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retirement

What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

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25 Tax Planning Tips for Now and the Future

March 29, 2023 by Brett Tams

Tax season is the perfect time to plan for your future. Here’s a thorough guide to taxes in retirement to help you.

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Working Longer to Max Out Social Security May Fail Most Workers

March 29, 2023 by Brett Tams

The idea of working longer before claiming Social Security benefits sounds like a great retirement strategy. Staying on the job means you can maximize your eventual benefit, continue to save for retirement and avoid tapping your investments to cover living … Continue reading →

The post Working Longer to Max Out Social Security May Fail Most Workers appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2022, 2023, 429, Administration, advisor, aging, All, apple, ask, author, before, Benefits, Blog, book, calculator, categories, College, Community College, cost, couple, Credit, data, decades, delay retirement, Demographics, Disability, discrimination, entry, expenses, experience, facebook, Family, fidelity, fiduciary, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Free, future, get started, goals, good, Google, great, health, id, Income, index, Inflation, interview, investments, job, jobs, Life, Living, living expenses, Main, Make, max out, Media, men, meta, mobile, money, More, new, or, percent, planner, Planning, points, policies, politics, poor, property, questions, ready, reddit, Research, retirees, retirement, retirement age, Retirement Income, Retirement Planning, right, save, security, social, social security, social security benefits, statistics, stocks, Style, time, tips, title, tools, trends, Twitter, will, women, work, workers, working, working in retirement

America’s Retirement Score Is Declining: Here’s Why

March 29, 2023 by Brett Tams

Find out how many Americans are on track — and how many are in danger of seeing their retirement derailed.
Posted in: Moving Guide Tagged: 2021, 2022, 2023, All, analysis, assessment, Banking, before, business, categories, climate, couple, covid, COVID-19, COVID-19 pandemic, data, Entertainment, expenses, Fall, fidelity, Financial Goals, Financial Wize, FinancialWize, Free, get started, goals, good, house, id, Income, Investing, investments, kitchen, Land, Lifestyle, Make, market, money, monkey, More, needs, News, or, pandemic, pretty, ready, retirement, retirement savings, Saving, savings, Seniors, short, Spending, stock, stock market, stress, Style, survey, target, time, Travel, tv, under, will, work, workers, working

Everything you need to know about travel disruption in Germany next week

March 29, 2023 by Brett Tams

Frankfurt Airport (FRA) is warning of a “massive disruption” to air travel this coming Monday after officials confirmed a 24-hour walkout. As Germany’s largest airport — serving 250 destinations with more than 80 airlines — it’s likely to affect flights within Europe and worldwide. Monday’s action is just one part of a national dispute over …
Posted in: Moving Guide Tagged: 2, 2022, 2023, 429, 457, action, air, air travel, All, american airlines, app, ask, Auto, before, business, color, Commercial, company, country, Credit, credit card, data, double, Europe, Financial Wize, FinancialWize, flight, flights, foreseeable, government, gray, guide, id, industrial, Inflation, Insurance, insurance coverage, international, Living, lufthansa, making, More, negotiations, News, ok, or, Other, panic, plans, points, pretty, Raise, Refund, retirement, running, security, Side, Style, time, Travel, travel insurance, Twitter, united, will

Cenlar FSB names Rene Gonzales as chief technology officer

March 29, 2023 by Brett Tams

Rene Gonzales will expand his role at the mortgage servicer Cenlar FSB by offering technology leadership and implementation guidance.

Posted in: Mortgage, Refinance Tagged: 2022, 2023, AllY, Ally Financial, Architecture, business, CEO, company, covid, COVID-19, COVID-19 pandemic, decades, escrow, excellence, experience, Financial Wize, FinancialWize, homeowners, leadership, loan, Mortgage, Mortgage servicer, mortgage servicing, new, Ocwen Financial, Operations, opportunity, pandemic, Partnerships, president, programs, projects, retirement, second, Servicing, states, Style, Subservicer, Technology, united, united states, value, will, work

Are Medicare Premiums Tax Deductible?

March 28, 2023 by Brett Tams

If you’re nearing the age for Medicare eligibility, there are some things you should know about Medicare. One of those things is whether Medicare premiums are tax-deductible. You want to ensure you file your taxes correctly, but you also want … Continue reading →

The post Are Medicare Premiums Tax Deductible? appeared first on SmartAsset Blog.

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Should You Lower Your Mortgage Rate With Discount Points?

March 28, 2023 by Brett Tams

It might be wise to lean toward paying mortgage discount points to reduce the interest rate. Here’s how to make a decision that fits your circumstances.

Posted in: Moving Guide Tagged: 2, 2023, advice, affordable, agent, agents, All, ask, assets, before, black, Black Knight, Blog, Borrow, borrowers, build, business, Buy, buydown, buyer, buyers, Buying, Buying a Home, calculator, closing, closing costs, company, Compass, cost, couple, currency, data, decision, equity, estate, eXp Realty, Fall, Family, Fees, Financial Wize, FinancialWize, Florida, future, getting a mortgage, historical, home, home buyer, home buyers, home renovations, home sellers, house, How To, impact, indiana, interest, interest rate, interest rates, job, lenders, Life, list, loan, loan officers, loanDepot, LOWER, Make, market, money, More, more money, Mortgage, mortgage points, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, Move, negotiations, nerdwallet, offer, offers, opportunity, or, Other, payments, Personal, place, plan, plans, points, property, puzzle, rate, Rates, Real Estate, real estate agent, Real Estate Agents, realtor, Refinance, renovations, retirement, risk, room, san diego, save, savings, Sell, seller, sellers, shopping, Spring, time, will

9 Best Robo-Advisors of April 2023

March 28, 2023 by Brett Tams

How do the top robo advisors such as Betterment, Wealthfront, and Schwab stack up? We’ve covered the best choice in this guide.
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Enablement Could Leave you Permanently Footing the Bill for Your Entire Family

March 28, 2023 by Brett Tams

The recession, inflation and COVID-19 have made a bad situation worse. Financial dependency now has aging parents living with their adult children and their adult children footing the bill for their parent’s ill-planned retirement. All while also trying to raise … Continue reading →

The post Enablement Could Leave you Permanently Footing the Bill for Your Entire Family appeared first on SmartAsset Blog.

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