What are derogatory marks and how can you fix them?
Having a few items on your credit report dragging down your score can be incredibly frustrating, especially if you have a good financial record. A […]
Having a few items on your credit report dragging down your score can be incredibly frustrating, especially if you have a good financial record. A […]
After diligently filing your income taxes, youâre greeted by a pleasant surprise: you get a refund. And where others may see a surprise windfall as […]
Understanding how your credit is calculated is the first step to cleaning up your credit history and improving your credit scores. The FICO scoring system takes several key aspects of your credit file in order…
The post How to Clean Up Your Credit Report in 2021 appeared first on Crediful.
Cable companies aren’t in the habit of reporting your payments to the credit bureaus, at least when it comes to your traditional credit reports. But if that’s something you want, there is a way to get those monthly bills to help your credit score. Simply put, consider paying for cable with your credit card. Unlike cable providers, credit… Read More
The post How to Use Your Cable Bill to Build Credit appeared first on Credit.com.
There’s no single way to get out of debt that’s best for everyone. Each individual case is as unique as you are. It’s important to consider your situation when deciding which debt relief plan is the best option for you. To help you weigh those options, we have provided an overview of some of the… Read More
The post Debt Relief & Credit: What You Need to Know appeared first on Credit.com.
Because 35% of your credit score relates to paying your debts in a timely manner, becoming so late on payments that the account is charged off can have a significant negative impact on your score. It also looks bad to future creditors because it indicates you might not pay all your bills. Find out more… Read More
The post How Much Does a Charge Off Affect Your Credit Score? appeared first on Credit.com.
Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, donât fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls,… Read More
The post Charged Off as Bad Debt: An Explainer appeared first on Credit.com.