The cost of insurance can be a big hit to your personal bottom line. That’s especially true when you consider all the types of coverage you may need to pay for, including auto, health, and life insurance plans. Here are some tips for how to budget for insurance without compromising your lifestyle. Steps for Budgeting… Read More
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[UPDATE: Offer(s) below is no longer available through our site. Please visit our credit card marketplace for current offers. DISCLOSURE: Cards from our partners are mentioned below.] Itâs easy to go a little overboard on spending during the holiday season. Between gifts, travel, and food, your credit card balance can quickly grow out of control. When that… Read More
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Yes, home equity lines of credit (HELOC) can have an impact on your credit score. Whether that impact to your credit score is negative or positive depends on how you manage your HELOC. It also depends on your overall financial situation and ability to make timely payments on any amount you borrow via your home equity line of credit…. Read More
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[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] It can be difficult for busy or absentminded people to remember to redeem their credit card rewards on a regular basis…. Read More
The post These Cards will Automatically Redeem Your Credit Card Rewards For You appeared first on Credit.com.
When it comes to credit, approval is all in the numberâthe three-digit number thatâs your credit score. Most lenders and credit card issuers use this number to determine your risk level as a borrower. In general, credit scores are categorized as bad, poor, fair, good, good or excellent. However, another important designation impacts whether youâll… Read More
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Editorial disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and arenât reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuerâs website for the most current information… Read More
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Your taxes pay for a variety of government services, as well as government debt and salaries. The federal government spends a lot of money. In 2019, for example, the government spent a total of around $4.4 trillion. You know that sounds like a lot, but how much is it really? For comparison, $4.4 trillion was around a… Read More
The post 10 Things Taxes Pay For: Where Do Your Federal Tax Dollars Go? appeared first on Credit.com.
Paying off your debts is a critical part of a healthy credit profile. Hereâs what you need to know about how to find your debts. Itâs uncomfortable to admit, but itâs entirely possible that you have debts you didnât even know about. Whether mail went missing or communication about medical debt got mixed up, it’s… Read More
The post How to Find All Your Debts: 4 Tips appeared first on Credit.com.
NOTE: Due to the COVID-19 coronavirus pandemic, the IRS has extended the federal tax filing and payment deadline to July 15, 2020. The recent relief package passed by Congress may have additional tax implications. Please contact a tax adviser for information you may need to complete your taxes this year. Learn more. According to the… Read More
The post What Happens if You Lie on Your Taxes? appeared first on Credit.com.
Letâs say youâre in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isnât up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards that can… Read More
The post Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit appeared first on Credit.com.