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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

improvement

Are Medicare Premiums Tax Deductible?

March 28, 2023 by Brett Tams

If you’re nearing the age for Medicare eligibility, there are some things you should know about Medicare. One of those things is whether Medicare premiums are tax-deductible. You want to ensure you file your taxes correctly, but you also want … Continue reading →

The post Are Medicare Premiums Tax Deductible? appeared first on SmartAsset Blog.

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8 Home Remodeling Projects to Boost Your Property Value in Oakland

March 28, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Oakland. These 8 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, appliances, Architecture, attic, backsplash, bathroom, Blog, build, buyers, ca, ceilings, Choices, city, Clean, climate, closets, Convenience, cost, Cost of Living, custom, data, design, entertaining, estate, existing, experience, Financial Wize, FinancialWize, flooring, Free, future, garage, great, guests, historical, home, home features, Home Improvement, Home Improvements, Home Insurance, home listing, home renovation, Homebuyers, Homeowner, homes, homes for sale, house, Housing, Housing market, ideas, improvement, improvements, Insurance, insurance premiums, Integration, interest, Investing, investment, items, kitchen, kitchen renovation, Law, Life, lighting, list, list price, Live, Living, living room, LOWER, Make, making, market, Minimalist, modern, modern architecture, modern kitchen, More, natural, needs, new, oakland, offer, offers, or, organization, Original, Other, outdoor, outdoor living, patterns, place, premium, price, project, projects, property, protect, protection, quality, Real Estate, real estate market, Redfin, Redfin.com, remodel, remodeling, renovation, renovations, rental, return, return on investment, room, safety, seasonal, security, Sell, selling, simple, smart, space, Sports, stains, storage, storage solutions, Style, tile, tools, unique, update, upgrades, value, will, windows, work

12 Materials to Consider for Your Garden Path

March 28, 2023 by Brett Tams

Build a gorgeous, functional garden path that fits your needs, style, and budget. See how with these tips.

Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, 2023, All, average, Backyard, bed, beds, before, black, blue, bonus, brick, Budget, build, building, Buy, choice, Choices, Clean, climate, codes, coffee, color, company, cons, cost, custom, data, decision, deck, design, DIY, driveway, eco, eco-friendly, environmentally friendly, existing, expensive, Financial Wize, FinancialWize, floor, flowers, forest, friendly, front, front door, fun, garage, garden, gardening, good, gray, great, green, grey, Grow, guide, healthy, heat, home, Home Improvement, homeowners, hot, id, ideas, improvement, industry, install, Invest, japanese, landscaping, lights, list, Living, living room, Local, longevity, low, maintenance, Make, market, messy, minimal, money, More, Moving, mowing, natural, needs, new, offer, or, Other, outdoor, outdoor space, paint, parents, patio, Permits, place, plank, Planning, plants, Popular, pressure, price, products, project, projects, pros, Pros and Cons, protection, Purchase, ready, Rentals, reward, right, river, room, safety, Seniors, short, Side, simple, single, Sites, snow, space, story, Style, summer, time, tips, under, upgrade, versus, walking, wants, warm weather, weather, will, winter, wood, work, workers, working, Yard, zoning

FHFA report shows improvement in Fannie Mae, Freddie Mac loan performance

March 28, 2023 by Brett Tams

The report also shows a decline in the enterprises’ serious delinquency rate, down to 0.65% at the end of Q4. That’s compared to a 4.40% delinquency rate for Federal Housing Administration (FHA) loans, 2.43% for Veterans Affairs (VA) loans, and 1.89% for all loans (industry average). The 60+ day delinquency rate increased slightly from 0.83% … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2, acquisitions, Administration, All, average, borrowers, Breaking News, coronavirus, Delinquency rate, Fannie Mae, FHA, FHFA, Financial Wize, FinancialWize, Forbearance, forbearance programs, Freddie Mac, Free, Housing, improvement, industry, Interviews, inventory, loan, Loans, Make, market, Mortgage, News, pandemic, plans, programs, property, property acquisitions, rate, Rates, serious delinquency, updates, VA, veterans, veterans affairs

8 Home Remodeling Projects to Boost Your Property Value in Charlotte, NC

March 28, 2023 by Brett Tams
outdoor oasis with fire pit and comfortable seating

Find out which home improvement projects can help boost your property’s value in Charlotte. These 8 home remodeling ideas can bring new life to your house.

The post 8 Home Remodeling Projects to Boost Your Property Value in Charlotte, NC appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

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Biden asked to exempt housing programs from Buy America rule

March 28, 2023 by Brett Tams

A group of affordable housing advocates are calling on the Biden Administration to specify that the Build America, Buy America Act does not apply to certain single-family and multifamily properties. The Act requires that all of the iron, steel, manufactured products and construction materials used in infrastructure projects be produced in the U.S. BABA is … [Read more…]

Posted in: Refinance, Renting Tagged: action, Administration, affordability, affordable, affordable housing, All, Biden Administration, Budget, build, builders, building, Buy, CEO, Compliance, construction, cost, country, Credit, Crisis, Department of Housing and Urban Development, Development, existing, Family, Financial Wize, FinancialWize, fund, funds, gap, government, home, home affordability, home builders, homeownership, homeownership gap, Housing, Housing Affordability, housing costs, housing development, Housing markets, HUD, improvement, Income, Inflation, investment, investments, jobs, loanDepot, low, Media, Minority Homeownership, Mortgage, Mortgage Bankers Association, Multifamily, multifamily housing, National Association of Home Builders, National Association of Realtors, News, office, or, Originations, Partnerships, Personal, place, Politics and policy, president, Press Release, pressure, products, programs, project, projects, property, Purchase, quality, Realtors, repair, shortage, single, single-family, steel, tax, tax credit, trust, under, USDA, will, work

8 Home Remodeling Projects to Boost Your Property Value in Arlington

March 27, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Arlington. These 8 home remodeling ideas can bring new life to your house.
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FACT SHEET: President Biden Announces Student Loan Relief for … – The White House

March 26, 2023 by Brett Tams

FACT SHEET: President Biden Announces Student Loan Relief for …  The White House

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Mortgage Rates Inch Down to Lowest Levels Since Early February

March 25, 2023 by Brett Tams

Over the course of the past two days, the average conforming 30yr fixed rate has moved down to the lowest levels since early February for most lenders.  In nuts and bolts terms, that’s a drop of more than half a percent. Yesterday accounted for a much larger portion of the improvement as lenders continued updating their offerings in response to Wednesday afternoon’s bond market movement (courtesy of the Fed).  Bonds ultimately improved today due to a flight to safety in the broader market.  In other words, investors sold riskier assets like stocks and bought safer assets like bonds.  Excess bond buying results in lower rates, all other things being equal.  Could the improvements continue?  That depends what you’re willing to sacrifice for them.  In the current case, the price of lower rates would likely be more bad news for the banking system.  While nothing catastrophic happened on that front today, the market remains a bit nervous about the prospect of more unexpected drama.  

Posted in: Refinance, Renting Tagged: All, assets, average, Banking, bond, bonds, Buying, facebook, fed, Financial Wize, FinancialWize, fixed, fixed rate, flight, front, improvement, improvements, investors, lenders, LOWER, market, markets, More, Mortgage, Mortgage Rates, News, Other, percent, price, rate, Rates, safety, stocks, the fed

5 Home Remodeling Projects to Boost Your Property Value in Baltimore

March 24, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Baltimore. These 5 home remodeling ideas can bring new life to your house.
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