Home equity lending rose over the course of the past year as high interest rates kept borrowers away from traditional mortgage originations, according to a new TransUnion report. The number of new lines of credit secured by home equity increased to 405,646 year-over-year, up 41% from 286,925, TransUnion reported in its latest Credit Industry Insights … [Read more…]
When I bought my first rental properties I managed them myself, with some help from my wife. If you ask my wife, she would probably say she managed them with a little bit of help from me. Whichever is true, we did a decent job of managing the houses, but we could have done much … Read more
Identity theft is something most adults think about at some point in their life. Whether someone you know has been a victim of identity theft, or it has happened to you- identity theft is something you should be thinking about. It can be incredibly messy to clean up after an identity thief. From reporting fraud, […]
The post Can You Prevent Identity Theft? appeared first on Credit Absolute.
Minimum Credit Score for Buying a House is a post from Pocket Your Dollars.
Ah, identity theft. The two words that make all adults shudder. You have worked so hard to establish great credit.Â You have paid down your debt, paid your bills on time, and now all of the sudden- itâs gone. Identity theft can be really scary and damaging, but it is not the end of the world […]
The post How Do I Fix My Credit After Identity Theft? appeared first on Credit Absolute.
Your annual credit report has records of every credit account, address, and payment towards debt youâve ever made â and getting a copy is completely free. A free credit check report has much more information than your credit score allowing you to see how the length of your accounts, payment history, and credit utilization impact
The post How to Get a Free Credit Report in Minutes appeared first on MintLife Blog.
Establishing a robust credit profile takes time, so teaching your children how to start building credit at 18 or younger can help them get ahead. Building a positive credit history is essential to accessing competitive borrowing opportunities in the future. If you have a teen or early-adult child, there are a few ways to help […]
The post Guide to Building Credit at 18: Starting Early Is Key appeared first on SoFi.
The earned income tax credit directly reduces the amount of income tax owed by lower-income working taxpayers. Depending on a tax filerâs number of children, tax filing status, and income, the tax credit can be in the thousands. Hereâs what you need to know about the 2022 EITC tax refund schedule and the 2023 EITC […]
The post Earned Income Tax Credit (EITC) Tax Refund Schedule for Tax Years 2022 and 2023 appeared first on SoFi.
Online shopping has opened up a new world of convenience for busy multitaskers and shopaholics alike. The U.S. Census Bureau reported a 3.9% increase in e-Commerce sales in the second quarter of 2018, bringing online sales to $127.3 billion. With services offering to deliver your groceries, toiletries, and revamp your closet – itâs hard to
The post What is a Virtual Credit Card? appeared first on MintLife Blog.
Form 709 is the way to report to the IRS any gifts made in the prior year that are subject to the gift tax. Donât worry, though. Most people will never pay any taxes on gifts made over the course of their lives. The annual gift tax exemption amount is fairly substantial; the lifetime gift […]
The post How to Fill Out Gift Tax Form 709 appeared first on SoFi.