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Foreclosures

Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall

March 20, 2023 by Brett Tams

In this episode of the podcast, the hosts discuss whether CDs are a good option and then talk with a listener about how to manage a financial windfall.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2016, 2022, 2023, accountant, active, advisor, affordable, All, Amount Of Money, apartment, Appreciate, Apps, ask, assets, average, balance, Bank, Banking, beach, before, big, Blog, brokerage, bucket, build, building, business, Buy, buy a home, buy a house, buyers, Buying, buying a car, Buying a house, california, car, car prices, Career, CD, CDs, certificate of deposit, choice, Choices, company, cons, conversions, cost, couple, Credit, credit card, Credit Card Debt, credit score, credits, currency, data, Debt, Debts, decision, decisions, Deductible, deposit, depression, desk, diversification, dividends, divorce, down payment, driving, education, efficient, Emergency, Emergency Fund, Employment, energy, Entertainment, environment, equity, estate, event, EVs, existing, expensive, experts, Extra Money, Fall, Family, Federal Reserve, federal student loans, Finance, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, financing, fixed, Foreclosures, Free, Fresh start, fun, fund, funny, future, General, get started, Giving, goal, goals, good, government, great, growth, Guaranteed Rate, habits, health, Health and Wellness, hold, home, Home Price, home prices, Home Values, Homebuilders, Homeowner, homeowners, house, Housing, Housing market, housing prices, How To, humor, improvement, Income, industry, Inflation, interest, interest rate, interest rates, Invest, Investing, investment, investments, investors, IRA, IRAs, job, lenders, Life, list, Live, Living, Liz Weston, loan, Loans, low, LOWER, Main, Make, making, man, manage, market, markets, memories, mental health, millennial, mistake, money, money goals, More, more money, Mortgage, Motivation, Move, Moving, moving in, moving out, National Association of Realtors, nerdwallet, new, offer, ok, opportunity, or, Other, out of state, pandemic, parents, park, paycheck, Paying Down Debt, payments, peace, percent, personal finance, photos, place, plan, Planning, podcast, pretty, price, Prices, priorities, private student loans, products, pros, Pros and Cons, questions, Raise, rate, Rates, ready, Real Estate, Realtors, Recession, Refinance, refinancing, Relationships, Rent, rental, Research, retirement, retirement account, retirement accounts, retirement savings, return, returns, Review, right, rise, risk, roth, Roth IRA, Roth IRAs, safe, Salary, san francisco, save, Saving, Saving for Retirement, savings, Savings Account, Savings Accounts, School, second, securities, security, Sell, selling, short, Side, Side Hustles, single, smart, Smart Money, space, Spending, stable, stage, Start Saving, statistics, stock, stock market, stocks, student, student debt, student loan, student loan debt, student loan payment, Student Loans, tax, tax brackets, tax credits, the balance, The Stock Market, the west, time, timing, tips, town, traditional, traditional IRA, under, used car, vacations, vehicles, versus, wealth, wellness, West Coast, will, windfalls, work

Wells Fargo agrees to $3.7 billion settlement with CFPB over consumer abuses – CNBC

March 18, 2023 by Brett Tams

Wells Fargo agrees to $3.7 billion settlement with CFPB over consumer abuses  CNBC

Posted in: Savings Account Tagged: 2, 2016, 2022, action, Applications, assets, Auto, auto loan, Auto Loans, Bank, bank accounts, bank of america, Banking, banks, borrowers, business, cars, CEO, CFPB, charlie, chase, Checking Accounts, clear, cnbc, color, company, Compensation, Consumer Financial Protection Bureau, Consumers, Credit, Credit unions, Crisis, data, expense, expenses, experience, fed, Federal Reserve, Fees, Financial Wize, FinancialWize, Foreclosures, funds, future, goal, growth, history, homes, Insurance, interest, Investing, investors, JPMorgan Chase, Legal, list, loan, Loans, Mistakes, More, Mortgage, mortgage loans, mortgage servicing, Mortgages, Moving, News, or, Other, overdraft fees, payments, products, protection, Refund, Regulatory, remediation, resolution, rise, Rohit Chopra, san francisco, Servicing, settlement, shares, speculation, taxes, the fed, u.s. bank, under, vehicles, Video, wall, Wall Street, wells fargo, will, work, working

Chicago Realtor: Marki Lemons Queen of Foreclosures

March 17, 2023 by Brett Tams

Marki Lemons-Ryhal not only shines as Chicago’s own “Queen of Foreclosures”, but she also shares her knowledge with other professionals who are eager to learn from her expertise. An insightful and dedicated Real Estate Educator, Marki’s drive to empower other professionals with the tools they need to grow their businesses is fueled by her passion […]

The post Chicago Realtor: Marki Lemons Queen of Foreclosures appeared first on RealtyBizNews: Real Estate Marketing & Beyond.

Posted in: Paying Off Debts Tagged: 2023, 457, advice, affordable, All, Alternatives, author, Awards, Benefits, Broker, business, buyer, Career, Chicago real estate, chicago realtor, chicago realtors, color, couple, Crisis, data, Deals, Empower, estate, excellence, experience, Featured News, Finance, Financial Wize, FinancialWize, foreclosure, Foreclosures, Free, funds, Gamification, good, government, Grow, home, home affordable foreclosure alternatives, Homeowner, homeowners, Housing, housing crisis, Illinois, industry, internet, interview, Investor, Law, Leadership Corner, Learn, lenders, Make, market, Marketing, marki lemons, Marki Lemons Unlimited, Media, More, Mortgages, networking, News, offer, or, Other, present, principal, Professionals, programs, property, Purchase, queen of foreclosures, Real Estate, real estate industry, Real Estate Marketing, Real Estate News, Real Estate Tech, realtor, Realtors, rehab, Residential, sales, search, search engine, shares, short, Short Sale, Short Sales, Side, social, Social Media, Technology, The Neighborhood, time, title, tools, Unemployment, Video, war, will, World Real Estate

Smart Money: How COVID-19 Changed Our Finances — and Our Advice

March 13, 2023 by Brett Tams

NerdWallet writers discuss how COVID-19 changed the way we manage and talk about money in this roundtable episode of the Smart Money podcast.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2017, 2021, 2022, 2023, 30-year, 30-year mortgage, accommodations, advice, affordable, All, Amazon, Amenities, Apps, ask, assets, at home, Bank, basic, basics, bedroom, before, Behavior, Benefits, bidding, bidding wars, big, Blog, boring, brokerage, brokers, build, Bureau of Labor Statistics, business, Buy, buy a house, buyer, buyers, Buying, Buying a Home, car, Cities, Closet, commissions, commute, cost, country, couple, covid, COVID-19, COVID-19 pandemic, crash, Crisis, crowds, currency, data, decisions, design, desk, discover, doors, Dorm Room, down payment, earning, Economy, Emergency, Emergency Fund, entertaining, Entertainment, ETFs, eviction, evictions, existing, existing home prices, expenses, expensive, experience, Extra Money, Fall, Family, fed, Federal Reserve, Finance, finances, Financial advice, Financial Wize, FinancialWize, fixed, floor, Florida, foreclosure, Foreclosures, foundation, Free, front, fund, funds, funny, future, gardening, Gen Z, General, good, government, great, groceries, growth, habits, health, hindsight, hold, home, home buyers, home office, home offices, home prices, homeowners, homeownership, homes, homes for sale, hot, house, Housing, housing boom, Housing market, How To, impact, Income, index, index funds, industry, Inflation, inherited, inspections, interest, interest rate, interest rates, inventory, Investing, investment, investments, investors, job, job market, jobs, journey, jump, kids, labor market, Land, landlords, landscaping, Layoffs, Learn, learned, lessons, Life, Lifestyle, Live, low, Low inventory, LOWER, Make, making, man, manage, market, markets, Media, memories, millennials, mobile, money, More, more money, Mortgage, Mortgage Rates, mountains, Move, movies, Moving, Music, needs, nerdwallet, new, News, north carolina, offer, office, Offices, open concept, opportunity, Other, pandemic, panic, parents, patience, patterns, paycheck, payments, peace, percent, Personal, personal finance, place, plan, plans, podcast, points, predictions, president, President Biden, pretty, price, Prices, questions, quiet, rate, Rates, ready, Recession, reddit, Refinance, Refund, Rent, renter, renting, restaurants, retirement, retirement accounts, retirement funds, Review, reward, right, room, rural, sales, save, Saving, saving rate, savings, Savings Account, securities, Sell, selling, shopping, short, shortage, shutdown, smart, Smart Money, space, Spending, spending habits, Spring, stage, states, statistics, stimulus, stock, stock market, stocks, stories, Strategies, suburbs, tax, tax refund, texas, thankful, the fed, The Stock Market, the west, time, timing, timing the market, town, trading, traditional, Travel, trends, tv, TV Shows, Unemployment, unemployment rate, value, volatility, wages, washing, washington, weather, West Coast, will, work, workers, working, wrong, young, young adults

5 Times I was in Danger as a Real Estate Investor – Part 3: Squatters!

March 11, 2023 by Brett Tams

I have been in real estate for 20 years as a real estate agent, broker, and investor. Over those years I have had some crazy experiences as many people see on my YouTube channel. I have dealt with evictions, squatters, foreclosures, break-ins, meth labs, stolen vehicles, wanted murderers, and more. Luckily, I am still here to … Read more

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5 Times I Was in Danger as a Real Estate Investor – part 2: 500 Tire Eviction

March 4, 2023 by Brett Tams

I have been in real estate for 20 years as a real estate agent, broker, and investor. Over those years I have had some crazy experiences as many people see on my YouTube channel. I have dealt with evictions, squatters, foreclosures, break-ins, meth labs, stolen vehicles, wanted murderers, and more. Luckily, I am still here … Read more

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5 Times I Was in Danger as a Real Estate Investor – part 1

March 1, 2023 by Brett Tams

I have been in real estate for 20 years as a real estate agent, broker, and investor. Over those years I have had some crazy experiences as many people see on my YouTube channel. I have dealt with evictions, squatters, foreclosures, break-ins, meth labs, stolen vehicles, wanted murderers, and more. Luckily, I am still here … Read more

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Delinquencies eased in January, foreclosure activity trended higher

February 25, 2023 by Brett Tams

Mortgage delinquencies eased in January after an uptick to end 2022, but foreclosure numbers trended higher, according to Black Knight. The national delinquency rate inched down 10 basis points from December to 3.38% last month, a share equal to 1.8 million homes, the data analytics provider said in its monthly First Look report. On a … [Read more…]

Posted in: Refinance, Renting Tagged: 2, 2022, 30 days past due, active, Alabama, All, analysis, before, ben, black, Black Knight, Colorado, company, covid, COVID-19, covid-19 relief, data, Delinquencies, Delinquency rate, Distressed, Economy, equity, Financial Wize, FinancialWize, Florida, foreclosure, foreclosure activity, Foreclosures, future, General, home, home equity, homeowners, homes, Housing, housing industry, Housing market, Hurricane, idaho, improvement, industry, inventory, Loans, louisiana, LOWER, makeup, market, Media, mississippi, More, Mortgage, Mortgage Bankers Association, mortgage delinquencies, Mortgages, Move, new, News, pandemic, place, points, president, Press Release, quality, rate, rise, serious delinquency, Servicing, states, Strategies, summer, time, trend, under, volume, washington

Mortgage delinquency rates improve across the board

February 25, 2023 by Brett Tams

Overall national mortgage delinquency improved across the board in January while foreclosure starts rose, according to Black Knight.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2, 2022, 2023, active, All, black, Black Knight, borrowers, data, dating, Delinquencies, Delinquency rate, Economy, Fall, Financial Wize, FinancialWize, Florida, foreclosure, Foreclosures, historical, Housing market, Hurricane, improvement, Inflation, interest, interest rate, inventories, inventory, job, job market, lending, loan, Loans, low, market, MBA, More, Mortgage, Mortgage Bankers Association, mortgage delinquencies, Mortgage delinquency rate, mortgage loans, mortgage payments, pandemic, payments, points, Purchase, rate, Rates, Real Estate, Refinance, Residential, securities, serious delinquency, Spending, statistics

How to Invest in real estate when prices are high

February 24, 2023 by Brett Tams

The real estate market has increased significantly in many areas of the country in the last few years. This has made it very tough to invest in real estate and challenging to buy a house as an owner-occupant as well. While it is tougher to buy real estate when prices are high, it is not … Read more

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