Planning, pressure, products, project, property, property taxes, Purchase, quality, Rates, remodel, remodeling, renovation, Research, Review, Reviews, rewards, right, routine, sales, save, Save Money, Saving, saving money, Sell, shopping, Sites, Spending, swagbucks, taxes, The Neighborhood, time, title, tools, tracking, traditional, under, value, washing, Ways to Save, Websites, will, wood, work, working
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