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$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)

March 18, 2023 by Brett Tams

$25 per hour is $52000 a year. Find out how this is calculated and pick up budgeting tips and side hustle ideas.

The post $25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, 401k, 529, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, airbnb, All, Amazon, analysis, ARMs, assumptions, author, Auto, average, Bank, bank account, bank statement, basic, before, bills, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, car, cents, child care, Clean, cleaning, cnbc, color, commission, cost, Cost of Living, create a budget, Credit, credit card, custom, customer service, data, Debt, decisions, deck, deductions, design, desk, disclosure, dividend, doordash, Downpayment, driveway, driving, earning, Emergency, Emergency Fund, employer, employer match, employer-sponsored retirement plan, Entertainment, entry, event, expense, expenses, experience, experts, Fall, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, financial stability, Financial Wize, FinancialWize, fixed, Florida, food, Free, free time, freedom, freelance, Freelance writer, freelancers, fund, funds, future, gas, get started, goal, good, Google, Graphic, green, groceries, guests, health, Health care, hold, home, hourly, hours, house, Housing, How To, ideas, Illinois, impact, Income, Income Taxes, industry, instacart, Insurance, interest, interest rate, investment, investments, items, job, Job Search, jobs, Leaders, Learn, Lifestyle, Links, list, Live, Living, loan, Loans, Local, LOWER, Main, maintenance, Make, Make Money, making, manage, market, Marketing, md, Media, Medical, medical expenses, Medicare, Miscellaneous, money, More, more money, Mortgage, Movers, multiply, needs, negotiating, net income, Nevada, new, new job, new york, new york times, offer, offers, or, orange, organizing, Other, passive, passive income, Paying Down Debt, payments, Personal, personal finance, personal finances, Pet, photography, plan, planner, Planning, podcast, poverty, present, products, Purchase, quality, rate, reach, Rent, rental, Rentals, Research, retirement, retirement plan, Retirement Planning, retirement savings, Review, room, Salary, savings, science, search, SEC, security, Sell, selling, short, short-term rental, short-term rentals, Side, Side Hustle, Side Hustles, single, smart, social, social security, south dakota, Spending, state tax, state taxes, states, students, tax, tax deductions, tax time, taxes, Tennessee, texas, The Wall Street Journal, time, tips, title, Transportation, trust, Twitter, Uber, unique, utilities, vacation, variable, Video, virtual, virtual assistant, walking, wall, Wall Street, washington, wealth, wealth management, Websites, will, woman, work, workers, working, youtube

The Hidden Benefit of Saving Money

March 15, 2023 by Brett Tams

Saving money is a no-brainer. Its benefit is obvious. You have more money! Your bank account grows. Your 401(k) grows. You can retire (potentially early) and do fun things with the savings you’ve built up over time. But there’s a second, hidden benefit to saving money.

Posted in: Money Basics, Personal Finance Tagged: 2, 2023, 401k, Bank, bank account, before, big, Blog, Budget, Built, categories, Choices, city, company, cost, Finance, Financial Wize, FinancialWize, fun, habit, health, health savings accounts, healthy, house, Housing, hsa, interest, Invest, investment, IRA, IRAs, Learn, Life, Links, Living, money, Money Basics, monthly budget, More, more money, Move, new, Other, paycheck, payments, penny, Personal, personal finance, plan, podcast, right, roth, Roth IRA, Roth IRAs, salaries, save, Saving, saving money, savings, Savings Accounts, second, short, simple, slack, Spending, story, taxable, time, young

14 Best Types of Investment Vehicles

March 4, 2023 by Brett Tams

The post 14 Best Types of Investment Vehicles appeared first on Well Kept Wallet.

Posted in: Investing, Money Basics Tagged: 2, 401k, 403b, 457, 529, 529 college savings plan, actual, altcoins, Appreciate, appreciation, Apps, art, artists, asset allocation, assets, average, balance, Bank, bear market, before, bills, bitcoin, blue, bond, bonds, brokerage, brokerages, build, business, Buy, Buying, CD, CDs, certificate of deposit, chase, Checking Account, climate, College, College Savings, college savings plan, color, Commercial, commission, commodities, cost, Crowdfunding, crypto, cryptocurrency, currency, data, Debit Card, decades, Deductible, deposit, dividend, dividend stocks, dividends, dogecoin, due diligence, earning, employer, Empower, energy, energy stocks, estate, ETFs, ethereum, expense, Expense Ratio, expensive, facebook, Family, farmland, FDIC, Fees, Financial Planning, Financial Wize, FinancialWize, fixed, fixed income, flipping, fractional, fractional ownership, Free, free checking, fund, funds, future, games, goals, gold, government, Grow, growth, health, Health Insurance, health plan, health savings account, healthcare, hold, hours, How To, hsa, ideas, Income, index, index funds, industry, Inflation, Insurance, interest, interest rate, Invest, invest in real estate, Investing, investing apps, investment, investment apps, investment performance, investments, investors, IRA, IRAs, items, Learn, liquidity, Local, low, LOWER, maintenance, Make, Make Money, manage, market, Media, Medical, model, modern, money, money market, Money Market Account, money market accounts, More, Most Expensive, most popular, Multifamily, multiple income streams, mutual funds, needs, net worth, offer, offers, online brokerages, Other, ownership, park, passive, passive income, pay bills, Personal, pinterest, plan, Planning, plans, platinum, Popular, portfolio, portfolios, premium, present, price, Prices, products, property, Purchase, rate, Rates, Real Estate, rebalancing, REITs, rental, rental properties, rental property, Research, retirement, retirement account, retirement accounts, retirement fund, retirement plan, returns, Review, reward, rewards, right, risk, roth, Roth IRA, save, savings, Savings Account, Savings Accounts, savings plan, search, securities, Sell, selling, shares, short, single, Sites, Small Business, solo 401k, stock, stock market, stocks, target, tax, tax-advantaged, taxes, the balance, The Stock Market, time, title, tools, trading, traditional, traditional IRA, Treasury, Treasury bonds, trend, updates, value, variable, vehicles, volatility, will, withdrawal, young

The Average 401(k) Balances of 4 Generations

March 2, 2023 by Brett Tams
The Average 401(k) Balances of 4 Generations

Find out how your retirement savings stack up against the balances of your peers.

Posted in: Mortgage News Tagged: 2, 2021, 2022, 2023, 401k, All, analysis, average, baby, baby boomers, balance, boomers, building, business, company, couple, data, earning, fidelity, finances, Financial Wize, FinancialWize, front, Gen Z, Grow, healthy, home, How To, Income, investments, IRA, job, kids, Life, millennial, millennials, monkey, More, Mortgage, Move, Purchase, rate, retirement, retirement accounts, retirement savings, salaries, Saving, savings, savings rate, Starting Out, tips, wealth, workers, working

Survey: Some Americans who plan to retire say they’ll leave the workforce early

February 28, 2023 by Brett Tams

Most Americans plan to retire, and those who do plan to retire expect to quit full-time work at age 57, on average, a new NerdWallet survey finds.

Posted in: Investing, Moving Guide Tagged: 2, 2023, 401(k)s, 401k, actual, advisor, All, Amount Of Money, assets, average, baby, baby boomers, balance, beach, before, Benefits, Blog, boomers, calculator, Career, choice, confidence level, covid, COVID-19, COVID-19 pandemic, currency, data, decision, decisions, dream, earning, Emergency, Emergency Fund, employer, employer match, expense, expenses, Family, Financial Advisor, financial advisors, financial goal, Financial Wize, FinancialWize, fitness, food, Free, fund, funds, future, goal, goals, good, Grow, historical, hold, hours, household, household income, Income, Inflation, interest, Invest, Investing, Investing Data, investments, investors, IRA, IRAs, job, Layoffs, Life, lights, list, Live, loan, low, LOWER, Make, making, market, millennials, money, More, more money, nerdwallet, new, Other, Other Retirement Accounts, pandemic, plan, Planning, plans, points, Raise, Recession, retire early, retirement, retirement account, retirement accounts, retirement goals, retirement plan, retirement plans, retirement savings, risk, save, Saving, Saving for Retirement, savings, School, security, selling, social, social security, social security benefits, states, stock, stock market, stress, survey, tax, tax-advantaged, time, timing, timing the market, tools, traditional, unique, united, united states, will, work, working

My New Financial Reality in the “Real World”

February 24, 2023 by Brett Tams

In many ways, graduating from college feels like freedom. Freedom from pulling all-nighters to finish that research paper. Freedom from assignments that make you ask yourself the question, “Am I really going to apply this in real life?” Freedom from the antagonizing and omnipresent pressures of keeping up your GPA. But financially, graduating has felt

The post My New Financial Reality in the “Real World” appeared first on MintLife Blog.

Posted in: Budgeting, Financial Planning, Home Ownership, Student Finances Tagged: 2, 2022, 401k, advice, after college, All, apartment, ask, author, Bank, bank account, before, big, bills, Blog, bridge, Budget, Budgeting, Budgeting 101, budgets, Buy, california, car, chance, childhood home, Cities, College, college grads, College Savings, college student, color, company, Credit, data, Debt, Debt Freedom, decades, education, expenses, expensive, experience, Finance, finances, Financial Freedom, financial habits, financial independence, Financial Literacy, Financial Planning, Financial Wize, FinancialWize, food, Free, freedom, funds, future, gift, Giving, good, graduated, graduation, Grill, guide, gym, gym membership, habits, healthy, home, How To, independence day, international, international travel, job, layout, Learn, learned, lease, lessons, Life, life after college, list, loan, Loans, Make, making, Making a Budget, meta, Mint, mint.com, mobile, money, More, Most Expensive, Moving, new, Other, parents, paycheck, payments, penny, Personal, personal finance, place, plan, Planning, plans, post college ideas, Real Life, Relationships, Rent, Research, rewards, safe, san francisco, save, Save Money, Saving, Saving 101, savings, School, social, southern california, Spending, spending habits, student, Student Finances, student loan, Student Loans, Style, summer, target, taxes, time, title, tools, Travel, travel the world, united, white, will, woman, working

How to Find a Financial Advisor in 5 Simple Steps

February 24, 2023 by Brett Tams

Financial advisors help guide people on their journey to financial health and success. A financial advisor assists families and individuals who need help with the complexity of investing, saving, and budgeting. They’re helpful for any level of income, from those with an abundance of money to those struggling with low income. If you feel you

The post How to Find a Financial Advisor in 5 Simple Steps appeared first on MintLife Blog.

Posted in: Financial Planning, Investing Tagged: 2, 2022, 401k, advice, advisor, All, analysis, app, apple, ask, assets, author, bankruptcy, before, Blog, blue, bonuses, Budgeting, build, chance, chartered financial analyst, College, college planning, color, commission, commissions, company, Compensation, cost, Credit, custom, data, Debt, Debt Repayment, decisions, efficient, entry, estate, Estate Planning, experience, Family, fiduciary, finances, Financial advice, Financial Advisor, financial advisors, Financial Goals, financial journey, Financial Planning, Financial Wize, FinancialWize, financing, FINRA, Free, General, goals, good, Google, graph, great, Grow, growth, guide, health, helpful, Hiring, history, house, How To, Income, index, industry, Insurance, interest, interview, Invest, Investing, investment, investments, IRA, job, journey, layout, Learn, legacy, library, Life, lists, loan, Local, low, Main, Make, Make Money, manage, Managing Your Money, Media, meta, Mint, mint.com, money, More, Mortgage, multiply, needs, new, offer, offers, Other, party, payments, Personal, plan, planner, Planning, plans, products, property, questions, Regulatory, repayment, retirement, retirement accounts, Retirement Income, retirement plan, right, roth, Roth IRA, sales, save, Save your money, Saving, savings, search, search engine, SEC, security, self-employed, Sell, selling, SEO, simple, single, social, stress, student, student loan, Style, taxes, time, tips, title, tools, traditional, Transaction, trust, Twitter, Video, wealth, will, work, workers, working

10 Essential Factors of a Retirement Planning Checklist

February 24, 2023 by Brett Tams

If there’s one thing that you don’t want to do twice, that would be retiring. Imagine having to go back to work after you’ve called it quits. Yuck!! I’ve heard horror stories of this happening and the most common culprit is lack of planning. Planning your retirement is something you do not want to take […]

The post 10 Essential Factors of a Retirement Planning Checklist appeared first on Good Financial Cents®.

Posted in: Retirement, Starting A Family Tagged: 2, 2021, 401k, AAMS, Accredited Asset Management Specialist, Advertising, advisor, affordable, All, analysis, author, Auto, Bank, basic, before, big, Big Picture, bills, Blog, blue, blueprint, bond, book, brokerage, Budget, business, car, categories, cents, checklist, cnbc, color, commission, cost, couple, Credit, credit card, custom, Custom Fit, data, Debt, debt free, Debts, disclosure, downsizing, Downsizing your home, eating out, employer, entry, expenses, experience, experts, Featured, fiduciary, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, Free, freedom, front, funds, Get Out of Debt, Getting Out of Debt, goal, good, Google, great, green, groceries, health, Health care, Health Insurance, healthcare, hold, home, horror stories, Illinois, Income, industry, Inflation, Insurance, investment, investments, IRA, job, Learn, Life, Lifestyle, Links, list, Live, Living, Local, LOWER, Main, Make, making, market, markets, md, Medical, medical bills, Medicare, Medigap, mistake, money, More, needs, new, new york, new york times, nursing home costs, offer, office, orange, Other, penny, pension, Personal, personal finance, personal finances, place, plan, planner, Planning, plans, podcast, portfolio, portfolios, premium, Purchase, quality, Quotes, reach, ready, Research, retire early, retirement, retirement accounts, retirement funds, Retirement Income, retirement plan, Retirement Planning, Review, save, Saving, savings, science, SEC, security, selling, social, social security, Software, Spending, spouse, Start Saving, stories, tax, The Wall Street Journal, time, tools, tracking, trust, under, unique, wall, Wall Street, wealth, wealth management, will, work, working, youtube

The rise of alternative investments

February 24, 2023 by Brett Tams

Back during the dotcom collapse of 2000, I was losing money in the stock market like a champ. I was a second-year financial analyst who had a serious case of confusing brains with a bull market. When I turned to my VP and told him I was still bullish about the stock market, he almost slapped me upside the head. “We’re in a bear market, son. Get used to it and stop dreaming!”

After losing about 30 percent in my after-tax portfolio, my dreams of stock market riches finally faded. I cried “uncle” and moved my money into more conservative investments. The funny part was that my 401k was actually up in 2000 and in 2001 because I had allocated 50 percent of my assets into a hedge fund called Andor Capital Management that went short the market.

Normally, only accredited investors — those who earn $200,000 a year or more or who have a net worth of over $1 million or more (excluding their primary residence) — can invest in hedge funds. But my firm had a partnership with Andor that gave us peons access to invest as well.

Posted in: Investing, Retirement, Taxes Tagged: 2, 401k, active, airbnb, All, Alternatives, asset allocation, assets, bear market, boats, bonds, build, Buy, College, company, Crisis, data, Debt, diversify, equity, estate, experience, Fees, Finance, financial crisis, Financial Wize, FinancialWize, fund, fund managers, funds, funny, good, government, Grow, growth, Income, index, institutional investors, Invest, Investing, investment, investments, investors, IPO, jobs, Learn, Life, low, Make, making, manage, market, Media, model, money, More, more money, natural, net worth, Operations, Other, percent, pool, portfolio, protect, Purchase, Real Estate, real estate funds, real estate market, Research, retirement, return, returns, right, rise, risk, salaries, san francisco, savings, second, short, stake, startup, stock, stock market, Strategies, Style, tax, The Stock Market, time, title, Uber, Valuations, value, volatility, wealth, wealth managers, will

Ask Yourself These 5 Questions Before Buying a Home

February 24, 2023 by Brett Tams

If you’ve been binge-watching HGTV lately, you might be thinking that buying a home could be the right decision for you. But #RealMoneyTalk — are you actually ready to be a homeowner, or are you simply allured by the idea of living two minutes away from your favorite coffee shop? We get it, real estate

The post Ask Yourself These 5 Questions Before Buying a Home appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle, Mortgage Tagged: 2, 2016, 2022, 401k, All, Appreciate, ask, at home, author, Backyard, Bank, bank account, bathroom, beach, before, bills, Blog, Budget, build, building, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, Career, city, coffee, College, college fund, color, commute, couple, Credit, data, Debt, debt to income ratio, debt-to-income, Debts, decision, deck, deposit, display, DTI, equity, estate, Europe, expenses, experience, Family, finances, Financial Wize, FinancialWize, first home, first time home buyers, fixer-upper, formula, Free, fun, fund, future, goal, goals, good, great, habits, hgtv, hole, home, Home & Refinance, home buyers, home depot, home loans, Home Ownership, home renovation, home repairs, home value, Homeowner, homeownership, house, Housing, Housing Finances, How To, improvements, Income, Investing, investment, investments, job, kids, landlord, layout, lease, lenders, Life, list, Live, Living, loan, Loans, LOWER, maintenance, Make, making, market, math, meta, Mint, mint blog, mint.com, mobile, money, More, more money, Mortgage, mortgage lenders, mortgage loan, mortgage payment, Move, needs, new, new home, orange, Other, ownership, paint, patio, payments, Personal, place, plan, projects, property, property brothers, Purchase, questions, ready, Real Estate, realtor, relocate, remodel, renovation, renovations, Rent, rental, renter, renters, renting, return, right, ROI, save, School, Sell, shopping, Side, simple, smart, Spending, Style, summer, target, time, title, tv, TV Series, value, wants, wealth, white, will, work, young, young people, Zillow
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